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1401
Members' clubs and commercial clubs
What is a commercial club?
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/members-clubs-and-commercial-clubs
A commercial club is a club which: * is set-up for commercial gain (even if it doesn't actually make any money) * has at least 25 members * is not created or mainly used for gambling activities (with the exception of bridge and whist) * is permanent. **Example:** Commercial clubs include snooker clubs and gyms...
1402
Members' clubs and commercial clubs
Determining a genuine members' club
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/members-clubs-and-commercial-clubs
The following questions can help to determine a genuine club. ### Questions about members and organisation Is the main purpose of the club-s activities something other than providing gaming to its members? Are profits retained in the club for the benefit of the members? This is the key difference between a mem...
1403
Contents
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/members-clubs-and-commercial-clubs
* [Members' clubs and commercial clubs](#) * [What is a members' club?](#what-is-a-members-club) * [What is a commercial club?](#what-is-a-commercial-club) * [Determining a genuine members' club](#determining-a-genuine-members-club) [Print this guide](#)
1404
8.1.2 - Display of licensed status – B2B operators
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/condition/8-1-2-display-of-licensed-status-b2b-operators
Applies to: All gaming machine technical, gambling software and host licences > [Read additional guidance on the technical requirements](/licensees-and-businesses/page/display-of-licensed-status-technical-requirements) contained within this section. > > 1. Licensees offering the supply of gaming machines o...
1405
8.1.3 - Display of licensed status – societies and local authorities
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/condition/8-1-3-display-of-licensed-status-societies-and-local-authorities
Applies to: All lottery operating licences issued to non-commercial societies, local authorities and external lottery managers > [Read additional guidance on the technical requirements](/licensees-and-businesses/page/display-of-licensed-status-technical-requirements) contained within this section. > > 1. L...
1406
2.3.1 - Technical standards
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/condition/2-3-1-technical-standards
Applies to: All non-remote gaming machine technical and gambling software licences and remote operating licences, including remote gaming machine technical, remote gambling software and betting ancillary remote licences, but not remote betting intermediary (trading rooms only) licences 1. Licensees must comply wi...
1407
Gaming machine testing strategy
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/gaming-machine-testing-strategy
We set technical standards for gaming machines and gambling software and make arrangements for the administration of tests of compliance with those standards. We provide for the enforcement of standards and submission to tests by attaching conditions to operating licences.
1408
Gaming machine testing strategy
Technical standards
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/gaming-machine-testing-strategy
As a gambling software and gaming machine technical licence holder you must comply with the technical standards and with requirements relating to the timing and procedures for testing. The Gaming machine testing strategy sets out the testing requirements for each set of standards. This includes who can test agai...
1409
Gaming machine testing strategy
Files
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/gaming-machine-testing-strategy
Some files may not be accessible for users of assistive technology. If you require a copy of the file in an accessible format [contact us](/forms/formatrequest) with details of what you require. It would help us to know what technology you use and the required format. **PDF Files** Some PDF files cannot be displ...
1410
Further guidelines from the Commission regarding Russian sanctions
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/further-guidelines-from-the-commission-regarding-russian-sanctions
04 April 2022
1411
Further guidelines from the Commission regarding Russian sanctions
Do you think you have breached the UK-s financial sanctions regime?
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/further-guidelines-from-the-commission-regarding-russian-sanctions
### Yes * report any financial sanctions breaches to OFSI * gambling businesses should also consider whether reporting to the UK Financial Intelligence Unit (UKFIU) is appropriate in the circumstances (in addition to any required reporting to the OFSI). In such circumstances, businesses should be considering whethe...
1412
Further guidelines from the Commission regarding Russian sanctions
Are you being investigated for a potential sanctions breach?
