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AvivaPLC-AR_2008 | 3,687 | (iv) Economic bases We also measure capital using an economic capital model that takes into account a more realistic set of financial and non-financial assumptions. This model continues to be developed and is increasingly relevant in the internal management and external assessment of our capital resources. The economic capital model is used to assess capital strength in accordance with the Individual Capital Assessment (ICA) requirements established by the FSA. Further developments are planned to meet the emerging requirements of the Solvency II framework and other external agencies. | 87 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2017 | 3,229 | Sp. z o.o. sp. k. – auditing the consolidated financial statements and PZU’s financial statements, has been selected in compliance with the law and that this entity as well as the statutory auditors performing the audit of these statements have fulfilled the conditions for expressing an impartial and independent opinion on the audited consolidated financial statements and PZU’s financial statements in accordance with the laws and professional standards in force. | 70 | annual_report |
2845 | 875 | The companies in the Group are operated under common management. The Group provides property and casualty insurance to both individual and commercial customers in New Jersey and Pennsylvania, and through the FPIG acquisition, property and casualty insurance and surety products to small and medium sized businesses in California, Arizona, Nevada and Oregon, as well as direct mail surety products to commercial businesses in various other states. | 66 | 10K |
2900 | 685 | The following table summarizes, by type of reserve, the unpaid losses and LAE reserve as of December 31, 2005 and 2004. Case reserves represent unpaid claim reports provided by cedants to us plus additional reserves determined by us. IBNR is the estimate of unreported loss liabilities established by us. | 49 | 10K |
5605 | 7,459 | White Mountains ended 2017 with book value per share of $931 and adjusted book value per share of $915, an increase of 18.8% and 16.1% for the year, including dividends. The increases were driven primarily by the gain from the OneBeacon Transaction. Comprehensive income attributable to common shareholders increased to $631 million in 2017, compared to $547 million in 2016. Comprehensive income attributable to common shareholders in both 2017 and 2016 was driven primarily by large transaction gains. In 2017, OneBeacon was acquired by Intact Financial Corporation in an all-cash transaction for $18.10 per share, from which White Mountains received $1.3 billion in proceeds and recorded a net gain of $557 million. In 2016, White Mountains recorded net gains of $477 million and $82 million from the sales of Sirius Group and Tranzact. See Note 2 - “Significant Transactions” on page for a description of each transaction. | 147 | 10K |
5866 | 1,229 | Our U.S. Life Insurance segment had adjusted operating income available to Genworth Financial, Inc.’s common stockholders of $68 million in 2020 compared to an adjusted operating loss of $55 million in 2019. | 32 | 10K |
3683 | 2,058 | Interest expense, included in other expenses, was $59 million and $2 million for the years ended December 31, 2008 and 2007, respectively. There was no interest expense for the year ended December 31, 2006. | 34 | 10K |
5044 | 1,225 | During the first quarter of 2011, the Company gave notice to its Trust Preferred trustees of its intention to exercise its voluntary right to defer interest payments for up to 20 quarters, pursuant to the contractual terms of its outstanding Trust Preferred indentures, which permit interest deferral. This action does not constitute a default under the Company's Trust Preferred indentures or any of its other debt indentures. On November 6, 2015, the Company paid $22.1 million to its Trust Preferred trustees to be used by the trustees to pay the interest which the Company had been deferring since the first quarter of 2011. At December 31, 2015 and 2014, deferred interest payable of zero and $17.4 million, respectively, is included in accrued expenses and other liabilities in the consolidated balance sheets. | 131 | 10K |
1557 | 321 | On February 4, 2000, PennCorp consummated the sale of the Payroll Sales Division for cash proceeds of $103.3 million. PennCorp used $100.0 million of the proceeds to repay its then-existing bank credit facility. | 33 | 10K |
2188 | 1,860 | Future policy benefits for other contract liabilities are generally equal to the present value of expected future payments based on the Company’s experience (except for certain group insurance coverages for which future policy benefits are equal to gross unearned premium reserves). The interest rates used in the determination of the aggregate reserves range from 2.5% to 9.3%; less than 3% of the reserves are based on an interest rate in excess of 8%. | 73 | 10K |
