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9-24
get Universal Credit and you and your partner earn £617 or more a month combined, after tax and National Insurance contributions
9
Benefit cap
24
1,347
1,475
9-25
You’re also not affected by the cap if you, your partner or any children under 18 living with you gets:
9
Benefit cap
25
1,476
1,579
9-26
Armed Forces Compensation Scheme
9
Benefit cap
26
1,580
1,612
9-27
Armed Forces Independence Payment
9
Benefit cap
27
1,613
1,646
9-28
Attendance Allowance
9
Benefit cap
28
1,647
1,667
9-29
Carer’s Allowance
9
Benefit cap
29
1,668
1,685
9-30
Disability Living Allowance (DLA)
9
Benefit cap
30
1,686
1,719
9-31
Employment and Support Allowance (if you get the support component)
9
Benefit cap
31
1,720
1,787
9-32
Guardian’s Allowance
9
Benefit cap
32
1,788
1,808
9-33
Industrial Injuries Benefits (and equivalent payments as part of a War Disablement Pension or the Armed Forces Compensation Scheme)
9
Benefit cap
33
1,809
1,940
9-34
Personal Independence Payment (PIP)
9
Benefit cap
34
1,941
1,976
9-35
War pensions
9
Benefit cap
35
1,977
1,989
9-36
War Widow’s or War Widower’s Pension
9
Benefit cap
36
1,990
2,026
9-37
If you are affected, the benefit cap might not start for 9 months - depending on your earnings.
9
Benefit cap
37
2,027
2,122
9-38
When the benefit cap affects your Universal Credit payments
9
Benefit cap
38
2,123
2,182
9-39
The benefit cap might not affect your Universal Credit payments for up to 9 months. This is called the ‘grace period’.
9
Benefit cap
39
2,183
2,301
9-40
You’ll get the grace period if all of the following are true:
9
Benefit cap
40
2,302
2,363
9-41
you’re claiming Universal Credit because you stopped working or your earnings went down
9
Benefit cap
41
2,364
2,451
9-42
you’re now earning less than £617 a month
9
Benefit cap
42
2,452
2,493
9-43
in each of the 12 months before your earnings went down or you stopped working, you earned the same as or more than the earnings threshold (this was £604 up to 11 April 2021 and is £617 from 12 April 2021)
9
Benefit cap
43
2,494
2,699
9-44
Your partner’s earnings will be included when working out how much you earned even if they’re not claiming benefits. If you have separated from your partner, their earnings will be included for the time that you lived with them before you separated.
9
Benefit cap
44
2,700
2,949
9-45
You need to report your last 12 months’ earnings when you apply for Universal Credit to get the grace period.
9
Benefit cap
45
2,950
3,059
9-46
You will not be affected by the benefit cap if you or your partner get Universal Credit because you have a disability or health condition or because you care for someone with a disability or you earn £617 or more between you.
9
Benefit cap
46
3,060
3,285
9-47
How the 9 month grace period works
9
Benefit cap
47
3,286
3,320
9-48
If you’re already claiming Universal Credit, the grace period will start on the first day of the assessment period in which your earnings went below the earnings threshold. The threshold was £604 up to 11 April 2021 and is £617 from 12 April 2021.
9
Benefit cap
48
3,321
3,568
9-49
If you’re making a new claim for Universal Credit, the grace period starts from either:
9
Benefit cap
49
3,569
3,656
9-50
the day after the last day you worked
9
Benefit cap
50
3,657
3,694
9-51
the payday when your earnings went below the earnings threshold (this was £604 up to 11 April 2021 and is £617 from 12 April 2021)
9
Benefit cap
51
3,695
3,825
9-52
The 9 month grace period continues if you stop claiming Universal Credit and then start again.
9
Benefit cap
52
3,826
3,920
9-53
After the 9 month grace period ends, the amount of Universal Credit you get will usually go down. It might not go down if your circumstances change and you are not affected by the benefit cap.
9
Benefit cap
53
3,921
4,113
9-54
Help if you're affected by the benefit cap
9
Benefit cap
54
4,114
4,156
9-55
Contact the Department for Work and Pensions (DWP) if you’re affected by the benefit cap and you need help.
9
Benefit cap
55
4,157
4,264
9-56
If you need help paying your rent or a rent deposit, contact your local council as well. They can check if you’re eligible for a discretionary housing payment, which is not affected by the benefit cap.
