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Even if I had tuition fees, it would be like 400 euros/year (student social security included) I could basically pay for my studies with a summer job. US Student Loans lol, that shit is hilarious.
Most of those student apartments are crap constructions anyway and are going to be ghettos in a few years.
Went from a semi-useless degree to a completely useless degree. And totally ignorant of the ramifications. Modern day students are complete retards.
What is he giving us magazines to cut out?
Of course it's gonna pop. There is a very large housing bubble in China, loan debt bubble in the USA and an enormous national debt, financial crisis in EU, NASDAQ bubble, Japanesse treasury bonds crisis and a few others I can't recall right now.
What happens if these things "pop" though? Will is just be 2008 all over again?
Yes thats called a US dollar when he goes into office
Omg that picture is so funny, I hope it drops to zero so badly!
The joke <---------------------> you I was poking fun at you saying collage instead of college. Plus Bernie has no fucking chance to the point where he's already endorsing Clinton.
We don't know because some of this stuff has never happened before
Well student loans can essentially be deferred for a long time. And the payments close to 50 dollars a month making it hard to default but you pay for life essentially. What we're going to see instead of a burst is the current millenials not marry or own any assets or equity like homes. They won't take out loans on vehicles or houses because they already owe so much to sallie mae. Basically you're going to see a generation that will not own anything of consequence or future benefit.
It's gonna be worse than 1907, beacuse there were no safeguards installed after the 2008 financial crisis and the goverments pumped trillions worthless dollars into the banks, plus we had large scale quantitative easing (money printing) but the money never reached the market, they are still circulating only on the stock exhanges.
Fucking dumb ass pollack
It would be kind of cool if somebody could figure out a system to profit off of other people's student loan debt that doesn't involve erecting a university or owning a bank. Like a debt stock market.
Because every single parent told their kid that he has to go to college or he's a failure. Most people can't handle the rigor so it's been made easier and BAs have increased. Since a degree in basket weaving isn't a failure but a trade is.
Not everyone is muslim, achmed the frog
you can go ahead and kys now
How horrifying
...so I could assume it's gonna start a war. The Panic of 1907 started WW1 and then WW2. Europe was always a hotbed for the biggest world conflicts and the continent is divided more than ever, I have a feeling that the Brexit started the domino.
I have one, agree to pay a student's debt in exchange for their inheritance. It's as simple as that and if you calculate the interest from now until their parents die that will have most likely saved money over the long run.
You are the dumb ass I misspelled it on purpose to set up that joke
she got attached to some other guy and hasnt talked to me in like 4 months so i dont really think about her anymore. But when I read about problems in modern universities such as rising debt, jobless millennials and student inflation in the schools I am always reminded of her because she's part of the problem.
Lies. Jokes haven't been discovered in your country yet.
back to eating and feeling superior in your <50% country John
meanwhile people with real degrees, jobs and families will be labeled as the oppressing class for not being dumb asses and working hard in life.
I believe once you turn 50 if you still have a balance on your loans it is forgiven, but that balance is counted as an income tax liability
Its going to,burst when automation kills millions of white collar jobs, and minimium wage jobs. Right now, graduates are given extra time to pay back their loans since the government assumes that a bulk of students in debt will eventually become productive members of the labour force once they enter the corporate ladder, and even if they dont, they can always go through the minimum wage route and surivive on less than 5 dollars a day whilst they work themselves to an early grave at some min wage job for decades. Once automation starts killing these minimum wage and white collar jobs, and the banks/gov realise its impossible for a majority of graduates repay those loans, then youll have your crash.
I've complained along with them, the past few years now.
Shh, don't tell em. I'm getting rich off welding these aparments
As long as you are working hard to ensure you will get a good job then there's no shame in that. Just dont be the faggot who goes to college and accomplishes nothing while your parents pay for everything. Nice post, I cant see the future changing any other way. Best to get a good degree and job before the automation boom begins.
Polish humour clearly emigrated in search of greater employment prospects.
My fucking wife has a degree in art history from UCLA you need to fucking know its the parents who are supposed to guide there kids hers are upper middle class liberal gen xers who are basically boomers in every aspect but age.
Future capital? Capital isnt just physical monetary assets, education is also capital. Students trade future earning power in order to get an education, this isnt a mystery. If they cant get a good enough job to pay the loans back then their education is most certainly overvalued
speculation
Oh im absolutely aware, her parents are totally at fault for not disciplining her enough for her to make her own intelligent decisions in life. This is what happens when you baby your kids until they become adults, and they waltz into colleges without a clue on how the world works.
The university bubble wont burst for the unis though. They will just go search out chinese students who dont even take loans. For locals though they go back and do trade school, which is actually not bad. You can make a decent living in the trades in a 1st world country
I think maybe to do this you would look at what will the effects of the bubble bursting be and look into how to make money off of that. there's two ways to that, you can bet both long and short. to bet long you would look at services/stocks that would stand to gain more profits through a student loan collapse and then invest on those now while you anticipate their share value to rise. the other way would be to short stocks that you think will crash. I'm sure some googling could provide some insight from analysts who's job it is to predict these things. I'm no analyst so I can't really speculate personally.
Eventually, as the prestige of the American university fades, Chinese students will stop going to the other side of the world to read books.
It isn't entirely the fault of modern students that they choose degrees that will never return on investment. They are overwhelmed by a constant buzz of "Anyone can do anything! Follow your dreams!" on one side and people saying "It doesn't matter what you major in! People just want to see that you can finish a degree!" Often by people without degrees.
My gf went to school for an HR degree. She makes like $15 an hour. Has $30k debt. Guess it's a goodgiving money to women thing I graduate next year with an engineering degree and zero debt.