ScorSE-AR_2014 | 2,940 | Special meetings of shareholders of a certain class of shares (such as shares with double voting rights or preferred shares) are required for any modification of the rights associated with such class of shares. The resolution of the shareholders’ general meeting affecting these rights is effective only after approval by the relevant special meeting. | 54 | annual_report |
4544 | 1,133 | Policyholder account balances include universal life insurance, fixed deferred annuity contracts, and investment-type contracts. Liabilities for these policyholder account balances are included without reduction for potential surrender charges and deferred front-end contract charges. The account balances for these types of contracts are equal to cumulative deposits, less contract charges and withdrawals, plus interest credited. Front-end contract charges are deferred and amortized over the term of the policies. Policyholder benefits incurred in excess of related policyholder account balances are charged to policyholder benefits expense. Interest on policyholder account balances is credited as earned. | 92 | 10K |
AdmiralGroupPLC-AR_2019 | 1,780 | In addition to her visits to the Group’s UK operations, the Chair has sought to visit each of the Group’s overseas operations this year and Non-Executive Directors are invited to join either her or the Chief Executive Officer on one or more of their overseas visits each year. The Non-Executive Directors and the Chair met during the year without the Executive Directors being present. NonExecutive Directors also attended briefing sessions in Cardiff and Newport on different aspects of the Group’s UK business. In order to increase their understanding of the depth and breadth of management across the Group below Board level, the NonExecutive Directors and the Chair also attended a dinner with members of the Group’s senior management team without the Executive Directors being present. When management teams present to the Board on their operations, they are also invited to join the Board for dinner which gives the opportunity for informal interaction between Directors and management. | 156 | annual_report |
HannoverRueckSE-AR_2009 | 1,288 | it of stateoftheart Corporate Governance. It continues to be enshrined in the company's business practices as a matter of course and it not limited to rigid adherence to formal rules. The Executive Board and Supervisory Board consistently address changes in the relevant legal frame | 44 | annual_report |
de_allianz-AR_2003 | 1,462 | We reduced administrative expenses noticeably to 6.1 (7.3) billion euros thus succeeding in surpassing our cost reduction goals. The savings divide up almost equally between personnel and operating costs. The strong decline in personnel costs can be attributed on the one hand to the cutback in employees and on the other hand to the reduction in guaranteed boni. The reduction in operating costs is the result of tighter cost controls in all areas. The operating cost-income ratio, which shows the relation of administrative expenses to operating income, indicates the success of these measures: compared to 2002, the ratio improved by 6.4 percentage points to 90.3 percent. | 106 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2011 | 707 | Key figures gross premiums written €m 5,637 5,498 5,131 share of gross premiums written in primary insurance % 32.0 31.4 30.9 | 21 | annual_report |
fr_axa-AR_2003 | 303 | – Variable remuneration for the year 2001 paid in 2002 : € 635,817 | 13 | annual_report |
TrygAS-AR_2020 | 30 | Tryg reported a premium growth of 7.0%. The technical result of DKK 3,495m (DKK 3,237m) was impacted by continued positive developments in the core business, the delivery of the | 29 | annual_report |
NatwestGroupPLC-AR_2013 | 5,446 | Central Functions comprises Group and corporate functions, such as treasury, finance, risk management, legal, communications and human resources. The Centre manages the Group's capital resources and Group-wide regulatory projects and provides services to the operating divisions. | 36 | annual_report |
NatwestGroupPLC-AR_2015 | 5,972 | In May 2014, the triennial funding valuation of the Main scheme was agreed which showed that the value of the liabilities exceeded the value of assets by £5.6 billion at 31 March 2013, a ratio of 82%. To eliminate this deficit, RBS agreed to pay annual additional contributions of £650 million from 2014 to 2016 and £450 million (indexed in line with inflation) from 2017 to 2023. These contributions are in addition to regular annual contributions of approximately £270 million in respect of the ongoing accrual of benefits as well as contributions to meet the expenses of running the scheme. | 100 | annual_report |
gb_prudential-AR_2012 | 4,919 | For 2011, short-term fl uctuations in investment returns of £(155) million were driven by lower equity markets reducing future expected fee income, mainly arising in Singapore of £(105) million and Korea of £(22) million. The 2011 short-term fl uctuations in investment returns also included £(28) million of adverse variance arising in other territories. This principally comprises fl uctuations arising in India of £(53) million refl ecting lower equity market returns, in Vietnam of £(33) million for unrealised losses on bonds and equities and Taiwan of £(30) million for losses on bonds and CDOs, partially offset by a credit in Hong Kong of £96 million primarily relating to positive returns on bonds backing participating business. | 114 | annual_report |
