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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Married, 55, grown kids: Should I buy life insurance, or invest in stocks? The ultimate decision ### Answer: If I were in your shoes, I would invest conservatively fully aware that for the next few ye...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stock Options for a company bought out in cash and stock ### Answer: There is no chance the deal will complete before option expiration. Humana stock will open Monday close to the $235 buyout price, a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Funding an ira or roth ira ### Answer: No, you don't have to have the money deducted from your paycheck. The IRS doesn't get a copy of your paycheck anyway. When you file your annual tax return (form ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Funding an ira or roth ira ### Answer: And on the last sentence, it doesn't matter when or where the money was earned (money is fungible, so there's generally not even any way to tell), but you do hav...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is silver so volatile compared to the S&P 500? ### Answer: The S&P 500 represents a broadly diversified basket of stocks. Silver is a single metal. If all else is equal, more diversification mea...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is silver so volatile compared to the S&P 500? ### Answer: Silver is a commodity. It's valuable for certain kinds of manufacturing, jewelry, and as a speculative financial instrument or hedge agai...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can an Indian citizen get exposure to global markets? ### Answer: You can invest upto $200K per year abroad, and yes, you can buy Google as a stock. Consider opening an international account with ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can an Indian citizen get exposure to global markets? ### Answer: It isn't just ETFs, you have normal mutual funds in India which invest internationally. This could be convenient if you don't alre...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can an Indian citizen get exposure to global markets? ### Answer: There are some ETF's on the Indian market that invest in broad indexes in other countries Here's an article discussing this Be aw...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can an Indian citizen get exposure to global markets? ### Answer: Other than the possibility of minimal entry price being prohibitively high, there's no reason why you couldn't participate in any ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Using stock options to lower income tax in the USA? ### Answer: You're talking about NQO - non-qualified stock options. Even assuming the whole scheme is going to work, the way NQO are taxed is that t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the maximum I can have stored in a traditional 401(k) and a Roth 401(k)? ### Answer: I've never seen anything in any IRS publication that placed limits on the balance of a 401K, only on what y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the maximum I can have stored in a traditional 401(k) and a Roth 401(k)? ### Answer: The numbers aside (I'd not assume 12%/yr) there is no limit to the balance. There are 401(k) accounts that ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Which USA Brokerage Firms can I transfer my India stocks to? ### Answer: You might what to check out Interactive Brokers. If your India stock is NSE listed they might be able to do it since they supp...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I withdraw cash from selling investments before the settlement date? ### Answer: No, you cannot withdraw the money until settlement day. Some brokers will allow you to trade with unsettled funds, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I withdraw cash from selling investments before the settlement date? ### Answer: Depends on your account. If you have a margin account, then you can "withdraw" the margin, and it will get paid off...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can you correlate a company stock's performance with overall market performance? ### Answer: How can you correlate a company stock's performance with overall market performance. No you can't. Ther...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can you correlate a company stock's performance with overall market performance? ### Answer: Generally, if you are trend trading, and if the market as a hole is going up strongly and an individual...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What kind of traditional IRA should I use to hold funds from old employer 401K plans? ### Answer: Magazines like SmartMoney often have an annual issue that reviews brokers. One broker may have a wider...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good price to “Roll” a Covered Call? ### Answer: There is no reason to roll an option if the current market value is lower than the strike sold. Out-of-the-money strikes (as is the $12 strik...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good price to “Roll” a Covered Call? ### Answer: An expiration 2 years out will have Sqr(2) (yes the square root of 2!) times the premium of the 1 year expiration. So if the option a year ou...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good price to “Roll” a Covered Call? ### Answer: If the call is in the money and you believe the reason for the price jump was an overreaction with a pullback on the horizon or you anticipat...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do about proxy statements? ### Answer: You own a fractional share of the company, maybe you should care enough to at least read the proxy statements which explain the pro and con positio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do about proxy statements? ### Answer: Whether or not you want to abstain or throw away the proxy, one reason it's important to at least read the circular is to find out if any of the pr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do about proxy statements? ### Answer: On most proxy statements (all I have ever received) you have the ability to abstain from voting. Just go down the list and check Abstain then retu...