chunk_id
stringlengths
3
7
chunk
stringlengths
0
841
source_url
stringclasses
652 values
title
stringclasses
652 values
chunk_idx
int64
0
558
chunk_start_char
int64
0
48.7k
chunk_end_char
int64
3
48.7k
636-113
marry or form a civil partnership
636
The basic State Pension
113
8,770
8,803
636-114
get divorced or have your civil partnership dissolved
636
The basic State Pension
114
8,804
8,857
636-115
are widowed or your civil partner dies
636
The basic State Pension
115
8,858
8,896
636-116
change your gender
636
The basic State Pension
116
8,897
8,915
636-117
If you’ve been paid too much
636
The basic State Pension
117
8,916
8,944
636-118
You may have to repay the money if you:
636
The basic State Pension
118
8,945
8,984
636-119
did not report a change straight away
636
The basic State Pension
119
8,985
9,022
636-120
gave wrong information
636
The basic State Pension
120
9,023
9,045
636-121
were overpaid by mistake
636
The basic State Pension
121
9,046
9,070
636-122
Find out how to repay overpaid money.
636
The basic State Pension
122
9,071
9,108
637-0
Overview
637
Additional State Pension
0
0
8
637-1
The Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you’re:
637
Additional State Pension
1
9
125
637-2
a man born before 6 April 1951
637
Additional State Pension
2
126
156
637-3
a woman born before 6 April 1953
637
Additional State Pension
3
157
189
637-4
This guide is also available in Welsh (Cymraeg).
637
Additional State Pension
4
190
238
637-5
You get the new State Pension if you were born on or after this date. You will not qualify for the Additional State Pension, but you might still be able to inherit Additional State Pension from your partner.
637
Additional State Pension
5
239
446
637-6
You get the Additional State Pension automatically if you’re eligible for it, unless you’ve contracted out of it.
637
Additional State Pension
6
447
560
637-7
The Additional State Pension is paid with your basic State Pension.
637
Additional State Pension
7
561
628
637-8
What you'll get
637
Additional State Pension
8
629
644
637-9
There is no fixed amount for the Additional State Pension.
637
Additional State Pension
9
645
703
637-10
How much you get depends on:
637
Additional State Pension
10
704
732
637-11
how many years you paid National Insurance for
637
Additional State Pension
11
733
779
637-12
your earnings
637
Additional State Pension
12
780
793
637-13
whether you’ve contracted out of the scheme
637
Additional State Pension
13
794
837
637-14
whether you topped up your basic State Pension (this was only possible between 12 October 2015 and 5 April 2017)
637
Additional State Pension
14
838
950
637-15
How you’re paid
637
Additional State Pension
15
951
966
637-16
The Additional State Pension is paid with your basic State Pension into your bank account.
637
Additional State Pension
16
967
1,057
637-17
Eligibility
637
Additional State Pension
17
1,058
1,069
637-18
You reached State Pension age on or after 6 April 2016
637
Additional State Pension
18
1,070
1,124
637-19
You will not get the Additional State Pension if you reached State Pension age on or after 6 April 2016. You’ll get the new State Pension.
637
Additional State Pension
19
1,125
1,263
637-20
You reached State Pension age before 6 April 2016
637
Additional State Pension
20
1,264
1,313
637-21
If you reached State Pension age before 6 April 2016 and started claiming the basic State Pension, you’ll automatically get any Additional State Pension you’re eligible for. There is no need to make a separate claim.
637
Additional State Pension
21
1,314
1,530
637-22
You may not get any Additional State Pension for periods when you were contracted out of it.