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/further-guidelines-from-the-commission-regarding-russian-sanctions
### Yes If yes: * report this to the Commission under [Licence Condition 15.2.1(10)](/licensees-and-businesses/lccp/condition/15-2-1-reporting-key-events) of the LCCP (in five working days). ### No If no: * businesses should have systems in place to prevent sanctions breaches and to monitor and review this...
1413
HM Treasury publish updated list of high risk third jurisdictions
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/hm-treasury-publish-updated-list-of-high-risk-third-jurisdictions
25 March 2022
1414
Public statement from the FATF on the situation in Ukraine
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/public-statement-from-the-fatf-on-the-situation-in-ukraine
08 March 2022
1415
Important Russian sanctions update from the Gambling Commission
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/important-russian-sanctions-update-from-the-gambling-commission
28 February 2022
1416
Publication of HM Treasury-s Annual Supervision Report (2019 to 2020)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/publication-of-hm-treasurys-annual-supervision-report-2019-to-2020
26 November 2021
1417
HM Treasury-s national risk assessment of proliferation financing
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/hm-treasurys-national-risk-assessment-of-proliferation-financing
23 September 2021
1418
Latest UKFIU SARs Report Booklet (August 2021)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/latest-ukfiu-sars-report-booklet-august-2021
20 August 2021
1419
New UKFIU podcast: virtual assets
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/new-ukfiu-podcast-virtual-assets
16 August 2021
1420
Guidance: OFSI webinars
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/guidance-ofsi-webinars
06 July 2021
1421
Guidance: OFSI webinars
New webinar released by OFSI
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/guidance-ofsi-webinars
The Office of Financial Sanctions Implementation (OFSI) have recently hosted a webinar on the reporting requirements that accompany an OFSI [licence (opens in new tab)](https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDAsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMTA2MjUuNDI0MDM4MzEiLCJ1cmwiOi...
1422
New UKFIU podcast: Fraud-Vulnerable Persons SARs
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/new-ukfiu-podcast-fraud-vulnerable-persons-sars
29 June 2021
1423
What gambling operators should do if they find dye-stained bank notes
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/what-gambling-operators-should-do-if-they-find-dye-stained-bank-notes
29 June 2021
1424
New UKFIU ‘SARs in Action- publication
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/new-ukfiu-sars-in-action-publication
16 June 2021
1425
NCA's National Strategic Assessment of Serious and Organised Crime
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/ncas-national-strategic-assessment-of-serious-and-organised-crime
10 June 2021
1426
Updated CPS guidance relating to The Proceeds of Crime Act 2002
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/updated-cps-guidance-relating-to-the-proceeds-of-crime-act-2002
09 June 2021
1427
New FATF guidance for risk-based supervision
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/new-fatf-guidance-for-risk-based-supervision
10 May 2021
1428
Revision to guidance for remote and non-remote casino operators
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/revision-to-guidance-for-remote-and-non-remote-casino-operators
11 February 2021
1429
UK Financial Intelligence Unit podcast
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/uk-financial-intelligence-unit-podcast
20 January 2021
1430
Changes to UK financial sanctions framework
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/changes-to-uk-financial-sanctions-framework
24 December 2020
1431
Gambling Commission risk assessment published
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/gambling-commission-risk-assessment-published
18 December 2020
1432
HM Treasury national risk assessment 2020
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/hm-treasury-national-risk-assessment-2020
17 December 2020
1433
Revision of anti-money laundering guidance and advice
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/revision-of-anti-money-laundering-guidance-and-advice
13 November 2020
1434
Frozen assets reporting 2020
https://www.gamblingcommission.gov.uk/licensees-and-businesses/notice/frozen-assets-reporting-2020
04 September 2020
1435
Emerging money laundering and terrorist financing risks from June 2022
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-june-2022
24 June 2022 Our latest emerging risks update looks at the money laundering risks associated with operators failing to comply with data protection requests, under the [Data Protection Act 2018 (DPA) (opens in new tab)](https://www.legislation.gov.uk/ukpga/2018/12/contents/enacted) , from law enforcement, the addi...
