report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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4404 | 2,367 | No impairment charges were incurred by the Indemnity in 2011. Exchange impairment charges of $2 million in 2011 were attributable to preferred stock holdings. Overall, impairment charges declined in 2011 and 2010, compared to 2009, as market conditions have improved. | 40 | 10K |
gb_prudential-AR_2016 | 209 | Notes: 1 The comparative results shown above have been prepared using actual exchange rates (AER) | 15 | annual_report |
DirectLineInsuranceGroupPLC-AR_2012 | 1,436 | • For Executive Directors and senior employees, 40% of the award is deferred into shares vesting three years after grant. The percentage deferred will be kept under review by the Committee to ensure that levels are in line with regulatory requirements and best practice. The vesting of Deferred Share Awards is subject t... | 78 | annual_report |
StandardLifeAberdeenPLC-AR_2019 | 2,759 | The Group’s goodwill has been acquired through a series of business combinations. Of the Group’s goodwill of £1,000m (2018: £2,532m) at 31 December 2019, £915m (2018: £2,483m) is attributed to the asset management group of cash-generating units, which comprises the Group’s asset management business excluding HDFC Asset... | 80 | annual_report |
AssicurazioniGeneraliSpA-AR_2014 | 1,562 | Segment investments are presented without taking into account the investments in fully consolidated equity investments and intra-group financing among different segments, except for Life segment, of which some quotas are considered in the computation of the policy subscribers participation to the profits. | 42 | annual_report |
SwissLifeHoldingAG-AR_2007 | 370 | CREDIT RISK | Creditors face the risk of counterparties not living up to their obligations. | 15 | annual_report |
ScorSE-AR_2013 | 6,743 | Paris where an agreement was signed in 2009 (on the non-discrimination and equal treatment, recruitment and job retention, anticipation of changes during a career, skills management for seniors). | 28 | annual_report |
2054 | 491 | o Changes in the estimate or different estimated amounts that could have been selected could have a material impact on our results of operations or financial condition. | 27 | 10K |
4482 | 730 | Increase in benefit reserves: The increase in benefit reserves was $1,199,340 in 2011 compared to $4,650,227 in 2010. This decrease in expense primarily relates to the one-time benefit reserve increase required in 2010 as a result of the assumption of insurance from Security National discussed above. The decrease refle... | 91 | 10K |
NatixisSA-AR_2006 | 1,681 | Caisse d’Epargne is also a partner of choice for small retailers, craftsmen and self-employed professionals, both on a professional and a private basis. Interest-bearing current | 25 | annual_report |
5657 | 942 | In estimating IBNR liabilities, General Re considers expected case loss emergence and development patterns, together with expected loss ratios by year. In this process, we classify all loss and premium data into groups or portfolios of policies based primarily on product type (e.g., treaty, facultative and program), li... | 181 | 10K |
HiscoxLtd-AR_2009 | 142 | Capital management The financial crisis has graphically illustrated how success in financial services depends on balancing expected return against perceived risk, while holding sufficient capital to protect against disaster. The challenge for outsiders is that while insurers’ revenue and capital are very visible, the a... | 104 | annual_report |
5284 | 1,887 | The Company's weather curves are determined by taking the average payouts for each transaction within its portfolio utilizing detrended historical weather measurements. The Company's commodity curves are determined using historical market data scaled to currently observed market prices. The range of each unobservable i... | 123 | 10K |
5258 | 534 | Book value per diluted common share (ratio of common shareholders’ equity to total common shares outstanding and dilutive potential common shares outstanding) was $50.77 as of December 31, 2016, an increase of 7.2% from $47.34 as of December 31, 2015. | 40 | 10K |
