report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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3254 | 4,938 | Statutory accounting practices (“SAP”) prescribed or permitted by regulatory authorities for the Company differ from GAAP. Shareholders’ equity and net loss, as determined in accordance with statutory accounting practices, for Kanawha are summarized as follows: | 35 | 10K |
AvivaPLC-AR_2005 | 2,517 | Current tax For this year 29 90 Prior year adjustments 30 1 | 12 | annual_report |
3559 | 575 | As of December 31, 2007 and 2006 and for Each of the Three Years in the Period | 17 | 10K |
HannoverRueckSE-AR_2013 | 2,424 | Net book value at 1 January of the year under review 27,329 8 1,061,953 54,812 | 15 | annual_report |
4082 | 652 | MBIA has entered into derivative transactions both within its financial guarantee insurance business and in hedging risks associated with its assets and liabilities. CDS contracts are also used in the investment management services operations to replicate investments in cash assets consistent with the risk tolerance an... | 199 | 10K |
HelvetiaHoldingAG-AR_2004 | 39 | This document may contain projections or other forward-looking statements related to Helvetia Patria Group which by their very nature, involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking ... | 76 | annual_report |
5559 | 1,317 | Benefits, losses and loss adjustment expenses decreased due to lower death benefits and interest credited primarily due to the continued run off of the variable annuity block of business. | 29 | 10K |
ASRNederlandNV-AR_2011 | 161 | R.H.A. (Roeland) van Vledder LL.M., who had been a member of the Executive Board of ASR since 1 January 2006, stepped down on 1 January 2012. In 2011, his areas of responsibility on the Executive Board included Marketing & Sales, Europeesche Verzekeringen, Ardanta, Ditzo, Property and Business Support. The other three ... | 65 | annual_report |
4311 | 1,316 | During the years ended December 31, 2010, 2009 and 2008, we were able to meet all of our cash obligations. We anticipate that our current cash and cash equivalent balances, our capacity to raise additional cash through sales and maturities of investments and our projected future cash flows from operations will be suffi... | 66 | 10K |
NatwestGroupPLC-AR_2012 | 5,733 | Number of customer transactions qualifying for redress (i) +/-5 +/-29 Proportion of customer transactions qualifying for full redress (i) +/-5 +/-42 | 21 | annual_report |
3716 | 500 | The junior subordinated debenture bears interest at a rate of LIBOR plus 337.5 basis points and matures in April 2034. As of December 31, 2008 and 2007, the interest rate on the junior subordinated debenture was 5.52% and 8.24%, respectively. | 40 | 10K |
5787 | 1,237 | 2018. As of December 31, 2019 and 2018, such discounted reserves totaled $2.7 billion and $2.6 billion, net of discount of $462 million and $460 million. | 26 | 10K |
AssicurazioniGeneraliSpA-AR_2016 | 382 | Related Party Transactions Committee It provides opinions on transactions with related parties, in compliance with the procedure approved by the Board. | 21 | annual_report |
5884 | 913 | All deferred tax liabilities and assets are classified as noncurrent in our consolidated balance sheets as other long-term liabilities at December 31, 2020 and 2019. | 25 | 10K |
LloydsBankingGroupPLC-AR_2011 | 2,671 | Pension schemes management of the assets of the group’s defined benefit pension schemes is the responsibility of the scheme trustees, who also appoint the scheme Actuaries to perform the triennial valuations. the group monitors its pensions exposure holistically using a variety of metrics including accounting and econo... | 89 | annual_report |
INGGroepNV-AR_2008 | 1,566 | Cash and bank balances 80 Financial assets at fair value through profit and loss 1,552 Available-for-sale Investments 9,801 Loans and advances to customers 1,341 Property and equipment 41 Intangible assets 671 Deferred acquisition costs 1,164 Other assets 662 Taiwan – assets held for sale 15,312 | 45 | annual_report |
2755 | 5,347 | The following table presents the carrying amounts and estimated fair values of Selective's financial instruments as of December 31, 2005 and 2004: | 22 | 10K |
5364 | 1,395 | We sponsor defined benefit pension plans (“pension plans”) and OPEB plans for our employees and retirees. We recognize the funded status of our pension plans and OPEB plans on our Consolidated Balance Sheets based on our year-end measurements of plan assets and benefit obligations. Prepaid pension and OPEB benefits rep... | 112 | 10K |
