dangermouse77/FromAnswerToQuestion-SQuADplusTriviaQA

answer stringlengths 1 239 ⌀	question stringlengths 1 25.7k
deregulation	What policy has U.S. Government emphasized from the 1970's onward?
U.S. Government policy	Since the 1970's, what has emphasized deregulation to encourage business, but resulted in less oversight and less disclosure?
MBS	Some regulated banks did not have sufficient financial cushions in place to absorb what losses as a result of the financial crisis of 2007?
slowing economic activity	What was a consequence of the large loan defaults and MBS losses in 2007?
central banks	Who provided funds to encourage lending and restore faith in commercial banks in the aftermath of the financial crisis of 2007?
Governments	Who bailed out key financial institutions and implemented economic stimulus programs as an answer to the financial crisis of 2007?
large loan defaults or MBS losses	What impacted the ability of financial institutions to lend in the financial crisis of 2007?
January 2011	When did the U.S. Financial Crisis Inquiry Commission report its findings?
the crisis was avoidable and was caused by: widespread failures in financial regulation	What was one of the conclusions of the U.S. Financial Crisis Inquiry Commission regarding the financial crisis of 2007?
Federal Reserve	What agency failed to stem the tide of toxic mortgages contributing to the financial crisis of 2007?
key policy makers	Who was not prepared for the financial crisis in 2007 by lacking a full understanding of the financial system?
financial firms	Which business sector contributed to the financial crisis by acting recklessly and taking on too much risk?
tough competition	What caused mortgage lenders to relax underwriting standards and approve riskier mortgages?
2003	In what year were high underwriting standards relaxed?
2004–2007	What years were the worst mortgage loans originated?
2004–2007	What years had the most intense competition between securitizers and the lowest market share for GSEs?
government-sponsored enterprises (GSEs)	Who policed mortgage originators and maintained relatively high standards prior to 2003?
six	How many Democratic appointees wrote the majority report of the Financial Crisis Inquiry Commission?
Paul Krugman	Who claimed that the GSE never purchased subprime loans - a claim that is widely disputed?
government affordable housing policy	Several reports written by various agencies concluded that which policy was not the primary cause of the financial crisis?
GSE loans	According to reports, which loans performed better than some loans securitized by private investment banks?
4	How many Republican appointees wrote the minority report of the Financial Crisis Inquiry Commission?
13 million	How many estimated substandard loans did Fannie and Freddie have in 2008?
over $2 trillion	What was the value of the estimated 13 million substandard loans held by Fannie and Freddie in 2008?
Fannie Mae and Freddie Mac	Which government-sponsored entities had massive risky loan purchases?
HUD	Peter J. Wallison believes that the one of the roots of the financial crisis can be traced to affordable housing policies by which agency in the 1990s?
6	How many ex-executives of Fannie and Freddie were named in the SEC's December 2011 securities fraud case?
Office of Federal Housing Enterprise Oversight (OFHEO)	Who uncovered accounting discrepancies in Fannie Mae and Freddie Mac?
Bush administration	Which administration called for investigation into the soundness of GSEs in the early and mid-2000s?
September 10, 2003	On what date did the House Financial Services Committee hold a hearing to assess safety and soundness issues regarding Fannie Mae and Freddie Mac?
The hearings never resulted in new legislation or formal investigation	What was the result of the House Financial Services Committee on September 10, 2003 regarding Fannie Mae and Freddie Mac?
House Financial Services Committee	Who rebuked OFHEO in 2003 for their attempt at regulation of Fannie Mae and Freddie Mac?
$467 billion	What was the value of mortgage lending made by Community Reinvestment Act covered lenders to low and mid level income borrowers and neighborhoods from 1993-1998?
10%	What percent of mortgage lending was made by Community Reinvestment Act covered lenders from 1993 to 1998?
Community Reinvestment Act	What does CRA stand for?
25%	What percent of sub-prime lending occurred at CRA-covered institutions in the run-up to the financial crisis?
25%	What percent of sub-prime loans had some connection with CRA in the run-up to the financial crisis?
1995	When did CRA make rule changes to relax underwriting standards?
$4.5 trillion	How much were CRA loan commitments between 1994 and 2007?
