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ScorSE-AR_2015
1,441
SCOR’s regulated legal entities must satisfy local regulatory capital requirements. There could potentially be some local regulatory constraints, which in certain circumstances could affect SCOR’s ability to transfer capital from one legal entity to another, and in particular from one subsidiary or a branch to another,...
71
annual_report
4769
717
We believe our unique approach to the small commercial market, distinctiveness in the middle market, and continued development of specialty lines provides us with a diversified portfolio of products and delivers significant value to agents and policyholders. The small commercial and middle market businesses are expecte...
118
10K
INGGroepNV-AR_2008
954
On the basis of these criteria the performance peer group established in 2004 and adjusted in 2007 is composed as follows: Citigroup, Fortis, Lloyds TSB (bank/insurance companies);• Unicredito Italiano, Bank of America, BNP Paribas, Banco • Santander, Credit Suisse, Deutsche Bank, HSBC (banks); Aegon, AIG, Allianz, Avi...
62
annual_report
1940
683
We adopted SFAS No. 144 effective January 1, 2002 for our U.S. GAAP reporting. The transitional guidance of SFAS No. 144 generally permits long-lived assets classified as held for disposal as a result of disposal activities that were initiated prior to SFAS No. 144’s initial application to continue to be accounted for ...
142
10K
BaloiseHoldingLtd-AR_2008
943
Secretary of the Board of Directors Thomas Sieber, Dr. iur., Rheinfelden
11
annual_report
4146
816
At December 31, 2009 and 2008, approximately 99% and 97% of the fixed maturity portfolio was issued by U.S. Government and agencies or was rated by S&P or Moody’s. The remaining bonds were rated by other rating agencies or internally.
40
10K
5694
784
For the 2019 annual goodwill impairment tests, we utilized the qualitative assessment for both of our reporting units and determined that the goodwill was not impaired. For the 2018 annual goodwill impairment tests, we utilized the qualitative assessment for one of our reporting units and determined it was not more lik...
101
10K
nl_ing_grp-AR_2014
911
In 2014, we delivered 14 senior banking programmes for the 330 top leaders. These programmes gave our leaders the holistic perspective of the bank and more insight into: › Our strategy and how value is created within a bank.
39
annual_report
SwissLifeHoldingAG-AR_2014
117
In the year under review, the segment achieved a result of CHF 34 million, which was more than twice as much as during the previous year (CHF 16 million). This encouraging development is due to operational progress, particularly the ongoing cost discipline and the growth in fee and commission income. Fee and commission...
89
annual_report
5321
4,015
The Company issues certain variable annuity products with guaranteed minimum benefits. GMWBs, GMABs and certain GMIBs contain embedded derivatives, which are measured at estimated fair value separately from the host variable annuity contract, with changes in estimated fair value reported in net derivative gains (losses...
63
10K
5233
874
At the holding company (RLI Corp.) level, we rely largely on dividends from our insurance company subsidiaries to meet our obligations for paying principal and interest on outstanding debt, corporate expenses and dividends to RLI Corp. shareholders. As discussed further below, dividend payments to RLI Corp. from our pr...
232
10K
5788
1,655
Certain subsidiaries of RGA also sponsor savings and investment plans under which a portion of employee contributions are matched. Subsidiary contributions to these plans were $16 million, $15 million and $14 million in 2019, 2018 and 2017, respectively.
38
10K
BaloiseHoldingLtd-AR_2002
18
Number of staff of which Switzerland 3,944 3,976 0.8 of which other countries 4,679 4,727 1.0 1 adjusted for degree of employment in CHF m * 1998 based on ARR accounting principles/1999–2002 IAS accounting principles
35
annual_report
de_allianz-AR_2014
1,302
Premium growth in 2015 is expected mainly from our global insurance lines as well as the Anglo markets. Top line development will be further supported by positive trends in most of our European core markets, such as Germany and France.
40
annual_report
4535
1,952
As of December 31, 2012 and 2011, real estate investments consisted primarily of office and industrial buildings in California. Investments with a carrying value of $49 million as of December 31, 2012 and 2011 were non-income producing during the preceding twelve months. As of December 31, 2012, the Company had commitm...
62
10K
ScorSE-AR_2016
1,616
The Ordinary and Extraordinary Shareholders’ Meeting also decided that (i) the total number of free shares granted under this authorization may not exceed 3,000,000 shares, (ii) the allocation of shares to their beneficiaries will be definitive only after a vesting period of a minimum set at three years (iii) the benef...