SwissReAG-AR_1972 | 116 | With effect from 1st January, 1974 the Board of Directors has appointed Mr. Walter Diehl as Deputy General Man ager. | 20 | annual_report |
2171 | 630 | We continually monitor the difference between investment cost and fair value for each of our securities. If any security experiences a decline in value that is determined to be other than temporary, we reduce the security’s carrying value for the decline and record a realized loss in the Consolidated Statements of Oper... | 66 | 10K |
ch_zurich_insurance_group-AR_2007 | 2,042 | Farmers in USD millions, for the years ended December 31 management fees and other related revenues | 16 | annual_report |
5255 | 582 | General and administrative expenses decreased $335 to $6,918 for the year ended December 31, 2016, compared to $7,253 for the year ended December 31, 2015. The following table delineates the major components for general and administrative expense for the years ended December 31, 2016 and 2015, as well as the annual cha... | 56 | 10K |
4828 | 1,210 | The terms of the Company’s CDS contracts generally are modified from standard CDS contract forms approved by ISDA in order to provide for payments on a scheduled basis and to replicate the terms of a traditional financial guaranty insurance policy. Some contracts the Company entered into as the credit protection seller... | 271 | 10K |
AegonNV-AR_2012 | 3,251 | Investment contracts for account of policyholders are designated at fair value through profit or loss. Contracts with unit-denominated payments are measured at current unit values, which reflect the fair values of the assets of the fund. | 36 | annual_report |
NatixisSA-AR_2009 | 3,238 | It must exceed 100%. It stood at 106.3% as of December 31, 2009. | 13 | annual_report |
NatwestGroupPLC-AR_2019 | 2,298 | Liquidity resources are divided into primary and secondary liquidity as follows: Primary liquid assets include cash and balances at central banks, Treasury bills and other high quality government and US agency bonds. | 33 | annual_report |
5160 | 662 | During the year ended December 31, 2015, income (loss) before provision for income tax increased $764 million ($544 million, net of income tax) over 2014 primarily driven by favorable changes in net investment gains (losses) and other adjustments to net income, partially offset by unfavorable changes in net derivative ... | 87 | 10K |
3563 | 1,412 | The specialty insurance and reinsurance business that is subject to our self-managed run-off is still exposed to new losses on unexpired policies particularly on our HBW program and in our environmental line of business and adverse development on recorded loss and loss expense reserves. During the run-off we will conti... | 100 | 10K |
1723 | 399 | The Company’s current source of debt capital is a $100.0 million unsecured line of credit available through June 29, 2002. The interest rate, which is based on current market rates, was 2.38% at December 31, 2001. The line of credit requires a commitment fee, but no compensating balances. Under the credit agreement, th... | 116 | 10K |
625 | 925 | COLUMN A COLUMN B COLUMN C COLUMN D COLUMN E (a) RESERVES FOR DEFERRED UNPAID CLAIMS (b) AFFILIATION POLICY AND CLAIMS DISCOUNT (c) WITH ACQUISITION ADJSUTMENT DEDUCTED IN UNEARNED REGISTRANT COSTS EXPENSES COLUMN C PREMIUMS | 35 | 10K |
StandardLifeAberdeenPLC-AR_2008 | 1,342 | Investment management £m Banking £m Other £m Elimination £m Total £m | 11 | annual_report |
NatwestGroupPLC-AR_2018 | 4,443 | A number of factors may impact the Group’s ability to maintain its current CET1 ratio target and achieve its capital strategy. These include, amongst other things: a depletion of its capital resources through increased costs or liabilities, reduced profits or losses (including as a result of extreme one-off incidents... | 148 | annual_report |
AvivaPLC-AR_2009 | 2,731 | United Kingdom Long-term business (see (i) below) 31 52 71 — — — 31 52 71 General insurance, RAC and health (see (ii) below) 1,208 1,208 1,276 201 201 221 1,409 1,409 1,497 | 33 | annual_report |
3549 | 1,351 | An increase in Mexico’s premiums, fees and other revenues due to higher fees and growth in its institutional and universal life businesses, a decrease in experience refunds during the first quarter of 2007 on Mexico’s institutional business, as well as the adverse impact in the prior year of an adjustment for experienc... | 86 | 10K |
