report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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|---|---|---|---|---|
fr_axa-AR_2007 | 7,711 | Appointment of Mr. François Martineau to serve as a member of the Supervisory Board | 14 | annual_report |
SwissLifeHoldingAG-AR_2009 | 2,436 | In CHF million Fair value assets Fair value liabilities Contract/notional amount | 11 | annual_report |
fr_axa-AR_2010 | 5,871 | (a) AXA Japan closes its full year accounts at September 30, however balance sheet items have been translated using December 31, 2010 exchange rate, given signifi cant movement in foreign exchange rates since end of September 2010. | 37 | annual_report |
PosteItalianeSpA-AR_2020 | 6,565 | Financial assets measured at fair value through profit or loss Below are the movements in financial assets at fair value through profit or loss (FVTPL): tab. A6.3 - Movements in financial assets at FVTPL | 34 | annual_report |
ScorSE-AR_2009 | 207 | In the same way, many of our reinsurance treaties contain a requirement for SCOR to put in place letters of credit ("LOC") provisions whereby in the circumstances described in the previous Sections, the cedant has the right to draw down on a LOC issued by a bank in SCOR's name. | 50 | annual_report |
1415 | 355 | The Partnership's investment in REIT shares experienced an unrealized gain of $2.6 million and an unrealized loss of $2.3 million for the twelve months ended December 31, 2000 and 1999, respectively. These changes in unrealized gain and loss reflect changes in the market value of REIT shares held by the Partnership. | 51 | 10K |
NatixisSA-AR_2020 | 10,164 | In addition, Natixis includes tax evasion in its anti-money laundering system (refer to Chapter [3.2.8.4] Financial security). | 17 | annual_report |
TrygAS-AR_2018 | 1,422 | Debt related to leasing and the external investors share of Kapitalforeningen Tryg invest are included in Other debt. | 18 | annual_report |
SwissReAG-AR_1982 | 165 | The expectation of lower inflation, falling demand for credit and a somewhat eased monetary policy led, at first in North America and then in other investment countries, to falling yields on the bond markets. The consequent price increases caused considerable growth in the mar ket value of our bond portfolio. Even tho... | 85 | annual_report |
StandardLifeAberdeenPLC-AR_2015 | 1,193 | The Remuneration Committee considered all the views expressed and, having reviewed all the elements of the package in their totality and the calibre of the individual appointed to the role, concluded that a remuneration package significantly weighted towards long-term pay at risk, rewarding performance against stretchi... | 67 | annual_report |
fr_axa-AR_2015 | 6,192 | (a) Amounts are presented net of the effect of related hedging derivatives (IAS 39 qualifying hedges or economic hedges) except derivatives related to macro-hedges which are shown separately. | 28 | annual_report |
RaiffeisenBankInternationalAG-AR_2017 | 6,006 | USA RB International Finance (USA) LLC 1177 Avenue of the Americas 5th Floor 10036 New York Phone: +1-929-432-1846 | 18 | annual_report |
LloydsBankingGroupPLC-AR_2007 | 1,065 | • a reduction in total risk-weighted assets, reflecting the application of the IRB approach to the majority of the Group’s credit portfolios, offset, in part, by the introduction of a specific charge for operational risk. | 35 | annual_report |
3100 | 1,681 | Policy and Contract Claims - Policy and contract claims include provisions for reported life and health claims in process of settlement, valued in accordance with the terms of the related policies and contracts, as well as provisions for claims incurred and unreported based primarily on the Company’s prior experience. | 49 | 10K |
2897 | 1,335 | The 2005 and 2004 OPEB expense for substantially all of the Company’s employees and certain agents totaled $1.0 million and $2.5 million, respectively. The discount rate used to value cash flows was lowered to 5.70% to determine 2005 OPEB expense from 6.10% used in 2004, and the long-term expected rate of return on pla... | 65 | 10K |
