report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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3010 | 1,482 | Other purchase obligations include payments due under agreements for goods or services that are enforceable and legally binding on us and that specify all significant terms, including: fixed or minimum quantities to be purchased; fixed, minimum or variable price provisions; and the approximate timing of the transaction... | 114 | 10K |
StandardLifeAberdeenPLC-AR_2016 | 3,716 | Cash flows from investing activities Loans repaid by subsidiaries - 301 Capital injections into existing subsidiaries A (208) (35) Acquisition of subsidiaries measured at cost A - (12) Interest received on loans to subsidiaries 20 20 Interest received on available-for-sale debt securities 17 6 Distributions from equity... | 97 | annual_report |
ScorSE-AR_2009 | 1,677 | This agreement has been concluded on 19 December 2008 and gave rise to a payment of EUR 512 000 in 2009. | 21 | annual_report |
RaiffeisenBankInternationalAG-AR_2019 | 3,658 | The portfolio with accompanying restructuring measures reduced further in 2019, notably due to the continuing recovery of the relevant customers. | 20 | annual_report |
2937 | 4,313 | (4) Includes $232.0 million ceded to and collected from The Prudential as part of the Company's stop loss protection resulting from the | 22 | 10K |
5688 | 6,647 | reported and pending claims increasing in recent years. The MCCA has reported severity increasing with nearly 55% of reimbursements for attendant and residential care services. The Governor of Michigan signed new legislation on May 30, 2019 to reform Michigan’s no-fault auto insurance system. For further discussion of ... | 61 | 10K |
5227 | 574 | In September 2014, we entered into a stock option agreement with a new management employee granting the employee the right to purchase up to 318,000 of our common stock at an exercise price of $12.50. The grant of such rights to purchase our common stock was treated as an inducement grant and was issued outside the GWG... | 63 | 10K |
SwissLifeHoldingAG-AR_2005 | 1,374 | In certain countries, specific additional guidelines and rules have been defined locally to monitor credit risk. Such guidelines cover investments in fixed-income securities whereby the average rating of the fixed-income portfolio (calculated by weighting in accordance with the Standard & Poor’s method) must be AA– or ... | 96 | annual_report |
5187 | 732 | Adjusted income from operations increased in both 2015 and 2014 reflecting higher earnings in each of our ongoing reporting segments. These favorable effects were driven by continued customer growth in our targeted market segments and improved contributions from our specialty health care businesses. Adjusted income fro... | 57 | 10K |
fr_axa-AR_2000 | 877 | Development Tables presented above to that presented in the consolidated financial statements, which were prepared in accordance with French GAAP as at the dates indicated. | 25 | annual_report |
2685 | 1,548 | Includes borrowings from and/or repayments on loans from subsidiaries in the amount of $3.9 million, $8.3 million and $2.8 million in 2004, 2003 and 2002, respectively, and proceeds from subsidiaries related to agent stock plans in the amount of $19.7 million, $10.5 million and $8.5 million in 2004, 2003 and 2002, resp... | 52 | 10K |
5052 | 1,377 | In securities lending transactions, the Company receives collateral in excess of the fair value of the fixed maturities and short-term investments pledged. For purposes of this table, the Company has excluded the collateral received under securities lending, at fair value and included the securities pledged under secur... | 55 | 10K |
AvivaPLC-AR_2020 | 4,988 | On 1 January 2013, Aviva International Holdings Limited, an indirect subsidiary, transferred an unsecured loan with the Company of €250 million to Aviva Group Holdings Limited, its direct subsidiary. The loan, originally entered into on 7 May 2003, accrues interest at a fixed rate of 5.5% with settlement to be paid at ... | 78 | annual_report |
fr_axa-AR_2015 | 7,157 | In 2015 the notional amount of hedging derivative instruments as defined by IAS 39 (fair value hedge, cash flow hedge and net investment hedge) of the Group was €72.2 billion versus €73.3 billion in 2014. The net fair value recorded was €-310 million as of December 31, 2015, versus €-792 million in 2014. | 53 | annual_report |
5504 | 1,452 | we conduct medical record reviews as part of our data and payment accuracy compliance efforts, to more accurately reflect diagnosis conditions under the risk adjustment model. These compliance efforts include the internal contract level audits described in more detail below, as well as ordinary course reviews of our in... | 51 | 10K |