3676 | 989 | We have an advance agreement with Humana that allows the insurance carrier to terminate future advances and convert the outstanding advance balance into a promissory note, which, if not repaid within 30 days, would incur interest expense. As of December 31, 2008, our outstanding advance balance with Humana was $353,808... | 114 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2019 | 1,657 | In 2019 the PZU Group entities had compliance systems adapted to the standards designated by PZU. | 16 | annual_report |
4434 | 1,089 | Call options used to fund index credits on the assumed index annuities are purchased by and maintained on the books of the ceding company. We record our proportionate share of the option value supporting the reinsured business as a reinsurance recoverable at fair value, based on quoted market prices adjusted for a cred... | 55 | 10K |
5650 | 872 | Revenue and Earnings before Tax by Reportable Segment - 2018 Compared to 2017 | 13 | 10K |
5518 | 1,707 | lower ceded fees resulting from the recapture of various reinsurance agreements in 2017 and 2018. | 15 | 10K |
NatixisSA-AR_2006 | 3,795 | Federal Street Management, Inc.(27)Asset Management 85 85 - - - - | 11 | annual_report |
4660 | 945 | Our investment portfolio consists of $457.1 million of state and municipal bonds, of which $163.1 million are insured. Of the | 20 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2013 | 767 | Everest project. PZU will introduce motor, home and some property products into the system (for 11.5 thousand end users) by the end of 2014. | 24 | annual_report |
3993 | 675 | The home office building is used by the workers’ compensation insurance, group benefits insurance and corporate/other segments. The regional office space in North Carolina and Indiana is primarily used by the workers’ compensation insurance segment. | 35 | 10K |
4713 | 6,557 | We invest in certain LPs that operate qualified affordable housing projects that we concluded are VIEs. We receive returns from the LPs in the form of income tax credits that are guaranteed by creditworthy third parties, and our exposure to loss is limited to the capital we | 47 | 10K |
5289 | 1,908 | Includes gross written premium of $178.9 million related to the acquisition of AgriLogic in January 2016. | 16 | 10K |
LloydsBankingGroupPLC-AR_2019 | 1,949 | I. The Chairman, supported by the Group Company Secretary, ensures that Board members receive appropriate and timely information. The Group provides access, at its expense, to the services of independent professional advisers in order to assist Directors in their role. Board Committees are also provided with sufficient... | 52 | annual_report |
PosteItalianeSpA-AR_2019 | 9,532 | We have audited the financial statements of Poste Italiane SpA (the Company), which comprise the statement of financial position as of 31 December 2019, the statement of profit or loss, statement of comprehensive income, statement of changes in equity, statement of cash flows for the year then ended, and notes to the f... | 61 | annual_report |
4146 | 735 | Net written premiums for CNA Commercial decreased $322 million in 2009 as compared with 2008. Written premiums declined in most lines primarily due to general economic conditions. Current economic conditions have led to decreased insured exposures, such as in small businesses and in the construction industry due to sma... | 111 | 10K |
LloydsBankingGroupPLC-AR_2019 | 4,469 | The Group’s trading book assets and liabilities are originated within the Commercial Banking division. Within the Group’s balance sheet these fall under the trading assets and liabilities and derivative financial instruments. The assets and liabilities are classified as trading books if they meet the requirements as se... | 71 | annual_report |
4513 | 1,185 | Segment pre-tax adjusted operating income decreased $10.0 primarily due to a $7.4 reserve release in the first quarter of 2010 causing a reduction in benefits and expenses. In addition, year-over-year individual claims were higher and we recorded unfavorable reserve modifications in 2011. Also contributing to the decre... | 88 | 10K |
4370 | 2,272 | •Short-term bank deposit placements, reverse repos, repos and commercial paper issued by financial institutions (primarily commercial banks), operating account balances with banks and bank-issued | 24 | 10K |
AssicurazioniGeneraliSpA-AR_2018 | 2,220 | (+) Positive share of investments allocated from the non-technical account 26,185 18,429 44,614 20.2 Life insurance 20.2.1. Summary of technical accounts by line of business – Italian portfolio – (attachment 27) | 31 | annual_report |
