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4051 | 2,658 | Many of AGF's borrowers are non-prime or subprime. The real estate loans are comprised principally of first-lien mortgages on residential real estate generally having a maximum term of 360 months, and are considered non-conforming. The real estate loans are principally closed-end accounts and fixed rate products. AGF does not offer mortgage products with borrower payment options that allow for negative amortization of the principal balance. The majority of AGF's non-real estate loans are secured by consumer goods, automobiles or other personal property. Both secured and unsecured non-real estate loans and retail sales finance receivables generally have a maximum term of 60 months. | 102 | 10K |
StorebrandASA-AR_2010 | 2,015 | notes to the finanCial statements of storebrand Group 56 Sold business and discontinued operations in 2010, storebrand skadeforsikring as sold the company oslo reinsurance Company ltd. an application for the uK authorities‘ approval has been submitted and a reply is awaited. because of the sale the rules in ifrs 5 must be followed and the total net profit after tax up to and including the time of the sale is shown on a separate line in the group result after the tax cost line. at the same time assets and liabilities are separated out in separate lines in the statement of financial position until the sale has been is completed. the table below provides the result, statement of financial position and cash flow for the sold business. sales of equities resulted in a group loss of noK 11 million. in addition to this, the accumulated amount for revaluation differences that were previously booked against total comprehensive income are included in the result in the amount of minus noK 32 million, confer ias 21. | 173 | annual_report |
1129 | 237 | Regulatory Requirements - In accordance with the requirements of the State of New York, the Company must demonstrate adequate capital. At December 31, 1999, the Company was in compliance with the requirement. | 32 | 10K |
2277 | 753 | 2003 2002 2001 ---- ---- ---- Numerator: Net income $6,596,497 $3,991,280 $2,840,780 ========== ========== ========== | 15 | 10K |
4093 | 1,217 | The following table summarizes information about the restricted stock outstanding under the 2005 Incentive Plan at December 31, 2009: | 19 | 10K |
fr_axa-AR_2019 | 565 | Asset managers benefitted from favorable market conditions in 2019 as both low interest rates and strong equity markets increased assets under management, thus driving both management and performance fees up across the industry. However, the year was split into two distinct periods as the first half of the year saw investors retreat from volatile markets into safe havens, while accommodative monetary policies combined with equity markets at an all-time high saw investors return into riskier asset classes in the second half of the year. | 84 | annual_report |
SwissReAG-AR_2012 | 3,323 | Provision for claims incurred but not reported by the balance sheet date. In other words, it is anticipated that an event will affect a number of policies, although no claims have been made so far, and is therefore likely to result in liability for the insurer. | 46 | annual_report |
de_allianz-AR_2010 | 3,565 | In 2010, the Allianz France extended the restructuring activities comprising a second wave of voluntary terminations with a new objective of 830 positions (instead of 688) and the vacation of seven rented or owner-occupied buildings in downtown Paris (relocation of activities mainly to La Defense). As of December 31, 2010, 685 employees have been laid off through voluntary departures, early retirement measures and terminations. | 64 | annual_report |
TrygAS-AR_2009 | 1,826 | Total, beginning of period 19,271 794 18,477 Market value adjustment of provisions, beginning of period 1,325 113 1,212 Addition on acquisition of subsidiary* 648 69 579 | 26 | annual_report |
BeazleyPLC-AR_2019 | 2,048 | Fixed and floating rate debt securities 1,530.8 1,650.5 898.0 327.7 304.2 87.6 14.3 4,813.1 Cash and cash equivalents 278.5 – – – – – – 278.5 Derivative financial instruments 25.5 – – – – – – 25.5 | 37 | annual_report |
NatixisSA-AR_2017 | 135 | Natixis has been affiliated with BPCE since July 31, 2009 (nota inclusive), replacing the dual affiliation of Natixis with CNCE and BFBP. | 22 | annual_report |
CNPAssurancesSA-AR_2005 | 1,621 | We are convinced that the key to motivating employees lies in applying fair remuneration policies and respecting their work-life balance. Just under 74% of employees have personalised working hours and 16.2% work parttime including 13.6% of managers (in all cases, excluding CNP Trésor). In 2004, gross salaries were increased by an average of 3.8% and 50% of employees received meritbased pay rises. We also launched groundbreaking initiatives in the area of staff safety, including advanced driving courses for the sales force. | 81 | annual_report |