1436
Emerging money laundering and terrorist financing risks from June 2022
Failure to comply with DPA requests
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-june-2022
The Commission has come across instances of operators failing to comply with DPA requests from law enforcement. This includes instances where customer accounts have been closed by operators following a DPA request from the police. Operators are reminded that such actions can significantly hinder any police investig...
1437
Emerging money laundering and terrorist financing risks from June 2022
Updated FATF ‘grey list-
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-june-2022
Gibraltar has been added to the list of jurisdictions that are under an increased level of monitoring by the Financial Action Task Force (FATF). Such jurisdictions are placed on the FATF-s ‘grey list' due to strategic deficiencies in their regimes to counter money laundering, terrorist financing and proliferation fina...
1438
Emerging money laundering and terrorist financing risks from June 2022
Common operator failings
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-june-2022
Ongoing regulatory action against operators has shown the following failings, which carry significant money laundering risks. These include failures to: * establish and maintain policies, controls and procedures to mitigate and effectively manage the risks of money laundering and terrorist financing identified in a ...
1439
Emerging money laundering and terrorist financing risks from June 2022
General risks
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-june-2022
The Commission is also reminding operators of ongoing, significant risks that they should be vigilant against. This includes risks associated with money services businesses, the acceptance of e-wallet payments from customers and the risk of ‘mule accounts-. For further information on these risk areas and how to mit...
1440
Emerging money laundering and terrorist financing risks from February 2022
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-february-2022
10 February 2022 Our latest emerging risks update covers the risks associated with having inadequate money laundering and terrorist financing risk assessments in place (including policies, procedures and controls), insufficient due diligence checks on third party providers and or business relationships, along with ...
1441
Emerging money laundering and terrorist financing risks from February 2022
Improvements needed in gambling operators- money laundering and terrorist financing risk assessments (including policies, procedures and controls)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-february-2022
The Gambling Commission expects to see significant improvements by licensees around their money laundering and terrorist financing controls. Licensees should: * be aware of the mandatory requirement under [Licence Condition 12.1.1 of the Licence Conditions and Codes of Practice](/licensees-and-businesses/lccp/co...
1442
Emerging money laundering and terrorist financing risks from February 2022
Due diligence checks on third party business relationships and business investors
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-february-2022
The Commission has become aware of instances of gambling operators failing to conduct sufficient due diligence measures in their third-party business relationships (including where licensees have received third party investment or entered into white label partnerships). White label partnerships have been noted as h...
1443
Emerging money laundering and terrorist financing risks from February 2022
Scottish notes and pre-paid cards
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-money-laundering-and-terrorist-financing-risks-from-february-2022
The significant, potential money laundering risks associated with the use of Scottish notes and pre-paid cards have been highlighted separately in the Commission-s current money laundering and terrorist financing risk assessment of Britain's gambling industry. However, there is now also an increased risk of Scottish n...
1444
Emerging money laundering and terrorist financing risks from May 2021
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-may-2021
28 May 2021 Our latest emerging risks bulletin looks at innovations in cryptoassets, the quality of suspicious activity report (SAR) submissions, insufficient due diligence checks, the threat of organised crime and the latest podcast from the UK-s Financial Intelligence Unit.
1445
Emerging money laundering and terrorist financing risks from May 2021
Innovations in the cryptoasset market
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-may-2021
The Commission is reiterating the importance of operators- responsibilities under Licence Condition 12.1.1 (1) of The [LCCP](/licensees-and-businesses/lccp/online) which requires licensees to conduct an assessment of the risks their businesses face from money laundering and terrorist financing upon the introduction ...
1446
Emerging money laundering and terrorist financing risks from May 2021
Quality of suspicious activity report (SAR) submissions
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-may-2021
The National Crime Agency (NCA) has published [guidance (opens in new tab)](https://www.nationalcrimeagency.gov.uk/who-we-are/publications/446-guidance-on-submitting-better-quality-sars-1/file) providing information on submitting quality SARs. The guidance acts as a useful checklist for what information should be in...