70
annual_report
AegonNV-AR_2018
109
+3.8 million Percentage of digitally connected customers (% of total number of customers)
13
annual_report
2201
341
Our certificate of incorporation and bylaws contain provisions that could have the effect of delaying, deferring or preventing a change in control of our company that stockholders may consider favorable or beneficial. These provisions could discourage proxy contests and make it more difficult for you and other
47
10K
4847
1,270
Recognition of a ceiling test impairment charge is considered a triggering event for purposes of assessing any potential impairment of goodwill. The quantitative goodwill impairment analysis is a two-step process. The first step compares HighMount’s estimated fair value to its carrying value. Due to the continued low m...
229
10K
HiscoxLtd-AR_2008
610
IFRIC 14, IAS 19 The Limit on Defined Benefit Asset, Minimum Funding Requirements and their Interaction The International Financial Reporting Interpretations Committee (IFRIC) published IFRIC 14, IAS 19 The Limit on Defined Benefit Asset, Minimum Funding Requirements and their Interaction on 5 July 2007 with an effecti...
122
annual_report
gb_prudential-AR_2008
4,573
Basis of audit opinion We conducted our audit having regard to International Standards on Auditing (UK and Ireland) issued by the Auditing Practices Board. An audit includes examination, on a test basis, of evidence relevant to the amounts and disclosures in the supplementary information. It also includes an assessment...
91
annual_report
2639
858
On February 11, 2004, the Company purchased 500,000 shares at $32.00 per share from its CEO for a total of $16.0 million. The closing price of the Company's common stock on February 11, 2004, was $32.35. On May 27, 2004, the Company purchased an additional 500,000 shares at $43.20 per share from its CEO for a total of ...
103
10K
RSAInsuranceGroupPLC-AR_2017
1,245
Each quarter, the Committee receives and reviews a report on non-audit services, together with information on fees agreed and billed by the other major accounting firms.
26
annual_report
3323
2,051
Net income/(loss). In 2007, we had net income of $489.0 million, equivalent to diluted earnings per ordinary share of $5.11 based on the weighted average number of shares in issue during the period. In 2006, we had net income of $378.1 million, equivalent to diluted earnings per ordinary share of $3.75 based on the wei...
100
10K
2939
893
Outstanding options of 215,000 for the year ended December 31, 2005 has been excluded from dilutive earnings per share as they were anti-dilutive. No options were anti-dilutive for the years ended December 31, 2004 and 2003.
36
10K
3974
875
The Company believes that the remaining securities having unrealized losses at June 30, 2009 were not other-than-temporarily impaired. The Company also does not intend to sell any of these securities and it is more likely than not that the Company will not be required to sell any of these securities before the recovery...
58
10K
4127
857
Effective December 31, 2009, the Company adopted accounting guidance which required additional disclosures about Plan assets. These disclosures require that Plan assets be presented by major category and be segregated among the various input levels required by the fair value hierarchy described in Note 1(d).
45
10K
2093
396
As a result of the current APD quota share reinsurance agreement, which became effective April 1, 2001, Farmers Re's net assumed premiums decreased from $400.0 million for the year ended December 31, 2001 to $200.0 million for the year ended December 31, 2002, a decrease of $200.0 million, or 50.0%. Losses and loss adj...
147
10K
INGGroepNV-AR_2016
5
• the Corporate Governance section detailing the activities of ING’s Supervisory Board and various corporate governance issues.
17
annual_report
5271
423
Business insurance segment: Our business insurance results improved in 2016 compared to 2015, reflecting our actions to address issues that were negatively impacting underwriting results. The largest improvement came in our commercial auto line of business which, like personal auto, has been impacted by increasing bodi...
106
10K
398
499
Prior to January 1, 1996, the Company provided benefits to agents of the Company and certain of its affiliates through the Agents' Career Incentive Plan. Company contributions to the plan were based upon the individual agent's earned commissions and varied based upon the overall production level and the number of years...
97
10K
2855
928
interest rate and currency swap hedges are referred to as “fair value” hedges. Gains and losses on derivative hedges are recognized currently in net income. If the provisions of the derivative contract meet the technical requirements for hedge accounting under SFAS 133, the gain or loss on the hedged asset or liability...