fr_axa-AR_2016 | 10,049 | The Statutory Auditors have provided me with a letter of completion of assignment, in which they confi rm that they have verifi ed the information relating to the fi nancial position and the fi nancial statements contained in this Registration Document and have reviewed the entire document. | 47 | annual_report |
SwissReAG-AR_2017 | 751 | Combined ratio Property & Casualty Reinsurance reported a combined ratio of 111.5% for 2017, compared to 93.5% in the prior year. The impact from natural catastrophes in 2017 was 14.8 percentage points above the expected level for 2017 of 7.1 percentage points. The favourable development of prior accident years improve... | 68 | annual_report |
4907 | 895 | Average monthly retention. Average monthly retention is measured as the monthly retention rate of enrolled pets for each applicable period averaged over the 12 months prior to the period end date. As such, our average monthly retention rate as of December 31, 2014 is an average of each month’s retention from January 1,... | 129 | 10K |
SwissLifeHoldingAG-AR_2006 | 298 | Shareholders On 16 January 2006, Premafin Finanziaria S.P.A. reported that it had fallen below the 5% limit notifiable under stock exchange law. It stated that the group consisting of Premafin Finanziaria S.P.A. Rome; Fondiaria-SAI SPA, Florence; Fondiaria Nederland BV, Amsterdam; and Milano Assicurazioni S.P.A., Milan... | 82 | annual_report |
fr_axa-AR_2009 | 9,547 | ■ T he fi nancial statements are presented to the Audit Committee and to the Supervisory Board. | 17 | annual_report |
NatixisSA-AR_2009 | 8,294 | Yvan de La Porte du Theil, age 60, adviser to the Chairman of the Executive Board of BPCE, and from July 2009 to April 2010, Chief Executive Offi cer, member of the Executive Board of BPCE with responsibility for the Banques Populaires network. A graduate of the Institut d’Administration des Entreprises (IAE Nantes) an... | 146 | annual_report |
fr_axa-AR_2011 | 7,404 | Liabilities arising from investment contracts where the fi nancial risk is borne by policyholders 29,957 29,706 | 16 | annual_report |
HelvetiaHoldingAG-AR_2013 | 2,766 | Important dates 25 April 2014 Ordinary Shareholders’ Meeting in St Gall 1 September 2014 Publication of halfyear financial results for 2014 2 March 2015 Publication of financial results 2014 | 29 | annual_report |
3671 | 1,146 | We recorded an income tax recovery of $7.4 million and $0.3 million for the years ended December 31, 2007 and 2006, respectively. | 22 | 10K |
gb_prudential-AR_2018 | 1,091 | There has, in recent years, been regulatory focus in the UK on insurance products and market practices which may have adversely impacted customers, including the FCA’s Legacy Review and Thematic Review of Annuity Sales Practices. The management of customer risk remains a key focus of management in the UK business. Merg... | 72 | annual_report |
StandardLifeAberdeenPLC-AR_2015 | 1,051 | The indicative proportion of time spent on the business of the Committee is illustrated below: Detail of work The focus of work in respect of 2015 is described below. | 29 | annual_report |
LloydsBankingGroupPLC-AR_2011 | 2,802 | Mr A Horta-Osório (became Group Chief Executive on 1 March 2011) 17 January 2011 | 14 | annual_report |
5103 | 908 | On August 23, 2007, we entered into a trust preferred securities transaction pursuant to which we issued $25.8 million aggregate principal amount of subordinated debt securities due in 2037. To effect the transaction, we formed Hallmark Statutory Trust II (“Trust II”) as a Delaware statutory trust. Trust II issued $25.... | 178 | 10K |
ch_zurich_insurance_group-AR_2009 | 292 | Philippe Olivier Pidoux graduated from the University of Lausanne, Switzerland, with a doctorate in law and also holds a master’s degree in comparative jurisprudence from the University of Texas. He is a partner in the law fi rm BMP Associés in Lausanne, Switzerland. Mr. Pidoux was a member of the Government of the Can... | 106 | annual_report |
5908 | 1,256 | We report our results through four segments: Global Lifestyle, Global Housing, Global Preneed and Corporate and Other. In October 2020, we announced we are exploring strategic alternatives for the Global Preneed business, including the possible sale of the business, to focus on opportunities within the broader Global L... | 214 | 10K |