1447
Emerging money laundering and terrorist financing risks from May 2021
Insufficient due diligence measures, the threat of organised crime and customers from high risk third jurisdictions
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-may-2021
The Commission has come across various examples of operators failing to sufficiently scrutinise the source of customer funds. It is becoming increasingly important for operators to carry out sufficient due diligence checks as the threat of serious and organised crime increases globally. Failure to conduct sufficient d...
1448
Emerging money laundering and terrorist financing risks from July 2020
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-july-2020
13 July 2020 Customer use of informal value transfer systems, Money Service Businesses, licensees- reliance on third parties and conducting affordability checks. The Commission is highlighting to gambling businesses that their policies, procedures and controls must be effective in establishing customers- source ...
1449
Emerging money laundering and terrorist financing risks from July 2020
Increased use of informal value transfer systems (IVTS)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-july-2020
IVTS are used in some parts of the world to conduct legitimate remittances (most often by individuals seeking to send money to and from family members in their country of origin). However, IVTS (also known as ‘underground banking-) are attractive for money laundering (ML) and terrorist financing (TF) purposes for some...
1450
Emerging money laundering and terrorist financing risks from July 2020
Money Service Businesses (MSBs)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-july-2020
All casinos are required to comply with [The Money Laundering Regulations 2017 (opens in new tab)](https://www.legislation.gov.uk/uksi/2017/692/contents/made) in respect of MSBs and HMRC-s guidance for foreign currency exchange, cheque cashing and money transfer to minimise the risk of ML and TF. All casinos offerin...
1451
Emerging money laundering and terrorist financing risks from July 2020
Reliance on third parties
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-july-2020
Gambling businesses are ultimately responsible for compliance with the conditions of their licence. This includes ensuring sufficient customer checks are carried out and that reliance is not placed on any third parties to conduct customer checks. This includes (for example) relying on banks or any third party payme...
1452
Emerging money laundering and terrorist financing risks from July 2020
Importance of conducting affordability checks and customers occupation
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-july-2020
Failure to conduct sufficient customer affordability checks offers opportunities for illicit finance to infiltrate licensees- financial systems. Licensees are reminded of the importance of assessing customer affordability when determining risk levels. Disposable income levels must be a starting point for assessing ...
1453
Emerging money laundering and terrorist financing risks from June 2020
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
15 June 2020 Our latest emerging risks bulletin looks at the re-opening of land-based gambling businesses, the new £20 notes; new list of high-risk jurisdictions; increased levels of theft/fraud linked to gambling; vulnerable gamblers; online ID verification and Financial Action Task Force Advice.
1454
Emerging money laundering and terrorist financing risks from June 2020
Scheduled re-opening of land-based betting shops and arcades on 15th June and the new £20 notes 
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
The recent government announcement of the re-opening of ‘non-essential- shops on 15th June 2020 includes land-based betting shops. Gambling businesses are reminded of their mandatory responsibilities under The [Gambling Act 2005 (opens in new tab)](http://www.legislation.gov.uk/ukpga/2005/19/contents) , The [Lic...
1455
Emerging money laundering and terrorist financing risks from June 2020
New list of high-risk jurisdictions available
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
On the 7th May 2020, the European Commission (EC) amended its list containing high risk third jurisdictions with strategic anti-money laundering deficiencies in their regime to include the following: * The Bahamas * Barbados * Botswana * Cambodia * Ghana * Jamaica * Mauritius * Mongolia * Myanmar * Nicaragua * Panam...
1456
Emerging money laundering and terrorist financing risks from June 2020
Increase in card fraud/theft
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
There has been a reported increase in card fraud/theft which has then been used for gambling purposes which are the proceeds of crime. Gambling businesses are reminded to be vigilant on affordability and source of funds for their customers. Where there is knowledge or suspicion of money laundering (including crimin...