637
Additional State Pension
22
1,531
1,623
637-23
When you have contributed to the Additional State Pension
637
Additional State Pension
23
1,624
1,681
637-24
The Additional State Pension is made up of 3 schemes. You might have contributed to more than one, depending on:
637
Additional State Pension
24
1,682
1,794
637-25
how long you’ve been working
637
Additional State Pension
25
1,795
1,823
637-26
whether you chose to top up your State Pension
637
Additional State Pension
26
1,824
1,870
637-27
Time | Scheme | You contributed if
637
Additional State Pension
27
1,871
1,905
637-28
2002 to 2016 | State Second Pension | You were employed or claiming certain benefits
637
Additional State Pension
28
1,906
1,990
637-29
1978 to 2002 | State Earnings-Related Pension Scheme (SERPS) | You were employed
637
Additional State Pension
29
1,991
2,071
637-30
12 October 2015 to 5 April 2017 | State Pension top up | You reached State Pension age before 6 April 2016 and opted in
637
Additional State Pension
30
2,072
2,191
637-31
The State Second Pension since 2002
637
Additional State Pension
31
2,192
2,227
637-32
You contributed through your National Insurance contributions if at any time between 6 April 2002 and 5 April 2016 you were:
637
Additional State Pension
32
2,228
2,352
637-33
employed and earning at least the lower earnings limit - this was £5,824 in the 2015 to 2016 tax year
637
Additional State Pension
33
2,353
2,454
637-34
looking after children under 12 and claiming Child Benefit
637
Additional State Pension
34
2,455
2,513
637-35
caring for a sick or disabled person more than 20 hours a week and claiming Carer’s Credit
637
Additional State Pension
35
2,514
2,604
637-36
working as a registered foster carer and claiming Carer’s Credit
637
Additional State Pension
36
2,605
2,669
637-37
receiving certain other benefits due to illness or disability
637
Additional State Pension
37
2,670
2,731
637-38
Contracting out
637
Additional State Pension
38
2,732
2,747
637-39
You could only contract out of the Additional State Pension if your employer ran a contracted-out pension scheme. Check with them.
637
Additional State Pension
39
2,748
2,878
637-40
While you were a member of a contracted-out workplace pension you did not contribute to the Additional State Pension. In some cases, you could get the Second State Pension even if you did not contribute, for example if your earnings were low.
637
Additional State Pension
40
2,879
3,121
637-41
You cannot contract out after 6 April 2016. If you were contracted out, your National Insurance contributions increased to your standard rate after this date.
637
Additional State Pension
41
3,122
3,280
637-42
The extra pension you get from a contracted-out pension scheme is usually the same as, or more than, the Additional State Pension you would have got if you did not contract out.
637
Additional State Pension
42
3,281
3,458
637-43
Check if you were contracted out
637
Additional State Pension
43
3,459
3,491
637-44
You can find out if you were contracted out by:
637
Additional State Pension
44
3,492
3,539
637-45
checking an old payslip
637
Additional State Pension
45
3,540
3,563
637-46
calling your pension provider
637
Additional State Pension
46
3,564
3,593
637-47
The Pension Tracing Service might be able to find your pension providers’ contact details if you’ve lost contact with them.
637
Additional State Pension
47
3,594
3,717
637-48
National Insurance while contracting out
637
Additional State Pension
48
3,718
3,758
637-49
You paid lower National Insurance contributions while you were contracted out if:
637
Additional State Pension
49
3,759
3,840
637-50
you earned between £155 and £770 a week
637
Additional State Pension
50
3,841
3,880
637-51
you were under State Pension age
637
Additional State Pension
51
3,881
3,913
637-52
you did not pay reduced rate National Insurance
637
Additional State Pension
52
3,914
3,961
637-53
What happens when you retire
637
Additional State Pension
53
3,962
3,990
637-54
You’ll get a pension from your employer’s workplace pension scheme.
637
Additional State Pension
54
3,991
4,058
637-55
How to claim
637
Additional State Pension
55
4,059
4,071
637-56
You do not have to do anything to claim the Additional State Pension.
637
Additional State Pension
56
4,072
4,141
637-57
If you’re eligible for an Additional State Pension, you’ll automatically get it when you claim your State Pension.
637
Additional State Pension
57
4,142
4,256
637-58
After you claim, the Pension Service will write to you and tell you how much you’re getting.
637
Additional State Pension
58
4,257
4,349
637-59
Inheriting Additional State Pension
637
Additional State Pension
59
4,350
4,385
637-60
If your spouse or civil partner dies, you may be able to inherit part of their Additional State Pension. Contact the Pension Service to check what you can claim and how.
