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636-13
You’re eligible for the basic State Pension if you were born before:
636
The basic State Pension
13
680
748
636-14
6 April 1951 if you’re a man
636
The basic State Pension
14
749
777
636-15
6 April 1953 if you’re a woman
636
The basic State Pension
15
778
808
636-16
If you were born on or after these dates you must claim the new State Pension.
636
The basic State Pension
16
809
887
636-17
The earliest you can get the basic State Pension is when you reach State Pension age.
636
The basic State Pension
17
888
973
636-18
To get the full basic State Pension you need a total of 30 qualifying years of National Insurance contributions or credits. This means you were either:
636
The basic State Pension
18
974
1,125
636-19
working and paying National Insurance
636
The basic State Pension
19
1,126
1,163
636-20
getting National Insurance Credits, for example for unemployment, sickness or as a parent or carer
636
The basic State Pension
20
1,164
1,262
636-21
paying voluntary National Insurance contributions
636
The basic State Pension
21
1,263
1,312
636-22
If you have fewer than 30 qualifying years, your basic State Pension will be less than £137.60 per week but you might be able to top up by paying voluntary National Insurance contributions.
636
The basic State Pension
22
1,313
1,502
636-23
To get information about your basic State Pension, contact the Pension Service or the International Pension Centre if you live abroad.
636
The basic State Pension
23
1,503
1,637
636-24
Married or in a civil partnership
636
The basic State Pension
24
1,638
1,671
636-25
If you’re not eligible for a basic State Pension or you’re not getting the full amount, you might qualify for a ‘top up’ to £82.45 per week through your spouse’s or civil partner’s National Insurance contributions.
636
The basic State Pension
25
1,672
1,886
636-26
You can get the ‘top up’ if both of you have reached State Pension age and either:
636
The basic State Pension
26
1,887
1,969
636-27
your spouse or civil partner reached State Pension age before 6 April 2016 and qualifies for some basic State Pension, even if they have not claimed it
636
The basic State Pension
27
1,970
2,121
636-28
your spouse or civil partner reached State Pension age on or after 6 April 2016 and has at least one qualifying year of National Insurance contributions or credits from before 6 April 2016, even if they do not qualify for any new State Pension or they have not claimed it
636
The basic State Pension
28
2,122
2,393
636-29
If your spouse or civil partner was born before 6 April 1950, you can only get the ‘top up’ if you’re a woman who is married to either:
636
The basic State Pension
29
2,394
2,529
636-30
a man
636
The basic State Pension
30
2,530
2,535
636-31
a woman who legally changed their gender from male to female during your marriage
636
The basic State Pension
31
2,536
2,617
636-32
If you’re not getting the ‘top up’ but think you qualify, contact the Pension Service.
636
The basic State Pension
32
2,618
2,704
636-33
You need to contact the Pension Service to claim your ‘top up’ if you’re a married woman and:
636
The basic State Pension
33
2,705
2,798
636-34
your spouse reached State Pension age before 17 March 2008
636
The basic State Pension
34
2,799
2,857
636-35
you reached State Pension age before your spouse
636
The basic State Pension
35
2,858
2,906
636-36
You’ll get any Additional State Pension or Graduated Retirement Benefit based on your own contributions in addition to the ‘top up’.
636
The basic State Pension
36
2,907
3,039
636-37
You do not qualify for a State Pension
636
The basic State Pension
37
3,040
3,078
636-38
If you’re not covered by any of these groups but want a State Pension you might be able to pay voluntary National Insurance contributions.
636
The basic State Pension
38
3,079
3,217
636-39
Men born before 1945 and women born before 1950
636
The basic State Pension
39
3,218
3,265
636-40
You need more qualifying years to get a full State Pension and a certain minimum number of years to get any State Pension at all.