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the maximum number of options I can buy if the price is $0.01? ### Answer: Options trading at $.01 have the same position limits as other options. Self regulatory organizations set the positio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why does a company's stock price affect its ability to raise debt? ### Answer: As JB hints, it is likely due to superior or improving, fundamentals. If the fundamentals of a company improve then its a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is the number of issued shares less than the number of outstanding shares ### Answer: The formulae #issued shares = #outstanding shares + #treasury shares looks right. However it looks like the Tr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is the number of issued shares less than the number of outstanding shares ### Answer: The language in the starbucks accounts is highly ambiguous. But Starbucks has no treasury shares which helps w...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is the number of issued shares less than the number of outstanding shares ### Answer: I have been asking myself a similar question about the financial statements of Weyerhaeuser. In response to Dh...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I have to pay a capital gains tax if I rebuy the same stock within 30 days? ### Answer: Yes. Wash rules are only for losses. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I have to pay a capital gains tax if I rebuy the same stock within 30 days? ### Answer: Yes, you would have to report the gain. It is not relevant that you traded the stock previously, you still ma...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I generate $250/month every month from $4000 that I have? ### Answer: If you are looking to begin living off the money now, then Dheer's answer is correct - it is not possible. However, if yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I generate $250/month every month from $4000 that I have? ### Answer: How can I use $4000 to make $250 per month for the rest of my life? This means the investment should generate close to 6....
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to invest in Japan's stock market from the UK ### Answer: Use an exchange traded fund ETF, namely SPDR MSCI Japan EUR Hdg Ucits ETF. It is hedged and can be bought in the UK by this broker State S...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happened to GOOG-stock? Why isn't it 1.000 USD? ### Answer: The stock split, it is similar to what happened to Apple a little while back. When Google split 2 to 1, it means that each share holder...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can an ETF, open at a price other than what the pre-market was at? ### Answer: If I understand you correctly, you are noticing that a stock's price can change drastically when the time changes from pr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can an ETF, open at a price other than what the pre-market was at? ### Answer: If you're talking about an ETF trading on Arca, it's probably because of the opening auction: The match price is the pric...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to find out the amount of preferred stock of Coca Cola Company? ### Answer: Coca Cola doesn't seem to have any preferred shares outstanding. From the annual report, it does say that the number of ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to find out the amount of preferred stock of Coca Cola Company? ### Answer: You can find this in the annual report. Preferred value is not the same as common value. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to find out the amount of preferred stock of Coca Cola Company? ### Answer: From The Coca-Cola Company website, section for Investors: Stock History, Issues Year 1919 Original issue -- 600,000 sha...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to find out the amount of preferred stock of Coca Cola Company? ### Answer: They were issued in 1919 and eliminated in 1926. This means that Coca-Cola redeemed them in 1926 and either converted th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Just getting started and not sure where to go from here ### Answer: There's a lot going on here. I'd be making the maximum ($5500 for a single person under 50) contribution to the Roth IRA each year. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a Brit, how do I invest in US ETFs ### Answer: Vanguard has just recently started listing its funds in London but it doesn't look like the High Dividend Yield ETF is available yet. You'll need to e...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Tax benefits to buying stocks on Dec 31 vs. one day later? ### Answer: For a long term gain you must hold the stock a year and a day, so, the long term hold period will fall into 2015 regardless. This...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are there any consequences for investing in Vanguard's Admiral Shares funds instead of ETF's in a Roth IRA? ### Answer: The mutual fund will price at day's end, while the ETF trades during the day, li...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are there any consequences for investing in Vanguard's Admiral Shares funds instead of ETF's in a Roth IRA? ### Answer: ETFs purchases are subject to a bid/ask spread, which is the difference between ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any algorithm to calculate highest possible return on stock market? ### Answer: Highest possible is meaningless. Ex: Use 17x Leverage on E-mini S&P 500 Futures, perfectly long before an upti...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any algorithm to calculate highest possible return on stock market? ### Answer: You can statistically estimate the maximal loss/gain over a period of time T by the highest loss/gain during an...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why are stop order called “stop” when it is in fact a “start” condition? ### Answer: A stop order can be used to both enter or exit a position. A stop loss is used to set the price you want to get out...