report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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NatixisSA-AR_2005 | 2,656 | Wages and salaries (1) X.1 (734) (668) (1) of which share-based payments X.4 (3) (2) Post-retirement and other benefits X.3 (99) (84) Social security charges (224) (205) Incentive and profit-sharing plans (71) (55) Payroll-based taxes (53) (47) | 37 | annual_report |
NatwestGroupPLC-AR_2009 | 4,566 | (including the Local and public 2009 (including the Local and public 2008 Bank of England) government corporations Total Bank of England) government corporations Total £m £m £m £m £m £m £m £m | 32 | annual_report |
5373 | 1,305 | Hurricanes Harvey, Irma and Maria impacted 2017 with a total estimated net loss for the year of $67.5 million and $0.3 million in additional Net RRPs. | 26 | 10K |
4907 | 1,170 | Financial instruments which potentially subject the Company to concentration of credit risk consist primarily of cash and cash equivalents, investments and accounts receivable. The Company manages its risk by investing cash equivalents and investment securities in money market instruments and securities of the U.S. gov... | 54 | 10K |
HelvetiaHoldingAG-AR_2008 | 1,275 | Fair value of plan assets as of 31 December 1 295.7 1 418.6 13. Employee benefits 156 | 17 | annual_report |
3904 | 663 | The Company receives cash collateral for securities loaned in an amount generally equal to 102% of the fair value of securities and records the related obligations to return the collateral in other liabilities and accrued | 35 | 10K |
3005 | 1,064 | (c) In November 2005, the FASB issued FASB Staff Position (“FSP”) No. FAS 115-1, “The Meaning of Other-Than-Temporary Impairment and Its Application to Certain Investments” (“FSP FAS 115-1”). FSP FAS 115-1 replaces the measurement and recognition guidance set forth in FASB Emerging Issue Task Force (“EITF”) Issue No. 0... | 89 | 10K |
BaloiseHoldingLtd-AR_2017 | 2,899 | In our opinion the consolidated financial statements give a true and fair view of the consolidated financial position of the Group as at 31 December 2017, and its consolidated financial performance and its consolidated cash flows for the year then ended in accordance with International Financial Reporting Standards (IF... | 54 | annual_report |
AegonNV-AR_2011 | 3,946 | Debt securities - carried at amortized cost 139 – – – – – – – – 139 | 17 | annual_report |
AvivaPLC-AR_2008 | 76 | Dividend Our dividend policy remains unchanged. As a guide we use dividend cover in the 1.5 to 2.0 times range, based on IFRS operating earnings after tax and I am pleased to announce that our recommended final ordinary dividend for 2008 is 19.91 pence per share, bringing the total dividend for the year to 33.00 pence,... | 64 | annual_report |
3510 | 1,103 | As a result of the implementation of FIN 48, we recognized a $445 increase to liabilities for uncertain tax positions, of which the entire increase was accounted for as an adjustment to the beginning balance of retained earnings as of January 1, 2007. Including the cumulative effect increase, at the beginning of 2007, ... | 159 | 10K |
de_allianz-AR_2007 | 1,173 | The Customer Focus initiative is a global change program designed to help Allianz Group companies create superior customer focus. We also run an internal innovation campaning which focuses on Idea Generation and Management from a bottom-up perspective, by mobilizing Allianz employees worldwide and thus lifting even mor... | 54 | annual_report |
5465 | 1,426 | The Company’s Board of Directors has authorized aggregate repurchases of the Company’s common stock of up to $900 million. Under the repurchase authorizations, the Company may repurchase, from time to time, common shares in amounts, at prices and at such times as the Company deems appropriate, subject to market conditi... | 129 | 10K |
4733 | 990 | Premium revenues are recognized in the period in which eligible individuals are entitled to receive health care benefits. Health care premium payments received from its customers in advance of the service period are recorded as unearned revenues. Fully insured commercial products of U.S. health plans, and beginning in ... | 153 | 10K |
NatixisSA-AR_2016 | 11,338 | Introduction 1 Cross-reference table 167-169 490-494 2 Terminology and risk measurement, key inputs used 16, 48-50, 88-91, 122-123, 133-136, 147-151, 3 Description of principal and/or emerging risks 17-23 112-118 | 29 | annual_report |
4911 | 2,598 | Loss reserve development The increase or decrease in incurred losses and loss adjustment expenses as a result of the re-estimation of liability for unpaid losses and loss adjustment expenses at successive valuation dates for a given group of claims. | 39 | 10K |