4756 | 3,048 | (3) The amounts relate to the sale of our Medicare supplement insurance business in 2011. See note 8 for additional information. | 21 | 10K |
Sampoplc-AR_2007 | 1,870 | Technical result before investment return legal total direct reinsurance EURm expenses other insurance assumed elimination total | 16 | annual_report |
2202 | 1,214 | The costs of acquiring new business, principally commissions, underwriting, agency, and policy issue expenses, all of which vary with and are primarily related to the production of new insurance business, are deferred. | 32 | 10K |
AvivaPLC-AR_2000 | 197 | CGNU is one of the top five general insurers in Malaysia, Thailand, Singapore and Hong Kong and intends to develop its business in each of these markets, not least through new bancassurance agreements and affinity schemes. The recent economic recovery in Asia should contribute to growth, as will the trend towards greater deregulation. | 53 | annual_report |
3830 | 1,009 | In 2008, the Company recognized $20,075 of adverse prior year loss development (2.1 loss ratio points). Included in the adverse loss development is $75,470 (7.6 loss ratio points) attributable to a loss on commutation of a reinsurance contract and $25,500 (2.6 loss ratio points) attributable to the settlement of an asbestos lawsuit. Excluding these one-time charges, the Company recognized net favorable loss development of $80,895 (8.1 loss ratio points), including $10,172 related to amortization of deferred gains on retroactive reinsurance. The favorable development was primarily in the workers’ compensation and general liability lines of business, attributable to favorable loss emergence in almost all accident years, partially offset by unfavorable ALAE emergence in general liability for both latent and non-latent exposures. | 120 | 10K |
PhoenixGroupHoldingsPLC-AR_2019 | 1,320 | Roles and responsibilities • Leads development and delivery of the Standard Life business strategy; • Ensures that the customer proposition is evolved and that it continues to meet the market need; • Focuses on a business model which ensures good outcomes for customers, shareholders and all other stakeholders; and | 49 | annual_report |
1725 | 668 | Year ended December 31, 2001 as compared to year ended December 31, 2000 | 13 | 10K |
5218 | 1,916 | Below is a summary of service-based and performance-based share information, assuming a target payout for performance-based shares, for the year 2016: | 21 | 10K |
5824 | 2,713 | Pre-tax income (loss) $ 54.1 $ (44.1) $ - $ 10.0 | 11 | 10K |
SwissLifeHoldingAG-AR_2016 | 1,495 | Both the new business margin and value in life improved substantially, benefitting from reduced guarantees, the French tax reform and the move to the Solvency II valuation curve. These effects more than offset the impact of decreasing capital market interest rates. | 41 | annual_report |
3359 | 1,798 | The judgments used to estimate unpaid loss and loss expense reserves require different considerations depending upon the individual circumstances underlying the insured loss. For example, the reserves established for an excess casualty claim, A&E claims, losses from major catastrophic events, or the IBNR for product lines will each require different assumptions and judgments to be made. Necessary judgments are based on numerous factors and may be revised as additional experience and other data become available and are reviewed, as new or improved methodologies are developed, or as current laws change. Hence, ultimate loss payments will differ from the estimate of the ultimate liability made at the balance sheet date. Changes to our previous estimates of prior period loss reserves can impact the reported calendar year underwriting results by worsening our reported results if the prior year reserves prove to be deficient or improving our reported results if the prior year reserves prove to be redundant. The potential for variation in loss reserves is impacted by numerous factors, which we explain below. | 171 | 10K |
4702 | 2,089 | At December 31, 2013, the consolidated RBC ratio of our insurance subsidiaries exceeded the minimum RBC requirement included in our Senior Secured Credit Agreement. See the note to the consolidated financial statements entitled "Notes Payable - Direct Corporate Obligations" for further discussion of various financial ratios and balances we are required to maintain. We calculate the consolidated RBC ratio by assuming all of the assets, liabilities, capital and surplus and other aspects of the business of our insurance subsidiaries are combined together in one insurance subsidiary, with appropriate intercompany eliminations. | 90 | 10K |
gb_prudential-AR_1999 | 799 | Cash consideration (proceeds) including acquisition and disposal costs 1,943 68 2,011 (345) | 12 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2017 | 2,268 | Munich Reinsurance Company’s market capitalisation €bn 28.0 28.0 27.4 29.5 Other Combined ratio | 13 | annual_report |