AvivaPLC-AR_2017 | 6,697 | Equity attributable to shareholders of Aviva plc 17,169 17,003 Preference share capital (200) (200) | 14 | annual_report |
1667 | 585 | Effective December 31, 2001, the Revolving Credit Facility and letter of credit were both amended by Wachovia. The amendment establishes new covenants pertaining to ratios related to interest coverage and eliminates funded debt to EBITDA except in determining the applicable margin. In addition, the Company is required ... | 128 | 10K |
gb_prudential-AR_2005 | 1,524 | Awards vest on the basis of the schedule set out below: Vesting between each performance point is on a straight-line sliding scale basis. | 23 | annual_report |
NatixisSA-AR_2007 | 3,334 | Financial Engineering benefi ted from the upturn in interest rates at the start of the year and from sustained M&A | 20 | annual_report |
PosteItalianeSpA-AR_2018 | 3,044 | �� Hold to Collect & Sell (HTC&S): where the financial asset is held to collect contractual cash flows, in the form of principal and interest, and well as proceeds from its sale; financial instruments that fall into this business model, and that met the SPPI test, are recognised at fair value through other comprehensiv... | 55 | annual_report |
5903 | 2,876 | Lease expense is included in “General and administrative expenses,” which was comprised of operating lease and short-term costs. Operating lease costs were $156 million and $138 million for the years ended December 31, 2020 and 2019, respectively. Short-term lease costs were $104 million and $101 million for the years ... | 87 | 10K |
NatixisSA-AR_2009 | 1,759 | Signatory to the Diversity Charter in 2009, Natixis has confi rmed its commitment to a labor policy based on integration via employment, respect of equal opportunities, prevention of discriminations, and the promotion of a diversity refl ecting that of the Company. | 41 | annual_report |
fr_axa-AR_2002 | 1,519 | Net technical margin amounted to €–43 million, a decrease of €–195 million on constant exchange rate (€–191 million on current exchange rate). In 2001, the surrender margin benefited from profits arising from high surrenders of unprofitable investment contracts, following the bankruptcy of two Japanese Life insurance c... | 49 | annual_report |
GjensidigeForsikringASA-AR_2011 | 419 | Total NOK million 18,111.9 17,466.8 16,198.3 earned premiums, net of reinsurance | 11 | annual_report |
3503 | 2,389 | Net income. For the year ended December 31, 2006, net income was $121.2 million compared to $47.4 million for the same period in the prior year, representing an increase of $73.8 million or 156.0%. The increase is due to increased revenues generated by our membership growth while maintaining a relatively consistent MBR... | 52 | 10K |
HelvetiaHoldingAG-AR_2014 | 3,105 | conversion rate in the group life insurance in Switzerland had brought about expected losses for which reserves were used at the expense of the profit participation of the policyholders. The proportion of policyholders who receive a pension at retirement and do not withdraw the capital as well as the conversion rates a... | 67 | annual_report |
5525 | 453 | The risks and uncertainties inherent in our estimates include, but are not limited to, actual settlement experience different from historical data trends, changes in business and economic conditions, court decisions creating unanticipated liabilities, ongoing interpretation of policy provisions by the courts, inconsist... | 106 | 10K |
AegonNV-AR_2019 | 1,709 | Board Remuneration Policy which applied to 2019 and the Supervisory Board remuneration over the recent years. | 16 | annual_report |
5218 | 1,123 | We believe the loss and loss expense reserves for our excess and surplus lines business are adequate. The amount of outstanding reserves for our excess and surplus lines operation can be seen in a table in Liquidity and Capital Resources, Property Casualty Loss and Loss Expense Obligations and Reserves. One indication ... | 175 | 10K |
NatixisSA-AR_2005 | 2,276 | Deferred income tax assets and liabilities are set off at the level of each tax entity.The tax entity may either be a single entity or a group of entities that have elected for group tax relief. Natexis Banques Populaires does not recognize net deferred tax assets unless it is reasonably certain that they 153NATEXIS BA... | 56 | annual_report |