2670 | 4,778 | In 2004, the Company issued 262,600 shares of restricted Class A common stock to employees under the Company’s 2002 Equity Incentive Plan and 79,326 shares of restricted Class A common stock to its Directors under the 2004 Directors Plan. The restricted stock vests (restrictions lapse) between one and three years. The ... | 78 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2001 | 474 | Loss ratio 67.3 83.1 Expense ratio 31.8 29.4 Combined ratio 99.1 112.5 | 12 | annual_report |
AvivaPLC-AR_2017 | 1,255 | The Risk Management function is accountable for the quantitative and qualitative oversight and challenge of the identification, measurement, monitoring and reporting of principal risks and for developing the RMF. | 29 | annual_report |
gb_prudential-AR_2015 | 2,925 | Disposal of Japan life business: Cumulative loss exchange loss recycled from other comprehensive income (46) – – – – – – (46) – (46) | 24 | annual_report |
1385 | 2,107 | During the second quarter of 2000, the Company became obligated to award to two LMG Wholesalers 65,359 shares of Series A common stock in exchange for achievement of certain milestones in conjunction with a sales incentive program. As of December 31, 2000, these shares had not been issued. To reflect this obligation, t... | 76 | 10K |
HannoverRueckSE-AR_2008 | 982 | The consolidated financial statement reflects all IFRS in force as at 31 December 2008 as well as all interpretations issued by the International Financial Reporting Interpretations Committee (IFRIC), application of which was mandatory for the 2008 financial year. | 38 | annual_report |
5800 | 836 | In December of 2017, SEC staff issued "SAB 118, Income Tax Accounting Implications of the Tax Cuts and Jobs Act" ("SAB 118"), which allowed registrants to record provisional amounts during a 'measurement period' not to extend beyond one year. Under the relief provided by SAB 118, a company could recognize provisional a... | 113 | 10K |
2335 | 1,156 | With respect to its insurance and investment contract liabilities, LNC continually reviews its: 1) overall reserve position; 2) reserving techniques and 3) reinsurance arrangements. As experience develops and new information becomes known, liabilities are adjusted as deemed necessary. The effects of changes in estimate... | 58 | 10K |
4084 | 1,293 | Net realized gains on investments were $57.3 milllion for the year ended December 31, 2008 and net realized losses on investments were $0.4 million for the year ended December 31, 2007. The following table sets forth the components of our net realized gains and losses on investments for the years ended December 31, 200... | 59 | 10K |
NatixisSA-AR_2013 | 2,221 | The Finance division prepares Natixis’ consolidated fi nancial statements using the consolidation tools and databases developed and administered by Natixis. As a listed company, Natixis prepares separate consolidated fi nancial statements, although the sub-group which is the Head of the group, has been included since J... | 63 | annual_report |
5761 | 938 | The Company’s reportable insurance segments, and the products within each, are as follows: | 13 | 10K |
5007 | 1,158 | The decrease for the year ended December 31, 2014 was due primarily to the decrease in earnings for those companies where there exists a noncontrolling interest. The number of subsidiaries in this segment with a noncontrolling interest decreased from 8 as at December 31, 2013 to 7 as at December 31, 2014. | 52 | 10K |
358 | 357 | The Company's operations consist primarily of those of ALLIED Life. ALLIED Life underwrites, markets, and distributes a portfolio of life insurance and annuity products to individuals who live primarily in rural and suburban areas of the midwestern and western United States. ALLIED Life's products are sold through two ... | 99 | 10K |
4884 | 1,437 | Separate account assets and liabilities include two categories of account types: pass-through separate accounts totaling $108.7 billion and $109.6 billion at December 31, 2014 and 2013, respectively, for which the policyholder assumes all investment risk, and separate accounts for which the Company contractually guaran... | 97 | 10K |