RSAInsuranceGroupPLC-AR_2013 | 2,385 | Headroom Sensitivity 1% decrease in terminal value growth rate 8 1% increase to discount rate (2) | 16 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2017 | 1,238 | 1,200 agents, while in Ukraine (where PZU is active on the non-life insurance market and on the life insurance market through PZU Ukraine and PZU Ukraine Life, respectively) it had approx. 800 agents. | 33 | annual_report |
3638 | 1,232 | We use currency swaps and foreign currency forwards to hedge the economic currency exposure of the Company’s investment in foreign subsidiaries, primarily our Swiss subsidiary, and to hedge operational balances such as premiums receivable, loss reserves and the portion of our long term debt issued in Euros. | 47 | 10K |
gb_prudential-AR_2002 | 624 | Other Share Awards Under the Company’s previous short-term deferred bonus plan, known as the Share Participation Plan (SPP) there are deferred share awards held in trust for five years, which are shown in the table below. | 36 | annual_report |
4557 | 3,209 | The Company enters into currency options that give it the right, but not the obligation, to sell the foreign currency amount in exchange for a functional currency amount within a limited time at a contracted price. The contracts may also be net settled in cash, based on differentials in the foreign exchange rate and th... | 112 | 10K |
SwissLifeHoldingAG-AR_2020 | 708 | In addition to its comprehensive Annual Report and Financial Statements, Swiss Life Holding also publishes its half-year results. Furthermore, in May and November of each year, it publishes specific details on the previous quarter. All Swiss Life’s annual reports since 1998 and all halfyear reports since 2001 can be ac... | 91 | annual_report |
SwissReAG-AR_2009 | 734 | Investment and operating expenses decreased by CHF 256 million, or more than 35%, mainly due to a reduction in variable expenses. | 21 | annual_report |
ch_zurich_insurance_group-AR_2015 | 1,806 | Zurich has a comprehensive framework with a common approach to identify, assess, quantify, mitigate, monitor and report operational risk within the Group. Within this framework, the Group: • Uses a scenario-based approach to assess, model and quantify the capital required for operational risk for business units under e... | 86 | annual_report |
NatwestGroupPLC-AR_2010 | 3,570 | Options are exercisable within six months of vesting; 23 million were exercisable at 31 December 2010 (2009 - 26 million). The weighted average share price at the date of exercise of options was 45p (2009 - not applicable). At 31 December 2010, exercise prices ranged from 38p to 393p and the average contractual life wa... | 80 | annual_report |
5886 | 1,351 | AXA Investment Managers Inc. (“AXA IM”) and AXA Rosenberg Investment Management LLC (“AXA Rosenberg”) provide sub-advisory services with respect to certain portfolios of EQAT, EQ Premier VIP Trust and the Other AXA Trusts. Also, AXA IM and AXA Real Estate Investment Managers (“AXA REIM”) manage certain General Account ... | 64 | 10K |
StandardLifeAberdeenPLC-AR_2018 | 3,076 | In December 2009 this plan closed to new membership and changed from a final salary basis to a career average revalued earnings (CARE) basis. Following the sale of the UK and European insurance business, there remains less than 10 employees that continue to accrue benefits under this plan. | 48 | annual_report |
1986 | 393 | From December 31, 2000 to December 31, 2001 there was a decrease of $966 million in total assets from $23.059 billion to $22.093 billion, the majority of which relates to a $1.310 billion decrease in separate accounts primarily from stock market declines, as described below. The fixed maturity portfolio increased $139 ... | 120 | 10K |
4149 | 13,811 | Goodwill represents the excess of amounts paid for acquiring businesses over the fair value of the net assets acquired. The goodwill balance was $5 million as of both December 31, 2010 and 2009. The Company annually evaluates goodwill for impairment using a trading multiple analysis, which is a widely accepted valuatio... | 120 | 10K |
AdmiralGroupPLC-AR_2008 | 1,214 | iii) Effective claims management: The Group adopts various claims management strategies designed to ensure that claims are paid at an appropriate level and to minimise the expenses associated with claims management. These include: 8 � f I n A n c I A L s tAt E M E n t s | 52 | annual_report |
1597 | 3,678 | Shareholders’ equity at December 31, 1998 includes approximately $248.7 million which represents the remaining net proceeds from MONY Group’s initial public offering after deducting cash used to pay cash to certain eligible policyholders and cash used to fund policy credits given to certain eligible policyholders... | 70 | 10K |