NatwestGroupPLC-AR_2005 | 1,984 | Key economic assumptions and the sensitivity of the current fair value of retained interests at 31 December 2005 to immediate adverse changes, as indicated below, in those assumptions are as follows: U.S. Agency Consumer Commercial retained retained retained | 38 | annual_report |
BaloiseHoldingLtd-AR_2006 | 1,121 | As a business in the fi eld of risk, we must as far as possible be able to avoid surprises in the occurrence of risks and always act with foresight. This is a big challenge that requires a great deal of experience. | 42 | annual_report |
971 | 358 | The Consolidated Financial Statements and the related Notes and Schedules thereto filed as part of this 1998 Annual Report on Form 10-K are listed on the accompanying Index to Financial Statements on page. | 33 | 10K |
AvivaPLC-AR_2019 | 3,613 | Inflation rate1 3.0%/2.2% 3.3%/2.2% 1.5% 1.6% 2.0% 2.0% General salary increases2 4.8% 5.1% 3.0% 3.1% 2.5% 2.5% Pension increases3 3.0%/2.2% 3.3%/2.2% 0.35% 0.4% 1.25% 1.25% Deferred pension increases3 3.0%/2.2% 3.3%/2.2% 1.5% 1.6% — — Discount rate4, 5 1.9% (non-insured members) | 40 | annual_report |
GjensidigeForsikringASA-AR_2015 | 628 | In connection with quarterly financial reporting, open presentations are held for investors, analysts and other stakeholders. The presentations are also made available at via webcast. | 25 | annual_report |
RaiffeisenBankInternationalAG-AR_2020 | 7,533 | Total risk exposure amount for operational risk 7,547,688 603,815 7,802,124 624,170 | 11 | annual_report |
3053 | 1,123 | A significant portion of premiums reported within the insurance segment is generated outside the U. S. The following table summarizes net premiums earned by geographic location of risk for years ended December 31, 2006, 2005 and 2004. | 37 | 10K |
GjensidigeForsikringASA-AR_2011 | 933 | Consolidated income statement .....................................................................66 Consolidated statement of comprehensive income .......................................67 Consolidated statement of financial position ................................................68 Consolidated statement of changes... | 156 | annual_report |
de_allianz-AR_2010 | 2,158 | Financial assets Cash and cash equivalents Nominal value Financial assets carried at fair value through income | 16 | annual_report |
GjensidigeForsikringASA-AR_2020 | 641 | The most important climate risks impacting the investment portfolio: MM11: Property, physical risks: Investments in property exposed to multiple weather events are expected to incur increased expenses for adaptations to avoid losses, but also to ensure that property is insurable. The degree of exposure in Gjensidige’s ... | 60 | annual_report |
AvivaPLC-AR_2016 | 9,093 | We believe that unmitigated climate change presents a real threat to financial stability over the coming decades both at a governmental and corporate level to the point of permanent impairment to total assets. We have been reporting on climate change in our Annual Report & Accounts since 2004 and we recognise the finan... | 63 | annual_report |
4351 | 2,071 | Under the Insurance Act, Renaissance Reinsurance and DaVinci are classified as Class 4 insurers, and therefore must maintain capital at a level equal to its ECR which is established by reference to the BSCR model. The BSCR is a standard mathematical model designed to give the BMA more advanced methods for determining a... | 300 | 10K |
5879 | 1,338 | (2) Return on average equity represents net income (loss) expressed as a percentage of average total shareholders’ equity during the period. For the twelve-month period, the average total shareholders’ equity is calculated as the average of the beginning and ending total shareholders’ equity of each quarterly period. | 47 | 10K |
GjensidigeForsikringASA-AR_2010 | 1,402 | in 2009, gjensidige Bank acquired the consumer loans portfolio of Citibank’s norwegian business. after that, the credit business was divided into two main parts – home loans and consumer loans. | 30 | annual_report |