5604 | 1,862 | Fluctuations in near-term interest rates could have an impact on each exchange’s results of operations and cash flows. Certain of these securities may have call features. In a declining interest rate environment these securities may be called by their issuer and replaced with securities bearing lower interest rates. If we are required to sell these securities in a rising interest rate environment we may recognize losses. | 66 | 10K |
3781 | 883 | We encourage you to read the consolidated financial statements included in this Annual Report on Form 10-K because they contain our complete consolidated financial statements for the years ended December 31, 2008, 2007 and 2006. The results of operations for the year ended December 31, 2008 are not necessarily indicative of future results. | 53 | 10K |
4310 | 3,775 | The Company issues annuity contracts which may include contractual guarantees to the contractholder for: (i) return of no less than total deposits made to the contract less any partial withdrawals (“return of net deposits”); and (ii) the highest contract value on a specified anniversary date minus any withdrawals following the contract anniversary, or total deposits made to the contract less any partial withdrawals plus a minimum return (“anniversary contract value” or “minimum return”). The Company also issues annuity contracts that apply a lower rate of funds deposited if the contractholder elects to surrender the contract for cash and a higher rate if the contractholder elects to annuitize (“two tier annuities”). These guarantees include benefits that are payable in the event of death, maturity or at annuitization. | 126 | 10K |
2179 | 2,146 | The Company accounts for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial carrying amounts of existing assets and liabilities and their respective tax basis, and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established when necessary to reduce deferred tax assets where it is more likely than not that the deferred tax asset will not be realized (see Note15). | 137 | 10K |
4079 | 1,067 | Components of intangible assets at December 31, 2009 and 2008 consist of the following: | 14 | 10K |
4534 | 1,177 | The average subordination at the inception of our participation in the transaction. | 12 | 10K |
763 | 207 | Total rent expense for all leases was $1,469,000, $1,310,000 and $959,000 in 1997, 1996 and 1995, respectively. | 17 | 10K |
4935 | 602 | When a claim is reported to us, our claims personnel establish a “case reserve” for the estimated amount of the ultimate payment. This estimate reflects an informed judgment based upon general insurance reserving practices and on the experience and knowledge of the estimator. The individual estimating the reserve considers the nature and value of the specific claim, the severity of | 60 | 10K |
5087 | 3,182 | We lease office space for use in our operations. The lease agreements, which expire periodically through August 2032, contain provisions for scheduled periodic rent increases. Net rental expense in connection with these leases totaled $5.0 million in 2015, $3.9 million in 2014 and $3.1 million in 2013, excluding the net rental expense related to discontinued operations. The commitment for non-cancelable operating leases in future years is as follows: | 68 | 10K |
RaiffeisenBankInternationalAG-AR_2013 | 1,685 | Pledged securities ready to be sold or repledged by transferee are allocated to the appropriate securities category in the table above. Further details are shown under note (39) Transferred assets, genuine sale and repurchase agreements. | 35 | annual_report |
ASRNederlandNV-AR_2018 | 240 | Developments in society encourages the development of new products and services and/or altering the work procedures of insurance companies. Different factors play a part in this context. | 27 | annual_report |
LloydsBankingGroupPLC-AR_2002 | 1,153 | Transport, distribution and hotels 4,696 4,440 Property companies 4,008 2,907 Financial, business and other services 8,352 8,736 Personal: mortgages 62,467 56,578 | 21 | annual_report |
NatwestGroupPLC-AR_2012 | 4,289 | Key inputs to the Group Performance and Remuneration Committee to assist its decision-making The Committee receives regular updates on regulatory developments and general remuneration issues, as well as market and benchmarking data to support its decisions. It also received information from a number of external and internal sources during 2012. The diagram below illustrates this: Directors’ remuneration report Remuneration Governance continued | 61 | annual_report |
3525 | 904 | The 2006 combined ratio in the Focus States increased 3.0 points compared to that in 2005. The loss and LAE ratio increased 1.5 points primarily from strengthening LAE reserves. The underwriting ratio increase of 1.5 points is primarily a result of an increase in advertising and in part from a larger portion of the shared service costs being attributed to these states. | 62 | 10K |