NatixisSA-AR_2011 | 8,087 | The table below shows the number and percentage of shares held as treasury shares at December 31, 2010 and December 31, 2011. | 22 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2002 | 394 | Primary insurance: We offer security for private clients and for small and medium-sized business | 14 | annual_report |
5505 | 1,599 | 2015 QSR Transaction. Effective July 1, 2015, this transaction provides coverage on policies that were in the 2013 quota share reinsurance agreement ("2013 QSR Transaction"); additional qualifying in force policies as of the agreement effective date which either had no history of defaults, or where a single default had... | 177 | 10K |
NatwestGroupPLC-AR_2016 | 7,595 | continues to work closely with the regulators in its efforts to fulfil its obligations under the Governance Order, which will remain in effect until terminated by the regulators. | 28 | annual_report |
AvivaPLC-AR_2016 | 7,883 | • Effect of capitalisation factor on regular premium longterm business PVNBP is derived from the single and regular premiums of the products sold during the financial period and is expressed at the point of sale. The PVNBP calculation is equal to total single premium sales received in the year plus the discounted value... | 123 | annual_report |
5530 | 1,500 | The determination of the appropriate risk-free rate and non-performance risk is sensitive to the economic and interest rate environment. Accordingly, the value of the derivative is volatile due to external market sensitivities, which may materially affect net income. Additionally, changes in the judgmental assumptions ... | 57 | 10K |
AvivaPLC-AR_2005 | 2,035 | Provisions for claims incurred but not reported (2,324) 82 (2,242) (2,023) 86 (1,937) | 13 | annual_report |
4807 | 991 | Gross premiums written consist of direct premiums written and premiums assumed by SeaBright from the National Council on Compensation Insurance (or NCCI) residual market pools. Upon acquisition, SeaBright was placed into run-off and, as a result, stopped writing new insurance policies. SeaBright was renewing expiring i... | 69 | 10K |
3206 | 913 | The Company accounts for derivative financial instruments in accordance with Statement of Financial Accounting Standards No. 133, “Accounting for Derivative Instruments and Hedging Activities, as amended by Statement of Financial Accounting Standards No. 138, Accounting for Certain Derivative Instruments and Hedging Ac... | 125 | 10K |
DirectLineInsuranceGroupPLC-AR_2020 | 2,358 | On 3 March 2020, the Company announced the launch of a share buyback programme, which was then terminated on 19 March 2020 as a result of the volatile conditions arising from the Covid-19 pandemic. The share buyback programme had been designed to return surplus capital to shareholders and move the Group’s solvency capi... | 88 | annual_report |
2177 | 519 | in 2004. The actual amount of dividends paid from insurance subsidiaries to Mercury General during 2003 was $76 million. As of December 31, 2003, Mercury General also had approximately $31 million in fixed maturity securities, equity securities and cash that can be utilized to satisfy its direct holding company obligat... | 50 | 10K |
3273 | 509 | In January 2006, the Company decided to discontinue the operations of Values Financial Network (“VFN”). We incurred insignificant costs in connection with exiting the operations. | 25 | 10K |
fr_axa-AR_2006 | 3,228 | Reserves Reserves Reserves Others (a) Translation Undistributed Equity Group relating to relating to relating to reserve profits and share the change in the change in revaluation other reserves FV of financial FV of hedge of tangible instruments accounting assets available derivatives (cash for sale flow hedge) | 46 | annual_report |
AvivaPLC-AR_2004 | 1,518 | Annuities in deferment and in payment 3.0% or 4.0% GBM/V 76-80, 80-85, 85-90, 90-95, Coll 1993 and DIL 98, plus further allowance for future mortality improvement | 26 | annual_report |
4977 | 2,343 | The average recorded investment for commercial, agricultural and residential mortgage loans was $384 million, $201 million and $0, respectively, for the year ended December 31, 2012. | 26 | 10K |
4605 | 1,050 | We include the impact of the embedded derivatives associated with certain of the optional living benefit features of our variable annuity contracts and related hedging activities in actual gross profits used as the basis for calculating current period amortization, including any impacts that are recorded in the reinsur... | 165 | 10K |
2249 | 571 | The level of excess capital we generate varies in relation to our level of premium growth. At higher levels of premium growth we incur higher policy acquisition costs and therefore generate less excess capital (at very high levels of premium growth we generate the need for capital infusions). At lower levels of premium... | 65 | 10K |