114
10K
3021
2,684
(ii) Notes and bonds issued by SunAmerica Inc. (SAI): As of December 31, 2006, notes and bonds originally issued by SAI aggregating $435 million (net of unamortized discount of $40 million) were outstanding with maturity dates from 2007 to 2097 at interest rates ranging from 5.60 percent to 9.95 percent.
50
10K
INGGroepNV-AR_2018
4,168
The main sources of ineffectiveness are:  differences in maturities of the hedged item(s) and hedging instrument(s);  different interest rate curves applied to discount the hedged item(s) and hedging instrument(s);  differences in timing of cash flows of the hedged item(s) and hedging instrument(s).
45
annual_report
4864
1,942
compensation plans. Diluted earnings per share is computed by dividing net income by the weighted-average number of common shares and dilutive potential common shares outstanding during the period, assuming the shares were not anti-dilutive, including shares issuable under various stock-based compensation plans and sto...
46
10K
PosteItalianeSpA-AR_2020
7,612
z the application of the model to a scenario characterised by a decrease in the Debt/GDP ratio of 4% would determine a decrease in the PD of the Italian Republic of 19% with a consequent positive effect of approximately €6 million on the Fund to cover expected losses.
48
annual_report
ch_zurich_insurance_group-AR_2014
1,961
On February 11, 2015 the Board of Directors of Zurich Insurance Group Ltd authorized these Consolidated financial statements for issue. These financial statements will be submitted for approval to the Annual General Meeting of Shareholders to be held on April 1, 2015.
42
annual_report
1809
321
The Retail Division is our insurance agency business that provides a broad range of insurance products and services to commercial, governmental, professional and individual clients. Over 95% of the Retail Division's revenues are commission-based. As a majority of our operating expenses do not change as premiums fluctua...
265
10K
5084
1,327
amortized cost basis of the security. If an entity intends to sell a security or if it is more likely than not the entity will be required to sell the security before recovery, an OTTI write-down is recognized in earnings equal to the difference between the security’s amortized cost and its fair value. If an entity doe...
114
10K
Sampoplc-AR_1999
967
FIM 500 (EUR 84.09) includes 250 warrant , f which 75 are marked with the letter A, 75 with the letter B and I 00 with the letter . With each war­ ram ne ampo A hare can be sub­ cribed in such a manner that the ub­ cripcion p riod for warrants A i from
56
annual_report
4896
1,113
Torchmark’s continuing practice is to recognize interest and/or penalties related to income tax matters in income tax expense. The Company recognized interest income of $465 thousand, $0, and $56 thousand, net of Federal income tax benefits, in its Consolidated Statements of Operations for 2014, 2013, and 2012, respect...
62
10K
HannoverRueckSE-AR_2010
1,449
Die Frage nach der Versicherbarkeit von Naturkatastrophen taucht regelmäßig auf, wenn Großschäden neuer Dimension fest­ gestellt werden. Die Antwort bleibt gleich­ wohl: Ja, Naturgefahren sind versicherbar! Wenn die Solvabilität des Erst­ und Rück­ versicherungsmarktes und die Prämien risikogerecht kalkuliert wurden un...
44
annual_report
4474
1,341
Ambac Assurance is Ambac’s principal operating subsidiary. Ambac Assurance is a financial guarantee insurer which provided financial guarantees and financial services to clients in both the public and private sectors around the world. In March 2010, Ambac Assurance established a segregated account pursuant to Wisc. Sta...
174
10K
5254
1,603
The following is a reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended December 31, 2016 and 2015:
24
10K
5670
744
In June 2016, the FASB issued guidance amending the accounting for the credit impairment of financial instruments. Under the new guidance, impairment losses are required to be estimated using an expected loss model under which a valuation allowance is established and adjusted over time. The valuation allowance will be ...
195
10K
4863
1,261
In February 2007, we entered into a service agreement with DME Advisors pursuant to which DME Advisors provides investor relations services to us for compensation of $5,000 per month plus expenses. The service agreement had an initial term of one year, and continues for sequential one-year periods until terminated by u...
74
10K
SwissReAG-AR_2017
4,294
Swiss Re Foundation: Empowering communities The Swiss Re Foundation reflects the social and humanitarian values of Swiss Re. It partners with social entrepreneurs, aid organisations, researchers, Swiss Re employees and clients to help communities increase their resilience. The Foundation’s initiatives address the cause...
72
annual_report
NatixisSA-AR_2011
3,694
and 1% by GCE ITCE). This disposal was part of a plan to merge Groupe BPCE’s IT infrastructures.
