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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Whether to prepay mortgage or invest in stocks ### Answer: I strongly doubt your numbers, but lets switch the question around anyway. Would you borrow 10k on your house to buy stocks on leverage? T...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Whether to prepay mortgage or invest in stocks ### Answer: what other pieces of info should I consider If you don't have liquid case available for unexpected repairs, then you probably don't want to u...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Whether to prepay mortgage or invest in stocks ### Answer: In all likelihood, the best thing you can do, if these really are your only two options (ie no other debt at all), paying-down your mortgage ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Whether to prepay mortgage or invest in stocks ### Answer: The short answer is to invest it since the rate of return is higher than your mortgage. (Assuming that you can withstand interest rate hikes,...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How should I think about stock dividends? ### Answer: At 19 years old you can and should be investing to see your money grow over the years. Reinvesting the dividends does get to be pretty significant...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How should I think about stock dividends? ### Answer: DRiPs come to mind as something that may be worth examining. If you take the Microsoft example, consider what would happen if you bought additiona...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How should I think about stock dividends? ### Answer: Different stocks balance dividend versus growth differently. Some have relatively flat value but pay a strong dividend -- utility stocks used to b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How should I think about stock dividends? ### Answer: Dividends are actually a very stable portion of equity returns, the Great recession and Great Depression notwithstanding: However, dividends, wi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How should I think about stock dividends? ### Answer: I would say the most important thing to consider is the quality of the company relative to the price you pay for it. No dividend also means that y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does this mean? SELL -10 VERTICAL $IYR 100 AUG 09 32/34 CALL @.80 LMT ### Answer: SELL -10 VERTICAL $IYR 100 AUG 09 32/34 CALL @.80 LMT 1) we are talking about options, these are a derivative pro...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why some things are traded in an exchange while others are traded OTC ### Answer: All securities must be registered with the SEC. Securities are defined as (1) The term “security” means any note, stoc...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the U.S. wash sale replacement stock rule work? ### Answer: From Pub 550: More or less stock bought than sold. If the number of shares of substantially identical stock or securities you b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the U.S. wash sale replacement stock rule work? ### Answer: Edited: Pub 550 says 30 days before or after so the example is ok - but still a gain by average share basis. On sale your basis is...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any benefit to investing in an index fund? ### Answer: Index funds may invest either in index components directly or in other instruments (like ETFs, index options, futures, etc.) which are h...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any benefit to investing in an index fund? ### Answer: Why not figure out the % composition of the index and invest in the participating securities directly? This isn't really practical. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any benefit to investing in an index fund? ### Answer: Index funds are good for diversifying risk. For people who don't have a large sum of money to invest, holding all the different types of...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any benefit to investing in an index fund? ### Answer: Beatrice does a good job of summarizing things. Tracking the index yourself is expensive (transaction costs) and tedious (number of tra...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any benefit to investing in an index fund? ### Answer: when the index is altered to include new players/exclude old ones, the fund also adjusts The largest and (I would say) most important in...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I just let an options conversion/reversal trade go to expiration? ### Answer: To Chris' comment, find out if the assignment commission is the same as the commission for an executed trade. If that d...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I just let an options conversion/reversal trade go to expiration? ### Answer: This depends on a combination of factors: What are you charged (call it margin interest) to hold the position? How does...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does a company select a particular price for its shares? ### Answer: First, keep in mind that there are generally 2 ways to buy a corporation's shares: You can buy a share directly from the corpor...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does a company select a particular price for its shares? ### Answer: In the case of an "initial public offering", the brokers underwriting the share issue will look at the current earnings being g...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the effect of options expiration on equity pricing? ### Answer: Institutions and market makers tend to try and stay delta neutral, meaning that for every options contract they buy or write, th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the effect of options expiration on equity pricing? ### Answer: If the strike price closest to the underlying has high open interest, the options expiration is a bigger event. For instance: ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean if a company pays a quarterly dividend? How much would I get quarterly? ### Answer: Google is a poor example since it doesn't pay a dividend (and doesn't expect to), so let's use ano...