911 | 672 | The Company is organized primarily on the basis of its distribution channels. There are ten separate markets, six of the markets are aggregated into the "Financial Markets." Two are combined to form the "Personal Lines." The Financial Markets' products, consisting primarily of credit-related insurance, are sold through... | 113 | 10K |
RSAInsuranceGroupPLC-AR_2019 | 1,107 | Group Remuneration Committee (RemCo) The RemCo is responsible for the oversight of remuneration policy and ensuring this promotes the long-term sustainable success of the Company. This includes reviewing and setting the remuneration of executive directors and the Chairman of the Board. The RemCo also reviews workforce ... | 72 | annual_report |
AvivaPLC-AR_2011 | 3,962 | Overseas life operations – the capital requirements and corresponding regulatory capital held by overseas businesses are calculated using the locally applicable regulatory regime. The available capital resources in all these businesses are subject to local regulatory restrictions which may constrain management’s abil... | 74 | annual_report |
NatwestGroupPLC-AR_2010 | 1,194 | Divisional performance The results of each division on a pro forma basis are set out below. The results are stated before fair value of own debt, amortisation of purchased intangible assets, integration and restructuring costs, gain on redemption of own debt, strategic disposals, bonus tax, Asset Protection Scheme cred... | 71 | annual_report |
4847 | 1,839 | In May of 2013, Boardwalk Pipeline sold 12.7 million common units in a public offering and received net proceeds of $377 million, including an $8 million contribution from the Company to maintain its 2% general partner interest. The Company’s percentage ownership interest in Boardwalk Pipeline declined as a result of t... | 88 | 10K |
SwissReAG-AR_2017 | 2,973 | Reinsurance recoverable 4 044 4 458 Deferred expense on retroactive reinsurance 211 240 | 13 | annual_report |
TrygAS-AR_2007 | 1,430 | Several assumptions and estimates underlying the calculation of the provisions for claims are mutually dependent. Most importantly, this can be expected to be the case for interest rate and inflation assumptions. | 31 | annual_report |
4200 | 506 | As of December 31, 2010, the Company held $8,086,081 in fixed maturity securities with unrealized losses of $189,427. As of December 31, 2009, the Company held $11,626,793 in fixed maturity securities with unrealized losses of $676,038. The decline in fair value of the fixed maturity securities can be attributed primar... | 103 | 10K |
1364 | 739 | The level of short-term investments at the end of 1999 was $191.7 million, as compared to $171.8 million at the end of 1998. | 23 | 10K |
SwissReAG-AR_2015 | 509 | Outlook There is significant potential for sales growth in mortality and health protection given the large protection gap in many markets and growing consumer awareness of underinsurance. Downside risks from the modest global growth outlook, persistently low interest rates, volatility in financial markets and regulator... | 70 | annual_report |
2378 | 1,147 | (4)Book value per common share at December 31, 2004, 2003, 2002 and 2001 was determined by dividing (i) the difference between total shareholders' equity and the aggregate liquidation | 28 | 10K |
4775 | 7,909 | The increase in other liabilities is due to additional accrued expenses related to audit and consulting services, and an increase in the fair value of derivative liabilities. The increase in the fair value of the derivative liabilities is offset by increases in derivative assets, which are recorded within investments. ... | 78 | 10K |
de_allianz-AR_2016 | 818 | aSSet allocation and fixed income portfolio overview as of 31 December as of 31 December 2015 Delta as of 31 December as of 31 December 2015 Delta | 27 | annual_report |
gb_prudential-AR_2018 | 1,221 | Assessment of risks over the period The Group’s business plan implements the Group’s strategic objectives through the business model and activities discussed on pages 10 to 13. This year’s business planning process considered the results of the current Group over the planning period as well as those of the Group post d... | 112 | annual_report |