18
annual_report
LloydsBankingGroupPLC-AR_2003
1,869
The Group has also established the Lloyds TSB Qualifying Employee Share Ownership Trust (‘the QUEST’) for the purpose of providing shares on the exercise of options under certain of the Group’s Save As You Earn (SAYE) share option schemes. During 2003, Lloyds TSB Group plc made no contributions (2002: £66 million; 2001...
146
annual_report
2513
902
The liabilities for policy benefits for ordinary life and accident and health policies have been established based upon information reported by ceding companies supplemented by the Company’s best actuarial estimates of mortality, morbidity, persistency and future investment income, with appropriate provision for advers...
129
10K
StandardLifeAberdeenPLC-AR_2019
2,517
On 15 February 2019, Aberdeen Asset Management PLC (AAM PLC) completed the purchase of the entire share capital of Orion Partners Holding Limited and Orion Partner Services Inc. The assets under management were US$0.9bn (£0.7bn) at the acquisition date.
39
annual_report
4764
1,100
On December 31, 2013, the Company completed the previously announced sale of all of the issued and outstanding stock of its subsidiaries, Bliss and Glennon and eReinsure.com, to AmWINS Holdings, LLC, a North Carolina limited liability company ("AmWINS") (the "Disposition"), pursuant to the terms of the Stock Purchase A...
55
10K
2419
1,324
We have audited management’s assessment, included in the accompanying Management’s Report on Internal Control Over Financial Reporting, that CNA Financial Corporation (an affiliate of Loews Corporation) and subsidiaries (the “Company”) maintained effective internal control over financial reporting as of December 31, 20...
115
10K
RSAInsuranceGroupPLC-AR_2008
110
In Latin America, premiums increased by 22% (10% on constant exchange) with double digit increases across Chile, Brazil, Argentina and Colombia.
21
annual_report
3777
1,187
Shareholder Derivative Litigation. On January 16, 2009, a shareholder derivative action was filed against certain of the Company’s current and former directors and officers and Company subsidiary PacifiCare Health Systems (PacifiCare) in the Orange County, California, Superior Court. The complaint generally alleges tha...
100
10K
3343
918
The Company does not own, directly or indirectly, any real estate. The Company subleases office space for day-to-day operations in the following cities:
23
10K
SwissLifeHoldingAG-AR_2007
3,065
Author Alex Capus, who paid a tribute to the company’s founder Conrad Widmer at events in Altnau and Baden, with Bruno Gehrig.
22
annual_report
2057
486
In January, 2003, the FASB issued FIN 46 "Consolidation of Variable Interest Entities." FIN 46 clarifies the application of Accounting Research Bulletin No. 51, "Consolidated Financial Statements," to certain entities in which equity investors do not have the characteristics of a controlling financial interest or do no...
153
10K
AdmiralGroupPLC-AR_2015
1,735
DFSS awards made in 2015 and future years will be subject to clawback and malus, i.e. forfeiture or reduction of unvested awards and recovery of vested awards in exceptional circumstances (such as material misstatement or gross misconduct).
37
annual_report
5327
967
Business Overview. As a result of the proposed Separation and the U.S. Retail Advisor Force Divestiture, we have discontinued the marketing of life and annuity products in this segment, which has led to lower sales. This will result in a declining DAC asset over time and we anticipate a decline in premiums, fees and ot...
185
10K
SwissReAG-AR_1997
10
Swiss Re registered shares Swiss total index (restated for comparison) Swiss insurance index (restated for comparison) Source: Datastream
18
annual_report
fr_axa-AR_2010
1,133
(8) Source: AMIS: Asociacion Mexicana de Instituciones de Seguros as of September 2010.
13
annual_report
de_allianz-AR_2009
1,142
2) In the segment reporting certain tax benefits are shown as operating income in order to properly reflect the policyholder participation in tax benefits. IFRS requires that the Allianz Group Consolidated Income Statement presents all tax benefits in the tax line, irrespective of the policyholders.
45
annual_report
BaloiseHoldingLtd-AR_2004
1,039
The actuarial reserve is calculated on the basis of actuarial principles from the present value of future claims and benefits paid less the present value of premiums not yet paid. The calculation is made in accordance with the following Financial Accounting Standards: FAS 60, FAS 97 or
47
annual_report
5887
979
Trean Insurance Group, Inc. received net proceeds from the sale of shares in the IPO of approximately $93,139 after deducting underwriting discounts and commissions of $7,500 and offering expenses of $6,503. Trean Insurance Group, Inc. did not receive any proceeds from the sale of shares by the selling stockholders. In...
