report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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5660 | 2,021 | Assets of the renewable energy partnership and other investments are primarily consisted of other invested assets. | 16 | 10K |
GjensidigeForsikringASA-AR_2017 | 3,696 | Gjensidige in relation to the above-mentioned figures, which will then not materialize. The appeal is still being processed by the Tax | 21 | annual_report |
SwissLifeHoldingAG-AR_2020 | 959 | The Code of Conduct contains Swiss Life’s Group-wide values and principles and its rules of conduct, which are binding for all employees. | 22 | annual_report |
HannoverRueckSE-AR_2002 | 1,197 | A present value of EUR 20.00 is assumed in order to determine the basic number of stock options. The basic number increases or decreases according to the over- or underperformance of the earnings per share. For each full amount of EUR 0.10 by which the earnings per share exceeds the target performance the basic number ... | 86 | annual_report |
2836 | 7,957 | In 2003, the Company and certain of its subsidiaries provided certain administrative services to the PMA Foundation (the “Foundation”), for which the Company and its subsidiaries received reimbursement. The Foundation, a not-for-profit corporation qualified under Section 501(c)(6) of the Internal Revenue Code, whose pu... | 195 | 10K |
5652 | 537 | BDA segment revenue for the years ended December 31, 2018 and 2017 was $758 million and $734 million, respectively. Anchored by a solid client base, increased membership and enrollments across all businesses helped to drive the segment forward on an organic basis. | 42 | 10K |
5592 | 1,171 | Board for Puerto Rico ("Oversight Board") on October 23, 2018. The Revised Commonwealth Fiscal Plan outlines a series of reforms, projects the fiscal and economic impact of those reforms, and provides forecasts of resulting budgetary surpluses over a fiscal year series. However, as was the case with prior Commonwealth ... | 126 | 10K |
3005 | 1,191 | During the performance periods ending in 2007 and 2008, Partners Plan participants earn Performance RSUs based on the compound annual growth rate in adjusted book value per share of TRH shares (“BVPS Growth”) during the performance period. In 2006, 42,925 Performance RSUs were awarded under the Partners Plan with respe... | 120 | 10K |
5958 | 4,105 | The Company expects to recognize approximately $1.30 billion, $861 million and $1.00 billion of the December 31, 2020 the unearned premium balance in 2021, 2022 and thereafter, respectively. | 28 | 10K |
gb_prudential-AR_2004 | 344 | Group operating profit from continuing operations on the modified statutory basis (MSB) was £603 million, an increase of 49 per cent from 2003 at CER. At reported exchange rates, operating profit was up 42 per cent on last year. This reflects strong growth in insurance and fund management businesses. | 49 | annual_report |
HiscoxLtd-AR_2010 | 2,286 | Total expense charged in the income statement of the Group 9 1,700 13,300 | 13 | annual_report |
AvivaPLC-AR_2010 | 485 | With over 200 insurance companies, the Canadian general insurance industry is highly fragmented with many small players and no dominant consumer brand. Steady consolidation has resulted in the top five companies sharing 35% of the market with the top two companies, Intact Insurance and Aviva, controlling 19%. The rest ... | 105 | annual_report |
SwissLifeHoldingAG-AR_2016 | 2,084 | Interest income from intercompany loans and intercompany guarantee fees charged and received have been excluded from the segment result. The statement of income for the year ended 31 December 2015 has been adjusted accordingly. | 34 | annual_report |
GjensidigeForsikringASA-AR_2015 | 47 | Underwriting result, general insurance 1 NOK million 3,456.9 2,862.3 2,019.6 2,607.8 1,421.0 | 12 | annual_report |
3912 | 2,199 | In July 2008, our board of directors adopted a new long-term incentive cash program, the Radian Group Inc. 2008 Long-Term Performance Cash Plan (the “Officer LTI Plan”). Eligibility under the Officer LTI Plan is limited to certain officers and advisors of Radian Group and our mortgage insurance subsidiaries. Participan... | 67 | 10K |
3097 | 1,354 | Individual Risk Segment Underwriting Results - For the year, the Company’s Individual Risk segment generated $57.0 million of underwriting income and recorded a net claims and claim expense ratio of 53.5%, an expense ratio of 36.3% and combined ratio of 89.8%, compared to an underwriting loss of $94.8 million, a net cl... | 187 | 10K |
3155 | 3,117 | Under the Savings Plan, participants may defer up to 75% of their eligible compensation, limited by the maximum compensation deferral amount permitted by applicable law. The Company makes matching contributions in the Company’s common stock equal to 100% of the participant’s contribution on the first 3% of the particip... | 183 | 10K |
AvivaPLC-AR_2018 | 3,196 | Key elements of the development of prior accident year general insurance and health net provisions during 2017 were: • £107 million release from UK due to favourable claims experience in Personal Motor offset by the less favourable experience in 2017 of | 41 | annual_report |
GjensidigeForsikringASA-AR_2014 | 1,278 | Life insurance Insurance risk Gjensidige Pensjonsforsikring AS (GPF) offers products, such as occupational pensions, including disability protection and survivor’s benefit, individual disability protection and pension saving products. Their purpose is to provide financial security after retirement, and protection in ca... | 44 | annual_report |
4023 | 1,064 | The increase in taxes, licenses, and fees is primarily due to lower New York State Franchise tax in 2007. | 19 | 10K |