An engish tertiary education will be prestigious for another century at least i bet. Employers select based on which uni you studied at
So that's why it didn't type in to google
ITT: Post your unpopular opinion
We should just glass this world already to make way for a new sentient race.
(You)
Jews just have the highest IQ because they rely on sneaky and, well, Jewy tactics to thrive.
There isn't a massive Jewish conspiracy
the x-files kinda sucks
Jews are not the most intelligent. The highest outlier IQ's belong to caucasians and east asians. We're pretty much at par with the chongs in terms of average outlier IQ. Jews actually have a low average IQ, 96. The ashkenazi thing is a trick to take the top 76% of their population and ignore the negatives. Basically just another jewish trick, ignoring the no statistical significance in genetic differences between sephardic and ashkenazi jews.
Jews are white. Slavs are white. Drug and homosexuality are not degeneracy. They are part of western culture.
Trudeau is a good prime minister
99% of the times it's not about race war, but about class war the elite slides all its shit under the rug, then tells you it's actually immigrants. the same immigrants that were forced out of their countries by that same elite because of destabilization and then invited in our countries because muh growth is not enough what we call leftards nowadays have basically nothing to do with the left, except they now use social right focused rhetoric to gain consensus from middle-class narcissistic fags and whiny minorities while the lower classes get increasingly fucked love for tradition and your own roots are not an exclusive to the right or should not be
It's a huge problem that law enforcement in America can so often act with impunity and police brutality and misconduct goes unpunished so frequently.
Heh
We eat too much meat, but shouldn't go full vegan.
everyone below the 50% wealth mark weighted for population should die. Their wealth is then redistributed to the bottom %50 of the remaining people, weighted for wealth (or lack of it)
Slavs are ok as long as they aren't Polish or Russian The fucking Pollacks are the most ill-mannered, untrustworthy, evil albino spics, but are also smart enough to hide it from the general public.
Morality is objective.
It's a thread about opinions, not stating what you heard. You can't say sugar causes ADHD without research. It only gives kids more energy, which isn't rocket science.
Bait much
Just google "ADHD Sugar" and you will find enough results, Hans. Btw, why do I have to bring "proof"? /pol/ usually never has a problem with accepting some wierd opinion without having and "scientific studies" backing them up.
They also bring in the immigrants, so there's that.
Saying shit like "women are dumber" and "women shouldn't vote" is the reason so many of them turn to radicalism. Supporting abortion for race-related reasons is even more heinous than supporting it under the misguided notion of "choice."
holocaust really happen
Poo doesn't belong in the loo
fuck off australia
Also abortion should be fully legalised
Nah I bet the majority of feminists have never actually been harmed or condescended by men in their lives
Nah he's right you fuck off
Brexit is a good thing. Now many poles, magyars and etc are forced to come back hope. Now there are no work for them so there will be a revolution so the country will change. Thanks britons
Feminism used to have valid points on most issues until identity politics took over.
Actually you are wrong on that. The majority of women have experienced harm, threats or condescending behaviour by males. A lot of people going full feminism gender queer poly vegan are being encouraged in a crazy way of dealing with hurt or trauma. Not everyone is cut from the same wood, and what traumatized one person might leave the other unharmed, so yeah, being cornered by a dude saying he will rape you can just eat at some people. Generally we are moving to a more and more easily mentally hurt society (just look at how functional /r9k/ is).
turning legacy captcha on does nothing ;(
You have to save the settings once you click legacy captcha, not just x off when you click the check.
Don't patronize me son. (they just kicked in after a few more regular captchas)
captcha isn't ran by 4chanor controlled by it. talk to google or turn on legacy.
The legacy captcha is more confusing then it's ever been. Now they're only using very difficult combinations to see.
Not to mention we are helping out the jews with these
these fucking robots have better eye-sight than I do
NSA Prism working as intended. They need to copy your post first.
exactly my mexican intellectual friend this is exactly the reason why this is a political thread and should remain we can't turn a blind eye to any form of jewish subversion and captcha is one of those
The captcha is obviously racist.
Heh
I've been getting street addresses for months now
0O0mnmnn00OWWVVWVWIIlllIIIIIIIIlllll those are "i" and "L" at the end, for some reason no matter what legacy says i type it exact and its wrong like 5 times in a row
I REEEEEEEEEEEEEEEEEE everytime
Or this. It's been a long time since I've seen those impossible to read words with black circles in them
It either lets me post right away, or it fucks me with picture collages like OP describes, sometimes indeed with clicked pictures being replaced by now ones. I haven't seen single street adresses for months now.
wtf i hate that too im a #4chanPassAss now
legacy test
FIX THE FUCKING CAPTCHA KEKADMINS
kegacy test
fuck yeah legacy works
Buy 4Chinz gold
That's legacy captcha.. You can turn it on in settings, but it doesn't seem to work for me. The old-style pictures show up, but it never accepts my answers. Butifel.
nail in the coffin you wont trick us this dont mr merchant
Is this how all people who speak inferior languages have to live?
It does it more on /fit/ which makes it even more REEEEEEEE worthy too. I'm cutting. Fuck right off.
I'm using legacy captcha. I either get those street addresses or words that you can read I believe there was a fix a while back to remove those words with black circles now that I remember
I could turn it off, but I tend to just ignore it.. I could also set my browser spellcheck to English UK to make the red go away, but because English is a babby-tier Germanic language, the Dutch spellcheck is more useful to me. There's probably a way to have both Dutch and English UK on like on my phone, but I can't be arsed to look into that.. Also, do Americans even have a language of their own?