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Trade? Buy and hold? Or both? ### Answer: You don't seem to be a big fan of trading as you may think it may be too risky or too time consuming being in front of your computer all day long. You also d...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Trade? Buy and hold? Or both? ### Answer: You mentioned three concepts: (1) trading (2) diversification (3) buy and hold. Trading with any frequency is for people who want to manage their investmen...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What laws/regulations are there regardings gifts in the form of large sums of money? ### Answer: This depends on the country(ies) involved. US citizen/resident giving gifts is required to pay a gift t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What laws/regulations are there regardings gifts in the form of large sums of money? ### Answer: This forum is not intended to be a discussion group, but I would like to add a different perspective, e...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Meaning of reinvestment ### Answer: 1) When it says "an investment or mutual fund", is a mutual fund not an investment? If no, what is the definition of an investment? A mutual fund is indeed an inv...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I replace bonds in a passive investment strategy ### Answer: Bonds still definitely have a place in many passive portfolios. While it is true that interest rates have been unusually low, yield...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I replace bonds in a passive investment strategy ### Answer: The fact that some asset (in this case corporate bonds) has positive correlation with some other asset (equity) doesn't mean buying ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I replace bonds in a passive investment strategy ### Answer: No. That's the point of a passive strategy: you maintain a more or less constant mix of assets and don't try to figure out what's go...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I replace bonds in a passive investment strategy ### Answer: I have had similar thoughts regarding alternative diversifiers for the reasons you mention, but for the most part they don't exist. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Best starting options to invest for retirement without a 401k ### Answer: First, check out some of the answers on this question: Oversimplify it for me: the correct order of investing When you have de...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Best starting options to invest for retirement without a 401k ### Answer: There's already an excellent answer here from @BenMiller, but I wanted to expand a bit on Types of Investments with some addit...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Best starting options to invest for retirement without a 401k ### Answer: Being from the UK, I'd not heard of a Roth IRA, but it sounds very similar to our own ISA (Individual Savings Account). Havin...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Calculating return on a series of stock positions with multiple uneven transactions ### Answer: Generally if you are using FIFO (first in, first out) accounting, you will need to match the transaction...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ESPP (Employee Stock Purchase Plan) Funds on Mortgage Loan Application ### Answer: The problem is that you don't have the money now; so they can't know with 100% certainty that you will have it on set...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ESPP (Employee Stock Purchase Plan) Funds on Mortgage Loan Application ### Answer: ESPP shares, once purchased, are just normal shares that you got at a discount. They're just as much a part of your c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Placing limit order and stop loss on same stock at same time ### Answer: Although this is possible with many brokers, it's not advisable. In many cases you may end up with both trades executed at the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Placing limit order and stop loss on same stock at same time ### Answer: if it opens below my limit order What exactly are you trying to achieve here? If your limit order is for 100 and the stock ope...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Placing limit order and stop loss on same stock at same time ### Answer: From your question, I am guessing that you are intending to have stoploss buy order. is the stoploss order is also a buy order ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Buying USA Stocks from Sri Lanka ### Answer: Verify if a local bank offers to participate in different stock markets - big companies like apple or facebook often gets traded on different markets - li...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Buying USA Stocks from Sri Lanka ### Answer: I'm not aware of any method to own US stocks, but you can trade them as contract for difference, or CFDs as they are commonly known. Since you're hoping t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Abundance of Cash - What should I do? ### Answer: People have asked a lot of good questions about your broader situation, tolerance for risk, etc, but I'm going to say the one-size-fits-most answer is...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Abundance of Cash - What should I do? ### Answer: There's a few different types of investments you could do. As poolie mentioned, you could split your money between the Vanguard All World ex-US and Va...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Abundance of Cash - What should I do? ### Answer: Since your 401k/IRA are maxed out and you don't need a 529 for kids, the next step is a plain ol' "Taxable account." The easiest and most hassle-free ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any special meaning when the market price for a stock exactly equals ask or bid? ### Answer: When a stock is ask for 15.2 and bid for 14.5, and the last market price was 14.5, what does it me...