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2445
535
Earnings from operations in 2004 were $129 million, up $54 million, or 72%, from 2003. Operating margin was 19.3% in 2004, up from 13.1% in 2003. The increase in earnings from operations and operating margin was primarily due to growth and improving gross margins in the health information and clinical research business...
52
10K
3976
1,571
The following tables present segment income or loss and balance sheets as of and for the periods indicated:
18
10K
AssicurazioniGeneraliSpA-AR_2019
3,763
In any case, no incentive will be paid in the event of a significant worsening of the capital and financial situation of Generali. Any amount disbursed will be subject to claw-back if the performance considered should later be found to be non-lasting or ineffective as a result of willful misconduct or gross negligence....
158
annual_report
NatixisSA-AR_2016
10,271
months None None 5/19/2015 16 kind involving securities of unlisted companies access to capital in the Company as remuneration for contributions in
22
annual_report
gb_prudential-AR_1999
789
Total cash at bank and in hand per balance sheet 790 684
12
annual_report
INGGroepNV-AR_2005
1,189
Balance Interest sheet Total Total Total Total 2005 held (%) value assets liabilities income expense
15
annual_report
AvivaPLC-AR_2010
614
Non-participating investment business – This includes unit-linked business and pensions business – The amounts received for this business are treated as deposits under IFRS and an investment management fee is earned on the funds deposited
35
annual_report
2504
285
(3) Salary, general and administrative expense ratio represents such expenses as a percentage of total operating revenue.
17
10K
208
1,088
Discontinued operations, net of tax (3.2) (2.6) (9.6) Income before extraordinary items and cumulative effect of accounting change 55.5 38.3 43.4
21
10K
2900
1,036
(m) Stock Compensation Plans. In April 2002, the Company’s shareholders approved the Odyssey Re Holdings Corp. 2002 Stock Incentive Plan (the “2002 Plan”). Effective January 1, 2003, the Company adopted the expense recognition provisions of SFAS 123, “Accounting for Stock-Based Compensation,” on a prospective basis, in...
169
10K
SwissLifeHoldingAG-AR_2015
3,105
Swiss Life Pensionskasse AG, Garching b. München DE 100.0% 100.0% Life insurance
12
annual_report
5663
3,587
Borrowings under each of these credit facilities may be used for general corporate purposes. As of December 31, 2019, the Company was in compliance with the covenants under each of these credit facilities.
33
10K
2836
5,648
Consolidated Statements of Comprehensive Income (Loss) for the years ended December 31, 2005, 2004 and 2003
16
10K
StandardLifeAberdeenPLC-AR_2017
1,819
 Excludes flows arising from investment in cash and liquidity funds  Measures a key driver of AUMA in terms of new business and its retention
26
annual_report
2939
827
The table below summarizes the reinsurance balance and activity with Great American:
12
10K
SwissReAG-AR_2009
388
We are a leading consortium partner in the recently renewed Caribbean Catastrophe Risk Insurance Facility. This innovative risk-transfer initiative involving 17 Caribbean states was launched in 2007 on behalf of the Caribbean Community (CARICOM)
34
annual_report
de_allianz-AR_2015
2,178
Share of earnings 292 196 Share of other comprehensive income 80 54 Share of total comprehensive income 371 250 real estate held For investment real estate held For investment € mn
31
annual_report
5559
1,758
Net cash provided by investing activities was primarily related to net proceeds from sales of short-term investments of $1.8 billion, mostly used to fund the Commonwealth Annuity Reinsurance Agreement, partially offset by net payment for derivatives of $303.
38
10K
AegonNV-AR_2000
1,447
The following tables set forth the changes in the years 1999 and 2000 as well as the breakdown of the options outstanding.
22
annual_report
de_allianz-AR_2004
2,057
Additionally, there were 181 (2003: 170; 2002: 198) associated enterprises accounted for using the equity method as of December 31, 2004.