5477 | 564 | The Company establishes liabilities for amounts payable under insurance policies and annuity contracts that are dependent on actuarial assumptions. Principal assumptions used in the establishment of liabilities for future policy benefits are mortality, policy lapse, renewal, retirement, investment returns, inflation, expenses, and other contingent events as appropriate to the respective product type. These assumptions are established at the time the policy is issued and are intended to estimate the experience for the period the policy benefits are payable. Utilizing these assumptions, liabilities are established on a block of business basis. If experience is less favorable than the assumptions employed, additional liabilities may be required, resulting in a charge to current period earnings. | 112 | 10K |
AegonNV-AR_2008 | 3,859 | NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS OF AEGON GROUP | NOTE 40 | 12 | annual_report |
4944 | 896 | Our investment yield, net of and including investment expenses measured against debt securities, excluding equities and cash, was 2.8% and 3.2%, respectively, for 2014. Our investment yield, net of and including investment expenses measured against debt securities, excluding equities and cash, was 2.4% and 2.7%, respectively, for 2013. The 2013 investment yields have been recalculated in conformity with the 2014 computations, which are on a taxable equivalent basis and more adequately distinguish between taxable and non-taxable income. Our lower investment yield in 2013 primarily resulted from selling higher yielding and longer duration bonds and purchasing shorter duration and lower yielding bonds to protect our bond portfolio against principal erosion, and our average cash holdings were much higher in 2013. | 119 | 10K |
4000 | 1,060 | The increase in the loss ratio during 2007 primarily is due to the different composition of the severity underwriting portfolio. During the year ended December 31, 2006, the severity underwriting portfolio was composed entirely of natural peril business. Because of benign natural peril loss experience, we incurred a very low loss ratio. This contrasts with the severity underwriting portfolio for the year ended December 31, 2007 which included casualty and liability exposures in addition to natural peril risks, which accounted for the increase in the reported loss ratio for the year ended December 31, 2007. Unlike natural peril coverages in which zero losses are booked until a covered natural peril event occurs, casualty and liability severity coverages typically have the potential for an unreported event to occur during the term of the coverage and thus IBNR reserves are booked based on an expected loss ratio for the business underwritten, resulting in a higher initial loss ratio being reported. | 158 | 10K |
gb_lloyds_banking_grp-AR_2015 | 4,756 | Revaluation reserve in respect of available-for-sale financial assets (438) (67) (615) | 11 | annual_report |
3427 | 1,167 | Diversified Insurance Services, which provides human resource administration outsourcing products and services, and federal flood insurance administrative services. | 18 | 10K |
TrygAS-AR_2014 | 440 | Gross premiums rose by 1.5% (-2.1%) in Q4, almost corresponding to the level for the full year. | 17 | annual_report |
PosteItalianeSpA-AR_2020 | 6,800 | z Provisions for disputes with staff regard liabilities that may arise following labour litigation and disputes of various types. Provisions of €11 million regard an update of the estimate of the liabilities and the related legal expenses, taking account of the overall value of negative outcomes in terms of litigation. | 50 | annual_report |
1881 | 545 | The locations from which the Parent Group exclusive agencies operate in the U.S. are normally leased by the agencies. | 19 | 10K |
StorebrandASA-AR_2018 | 409 | “Our ambition is to become the industry leader in customer satisfaction.” | 11 | annual_report |
INGGroepNV-AR_2001 | 892 | ING Aeltus launched two new private equity funds. Especially the ‘secondaries’ fund, which buys private equity partnership interests from investors who wish to reduce their exposure to this asset class, met good demand from institutional investors in the US and Europe. | 41 | annual_report |
HannoverRueckSE-AR_2010 | 1,600 | In the 2010 financial year 234,905 stock appreciation rights with a value of EUR 1.5 million were granted to active members of the Executive Board for the 2009 allocation year; in the previous year no stock appreciation rights were granted for the 2008 financial year because the internal performance criterion was not satisfied. Of the stock appreciation rights granted in previous years to active and former members of the | 69 | annual_report |