AssicurazioniGeneraliSpA-AR_2016 | 1,172 | The operating result of the financial segment registered a decrease, and amounted to € 370 million (€ 434 million at 31 December 2015). The decline (-14.7%) reflects the result of Banca Generali, which declined from € 252 million to € 190 million at 31 December 2016. | 46 | annual_report |
AvivaPLC-AR_2000 | 1,151 | (c) The embedded value of the long-term operations comprises: Total assets of the long-term business segment 148,551 140,798 Total liabilities of the long-term business segment (144,301) (136,673) | 27 | annual_report |
NatwestGroupPLC-AR_2019 | 2,536 | Agreed customer management strategies are regularly monitored by both the business and credit teams. The largest Risk of Credit Loss exposures are regularly reviewed by a Risk of Credit Loss Committee. The committee members are experienced credit, business and restructuring specialists. The purpose of the committee is to review and challenge the strategies undertaken for customers that pose the largest risk of credit loss to RBS. | 66 | annual_report |
4003 | 1,036 | and 2008. The Group performed the annual impairment tests as of December 31, 2009 and 2008, and the results indicated that the fair value of the reporting units exceeded their carrying amounts. | 32 | 10K |
AssicurazioniGeneraliSpA-AR_2016 | 1,583 | • REPOs classified as liabilities are presented in “Cash and cash equivalents”. | 12 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2002 | 866 | Hon.-Prof. Dr. techn. h.c. Dr.-Ing. h.c. F. Porsche ag Porsche Holding GmbH, Salzburg Dipl.-Ing. eth Porsche Ges.m.b.H., Salzburg Ferdinand Piëch (from 16 April 2002) Scania ab, Södertälje* (Chairman) | 28 | annual_report |
ch_zurich_insurance_group-AR_2008 | 2,416 | Movement in embedded value, after tax 6846_p240-271.indd 2426846_p240-271.indd 242 25/2/09 14:01:1025/2/09 14:01:10 | 12 | annual_report |
3604 | 1,387 | Life declared a dividend to the Company consisting of the 16 thousand shares of the Company’s common stock held by Life. The transaction was valued at $21.50 per share based on the current market price on November 27, 2007, the date of transfer. The $343 thousand gain recognized by Life from this transaction was eliminated during consolidation. These shares are held as treasury stock. | 64 | 10K |
4811 | 1,054 | Less favorable mortality experience in our Group, Voluntary & Worksite Benefits segment was partially offset by favorable mortality experience in our Retail and Corporate Benefit Funding segments. In our Group, Voluntary & Worksite Benefits segment, mixed claims experience with a net unfavorable result was driven by an increase in claims incidence. The combined impact of mortality and claims experience decreased operating earnings by $66 million. | 65 | 10K |
AegonNV-AR_2006 | 2,995 | Net gains on investments for account of policyholders 3,061 1,751 6,477 62 – (11) 11,340 | 15 | annual_report |
gb_prudential-AR_2017 | 4,896 | The Group’s share of the profits (including short‑term fluctuations in investment returns), net of related tax, and carrying amount of interest in joint ventures and associates, which are equity accounted as shown in the consolidated income statement comprises the following: Joint ventures and associates | 44 | annual_report |
BaloiseHoldingLtd-AR_2011 | 86 | GeRMany Baloise operates in Germany with the brands “Basler Versiche- rungen”, “Deutscher Ring Sach” and “Deutscher Ring Leben” all under one management� The Baloise portfolio includes insurance and pension solutions in the areas of indemnity, accident and life insurances for private individuals, small and mediumsized enterprises and selected industrial clients� As far as sales are concerned, Baloise concentrates on using its own insurance sales force and brokers� Deutscher Ring Leben and Deutscher Ring Sach specialise in private pension solutions� Sales are generated by its own insurance sales force, via the sales partners OVB and ZEUS as well as through brokers using Moneymaxx brand products� | 104 | annual_report |
GjensidigeForsikringASA-AR_2015 | 689 | expertise on a continuous basis in order to generate and utilise relevant insight. | 13 | annual_report |
DirectLineInsuranceGroupPLC-AR_2017 | 288 | We base the Long-Term Incentive Plan (“LTIP”) awards partly on RoTE over a three-year performance period. | 16 | annual_report |
Sampoplc-AR_2013 | 903 | Actions - Output Examples: • Pricing of insurance policies and execution of investment asset transactions. • Execution of dividend payments, share buy-backs, hybrid issuances and senior debt issuances. • Execution of derivative and reinsurance transactions. • Business acquisitions and divestments. | 40 | annual_report |
