report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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17 | 671 | Postretirement benefits expense included the following components: Year Ended (Dollars in millions) December 31, 1993 Service cost $ 3.4 Interest cost 4.0 Postretirement benefits expense $ 7.4 | 27 | 10K |
AvivaPLC-AR_2020 | 3,958 | All payables and other financial liabilities are carried at cost, which approximates to fair value, except for derivative liabilities which are carried at their fair values and lease liabilities which are carried at the present value of the outstanding lease payments. | 41 | annual_report |
1544 | 241 | REI REVENUES. Real estate information revenues were $52.5 million in 2000, $59.0 million in 1999 and $50.4 million in 1998. The decrease in 2000 resulted primarily from decreased real estate transactions and fewer ongoing mapping and title plant projects. The increase in 1999 was primarily due to a significant number o... | 81 | 10K |
5690 | 3,810 | The carrying value of real estate investments acquired through foreclosure was $36 million and $45 million at December 31, 2019 and 2018, respectively. Depreciation expense on real estate investments was $100 million, $92 million and $103 million for the years ended December 31, 2019, 2018 and 2017, respectively. Real ... | 69 | 10K |
Sampoplc-AR_2007 | 2,168 | Item Other includes e.g. vat receivable from Primasoft Oy (see Sampo plc’s Note 24) and asset management fee receivables. | 19 | annual_report |
4141 | 758 | including credit losses related to collateralized debt obligations, debt instruments issued by health facilities, and mortgage backed bonds. The impairment losses in 2008 related to fixed income investments including debt instruments issued by Fannie Mae, Freddie Mac, Lehman Brothers and AIG. | 41 | 10K |
5094 | 1,067 | (2) Balances as of December 31, 2014 have been reclassified to remove approximately $12.3 million in net unrealized foreign currency translation losses for Canadian-denominated securities held by our Canadian subsidiaries in order to conform to current-period reporting classifications. This reclassification had no impa... | 64 | 10K |
gb_prudential-AR_2005 | 3,069 | Notwithstanding the market risk exposure described in section D3(c), except in the circumstances of interest rate scenarios where the guarantee rates included in contract terms are higher than crediting rates that can be supported from assets held to cover liabilities, the accounting measurement of liabilities of JNL p... | 78 | annual_report |
5218 | 1,619 | We offer several types of life insurance and disability income insurance, and we account for each according to the duration of the contract. Short-duration life and health contracts are written to cover claims that arise during a short, fixed term of coverage. We generally have the right to change the amount of premium... | 79 | 10K |
4111 | 968 | Total investments, net of amounts due from brokers, increased $64.8 million to $828.5 million during the year ended December 31, 2009 from $763.7 million at December 31, 2008 largely due to a decrease of $85.6 million in unrealized losses on available-for-sale securities offset by net sales of investment securities of ... | 52 | 10K |
1077 | 112 | Annuity & Life Re's two major product lines are traditional ordinary life reinsurance and annuity reinsurance. The reinsurance agreements typically remain in force for the life of the underlying policies reinsured, which on average range from ten to thirty years. Each year, a portion of the business under an existing t... | 73 | 10K |
5242 | 1,269 | (12) Primarily reflects favorable prior accident year loss reserve development in the umbrella/excess, general liability and professional liability lines of business related to the 2006 through 2012 accident years. | 29 | 10K |
5159 | 756 | Consolidated Statements of Stockholders’ Equity for the Years Ended December 31, 2015, 2014 and | 14 | 10K |
NatwestGroupPLC-AR_2008 | 2,265 | Financial assets carried at amortised cost – if there is objective evidence that an impairment loss on a financial asset or group of financial assets classified as loans and receivables or as held-tomaturity investments has been incurred, the Group measures the amount of the loss as the difference between the carrying ... | 87 | annual_report |