357 | 687 | The reserve increases and reduction in reinsurance profit sharing experienced in 1996 have negatively impacted the statutory surplus levels of the insurance subsidiaries. These subsidiaries still maintain reported surplus at December 31, 1996 in excess of both minimum surplus and authorized control level risk based capital. Management does not anticipate this changing in 1997. To the extent that future premium writings exceed the statutory required leverage ratios (i.e., net premium writings to surplus), the Company believes it has the ability to either reduce those premium writings or effect reinsurance in order to bring the leverage ratios to interim statutory accepted guidelines. | 101 | 10K |
688 | 664 | Liquidity for the life insurance subsidiaries is measured by their ability to pay scheduled contractual benefits, pay operating expenses, and fund investment commitments. Sources of liquidity include scheduled and unscheduled | 30 | 10K |
5408 | 514 | Investment income and realized gains and losses from investments are included in investment related revenues. | 15 | 10K |
fr_axa-AR_2013 | 8,518 | Net income for the fi scal year ended December 31, 2013 was €1,727 million, compared to a profi t of €3,261 million in the year ended December 31, 2012, which included an foreignexchange gain of €903 million compared to a €332 million loss in 2013. | 45 | annual_report |
ASRNederlandNV-AR_2013 | 1,688 | Defined benefit obligation at 1 January (2012 previously reported) 2,517 2,343 21 21 Change in accounting policy - -86 - Restated opening balance 2,517 2,257 21 21 | 27 | annual_report |
2418 | 1,013 | The above table reflects the total benefits to be paid from the plan, including both our share of the benefit cost and the participants' share of the cost, which is funded by their contributions to the plan. | 37 | 10K |
2490 | 3,553 | Net Income. Net income was $426.0 million in 2003 compared to net income of $231.3 million in 2002, reflecting improved underwriting and investment income results partly offset by increased income taxes. | 31 | 10K |
nl_ing_grp-AR_2014 | 5,130 | ING Bank The total ING Bank forborne assets amounted to EUR 9.9 billion at 31 December 2014. | 17 | annual_report |
ScorSE-AR_2014 | 3,082 | Transport equipment 4 to 5 years Deposits and security deposits relate primarily to rented facilities. | 15 | annual_report |
DirectLineInsuranceGroupPLC-AR_2016 | 3,205 | Profit for the year 764.9 539.5 Adjustments for: Impairment of investment in subsidiary undertakings – 234.6 Investment return (829.4) (720.5) Finance costs 46.9 47.1 Equity-settled share-based payment charge 16.8 – Gain on disposal of assets held for sale – (109.5) Tax (credit) / charge (0.5) 3.0 | 46 | annual_report |
StorebrandASA-AR_2007 | 252 | Microfinance involves providing financial services to people who would not normally have access to bank savings, credit and insurance. This has proved to be an effective means of reducing poverty. Storebrand first got involved in microfinancing in 2005, and during 2007 increased its investments from | 45 | annual_report |
ScorSE-AR_2009 | 300 | The equity risk is controlled and measured: On a Group level, exposure is decided by senior management and reviewed at least quarterly by the Group Investment Committee. | 27 | annual_report |
NatwestGroupPLC-AR_2008 | 2,022 | In the event that Stephen Hester’s employment is terminated by the company (other than by reason of his personal underperformance), the following will apply. First Mr Hester will be entitled to receive a payment in lieu of notice to the value of base salary, bonus and benefits (including pension contributions). Secondly, any share awards granted to him to replace bonus and share awards he forfeited on leaving The British Land Company PLC will vest immediately on such termination. | 78 | annual_report |
2379 | 2,188 | Through facultative reinsurance contracts with CCC, CNA Surety’s exposure on bonds written from October 1, 2002 through October 31, 2003 has been limited to $20.0 million per bond, with CCC to incur 100% of losses above that level. For bonds written on or subsequent to November 1, 2003, CNA Surety’s exposure is limited to $14.5 million per bond subject to a per principal retention of $60.0 million and an aggregate limit of $150.0 million under all facultative reinsurance coverage and two excess of loss treaties between CNA Surety and CCC. The first excess of loss contract, $40.0 million excess of $60.0 million, provides CNA Surety coverage exclusively for the national contractor, while the second excess of loss contract, $50.0 million excess of $100.0 million, provides CNA Surety with coverage for the national contractor as well as other CNA Surety risks. For bonds written prior to September 30, 2002 there is no facultative reinsurance and CCC retains 100% of the losses above the per principal retention of $60.0 million. | 168 | 10K |
NatixisSA-AR_2016 | 5,816 | meet the definition of an insurance contract were accounted for in line with the requirements of IFRS 4 “Insurance Contracts”, as | 21 | annual_report |