1834 | 1,007 | Property & Casualty operations in 2001 were charged $345.1 from increases in estimated loss and LAE for claims occurring in prior years. These increases included $142.6 in workers’ compensation, $132.8 in general liability, as well as $21.6 in homeowners, $23.1 in commercial auto and $25.0 in all other lines. This adverse development includes the $240.0 of loss reserve strengthening discussed earlier. Operations were charged $148.3 in 2000 from increases in estimated loss and LAE for claims occurring in prior years. These increases were due to adverse development within commercial operations in workers’ compensation ($50.9), general liability ($44.4) primarily related to construction defect, commercial auto ($23.5), and in other ($29.5) lines of business as the costs of settling claims increased. Property & Casualty operations were charged $78.8 in 1999 due to increased losses including construction defect, asbestos and environmental, and workers’ compensation. | 141 | 10K |
TrygAS-AR_2020 | 638 | Career Professional board member and independent advisor Education MSc in Economy and Business Administration, Chartered Financial Analyst (CFA), Senior Executive Programme from London Business School and Effective Board Management from Harvard Business School Board seats, Chair Bilington Process Technology A/S, Seilsport Maritimt Forlag A/S and ThjømøeKranen A/S Board member Tryg A/S and Tryg Forsikring A/S, TF Bank AB, FCG Fonder AB, Norconsult A/S and Norconsult Holding A/S, Hafslund E-CO ASA and ICE ASA Commitee memberships Audit Committee and Risk Committee in Tryg A/S Experience Senior management experience from large cap companies, insurance and real estate. Extensive experience from board of directors within finance, IT, energy and renewables and is engaged in developing sustainable businesses and good governance. Headed the Norwegian | 120 | annual_report |
680 | 174 | The growth in net premiums written in 1997 and 1996 resulted from a combination of several factors. Domestically, AIG continued to achieve volume growth in some specialty markets, mortgage guaranty insurance and in personal lines. Foreign general insurance operations produced 32.6 percent of the general insurance net premiums written in 1997, 34.1 percent in 1996 and 35.3 percent in 1995. | 60 | 10K |
AegonNV-AR_2011 | 281 | Includes business written by AEGON’s subsidiary, Transamerica Reinsurance, until August 9, 2011 after which it has been divested. | 18 | annual_report |
BaloiseHoldingLtd-AR_2007 | 2,163 | Balance as of 1st January 2007 5.5 121.0 –161.7 780.6 4,176.5 4,921.9 64.6 4,986.5 | 14 | annual_report |
4770 | 1,535 | The significant unobservable inputs used in the fair value measurement of our derivative assets, derivative liabilities and VIE debt relate primarily to projected losses. In addition, when determining the fair value of our liabilities, we are required to incorporate into the fair value of those liabilities an adjustment that reflects our own non-performance risk, if applicable, as discussed below. | 59 | 10K |
AegonNV-AR_2007 | 1,284 | holds EUR 700 million of the issuer’s securities with unrealized losses of EUR 70 million, all of which are rated | 20 | annual_report |
LloydsBankingGroupPLC-AR_2015 | 4,628 | Payment protection insurance The Group increased the provision for PPI costs by a further £4,000 million in 2015, bringing the total amount provided to £16,025 million. This included an additional £2,600 million in the second half of 2015, largely to reflect the impact of our interpretation of the proposals contained within the Financial Conduct Authority’s (FCA) consultation paper regarding a potential time bar and the Plevin case. As at 31 December 2015, £3,458 million or 22 per cent of the total provision, remained unutilised with £2,950 million relating to reactive complaints and associated administration costs. | 95 | annual_report |
de_allianz-AR_2013 | 30 | On pages 249 to 252, you will find a glossary of selected accounting, insurance and financial market terms used in this report. | 22 | annual_report |
INGGroepNV-AR_2015 | 1,479 | The Risk Committee assists and advises the Supervisory Board in monitoring the risk profile of ING as a whole as well as the structure and operation of the internal risk management and control systems. On 31 December 2015, the members of the Risk Committee were: Robert Reibestein (chairman), Eric Boyer de la Giroday, Hermann-Josef Lamberti and Jeroen van der Veer. | 60 | annual_report |
2014 | 653 | Net investment income for 2002 was $29.4 million compared to $50.4 million for 2001. The decrease in net investment income in 2002 was primarily due to the reduction in invested assets for a portion of the year as a result of the Company's dividend of $258 million to Trenwick in June 2002, combined with an overall decrease in market yields over the course of 2002. In addition, the Company recorded a 100% valuation reserve on its interest receivable on loans to Trenwick at December 31, 2002, which was recorded as a reduction to net investment income. | 96 | 10K |
ScorSE-AR_2019 | 3,101 | (17)Disposals 1Change in scope of consolidation -Other 890Gross value at December 31, 2018 7Foreign exchange rate movement | 17 | annual_report |