9
Benefit cap
56
4,265
4,466
9-57
If you get Universal Credit
9
Benefit cap
57
4,467
4,494
9-58
Contact DWP either:
9
Benefit cap
58
4,495
4,514
9-59
through the journal in your online account
9
Benefit cap
59
4,515
4,557
9-60
by calling the Universal Credit helpline
9
Benefit cap
60
4,558
4,598
9-61
If you get any other benefits
9
Benefit cap
61
4,599
4,628
9-62
Benefit cap amounts
9
Benefit cap
62
4,629
4,648
9-63
The amount you get through the benefit cap depends on whether:
9
Benefit cap
63
4,649
4,711
9-64
you live inside or outside Greater London
9
Benefit cap
64
4,712
4,753
9-65
you’re single or in a couple
9
Benefit cap
65
4,754
4,782
9-66
your children live with you (if you’re single)
9
Benefit cap
66
4,783
4,829
9-67
If you’re in a couple but you do not live together, you’ll get the amounts for a single person.
9
Benefit cap
67
4,830
4,925
9-68
Use the benefit cap calculator to find out how much your benefit might be capped.
9
Benefit cap
68
4,926
5,007
9-69
Outside Greater London
9
Benefit cap
69
5,008
5,030
9-70
The benefit cap outside Greater London is:
9
Benefit cap
70
5,031
5,073
9-71
£384.62 per week (£20,000 a year) if you’re in a couple
9
Benefit cap
71
5,074
5,129
9-72
£384.62 per week (£20,000 a year) if you’re a single parent and your children live with you
9
Benefit cap
72
5,130
5,221
9-73
£257.69 per week (£13,400 a year) if you’re a single adult
9
Benefit cap
73
5,222
5,280
9-74
Inside Greater London
9
Benefit cap
74
5,281
5,302
9-75
The benefit cap inside Greater London is:
9
Benefit cap
75
5,303
5,344
9-76
£442.31 per week (£23,000 a year) if you’re in a couple
9
Benefit cap
76
5,345
5,400
9-77
£442.31 per week (£23,000 a year) if you’re a single parent and your children live with you
9
Benefit cap
77
5,401
5,492
9-78
£296.35 per week (£15,410 a year) if you’re a single adult
9
Benefit cap
78
5,493
5,551
10-0
Eligibility
10
Challenge a benefit decision (mandatory reconsideration)
0
0
11
10-1
If you disagree with a decision about benefits, tax credits or child maintenance you can ask for the decision to be looked at again - this is called ‘mandatory reconsideration’.
10
Challenge a benefit decision (mandatory reconsideration)
1
12
189
10-2
This guide is also available in Welsh (Cymraeg).
10
Challenge a benefit decision (mandatory reconsideration)
2
190
238
10-3
You can do this if any of the following apply:
10
Challenge a benefit decision (mandatory reconsideration)
3
239
285
10-4
you think the office dealing with your claim has made an error or missed important evidence
10
Challenge a benefit decision (mandatory reconsideration)
4
286
377
10-5
you disagree with the reasons for the decision
10
Challenge a benefit decision (mandatory reconsideration)
5
378
424
10-6
you want to have the decision looked at again
10
Challenge a benefit decision (mandatory reconsideration)
6
425
470
10-7
Some decisions cannot be reconsidered. Others can go straight to an appeal. Your original decision letter will say if this applies to you.
10
Challenge a benefit decision (mandatory reconsideration)
7
471
609
10-8
You need to ask for mandatory reconsideration within one month of the date of the decision.