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why are stop order called “stop” when it is in fact a “start” condition? ### Answer: Historically they were conceived as a way to cut losses when the market turned against you. You would tell your bro...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is unrealized gain part of asset? ### Answer: Stocks, as an asset, represent the sum of the current market value of all of your holdings. If your portfolio is showing unrealized gains and losses, then...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is unrealized gain part of asset? ### Answer: There's an expression, "stock prices have no memory." Apple trades at about $115. Why would I carry my shares at anything but $115 even though I paid say ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would Two ETFs tracking Identical Indexes Produce different Returns? ### Answer: The top ten holdings for these funds don't overlap by even one stock. It seems to me they are targeting an index fo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would Two ETFs tracking Identical Indexes Produce different Returns? ### Answer: In your other question about these funds you quoted two very different yields for them. That pretty clearly says th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Info about managment compansation schemes in publicly traded companies ### Answer: Compensation information is available in the annual reports (10-k filings) which are available from the SEC EDGAR sys...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Info about managment compansation schemes in publicly traded companies ### Answer: Converting the comment from @MD-Tech into answer How or where could I find info about publicly traded companies about...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are the differences in taxes rules for specialty ETFs such as GLD (Gold ETF) and general ETFs? ### Answer: Gold ETFs are treated different than stock ETFs, as a collectable. This makes long-term ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I buy IPO stock during the pre-market trading on the day of IPO? ### Answer: The first moment of trading usually occurs even later than that. It may take a few hours to balance the current buy/sel...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: TDAmeritrade Quote Summary TREE vs APRN ### Answer: I suspect this is related to the fact that Blue Apron completed its IPO very recently and insider shares are likely still under a lockup period. So...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How expensive is it to keep minimal cash at a brokerage? ### Answer: You're trying to mitigate the risk of having your investments wiped out by fraud committed by your broker by using margin loans to ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How expensive is it to keep minimal cash at a brokerage? ### Answer: Losses at a brokerage firm due to fraud are insured up to $500,000 per account for securities by the SIPC (Securities Investors' P...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Inherited Stock ### Answer: Since you reference SS, I surmise you are in the US. Stock you inherit gets a stepped up basis when it's inherited. (so long as it was not contained within a tax deffered ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stock Option Value correlated to net worth of company ### Answer: There could also be some degree of dilution at play here. If they are rapidly expanding and hiring, or if they took on another round o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stock Option Value correlated to net worth of company ### Answer: I'm guessing you're talking about options given to employees. The company can issue stock options at whatever strike price it wants. T...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stock Option Value correlated to net worth of company ### Answer: There are a LOT of variables at play here, so with the info you've provided we can't give you an exact answer. Generally speaking, em...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to file income tax returns for profits from ESPP stock? ### Answer: Consult a professional CA. For shares sold outside the Indian Stock Exchanges, these will be treated as normal Long Term Capital...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to file income tax returns for profits from ESPP stock? ### Answer: I did this for the last tax year so hopefully I can help you. You should get a 1099-B (around the same time you're getting your ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why do non-electronic stock exchanges (with floor traders) still exist? ### Answer: For the second part, no most NYSE trades are done electronically. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why do non-electronic stock exchanges (with floor traders) still exist? ### Answer: Non-electronic stock exchanges still exist because they used to exist. There are a lot of people in trading firms wh...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I begin investment saving, rather than just saving in a bank account? ### Answer: In general, the higher the return (such as interest), the higher the risk. If there were a high-return no-risk ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I begin investment saving, rather than just saving in a bank account? ### Answer: CDs may be one good option if you have a sense of when you may need the money(-ish), especially with more gener...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where Can The Fully Diluted Outstanding Shares Of A Company Be Found? ### Answer: You can calculate the fully diluted shares by comparing EPS vs diluted (adjusted) EPS as reported in 10K. I don't beli...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Long term investing alternative to mutual funds ### Answer: Typically mutual funds will report an annualized return. It's probably an average of 8% per year from the date of inception of the fund. Tha...