692 | 188 | Effective January 1, 1996, the Company adopted Statement of Financial Accounting Standards No. 121, "Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to Be Disposed Of." This statement establishes accounting standards for the impairment of long-lived assets and certain identifiable intangibl... | 125 | 10K |
1963 | 1,026 | The amortization expense for intangible assets with finite useful lives was $2.6 million, $2.5 million and $2.8 million for 2002, 2001 and 2000, respectively. At December 31, 2002, the estimated amortization expense for the next five years is as follows (in millions): | 42 | 10K |
5688 | 9,247 | premium method, include provisions for adverse deviation and generally vary by characteristics such as type of coverage, year of issue and policy duration. Future investment yield assumptions are determined based upon prevailing investment yields as well as estimated reinvestment yields. Mortality, morbidity and policy... | 147 | 10K |
AvivaPLC-AR_2016 | 6,701 | Pioneer Fund Solutions Conservative SICAV 27 18, Rue Eugene Ruppert, L-2453 Ab SICAV I Emerging Markets Equity Portfolio 37/A Avenue JF Kennedy, L-1855 UBI SICAV Euro Fixed Income SICAV 22 UBI SICAV Euro Fixed Income Cl I SICAV 22 UBI SICAV Short Term Eur SICAV Cl I SICAV 21 3, Rue des Labours, 1912 Haspa Trendkonzept ... | 64 | annual_report |
AegonNV-AR_2007 | 1,232 | For the resulting net credit risk exposure, AEGON employs deterministic and stochastic credit risk modeling to assess the Group’s credit risk profile, associated earnings and capital implications due to various credit loss scenarios. | 33 | annual_report |
de_allianz-AR_2008 | 3,777 | Finance Corporation, a wholly-owned subsidiary of Allianz SE, which are fully and unconditionally guaranteed by Allianz SE. | 17 | annual_report |
4248 | 965 | Unpaid losses and LAE are estimates of future amounts required to pay losses and LAE for claims under our assumed reinsurance contracts that have occurred at or before the balance sheet date. Unpaid losses and LAE include estimates of the cost of reported claims not yet paid, generally referred to as “case reserves”, a... | 55 | 10K |
NatwestGroupPLC-AR_2004 | 1,894 | Total recognised gains and losses in the year 2,779 2,269 346 Prior year adjustment arising from the implementation of FRS 17 (2,001) Total recognised gains and losses since 31 December 2003 778 2004 2003* 2002* £m £m £m | 38 | annual_report |
StandardLifeAberdeenPLC-AR_2006 | 732 | Note 3 Non-participating contract PVFP can be apportioned between the component related to contracts whose future cash flows under the Scheme will be transferred out of the HWPF to equity holders and the component related to contracts whose future cash flows remain in the HWPF thus contributing to the planned enhanceme... | 69 | annual_report |
gb_prudential-AR_2010 | 1,195 | Directors have the right to seek independent professional advice at the Company’s expense and copies of such advice are circulated to other directors where applicable and appropriate. | 27 | annual_report |
HannoverRueckSE-AR_2014 | 1,526 | In Continental European and international longevity markets we expect to see further growth in demand. Against the backdrop of progressively shifting demographics this will increasingly extend also to emerging markets, including China and Hong Kong, thereby generating additional business potential. | 40 | annual_report |
NatixisSA-AR_2018 | 6,851 | Derivative instruments not eligible for hedge accounting (negative fair value) 57,161 1,036 54,071 2,054 | 14 | annual_report |
de_allianz-AR_2011 | 4,096 | D r . W e r n e r z e D e l i u S insurance german Speaking countries, human resources membership in other statutory supervisory boards and Se administrative boards in germany membership in group bodies Allianz Deutschland Ag (chairman) | 43 | annual_report |
RSAInsuranceGroupPLC-AR_2012 | 325 | The focus of the business is to maximise the contribution we make to the Group result, improving underwriting profitability by concentrating on those areas where we have strategic advantage, including Home, Pet, Marine and Risk Managed. UK Motor contributes less than 5% of Group premiums, and we have reduced the number... | 56 | annual_report |