636
The basic State Pension
40
3,266
3,395
636-41
| Number of years needed for a full State Pension | Number of years needed for any State Pension
636
The basic State Pension
41
3,396
3,492
636-42
Men born before 6 April 1945 | 44 | 11
636
The basic State Pension
42
3,493
3,531
636-43
Women born before 6 April 1950 | 39 | 10
636
The basic State Pension
43
3,532
3,572
636-44
Transgender people
636
The basic State Pension
44
3,573
3,591
636-45
Your State Pension might be affected if you’re a transgender person and you:
636
The basic State Pension
45
3,592
3,668
636-46
were born between 24 December 1919 and 3 April 1945
636
The basic State Pension
46
3,669
3,720
636-47
were claiming State Pension before 4 April 2005
636
The basic State Pension
47
3,721
3,768
636-48
can provide evidence that your gender reassignment surgery took place before 4 April 2005
636
The basic State Pension
48
3,769
3,858
636-49
Find out more and contact the Gender Recognition team.
636
The basic State Pension
49
3,859
3,913
636-50
You do not need to do anything if you legally changed your gender and started claiming State Pension on or after 4 April 2005 - you’ll already be claiming based on your legal gender.
636
The basic State Pension
50
3,914
4,096
636-51
What you'll get
636
The basic State Pension
51
4,097
4,112
636-52
Check if you need to claim the new State Pension instead.
636
The basic State Pension
52
4,113
4,170
636-53
The full basic State Pension is £137.60 per week. There are ways you can increase your State Pension up to or above the full amount.
636
The basic State Pension
53
4,171
4,303
636-54
You may have to pay tax on your State Pension.
636
The basic State Pension
54
4,304
4,350
636-55
To get information about your State Pension, contact the Pension Service.
636
The basic State Pension
55
4,351
4,424
636-56
How it’s paid
636
The basic State Pension
56
4,425
4,438
636-57
The day your pension is paid depends on your National Insurance number.
636
The basic State Pension
57
4,439
4,510
636-58
Last 2 digits of your National Insurance number | Day your State Pension gets paid
636
The basic State Pension
58
4,511
4,593
636-59
00 to 19 | Monday
636
The basic State Pension
59
4,594
4,611
636-60
20 to 39 | Tuesday
636
The basic State Pension
60
4,612
4,630
636-61
40 to 59 | Wednesday
636
The basic State Pension
61
4,631
4,651
636-62
60 to 79 | Thursday
636
The basic State Pension
62
4,652
4,671
636-63
80 to 99 | Friday
636
The basic State Pension
63
4,672
4,689
636-64
Your first payment is made at the end of the first full week after you reach State Pension age. If you deferred your State Pension, you’ll get your first payment at the end of the first full week in which you want to start getting your pension.
636
The basic State Pension
64
4,690
4,934
636-65
Your first payment will not include the time between reaching State Pension age and your normal payment day if that’s less than one week.
636
The basic State Pension
65
4,935
5,072
636-66
The basic State Pension is usually paid every 4 weeks into an account of your choice. You’re paid ‘in arrears’, which means you’re paid for the last 4 weeks, not for the coming 4 weeks.
636
The basic State Pension
66
5,073
5,258
636-67
There are different rules if you live abroad.
636
The basic State Pension
67
5,259
5,304
636-68
Adult Dependency Increase
636
The basic State Pension
68
5,305
5,330
636-69
Adult Dependency Increase payments have stopped. You may be eligible to apply for Pension Credit or Universal Credit.
636
The basic State Pension
69
5,331
5,448
636-70
How to claim
636
The basic State Pension
70
5,449
5,461
636-71
You will not get your State Pension automatically - you have to claim it.
636
The basic State Pension
71
5,462
5,535
636-72
Check if you need to claim the new State Pension instead.
636
The basic State Pension
72
5,536
5,593
636-73
There are 3 ways to claim the basic State Pension:
636
The basic State Pension
73
5,594
5,644
636-74
over the phone
636
The basic State Pension
74
5,645
5,659
636-75
print off and post the State Pension claim form to the Pension Service
636
The basic State Pension
75
5,660
5,730
636-76
claim from abroad including the Channel Islands
636
The basic State Pension
76
5,731
5,778
636-77
How to claim is different if you claim from Northern Ireland.
636
The basic State Pension
77
5,779
5,840
636-78
You want to keep working
636
The basic State Pension
78
5,841
5,865
636-79
You can claim your State Pension even if you carry on working.