GjensidigeForsikringASA-AR_2019 | 735 | • Reviews of the 20 biggest suppliers representing 36 per cent of total procurements. | 14 | annual_report |
SwissLifeHoldingAG-AR_2012 | 2,411 | Swiss Life – Annual Report 2012 compenSatIon to the corporate executIVe board In 2011 amounts in CHF | 17 | annual_report |
2666 | 597 | contracts ranged from 2.8% to 5.9% during 2004, 4.0% to 9.5% during 2003 and 2.8% to 6.8% during 2002. Weighted average interest crediting rates for Mexican peso-denominated investment-type contracts were 5.0%, 21.8% and 15.9% for 2004, 2003 and 2002, respectively. | 40 | 10K |
NatixisSA-AR_2018 | 2,054 | Laurent Mignon, Chairman of the Natixis Board of Directors from June 1, 2018 | 13 | annual_report |
AegonNV-AR_2004 | 1,464 | The MSO’s are: • Corporate & Institutional Clients (C&IC), which focuses on large companies as well as company pension funds and industry pension funds | 24 | annual_report |
AdmiralGroupPLC-AR_2013 | 1,223 | Employee Policies Detailed information on the Group’s employment practices is set out in the Strategic Report and on the corporate website. The Group purchases appropriate liability insurance for all staff and Directors. | 32 | annual_report |
5319 | 1,124 | Investment Income. Investment income is determined primarily by the investment balances held and the average yield on our overall investment portfolio. | 21 | 10K |
NatwestGroupPLC-AR_2009 | 192 | 2009 was not a normal year. Volatility and unprecedented, unconventional monetary policy interventions produced strong income growth in some businesses, while the recession depressed it in others. All the Core business franchises have shown their resilience through difficult economic conditions, and are well positioned... | 55 | annual_report |
4019 | 1,532 | Consolidated premiums earned, net increased by $180.6 million, or 10.7%, to $1.88 billion during the year ended December 31, 2009 compared to the year ended December 31, 2008. The increase was primarily due to an increase in the premiums earned, net in our managed care segment, primarily from growth in Commercial membe... | 68 | 10K |
10 | 428 | 7. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK Certain of the Company's subsidiaries have entered into interest rate swap arrangements to convert the interest rate characteristics of certain investments to match those of related insurance liabilities. The agreements expire from 1994 to 1997 and exchange fixed-rat... | 141 | 10K |
AvivaPLC-AR_2018 | 1,588 | Year Pay element P25 (lower quartile) P50 (median) P75 (upper quartile) | 11 | annual_report |
NatwestGroupPLC-AR_2007 | 1,661 | Less: loans and advances to banks (gross, excluding reverse repos) (25,609) (21,763) (21,136) (16,381) | 14 | annual_report |
NatixisSA-AR_2004 | 663 | 2.13 – FINANCIAL FUTURES AND OPTIONS HELD FOR OWN ACCOUNT The notional amount of these instruments is recorded offbalance sheet for internal monitoring and regulatory purposes, but they are not included in the published statement of offbalance sheet items. Further details are provided in the notes to the consolidated f... | 51 | annual_report |
NatixisSA-AR_2020 | 10,499 | In January 2020, Mirova supported the launch by Natixis Assurances of its first green bonds strategy, for an initial amount of €30 million, supplemented in July 2020 by a new Euro green bonds strategy. These two strategies propose a portfolio aligned with a global warming trajectory of less than the 2°C driven by the P... | 74 | annual_report |
StorebrandASA-AR_2015 | 2,320 | PROFIT AND LOSS ACCOUNT AND STATEMENT OF FINANCIAL POSITION Storebrand ASA is a holding company with subsidiaries in the fields of insurance, banking and asset management. The layout plan in the Regulations relating to annual financial statements etc. for insurance companies has not been used, a custom layout plan has ... | 52 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2020 | 2,633 | Robert Śnitko, PZU Supervisory Board Member since 12 April 2017, has the title of PhD in economics at the Warsaw School of Economics, is an university teacher and member of the International Institute for Strategic Studies. Graduate of the London School of Economics and Political Science, University of London, School o... | 84 | annual_report |
RaiffeisenBankInternationalAG-AR_2011 | 19 | Resources Number of employees as of reporting date 59,261 (0.9)% 59,782 59,211 63,376 58,365 1 Calculated according to the Austrian Banking Act (Bankwesengesetz, BWG). Raiff eisen Bank International (RBI) as part of the RZB Group is not subject to the Austrian Banking Act. 2 Proposal to the Annual General Meeting. | 50 | annual_report |