SwissReAG-AR_2008 | 1,408 | The amortised cost or cost and estimated fair values of investments in fixed income securities available-for-sale by remaining maturity are shown below. Fixed maturity investments are assumed not to be called for redemption prior to the stated maturity date. As of 31 December 2007 and 2008, CHF 5 169 million and CHF 8 ... | 63 | annual_report |
PhoenixGroupHoldingsPLC-AR_2019 | 2,596 | Consolidated Financial Statements. The control assessment therefore involves a number of further considerations such as whether the Group has a unilateral power of veto in general meetings and whether the existence of other agreements restrict the Group from being able to influence the activities. Further details of th... | 54 | annual_report |
NatixisSA-AR_2014 | 3,459 | The department carries out second-level controls to ensure that transactions comply with banking and fi nancing regulations. It ensures that anomalies detected by the relevant business lines are remedied. | 29 | annual_report |
4201 | 1,235 | As of December 31, 2010, Indemnity has available a $100 million line of credit with a bank that expires on December 31, 2011. There were no borrowings outstanding on the line of credit as of December 31, 2010. Bonds with a fair value of $128 million are pledged as collateral on the line at December 31, 2010. | 57 | 10K |
4630 | 393 | Net cash flows provided by operating activities were $8,707,514 and $9,007,159 for 2012 and 2011, respectively. Cash flows from operating activities decreased from 2011 to 2012, primarily due to the increase in receivables, partially offset by an increase in net income. Cash flows from operations have historically been... | 67 | 10K |
SwissReAG-AR_2012 | 563 | Asset-liability management We apply a top-down, Group-wide investment strategy consistently across all Business Units’ (BUs) investments. Each BU’s characteristics and objectives are reflected in its strategic asset allocations. | 28 | annual_report |
fr_axa-AR_2012 | 3,110 | Expiry date of options 27/02/2012 14/03/2013 14/03/2013 02/04/2013 26/03/2014 14/04/2014 29/03/2015 29/03/2015 06/06/2015 27/06/2015 | 14 | annual_report |
4637 | 3,282 | We use certain available loan characteristics such as lien status, loan sizes and occupancy to estimate the loss severity of loans. Second lien loans are assigned 100% severity, if defaulted. For first lien loans, we assume a minimum of 30% severity with higher | 43 | 10K |
PhoenixGroupHoldingsPLC-AR_2019 | 2,716 | The positive variance on owners’ funds of £13 million (2018: £193 million negative) is principally driven by gains on foreign currency swaps held by the holding companies to hedge exposure of future life company profits to movements in exchange rates. The prior year result included realised losses on derivative instrum... | 89 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2009 | 1,465 | our sophisticated limit system and our well-established administration systems have served us well overall – even during turbulent financial markets – and enable us to manage our investments efficiently and successfully. | 31 | annual_report |
PhoenixGroupHoldingsPLC-AR_2017 | 102 | Ensuring customers are repatriated with policies they may have become detached from as a result of lifestyle changes such as house moves, marriage and illness is a key part of our strategy. Lost policies are fairly typical for legacy books and we have undertaken considerable activity in the past to improve this issue. ... | 107 | annual_report |
CNPAssurancesSA-AR_2009 | 2,855 | outstanding claims reserves at the end of the period 772.2 669.9 102.3 | 12 | annual_report |
gb_prudential-AR_2017 | 7,049 | In accordance with relevant legislation, shareholders holding 5 per cent or more of the fully paid up issued share capital are able to require the Directors to hold a general meeting. Written shareholder requests should be addressed to the Group Company Secretary at the registered office. | 46 | annual_report |
4727 | 2,713 | We generate revenues from our fixed maturity, equity security and limited partnership investment portfolios to support our underwriting business. The Indemnity and Exchange portfolios are managed with the objective of maximizing after-tax returns on a risk-adjusted basis, while the EFL portfolio is managed to be closel... | 104 | 10K |