high-interest-rate loans (3 percentage points over average)	What was the Federal Reserve's assumption regarding what makes a loan subprime?
prime	How did the Federal Reserve classify CRA loans?
after the terrorist attack on September 11, 2001	When were ultra-low interest rates initiated by the Federal Reserve?
credit default swaps, collateralized debt obligations and synthetic CDOs.	What financial innovation enabled investment banks and hedge funds to make large wagers?
derivatives	Credit default swaps, collateralized debt obligations and CDOS are all types of what?
Portfolio Magazine	Which magazine had an article where Michael Lewis spoke with a trader about bad loans?
derivatives	What financial innovation allows investment banks and hedge banks to make large wagers?
credit default swaps, collateralized debt obligations and synthetic CDOs	What are some names of derivatives?
substandard	Peter J. Wallison believes that the huge number of these loans led to the financial crisis?
low or no downpayments	What type downpayments do substandard loans generally have?
it was supported by a huge number of substandard loans	According to Peter J. Wallison, why did the U.S. residential housing bubble led to financial crisis?
1997–2007	Other countries had large residential housing bubbles that deflated during what years?
Krugman	Peter J. Wallison's conclusions regarding the financial crisis are not in agreement with this economist's views?
160	How many Miles East of Puerto Rico is St. Barts?
the Saint-Barthélemy Channel	What lies between St. Barts and Saint Martin island?
little Turtle rocks	What does "Roques" mean in English?
the Renaissance	St. Barts is one of the what group of islands?
satellite islets	What is Île Frégate in relation to St Barts?
Saint-Barthélemoise	What are the people of St. Barts called?
French	What is the native language of St. Barts?
500–700	About how many people speak Patois French in St. Barts?
French	Of what nation do the people of St. Barts claim citizenship?
racially	How does the determination between Patois and Creole French usually determined?
Saint Martin	What island besides St. Barts was granted COM status by France in 2007?
five	How many years does a president have in office in St. Barts?
in March 2012	When was the last election held for the executive council positions?
15 July 2007	When did the COM status for St. Barts take effect?
nineteen	How many people are on the Territorial Council?
September 2014	When was the last senate election in St. Barts?
the European Union	What organization did St. Barts become a part of in 2012?
One	How many senators represent St. Barts in France?
2008	What year was the first senate election held for the St. Barts?
thirteen	How many policemen does the French government pay for on St. Barts?
Agricultural production	What is often difficult on the island?
Sweet potato	What is grown in patches on the island?
salt	What seasoning is found naturally on the island?
fishing	What type of activity did early settlers use to get food that didn't involve farming?
Gustavia	What is the name of the main commercial port in St. Barts?
the rich and famous	St. Barts is considered a playground for whom?
200,000	How many tourists visit St. Barts each year?
€61,200,000	What is the highest propoerty value recorded in St. Barts?
wealth generated by wealthy tourists	What besides investment is responsible for the high standard of living on the island?
by airplane	Besides boats how does St. Barts import most of its food?
25	About how many hotels does St. Barts have?
58	How many rooms does the largest hotel in St. Barts have?
Portugal	Which country besides Brazil does St. Barts import its labor force from?
12	How many rooms does the most expensive hotel on the island have?
400	About how many villas are available for rent in St. Barts?
succulent	What types of plants are usually found at St. Barts?
The eastern part	Which half of the island is usually greener due to more rainfall?
several hundred	A 1994 found how many different species of plants native to the island?
Sea grapes	What besides palm trees is a common plant to see in St. Barts?
the Pacific islands	Where was the coconut palm brought to St. Barts from?
aloe or aloe vera	What plant was brought to St. Barts from the Mediterranean?
cereus	What is the name of the night blooming flower on St. Barts?
South America	Where was the plant yellow bell brought from?
1773	When did the british army invade the island?
barbary	What type of fig grows on the island?
May	When is the end of the dolphin migration period in St. Barts?
December	When is the beggining of the whale migration season?
Turtles	What protected species is a common sight along the beaches of St. Barts?

deregulation

What policy has U.S. Government emphasized from the 1970's onward?

