report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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3478 | 740 | Credit Risk Sensitivity. Credit risk is the level of certainty that a security’s issuer will maintain its ability to honor the terms of that security until maturity. As we continue to invest in corporate bonds with relatively long maturities, credit risk is a concern. We mitigate this ongoing risk, in part, by acquirin... | 135 | 10K |
gb_prudential-AR_2005 | 466 | Investment Managers (PruPIM) for third party clients delivered strong fund inflows. | 11 | annual_report |
3760 | 1,205 | Service agreement with DSL, in which the Company provides managerial and supervisory services to DSL and earns a fee that is calculated as a percentage of average assets in the Company’s variable separate accounts deposited in ING Investors Trust. On August 9, 2007, the Company and DSL entered into an amendment to the ... | 124 | 10K |
5472 | 1,320 | In March 2017, the FASB issued ASU 2017-08, Receivables-Nonrefundable Fees and Other Costs (Topic 310-20) - Premium Amortization on Purchased Callable Debt Securities. This ASU shortens the amortization period for the premium on certain purchased callable debt securities to the earliest call date. This ASU has no effec... | 107 | 10K |
gb_prudential-AR_2007 | 1,001 | Non-executive directors are usually appointed for an initial three-year term, commencing with their election by shareholders at the first Annual General Meeting following their appointment. Each appointment is reviewed towards the end of this period against performance and the requirements of the Group’s businesses. No... | 101 | annual_report |
NatwestGroupPLC-AR_2020 | 5,331 | The parent company is incorporated in the UK and registered in Scotland. The accounts are prepared on the historical cost basis except that derivatives and certain financial instruments which are stated at fair value. Recognised financial assets and financial liabilities in fair value hedges are adjusted for changes in... | 59 | annual_report |
PosteItalianeSpA-AR_2019 | 9,431 | As indicated above for the accounting effects, the Board of Statutory Auditors also considers it necessary to verify and constantly monitor the effects of the Covid-19 emergency in terms of prospective risk for an assessment in terms of possible impact on the RAF indicators. | 44 | annual_report |
TrygAS-AR_2019 | 792 | • Return on the average equity of at least 21% after tax | 12 | annual_report |
5585 | 659 | The following table details our annualized yield on average invested assets from continuing operations for 2018, and both continuing and discontinued operations for 2017 and 2016, which is based on our invested assets (including money market accounts) at the beginning and end of the year divided by net investment incom... | 50 | 10K |
4032 | 1,114 | Traditional Mortgage Insurance. Our mortgage insurance segment, through Radian Guaranty, offers primary and pool mortgage insurance coverage on residential, first-lien mortgages (“first-lien”). At December 31, 2009, primary insurance on first-liens made up approximately 92.6% of our total first-lien insurance risk in f... | 71 | 10K |
4440 | 1,437 | The financial operating affiliate loss in the year ended December 31, 2011 reflects a write down in value of one investment following a restructuring. Financial operating affiliate income increased during the year ended December 31, 2010 as compared to the same period of 2009 due to the sale of a significant portion of... | 82 | 10K |
95 | 374 | At December 31, 1994, securities held to maturity totaled $1.606 billion or 62.5% of total invested assets. The fair value of these securities was $1.488 billion which reflects gross unrealized losses of $118 million. The unrealized losses within this portfolio result from increases in market interest rates during 1994... | 97 | 10K |
3904 | 653 | For hedging instruments used in cash flow hedges, the changes in fair value of the derivatives representing the effective portion of the hedge are reported in accumulated other comprehensive income. Amounts are reclassified to net investment income or realized capital gains and losses as the hedged or forecasted transa... | 218 | 10K |
746 | 358 | As a result of the involuntary bankruptcy proceeding against the Company, the Company was prevented from purchasing from Robert Brennan ("Brennan") an approximately 25% equity interest in International Thoroughbred Breeders, Inc. ("ITB"). Consequently, NPD, Inc. ("NPD"), a newly formed company owned by Nunzio P. DeSant... | 166 | 10K |