4779 | 2,580 | fixed maturity and equity securities held-for-investment by the general account to support asset and liability management strategies for certain insurance products and investments in certain separate accounts (“FVO general account securities”); | 31 | 10K |
3413 | 727 | accident year from one maturity point to the next. We then selected appropriate age-to-age loss development factors based on these historical factors and use the selected factors to project the ultimate losses. | 32 | 10K |
PhoenixGroupHoldingsPLC-AR_2017 | 3,374 | PUTM Bothwell Floating Rate ABS Fund Wythall1 Authorised unit trust 100.00% | 11 | annual_report |
1690 | 414 | The weighted-average fair value of options granted during 2000 and 1999 was $3.80 and $12.00, respectively. No options were granted in 2001. | 23 | 10K |
3511 | 8,648 | The Company calculates benefit obligations based upon generally accepted actuarial methodologies using the PBO for pension plans and the APBO for other postretirement plans. The determination of pension costs and other postretirement obligations as of December 31 are determined using an October 31 measurement date, but... | 170 | 10K |
SwissReAG-AR_1987 | 251 | Cash deposits with clients fell against the previous year by Sw.frs. 17.0 million to Sw.frs. 1,308.1 million. This de crease is also due to lower conversion rates for foreign currencies. | 30 | annual_report |
4944 | 760 | Below is a summary of net unrealized gains at December 31, 2014 and December 31, 2013 by category. | 18 | 10K |
gb_prudential-AR_2009 | 1,782 | The usage of these bases of accounting has varying effects on the way in which product options and guarantees are measured. For UK regulated with-profits funds, options and guarantees are valued on a market consistent basis. The basis is described in note D2(f)(ii). For other operations a market consistent basis is not... | 81 | annual_report |
fr_axa-AR_2014 | 323 | AXA’s Property & Casualty segment offers a broad range of products including motor, household property and general liability insurance for both Personal and Commercial customers, targeting mainly small-to medium-sized companies. In certain countries, Health products are classifi ed as Property & Casualty products (1). | 44 | annual_report |
TrygAS-AR_2008 | 2,017 | The total current and deferred tax relating to items recognised in equity is recognised in the balance sheet in the amount of DKK 101m (in 2007 DKK -4m). | 28 | annual_report |
4867 | 2,857 | If the Company determines that it is the VIE’s “primary beneficiary” it consolidates the VIE. There are currently two models for determining whether or not the Company is the “primary beneficiary” of a VIE. The first (the “Investment Company Model”) relates to those VIEs that have the characteristics of an investment c... | 136 | 10K |
GjensidigeForsikringASA-AR_2020 | 915 | Gunnar Robert Sellæg represents the Gjensidige Foundation and is independent of key employees and main business partners. | 17 | annual_report |
1560 | 601 | The Insurance Companies are subject to the financial capacity guidelines established by the Office of the Commissioner of Insurance of their domiciliary states. The payment of dividends from statutory unassigned surplus of the Insurance Companies is restricted, subject to certain statutory limitations. For the year 200... | 118 | 10K |
5958 | 4,923 | •Short-term: The primary inputs to the valuation include quoted prices for identical or similar assets in markets that are not active, contractual cash flows, benchmark yields and credit spreads. | 29 | 10K |
fr_axa-AR_2017 | 2,799 | ■ Transversal and C entral H oldings: 8% of Group assets at the end of 2017 (8% in 2016): AXA Corporate Solutions Assurance | 23 | annual_report |
3157 | 985 | The aggregate intrinsic value of options outstanding at December 31, 2006 was $21.2 million. The aggregate intrinsic value of options exercisable was $11.7 million. The aggregate intrinsic value represents the total pre-tax intrinsic value based on the Company’s closing stock price of $62.54 as of December 31, 2006 whi... | 67 | 10K |
5672 | 1,490 | On March 17, 2016, pursuant to the Program, the compensation committee approved provisional cash awards of $17.4 million in the aggregate for future grants to our officers and key employees that are denominated in units (397,000 units in the aggregate), each of which was equivalent to the value of one share of our comm... | 122 | 10K |
4667 | 1,506 | The table above does not include financial instruments that are measured using unobservable inputs (Level 3) where the unobservable inputs were obtained from external sources and used without adjustment. These financial instruments include mortality bonds (included within corporate fixed maturities), mutual fund invest... | 55 | 10K |