StorebrandASA-AR_2007 | 1,204 | Secondly, risk exposure is diversified as much as possible by investing in assets that are not expected to cause losses at the same time. | 24 | annual_report |
3974 | 485 | The year ended June 30, 2009 includes a goodwill impairment charge of $68.0 million, a related increase in the tax provision of $15.3 million, and a tax benefit of $5.1 million related to the utilization of federal net operating loss (“NOL”) carryforwards that were previously reserved for through a valuation allowance.... | 187 | 10K |
gb_prudential-AR_2008 | 357 | The total movement in free surplus net of tax in the period can be analysed as follows: Free surplus at 1 January* 1,915 1,375 Free surplus generation Underlying free surplus generated in the period 1,680 1,388 Provisions for additional allowance for credit risk (770) 0 Market related items (1,068) 141 Investment in ne... | 56 | annual_report |
1837 | 269 | We discontinued our reinsurance assumed business and our commercial lines business in 2000 and 1999, respectively. Each was discontinued by non-renewal, however we remain obligated to settle claims on coverages provided prior to such non-renewal. We estimated the reserves required to fulfill these obligations at the da... | 220 | 10K |
1191 | 332 | The total policy liabilities and accruals (reserves) were 80.0% of the total liabilities at December 31, 1999, compared to 67.3% at December 31, 1998. Continental General accounted for 75.7% of the reserves at December 31, 1999. Continental General's reserves were 80.9% of its total liabilities at December 31, 1999, ac... | 73 | 10K |
2391 | 1,594 | We regularly review investment securities for impairment in accordance with our impairment policy, which includes both quantitative and qualitative criteria. Quantitative criteria include length of time and amount that each security is in an unrealized loss position, and for fixed maturities, whether the issuer is in c... | 154 | 10K |
4706 | 860 | regulations, rulings, and case law) and their applicability to the facts and circumstances of the tax position. If a tax position does not meet the more likely than not recognition threshold, the benefit of that position is not recognized in the financial statements. The second step is measurement. A tax position that ... | 102 | 10K |
SwissLifeHoldingAG-AR_2015 | 3,090 | SLPM Schweizer Leben PensionsManagement GmbH, Garching b. München DE 100.0% 100.0% Services | 12 | annual_report |
fr_axa-AR_2006 | 5,403 | In 2006, the cost of the lock-up period was measured at 13.41% for the traditional plan and 14.32% for the leveraged plan (different discounts). In addition to the lock-up cost, the opportunity gain offered to the employees under the leveraged plan was measured at 2.26%. | 45 | annual_report |
2391 | 1,390 | Transition services relating to GE and GEFAHI businesses not acquired by us. We provide services to certain of GE’s insurance businesses that we did not acquire. These services include finance, information systems, network services and regulatory support. We continue to provide these services and will do so for a minim... | 154 | 10K |
4592 | 9,184 | The following table provides a summary of the changes in fair value of the Company's fair value hedging relationships in the Consolidated Statements of Operations for the years ended December 31. | 31 | 10K |
fr_axa-AR_2019 | 10,156 | (Code de déontologie) of our profession. In addition, we have implemented a system of quality control including documented policies and procedures regarding compliance with the ethical requirements, French professional guidance and applicable legal and regulatory requirements. | 36 | annual_report |
4232 | 995 | Amortization expense for other intangible assets was approximately $37.8 million in 2010, $37.3 million in 2009 and $37.1 million in 2008. The following table presents our estimate of amortization expense for each of the five next succeeding fiscal years: | 39 | 10K |
4256 | 2,936 | The Company’s Rights Plan expired in accordance with its terms on September 30, 2008. Rights to purchase ordinary shares (the “Rights”) were distributed as a dividend at the rate of one Right for each ordinary share held of record as of the close of business on October 31, 1998. Each Right entitled holders of ordinary ... | 234 | 10K |