5259 | 1,258 | Most fixed income securities do not trade daily, and thus exchange traded prices are generally not available for these securities. However, market information (often referred to as observable inputs or market data, including but not limited to, last reported trade, non-binding broker quotes, bids, benchmark yield curve... | 115 | 10K |
20 | 637 | A reconciliation of net income and stockholders' equity from that reported on a statutory basis to that reported in the accompanying consolidated financial statements on a GAAP basis is as follows: | 31 | 10K |
2889 | 2,192 | For the years ended December 31, 2005, 2004, and 2003 net income per common share attributable to Carolina Group stock assuming dilution is the same as basic net income per share because the impact of securities that could potentially dilute basic net income per common share was insignificant or antidilutive for the pe... | 54 | 10K |
RaiffeisenBankInternationalAG-AR_2009 | 614 | Aspects such as quality of the customer relationship, collateral, and the customer’s debt/income ratio play an important role in this. The greatest need for restructuring in 2009 arose in Ukraine, Romania, Bulgaria, and Hungary. | 34 | annual_report |
1355 | 191 | Consolidated Statements of Shareholders' Equity - Years Ended December 31, 1999, 1998, and 1997.......................... 22 | 15 | 10K |
3400 | 1,435 | During the fourth quarter of 2006, the Company received, through a series of dividends from its direct and indirect wholly owned subsidiaries, Lyndon Insurance Group, Inc. and First Protection Company, a promissory note in the principal amount of $54.0 million. This promissory note arose out of the sale, at fair market... | 112 | 10K |
NatwestGroupPLC-AR_2020 | 5,596 | NatWest Group plc’s capital base. The form and timing of any capital distributions therefore remains uncertain, and may depend on a variety of factors, including the interests of various stakeholders (such as UKGI). | 33 | annual_report |
3673 | 1,126 | facility. This facility is also secured by interests in certain leases and underlying equipment and bears interest at Prime-0.5%. As of December 31, 2008, $13.9 million was unused. On September 30, 2007, in connection with the acquisition of certain leasing assets from FIS, the Company also entered into an unsecured no... | 94 | 10K |
NatwestGroupPLC-AR_2014 | 401 | Key economic indicators The key market in which RBS operates is the UK. Lending in the UK is closely linked to GDP and growth in the housing market is highly dependent on the level of interest rates. Falling unemployment may have a positive impact on lending as more people are able to afford loans. The profitability of... | 95 | annual_report |
4474 | 1,051 | In evaluating our Student Loan portfolio, losses were projected using either a cash flow or statistical expected loss approach. As more fully described in Note 4 to the Consolidated Financial Statements located in Part II, Item 8 of this Form 10-K, the statistical methodology uses probability of default and loss given ... | 172 | 10K |
2208 | 880 | • The Mandatory Control Level, which equals 70% of the Authorized Control Level, authorizes the commissioner of the state of domicile to take actions necessary to place the Company under regulatory control (i.e. rehabilitation or liquidation). | 36 | 10K |
3562 | 1,743 | Medical operating expenses for 2006 increased by $16.4 million, or 11.7%, to $156.4 million when compared to 2005. This increase was primarily attributed to additional administrative costs related to the growth of our Medicare Advantage business of approximately $9.8 million and an increase of $4.4 million in technolog... | 71 | 10K |
1933 | 915 | In 2002, 2001 and 2000, the Company expected to and eliminated 32, 96 and 11 positions, respectively, across all of its operating offices. In addition, the Company renegotiated the compensation arrangements of four and 29 sales professionals in 2002 and 2001, respectively, in connection with these expense reductions. | 48 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2004 | 2,323 | **** The amounts are taken from the individual companies’ financial statements. They have been translated using the exchange rates applicable on 31 December 2004. | 24 | annual_report |
ch_zurich_insurance_group-AR_2012 | 3,220 | Non-controlling interests The adjustment to embedded value to remove non-controlling interests from new business value is included here and it largely arose from the interests of non-controlling shareholders in Spain and Germany. | 32 | annual_report |
Sampoplc-AR_2013 | 2,744 | At the close of the claims year 6,994 2,398 2,482 2,530 2,602 2,723 2,733 2,821 2,884 2,880 2,927 | 18 | annual_report |