21
annual_report
NatixisSA-AR_2008
5,611
During 2008, objective criteria were identifi ed for recognizing general provisions against certain new business sectors such as
18
annual_report
de_allianz-AR_2010
3,513
The shares settled by delivery of PIMCO LLC shares are accounted for as equity settled plans by PIMCO LLC. Therefore, PIMCO LLC measures the total compensation expense to be recognized for the equity settled shares based upon their fair value as of the grant date. The total compensation expense is recognized over the v...
55
annual_report
4364
741
Generally, the Company has met its operating requirements by utilizing cash flows from operations and maintaining appropriate levels of liquidity in its investment portfolio. Liquidity for the Company has remained strong, as evidenced by the amounts of short-term investments and cash that totaled $340 million and $969 ...
88
10K
fr_axa-AR_2001
3,798
AXA Asia/Pacific Holdings affiliates: – NM Home Loans Trust 73 – 1 74 –
14
annual_report
AegonNV-AR_2012
3,809
Aegon’s available-for-sale debt securities for Belfius Bank SA have a fair value of EUR 53 million as of December 31, 2012. These below investment grade securities are Upper Tier 2 and had gross unrealized losses of EUR 51 million as of December 31, 2012. Belfius
45
annual_report
4051
3,048
In April 2007, the FASB issued an accounting standard that permitted companies to offset cash collateral receivables or payables against derivative instruments under certain circumstances. AIG adopted the provisions of the standard effective January 1, 2008, which requires retrospective application to all prior periods...
107
10K
5736
1,686
As of December 31, 2019 and 2018, the fair value of loaned securities was $1,159 and $1,237, respectively, and is included in Securities pledged on the Consolidated Balance Sheets.
29
10K
fr_axa-AR_2008
5,102
NB: This table includes all derivatives (assets and liabilities), i.e. hedge, macrohedge and other, in an asset or liability position. (a) By convention, notional amounts are displayed in absolute value, and exclude potential netting out.
35
annual_report
AdmiralGroupPLC-AR_2016
1,020
Viability In accordance with provision C.2.2 of the 2014 revision of the Code, the Directors have assessed the prospect of the Company over a longer period than the 12 months required by the ‘Going Concern’ provision. The Board conducted this review for a period of three years to December 2019. This assessment has been...
100
annual_report
5046
466
Net investment income decreased 12.6% or $262 million to $1.82 billion in 2015 from $2.08 billion in 2014. Excluding $126 million related to the LBL business for first quarter 2014, net investment income decreased $136 million in 2015 compared to 2014, primarily due to lower average investment balances, fixed income po...
205
10K
5501
3,157
The Company offers a range of individual annuities and individual life insurance products. The Company reports results through three segments: Annuities, Life and Run-off. In addition, the Company reports certain of its results in Corporate & Other.
37
10K
AdmiralGroupPLC-AR_2016
1,003
The Committee Chairperson reports formally to the Board on its proceedings after each meeting on all matters within its duties and responsibilities, as set out in previously circulated minutes to the Board. The Committee Chairperson also reports on the activities of the Committee in a formal written report that is subm...
60
annual_report
5891
499
For the year ended December 31, 2020, the federal income tax expense was $1.3 million compared to $19.7 million for 2019. Our effective tax rate for 2020 was 8.8% compared with 18.7% in 2019. The change in our effective tax rate in 2020 when compared to 2019 was primarily due to the relationship of taxable to non-taxab...
108
10K
1259
597
In addition to the payments under the terms of the Surplus Debentures, ILCO has received dividends from its life insurance subsidiaries. Washington's insurance code includes the "greater of" standard for payment of dividends to shareholders, but has a requirement that prior notification of a proposed dividend be given ...
125
10K
ch_zurich_insurance_group-AR_2008
600
Business operating profi t decreased by 12 percent or USD 489 million to USD 3.5 billion and by 14 percent on a local currency basis for the year ended December 31, 2008 compared with the prior year. This decrease was the result of a lower net underwriting result, partially offset by improved net investment income and ...