gb_prudential-AR_2011 | 2,228 | Asian operations For those territories applying US GAAP to insurance assets and liabilities, as permitted by the ABI SORP, principles similar to those set out in the Jackson paragraph above are applied to the deferral and amortisation of acquisition costs. For other Asian territories, the general principles of the ABI ... | 70 | annual_report |
3628 | 2,536 | The Company and its subsidiaries file a consolidated federal income tax return on a September 30 fiscal tax year. The provision for income taxes for the periods ended December 31, 2008 and 2007 are as follows: | 36 | 10K |
RSAInsuranceGroupPLC-AR_2017 | 1,821 | • Vesting level determined with regard to performance and time served. | 11 | annual_report |
4388 | 668 | (1) As required by law, the Company segregates from its operating accounts the premiums collected from insured’s which are payable to insurance companies into separate trust accounts. These amounts are included in cash and short-term investments. In the years ended December 31, 2011 and 2010, the Company’s receivables ... | 69 | 10K |
5795 | 747 | We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company’s internal control over financial reporting as of December 31, 2019, based on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring O... | 64 | 10K |
2292 | 708 | Under insurance guaranty fund laws, in most states insurance companies doing business therein can be assessed up to prescribed limits for policyholder losses incurred by insolvent companies. Protective does not believe such assessments will be materially different from amounts already provided for in the financial stat... | 70 | 10K |
RSAInsuranceGroupPLC-AR_2019 | 2,321 | As well as the town halls with the Board and other methods of workforce engagement described on page 9, members of the Executive Committee and senior management host regular ‘town hall’ meetings to update employees on topical issues and other matters of concern to the workforce, including giving performance updates fol... | 119 | annual_report |
260 | 834 | Amounts due from reinsurers as reported in the consolidated balance sheets are summarized below (in thousands): | 16 | 10K |
3346 | 719 | The following financial information relates to our Banking Segment and includes the financial information of the Brooke Savings Bank subsidiary of Brooke Bancshares, Inc. (in thousands, except percentages). Financial information for 2006 has been included for comparative purposes. | 38 | 10K |
2639 | 766 | Stock Option Plans. The Company has several plans, which are described more fully in Note 16. The Company accounts for its stock-based compensation using the intrinsic value method prescribed by Accounting Principles Board Opinion No. 25, "Accounting for Stock Issued to Employees," as amended. Accordingly, no compensat... | 67 | 10K |
fr_axa-AR_2011 | 11,723 | . No complaints, to AXA’s knowledge, relating to noise and odour issues were fi led against the Group. | 18 | annual_report |
PhoenixGroupHoldingsPLC-AR_2019 | 4,924 | Dividend mandates Shareholders may find it convenient to have their dividends paid directly to their bank or building society account� | 20 | annual_report |
TopdanmarkAS-AR_2012 | 787 | Completed development projects included primarily the Group's new claims system. Amortisation of intangible assets is mainly included in claims incurred and operating expenses. | 23 | annual_report |
1980 | 9,903 | To the extent that any reinsuring companies are unable to meet obligations under agreements covering reinsurance ceded, GAFRI's insurance subsidiaries would remain liable. GAFRI reviews the financial condition of its reinsurers and monitors the amount of reinsurance it has with each company. | 42 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2007 | 375 | Altogether, the payout ratio to shareholders for 2007, i.e. dividend and sharebuy back, amounts to 81% of the profit for the year. | 22 | annual_report |
5088 | 1,090 | The provisions of ASU 2015-09 are effective, retrospectively, for annual periods beginning after December 15, 2015, and interim periods within annual periods beginning after December 15, 2016, with early adoption permitted. The Company is currently in the process of determining the impact of adoption of the provisions ... | 50 | 10K |