U.S. Government policy

Since the 1970's, what has emphasized deregulation to encourage business, but resulted in less oversight and less disclosure?

MBS

Some regulated banks did not have sufficient financial cushions in place to absorb what losses as a result of the financial crisis of 2007?

slowing economic activity

What was a consequence of the large loan defaults and MBS losses in 2007?

central banks

Who provided funds to encourage lending and restore faith in commercial banks in the aftermath of the financial crisis of 2007?

Governments

Who bailed out key financial institutions and implemented economic stimulus programs as an answer to the financial crisis of 2007?

large loan defaults or MBS losses

What impacted the ability of financial institutions to lend in the financial crisis of 2007?

January 2011

When did the U.S. Financial Crisis Inquiry Commission report its findings?

the crisis was avoidable and was caused by: widespread failures in financial regulation

What was one of the conclusions of the U.S. Financial Crisis Inquiry Commission regarding the financial crisis of 2007?

Federal Reserve

What agency failed to stem the tide of toxic mortgages contributing to the financial crisis of 2007?

key policy makers

Who was not prepared for the financial crisis in 2007 by lacking a full understanding of the financial system?

financial firms

Which business sector contributed to the financial crisis by acting recklessly and taking on too much risk?

tough competition

What caused mortgage lenders to relax underwriting standards and approve riskier mortgages?

2003

In what year were high underwriting standards relaxed?

2004–2007

What years were the worst mortgage loans originated?

2004–2007

What years had the most intense competition between securitizers and the lowest market share for GSEs?

government-sponsored enterprises (GSEs)

Who policed mortgage originators and maintained relatively high standards prior to 2003?

six

How many Democratic appointees wrote the majority report of the Financial Crisis Inquiry Commission?

Paul Krugman

Who claimed that the GSE never purchased subprime loans - a claim that is widely disputed?

government affordable housing policy

Several reports written by various agencies concluded that which policy was not the primary cause of the financial crisis?

GSE loans

According to reports, which loans performed better than some loans securitized by private investment banks?

4

How many Republican appointees wrote the minority report of the Financial Crisis Inquiry Commission?

13 million

How many estimated substandard loans did Fannie and Freddie have in 2008?

over $2 trillion

What was the value of the estimated 13 million substandard loans held by Fannie and Freddie in 2008?

Fannie Mae and Freddie Mac

Which government-sponsored entities had massive risky loan purchases?

HUD

Peter J. Wallison believes that the one of the roots of the financial crisis can be traced to affordable housing policies by which agency in the 1990s?

6

How many ex-executives of Fannie and Freddie were named in the SEC's December 2011 securities fraud case?

Office of Federal Housing Enterprise Oversight (OFHEO)

Who uncovered accounting discrepancies in Fannie Mae and Freddie Mac?

Bush administration

Which administration called for investigation into the soundness of GSEs in the early and mid-2000s?

September 10, 2003

On what date did the House Financial Services Committee hold a hearing to assess safety and soundness issues regarding Fannie Mae and Freddie Mac?

The hearings never resulted in new legislation or formal investigation

What was the result of the House Financial Services Committee on September 10, 2003 regarding Fannie Mae and Freddie Mac?

House Financial Services Committee

Who rebuked OFHEO in 2003 for their attempt at regulation of Fannie Mae and Freddie Mac?

$467 billion

What was the value of mortgage lending made by Community Reinvestment Act covered lenders to low and mid level income borrowers and neighborhoods from 1993-1998?

10%

What percent of mortgage lending was made by Community Reinvestment Act covered lenders from 1993 to 1998?

Community Reinvestment Act

What does CRA stand for?

25%

What percent of sub-prime lending occurred at CRA-covered institutions in the run-up to the financial crisis?

25%

What percent of sub-prime loans had some connection with CRA in the run-up to the financial crisis?

1995

When did CRA make rule changes to relax underwriting standards?