184
annual_report
HiscoxLtd-AR_2004
607
Movement in the provision (19,005) 14,611 (4,394) Commutation of business – (2,283) (2,283)
13
annual_report
142
366
Establishing reserve liabilities for environmental claims is subject to significant uncertainties that make reserve estimation difficult. Legal decisions have tended to expand insurance coverage beyond the intent of the policies. The Company does not use discounting in determining its reserves for environmental claims....
63
10K
NNGroupNV-AR_2017
1,152
• Offering specialised SRI funds and mandates that often use a best-in-class approach (EUR 10.9 billion in AuM)
18
annual_report
AegonNV-AR_2012
3,678
Financial and credit market conditions were generally strong in the second half of 2012 after being mixed in the first half. Developedworld growth remains below potential, frustrating attempts to generate a strong recovery. The credit crisis that began as a result of the subprime mortgage loan crisis continues to evolv...
130
annual_report
2048
792
Cash flows from financing activities include proceeds from the issuance of debt or equity securities, outflows for dividends or repayment of debt and outlays to reacquire equity instruments. For the year ended December 31, 2002, net cash provided from financing activities was $432 million as compared with $783 million ...
51
10K
AssicurazioniGeneraliSpA-AR_2015
2,045
Carrying amount of interest in immaterial associates 257 240 130 125
11
annual_report
de_allianz-AR_2011
814
strong capitalization Maintain strong equity and a conglomerate solvency in principle of between 150 and 170 %.
17
annual_report
2409
1,030
In July 2004, in connection with the SPDRs transaction described in “Investment Gains and Losses”, the Company pledged approximately $278,000 in cash and U. S. Treasury securities as collateral for the obligation to purchase the SPDRs. These assets are recorded in assets pledged for short-sale obligations on the consol...
109
10K
4173
824
Total membership as of December 31, 2010 increased by 143,000 members, or 8.0%, to 1,931,000 members from 1,788,000 as of December 31, 2009. Total membership as of December 31, 2009 increased by 209,000 members, or 13.2%, from 1,579,000 members as of December 31, 2008. Our risk membership as of December 31, 2010 increa...
69
10K
4034
1,442
On December 30, 2008, the Company completed the purchase of all of the outstanding capital stock of Unionamerica Holdings Limited (“Unionamerica”) for total purchase price of approximately $343.4 million. Unionamerica is comprised of the discontinued operations of St. Paul Fire and Marine Insurance Company’s U.K. based...
131
10K
5673
1,480
On April 16, 2018, the Company canceled 5,035,977 shares of Class A common stock held by a subsidiary of the Company, which had no effect on total Tiptree Inc. stockholders’ equity.
31
10K
HannoverRueckSE-AR_2012
1,967
Fixed-income securities – available-for-sale 5,472,083 4,063,262 4,826,757 2,347,271 415,233 76,694 3,092 124,519 17,328,911
13
annual_report
HannoverRueckSE-AR_2004
1,297
177,313 stock appreciation rights expired in the year under review at an average exercise price of EUR 24.40. The total number of stock appreciation rights existing as at year-end stood at 2,320,283. The average exercise price amounted to EUR 24.48. Of the total number of stock appreciation rights, 477,453 were exercis...
59
annual_report
1589
485
We have audited the accompanying consolidated balance sheets of PAULA Financial and subsidiaries as of December 31, 2000 and 1999 and the related consolidated statements of operations, comprehensive loss, stockholders' equity and cash flows for each of the years in the three-year period ended December 31, 2000. These c...
74
10K
gb_lloyds_banking_grp-AR_2013
6,177
For the HBOS sharesave plan, no options were exercised during 2013 or 2012. The options outstanding at 31 December 2013 had an exercise price of £1.8066 (2012: £1.8066) and a weighted average remaining contractual life of 1.1 years (2012: 2.1 years).
41
annual_report
RSAInsuranceGroupPLC-AR_2008
1,347
Under the Sharesave Plan, the weighted average estimated fair value per option granted by the Parent Company during 2008 was 42.31p (2007: 45.84p). The fair value of share options granted under the Sharesave Plan during 2008 was £6m (2007: £8m). The value of the awards is charged in the income statement over the vestin...