115
10K
INGGroepNV-AR_2001
291
C A S H D I V I D E N D O N LY
15
annual_report
3281
1,096
Non-catastrophe weather-related losses - Approximately 1 percentage point of the increase in the 2007 accident year loss and loss expense ratio was due to higher losses from weather events not deemed to be catastrophes, including a few unusually large losses.
40
10K
de_allianz-AR_2014
2,493
Intangible assets with finite useful lives Distribution agreements2 948 996 Customer relationships3 231 149 1 Include primarily the brand name of Selecta aG, Muntelier. 2 Include primarily the long-term distribution agreements with Commerzbank aG of € 335 MN (2013: € 372 MN), Banco Popular s.a. of € 353 MN (2013: € 370...
80
annual_report
2977
525
NAICO's statutory-based reserves (reserves calculated in accordance with accounting practices prescribed or permitted by an insurer's domiciliary state insurance regulatory authorities for purposes of financial reporting to regulators) do not differ from its reserves reported on the basis of GAAP. NAICO does not discou...
53
10K
ch_zurich_insurance_group-AR_2011
1,843
f) Deferred policy acquisition costs Deferred policy acquisition costs generally consist of commissions, underwriting expenses and policy issuance costs. The amount of acquisition costs to be deferred is dependent on judgments as to which issuance costs are directly related to and vary with the acquisition. The related...
101
annual_report
4198
900
Net realized gains (losses) on investments for the years ended December 31, 2010, 2009 and 2008 are summarized as follows:
20
10K
de_allianz-AR_2003
1,426
With earnings after taxes of 2 (– 9) million euros, our business in the region returned to profitability. Our subsidiary Allianz
21
annual_report
2297
918
The Company is dependent upon payments from its subsidiaries to pay dividends to its stockholders, to pay its debt obligations, and to pay its expenses. These payments by the Company’s insurance and non-insurance subsidiaries may take the form of interest payments on amounts loaned to such subsidiaries by the Company, ...
126
10K
5402
1,089
Reinsurance Receivables. We have purchased reinsurance to reduce our exposure to adverse claim experience, large claims and catastrophic loss occurrences. Our ceded reinsurance provides for recovery from reinsurers of a portion of losses and loss expenses under certain circumstances. Such reinsurance does not relieve u...
250
10K
5454
1,014
For the year ended December 31, 2017, medical cost reserve development was primarily driven by lower than expected health system utilization levels. For the years ended December 31, 2016 and 2015, no individual factors were significant.
36
10K
5734
1,078
Financial instruments which potentially subject the Company to concentrations of credit risk consist principally of cash and cash equivalents, fixed maturity securities and reinsurance recoverables. The Company places its cash and cash equivalents with high credit quality financial institutions and its fixed maturity s...
92
10K
fr_axa-AR_2019
2,978
To the best of the Company’s knowledge, none of the members of its Board of Directors have been, during the last five years
23
annual_report
AvivaPLC-AR_2013
2,524
Italy long-term business MCEV MCEV 2.0 2.0 10.5 10.6 Spain long-term business MCEV MCEV 1.5 0.0 10.0 7.9
18
annual_report
NatixisSA-AR_2020
1,260
> �Review of the candidate(s) by the Appointments Committee and selection of the candidate by the Board on the recommendation of� the Appointments Committee.
24
annual_report
INGGroepNV-AR_2009
4,085
INtERNAl RAtE OF REtURN (IRR) Internal rate of return is the discount rate at which the present value of distributable earnings from new business equals the investment in new business (i.e. the projected return on the investment in new business) is calculated.
42
annual_report
nl_ing_grp-AR_2012
3,308
Non-life operating result 179 5 184 Corporate Line operating result –394 –394
12
annual_report
5417
612
Our industry continues to experience challenging underwriting market conditions, and our strategy is to maintain our disciplined underwriting approach and strong risk management practices, which may result in us writing less premium in certain lines of business than we wrote in 2017. However, we will seek to mitigate t...
127
10K
4513
1,048
Adjusted book value consists of stockholders’ equity, less AOCI. Adjusted book value per common share is calculated as adjusted book value, divided by outstanding common shares. This measure does not include shares subject to outstanding warrants because the warrant holders only participate in dividends and would not b...