1457
Emerging money laundering and terrorist financing risks from June 2020
Vulnerable gamblers seeking to increase self-imposed gambling limits
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
Licensees must remain vigilant to the increased risk that vulnerable gamblers may seek to break their self-imposed gambling limits because of the current pandemic. Gambling businesses should consider affordability as a starting point for benchmarking customer interaction triggers. Licensees should be vigilant that a c...
1458
Emerging money laundering and terrorist financing risks from June 2020
Licence Condition 17 of The LCCP and Online ID Verification
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
Licence Condition 17 of The [LCCP](/licensees-and-businesses/lccp/online) came into effect on 7th May 2019 and covers age and verification procedures for online gambling businesses [†](#ref-†) . The change means that online gambling businesses are not permitted to allow a customer to gamble before they have verifi...
1459
Emerging money laundering and terrorist financing risks from June 2020
Advice from the Financial Action Task Force (FATF)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-and-terrorist-financing-risks-from-june-2020
FATF (the global standard-setter for combating money laundering and the financing of terrorism and proliferation) has published a [paper (opens in new tab)](https://www.fatf-gafi.org/publications/fatfgeneral/documents/covid-19-ml-tf.html) which identifies the challenges, good practices and policy responses to new mo...
1460
Emerging money laundering and terrorist financing risks from April 2020
COVID-19 emerging risks bulletin - April 2020
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-april-2020
Our latest emerging risks bulletin looks at the impact of coronavirus, the importance of checking digital identification and increases in online scams and fraud attempts.
1461
Emerging money laundering and terrorist financing risks from April 2020
Reminder to all licensed operators: impact of the coronavirus pandemic, and heightened money laundering and terrorist financing risks
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-april-2020
The Gambling Commission recognises the major impact the current unprecedented coronavirus crisis is having on affected gambling sectors, including the closure of premises, employees furloughed and loss of business. To assist you in managing the risks this presents to your business, customers and employees, we will con...
1462
Emerging money laundering and terrorist financing risks from April 2020
Digital ID checks: emerging money laundering and terrorist financing risk
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-april-2020
The associated shift to online gambling during the crisis makes it more vital for online gambling businesses to ensure they are carrying out robust digital ID checks upon customer registration. It is therefore even more essential that all operators conduct thorough ‘Know Your Customer- checks, and customer due diligen...
1463
Emerging money laundering and terrorist financing risks from April 2020
Cryptoassets and prepaid cards: emerging money laundering and terrorist financing risk
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-april-2020
The coronavirus crisis has seen criminals seeking to exploit the situation with an increase in cyber-attacks, along with the increased use of digital payments (such as cryptoassets and online prepaid cards, also known as vouchers). There are reports of more online scams and fraud targeting vulnerable people. This pres...
1464
Emerging money laundering and terrorist financing risks from April 2020
‘Money mules-: emerging money laundering and terrorist financing risk
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/emerging-aml-risks-from-april-2020
An increase in online scams and fraud targeting vulnerable people has seen illicit funds being transferred through third party bank accounts (‘mule- accounts), to break the audit trail of transactions and complicate any investigation. There is evidence that ‘mule- accounts have been used for gambling purposes by money...
1465
How to submit Suspicious Activity Reports (SARs)
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
Submitting a Suspicious Activity Report (SAR) protects individuals, organisations and UK financial institutions from the risk of laundering the proceeds of crime. Find out more about SARs, including how they're used, on the [National Crime Agency website (opens in new tab)](https://www.nationalcrimeagency.gov.uk/what...
1466
How to submit Suspicious Activity Reports (SARs)
Requirements for casino businesses
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
Operators and employees working in remote and non-remote casinos are required to submit a SAR in respect of information that comes to them in the course of their business if they know, or suspect or have reasonable grounds for knowing or suspecting, that a person is engaged in, or attempting, money laundering or terro...