AegonNV-AR_2005 | 653 | Single premium production increased by 4% compared to 2004. This increase was mainly due to the conclusion of a number of institutional pension contracts in the life for account of policyholder business line. These contracts are very significant but tend to be incidental and therefore production is less predictable. The recurring premium production has remained stable compared to 2004. Whereas 2004 benefited from the effect of changes in pension legislation causing strong production in the second quarter of 2004 of ‘Streefregelingen’, 2005 included several large new contracts. Moneymaxx Germany production in 2005 amounted to EUR 3 million (2004: EUR 15 million) reflecting the sale of this business in the first quarter of 2005. Excluding Moneymaxx Germany, the total standardized new premium production life increased by 8%. | 126 | annual_report |
5833 | 1,273 | Stock Options. From 2013 to 2016, the Company issued stock options to certain of its executive officers under the OIP as part of their annual equity compensation. Stock options were granted with an exercise price equal to the fair market value of our common stock on the grant date, and they expire 10 years from the date of grant. These options had time-based restrictions with equal and annual graded vesting over a three-year period and are all fully vested. Upon retirement, employees have the lesser of three years or the remaining option term to exercise any vested options. We did not issue any stock options in 2020, 2019 or 2018. | 110 | 10K |
2178 | 343 | In April 2003, the FASB issued SFAS No. 149, which amends, clarifies and codifies financial accounting and reporting for derivative instruments, including certain derivative instruments embedded in other contracts and used for hedging activities under SFAS No. 133. While this statement applies primarily to certain derivative contracts and embedded derivatives entered into or modified after June 30, 2003, it also codifies conclusions previously reached by the FASB at various dates on certain implementation issues. The impact of adopting the provisions of the statement was not material to the Company's Consolidated Statements of Operations and Comprehensive Income or Financial Position. | 99 | 10K |
fr_axa-AR_2014 | 4,429 | Yield Fund (€465 million versus €443 million in 2013) and in | 11 | annual_report |
gb_prudential-AR_2013 | 3,134 | (iii) The fund is solely for the benefit of policyholders of SAIF. Shareholders have no interest in the profits of this fund although they are entitled to asset management fees on this business. SAIF is a separate sub-fund within the PAC long-term business fund. | 44 | annual_report |
5575 | 934 | The impacts of the pre-tax charge of $2 million in the second quarter of 2017 were as follows: | 18 | 10K |
HelvetiaHoldingAG-AR_2013 | 2,171 | Provision for future policyholder participation 128.2 24.6 – – 784.3 937.1 | 11 | annual_report |
3194 | 1,537 | The impairment test, in accordance with FAS 142, is a two-step process. The first step is to identify any potential impairment using a multiple-of-earnings approach to estimate the fair value of the reporting units. The fair values of the reporting units are then compared to their carrying value, including goodwill. If the carrying amounts of the reporting units exceed their fair value, a second step is performed to measure the amount of impairment, if any. The Company’s review resulted in no impairment of goodwill for the years ended December 31, 2006 and 2005. | 93 | 10K |
BaloiseHoldingLtd-AR_2010 | 1,039 | Fixed-income securities shares investment properties mortgage assets, policy and other loans alternative financial assets, derivatives, cash and cash equivalents total in CHF million | 23 | annual_report |
4957 | 463 | For annuity and UL products, DAC and DSIC are amortized on the basis of estimated gross profits. Estimated gross profits are a proxy for pretax income prior to the recognition of DAC and DSIC amortization expense. When events occur that reduce or increase current period estimated gross profits, DAC and DSIC amortization expense is typically reduced or increased as well, somewhat mitigating the impact of the event on pretax income. | 70 | 10K |
AvivaPLC-AR_2005 | 1,411 | Under the terms of the agreement, Hibernian Life Holdings Limited (HLH), the parent company of Hibernian Life & Pensions Limited, has acquired all the shares of Ark Life Assurance Company Limited (Ark Life) from AIB in exchange for a 24.99% stake in the enlarged HLH and a balancing cash payment of a195.4 million which also reflects the management of Ark Life funds by Hibernian Investment Managers Limited, part of the Group’s fund management business. A further deferred cash payment of up to a10 million is payable, subject to the fulfilment of certain performance criteria. | 94 | annual_report |
4959 | 829 | We own our headquarters facility in Richmond, Virginia, which consists of approximately 461,000 square feet in four buildings, as well as several facilities in Lynchburg, Virginia with approximately 450,000 square feet. In addition, we lease approximately 260,000 square feet of office space in 12 locations throughout the United States. We also own two buildings outside the United States with approximately 108,000 square feet, and we lease approximately 318,000 square feet in 47 locations outside the United States. | 77 | 10K |