636
The basic State Pension
79
5,866
5,928
636-80
Increase the amount you'll get
636
The basic State Pension
80
5,929
5,959
636-81
There are ways you can increase your basic State Pension if you:
636
The basic State Pension
81
5,960
6,024
636-82
are not eligible for the full amount (£137.60 per week)
636
The basic State Pension
82
6,025
6,080
636-83
want to receive more than the full amount
636
The basic State Pension
83
6,081
6,122
636-84
You should get financial advice when planning your retirement income.
636
The basic State Pension
84
6,123
6,192
636-85
Voluntary National Insurance contributions
636
The basic State Pension
85
6,193
6,235
636-86
You need 30 years of National Insurance contributions to be eligible for the full basic State Pension.
636
The basic State Pension
86
6,236
6,338
636-87
If you have gaps in your insurance record, you may be able to make voluntary contributions to increase your pension.
636
The basic State Pension
87
6,339
6,455
636-88
Delay (defer) your State Pension
636
The basic State Pension
88
6,456
6,488
636-89
Deferring your State Pension could increase your payments when you decide to claim. The basic State Pension increases by 1% for every 5 weeks you defer.
636
The basic State Pension
89
6,489
6,641
636-90
The extra amount is paid with your regular State Pension and can be claimed on top of the full basic State Pension amount.
636
The basic State Pension
90
6,642
6,764
636-91
Other ways you could increase your pension
636
The basic State Pension
91
6,765
6,807
636-92
If you’re married or in a civil partnership you may be eligible to increase your basic State Pension to £82.45 per week. Check if you qualify.
636
The basic State Pension
92
6,808
6,950
636-93
You might also qualify for the Additional State Pension or, if you’re on a low income, Pension Credit.
636
The basic State Pension
93
6,951
7,053
636-94
Inheritance
636
The basic State Pension
94
7,054
7,065
636-95
If your spouse or civil partner reached State Pension age before 6 April 2016, they should contact the Pension Service when you die to check what they can claim.
636
The basic State Pension
95
7,066
7,227
636-96
They may be able to increase their basic State Pension by using your qualifying years if they do not already get the full amount.
636
The basic State Pension
96
7,228
7,357
636-97
If they reached State Pension age on or after 6 April 2016 or are under State Pension age when you die, they can check what inheritance they might be entitled to.
636
The basic State Pension
97
7,358
7,520
636-98
You’re single or divorced
636
The basic State Pension
98
7,521
7,546
636-99
If you’re single, divorced or your civil partnership was dissolved and you die after you’ve reached State Pension age, your estate can claim up to 3 months of your basic State Pension. They can only do this if you had not claimed it.
636
The basic State Pension
99
7,547
7,780
636-100
Extra money from deferring your State Pension
636
The basic State Pension
100
7,781
7,826
636-101
If you decided to defer your State Pension and built up an extra amount, your spouse or civil partner may either claim the extra State Pension or get a lump sum.
636
The basic State Pension
101
7,827
7,988
636-102
If you deferred for less than 12 months your spouse or civil partner can only get extra State Pension, not a lump sum.
636
The basic State Pension
102
7,989
8,107
636-103
If you deferred for 12 months or more they can choose to get extra State Pension or a lump sum payment. Provided they have not remarried or formed a new civil partnership since your death they can get this when they reach State Pension age.
636
The basic State Pension
103
8,108
8,348
636-104
State Pension top up
636
The basic State Pension
104
8,349
8,369
636-105
If you topped up your State Pension (between 12 October 2015 and 5 April 2017), your spouse or civil partner may be able to inherit some or all of your top up.
636
The basic State Pension
105
8,370
8,529
636-106
Change of circumstances
636
The basic State Pension
106
8,530
8,553
636-107
You must tell the Pension Service if anything in your circumstances changes, for example if you:
636
The basic State Pension
107
8,554
8,650
636-108
move home
636
The basic State Pension
108
8,651
8,660
636-109
go into or come out of hospital
636
The basic State Pension
109
8,661
8,692
636-110
move abroad or return to the UK
636
The basic State Pension
110
8,693
8,724
636-111
go into a care home
636
The basic State Pension
111
8,725
8,744
636-112
change your bank account
636
The basic State Pension
112
8,745
8,769