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's the difference between shares outstanding and regular shares? ### Answer: outstanding shares are the shares(regular shares) that are still tradable in the market, where the firm in question is ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is an open-sourced World Stock Index a pipe-dream? ### Answer: An index is just a mathematical calculation based on stock prices. Anyone can create such a calculation and (given a little effort) publi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is an open-sourced World Stock Index a pipe-dream? ### Answer: I think that any ETF is "open source" -- the company issues a prospectus and publishes the basket of stocks that make up the index. The s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a “Subscription Rights Offering” of a stock one owns? ### Answer: After a company goes public, if it wants to raise more money, then it does this by secondary public offering or rights issue. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I invest $35,000 for 3-5 months? [duplicate] ### Answer: Yes, and there are several ways, the safest is a high-yield savings account which will return about 1% yearly, so $35 per month. That's ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I invest $35,000 for 3-5 months? [duplicate] ### Answer: Is it possible to profit from some of this money in the short term before I need to access it? Sure, it's possible. But if the stock ma...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Net money invested in Stock indexes ended up in red ### Answer: Not sure where you got the 296 crores figure. The data on the sheet shows activity by category of investors. In the end NET of all BUY a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can two or more people own 1 stock in the US? ### Answer: A share of stock is an asset not much different than any other asset. If the share is being held in a joint account, it's being jointly owned...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ETF S&P 500 with Reinvested Dividend ### Answer: The problem there is that there's a tax due on that dividend. So, if you wish, you can buy the ETF and specify to reinvest dividends, but you'll have t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ETF S&P 500 with Reinvested Dividend ### Answer: What you seem to want is a dividend reinvestment plan (DRIP). That's typically offered by the broker, not by the ETF itself. Essentially this is a di...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ETF S&P 500 with Reinvested Dividend ### Answer: A DRIP plan with the ETF does just that. It provides cash (the dividends you are paid) back to the fund manager who will accumulate all such reinvested...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ETF S&P 500 with Reinvested Dividend ### Answer: Vanguard has low cost ETFs that track the S&P 500. The ticker is VOO, its expense ratio is 0.05%, which is pretty low compared to others in the market....
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: investing - where to trade online? (Greek citizen) ### Answer: You will likely need to open an account in another EU country, like a broker operating out of France, Britain or Germany, to get the best...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: investing - where to trade online? (Greek citizen) ### Answer: The Greek Piraeus Bank offers such services for trading stocks in Athens Stock Exchange (ASE) and in addition 26 other markets including ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How could strike price for new shares be higher than the market price ### Answer: This can arise with very thinly traded stocks for large blocks of shares. If the market only has a few thousand dollar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How could strike price for new shares be higher than the market price ### Answer: Berkshire Hathaway issues first ever-negative coupon security from back in 2002 had this part: The warrants will give ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does a stake sale affect a company's stock price? ### Answer: Is it normal for such transactions to create new outstanding shares? Yes a company can create new shares or a Majority share holder ca...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Taxes: Sold House this Year, Buying Next Year ### Answer: When you sell your primary residence, you are required to capitalize any loss or gain at that point; you do not carry over your loss or gain (...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Taxes: Sold House this Year, Buying Next Year ### Answer: To your first question: YES. Capital gains and losses on real-estate are treated differently than income. Note here for exact IRS standards. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it mandatory to report Capital Loss on line 21 of Schedule D? ### Answer: You are not allowed to pick and choose what years to take a loss once the stock/fund is sold. While I realize it might be ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it mandatory to report Capital Loss on line 21 of Schedule D? ### Answer: On line 21 of Schedule D, you write the smaller of So, in your case, since your Line 16 shows a loss of more than $3000 on ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would it be considered appropriate to use a market order for my very first stock trade? ### Answer: Difference between a limit and market order is largely a trade-off between price certainty and timin...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would it be considered appropriate to use a market order for my very first stock trade? ### Answer: If you want to make sure you pay at or below a specific price per share, use a limit order. If you w...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would it be considered appropriate to use a market order for my very first stock trade? ### Answer: A few of the answers are spot on but here's another thing to consider: the type of trade. For exampl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would it be considered appropriate to use a market order for my very first stock trade? ### Answer: Obvious answer but the limit order should be set at the price that you are willing to pay :). More u...