5035 | 471 | The loss ratio applicable to the year ended December 31, 2015 (losses and loss adjustment expenses incurred related to net premiums earned) was 96.9 % compared to 66.4 % for the year ended December 31, 2014. Our loss ratio was negatively impacted primarily by seven severe convectional thunderstorm events occurring duri... | 70 | 10K |
RaiffeisenBankInternationalAG-AR_2011 | 793 | In order to achieve the maximum possible transparency and clear lines of reporting, seven segments were defi ned in compliance with the IFRS 8 thresholds. IFRS 8 establishes a 10 per cent threshold for the key fi gures of operating income, profi t after tax and segment assets. | 48 | annual_report |
HiscoxLtd-AR_2018 | 399 | Hiscox competes against major international insurance and reinsurance groups. At times, competitors may choose to underwrite risk at prices below the break-even technical price. Prolonged periods in which premium levels are low or competition is intense are likely to have a negative impact on the Group’s financial perf... | 48 | annual_report |
GjensidigeForsikringASA-AR_2019 | 2,736 | Gjensidige Forsikring has granted a loan to Oslo Areal amounting to NOK 2.4 billion (2.5) at year end. The loan is interest-bearing and total loan limit is NOK 4.0 billion. Gjensidige Forsikring is liable externally for any insurance claim arising in the cooperation mutual fire insurers' fire insurance operations. Acco... | 82 | annual_report |
AegonNV-AR_2010 | 2,526 | The sensitivity analysis reflects the assets and liabilities held at year end. This does not necessarily reflect the risk exposure during the year as significant events do not necessarily occur on January 1. | 33 | annual_report |
ScorSE-AR_2008 | 2,977 | 21.2.1 CORPORATE PURPOSE OF THE ISSUER (ARTICLE 3 OF THE BYLAWS) | 11 | annual_report |
gb_prudential-AR_2006 | 6,672 | (ii) The charge of £51 million for Jackson in 2006 arises from the change in risk discount rate, partially offset by the positive effect of increased assumed future rate of return for separate account variable annuity business. Both changes reflect the 0.4 per cent increase in the 10 year treasury bond rate. | 52 | annual_report |
4697 | 875 | The higher level of after-tax operating income in 2013 than in 2012 and 2011 was primarily due to a lower amount of losses from catastrophic events and also reflected the impact of current insurance and reinsurance market conditions and the impact of lower interest yields on the investment portfolio. | 49 | 10K |
4909 | 729 | WNFIC engages the services of outside actuarial consulting firms (the “Actuaries”) to assist on an annual basis to render an opinion on the sufficiency of the Company’s estimates for unpaid losses and related loss adjustment reserve. The Actuaries utilize both industry experience and the Company’s own experience to dev... | 98 | 10K |
ASRNederlandNV-AR_2018 | 1,228 | Nederland and ZZP Verzekeringen as at 1 July 2018), Corins B.V. and, as at 5 February 2018, ANAC Verzekeringen B.V., ANAC, All-Finance Nederland Advies-Combinatie B.V. and Stoutenburgh Adviesgroep B.V. | 29 | annual_report |
5958 | 2,449 | In 2020 and 2019, ceded premiums earned increased primarily due to increased catastrophe reinsurance premium rates. In 2020, ceded claims and claims expenses increased $6 million. In 2019, ceded claims and claims expenses decreased $854 million, primarily due to lower amounts related to the catastrophe reinsurance prog... | 57 | 10K |
ch_zurich_insurance_group-AR_2015 | 2,967 | Net income after taxes 2,047 4,228 attributable to non-controlling interests 205 280 attributable to shareholders 1,842 3,949 1 In 2014, General Insurance and Other Operating Businesses relate to the sale of the Group’s General Insurance retail business in Russia (see note 5). 2 The impact on Group level relates to for... | 159 | annual_report |
5389 | 6,431 | This standard establishes a new accounting model for leases. Lessees will recognize most leases on the balance sheet as a right-of-use asset and a related lease liability. The lease liability is measured as the present value of the lease payments over the lease term with the right-of-use asset measured at the lease lia... | 117 | 10K |