NatwestGroupPLC-AR_2014 | 8,478 | Cash and cash equivalents at 31 December 15 1,105 1,345 997 | 11 | annual_report |
BeazleyPLC-AR_2015 | 1,660 | In 2015, the group managed its foreign exchange risk by periodically assessing its non-dollar exposures and hedging these to a tolerable level while targeting to have net assets that are predominantly denominated in US dollar. As part of this hedging strategy, exchange rate derivatives were used to rebalance currency e... | 94 | annual_report |
3577 | 2,768 | In general, our businesses are subject to a changing social, economic, legal, legislative and regulatory environment that could materially affect them. Some of the changes include initiatives to restrict insurance pricing and the application of underwriting standards and reinterpretations of insurance contracts long af... | 52 | 10K |
4298 | 1,049 | TRH believes its most critical accounting estimates are those with respect to loss reserves, fair value measurements of certain financial assets, other-than-temporary impairments ("OTTI") of investments and premium revenues, as they require management's most significant exercise of judgment on both a quantitative and q... | 99 | 10K |
AvivaPLC-AR_2006 | 3,181 | EEV methodology continued Risk discount rates Under the EEV methodology, a risk discount rate (RDR) is required to express a stream of expected future distributable profits as a single value at a particular date (the present value). It is the interest rate that an investment equal to the present value would have to ear... | 130 | annual_report |
5516 | 2,421 | Genworth Australia, our indirect subsidiary and a public company, grants stock options and other equity-based awards to its Australian employees. The following table summarizes the status of Genworth Australia’s restricted share rights and long-term incentive plan as of December 31, 2018 and 2017: | 43 | 10K |
4975 | 488 | For workers' compensation, since many years will pass from the time the business is written until all claim payments have been made, claim cost inflation on claim payments is the most significant factor affecting workers' compensation reserve estimates. Workers' compensation claim cost inflation is driven by the cost o... | 150 | 10K |
4864 | 1,713 | As of December 31, 2014 and 2013, the Company had an additional $2.8 billion and $2.8 billion of fixed maturities, $21.5 million and $21.2 million of equity securities, and $95.1 million and $52.4 million of short-term investments classified as trading securities, respectively. | 42 | 10K |
3788 | 1,153 | Aflac Japan’s policy liabilities increased 6.1% in yen during the year ended December 31, 2008. | 15 | 10K |
5703 | 1,382 | on behalf of these investments; however, we are contractually committed to make additional investments up to the remaining commitment outlined above. We have not provided any non-contractual financial support at any time during 2019 or 2018. | 36 | 10K |
5324 | 654 | Policy acquisition costs increased to $57.2 million for the year ended December 31, 2015 from $36.5 million for the year ended December 31, 2014. The increase is primarily attributable to the significant increase in new and renewed policies, which have associated commissions and administration fees paid to outside agen... | 115 | 10K |
RSAInsuranceGroupPLC-AR_2015 | 1,900 | 5. We have nothing to report on the disclosures of principal risks Based on the knowledge we acquired during our audit, we have nothing material to add or draw attention to in relation to: • the Directors’ Viability Statement on page 94, concerning the principal risks, their management, and, based on that, the Director... | 70 | annual_report |
2110 | 873 | The results of operations of discontinued operations for the years ended December 31 are as follows: | 16 | 10K |
5163 | 813 | Deferred revenue includes deferred technology licensing implementation fees and amounts billed for deliverables in multiple element arrangements that do not have stand-alone value from other, undelivered elements as well as amounts billed or collected from sponsorship or technology licensing customers in advance of our... | 105 | 10K |
5935 | 1,168 | The following is a maturity analysis of the annual undiscounted cash flows of the operating and finance lease liabilities as of December 31, 2020: | 24 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2003 | 1,822 | 31.12.2003 31.12.2003 31.12.2003 Prev. year Prev. year Prev. year All figures in €m Gross Ceded Net Gross Ceded Net | 19 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_1999 | 137 | Mr. Clement Booth (45), who had worked for the Munich Re organization in South Africa in senior positions since 1986, has been a member of the Board of Management since 1st January 1999. With effect from 1st January 2000 we appointed Dr. Nikolaus Bomhard (43) a member of the Board of Management. He has been with the co... | 155 | annual_report |