PhoenixGroupHoldingsPLC-AR_2012 | 1,865 | For this measure the capital resources include the surplus over capital policy in the life companies, a prudent assessment of the present value of future profits of Ignis Asset Management and the net assets of the Holding Companies, less the pension scheme obligations on an economic basis. The capital requirements relate to the risks arising outside of the life companies including those in relation to the Group’s staff pension schemes, offset by Group diversification benefits. Further detail of the PLHL ICA position is provided in the business review (unaudited) on page 38. | 92 | annual_report |
3290 | 943 | NET REALIZED GAINS AND LOSSES Net realized gains in our insurance operations were $56 million in 2007 compared with net realized gains of $6 million in 2006 and net realized losses of $3 million in 2005. Net realized gains and losses are largely due to sales of investment securities. Net realized gains in 2007 included $32 million of gains related to the disposition of Delta and Northwest Airlines’ enhanced equipment trust certificates the Company received from insurance remediations. Net realized gains in 2006 included an $11 million gain related to the sale of the Company’s investment in RAM Holdings, Inc., the holding company of RAM Reinsurance Company Ltd. and a $25 million impairment loss recorded on a salvage receivable. In 2005, net realized losses were primarily due to $19 million of impairment losses on receivables the Company recorded through salvage and subrogation rights. Partially offsetting the impairment losses were net gains from sales of investment securities. | 156 | 10K |
5338 | 1,169 | Included in net realized gains are other-than-temporary impairments of $6,874, $5,024, $30, $4,387 and $1,843 for 2016, 2015, 2014, 2013 and 2012, respectively. | 23 | 10K |
HelvetiaHoldingAG-AR_2016 | 480 | IFRS earnings for the period per share in CHF 36.1 29.0 | 11 | annual_report |
de_allianz-AR_2002 | 1,023 | Acquisition-related expenses totaled 729 million euros. They include amortization of goodwill of 377 million euros as well 155 million euros for the amortization of loyalty bonuses for the management of the PIMCO group. These bonuses were agreed upon in 2000 as part of the price paid for the company and are amortized over five years. Another 197 million euros are “retention payments ” for the management and employees of PIMCO and Nicholas-Applegate. These payments were also agreed upon as part of the acquisition package for the fund management companies and will continue for another two years. | 96 | annual_report |
1308 | 336 | The Financial Services segment's core savings business is in the public/non-profit pension market. The assets of the public/non-profit business, including separate accounts but excluding Guaranteed Investment Contracts ("GICs"), increased 2% and 9% during 1999 and 1998 to $7.9 billion and $7.8 billion, respectively. Much of the growth came from the variable annuity business, which was driven by premiums and deposits and strong investment returns in the equity markets. The increase was offset by a decrease primarily due to one major case moving to an independent money manager. The Company did maintain the administrative services contract and fee income associated with this client. | 102 | 10K |
DirectLineInsuranceGroupPLC-AR_2016 | 1,592 | The Committee considered whether the performance targets of RoTE and TSR remain appropriate and in line with the Group’s strategic objectives. When considering awards under the LTIP scheme the Committee considered the appropriate targets to ensure that they remain challenging in the context of the Group’s planned performance. | 49 | annual_report |
gb_prudential-AR_2011 | 4,483 | I9: Commitments i Operating leases The Group leases various offices to conduct its business. Leases in which a significant portion of the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases (net of any incentives received from the lessor) are charged to the income statement on a straight-line basis over the period of the lease. | 66 | annual_report |
NatwestGroupPLC-AR_2005 | 1,223 | The Group has operated within its non-sterling liquidity policy mismatch limits at all times during 2005 and operational processes are actively managed to ensure that is the case going forward. | 30 | annual_report |
5883 | 1,144 | A total return approach is employed whereby a mix of equity, limited partnerships and fixed maturity securities are used to maximize the long term return of plan assets for a prudent level of risk and to manage cash flows according to plan requirements. The target allocation of plan assets is 40% to 60% invested in equity securities and limited partnerships, with the remainder primarily invested in fixed maturity securities. The intent of this strategy is to minimize expenses by generating investment returns that exceed the growth of the plan liabilities over the long run. Risk tolerance is established after careful consideration of the plan liabilities, plan funded status and corporate financial conditions. The investment portfolios contain a diversified blend of fixed maturity, equity and short term securities. Alternative investments, including limited partnerships, are used to enhance risk adjusted long term returns while improving portfolio diversification. At December 31, 2020, $192 million is committed to fund future capital calls from various third party limited partnership investments in exchange for an ownership interest in the related partnerships. Investment risk is monitored through annual liability measurements, periodic asset/liability studies and quarterly investment portfolio reviews. | 191 | 10K |