73
annual_report
5811
643
5Includes estimated payments for future services under contractual arrangements from third-party service contracts.
13
10K
5430
737
The fair value of all compensatory options granted is estimated on the grant date using the BlackScholesMerton option pricing model. The weighted average assumptions used in calculating the fair values are as follows:
33
10K
INGGroepNV-AR_2009
222
ING seeks to maintain a strong capital position and to allocate capital efficiently across the Group. The exceptional market conditions in 2008 and in early 2009 had a significant negative effect on Shareholders’ equity. ING took a number of steps to further strengthen its capital position throughout 2009.
48
annual_report
4866
1,227
For Twelve Months 2014, net cash provided by operating activities, including the effect of exchange rate changes and the reclassification of assets held for sale on cash and cash equivalents, totaled $313,782; net cash provided by investing activities totaled $63,889 and net cash used in financing activities totaled $7...
73
10K
AssicurazioniGeneraliSpA-AR_2014
431
Selection of Directors based on their professional skills among candidates who have at least three years’ experience in qualifying job activities and in compliance with age limits set in the Article of Association (Director: 77; Chairman: 70 and Managing Director: 65)
41
annual_report
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2009
2,318
Munich Re as lessor operating leases mainly involve leased property. the total of future minimum lease payments under non-cancellable leases at the balance sheet date was €716m (633m).
28
annual_report
NatixisSA-AR_2010
908
FRANCE Member of the Board of: Natixis (until December 31, 2010) Chief Executive Officer of: Casino, Guichard-Perrachon, Rallye Chairman of: Euris SAS Chairman and member of the Board of: Finatis (until April 14, 2010) Member of the Board of: Fimalac Manager of: SCI Penthièvre Seine, (until May 30, 2010), SCI Penthièvr...
107
annual_report
fr_axa-AR_2001
1,375
September to complete its product range and counteract the downtrend in variable annuity business. In the fixed annuity business, AXA estimates its market share at 2%, as compared to 0% last year.
32
annual_report
1873
1,168
Income (loss) before income tax and the cumulative effect of a change in accounting principle and the provision for income tax consist of the following:
25
10K
1583
627
In December 1999, Central Reserve entered into a reinsurance transaction with Hannover for certain health insurance policies issued during the period from July 1, 1998 through June 30, 1999. As part of the coinsurance funds withheld transaction, Hannover will pay Central Reserve on a quarterly basis, an experience refu...
128
10K
1024
196
In addition to the Company's office space in Pueblo, Woodland Hills and Rancho Cordova, the Company and its subsidiaries lease approximately 165 sites in 26 states, comprising roughly 1.7 million square feet of space.
34
10K
5825
2,852
Investment in international mutual funds is limited to a maximum of 30% of the equity range. The allocation as of December 31, 2020 included 3% that was primarily invested in equity securities of emerging market countries and another 20% was invested in securities of companies primarily based in Europe and the Pacific ...
53
10K
4556
1,195
The total intrinsic value of RSUs that vested during the year under the LTIP plan was $18.0 million. There were no RSUs that vested during the year under the Catalyst Plans. At December 31, 2012, there was $22.0 million and $9.5 million unrecognized compensation cost related to RSUs which is expected to be recognized o...
88
10K
fr_axa-AR_2008
6,932
exercising the option for a flat deduction at source is binding and has to be renewed at each payment. however, this option leads the loss of the 40% tax relief mentioned hereinbefore, of the lump-sum abatement of €1,525 or €3,050, depending on the marital status and the tax credit upper limit resulting from other dist...
68
annual_report
nl_ing_grp-AR_2016
6,312
We also reviewed the working papers of the former auditors, to help familiarise ourselves with the controls on which they relied for the purposes of issuing their opinion, the substantive audit procedures they have carried out and to understand the evidence they obtained over key judgements.
46
annual_report
NatixisSA-AR_2018
12,074
Resolutions twenty-five, twenty-six, twenty-seven and thirty seek to grant the Board of Directors the authority to decide to increase the share capital (immediately or at some time in the future)—by various means—without preferential subscription rights maintained(1).