ScorSE-AR_2011 | 1,914 | Since SCOR SE’s shares are listed on the Euronext, the provisions relating to corporate governance applicable to | 17 | annual_report |
AegonNV-AR_2016 | 2,398 | Companies, which was an insurance and asset management company at the time of her tenure. She was appointed to Aegon’s | 20 | annual_report |
2372 | 1,667 | The overall recoverability of the DAC asset is dependent on the future profitability of the business. The Company tests the aggregate recoverability of the DAC asset by comparing the amounts deferred to the present value of total EGPs. In addition, the Company | 42 | 10K |
SwissLifeHoldingAG-AR_2019 | 2,818 | The enactment of the federal law on tax reform and AHV (Swiss old-age and survivors’ insurance) financing as of 1 January 2019, combined with cantonal tax law revisions led to a revaluation of the deferred tax assets and liabilities in Switzerland. Deferred income tax assets and liabilities are offset when there is a l... | 77 | annual_report |
BaloiseHoldingLtd-AR_2004 | 105 | Baloise Switzerland, the Baloise’s largest operating unit, put in a significantly stronger performance. It achieved a net profit of CHF 127.2 million (2003: CHF 62.1 million), thanks to management’s single-minded focus on those customers providing the highest income and the goal of continuously strengthening operating ... | 70 | annual_report |
352 | 151 | Revenues for immediate annuity contracts without life contingencies consist of net investment income. Revenues for immediate annuity contracts with life contingencies consist of single premium payments recognized as annuity considerations when received. Benefit reserves for these contracts are based on the Society of A... | 70 | 10K |
5083 | 1,199 | Net cash provided by operating activities - Cash flows from operating activities are affected by the timing of premiums received, fees received, investment income, and expenses paid. Principal sources of cash include sales of our products and services. We typically generate positive cash flows from operating activities... | 91 | 10K |
de_allianz-AR_2017 | 1,601 | Premium risk is subdivided into three categories: natural catastrophe risk, man-made risk, and non-catastrophe risk. | 15 | annual_report |
4044 | 1,091 | Long Tail Insurance. Lower than expected claims activity within the healthcare liability line of business resulted in a reduction in estimated losses and loss expenses related to prior years for this reserve category. This favorable development was partially offset by unfavorable development in the Company’s profession... | 49 | 10K |
INGGroepNV-AR_2006 | 1,124 | Certain amendments to IAS 19 Employee benefi ts became effective as of 1 January 2006. Also during the year several IFRIC interpretations became effective: IFRIC 4 Determining whether an arrangement contains a lease, IFRIC 8 Scope of IFRS 2 and IFRIC 9 Reassessment of embedded derivatives. None of these recent amendmen... | 100 | annual_report |
fr_axa-AR_2014 | 521 | Equity markets had strong performance in 2014 overall refl ecting a signifi cant recovery in all the major economies. The | 20 | annual_report |
4807 | 793 | When establishing loss reserves we have an expectation that, in the absence of commutations and significant favorable or unfavorable non-commuted loss development compared to expectations, loss reserves will not exceed the high, or be less than the low, end of the following ranges of gross losses and loss adjustment ex... | 68 | 10K |
SwissLifeHoldingAG-AR_2013 | 404 | For the period from the 2014 Annual General Meeting of Shareholders to the 2015 General Meeting, the Board of Directors will determine the compensation for the members of the Board of Directors, with the exception of the Chairman, at the same level as for the 2012 and 2013 financial years. For the Chairman of the Board... | 93 | annual_report |
NatixisSA-AR_2002 | 559 | Natexis Slib, the subsidiary specialized in securities and stock market trading IT solutions for investment service providers, strengthened its market position, especially in Belgium and the | 26 | annual_report |