1467
How to submit Suspicious Activity Reports (SARs)
Requirements for all other gambling businesses
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
All gambling businesses have requirements to report suspicious activity as part of their duties under the [Proceeds of Crime Act 2002 (POCA)](/guidance/duties-and-responsibilities-under-the-proceeds-of-crime-act-2002) . Operators should follow our guidance to ensure they meet their [duties and responsibilities unde...
1468
How to submit Suspicious Activity Reports (SARs)
Before you submit
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
We would strongly recommend following the relevant guidance to avoid encountering any unnecessary delays in the reporting process. ### Watch our video guides These include: * [How to submit better quality Suspicious Activity Reports](/licensees-and-businesses/page/video-how-to-submit-better-quality-suspicious-a...
1469
How to submit Suspicious Activity Reports (SARs)
Submitting a report
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
Reports must be submitted to the National Crime Agency (NCA). Operators can submit by using: * the online SAR system * paper forms * encrypted bulk data exchange. > See our guidance for more information on [submitting a report to the NCA.](/guidance/the-prevention-of-money-laundering-and-combating-the-financi...
1470
How to submit Suspicious Activity Reports (SARs)
Requesting a defence
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
If operators handle any proceeds of crime they may commit one of the principal money laundering offences in POCA. However, if the operator submits a Suspicious Activity Report (SAR) to the National Crime Agency this can provide a defence. ### Casino businesses Operators should follow our guidance for casinos on ...
1471
How to submit Suspicious Activity Reports (SARs)
After a report has been made
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/how-to-submit-suspicious-activity-reports-sars
The UK Financial Intelligence Unit (UKFIU) will receive the report and send them to the appropriate organisations for investigation. When an enquiry is under investigation, the investigating officer may contact the operator to ensure that they have all the relevant information which supports the original SAR. Read ...
1472
Digital and virtual currencies
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/digital-and-virtual-currencies
Digital currencies are established forms of crypto-logically secured currencies that are traded, and recognised by institutions like the Financial Conduct Authority and HMRC. Bitcoin is the most well-known. Virtual currencies are unregulated and generally issued and controlled by developers, and used and accepted a...
1473
Digital and virtual currencies
Digital currencies
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/digital-and-virtual-currencies
### Points to consider: * The degree of anonymity associated with digital currencies may be attractive to individuals who want to conceal their identity and, or as well as, the source of their funds * There is no central authority that supports the value of digital currency, for example, Bitcoin has a history of larg...
1474
Digital and virtual currencies
Virtual currencies
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/digital-and-virtual-currencies
In our view, the ability to convert any in-game items into cash, or to trade them (for other items of value) means they attain a real world value and become articles of money or money-s worth. Where facilities for gambling are offered using such items a licence is required in exactly the same manner as would be exp...
1475
Digital and virtual currencies
Your responsibilities
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/digital-and-virtual-currencies
If you want to accept digital currency as a means of payment (either directly or through a payment processor which accepts digital currencies) you must satisfy yourself and us that you can meet your obligations in relation to anti-money laundering and that you are acting in a socially responsible way. [Previous pag...
1476
Blockchain technology and crypto-assets
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/blockchain-technology-and-crypto-assets
We have received interest from stakeholders about the use of crypto-assets, such as Bitcoin, Ether or blockchain technology, whether this is as a currency to be used for gambling as a way to fund a gambling business, both new and existing, or as a means to deliver gambling products. To address some common queries, ...
1477
Blockchain technology and crypto-assets
Licence applications using crypto-assets
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/blockchain-technology-and-crypto-assets
The Commission has received several licence applications over recent times where the applicant has declared that the business will be funded through profits from investment in crypto-assets. For example, through the launch of initial coin offerings (ICO). We have noticed that applicants are having difficulty evidencin...