Sampoplc-AR_2006 | 931 | Operating leases Assets in which the lessor retains substantially all the risks and rewards of ownership are classified as operating leases and they are included in the lessor’s balance sheet. Payments made on operating leases are recognised on a straight-line basis over the lease term as rental expenses in profit or loss. | 52 | annual_report |
NatwestGroupPLC-AR_2019 | 4,428 | Issue of ordinary shares 17 144 306 — — — Issue of Additional Tier 1 capital notes — — — — — — Issue of subordinated liabilities — — — 577 — — Redemption of paid-in equity — — (627) — — — Redemption of subordinated liabilities — — — (855) (267) (1,665) Interest on subordinated liabilities — — — (441) — — Issue of MRELs Interest on MRELs Net cash inflow/(outflow) from financing 17 144 (321) (719) (267) (1,665) | 80 | annual_report |
2948 | 827 | (b) Investments: Fixed maturities are classified as held-to-maturity and carried at amortized cost if TRH has the positive intent and ability to hold each of these securities to maturity. The balance of fixed maturity securities is classified as available-for-sale and carried at market value. Common stocks (including the trading portfolio, which is held to meet short-term investment objectives) and nonredeemable preferred stocks are carried principally at market value. Market values for fixed maturity securities and equities are generally based upon quoted market prices. For certain fixed maturity securities, for which market prices were not readily available, market values were principally estimated using values obtained from independent pricing services. Other invested assets consist of investments in limited partnerships, certain of which (those in which TRH holds a 5% or greater interest) are accounted for under the equity method. Short-term investments are carried at cost, which approximates market value. | 147 | 10K |
Sampoplc-AR_2012 | 1,266 | Sensitivity of underwriting result and hence underwriting risk is presented by changes in certain key figures in the table | 19 | annual_report |
1037 | 559 | The Company's primary sources of revenue are earned premium and investment income derived from its insurance company operations, management fees generated from its underwriting agency operations, commission income produced by its intermediary operations and other operating income. The Company's core underwriting activities involve providing aviation, marine, offshore energy, property, medical stop-loss, accident and health, workers' compensation and lenders' single interest insurance, which is underwritten on both a direct and a reinsurance basis, marketed directly by the Company and produced by independent agents. Many of the Company's lines of business have relatively short lead times between the occurrence of an insured event and the reporting of claims to the Company. | 109 | 10K |
AvivaPLC-AR_2007 | 1,492 | Long Term Incentive Plan (LTIP) – The LTIP is intended to promote achievement of the Company’s longer-term – Annual awards in restricted objectives, to aid the retention of key personnel and to align executive shares that vest, subject to interests to those of shareholders. performance conditions being | 47 | annual_report |
nl_ing_grp-AR_2019 | 6,583 | In addition to the ‘write-down and conversion power’ and the ‘bail-in’ power, the powers granted to the resolution authority include the power to (i) sell and transfer a banking group or all or part of its business on commercial terms without requiring the consent of the shareholders or complying with the procedural requirements that would otherwise apply, (ii) transfer a banking group or all or part of its business to a ‘bridge institution’ (a publicly controlled entity) and (iii) separate and transfer all or part of a banking group’s business to an asset management vehicle (a publicly controlled entity) | 99 | annual_report |
AegonNV-AR_2017 | 5,317 | ) f or th e pe rio d re co rd ed in th e | 15 | annual_report |
BaloiseHoldingLtd-AR_2006 | 3,107 | Bâloise-Holding Financial Report 2006 13 ed as operating lease agreements. Lease payments are recognized as an expense in the income statement on a straight-line basis over the lease term. | 29 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2016 | 2,275 | Financial strength rating A- /Negative/ 22 December 2016 A- /Watch Neg/ | 11 | annual_report |
PhoenixGroupHoldingsPLC-AR_2010 | 1,503 | Current service cost (4) (2) Interest cost (63) (21) Expected return on scheme assets 63 17 | 16 | annual_report |
3132 | 924 | commission rate as compared to 2005 when there was a larger proportion of policies with larger premiums and lower commission rates. | 21 | 10K |