gb_lloyds_banking_grp-AR_2015 | 3,525 | Cash and cash equivalents at end of year 54(D) 71,953 65,147 66,797 | 12 | annual_report |
4226 | 809 | (1) Includes discontinued accident and health business of $6.6 million and $8.8 million in gross unrealized losses at December 31, 2010 and 2009, respectively. | 24 | 10K |
659 | 252 | The asset management strategy for the portfolio is set in accordance with an investment policy statement developed and coordinated within the Prudential by the Portfolio Management Group and agreed to by senior management and approved by the Board of Directors. In managing the investment portfolio, the long term object... | 95 | 10K |
AegonNV-AR_2007 | 204 | We continue to have sufficient capital to support the organic growth of our businesses while at the same time pursuing acquisition opportunities consistent with our disciplined approach to pricing. | 29 | annual_report |
4808 | 2,906 | •A risk margin that market participants would require for a market return and the uncertainty inherent in the model inputs. The change in fair value of these policyholder contract deposits is recorded as Policyholder benefits and claims incurred in the Consolidated Statements of Income. | 44 | 10K |
5095 | 1,251 | The percentage of corporate securities associated with the financial services industry was 25% at December 31, 2015 and 21% at December 31, 2014. | 23 | 10K |
187 | 412 | The increase in medical malpractice net premiums earned was attributable primarily to an increase in the number of physicians insured associated with mental health, home care, and other social service organizations, growth in the Company's program for psychiatrists, greater penetration of the Ohio physician market, and... | 59 | 10K |
4864 | 1,858 | Performance shares are equivalent in value to one share of our common stock times the award earned percentage payout. Performance share awards of 203,295 were issued during the year ended December 31, 2014 and 298,500 performance share awards were issued during the year ended December 31, 2013. | 47 | 10K |
AdmiralGroupPLC-AR_2008 | 425 | CO2 (tonnes)** 4,033 1.71 tonnes per employee 1.06 tonnes per employee | 11 | annual_report |
GjensidigeForsikringASA-AR_2011 | 2,293 | SENSITIVITY FINANcIAl ASSETS lEVEl ThREE The sensitivity analysis for financial assets valued based on non-observable market data show the gain/loss of realistic and plausible market scenarios. A decrease in value of ten per cent is considered a realistic and plausible market scenario for both shares and similar intere... | 66 | annual_report |
1553 | 463 | In April 1999, the Company purchased a 98% interest in Primrose. The results of operations of Primrose have been included in the financial statements from the date of acquisition. The Company paid $26,225 in cash, issued 500,000 shares of zero coupon redeemable convertible preferred stock valued at $2,000, and issued a... | 82 | 10K |
NatixisSA-AR_2007 | 3,387 | AEW Europe and the Caisse des Dépôts Group took a 40% | 11 | annual_report |
SwissReAG-AR_1980 | 179 | Audit The Swiss Auditing and Fiduciary Company, Zurich, has examined the present Annual Statement in accordance with provisions set down by law; their report as Auditors appears on page 26. | 30 | annual_report |
fr_axa-AR_2014 | 4,635 | Anti-Money Laundering Charter that was initially adopted in 2002. In line with this Charter, each AXA Group Company is required to maintain procedures based on Group standards and principles, in addition to those required by applicable local regulations, and to appoint an anti-money laundering offi cer. | 46 | annual_report |
4848 | 793 | We expect the independent insurance agency system to remain strong, with continued agency consolidation. If soft insurance market conditions return in 2014, it will create additional risk for agencies. | 29 | 10K |
5364 | 1,330 | Health care costs payable consist principally of unpaid fee-for-service medical, dental and pharmacy claims, capitation costs, other amounts due to health care providers pursuant to risk-sharing arrangements related to the Health Care segment’s Insured Commercial, Medicare and Medicaid products and accruals for state a... | 291 | 10K |
1142 | 783 | Demand for reinsurance is influenced significantly by underwriting results of primary property and casualty insurers and prevailing general economic and market conditions, all of which affect liability retention decisions of primary insurers and reinsurance premium rates. The supply of reinsurance is directly related t... | 210 | 10K |