4693 | 1,782 | On November 13, 2012, ING, all participating ING U.S., Inc. subsidiaries, including the Company, ING Support Holding and ING Bank entered into restructuring arrangements with the Dutch State, which closed the following day (the "Termination Agreement"). Pursuant to the restructuring transaction, the Company sold the Du... | 138 | 10K |
4093 | 1,296 | At December 31, 2009, all fixed maturity securities were classified as held-to-maturity and carried at amortized cost. | 17 | 10K |
BaloiseHoldingLtd-AR_2007 | 3,918 | Sach by virtue of an organisational agreement, and thus constitutes a related party partner company. The amount of the transactions concerned is insignifi cant both individually and in total for | 30 | annual_report |
4500 | 1,959 | Many of our insurance products sold in international markets provide for the buildup of cash values for the policyholder at mandated guaranteed interest rates. Authorities in some jurisdictions regulate interest rates guaranteed in our insurance contracts. The regulated guaranteed interest rates do not necessarily matc... | 140 | 10K |
StorebrandASA-AR_2015 | 1,846 | 1) Storebrand has reduced the exposure to property in its customer portfolios in recent years. In order to enhance the efficiency of the operations and improve the risk management for the remaining property exposure, Storebrand Eiendom Holding AS was dissolved in December 2015. Since the shares owned by the customer po... | 77 | annual_report |
ScorSE-AR_2015 | 3,679 | SCOR has in place a group anti-bribery policy which stipulates explicitly a zero-tolerance policy with respect to giving and receiving of bribery, including making of illegal facilitation payments and gives guidance on prohibitions, key principles and requirements regarding (i) gifts, entertainment and hospitality, (ii... | 110 | annual_report |
5189 | 643 | Income taxes are accounted for under the liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilitie... | 98 | 10K |
2978 | 856 | In September 2005, the American Institute of Certified Public Accountants (“AICPA”) released Statement of Position 05-1, Accounting by Insurance Enterprises for Deferred Acquisition Costs in Connection with Modifications or Exchanges of Insurance Contracts (“SOP 05-1”). SOP 05-1 requires identification of transactions ... | 115 | 10K |
fr_axa-AR_2001 | 2,418 | • In addition, the Committee examines proposals to increase the number of non-French members and to reduce the overall number of the Supervisory Board members. | 25 | annual_report |
3400 | 1,184 | requires an employer to measure the funded status of a plan as of the date of its year-end statement of financial position. SFAS No. 158 is effective for fiscal years ending after December 15, 2006 and therefore PLC and the Company has adopted this standard as of December 31, 2006. This standard was adopted prospective... | 105 | 10K |
nl_ing_grp-AR_2018 | 3,368 | (excluding trading) include fair value adjustments on own issued notes amounting to EUR 302 million (2017: EUR -107 million; 2016: EUR -70 million). DVA adjustment on own issued notes is no longer included in Valuation results (2017: EUR -79 million; 2016: EUR -50 million). In 2018, in accordance with IFRS 9, the DVA a... | 62 | annual_report |
4051 | 2,918 | specified criteria are met. A business classified as held for sale is recorded at the lower of its carrying amount or estimated fair value less cost to sell. If the carrying amount of the business exceeds its estimated fair value, a loss is recognized. Depreciation is not recorded on assets of a business classified as ... | 105 | 10K |
3775 | 523 | For approximately 10 years prior to mid-2005, we entered into reinsurance contracts in which we ceded a significant percentage, generally 90%, of our newly written business on a first dollar quota share basis. Our traditional life insurance was ceded under coinsurance contracts and universal life insurance was ceded un... | 100 | 10K |
RSAInsuranceGroupPLC-AR_2018 | 3,137 | During the period RSA has entered into an agreement to make a contribution of £15m to Enstar Group Limited, which is contingent upon Court approval of the completion of the Part VII legal transfer of the UK Legacy business. | 39 | annual_report |
LloydsBankingGroupPLC-AR_2003 | 2,267 | Other post-retirement costs include a liability of £87 million (2002: £83 million) in respect of post-retirement healthcare. | 17 | annual_report |
HelvetiaHoldingAG-AR_2016 | 456 | Successful Shareholders’ Meeting in 2016 The Helvetia Group once again presented a very good annual result to the 1,820 shareholders with voting rights attending the Ordinary Shareholders’ Meeting. The Shareholders’ Meeting took note of the strong operating performance in challenging market conditions and approved the ... | 91 | annual_report |