$4.5 trillion

How much were CRA loan commitments between 1994 and 2007?

high-interest-rate loans (3 percentage points over average)

What was the Federal Reserve's assumption regarding what makes a loan subprime?

prime

How did the Federal Reserve classify CRA loans?

after the terrorist attack on September 11, 2001

When were ultra-low interest rates initiated by the Federal Reserve?

credit default swaps, collateralized debt obligations and synthetic CDOs.

What financial innovation enabled investment banks and hedge funds to make large wagers?

derivatives

Credit default swaps, collateralized debt obligations and CDOS are all types of what?

Portfolio Magazine

Which magazine had an article where Michael Lewis spoke with a trader about bad loans?

derivatives

What financial innovation allows investment banks and hedge banks to make large wagers?

credit default swaps, collateralized debt obligations and synthetic CDOs

What are some names of derivatives?

substandard

Peter J. Wallison believes that the huge number of these loans led to the financial crisis?

low or no downpayments

What type downpayments do substandard loans generally have?

it was supported by a huge number of substandard loans

According to Peter J. Wallison, why did the U.S. residential housing bubble led to financial crisis?

1997–2007

Other countries had large residential housing bubbles that deflated during what years?

Krugman

Peter J. Wallison's conclusions regarding the financial crisis are not in agreement with this economist's views?

160

How many Miles East of Puerto Rico is St. Barts?

the Saint-Barthélemy Channel

What lies between St. Barts and Saint Martin island?

little Turtle rocks

What does "Roques" mean in English?

the Renaissance

St. Barts is one of the what group of islands?

satellite islets

What is Île Frégate in relation to St Barts?

Saint-Barthélemoise

What are the people of St. Barts called?

French

What is the native language of St. Barts?

500–700

About how many people speak Patois French in St. Barts?

French

Of what nation do the people of St. Barts claim citizenship?

racially

How does the determination between Patois and Creole French usually determined?

Saint Martin

What island besides St. Barts was granted COM status by France in 2007?

five

How many years does a president have in office in St. Barts?

in March 2012

When was the last election held for the executive council positions?

15 July 2007

When did the COM status for St. Barts take effect?

nineteen

How many people are on the Territorial Council?

September 2014

When was the last senate election in St. Barts?

the European Union

What organization did St. Barts become a part of in 2012?

One

How many senators represent St. Barts in France?

2008

What year was the first senate election held for the St. Barts?

thirteen

How many policemen does the French government pay for on St. Barts?

Agricultural production

What is often difficult on the island?

Sweet potato

What is grown in patches on the island?

salt

What seasoning is found naturally on the island?

fishing

What type of activity did early settlers use to get food that didn't involve farming?

Gustavia

What is the name of the main commercial port in St. Barts?

the rich and famous

St. Barts is considered a playground for whom?

200,000

How many tourists visit St. Barts each year?

€61,200,000

What is the highest propoerty value recorded in St. Barts?

wealth generated by wealthy tourists

What besides investment is responsible for the high standard of living on the island?

by airplane

Besides boats how does St. Barts import most of its food?

25

About how many hotels does St. Barts have?

58

How many rooms does the largest hotel in St. Barts have?

Portugal

Which country besides Brazil does St. Barts import its labor force from?

12

How many rooms does the most expensive hotel on the island have?

400

About how many villas are available for rent in St. Barts?

succulent

What types of plants are usually found at St. Barts?

The eastern part

Which half of the island is usually greener due to more rainfall?

several hundred

A 1994 found how many different species of plants native to the island?

Sea grapes

What besides palm trees is a common plant to see in St. Barts?

the Pacific islands

Where was the coconut palm brought to St. Barts from?

aloe or aloe vera

What plant was brought to St. Barts from the Mediterranean?

cereus

What is the name of the night blooming flower on St. Barts?

South America

Where was the plant yellow bell brought from?

1773

When did the british army invade the island?

barbary

What type of fig grows on the island?

May

When is the end of the dolphin migration period in St. Barts?

December

When is the beggining of the whale migration season?

Turtles

What protected species is a common sight along the beaches of St. Barts?