4087 | 580 | Net Premiums Written. Net premiums written totaled $255.8 million in 2008 compared to $267.4 million in 2007, representing a decrease of $11.6 million, or 4.3%. As discussed above, the decline in net premiums written for the twelve months ended December 31, 2008 was primarily attributable to the soft market and deterio... | 87 | 10K |
StandardLifeAberdeenPLC-AR_2007 | 700 | Investment return and tax variances (1) - (1) (6) (7) Effect of economic assumption changes 2 - 2 (2) - | 20 | annual_report |
NatwestGroupPLC-AR_2016 | 7,478 | activities and certain other designated market activities, including the creation of an enhanced written internal controls and compliance program, an improved compliance risk management program, and an enhanced internal audit program. RBS plc and | 34 | annual_report |
5690 | 5,160 | A $250 million senior note was redenominated to a new ¥26.5 billion senior note. The ¥26.5 billion senior note bore interest at a rate per annum of 1.72% payable semi-annually. In October 2019, this note matured and was refinanced with a ¥26.5 billion 1.81% senior note due October 2029 issued to MLIC, payable semi-annu... | 54 | 10K |
3478 | 599 | As previously mentioned, the investment segment’s pretax profitability, or excess investment income, increased $5 million or 2% in 2007, after having declined 2% in each of the last two years. The investment segment’s 2007 income was positively affected by a decline in our interest expense on debt, due to the refinanci... | 243 | 10K |
5038 | 2,154 | In connection with the ACA, the federal government extended funds to those states that opted to expand Medicaid eligibility from a pool that included residents with incomes up to 100% of the federal poverty level ("FPL") to an expanded pool of residents with incomes up to 133% of the FPL. Both Arizona and California ar... | 99 | 10K |
4732 | 1,335 | The NAIC is continuing discussions regarding the statutory accounting for the health insurance industry fee required by the Health Care Reform Law which in its present form would restrict surplus in the year preceding payment, beginning in 2014. Accordingly, in addition to recording the full-year 2014 assessment in the... | 94 | 10K |
3686 | 577 | Residential mortgage originations in the United States (based on the total dollar value of the transactions) decreased 23.3% in 2008 when compared with 2007, according to the Mortgage Bankers Association’s January 12, 2009, Mortgage Finance Forecast (the “MBA Forecast”), and decreased 14.2% in 2007 when compared with 2... | 104 | 10K |
3699 | 712 | We incorporate the response to this Item by reference to pages 10 through 18 of our Annual Report to Stockholders for the year ended December 31, 2008, which we include as Exhibit (13) to this Form 10-K Report. | 38 | 10K |
4402 | 527 | Net cash flows provided by operating activities totaled $74.4 million in 2011, compared to $71.2 million in 2010 and $100.4 million in 2009, respectively. Operating cash flows in 2011 reflected a higher level of loss and loss settlement expense payments, and a lower level of investment income received from the prior ye... | 52 | 10K |
gb_prudential-AR_2008 | 354 | For asset management operations we have defined free surplus generation to be IFRS profits for the period. Group free surplus also includes the general insurance commission earned during the period and excludes head office, restructuring and net financing costs. | 39 | annual_report |
3784 | 1,365 | The Company is actively engaged in discussions with the lenders under its revolving credit facility to amend the financial covenants and certain events of default under its revolving credit facility. Pending negotiation and execution of an amendment to the credit facility, the lenders under the credit facility have agr... | 212 | 10K |
1409 | 182 | Management's Discussion and Analysis of Financial Condition and Results of Operations in the 2000 Annual Report to Shareholders is incorporated by reference in this Form 10-K Annual Report. | 28 | 10K |
ch_zurich_insurance_group-AR_2004 | 982 | We made further progress in reducing expenses with administrative and other operating expenses declining 19% over 2003 levels. In 2004, we committed to a wide range of initiatives impacting both revenues and expenses designed to increase our business operating profit by USD 280 million, a target we exceeded by 25%. We ... | 193 | annual_report |