73
10K
5415
14,786
The Company has a separate reinsurance program in Florida designed to cover personal lines property policies in Florida written through its separately capitalized wholly-owned subsidiaries Castle Key Insurance Company (“CKIC”) and Castle Key Indemnity Company (“CKI”, and together with CKIC, “Castle Key”).
42
10K
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2014
211
Corporate governance and Declaration of Conformity The Supervisory Board pays close attention to good corporate governance. Together with the Board of Management, we therefore published the mandatory annual Declaration of Conformity pursuant to Section 161 of the German Stock Corporation Act (AktG) in November 2014. We...
100
annual_report
4370
1,382
Writings in long-tail lines of business that were the drivers of the reserve charges in 2010 and 2009 have been reduced since 2006. In the case of asbestos, since 1985, standard policies have contained an absolute exclusion for asbestos and pollution-related damages.
42
10K
NatixisSA-AR_2018
2,223
Regarding principles of compensation for corporate officers, see section 2.4.2.2 "Annual variable compensation" and "Free allocation of (b) performance shares"
20
annual_report
LloydsBankingGroupPLC-AR_2019
1,145
Key risk indicators £17,515m Life and pensions present value of new business premiums £671m General insurance underwritten total gross premiums 2018: £690m
22
annual_report
4891
1,282
Willis Group Holdings plc is a non-trading holding company tax resident in Ireland where it is taxed at the statutory rate of 25%. The provision for income tax on continuing operations has been reconciled above to the US federal statutory tax rate of 35% due to significant operations in the US.
51
10K
NatixisSA-AR_2020
4,458
At the end of the year, the United Kingdom and the European Union reached an agreement that will constitute a framework for relations between the two partners as of January 1, 2021. After depreciating by 6.8% in the first half of the year against the euro, the pound sterling appreciated by 1.4% in the second half and c...
63
annual_report
NNGroupNV-AR_2020
648
Diversity and inclusion At NN, we want to embrace everyone and together create an inclusive work environment in which people have equal opportunities and feel welcome, valued, respected, and free to bring their whole selves – regardless of gender, age, race, ethnicity, religion, disabilities, neurodiversity or sexual o...
64
annual_report
RaiffeisenBankInternationalAG-AR_2019
3,545
Rating models in the main non-retail asset classes – corporates, banks, and sovereigns – are uniform in all Group units and rank creditworthiness in 27 grades for corporate customers and banks and ten grades for sovereigns. For retail asset classes, country specific scorecards are developed based on uniform Group stand...
66
annual_report
HelvetiaHoldingAG-AR_2018
964
Financial report Compensation report 30 % of the total compensation calculated on the basis of the basic fee as well as the allowances for committee chairpersons and committee members will be paid out in the form of shares that are blocked for at least three years (standard solution). The members of the BoD can apply f...
117
annual_report
4682
1,020
Financing obligations generally include repayment of our Senior Debentures, Junior Debentures, borrowings from the FHLBB, and operating lease payments. The following table represents our annual payments related to the contractual principal and interest payments of these financing obligations as of December 31, 2012 and...
115
10K
AvivaPLC-AR_2015
2,487
Contract liabilities Deposits collected under non-participating investment contracts are not accounted for through the income statement, except for the investment income attributable to those contracts, but are accounted for directly through the statement of financial position as an adjustment to the investment contrac...
44
annual_report
5019
1,757
Premiums - Net premiums written increased by $17.7 million, or 2.4%, for the year ended December 31, 2013 compared to the same period in 2012. The table below shows net premiums written by line of business in this segment for the years ended December 31, 2013 and 2012:
48
10K
fr_axa-AR_2004
1,796
Cumulative redundancy (deficiency) from the initial gross reserves: (c) AXA acquired GRE in May 1999. The operations of GRE have been integrated within AXA. At time of acquisition the gross reserves totalled €5.6 billion.)
34
annual_report
5650
759
• our reliance on information provided and obtained by third parties, including changes in underwriting tables and underwriting methodology;
19
10K
1221
440
health benefits attributable to the respective blocks of business of these companies created most of the 1999 increase.
18
10K
3912
1,185
On December 5, 2008, S&P placed its ratings for Radian Group and our mortgage insurance and financial guaranty insurance subsidiaries on CreditWatch with negative implications. S&P intends to resolve its CreditWatch status for these ratings by re-evaluating its estimate of expected losses for our mortgage insurance por...
144
10K