5855 | 1,369 | The ACA prescribed three programs to mitigate the risk for participating health insurance companies selling coverage on the public exchanges: risk adjustment, reinsurance and risk corridor. The reinsurance and ACA risk corridor programs expired at the end of 2016, while the permanent risk-adjustment program continues. | 45 | 10K |
ch_zurich_insurance_group-AR_2017 | 2,143 | Policyholder contract deposits represent the estimated policy benefits for investment type insurance contracts invested in non unit-linked funds. This liability comprises the accumulation of premiums received, less charges, plus declared policyholder dividends. | 32 | annual_report |
PhoenixGroupHoldingsPLC-AR_2014 | 2,414 | Total IFRS equity attributable to owners of the parent1 2,365 1,909 Adjustments between IFRS equity attributable to owners of the parent and MCEV net worth2 (1,899) (1,788) MCEV value of in-force business2 2,181 2,257 Group MCEV 2,647 2,378 Gross shareholder debt: Perpetual Reset Capital Securities 20 408 408 | 48 | annual_report |
de_allianz-AR_2007 | 2,611 | Fee and commission income 3,598 (421) 3,177 Fee and commission expense (590) 57 (533) Net fee and commission income 3,008 (364) 2,644 | 22 | annual_report |
ScorSE-AR_2012 | 5,913 | the Group Legal Department exercise a control function in areas such as the entry into agreements and the supervision of major disputes. This department is also involved where relevant in the aforementioned control with regards to underwriting of reinsurance business. It also monitor compliance with the Group’s filin... | 63 | annual_report |
SwissReAG-AR_2012 | 215 | SInsuring your summer There’s a lot to making sure your favourite concert, movie or sporting event goes off without a hitch — and Corporate Solutions plays a starring role | 29 | annual_report |
1118 | 505 | In June 1998, the Financial Accounting Standards Board ("FASB") issued SFAS No. 133, "Accounting for Derivatives Instruments and Hedging Activities," which becomes effective for the Company January 1, 2000. This pronouncement establishes accounting and reporting standards for derivative instruments, including certain d... | 60 | 10K |
2303 | 404 | The provisions for (benefit from) federal and state income taxes consist of amounts currently (receivable) payable and amounts deferred which, for the periods indicated, are shown below: | 27 | 10K |
2515 | 575 | TRM's average commission rate paid to its producers was 13.8% in 2002 and 13.7% in 2003. Commissions paid to producers were $5.4 million in 2003, compared with $3.4 million in 2002. | 31 | 10K |
4959 | 1,264 | we were required to use basic weighted-average common shares outstanding in the calculation of diluted loss per share for the year ended December 31, 2014, as the inclusion of shares for stock options, RSUs and SARs of 5.6 million would have been antidilutive to the calculation. If we had not incurred a loss from conti... | 94 | 10K |
fr_axa-AR_2003 | 3,525 | and were predominantly used by AXA’s French insurance operations and AXA Bank Belgium mainly to hedge future operating margins. Additionally, AXA’s U.S. insurance operations uses forward and futures contracts to hedge certain risks associated with the guaranteed minimum death benefit feature of certain annuity products... | 46 | annual_report |
NatixisSA-AR_2009 | 5,252 | Investment income (net of expenses) 1,522 1,509 (5) 1,503 19 1,522 | 11 | annual_report |
ScorSE-AR_2016 | 2,997 | A material embedded derivative is separated from the host contract and is recognized as a derivative when: ●● its economic features and risks are not closely linked to the economic features of the host contract; ●● the embedded instrument has the same conditions as a separate derivative instrument; and | 49 | annual_report |
INGGroepNV-AR_2013 | 4,442 | The portfolio breakdown of ING bank per exposure class and per risk category, based on Exposure at Default is as follows: Exposure classes ING bank portfolio per risk category, as % of total EAD | 34 | annual_report |
AssicurazioniGeneraliSpA-AR_2017 | 2,430 | Interest on sums due to banks and financial institutions 0 1 0 0 0 1 | 15 | annual_report |