ScorSE-AR_2013 | 6,234 | For SCOR Global Life, scenarios are established in conjunction with the Risk Management Department of | 16 | annual_report |
2067 | 1,085 | ILFC is a party to unsecured syndicated revolving credit facilities aggregating $3.15 billion to support its commercial paper program. The facilities consist of $2.15 billion in a short-term revolving credit facility and $1.0 billion in a three year revolving credit facility. There are currently no borrowings under these facilities, nor were any borrowings outstanding as of December 31, 2002. | 59 | 10K |
ASRNederlandNV-AR_2015 | 572 | Products a.s.r.’s individual life product line primarily consists of an in-force book of Individual life portfolios. In 2005, a.s.r. made a decision to simplify its Individual life insurance product portfolio, and consolidate its sales and operations under the a.s.r. brand. The active product range of the individual life product line is limited and consists mainly of sales of its term-life product or sales of immediate annuities to customers whose traditional life savings products are maturing. Customers with expiring policies and customers who would like to switch prior to expiry are either offered an insurance product, including more transparent unit-linked products, or a bank saving product, suited to new customers. a.s.r. ended the active sale of unit-linked and universal life capital policies. | 121 | annual_report |
RaiffeisenBankInternationalAG-AR_2014 | 2,044 | In line with this target, risk taking capacity is calculated as the amount of expected profits, expected impairment losses, and the excess of own funds (taking into account various limits on eligible capital). This capital amount is compared to the overall value-atrisk (including expected losses). Quantitative models used in the calculation thereof are mostly comparable to the target rating perspective, (albeit on a lower 95 per cent confidence level). Using this perspective the Group ensures adequate regulatory capitalization (going concern) with the given probability. | 84 | annual_report |
DirectLineInsuranceGroupPLC-AR_2013 | 2,768 | Other loans and receivables: Accrued interest 1.2 2.0 Receivables from related parties 0.9 5.1 Other debtors1 127.4 60.2 | 18 | annual_report |
2964 | 841 | Our benefit expense includes costs of care for health services consumed by our members, such as outpatient care, inpatient hospital care, professional services (primarily physician care) and pharmacy benefit costs. All four components are affected both by unit costs and utilization rates. Unit costs include the cost of outpatient medical procedures per visit, inpatient hospital care per admission, physician fees per office visit and prescription drug costs. Utilization rates represent the volume of consumption of health services and typically vary with the age and health status of our members and their social and lifestyle choices, along with clinical protocols and medical practice patterns in each of our markets. A portion of benefit expense recognized in each reporting period consists of actuarial estimates of claims incurred but not yet paid by us. Any changes in these estimates are recorded in the period the need for such an adjustment arises. | 148 | 10K |
NatixisSA-AR_2007 | 4,996 | Ixis SP S.A. – Compartiment Prévie Mutual fund FI 100 100 100 100 Luxembourg | 14 | annual_report |
ch_zurich_insurance_group-AR_2017 | 2,383 | Total liabilities for insurance contracts 4 261,335 239,369 (20,971) (18,411) 240,364 220,958 1 The Group’s life operations in the UK finalized the transfer of USD 1.6 billion of insurance assets and liabilities, associated with an annuities portfolio as of June 30, 2017. 2 Farmers New World Life Insurance Company entered into a retrospective reinsurance agreement to transfer the risk of certain annuity portfolios with effect from April 1, 2017, which resulted in an initial increase of USD 1.6 billion in ceded policyholder contract deposits and other funds and USD 362 million of ceded future life policyholder benefits. The net gain of the transaction will be amortized over the remaining life of the underlying annuity contracts which is estimated to be between 30 to 50 years. | 125 | annual_report |
fr_axa-AR_1999 | 5,233 | Change in unrealized investment gains on assets allocated to UK with-profit contracts (1,486) (1,027) (1,382) | 15 | annual_report |