637
Additional State Pension
60
4,386
4,555
637-61
Maximum State Second Pension you can inherit
637
Additional State Pension
61
4,556
4,600
637-62
You can inherit up to 50% of your spouse or civil partner’s State Second Pension.
637
Additional State Pension
62
4,601
4,682
637-63
Maximum SERPS pension and State Pension top up you can inherit
637
Additional State Pension
63
4,683
4,745
637-64
The maximum you can inherit depends on when your spouse or civil partner died.
637
Additional State Pension
64
4,746
4,824
637-65
If they died before 6 October 2002, you can inherit up to 100% of their SERPS pension.
637
Additional State Pension
65
4,825
4,911
637-66
If they died on or after 6 October 2002, the maximum SERPS pension and State Pension top up you can inherit depends on their date of birth.
637
Additional State Pension
66
4,912
5,051
637-67
Man’s date of birth | Woman’s date of birth | Maximum % of SERPS and State Pension top up you can inherit
637
Additional State Pension
67
5,052
5,157
637-68
5 October 1937 or before | 5 October 1942 or before | 100%
637
Additional State Pension
68
5,158
5,216
637-69
6 October 1937 to 5 October 1939 | 6 October 1942 to 5 October 1944 | 90%
637
Additional State Pension
69
5,217
5,290
637-70
6 October 1939 to 5 October 1941 | 6 October 1944 to 5 October 1946 | 80%
637
Additional State Pension
70
5,291
5,364
637-71
6 October 1941 to 5 October 1943 | 6 October 1946 to 5 October 1948 | 70%
637
Additional State Pension
71
5,365
5,438
637-72
6 October 1943 to 5 October 1945 | 6 October 1948 to 5 July 1950 | 60%
637
Additional State Pension
72
5,439
5,509
637-73
6 October 1945 and after | 6 July 1950 and after | 50%
637
Additional State Pension
73
5,510
5,564
637-74
If your spouse or civil partner died within 90 days of topping up their State Pension, the top up should have been refunded to their estate (their total property, money and possessions), minus any payments they received before they died. This means you will not inherit the top up as part of their Additional State Pensi...
637
Additional State Pension
74
5,565
5,888
637-75
How it’s paid
637
Additional State Pension
75
5,889
5,902
637-76
Any Additional State Pension you inherit will be paid on top of your State Pension when you reach State Pension age.
637
Additional State Pension
76
5,903
6,019
637-77
If you get your own Additional State Pension
637
Additional State Pension
77
6,020
6,064
637-78
The maximum amount of Additional State Pension you can get is £180.31 per week. The limit does not include State Pension top up.
637
Additional State Pension
78
6,065
6,193
637-79
If you get Widowed Parent’s Allowance
637
Additional State Pension
79
6,194
6,231
637-80
You may inherit Additional State Pension before you reach State Pension age. You’ll stop receiving it if your Widowed Parent’s Allowance ends.
637
Additional State Pension
80
6,232
6,374
637-81
You may receive it again when you reach State Pension age if you were over 45 when you were entitled to Widowed Parent’s Allowance.
637
Additional State Pension
81
6,375
6,506
637-82
If your Widowed Parent’s Allowance or Bereavement Allowance ended before you were 55, you’ll receive less Additional State Pension.
637
Additional State Pension
82
6,507
6,638
637-83
When you cannot inherit Additional State Pension
637
Additional State Pension
83
6,639
6,687
637-84
You cannot inherit your spouse or civil partner’s Additional State Pension if you remarry or form another civil partnership before you reach State Pension age.
637
Additional State Pension
84
6,688
6,847
637-85
The date you reach State Pension age also affects whether you can inherit Additional State Pension.
637
Additional State Pension
85
6,848
6,947
637-86
If you reached State Pension age before 6 April 2010
637
Additional State Pension
86
6,948
7,000
637-87
You cannot inherit your spouse or civil partner’s Additional State Pension if they died before they reached their State Pension age and after you reached yours.
637
Additional State Pension
87
7,001
7,161
637-88
This does not apply if you’re a woman who was married to:
637
Additional State Pension
88
7,162
7,219
637-89
a man
637
Additional State Pension
89
7,220
7,225