NatwestGroupPLC-AR_2011 | 2,576 | During 2011, the Group conducted an analysis of its country risk profile. The outcome of this analysis was used to define more specific scenarios to be used as trigger events in stress testing - on an ongoing basis - at both Group and divisional levels. Such risk scenarios include a major balance sheet deleveraging acr... | 80 | annual_report |
ch_zurich_insurance_group-AR_2019 | 705 | • The Life business pursues a strategy with market-leading propositions in unit-linked and protection products as well as fee-based solutions managed through three global pillars (Bank Distribution, Corporate Life & Pensions and Other Retail) to develop leading positions in its target markets. | 42 | annual_report |
2249 | 536 | The Company maintains a diversified investment portfolio consisting primarily of fixed maturity securities and fixed- rate commercial mortgage loans. Investing cash inflows consist primarily of the proceeds of investments sold, matured, or repaid. Investing cash outflows consist primarily of payments for investments ac... | 45 | 10K |
PosteItalianeSpA-AR_2019 | 9,373 | Office (COO) of Poste Italiane S.p.A. and to PostePay S.p.A. for disputes relating to the payment products/services entrusted to the latter. In particular, the related operational processes have been entrusted to the Financial Complaints Management function (hereinafter | 37 | annual_report |
924 | 173 | The Y2K issue is also a concern from an underwriting standpoint regarding the extent of liability for coverage under various general liability, property and directors and officers liability and product policies. The Company believes that minimal coverage could exist under some current liability and product policies. Th... | 68 | 10K |
INGGroepNV-AR_2016 | 5,934 | Since 2012, ING has worked with the different resolution authorities to determine a resolution strategy and to identify potential impediments to resolution. Following an discussion throughout 2016, with the Single Resolution Board (SRB) and the national resolution authority, De Nederlandsche Bank (DNB), we concluded th... | 105 | annual_report |
5731 | 1,554 | For the Non-life Run-off segment loss development tables, all information for both acquisitions and retroactive reinsurance agreements is presented prospectively. As the reserves are effectively re-underwritten at the date the reserves are acquired or assumed, we believe that the historical loss development prior to be... | 97 | 10K |
3890 | 2,276 | See Note 2 to our financial statements in this Form 10-K for more information. | 14 | 10K |
gb_lloyds_banking_grp-AR_2017 | 36 | We are enormously proud of this role. Through our products and services, we have been helping the people, businesses and communities of Britain for more than 250 years. But we want to do even more; we want to | 38 | annual_report |
5488 | 570 | (1) Includes $86.6 million attributable to RSUI and $0.2 million attributable to CapSpecialty. | 13 | 10K |
5157 | 2,318 | We have actuarial staff within each of our business units who analyze loss reserves and regularly project estimates of ultimate losses and the corresponding indications of the required IBNR reserve. Note that losses include loss expenses for the purposes | 39 | 10K |
2419 | 557 | In addition, Standard Lines had favorable net prior year development, primarily in the package liability and auto liability lines of business due to the then new claims initiatives. These new claims initiatives, which included specialized training on specific areas of the claims adjudication process, enhanced claims li... | 77 | 10K |
SwissLifeHoldingAG-AR_2015 | 1,153 | Swiss Life in France is subject to a tax of 3% applied to dividends paid to Switzerland, which is considered for the actual payment. | 24 | annual_report |
NatixisSA-AR_2007 | 2,774 | Average gross annual compensation for permanent employees on a full-time equivalent basis (fi xed and variable components excluding profi t-sharing, incentive plans and employer’s matching contributions to the employee savings plan) was €69,016 for the Group in France. | 38 | annual_report |
2293 | 1,374 | (a) The following analysis provides a reconciliation of the activity in the reserve for losses and loss expenses: | 18 | 10K |
NatixisSA-AR_2014 | 9,301 | The share capital has been set at €4,991,395,425.60 at March 2, 2015, divided into 3,119,622,141 fully paid-up shares of €1.60 each. | 21 | annual_report |