3354 | 1,217 | In accordance with the terms of the employment agreements of two of the Company's former chief executive officers, certain wholly-owned subsidiaries of the Company are the guarantors of the former executives' nonqualified supplemental retirement benefits. The liability for such benefits was $22.5 million at both Decemb... | 63 | 10K |
LloydsBankingGroupPLC-AR_2014 | 5,081 | (iii) Short-term funding as a percentage of total funding: relevant to 10 per cent of the award. Performance will be measured relative to 2014 targets. | 25 | annual_report |
NatixisSA-AR_2010 | 1,439 | To bring governance of IT system security and business continuity into line with the new objectives set out in the New Deal Plan, Natixis introduced an organizational and operating charter for the IT Security and Business Continuity function in 2010. This charter instigates a unifi ed ITSS-BC function with CIB, that in... | 75 | annual_report |
5863 | 845 | A summary of common share repurchases for the years ended December 31, 2020 and 2019 is as follows: | 18 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2003 | 1,734 | – Associated enterprises – – – – 794 – – –794 – | 12 | annual_report |
5595 | 1,748 | Reinsurance premiums for the Company’s catastrophe reinsurance programs and the FHCF Program reduced earned premiums for the years ended December 31, 2018, 2017 and 2016 by the following: | 28 | 10K |
5529 | 1,484 | Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract (“ASU | 16 | 10K |
PosteItalianeSpA-AR_2015 | 685 | lower compared with 2014, represents over 75% of the entire portfolio. In addition, in 2015, the company continued with the process of diversifying investments, begun in the second half of 2014, by increasing the exposure to equities (up from 4.4% to 10.6%), above all multi-asset, harmonised open-end funds of the UCITS | 51 | annual_report |
5920 | 1,286 | As of December 31, 2020 and 2019, we had $48.2 million and $51.8 million, respectively, of hedge funds subject to gates or side-pockets. | 23 | 10K |
AvivaPLC-AR_2013 | 1,340 | The full terms of reference for the committee can be found on the Company’s website at www.aviva.com/terms-of-reference and are also available from the Group Company Secretary. | 26 | annual_report |
AegonNV-AR_2014 | 4,913 | LLC, Commonwealth General Corporation and Transamerica Finance Corp. with respect to bonds, capital trust pass-through securities and notes issued under commercial paper programs amounted to EUR 552 million (2013: EUR 485 million); and �� Due and punctual payment of any amounts owed to third parties by the consolidated... | 99 | annual_report |
5920 | 1,724 | •For our investments in private equity funds, we measure fair value by obtaining the most recently available NAV from the external fund manager or third-party administrator. The fair values of these investments are measured using the NAV as a practical expedient and therefore have not been categorized within the fair v... | 52 | 10K |
3496 | 385 | Other operating expenses for 2007 increased $29.4 million, or 23.8%, from 2006 mainly due to acquisitions of insurance agencies, a specific error and omissions claim charge, and the 2006 recovery of legal fees. The error and omissions claim related to an alleged error that occurred in 2001. In 2007, an unfavorable judg... | 122 | 10K |
INGGroepNV-AR_2007 | 2,202 | Expenditure from non-life underwriting Reinsurance and retrocession premiums 306 339 526 | 11 | annual_report |
Sampoplc-AR_2018 | 174 | On 31 December 2018, the total investment assets of If amounted to EUR 10.9 billion (11.5), of which fixed income investments constituted 88 per cent (84), money market 2 per cent (3) and equity 10 per cent (13). Net income from investments amounted to EUR 229 million (216). | 48 | annual_report |
3908 | 1,624 | While a number of the Level 3 investments have been written down as a result of the Company’s impairment analysis, the Company continues to report, at December 31, 2008, gross unrealized losses of $535.0 million related to Level 3 available-for-sale investments. Management completed a detailed review; in conjunction wi... | 117 | 10K |
3731 | 988 | Credit Risk is the risk that issuers of securities owned by the Company will default or other parties, including reinsurers, which owe the Company money, will not pay. The Company minimizes this risk by adhering to a conservative investment strategy and by maintaining sound reinsurance and credit and collection policie... | 50 | 10K |
PhoenixGroupHoldingsPLC-AR_2018 | 1,381 | Internal audit • Assessed the effectiveness of Internal Audit, noting the positive responses received from Management� | 16 | annual_report |
1825 | 539 | Deferred financing costs are amortized over the term of the related debt to interest expense using the effective income method. | 20 | 10K |