AvivaPLC-AR_2017 | 2,832 | During the year management reassessed the critical estimates previously provided and, based on their assessment of qualitative and quantitative risk factors, resolved to remove goodwill impairment, impairment of financial assets, provisions and contingent liabilities, pension obligations and deferred income taxes. | 40 | annual_report |
642 | 394 | In addition to the $238.2 million purchase price for the Annuity Operations, SunAmerica paid $33.1 million to the Company for accrued interest and related items. In turn, the Company paid SunAmerica $360.4 million of cash and cash equivalents because policy reserves transferred exceeded invested assets transferred. Additionally, the Company's cash and cash equivalent position was decreased by JANY's cash and cash equivalent balance at the time of the sale of $88.5 million, which was retained by JANY. Therefore, the Company incurred a net outflow of cash and cash equivalents due to the sale of the Annuity Operations of $177.6 million, as reflected in the accompanying consolidated statement of cash flows. Additionally, the Company increased its cash position by $23.3 million as a result of the sale of the Western Diversified Group. | 131 | 10K |
4191 | 1,538 | Our Retirement and Protection segment increased $31 million primarily due to an increase of $40 million in our long-term care insurance business and an increase of $29 million in our retirement income business, partially offset by a decrease of $39 million in our life insurance business. | 46 | 10K |
5245 | 1,281 | • 9 ACOs, serving more than 105,000 Medicare beneficiaries, including our flagship ACO in Houston, qualified for shared savings totaling $26.9 million. Our share of these payments, recorded in the second quarter of 2015, after payments to our physician partners of $6.0 million, increased to $20.9 million, which is reflected in equity in losses of unconsolidated subsidiaries in our consolidated statements of operations. We received these payments during October 2015; | 70 | 10K |
3950 | 866 | Continuing to actively manage our enterprise exposure to long-term care business. | 11 | 10K |
5230 | 983 | Net investment income before and after income taxes and average annual yields on investments after income taxes decreased slightly, primarily due to the maturity and replacement of higher yielding investments purchased when market interest rates were higher, with lower yielding investments purchased during low interest rate environments. | 47 | 10K |
SwissReAG-AR_2005 | 2,291 | All currency differences arising from the revaluation of the opening balance sheet, the adjustments from application of year-end and average rates, or foreign-exchange transactions are booked via a corresponding provision. | 30 | annual_report |
NNGroupNV-AR_2014 | 318 | Financial highlights The operating result of Netherlands Life for 2014 declined by 13.3% to EUR 615 million. This was mainly due to a lower technical margin and lower fees and premium-based revenues, partly compensated by a higher investment margin and lower administrative expenses. Administrative expenses decreased by 3.2% to EUR 457 million as a result of the ongoing transformation programme in the Netherlands. The result before tax improved by 8.6% to EUR 377 million. Non-operating items | 76 | annual_report |
3257 | 1,013 | The Company has no off-balance sheet arrangements other than as disclosed herein. | 12 | 10K |
gb_prudential-AR_2019 | 5,606 | Prudential Services Limited OS 100.00% 1 Angel Court, London, EC2R 7AG, United Kingdom | 13 | annual_report |
gb_prudential-AR_2018 | 7,490 | (iv) Asia �— The�stochastic�cost�of�guarantees�is�primarily�of�significance�for�the�Hong�Kong,�Malaysia,�Singapore�and�Taiwan�operations; �— The�principal�asset�classes�are�government�and�corporate�bonds; �— The�asset�return�models�are�similar�to�the�models�as�described�for�M&GPrudential�below;�and �— The�volatility�of�equity�returns�ranges�from�18�per�cent�to�35�per�cent�for�both�years,�and�the�volatility�of�government�bond�yields� ranges�from�1.1�per�cent�to�2.0�per�cent�(2017:�from�1.1�per�cent�to�2.0�per�cent). | 11 | annual_report |
PosteItalianeSpA-AR_2016 | 4,115 | Changes in fair value through profit or loss – – – (432) – – – (432) | 16 | annual_report |
ScorSE-AR_2018 | 4,267 | For all other holders of ordinary shares notice of the meeting is given via publication in a journal authorized to publish legal announcements in the country in which the Company is registered and in the Bulletin des annonces légales obligatoires (BALO) with prior notice given to the AMF. | 48 | annual_report |
4706 | 777 | Interest income earned on corporate funds amounted to $24 million in 2012 compared with $28 million in 2011. The decrease in interest income was due to lower average interest rates compared with the prior year. Interest expense was $181 million in 2012 compared with $199 million in 2011. The decrease was primarily due to lower interest rates on senior notes issued during the second half of 2011 and the first quarter of 2012, compared with the interest rate on notes that matured. | 82 | 10K |