1478
Blockchain technology and crypto-assets
Responsibility for third parties
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/blockchain-technology-and-crypto-assets
Social responsibility code 1.1.2 makes clear that licensees must take responsibility for their third parties with whom they contract. In the case of white label arrangements this includes conducting adequate due diligence including, but not limited to, how marketing partners raise finance used in connection with the g...
1479
Blockchain technology and crypto-assets
Key events
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/blockchain-technology-and-crypto-assets
### Key event 8 Licensees are required to inform the Commission about any change in their arrangements as to the methods by which, and/or the payment processors through which, the licensee accepts payment from customers using their gambling facilities. [Licence condition 12.1.1](/licensees-and-businesses/lccp/condi...
1480
Blockchain technology and crypto-assets
Additional risk if the payment method is crypto-assets
https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/page/blockchain-technology-and-crypto-assets
Crypto-assets present additional risks compared with fiat currency (government backed currencies such as £ sterling), such as fluctuations against fiat values and challenges around customer identification. Whether a business receives fiat currency which has been converted from crypto-assets via a third party, or di...
1481
Video: Why quality Suspicious Activity Reports matter
Transcript
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/video-why-quality-suspicious-activity-reports-matter
**Claire Wilson (CW):** I-m Claire Wilson. I lead on the anti-money laundering and counter terrorism financing strategy for the Gambling Commission. I worked for the Commission for 11 years and prior to that I worked in the gambling industry for 15 years. These videos are being jointly made with our partners at th...
1482
Video: Submitting a defence against money laundering
Transcript
https://www.gamblingcommission.gov.uk/licensees-and-businesses/page/video-submitting-a-defence-against-money-laundering
**Claire Wilson (CW):** I-m Claire Wilson. I lead on the anti-money laundering and counter terrorism financing strategy for the Gambling Commission. I worked for the Commission for 11 years and prior to that I worked in the gambling industry for 15 years. This video is being jointly made with our partners at the N...
1483
1. Qualified persons and personal licences
1.1. Qualified persons
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/1
1. [1.1.1. Qualified persons – qualifying position](/licensees-and-businesses/lccp/condition/1-1-1-qualified-persons-qualifying-position) 2. [1.1.2. Qualified persons – tracks](/licensees-and-businesses/lccp/condition/1-1-2-qualified-persons-tracks)
1484
1. Qualified persons and personal licences
1.2. Personal licences
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/1
1. [1.2.1. Specified management offices – personal management licences](/licensees-and-businesses/lccp/condition/1-2-1-specified-management-offices-personal-management-licences) 2. [1.2.2. Specified management offices – casino personal functional licences](/licensees-and-businesses/lccp/condition/1-2-2-specified-mana...
1485
2. Technical standards, equipment specifications, remote gambling equipment and gambling software
2.1. Key equipment
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/2
1. [2.1.1. Access to (and provision of data from) key equipment](/licensees-and-businesses/lccp/condition/2-1-1-access-to-and-provision-of-data-from-key-equipment)
1486
2. Technical standards, equipment specifications, remote gambling equipment and gambling software
2.2. Gambling software
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/2
1. [2.2.1. Gambling software](/licensees-and-businesses/lccp/condition/2-2-1-gambling-software)
1487
2. Technical standards, equipment specifications, remote gambling equipment and gambling software
2.3. Technical standards and equipment specifications
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/2
1. [2.3.1. Technical standards](/licensees-and-businesses/lccp/condition/2-3-1-technical-standards) 2. [2.3.2. Bingo equipment specifications](/licensees-and-businesses/lccp/condition/2-3-2-bingo-equipment-specifications) 3. [2.3.3. Casino equipment specifications](/licensees-and-businesses/lccp/condition/2-3-3-casi...