5322 | 383 | Index to Financial Statements We believe we are well positioned to address the Baby Boomers’ increasing need for savings tools and income protection. We believe that our overall financial strength and broad distribution channels position us to respond with a variety of products for individuals approaching retirement ag... | 82 | 10K |
StorebrandASA-AR_2018 | 3,255 | Section 9. Sustainability data GRI Index 102-55 GRI content index Section 9. Sustainability data GRI Index 102-56 External assurance Section 9. Sustainability data Auditor's statement – sustainability | 27 | annual_report |
220 | 592 | Year ended December 31, ---------------------------------------- 1995 1994 1993 ------------ ------------ ------------ Statutory net income ................ $ 17,706,843 $ 13,697,482 $ 8,761,472 Change in deferred policy acquisition costs ................. 321,134 694,771 (413,967) Change in salvage and subrogation acc... | 139 | 10K |
BaloiseHoldingLtd-AR_2013 | 1,223 | Gains or losses on financial contracts – 563.9 – – 13.9 – 577.8 | 13 | annual_report |
4109 | 1,337 | During 2009 we incurred expenses of $63,457 in professional fees including auditing, database appraisal, legal, accounting, IT services and web design fees. | 22 | 10K |
NatwestGroupPLC-AR_2020 | 148 | this decision, and having considered a range of factors, we have announced a final dividend of 3 pence per share and, subject to permission from the regulators, we plan to distribute at least £800 million per annum through to 2023 through a combination of ordinary and special dividends, maintaining our 40% pay-out rati... | 56 | annual_report |
fr_axa-AR_2013 | 1,750 | Note: Asia Property & Casualty scope (i) for gross revenues and combined ratio: Hong Kong, Malaysia and Singapore, on a 100% share basis; (ii) for underlying earnings, adjusted earnings and net income: India, Hong Kong, Malaysia, | 36 | annual_report |
4750 | 1,477 | Net Investment Income. Net investment income increased $16.7 million, or 24.4%, to $84.8 million from $68.2 million for the years ended December 31, 2013 and 2012, respectively. The increase resulted primarily from having a higher average portfolio of fixed security investment securities during 2013 compared to 2012, a... | 87 | 10K |
LloydsBankingGroupPLC-AR_2020 | 4,634 | The scope of our audit As part of designing our audit, we determined materiality and assessed the risks of material misstatement in the financial statements. | 25 | annual_report |
ASRNederlandNV-AR_2017 | 1,667 | Liabilities arising from life insurance contracts Future obligations in respect of policy benefits for life insurance contracts are calculated based on a net premium method (the present value of future obligations less the present value of future net premiums) using the same principles as for calculating the premium at... | 148 | annual_report |
SwissReAG-AR_2020 | 5,166 | related to our core business and re/ insurance solutions, as part of the full set of our Sustainability Topics. All our Sustainability Topics as well as related targets and key achievements are described on pages 16 – 21. | 38 | annual_report |
5493 | 2,677 | Our Board of Directors and senior management are directly involved in the development and maintenance of our capital policy. The capital policy sets forth, among other things, minimum and target capital levels and the governance of the capital management process. All capital actions, including proposed changes to the a... | 90 | 10K |
BaloiseHoldingLtd-AR_2005 | 305 | The implementation of the new Swiss regulatory requirements diminished the annual profit of the life insurance segment for 2005 as did the continuing low interest rates. | 26 | annual_report |
4172 | 1,720 | a substantial increase in funding over current projections is required for the Company’s pension plan; or | 16 | 10K |
TrygAS-AR_2016 | 505 | In 2016, Moderna launched the Moderna Smart MC app. The app records the driver’s driving style, and the motorcycle insurance price is then differentiated accordingly. Driving safely triggers a price discount the following year. | 34 | annual_report |
3781 | 1,345 | Consolidated Statements of Operations and Comprehensive Income for the years ended December 31, 2008, 2007 and 2006 | 17 | 10K |
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