5364 | 1,547 | Other acquired intangible assets at December 31, 2017 and 2016 consisted of the following: | 14 | 10K |
StandardLifeAberdeenPLC-AR_2013 | 282 | 1. Strategic report continued 1.4 Business segment performance 1.4.1 UK and Europe Financial highlights1 2013 2012 Movement Operating profit before tax2 £380m £393m (3%) Operating return on equity2 20.0% 25.4% (5.4% points) Assets under administration £166.0bn £146.2bn 14% Net flows £3,358m £1,922m 75% EEV operating profit before tax2 £483m £813m (41%) 1 Standard Life Wealth included in UK results. From 1 January 2014 Standard Life Wealth will be included in Standard Life Investments results. 2 Comparatives have been restated to reflect an amendment to IAS 19 Employee Benefits. | 88 | annual_report |
NatixisSA-AR_2007 | 6,525 | “depreciation, amortization and provisions for impairment of property, plant and equipment and intangible assets”. | 14 | annual_report |
2109 | 584 | UNITED TRUST GROUP, INC. CONSOLIDATED STATEMENTS OF CASH FLOWS Three Years Ended December 31, 2002 | 15 | 10K |
3830 | 583 | The reported asbestos survival ratios based on asbestos loss and ALAE reserves, net of per risk reinsurance but before the benefit of corporate aggregate reinsurance, are presented below: | 28 | 10K |
1670 | 341 | INSpire incurs research and development costs that relate primarily to the development of new services and products and major enhancements to existing services and products. Research and development costs are comprised primarily of salaries. INSpire expenses or capitalizes, as appropriate, these costs in accordance with Statement of Financial Accounting Standards ("SFAS") No. 86, "Accounting for the Costs of Computer Software to be Sold, Leased, or Otherwise Marketed." All costs incurred prior to the time management believes a project has reached "technological feasibility" are expensed. Software production costs incurred subsequent to reaching technological feasibility are capitalized, if material, and reported at the lower of unamortized cost or net realizable value. Capitalized costs are amortized over the expected service life of the related software, generally three to seven years, using the straight-line method. The cost and related accumulated amortization of projects are written off as they become fully amortized. | 147 | 10K |
gb_prudential-AR_2007 | 850 | Results As at 31 December 2006, the Group economic capital requirement was £1.6 billion, compared to available capital resources of £4.5 billion. The Group economic capital requirement quoted is after allowance for diversification benefits between risk types and business units, and inclusive of the local regulatory capital requirements at the business unit level. The economic capital requirement is calculated for in-force liabilities only, excluding the impact of future new business and dividend distributions. | 73 | annual_report |
2068 | 294 | Losses and Loss Adjustment Expenses. The estimated liabilities for losses and loss adjustment expenses ("LAE") include the accumulation of estimates of losses for claims reported prior to the balance sheet dates, estimates (based upon actuarial analysis of historical data) of losses for claims incurred but not reported, the development of case reserves to ultimate values and estimates of expenses for investigating, adjusting and settling all incurred claims. Amounts reported are estimates of the ultimate costs of settlement, net of estimated salvage and subrogation. The estimated liabilities are necessarily subject to the outcome of future events, such as changes in medical and repair costs, as well as economic and social conditions that impact the | 113 | 10K |
ScorSE-AR_2017 | 2,322 | RISK FACTORS AND RISK MANAGEMENT MECHANISMS03 Internal control and risk management procedures 3.7.2. MANAGEMENT OF OPERATIONAL RISKS | 17 | annual_report |
1958 | 497 | and occupied in two office buildings located in Bristol and Basingstoke. The facility in Argentina is approximately 23,000 square feet of space within a condominium in Buenos Aires. | 28 | 10K |
2884 | 3,671 | At both December 31, 2005 and 2004, $1.8 billion was advanced under these programs from the SPEs. Aon records at fair value the retained interest, which is included in insurance brokerage and consulting services receivables in the consolidated balance sheets. | 40 | 10K |
NatixisSA-AR_2008 | 4,473 | The increase was linked primarily to the increase in value of transactions recognized at fair value on the balance sheet, offset chiefl y by a decline in repurchase agreements. | 29 | annual_report |
nl_ing_grp-AR_2012 | 4,474 | Board level risk oversight ING US has a two-tier board structure consisting of the Board of ING U.S., Inc. and the Supervisory Board. | 23 | annual_report |
5387 | 2,602 | lines in the insurance segment, the Company also relies upon the evaluation of the open claim inventory in addition to the commonly employed actuarial methods when establishing reserves. | 28 | 10K |
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