fr_axa-AR_2015 | 6,684 | A new Exposure Draft was issued in June 2013. Most of the comment letters posted in October 2013 rejected the proposal for participating contracts as too complex and not refl ecting the Asset and Liability (ALM) management principles which are the essence of the insurance business. In 2015, the IASB | 50 | annual_report |
5012 | 1,160 | Transfers between levels, if any, are recorded as of the beginning of the reporting period in which the transfer occurs; there were no transfers between Levels 1, 2 or 3 of any financial assets or liabilities during 2014 or 2013. | 40 | 10K |
4116 | 1,826 | The Company also reinsures, through 100% quota share reinsurance agreements, certain LTC and workers’ compensation business written by the Company. These are run-off businesses which have been included within Corporate & Other. | 32 | 10K |
PhoenixGroupHoldingsPLC-AR_2010 | 667 | Directors’ remuneration and interests A report on Directors’ remuneration appears on pages 74 to 85 including details of their interests in shares and share options or any rights to subscribe for shares in the Company. | 35 | annual_report |
2634 | 522 | Amortization expense during 2003 relates to a definite-lived intangible asset acquired in connection with our investment in PIC. | 18 | 10K |
gb_lloyds_banking_grp-AR_2011 | 633 | the national Union of students has always been supportive of business contributing to the cost of higher education, so it’s great to see lloyds banking Group starting the lloyds scholars scheme. of course higher education is massively beneficial to the public, as well as to the student, but business also benefits from ... | 64 | annual_report |
ch_zurich_insurance_group-AR_2014 | 2,100 | o) Net investment income Net investment income includes investment income earned net of investment expenses incurred. | 16 | annual_report |
5177 | 1,026 | For the year ended December 31, 2014, the income tax expense were $1,672,840, increased by $740,921, or 80%, compared with $931,919 for the year ended December 31, 2013. | 28 | 10K |
fr_axa-AR_2004 | 2,049 | The cost of the contributions paid is an expense in the statement of income, and amounted to € 81 million for the year ended December 31, 2004. | 27 | annual_report |
3881 | 1,377 | CNAF’s domestic insurance subsidiaries are subject to risk-based capital requirements. Risk-based capital is a method developed by the NAIC to determine the minimum amount of statutory capital appropriate for an insurance company to support its overall business operations in consideration of its size and risk profile. ... | 135 | 10K |
TrygAS-AR_2003 | 174 | Businesses and insurance companies globally have refocused on risks in recent years against the backdrop of fear of terrorist attacks, management scandals, widespread bad weather in recent years and the demand for targeted employment of the capital available. | 38 | annual_report |
ch_zurich_insurance_group-AR_2014 | 863 | Key driver for determining the individual STIP award structure for the STIP pool is the relevant financial performance during the year, including a qualitative assessment of the results. | 28 | annual_report |
NatixisSA-AR_2017 | 4,662 | Derivative financial instruments used for hedging purposes cash flow hedges, fair value hedges and hedges of a net investment in a foreign operation. | 23 | annual_report |
AvivaPLC-AR_2004 | 1,409 | Banking assets (note 29a) 3,565 4,106 Deferred tax asset (note 13e(iii)) 63 215 Other 1,871 2,088 27 – Tangible assets Motor Computer vehicles equipment Other Total £m £m £m £m | 30 | annual_report |
2129 | 3,035 | As a result of changes in estimates of insured events in prior years, the provision for loss and loss adjustment expenses decreased $25,224 for the year ended 2003 and $14,437 for the year ended 2002. The favorable development is due primarily to lower than anticipated losses related to the personal automobile liabilit... | 123 | 10K |
DirectLineInsuranceGroupPLC-AR_2013 | 2,435 | The Group is mainly exposed to the following market risk factors: • interest rate risk; • spread risk; • foreign currency risk; and | 23 | annual_report |
NatixisSA-AR_2020 | 10,746 | With regard to salaries, beyond compliance with regulatory minima, each entity participates each year in a targeted salary survey on Financial Services in order to allow the various trades to adapt their remuneration policy and verify their competitiveness. In terms of social protection, the entities rely either on sur... | 92 | annual_report |