3214 | 935 | Our premium finance subsidiaries utilize the revolving credit facility by drawing on the facility at the end of every month to settle amounts due to the insurance companies. As payments from our customers are received, the revolving credit facility is reduced over the course of the month. This cycle repeats itself mont... | 67 | 10K |
5809 | 2,788 | Prior to the adoption of the new credit loss guidance, lease impairment losses were recorded as incurred. Under the incurred loss model, if all amounts due under the lease agreement would not be collected based on current information and events, an impairment loss was recorded. The impairment loss was recorded as a red... | 64 | 10K |
4201 | 609 | Our loss and loss expense reserves include amounts related to short tail and long tail lines of business. Tail refers to the time period between the occurrence of a loss and the final settlement of the claim. The longer the time span between the incidence of a loss and the settlement of the claim, the more the ultimate... | 113 | 10K |
2254 | 609 | Our effective tax rate was 29.4% for 2003 and 30.9% for 2002. The decrease in the effective tax rate is due primarily to an increase in tax-exempt interest resulting from a higher percentage of assets being invested in tax-preferred securities. We expect our effective tax rate to remain near current levels or increase ... | 65 | 10K |
RSAInsuranceGroupPLC-AR_2009 | 1,231 | Direct impact on equities of a 15% fall in equity markets (13) (50) (135) (91) | 15 | annual_report |
5636 | 1,299 | the purchase of reinsurance reinstatement premium. In total, we have purchased $3.5 billion of potential reinsurance coverage, including our retention, for multiple catastrophic events. Our ability to access this coverage, however, will be subject to the severity and frequency of such events. | 42 | 10K |
2329 | 452 | Deposits from the Company's asset accumulation products were $135.0 million in 2002 as compared to $90.2 million in 2001. These deposits consist of new annuity sales, which are recorded as liabilities rather than as premiums. The Company maintained its disciplined approach to setting the crediting rates offered on its ... | 123 | 10K |
gb_lloyds_banking_grp-AR_2003 | 1,793 | Deferred tax is recognised in respect of the retained earnings of overseas subsidiaries and associates only to the extent that, at the balance sheet date, dividends have been accrued as receivable or a binding agreement to distribute past earnings in the future has been entered into. Deferred tax balances have not been... | 53 | annual_report |
2446 | 890 | The total return, which includes the effects of both income and price returns on securities, of the Company’s fixed income portfolio was 4.05% and 4.36% for the years ended December 31, 2004 and 2003, respectively, as compared to the Lehman Brothers Intermediate Aggregate Bond Index (“the Index”) total return of 3.76% ... | 88 | 10K |
gb_prudential-AR_2017 | 3,470 | Tax on non‑operating profit (15) (533) 31 (23) (540) Actual tax rate: Operating profit based on longer‑term investment returns: Including non‑recurring tax | 22 | annual_report |
de_allianz-AR_2011 | 2,028 | � l o a n S a n d a d v a n C e S t o B a n K S a n d C u S t o m e r S | 36 | annual_report |
2188 | 1,414 | Our domestic insurance companies’ flexibility and liquidity are enhanced through access to a variety of instruments available for funding and/or to manage short-term cash flow mismatches, including securities lending and repurchase agreements, commercial paper (issued through Prudential Funding, LLC, discussed below), ... | 91 | 10K |
AegonNV-AR_2014 | 1,352 | Following the changes mentioned above, on May 31, 2012, the delegate general meeting agreed to terminate the Aegon private pension fund without any legal successor in Hungary. | 27 | annual_report |
4023 | 1,145 | The selection of a 10% and 20% change in the equity markets should not be construed as a prediction of future market events, but rather as an illustration of the potential impact of such an event. The Company’s exposure can change as a result of changes in the Company’s mix of business. | 52 | 10K |