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Long term investing alternative to mutual funds ### Answer: You are not limited in these 3 choices. You can also invest in ETFs, which are similar to mutual funds, but traded like stocks. Usually (at ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a “standard deduction” for Line 5 on Schedule A of Federal taxes? ### Answer: The $10,400 is in the question, in two pieces. His employer withheld $8000, and her employer withheld $2400. Th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Multiple mortgage pre-approvals and effects on credit score ### Answer: The problem is not the credit score; it is the "competing" inquiries. Multiple inquiries will be considered as one if done withi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Multiple mortgage pre-approvals and effects on credit score ### Answer: Johnny. I recently bought my first home as well, and I have worked in the credit business (not mortgage), so I think I can answ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Changes in Capital Gains Tax in the US - Going to 20% in 2011? ### Answer: The top long-term capital gains tax rate will rise to 20% effective 1 Jan, 2011, unless Congress decides to do something abou...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Changes in Capital Gains Tax in the US - Going to 20% in 2011? ### Answer: For the record, now that 2011 is here we know that the capital gains tax rate didn't change. Congress extended it for two mor...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Changes in Capital Gains Tax in the US - Going to 20% in 2011? ### Answer: Consider doing things that will allow for tax deductions, such as short selling. The IRS has regulations on this as well. And...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Getting started in stock with one special field of activity ### Answer: I don't think investing in only one industry, which you may know well, is very wise. You may want to invest in that industry but...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Getting started in stock with one special field of activity ### Answer: Investing only in one industry may be problematic as it is highly correlated. There are factor outside your (or anyones) knowled...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Getting started in stock with one special field of activity ### Answer: You are always best off investing in things you understand. If you have a deep understanding of the aeronautical industry, say, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Getting started in stock with one special field of activity ### Answer: It depends on what you're talking about. If this is for your retirement accounts, like IRAs, then ABSOLUTELY NOT! In your retire...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Interactive Brokers: IOPTS and list of structured products ### Answer: I think an IOPT is a Dutch warrant. Someone else might understand what this is. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Interactive Brokers: IOPTS and list of structured products ### Answer: Interactive Brokers offers global securities trading. Notice that the security types are: cash, stock (STK), futures (FUT), optio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I do with a physical stock certificate for a now-mutual company? ### Answer: I found the following on a stock to mutual conversion for insurance firms for Ohio. Pulling from that link, Any d...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: No trading data other than close for a stock on a given date ### Answer: There are several reasons why this may happen and I will update as I get more information from you. Volumes on that stock look ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: No trading data other than close for a stock on a given date ### Answer: The last column in the source data is volume (the number of stocks that was exchanged during the day), and it also has a value ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the minimum lot size (number of shares) for the London Stock Exchange? ### Answer: Good question! It seems to me that there is no minimum order size for shares trading on the LSE. Please note,...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the minimum lot size (number of shares) for the London Stock Exchange? ### Answer: 1 lot is 100 shares on London stock exchange ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Mutual Funds Definition and Role ### Answer: I think you are asking about actively managed funds vs. indexes and possibly also vs. diversified funds like target date funds. This is also related to the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Mutual Funds Definition and Role ### Answer: Mutual funds buy (and sell) shares in companies in accordance with the policies set forth in their prospectus, not according to the individual needs of a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Formula for estimating amount needed to become full-time stock market investor ### Answer: You can't get there from here. This isn't the right data. Consider the following five-year history: 2%, 1...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why do people buy stocks at higher price in merger? ### Answer: Without any highly credible anticipation of a company being a target of a pending takeover, its common stock will normally trade at what...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why do people buy stocks at higher price in merger? ### Answer: There are kind of two answers here: the practical reason an acquirer has to pay more for shares than their current trading price and the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why do people buy stocks at higher price in merger? ### Answer: Microsoft wants to buy a majority in the stock. To accomplish that, they have to offer a good price, so the current share owners are wil...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does leverage work? ### Answer: JoeTaxpayer's answer adequately explained leverage and some of your risks. Your risks also include: The firm's risk is that you will figure out a way to leave the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does leverage work? ### Answer: For sake of simplicity, say the Euro is trading at $1.25. You have leveraged control of $100,000 given the 100x leverage. If you are bullish on the Euro, you are lo...