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Determining the basis for capital gain [duplicate] ### Answer: If you make money in currency speculation (as in your example), that is a capital gain. A more complicated example is if you were to buy ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When is the best time to put a large amount of assets in the stock market? ### Answer: Trying to "time the market" is usually a bad idea. People who do this every day for a living have a hard time doi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When is the best time to put a large amount of assets in the stock market? ### Answer: The one thing we know for certain is that holding large amounts of cash isn't ideal - inflation will eat away at ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When is the best time to put a large amount of assets in the stock market? ### Answer: I have been considering a similar situation for a while now, and the advice i have been given is to use a concept...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When is the best time to put a large amount of assets in the stock market? ### Answer: It's a tricky question w/out more context. If your only options are between stock/funds and letting it sit (i.e. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When is the best time to put a large amount of assets in the stock market? ### Answer: Dollar Cost Averaging isn't usually the best idea for lump sum investment unless your risk tolerance is very low ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a stock market simulation that's as close to the real thing as possible ### Answer: There is a site that treats you like a fund manager in the real market, Marketoracy, http://marketocrac...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a stock market simulation that's as close to the real thing as possible ### Answer: Thinkorswim's ThinkDesktop platform allows you to replay a previous market day if you wish. You can als...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a stock market simulation that's as close to the real thing as possible ### Answer: Many online brokers have a "virtual" or "paper" trading feature to them. You can make trades in near-r...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a stock market simulation that's as close to the real thing as possible ### Answer: Stock market is like poker: you don't take the same risks when it is fake money and thus you don't lear...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a stock market simulation that's as close to the real thing as possible ### Answer: I have a free account on http://optionshouse.com/ that allows me to invest fake money into different st...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: The difference between the two numbers is that the market size of a particular product is expressed as a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: First read mhoran's answer, Then this - If the company sold nothing but refrigerators, and had 40% mark...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: If you are calculating: keep in mind that company A probably also sells washers, dryers, stoves, dish wa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: The quickest way to approach this question is to first understand that it compares flows vs. levels. Mar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: It is ALWAYS possible for a company's valuation in the market to be larger than the market it serves, an...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: A company's valuation includes its assets, in addition to projected earnings. Aside from the obvious iss...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean for a company to have its market cap larger than the market size? ### Answer: You are comparing two things that are not comparable. The "market size" would be the total annual reven...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: selling apple stock limit order ### Answer: Your order may or may not be executed. The price of stock can open anywhere. Often yesterday's close is a good indication of today's open, but with a big ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens to an options contract during an all stock acquisition? ### Answer: According to this article: With an all-stock merger, the number of shares covered by a call option is changed to adjust...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens to an options contract during an all stock acquisition? ### Answer: Depends on your contract, cash or shares delivered? If shares, then you get 5 BIG shares. Theres no longer any opti...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to invest Rs.10k in India ### Answer: Rs 10,000 is a small but good amount to begin with. I would suggest you start by investing in some good mutual funds. Do some research, a balance mutual fund...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to invest Rs.10k in India ### Answer: I am going to assume that this is going to be a long term investment and you don't need this money before 5-6years at the very least. My advise would be to i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Sell Stock using Limit ### Answer: if I put a limit sell at $22.00 now, will it not sell until it's at $22.00 and I will continue to keep the stock? Basically yes. But note that brokers generally don'...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Will I get a tax form for sale of direct purchased stock (US)? ### Answer: I think I found the answer, at least in my specific case. From the heading "Questar/Dominion Resources Merger" in this linked...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding Uncorrelated Assets ### Answer: Have a look at: Diversify Portfolio. The site provides various tools all focused on correlation, diversification and portfolio construction. You can scan throug...