1488
3. Peer to peer gaming, other networks and hosting
3.1. Peer to peer gaming, other networks and hosting
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/3
1. [3.1.1. Peer to peer gaming](/licensees-and-businesses/lccp/condition/3-1-1-peer-to-peer-gaming) 2. [3.1.2. Other networks](/licensees-and-businesses/lccp/condition/3-1-2-other-networks) 3. [3.1.3. Hosting](/licensees-and-businesses/lccp/condition/3-1-3-hosting)
1489
4. Protection of customer funds
4.1. Segregation of funds
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/4
1. [4.1.1. Segregation of funds](/licensees-and-businesses/lccp/condition/4-1-1-segregation-of-funds)
1490
4. Protection of customer funds
4.2. Disclosure to customers
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/4
1. [4.2.1. Disclosure to customers](/licensees-and-businesses/lccp/condition/4-2-1-disclosure-to-customers)
1491
5. Payment
5.1. Cash and cash equivalents, payment methods and services
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/5
1. [5.1.1. Cash and cash equivalents](/licensees-and-businesses/lccp/condition/5-1-1-cash-and-cash-equivalents) 2. [5.1.2. Payment methods services](/licensees-and-businesses/lccp/condition/5-1-2-payment-methods-services)
1492
6. Provision of credit by licensees and the use of credit cards
6.1 . Provision of credit by licensees and the use of credit cards
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/6
1. [6.1.1. Provision of credit](/licensees-and-businesses/lccp/condition/6-1-1-provision-of-credit) 2. [6.1.2. Use of credit cards](/licensees-and-businesses/lccp/condition/6-1-2-use-of-credit-cards)
1493
7. General ‘fair and open- provisions
7.1. Fair and transparent terms and practices
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/7
1. [7.1.1. Fair and transparent terms and practices](/licensees-and-businesses/lccp/condition/7-1-1-fair-and-transparent-terms-and-practices)
1494
9. Types and rules of casino and other games
9.1. Casino and bingo games
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/9
1. [9.1.1 . Rules of casino games](/licensees-and-businesses/lccp/condition/9-1-1-rules-of-casino-games) 2. [9.1.2. Prohibited bingo prize games](/licensees-and-businesses/lccp/condition/9-1-2-prohibited-bingo-prize-games)
1495
10. Tipping of casino employees
10.1 . Tipping of casino employees
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/10
1. [10.1.1. Tipping – personal licence holders](/licensees-and-businesses/lccp/condition/10-1-1-tipping-personal-licence-holders)
1496
11. Lotteries
1.1 . Lotteries – societies and local authorities
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/11
1. [11.1.1. Lotteries – societies and local authorities](/licensees-and-businesses/lccp/condition/11-1-1-lotteries-societies-and-local-authorities)
1497
11. Lotteries
11.2. Lotteries – managers
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/11
1. [11.2.1. Lotteries – managers](/licensees-and-businesses/lccp/condition/11-2-1-lotteries-managers)
1498
12. Anti-money laundering
12.1 . Prevention of money laundering and terrorist financing
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/12
1. [12.1.1. Anti-money laundering - Prevention of money laundering and terrorist financing](/licensees-and-businesses/lccp/condition/12-1-1-anti-money-laundering-prevention-of-money-laundering-and-terrorist) 2. [12.1.2. Anti-money laundering - Measures for operators based in foreign jurisdictions](/licensees-and-busi...
1499
13. Pool betting
13.1. Pool betting
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/13
1. [13.1.1. Pool betting](/licensees-and-businesses/lccp/condition/13-1-1-pool-betting) 2. [13.1.2. Pool betting – football pools](/licensees-and-businesses/lccp/condition/13-1-2-pool-betting-football-pools) 3. [13.1.3. Pool betting – annual accounts](/licensees-and-businesses/lccp/condition/13-1-3-pool-betting-annu...
1500
14. Access to premises
14.1. Access to premises
https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/1/14
1. [14.1.1. Access to premises](/licensees-and-businesses/lccp/condition/14-1-1-access-to-premises)