DirectLineInsuranceGroupPLC-AR_2018 | 2,509 | 158 DIRECT LINE GROUP 2018 ANNUAL REPORT & ACCOUNTS FINANCIALS V6.1 4. Segmental analysis continued No inter-segment transactions occurred in the year ended 31 December 2018 (2017: £nil). If any transaction were to occur, transfer prices between operating segments would be set on an arm’s length basis in a manner simil... | 75 | annual_report |
5169 | 1,115 | (2) See Note 8 for additional information on the Senior Notes. | 11 | 10K |
1085 | 317 | Future sublease rental income of approximately $86 million will partially offset these commitments. Also, the Company will be reimbursed for 50% of the rental expense for a particular lease totaling $207 million, by an affiliate. Minimum future capital lease payments are not significant. | 43 | 10K |
HiscoxLtd-AR_2020 | 502 | b n m ar ke t l os s -y ea r re tu rn p er io d | 19 | annual_report |
NatixisSA-AR_2016 | 5,737 | “post-employment benefits”, such as pensions, othera supplementary retirement benefits applicable to the banking industry, end-of-career awards and other contractual benefits payable to retirees; Employee Retention and Performance Recognition Plans. | 29 | annual_report |
gb_prudential-AR_2015 | 1,182 | Corporate responsibility review continued initiative to enhance disaster preparedness and awareness through the dissemination of educational survival tips for natural disasters. It is a multi-platform programme including on-air video messages, an informative website and educational collateral that can be shared among c... | 94 | annual_report |
5006 | 458 | Premiums increased during 2014 compared to 2013, and during 2013 compared to 2012 primarily driven by the continued growth of term products. | 22 | 10K |
TrygAS-AR_2020 | 536 | Duties and composition of the Executive Board Each year, the Supervisory Board reviews and adopts the rules of procedure of the Supervisory Board and the Executive Board, comprising relevant policies, guidelines and instructions describing reporting requirements and requirements for communication with the Executive Boa... | 74 | annual_report |
SwissReAG-AR_1978 | 54 | Assistant Managers Gottfried Bachmann Engelbert Betz Peter Bieri Christoph Blanc Edmond Capt Pierre Darioli Enzo Delcö Erich Etter Fritz Eugster Heinz Fischer Leon Genoud Georges Heering Balthasar Heyer | 28 | annual_report |
SwissLifeHoldingAG-AR_2008 | 996 | If an investment property becomes owner-occupied, it is reclassified as property and equipment, and its fair value at the date of reclassification becomes its cost for subsequent accounting purposes. | 29 | annual_report |
TrygAS-AR_2009 | 829 | Operational risk relates to errors or failures in internal procedures, fraud, breakdown of infrastructure, IT security and similar factors. As operational risks are mainly internal, | 25 | annual_report |
4424 | 2,784 | The net loss for the fourth quarter of 2011 was primarily due to an increase in both the mortgage insurance and financial guaranty provision for losses. The net loss for the fourth quarter of 2010 was due primarily to the establishment of an $841.5 million valuation allowance against our DTA during the fourth quarter. | 54 | 10K |
TopdanmarkAS-AR_2013 | 572 | The measurement is based on an expected annual return on operations and a return requirement. | 15 | annual_report |
BaloiseHoldingLtd-AR_2014 | 2,059 | Gains or losses on financial contracts – 59.5 – 60.2 – 18.2 – 25.5 – 54.1 – 55.9 – 222.7 – 304.4 – 0.3 – 0.2 – 354.7 – 446.2 – 16.6 – 18.5 2.4 2.0 – 368.9 – 462.6 | 40 | annual_report |
SwissReAG-AR_2012 | 1,319 | External appointments ̤ Chairman of The Climate Group ̤ Chairman of ClimateWise ̤ Member of the Deutsche Bank Climate | 19 | annual_report |
NatwestGroupPLC-AR_2012 | 6,384 | UK Domestic Demand deposits - interest-free 69,067 63,875 66,608 - interest-bearing 126,505 111,274 136,359 Time deposits - savings 79,824 79,310 70,774 - other 55,299 61,651 59,557 Overseas residents Demand deposits - interest-free 4,372 2,965 2,512 - interest-bearing 46,879 20,773 12,530 Time deposits - savings 2,060... | 94 | annual_report |
NatixisSA-AR_2016 | 3,772 | 3RISKS AND CAPITAL ADEQUACYOverall interest rate, liquidity, structural foreign exchange risks 163REGISTRATION DOCUMENT 2016 - Natixis | 16 | annual_report |
RaiffeisenBankInternationalAG-AR_2012 | 2,423 | Liabilities at fair value through profit and loss 0 3,357,758 0 0 3,345,911 0 | 14 | annual_report |
SwissReAG-AR_2002 | 291 | All lines of business, except accident and marine, contributed to the combined ratio improvement due to increased rates and a reduced level of natural catastrophes and other large losses. | 29 | annual_report |