NatwestGroupPLC-AR_2013 | 596 | Group Audit Committee Assists the Board in discharging its responsibilities for monitoring the integrity of the financial statements of the Group. It reviews the accounting policies, financial reporting and regulatory compliance practices of the Group and the Group’s system and standards of internal controls, and monit... | 55 | annual_report |
CNPAssurancesSA-AR_2009 | 856 | ■ Union Nationale de la Réassurance de la Mutualité Française (UNRMF), Director. | 12 | annual_report |
2640 | 1,397 | The remainder of the balance sheet captions, “Insurance Policy and Claims Reserves” and “Contractholder Funds” that do not fit the definition of “investment type insurance contracts” are considered insurance contracts. Fair value disclosures are not required for these insurance contracts and have not been determined by... | 140 | 10K |
RaiffeisenBankInternationalAG-AR_2010 | 1,638 | New application of amended standards and interpretations, which have been mandatory since 2010, i.e. IFRS 3 and IAS 27 (Business Combinations; effective as of 1 July 2009), IAS 39 (Eligible Hedged Items; effective 1 January 2009), IFRS 2 (Sharebased Payment within the Group which are Settled in Cash, effective 1 Januar... | 102 | annual_report |
1106 | 442 | At December 31, 1998, income taxes recoverable of $29,419, included in other assets, reflect a refund anticipated from the carryback of tax operating losses generated in 1998 primarily from Merger related compensation and cancellation consideration for non qualified stock options as well as reinsurance ceding allowance... | 189 | 10K |
AegonNV-AR_2010 | 1,028 | Commission not to pay a dividend until the core capital securities obtained from the Dutch State are fully repurchased. Developments concerning AEGON’s investment portfolio and impairment levels were also regularly addressed. | 31 | annual_report |
3053 | 1,343 | Certain current and former officers of the Company and certain current and former members of the Company’s Board of Directors have been named as defendants in a shareholder derivative action filed in the United States District Court, Southern District on April 24, 2006: J. Robert Orton Jr., Derivatively on Behalf of No... | 246 | 10K |
5061 | 1,396 | As more fully described under "Reserving Process" above, the Company incorporates a variety of actuarial methods and judgments in its reserving process. Two key inputs in the various actuarial methods employed by the Company are initial expected loss ratios and expected loss reporting patterns. These key inputs impact ... | 144 | 10K |
393 | 169 | The Company currently leases approximately 5,400 square feet of office space in Lexington, Kentucky. On August 31, 1995, the Company entered into a sublease agreement with Bizwill, Inc. for additional space on the same floor as the Company's current lease. The sublease agreement is for a period from October 1, 1995 to ... | 83 | 10K |
2048 | 1,144 | Environmental pollution cleanup is the subject of both federal and state regulation. By some estimates, there are thousands of potential waste sites subject to cleanup. The insurance industry is involved in extensive litigation regarding coverage issues. Judicial interpretations in many cases have expanded the scope of... | 182 | 10K |
723 | 642 | Assuming the current level of debt under the Amended Credit Agreement and current interest rates at December 31, 1997 (weighted average rate of 9.062%), annual debt service in 1998 would be approximately $2,800,000 in interest paid. In addition, Standard Management has 1998 obligations under a capital lease of $151,000... | 49 | 10K |
NatixisSA-AR_2020 | 1,194 | In addition to the rules governing the composition of the Natixis Board of Directors, this policy describes the criteria used to ensure the diversity of the Board, in particular: the knowledge and qualifications needed to perform the duties of aV Board member in particular in relation to Natixis’ specific activities (s... | 176 | annual_report |
960 | 218 | Fixed annuities achieve a higher gross margin rate because the Company receives a higher gross revenue rate on fixed annuities but makes payments to its financial institution clients and sales personnel at a constant rate. Mutual funds achieve the lowest gross margin rate due to the significantly lower gross revenue ra... | 89 | 10K |