RaiffeisenBankInternationalAG-AR_2017 | 5,691 | Loss given default represents RBI Group’s expectation of the extent of loss on a defaulted exposure. Loss given default varies by type of counterparty and product. Loss given default is expressed as a percentage loss per unit of exposure at the time of default. Loss given default is calculated on a twelve-month or life... | 104 | annual_report |
2463 | 5,868 | A decline in our ratings may require us to transfer premiums retained by us into a beneficiary trust. | 18 | 10K |
809 | 402 | Revenues in 1996 increased $64, or 16%, to $472 from $408 in 1995. This increase was primarily due to a $47 increase in premiums and other considerations, reflecting an increase in cost of insurance charges and variable life fees applied to a larger block of business as account values increased $678 to $3.2 billion in ... | 151 | 10K |
5626 | 464 | Consolidated shareholders' equity is composed largely of GAAP shareholders' equity of our Insurance Subsidiaries. As such, there are statutory restrictions on the transfer of substantial portions of this equity to Protective. At December 31, 2018, $64.1 million may be transferred by dividend or loan to Protective witho... | 142 | 10K |
NatwestGroupPLC-AR_2008 | 1,023 | The country risk table below shows credit risk assets exceeding £1 billion by borrower domicile and is stated gross of mitigating action which may have been taken to reduce or eliminate exposure to country risk events. | 36 | annual_report |
1301 | 411 | We are susceptible to litigation and insurance risks, including medical malpractice liability, disputes relating to the denial of coverage and the adequacy of "stop-loss" reinsurance for costs resulting from catastrophic injuries or illnesses. Coventry has contingent litigation risk with certain discontinued operations... | 77 | 10K |
5346 | 991 | In January 2016, the FASB issued guidance updating certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The amendments in this update supersede the guidance to classify equity securities with readily determinable fair values into different categories (for example, trading ... | 213 | 10K |
5142 | 1,013 | The costs of acquiring business, principally commissions, certain expenses related to policy issuance, and certain variable sales expenses that relate to and vary with the production of new and renewal business are deferred and amortized based on the estimated future gross profits for the group of acquired contracts. D... | 94 | 10K |
SwissReAG-AR_2009 | 2,568 | The Board of Directors proposes to the Annual General Meeting to allocate the disposable profit as follows: in CHF 2008 2009 | 21 | annual_report |
4568 | 1,288 | During the first quarter of 2010, our federal income tax return was included as part of Citigroup's consolidated federal income tax return. On March 30, 2010, in anticipation of our corporate reorganization, we entered into a tax separation agreement with Citigroup. In accordance with the tax separation agreement, Citi... | 218 | 10K |
5906 | 5,596 | Total compensation expense (in millions) by award type for our stock-based incentive compensation plans was as follows: | 17 | 10K |
5602 | 6,246 | The table below shows the calculation of the deferred gain on the adverse development reinsurance agreement as of December 31, 2018 and 2017, showing the effect of discounting of loss reserves and amortization of the deferred gain. | 37 | 10K |
de_allianz-AR_2014 | 1,051 | 8 The reserve strengthening for asbestos risks in 2014 at Fireman’s Fund Insurance company of € 79 MN had no impact on the financial results of the Allianz Group’s and Fireman’s Fund’s combined ratio under IFRS. | 36 | annual_report |
4671 | 2,164 | million in 2011. We do not expect it to represent a material portion of our invested assets or our financial results for the reasonably foreseeable period. | 26 | 10K |
SwissReAG-AR_1984 | 382 | The figures shown in the Group accounts are based on consolidation and valuation principles which are basi cally uniform for ail Group companies, individual excep tions are of minor importance and are mentioned sepa rately. Balances receivable and payable as well as inter est and dividend payments between consolida... | 81 | annual_report |
5844 | 901 | We identified the evaluation of the estimated medical claims liability as a critical audit matter. The Company estimates its medical claims liability using actuarial methods. Specialized skills were required to evaluate these actuarial methods, which include analyzing historical claims data in order to estimate the med... | 83 | 10K |