36
annual_report
4845
653
integration of CBIC, including severance-related expenses, as well as continued investment in expansion. As premium earned from these investments continued to increase and cost synergies were realized, the expense ratio declined in subsequent periods.
34
10K
686
537
The Company develops cash flow projections under a variety of interest rate scenarios generated by the Company. The Company attempts to structure asset portfolios so that the interest and principal payments, along with other fee income, are more than sufficient to cover the cash outflows for benefits, withdrawals and e...
107
10K
ASRNederlandNV-AR_2013
1,671
Effect of fair value changes related to financial assets 672 826 Technical result -31 -41 Release of cost recovery -130 -163 Changes related to segregated investment pools through equity 34 Other changes 77 91
34
annual_report
5829
1,520
(3) The interest related to our debt by period as of December 31, 2020, was as follows: $27.4 million - less than 1 year, $53.1 million - 1 - 3 years, $14.6 million - 3 - 5 years, and $30.4 million - more than 5 years.
46
10K
5529
1,627
(c) The tax effects of the significant temporary differences that gave rise to deferred tax assets and liabilities were as follows:
21
10K
fr_axa-AR_2015
633
(6) CIL’s fi scal year ends on June 30 of each year.
12
annual_report
NatixisSA-AR_2015
2,509
Shareholders’ equity Capital 5,005 Issue premium 4,197 Retained earnings 6,497 Treasury shares (12) Other, including items of comprehensive income 916 Other instruments to be reclassifi ed as Additional Tier 1 capital 1,213 Net income 1,344 Total shareholders’ equity – group share 19,160 Reclassifi cation as Additional...
50
annual_report
fr_axa-AR_2017
5,528
Consistent with the principles set forth in Note 1.3.1 “Scope and basis of consolidation” to the financial statements, (i) AXA’s investments or other arrangements with non-consolidated special purpose entities (SPEs) do not allow AXA to exercise control over such SPEs, and (ii) SPEs controlled by AXA are consolidated a...
57
annual_report
3025
1,396
The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. On March 12, 2005 the Company acquired all the issued and outstanding capital stock of Chronimed Inc. On October 7, 2005 the Company acquired all of the issued and outstanding stock of JPD, Inc. d/b/a Northland ...
93
10K
4572
1,300
The amount of total gains for 2012 included in earnings attributable to the change in unrealized gains or losses relating to assets still held at December 31, 2012 was $5.6 million. The amount of total gains for 2011 included in earnings attributable to the change in unrealized gains or losses relating to assets still ...
93
10K
StorebrandASA-AR_2014
722
Storruste has previously worked at Storebrand Bank ASA as a project manager at the Product and Development department, process owner at the Development department, and senior consultant at the Credit Department Retail. Her previous positions include Gjensidige Bank AS, Incentiva Resultautvikling DA and Sparebankenes Kr...
46
annual_report
5023
908
As of December 31, 2014 and 2013, the Company consolidated 32 and 40 VIEs, respectively. The table below presents the effects on reported GAAP income resulting from consolidating these FG VIEs and eliminating their related insurance and investment accounts and, in total, represents a difference between GAAP reported ne...
172
10K
4199
1,031
Our exposure to this asset class decreased in 2010 primarily due to sales as the valuation on our CMBS holdings increased significantly during the year. Our remaining non-agency CMBS portfolio continues to be rated highly, with approximately 84% rated AA or better (2009: 89%) by S&P. Additionally, the weighted average ...
139
10K
de_allianz-AR_2015
2,311
Asia Pacific Local swap curve minus 10 bps credit risk adjustment (South Korea only) plus 15 bps volatility adjustment (South Korea only)
22
annual_report
fr_axa-AR_2000
475
AXA operates primarily in Western Europe, North America and the Asia/Pacific region and, to a lesser extent, in other regions including the Middle East, Africa and South America. Its operations in these others regions, with the exception of Morocco, are not consolidated. AXA has five operating business segments: life a...