3169 | 1,079 | an extensive review of loss and loss settlement expense reserves at year end using generally accepted actuarial guidelines to ensure that the recorded loss reserves appear reasonable. If the carried reserves are deemed unreasonable, we would adjust reserves. In 2006 and 2005, after considering the actuary’s range of re... | 66 | 10K |
3040 | 1,813 | We refer to premiums receivable which are not fixed at the inception of the contract as adjustment premiums. The proportion of adjustable premiums included in the premium estimates varies between business lines with the largest adjustment premiums associated with property reinsurance business and the smallest with prop... | 50 | 10K |
5578 | 1,577 | Derivative assets and liabilities classified in Level 2 represent over-the-counter instruments such as foreign currency forward and swap contracts. Fair values for these instruments are determined using market observable inputs including forward currency and interest rate curves and widely published market observable i... | 104 | 10K |
951 | 158 | 9. RETIREMENT PLANS: (CONTINUED): For measurement purposes, a 10.1% annual rate of increase in the per capita cost of covered health care benefits was assumed for 1998 (5.7% for dental benefits). The rates were assumed to decrease gradually to 5% for 2005 and remain at that level thereafter. | 48 | 10K |
5360 | 1,130 | A reconciliation of the beginning and ending balances for medical claims payable, by segment, for the year ended December 31, 2015 is as follows: | 24 | 10K |
325 | 2,827 | Revenues increased $311, or 12%, to $2.8 billion in 1996 from $2.5 billion in 1995. This increase was largely the result of (i) a $162 increase in premiums and other considerations, reflecting a $226 increase in group insurance premiums from strong group disability sales and renewals, partially offset by a decline in l... | 229 | 10K |
4603 | 449 | Consolidated Statements of Income - Years ended December 31, 2012, 2011 and 2010 | 13 | 10K |
HelvetiaHoldingAG-AR_2011 | 1,354 | Total financial liabilities at amortised cost 840.5 860.3 840.5 860.3 840.5 860.3 | 12 | annual_report |
2073 | 349 | Realized gains or losses on disposition of investments are included in the computation of net income. Cost of investments sold is determined by the specific identification method. Changes in unrealized appreciation and depreciation with respect to available-for-sale fixed maturities and equity securities are reported a... | 56 | 10K |
5446 | 752 | Purchase obligations are defined as agreements to purchase goods and services that are enforceable and legally binding on us, and that specifies all significant terms, including the goods to be purchased or services to be rendered, the price at which the goods or services are to be rendered, and the timing of the trans... | 98 | 10K |
4119 | 744 | Establishing the liabilities for IBNR associated with health benefits expense incurred during a year related to that current year, at a level sufficient to cover obligations under an assumption of moderately adverse conditions, will cause incurred health benefits expense for that current year to be higher than if IBNR ... | 82 | 10K |
4824 | 633 | We experienced favorable reserve development in all lines of business with the exception of assumed reinsurance which adversely developed as a result of additional reported losses of $4.6 million on 2010 catastrophe activity, and direct commercial multi-peril, which experienced a slight deficiency. Our other liability ... | 93 | 10K |
3958 | 1,332 | intangible assets in connection with the Northeast Sale, partially offset by property and equipment purchased during the year and new assets placed in production related to various information technology system projects. | 31 | 10K |
StandardLifeAberdeenPLC-AR_2015 | 3,211 | Equity securities and interests in pooled investment funds and investments in associates at FVTPL (private equity investments) | 17 | annual_report |
5430 | 713 | • On or before December 15, 2021: Expenditures of an additional $250,000 (unless option is exercised) | 16 | 10K |
4909 | 565 | Depreciation increased 19.5% to $20.9 million in 2014 and 13.7% to $17.5 million in 2013. The increases in 2014 and 2013 were due primarily to the addition of fixed assets as a result of recent acquisitions. | 36 | 10K |
2358 | 1,372 | Identifiable assets by segment are those assets used in the respective segment’s operations. Identifiable assets are not separately reported for two reportable segments - commercial lines and personal lines of property casualty insurance - because company management does not use this measure to analyze those segments. ... | 64 | 10K |
4370 | 4,370 | The non-U.S. pension plans held an insurance contract with AIG Star, a former AIG subsidiary, which totaled $64 million at December 31, 2010. | 23 | 10K |