4041 | 915 | Property and equipment is recorded at cost and depreciated over the estimated useful lives of the assets using principally the straight-line method. When items are retired or otherwise disposed of, income is charged or credited for the difference between net book value and proceeds realized thereon. Ordinary maintenanc... | 84 | 10K |
gb_prudential-AR_2009 | 5,099 | Prudential’s financial strength and credit ratings, which are used by the market to measure its ability to meet policyholder obligations, are an important factor affecting public confidence in most of Prudential’s products, and as a result its competitiveness. Changes in methodologies and criteria used by rating agenci... | 114 | annual_report |
NatixisSA-AR_2004 | 1,059 | ASSURANCES BANQUE POPULAIRE VIE (formerly Fructivie) Life insurance 100 100 100 100 100 100 | 14 | annual_report |
4505 | 1,577 | The Company issued 4,906, 10,276, and 3,221 shares of StanCorp common stock for 2011, 2010 and 2009, respectively, to redeem Performance Shares that vested following the 2010, 2009 and 2008 performance periods, net of Performance Shares withheld to cover the required taxes. | 42 | 10K |
NatwestGroupPLC-AR_2004 | 922 | The increase in other administrative expenses reflected higher business volumes and included expenditure in support of Group wide projects. | 19 | annual_report |
3574 | 928 | Distribution of Residential Mortgage-Backed Securities by Category and by Year Insured as of December 31, 2007 | 16 | 10K |
de_allianz-AR_2016 | 2,023 | As of 31 December 2016, the indemnification contracts amount to € 29 mn (2015: € 89 mn). This amount is almost entirely due after five years. The collateral held amounts to € 5 mn (2015: € - mn). Nearly all customers of the indemnification contracts have an external credit rating of bb. | 52 | annual_report |
20 | 406 | Year ended December 31, ---------------------------------------- 1993 1992 1991 ------------ ------------ ------------ Revenues: Premiums earned (notes 2 and 3) ... $156,437,538 $147,410,287 $113,419,238 Investment income, net (note 10) .. 20,779,951 21,539,597 20,201,993 Realized investment gains (note 10) 684,445 384... | 164 | 10K |
NatixisSA-AR_2015 | 1,386 | For each matter submitted for review and analysis, the Audit Committee had the opportunity to hear from relevant Natixis personnel as well as to familiarize itself with reports on the said matters. | 32 | annual_report |
3614 | 1,147 | In November 2005, the FASB issued FSP FAS 115-1. FSP FAS 115-1 replaces the measurement and recognition guidance set forth in FASB Emerging Issue Task Force (“EITF”) Issue No. 03- 1 and codifies certain existing guidance on impairment. TRH adopted FSP FAS 115-1 in the first quarter of 2006. The adoption of FSP FAS 115-... | 76 | 10K |
871 | 508 | Net premiums earned for 1998 increased by $1,842,000 (8%) to $24,689,000 from $22,847,000 in 1997. The Property & Casualty Companies' efforts, combined with the efforts of the Brokerage segment's Program Brokerage Corporation, to develop new Alternative Risk Transfer programs and broaden the distribution network of the... | 59 | 10K |
3686 | 669 | In December 2007, First American Corelogic, Inc. (“First American CoreLogic”) entered into a secured financing arrangement with Banc of America Leasing & Capital, LLC. The initial borrowing under the arrangement was $50 million in 2007 with an additional $50 million borrowed in January 2008. Borrowings under the arrang... | 65 | 10K |
5871 | 656 | On February 26, 2021, TypTap Insurance Group, Inc. (“TTIG”), our wholly-owned subsidiary, completed an investment transaction with a fund associated with Centerbridge Partners, L.P. Under the agreement, TTIG issued 9,000,000 voting shares of its Series A-1 Preferred Stock and 1,000,000 non-voting shares of its Series A... | 152 | 10K |
fr_axa-AR_2002 | 1,162 | – and the lack of correlation of interest rates, equity prices and foreign currency exchange rates. | 16 | annual_report |
2288 | 1,365 | The primary factors affecting our estimates of how much we will pay and therefore reserve for insurance claims, defense costs and other related costs are: | 25 | 10K |
INGGroepNV-AR_2008 | 628 | Increased engagement ING continued to implement its Winning Performance Culture (WPC) programme across the organisation. Set up in 2005, its objective is to establish a culture in which the company’s shared values, beliefs and practices create and sustain superior business performance. Progress is measured by a regular... | 100 | annual_report |
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