77
annual_report
4284
604
The personal insurance segment overall non-cat loss ratio was 4.1 points higher in 2009 than in 2008. Standard auto’s non-cat loss ratio increase was driven by an increase in frequency of physical damage, comprehensive and collision coverage claims, while the nonstandard auto increase was caused by a rise in the overal...
137
10K
4882
1,106
The following table displays the carrying amount of the assets, liabilities and maximum exposure to loss of Ambac’s variable interests in non-consolidated VIEs resulting from financial guarantee and derivative contracts by major underlying asset classes, as of December 31, 2014 and 2013:
42
10K
SwissReAG-AR_1896
10
Fire, Marine änd Accident t)epL. Premium Reserve from 1895 ... Reserve for outstanding losses from 1895 ... . Net premiums
20
annual_report
PowszechnyZakladUbezpieczenSA-AR_2015
1,334
As at 31 December 2015, the total assets of PZU Group amounted to PLN 105,429.0 million and were 56.0% higher than at the end of 2014. The growth resulted mainly from the consolidation of Alior Bank.
36
annual_report
2392
3,833
Includes other income (deductions) - net and other realized capital gains (losses) of $(775) million.
15
10K
SwissReAG-AR_1962
43
In Marine insurance, despite slower expansion in the vol­ ume of world trade, we can again record a premium rise, which we owe in part to new connections in overseas territories. The sharp increase in total and partial losses in shipping and the storm disaster in Hamburg have in­ fluenced the result, which does not mat...
62
annual_report
StandardLifeAberdeenPLC-AR_2014
1,087
The following table sets out why the performance conditions that are currently used for the annual Group performance scorecard, used to determine the Group annual bonus awards, were chosen.
29
annual_report
NatixisSA-AR_2002
1,316
1 – Consolidation methods and principles The consolidated financial statements have been prepared in accordance with generally accepted accounting principles and the accounting rules and methods laid down in French accounting regulations and, in particular, Regulation 99-07 regarding consolidation rules and Regulation ...
47
annual_report
5429
1,526
Coverage Gap Discount Subsidy ("CGDS")- CMS provides monthly prospective payments for pharmaceutical manufacturer discounts made available to members.
18
10K
PosteItalianeSpA-AR_2016
4,622
This item breaks down as follows: TAB. B9.5 – SUNDRY PAYABLES
11
annual_report
4628
1,190
On July 14, 2005, KLROC Trust completed its public offering of C$78.0 million of 5.00% LROC preferred units due June 30, 2015 of which the Company was a promoter. KLROC Trust's net proceeds of the public offering was C$74.1 million.
40
10K
2235
504
Expanding in existing service areas - Our 2003 same-store premium revenues increased 11.5% over 2002.
15
10K
5138
1,857
The decrease in overall weighted-average investment yields in 2015 was primarily attributable to lower reinvestment yields on higher average invested assets and lower gains of $3 million related to limited partnerships in 2015. These decreases were partially offset by higher gains of $9 million related to bond calls an...
84
10K
AdmiralGroupPLC-AR_2011
1,032
Net investment return 10.8 8.4 Interest receivable 2.9 1.1 Total investment and interest income 13.7 9.5
16
annual_report
NatixisSA-AR_2020
3,416
Direct and indirect holdings by the institution of the CET 1 instruments of financial sector entities where the institution has a significant investment in those entities (amount below 10% threshold and net of eligible short positions) 609 36 (1) (i), 45, 48 74 Empty set in the EU
48
annual_report
5104
1,306
(2) Includes $293 in 2015 and $318 in 2014 of derivatives from consolidated variable interest entities
16
10K
ScorSE-AR_2018
4,166
We have no matters to report as to its fair presentation and the consistency with the consolidated financial statements.
19
annual_report
HiscoxLtd-AR_2004
583
Shares and units in unit trusts 73,451 38,496 – 111,947 Debt securities and other fixed interest securities 192,031 305,991 81,448 579,470 Deposits with credit institutions 78,853 345 2,101 81,299 16 Debtors arising out of direct insurance operations
37
annual_report