4316 | 1,741 | the aforementioned transactions were funded using available cash on hand and were executed separately from the Company’s share repurchase program. | 20 | 10K |
3927 | 911 | Deferred Policy Acquisition Costs. We defer commission expenses, premium taxes and certain marketing, sales, underwriting and safety costs that vary with and are primarily related to the acquisition of insurance policies. These acquisition costs are capitalized and charged to expense ratably as premiums are earned. In ... | 79 | 10K |
4726 | 580 | The investment commitments in the above table relate to maximum unfunded capital obligations for limited partnership investments and unfunded bridge loan obligations at December 31, 2013. The actual call dates for such funding could vary from that presented. | 38 | 10K |
NatwestGroupPLC-AR_2016 | 4,128 | Provisioning was increased by £601 million principally to cover the potential pushing back of the time bar. | 17 | annual_report |
SwissLifeHoldingAG-AR_2015 | 2,714 | NET BALANCE AS AT END OF PERIOD –866 3 852 378 –132 3 232 71 –236 – –165 3 067 | 20 | annual_report |
AvivaPLC-AR_2001 | 1,171 | Deferred reinsurance commissions 51 29 Other accruals and deferred income 952 1,215 | 12 | annual_report |
1358 | 418 | Holders of the Class A common stock and Series B preferred stock, together as a group, and Class B common stock vote as separate classes on all issues. Only holders of the Class A common stock and Series B preferred stock vote for the election of Class A Directors (three to five) and only holders of the Class B common ... | 149 | 10K |
706 | 645 | During 1995, the Company completed a settlement with the Federal Deposit Insurance Corporation (FDIC) of the only remaining lawsuit against the Company relating to its relationship with a former credit bond client. This settlement included the entry of orders by the Court dismissing all claims between the Company and t... | 89 | 10K |
fr_axa-AR_2009 | 7,429 | Change in scope of consolidation and change in accounting principles 330 - 330 (7) - (7) 45 - 45 | 19 | annual_report |
NatwestGroupPLC-AR_2014 | 7,066 | RBS's control environment for the determination of the fair value of financial instruments includes formalised protocols for the review and validation of fair values independent of the businesses entering into the transactions. There are specific controls to ensure consistent pricing policies and procedures, incorporat... | 48 | annual_report |
3568 | 1,100 | In light of the recent significant disruption in the U.S. residential mortgage and credit markets, particularly in the fourth quarter, AIG has recognized an other-than-temporary impairment charge (severity loss) of $2.2 billion (including $643 million related to AIGFP’s available for sale investment securities recorded... | 121 | 10K |
5594 | 3,177 | Changes in Level 3 Assets and Liabilities--The following tables describe changes in fair values of Level 3 assets and liabilities as of the dates indicated, as well as the portion of gains or losses included in income attributable to unrealized gains or losses related to those assets and liabilities still held at the e... | 215 | 10K |
5222 | 901 | In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of Brown & Brown, Inc. and subsidiaries as of December 31, 2016 and 2015, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2016, in... | 66 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2006 | 909 | Accident reinsurance is experiencing further demand for catastrophe covers for accumulation events. Our personal lines business chiefly comprises motor reinsurance. The results of these classes of business were positive. | 29 | annual_report |
GjensidigeForsikringASA-AR_2013 | 1,411 | The Liquidity risk because of a lack of access to liquidity is handled through having sufficient liquid assets to cover the liabilities that come to maturity. The bank shall have liquidity reserve (buffer) in short-term deposits, liquid securities and/or committed credit facilities that in an acute liquidity freeze in ... | 60 | annual_report |
AvivaPLC-AR_2009 | 2,986 | In certain markets, the Group or the Group’s appointed stock lending managers obtain legal ownership of the collateral received and can re-pledge it as collateral elsewhere or sell outright in the absence of default. The carrying amounts of financial assets received and pledged in this manner at 31 December 2009 were £... | 90 | annual_report |
NatixisSA-AR_2020 | 3,151 | Through its activities, Coface is exposed to five types of risk: credit risk, financial risk, strategic risk, reinsurance risk, operational risk, and compliance risk. The two main types of risk are credit risk and financial risk. | 36 | annual_report |
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