10
Challenge a benefit decision (mandatory reconsideration)
8
610
701
10-9
Benefits this applies to
10
Challenge a benefit decision (mandatory reconsideration)
9
702
726
10-10
You can ask for mandatory reconsideration for benefits including:
10
Challenge a benefit decision (mandatory reconsideration)
10
727
792
10-11
Attendance Allowance
10
Challenge a benefit decision (mandatory reconsideration)
11
793
813
10-12
Bereavement Allowance
10
Challenge a benefit decision (mandatory reconsideration)
12
814
835
10-13
Carer’s Allowance
10
Challenge a benefit decision (mandatory reconsideration)
13
836
853
10-14
Carer’s Credit
10
Challenge a benefit decision (mandatory reconsideration)
14
854
868
10-15
child maintenance (sometimes known as ‘child support’)
10
Challenge a benefit decision (mandatory reconsideration)
15
869
923
10-16
Compensation Recovery Scheme (including NHS recovery claims)
10
Challenge a benefit decision (mandatory reconsideration)
16
924
984
10-17
Diffuse Mesotheliomia Payment Scheme
10
Challenge a benefit decision (mandatory reconsideration)
17
985
1,021
10-18
Disability Living Allowance
10
Challenge a benefit decision (mandatory reconsideration)
18
1,022
1,049
10-19
Employment and Support Allowance (ESA)
10
Challenge a benefit decision (mandatory reconsideration)
19
1,050
1,088
10-20
Funeral Expenses Payment
10
Challenge a benefit decision (mandatory reconsideration)
20
1,089
1,113
10-21
Income Support
10
Challenge a benefit decision (mandatory reconsideration)
21
1,114
1,128
10-22
Industrial Injuries Disablement Benefit
10
Challenge a benefit decision (mandatory reconsideration)
22
1,129
1,168
10-23
Jobseeker’s Allowance (JSA)
10
Challenge a benefit decision (mandatory reconsideration)
23
1,169
1,196
10-24
Maternity Allowance
10
Challenge a benefit decision (mandatory reconsideration)
24
1,197
1,216
10-25
Pension Credit
10
Challenge a benefit decision (mandatory reconsideration)
25
1,217
1,231
10-26
Personal Independence Payment (PIP)
10
Challenge a benefit decision (mandatory reconsideration)
26
1,232
1,267
10-27
Sure Start Maternity Grant
10
Challenge a benefit decision (mandatory reconsideration)
27
1,268
1,294
10-28
Universal Credit (including advance payments)
10
Challenge a benefit decision (mandatory reconsideration)
28
1,295
1,340
10-29
Winter Fuel Payment
10
Challenge a benefit decision (mandatory reconsideration)
29
1,341
1,360
10-30
There’s a different process for Child Benefit, Tax-Free Childcare and 30 hours free childcare, Guardian’s Allowance, tax credits, Housing Benefit and Vaccine Damage Payment.
10
Challenge a benefit decision (mandatory reconsideration)
30
1,361
1,534
10-31
How to ask for mandatory reconsideration
10
Challenge a benefit decision (mandatory reconsideration)
31
1,535
1,575
10-32
Contact the benefits office that gave you the decision. You can contact them:
10
Challenge a benefit decision (mandatory reconsideration)
32
1,576
1,653
10-33
by phone
10
Challenge a benefit decision (mandatory reconsideration)
33
1,654
1,662
10-34
by letter
10
Challenge a benefit decision (mandatory reconsideration)
34
1,663
1,672
10-35
by filling in and returning a form
10
Challenge a benefit decision (mandatory reconsideration)
35
1,673
1,707
10-36
The contact details are on your decision letter.
10
Challenge a benefit decision (mandatory reconsideration)
36
1,708
1,756
10-37
You need to ask for mandatory reconsideration within one month of the date on your decision letter. If you’re writing, the letter or form must arrive by then.
10
Challenge a benefit decision (mandatory reconsideration)
37
1,757
1,915
10-38
If you do not have your decision letter, contact the office where you applied for the benefit.
10
Challenge a benefit decision (mandatory reconsideration)
38
1,916
2,010
10-39
There’s a different process for Child Benefit, Tax-Free Childcare and 30 hours free childcare, Guardian’s Allowance, tax credits, Housing Benefit and Vaccine Damage Payment.
10
Challenge a benefit decision (mandatory reconsideration)
39
2,011
2,184
10-40
If you get Universal Credit
10
Challenge a benefit decision (mandatory reconsideration)
40
2,185
2,212
10-41
If you get Universal Credit you can use your journal to ask for mandatory reconsideration.
10
Challenge a benefit decision (mandatory reconsideration)
41
2,213
2,303
10-42
If you’re unable to use your journal, you can ask for mandatory reconsideration in any of the following ways:
10
Challenge a benefit decision (mandatory reconsideration)
42
2,304
2,413
10-43
writing to the address on your decision letter
10
Challenge a benefit decision (mandatory reconsideration)
43
2,414
2,460
10-44
filling in and returning a form
10
Challenge a benefit decision (mandatory reconsideration)
44
2,461
2,492