4777 | 654 | The International segment reported essentially flat growth in commissions and fees compared with 2011, comprising 4.9 percent organic commissions and fees growth and a 4.8 percent negative impact from foreign currency translation. Organic growth in commissions and fees was led by double digit growth in our Latin Americ... | 76 | 10K |
de_allianz-AR_2018 | 5,194 | and a reasonable assurance conclusion on all information other than the Environmental Indicators in the Non-financial Report based on the respective procedures we have performed. | 25 | annual_report |
5422 | 2,202 | During the 2016 comprehensive annual review, a substantial majority of the Company's direct environmental accounts trended as expected. However, a small percentage of the Company's direct accounts exhibited deterioration associated with the tendering of new sites for coverage, increased defense costs stemming from indi... | 76 | 10K |
HiscoxLtd-AR_2009 | 845 | At 31 December 2009, £138 million was drawn on the Group’s borrowing facility (2008: $130 million). The Group has no | 20 | annual_report |
fr_axa-AR_2012 | 671 | refl ecting competitive products, partly offset by cancellations in Spain and pruning actions in Portugal; ■ France (+12%) mainly as a result of both tariff increases and higher volumes; ■ the United Kingdom (+11%) mainly driven by tariff increases and increased retained business in Motor fl eet. | 47 | annual_report |
gb_lloyds_banking_grp-AR_2010 | 3,900 | He will continue to receive his basic salary, pension contribution and other benefits under the terms of his contract until retirement. 100 per cent of his bonus received in respect of 2010 will be deferred into shares in two equal tranches, vesting in March 2013 and March 2014 and subject in part to a holding period o... | 58 | annual_report |
3961 | 1,338 | Effective January 1, 2008, White Mountains adopted FAS 159 and elected to record the changes in unrealized gains and losses from nearly all of its investment portfolio in net income. In prior periods, these changes have been included in other comprehensive income. Accordingly, total revenues and pre-tax income (loss) f... | 72 | 10K |
PosteItalianeSpA-AR_2019 | 241 | DIRECT: INDIRECT + INDUCED: Each €/mln spent by Poste Italiane generates an impact of €3 million on the income of the country’s families | 23 | annual_report |
SwissLifeHoldingAG-AR_2019 | 302 | Thomas Buess — Born 1957, Swiss national Member of the Board of Directors bild After completing his business administration and economics studies at the University of St. Gallen and a two-year research activity at the Institute of International Economics, Thomas Buess launched his career in insurance in 1985. From 1985... | 78 | annual_report |
LloydsBankingGroupPLC-AR_2016 | 570 | – Structural hedge programmes implemented to manage liability margins and margin compression, and the Group’s exposure to Bank Base Rate. – Equity and credit spread risks are closely monitored and, where appropriate, asset liability matching is undertaken to mitigate risk. – The Group’s Defined Benefit Pension Schemes ... | 67 | annual_report |
4501 | 1,056 | In October 2010, the FASB issued new guidance concerning the accounting for costs associated with acquiring or renewing insurance contracts. Under the new guidance, only direct incremental costs associated with successful insurance contract acquisitions or renewals would be deferrable. The guidance also states that adv... | 141 | 10K |
StandardLifeAberdeenPLC-AR_2017 | 1,950 | Performance is assessed against a range of key financial, nonfinancial (including strategy, customer and client, risk, conduct and compliance and engaging our talent) and personal performance measures. | 27 | annual_report |
PhoenixGroupHoldingsPLC-AR_2013 | 1,336 | DIRECTORS’ REPORT CONTINUED CONTRACTUAL/OTHER SIGNIFICANT AGREEMENTS IMPACTED BY A CHANGE OF CONTROL OF THE COMPANY There are change of control clauses contained in certain of the Group’s financing agreements. Upon a change of control of the Company, the principal amounts outstanding and the accrued interest under the ... | 77 | annual_report |
AegonNV-AR_2016 | 1,830 | Netherlands do not include any contingent liability potentially arising from unit-linked products sold, issued or advised on by | 18 | annual_report |
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