fr_axa-AR_2016 | 5,581 | the contractual terms of cash fl ows are SPPI, the fi nancial asset is measured at fair value through other comprehensive income and realized gains or losses would be recycled through profi t or loss upon sale. Assets not meeting either of these | 43 | annual_report |
fr_axa-AR_2011 | 4,647 | Report, the Group’s risk management activities, like all control systems, are subject to inherent limitations and cannot provide absolute assurance or render the Group immune in any respect from the risks described in this Section 3.2 or the losses that may be incurred in connection with these risks. | 48 | annual_report |
2093 | 455 | Farmers Life Income. As a result of the foregoing, Farmers Life income decreased from $169.6 million in 2000 to $116.2 million in 2001, a decrease of $53.4 million, or 31.5%. | 30 | 10K |
4516 | 556 | Midwest was formed on October 31, 2003 for the primary purpose of becoming a financial services holding company. We presently conduct our business through our wholly owned subsidiary, American Life & Security Corp. Capital Reserve Life Insurance Company of Jefferson City, Missouri is a dormant, wholly owned subsidiary ... | 86 | 10K |
gb_prudential-AR_2018 | 6,758 | Notes on the parent company financial statements continued 11 Retained profit of the Company | 14 | annual_report |
4306 | 1,500 | The Company has elected to recognize interest and penalties accrued related to UTBs in interest (income) expense. During the years ended December 31, 2010, 2009 and 2008, the Company recognized $6.4 million, ($9.0) million and $3.4 million, respectively, in gross interest expense (income) related to UTBs. The Company h... | 96 | 10K |
gb_prudential-AR_2003 | 383 | These standards are then required to be subjected to a process of review under EU auspices before they can be recommended for approval by the EU's Accounting Regulatory Committee. | 29 | annual_report |
TopdanmarkAS-AR_2010 | 222 | Most insurance companies in the Danish market have given notice of price increases taking effect in 2010 and 2011. These increases differ from company to company but are primarily on house, contents and SME policies. The estimated effect on gross premiums earned is around 1pp. | 45 | annual_report |
Sampoplc-AR_2005 | 2,304 | Future focus Risk selection and correct pricing are the keys to sustainable profitability and also benefit customers by helping to stabilize price levels over time. Since the pricing methods used in the Nordic markets vary in accordance with the competitive situation, there is scope to develop more efficient pricing me... | 117 | annual_report |
3782 | 1,115 | The table also shows the cumulative paid amounts as of successive years with respect to the reserve liability. All amounts reflect the conversion from the original currency of the underlying business if not denominated in U.S. dollars. The data in the table has been restated using the rate of exchange to U.S. dollars a... | 84 | 10K |
1759 | 4,901 | Sales of equity-indexed annuities began declining during the year ended December 31, 1999, primarily due to volatility in the stock market. This volatility affects both the demand for these annuities and the pricing of these products. Increased product costs from stock market volatility, including costs of index option... | 118 | 10K |
3222 | 974 | During 1997, the Board of Directors approved a director stock option plan (the "Directors Plan") and reserved 87,320 shares of common stock for issuance under this plan. Under the Directors Plan, options vest over a period determined at the time of grant and are exercisable over a five-year period after the date of gra... | 207 | 10K |
PosteItalianeSpA-AR_2015 | 667 | In terms of distribution channel, post offices and banks account for approximately 70% of sales (up around 5% | 18 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2003 | 1,998 | The first-time application of ias 39 (rev. 2003) results in the following changes in the amount of deferred taxes: Adjustment | 20 | annual_report |
CNPAssurancesSA-AR_2009 | 4,092 | Carrying amount of investment (o/w kNl) Interest loans and receivables Revenue | 11 | annual_report |
5344 | 1,301 | Catastrophe reinsurance serves to protect us, as the ceding insurer, from significant losses arising from a single event including, among others, hurricanes, tornadoes and other windstorms, earthquakes, hail, severe winter weather, fire, explosions, and terrorism. Although we believe our catastrophe reinsurance program... | 149 | 10K |
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