5744 | 925 | The Company computes basic earnings per common share attributable to UnitedHealth Group common shareholders by dividing net earnings attributable to UnitedHealth Group common shareholders by the weighted-average number of common shares outstanding during the period. The Company determines diluted net earnings per common share attributable to UnitedHealth Group common shareholders using the weighted-average number of common shares outstanding during the period, adjusted for potentially dilutive shares associated with stock options, restricted shares and the ESPP (collectively, common stock equivalents), using the treasury stock method. The treasury stock method assumes a hypothetical issuance of shares to settle the share-based awards, with the assumed proceeds used to purchase common stock at the average market price for the period. Assumed proceeds include the amount the employee must pay upon exercise and the average unrecognized compensation cost. The difference between the number of shares assumed issued and number of shares assumed purchased represents the dilutive shares. | 152 | 10K |
GjensidigeForsikringASA-AR_2017 | 3,523 | Depreciation and value adjustments (note 11 and note 12), excl. depreciation properties 368.4 332.3 | 14 | annual_report |
PhoenixGroupHoldingsPLC-AR_2018 | 3,271 | 2017: The £148 million positive impact of changes in longevity assumptions reflects updates to base and improvement assumptions to reflect latest experience analyses and the most recent Continuous Mortality Investigation 2016 projection tables. | 33 | annual_report |
2826 | 1,539 | The net investment income yield attributable to the Financial Services Businesses was 4.72% for the year ended December 31, 2005, compared to 4.60% for the year ended December 31, 2004. The increase in yield was primarily due to an increase in fixed maturity yield, mainly attributable to the impact of investment activities related to the investment portfolio of our Japanese insurance operations, which is discussed in greater detail below. | 69 | 10K |
NatixisSA-AR_2017 | 2,625 | Market risk fell -€1.4 billion due to changes in risk inputs and positions. | 13 | annual_report |
INGGroepNV-AR_2013 | 778 | AGREEMENT WITH EUROPEAN COMMISSION In November, ING and the Dutch State reached an agreement with the European Commission (EC) on a revised timeline for the divestment of the European and Japanese businesses. Under this revised agreement, it was announced that Japan Life would be included in the base case IPO. | 50 | annual_report |
ScorSE-AR_2020 | 3,729 | The average duration of plans by geographical area is disclosed in the table below: Switzerland UK Euro Zone US Canada Global | 21 | annual_report |
2800 | 794 | ® performance was up resulting in higher investment income and contract interest expense. With these credited rates, the Company generally realized its targeted interest spread on its products. | 28 | 10K |
AegonNV-AR_2018 | 7,626 | Following the 1983 Amended Merger Agreement between Aegon N.V. and Vereniging Aegon Vereniging Aegon has a call option on common shares B. which Vereniging Aegon may exercise to keep or restore its total stake at 32.6%, irrespective of the circumstances which cause the total shareholding to be or become lower than 32.6%. | 52 | annual_report |
4290 | 1,596 | Adjusted book value per share is a non-GAAP measure which is derived by expanding the GAAP calculation of book value per White Mountains common share to exclude equity in net unrealized gains and losses from Symetra’s fixed maturity portfolio, net of applicable taxes. In addition, the number of common shares outstanding used in the calculation of adjusted book value per share are adjusted to exclude unearned restricted common shares, the compensation cost of which, at the date of calculation, has yet to be amortized. The reconciliation of adjusted book value per share to GAAP book value per share is included on page 45. | 103 | 10K |
5731 | 741 | The below table provides a split by operating segment of the net earnings attributable to Enstar Group Limited ordinary shareholders for the years ended December 31, 2019 and 2018: | 29 | 10K |
RSAInsuranceGroupPLC-AR_2014 | 111 | In personal lines, the marketplace continues to be competitive, fuelled by overcapacity and low barriers to entry. Furthermore, new entrants are making substantial inroads into the market based on low cost and alternative business models. | 35 | annual_report |
3903 | 1,878 | At December 31, 2008 and 2007, we held an $852,000 and $870,000 note receivable from one of our executive officers, including $191,000 and $209,000 of accrued interest, respectively. This note arose from a transaction in late 1998 in which we loaned the officer funds to exercise 64,718 common stock options to cover the exercise price and the taxes incurred as a result of the exercise. The note bears interest equal to the rate charged pursuant to our revolving credit agreement and is due on demand any time after January 1, 2002. As of December 31, 2008, the rate was 3.42%. The loan is partially collateralized by 64,718 shares of our common stock under a stock pledge agreement. For the years ended December 31, 2008 and 2007, $43,800 and $43,800, respectively, have been paid against the loan. As of December 31, 2008, the cumulative amount that has been paid against this loan was $206,600. Refer to Note 20 - Related Party Transaction for further information. | 164 | 10K |
ch_zurich_insurance_group-AR_2015 | 2,250 | Total Group derivative financial instruments 22,387 4,599 4,047 31,034 417 (249) 28,600 561 (307) | 14 | annual_report |
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