NatixisSA-AR_2016 | 9,365 | in Paris, where there was also a donation counter on display of the funds raised by Natixis for the Gustave Roussy research mustaches to show their support and taking part in quizzes. They also attended fun workshops held at two different venues employees to take action. Employees participated actively on the Company s... | 75 | annual_report |
4374 | 1,161 | (b) The components of comprehensive income (loss), both gross and net of tax, for 2011, 2010, and 2009 were as follows: | 21 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2020 | 2,876 | In 2020, the PZU Group companies subject to consolidation did not grant any loans or similar benefits to members of their management boards, higher level managers or members of their supervisory boards. | 32 | annual_report |
AdmiralGroupPLC-AR_2019 | 913 | It’s also worth noting that the level of conservatism in the reserves (we usually think of it in terms of the margin above best estimate in percentage terms) is unchanged year-on-year. We were expecting it to reduce somewhat at 2019 year end, but the scale and nature of the positive moves on the back years has led us t... | 73 | annual_report |
2861 | 1,648 | Lines of business where claims are typically reported relatively quickly after the claim event tend to display lower levels of volatility between initial estimates and final outcomes. For reinsurance lines of business, a higher proportion of initial reserves is statistically based IBNR due to longer reporting delays be... | 149 | 10K |
4064 | 1,454 | The following table provides a reconciliation of the beginning and ending reserve for the Company’s property and casualty unpaid losses and LAE. | 22 | 10K |
5855 | 1,343 | Other current assets consist primarily of prepaid expenses, accrued investment income and the current portion of reinsurance recoverables. Other non-current assets consist primarily of GMIB assets, operating lease right-of-use assets and various other insurance-related assets. See Note 10 for the Company’s accounting p... | 81 | 10K |
5516 | 1,060 | Select sensitivities for persistency, long-term interest rates and mortality are more fully discussed under “-Insurance liabilities and reserves-Policyholder account balances” below. | 21 | 10K |
651 | 379 | The Company has received correspondence from and conducted discussions w i th various state insurance departments concerning the surplus relief reinsurance agreements, capital levels and unprofitable operations of certain of the Company s insurance subsidiaries. These insurance departments have indicated their expectat... | 110 | 10K |
HannoverRueckSE-AR_2015 | 489 | The development of group and health business in the Middle East gave grounds for satisfaction in the year under review. In the United Kingdom, too, our business fared well despite an extremely competitive environment. In Asian markets we noted stronger demand for critical illness covers. | 45 | annual_report |
AdmiralGroupPLC-AR_2008 | 291 | Underwriting arrangements for Balumba, AdmiralDirekt and ConTe are similar, with the Munich Re Group underwriting 65% of the risks in each. Admiral retains the remaining 35%. | 26 | annual_report |
5516 | 1,223 | Our U.S. Mortgage Insurance segment decreased $53 million primarily due to favorable net cures and aging of existing delinquencies, lower new delinquencies and from a $5 million higher favorable reserve adjustment in 2017. These decreases were partially offset by approximately $5 million of losses attributable to new d... | 58 | 10K |
SwissReAG-AR_1984 | 513 | Cash deposits: A sum left by the ->• reinsurer in the hands of the ceding company to guarantee contractual liabilities. | 20 | annual_report |
4727 | 3,050 | On October 25, 2013, Indemnity amended its revolving credit facility to extend the maturity date, lower the borrowing costs, and eliminate the minimum net worth financial covenant. As of December 31, 2013, Indemnity has access to a $100 million bank revolving line of credit with a $25 million letter of credit sublimit ... | 155 | 10K |
2915 | 629 | The consolidated medical care ratio decreased from 81.4% in 2003 to 80.6% in 2004. Excluding the AARP business, the medical care ratio decreased from 80.0% in 2003 to 79.5% in 2004. The medical care ratio decrease resulted primarily from net premium rate increases that slightly exceeded overall medical benefit cost inc... | 59 | 10K |
4698 | 1,860 | statutory income and surplus. In general, dividends up to specified levels are considered ordinary and may be paid without prior approval. Dividends in larger amounts, or “extraordinary” dividends, are subject to approval by the insurance commissioner of the state of domicile of the insurance subsidiary proposing to pa... | 50 | 10K |
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