5663 | 1,477 | Gross Premiums. DAC associated with the non-participating term life policies of our Individual Life segment and the whole life, term life, endowment and health policies of our International Businesses segment is primarily amortized in proportion to gross premiums. Gross premiums are defined as the premiums charged to a... | 53 | 10K |
4837 | 1,347 | The most significant assumptions in the Black-Scholes models are the volatility assumptions. Because our stock and the options on our stock have had a limited active trading history, we derive volatility assumptions by also considering other public peer companies’ historical and implied volatilities over terms comparab... | 51 | 10K |
AvivaPLC-AR_2002 | 247 | Netherlands In the Netherlands, where Delta Lloyd is a top-five general insurer, we primarily target small to medium commercial insurance sold through intermediaries. We also operate a direct channel under the OHRA brand aimed at individuals, and our new bancassurance agreement with ABN AMRO will offer further opportun... | 55 | annual_report |
NatixisSA-AR_2011 | 2,715 | The search for objective evidence of impairment is undertaken using analysis and close monitoring of business sectors and countries. When necessary, an expert opinion is sought to improve the result obtained. | 31 | annual_report |
5589 | 2,057 | Sirius Group recorded compensation expense for the year ended December 31, 2018 of $1.5 million related to the Performance Share Units. | 21 | 10K |
4182 | 1,045 | Our primary cash requirements include the payment of our operating expenses, interest and principal payments on our debt, and capital expenditures. We also have used cash for acquisitions and to make dividend payments and tax-related distributions to our equity holders. We may also incur unexpected costs and operating ... | 77 | 10K |
SwissReAG-AR_2017 | 2,704 | Treasury shares, net of tax Balance as of 1 January –1 662 –1 763 Purchase of treasury shares –1 190 –1 161 Cancellation of shares bought back 1 018 1 006 Issuance of treasury shares, including share-based compensation to employees 71 76 Balance as of period end –1 763 –1 842 | 51 | annual_report |
SwissReAG-AR_2016 | 4,777 | Simplifying performance management We have undertaken significant work to improve our performance management process over the last three years, with the aim of focusing on both what people achieve and how they achieve their goals. We are leveraging our Leadership and Personal Imperatives to create more focus on the out... | 64 | annual_report |
4806 | 937 | In the aftermath of Superstorm Sandy, the New York State Department of Financial Services (“DFS”) has adopted various regulations that affect insurance companies that operate in the state of New York. Included among the regulations are accelerated claims investigation and settlement requirements and mandatory participa... | 206 | 10K |
4263 | 417 | Earned Premiums in the Unitrin Direct segment decreased by $63.2 million for the year ended December 31, 2010, compared to 2009, due primarily to lower volume. | 26 | 10K |
4781 | 788 | The Company’s fixed maturity investment portfolio is comprised primarily of high-grade municipal, corporate and agency bonds. At December 31, 2013, 93% of the Company’s fixed maturity investment portfolio was rated investment grade, which is defined as a security having a rating of AAA, AA, A or BBB from S&P; a rating ... | 98 | 10K |
fr_axa-AR_2010 | 8,450 | Variable Annuity products and anticipatory hedge to protect against declining interest rates with respect to projected Variable Annuity sales. The increase is mainly due to dynamic interest rate hedging program on Variable | 32 | annual_report |
NatixisSA-AR_2020 | 12,513 | CRD IV A European Directive that enacts the proposals of the Basel 3 framework into French law. | 17 | annual_report |
HiscoxLtd-AR_2020 | 262 | “To adapt to changing demands we created a talent exchange which saw a number of colleagues moving to new roles, temporarily or permanently, particularly to support our frontline.” | 28 | annual_report |
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