SwissReAG-AR_2010 | 2,499 | Accounting principles for life and health business require that no contract is treated as an asset on the balance sheet, with the exception of specific contracts where an offsetting amount has been paid and is recoverable from the ceding company. | 40 | annual_report |
AvivaPLC-AR_2009 | 2,674 | Tax calculated at standard UK corporation tax rate of 28% (2008: 28.5%) 566 (675) Different basis of tax – policyholders 82 (767) Adjustment to tax charge in respect of prior years (113) (283) Non-assessable income (105) (94) Non-taxable profit on sale of subsidiaries and associates (44) (2) Disallowable expenses 279 9... | 72 | annual_report |
NatixisSA-AR_2011 | 1,834 | Member of the Supervisory Board of: HLD Trustee of: the École Polytechnique Charitable Trust, Tigers Alliance Fund Management (Vietnam) (since 07.01.2010) Member of the advisory Board of: Ondra Partners | 29 | annual_report |
HiscoxLtd-AR_2018 | 1,429 | An analysis of the Group’s major exposures to counterparty credit risk excluding loans and receivables, and equities and units in unit trusts, based on S&P or equivalent rating, is presented below: As at 31 December 2018 Note AAA | 38 | annual_report |
TrygAS-AR_2004 | 394 | High job satisfaction, fast pace – and room for the family | 11 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2016 | 1,095 | Socially responsible organization 1. PZU continued to follow the action lines adopted for social activities – safety, health and active lifestyle, the national heritage. | 24 | annual_report |
5038 | 2,129 | Our Government Contracts segment includes our government-sponsored managed care contract with the DoD under the TRICARE program in the North Region, our Military and Family Life Counseling, formerly Military and Family Life Consultant (“MFLC”) contract with DoD and other health care related government contracts, includ... | 178 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2013 | 109 | Investment Universe) sustainable development index on the stock exchange in Vienna. | 11 | annual_report |
2141 | 207 | 2003 $64,047,717 21,425 $2,989 2002 $45,622,280 18,603 $2,452 2001 $37,637,396 18,114 $2,078 | 12 | 10K |
TrygAS-AR_2010 | 1,783 | Specification of pension cost for the year: Present value of amounts accumulated during the year 45 44 Interest expense on accrued pensions obligation 47 58 Expected return on plan assets -40 -53 Accrued employers’ nat.insurance contribution 8 6 | 38 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_1999 | 321 | Our premium in the classes marine, aviation and space was up 3.8%. Whilst gross premiums in marine and aviation insurance increased, they fell in space insurance because fewer insured satellites were launched in 1999 than in the previous year. The original rates in both marine and aviation are completely inadequate – c... | 85 | annual_report |
AvivaPLC-AR_2014 | 5,092 | November – please see the table above for the key dates in respect of the 2014 final dividend. | 18 | annual_report |
4386 | 265 | Effective January 1, 2009, the Company early adopted an accounting standard that significantly changed the Company’s accounting policy regarding the timing and amount of other-than-temporary impairments for Available-for-Sale securities. When the fair value of an investment is less than its amortized cost, the Company ... | 282 | 10K |
de_allianz-AR_2005 | 319 | up 93.3 % to € 4.4 billion. With this, basic earnings per share increased by 81.6 % to € 11.24, although at the same time the number of shares also increased. Adjusted for goodwill amortization in the previous year, net income rose by 30.7 %, and basic earnings per share by 22.7 %. | 53 | annual_report |
LloydsBankingGroupPLC-AR_2003 | 2,287 | Projected benefit obligation 13,168 11,881 Accumulated benefit obligation 12,468 11,170 Fair value of plan assets 10,227 8,933 | 17 | annual_report |
3419 | 1,055 | The Company is not exposed to any significant concentrations of credit risk in its equity securities portfolio. The Company is exposed to concentrations of credit risk related to U.S. Treasury securities and obligations of U.S. government corporations and agencies. Additionally, at December 31, 2007 and 2006, the Compa... | 181 | 10K |
862 | 378 | In 1998, the Company entered into agreements with insurance companies which provide certain of the Company's customers access to A+ paper. These agreements were entered into to limit the future loss of business due to A.M. Best's downgrade of Highlands Insurance Company. | 42 | 10K |
PhoenixGroupHoldingsPLC-AR_2016 | 150 | We have updated our long-term cash generation target to £2.8 billion of cash between 2016 and 2020, up from £2.0 billion. Of this, we expect to generate £1.0 billion to £1.2 billion of cash between 2017 and 2018, in line with the expected timeframe to integrate the recent acquisitions and incorporate Abbey Life within ... | 80 | annual_report |
AvivaPLC-AR_2016 | 154 | For our people, we have: ` Continued to build a culture where we consider our customers in every decision | 19 | annual_report |
fr_axa-AR_2005 | 5,061 | (c) Employees of AXA Belgium provide services in common for both the insurance activities and the bank activities. Consequently, split is not available. (d) Including Ireland since January 1, 2004 and AXA Business Services in India. The increase between 2004 and 2005 related principally to AXA Business Services. | 48 | annual_report |
5094 | 913 | For more information regarding statutory capital requirements and dividend capacities of our insurance subsidiaries see Note 15 (Statutory Accounting and Dividend Restrictions) to our consolidated financial statements included elsewhere in this report for more information. | 35 | 10K |
AegonNV-AR_2018 | 2,128 | Regulatory and Development Authority of India. Aegon Life reinsures the mortality and morbidity risks of the policies it sells. | 19 | annual_report |
AegonNV-AR_2018 | 7,067 | The combination of the acquisitions and Aegon’s program to upgrade existing customers to the digital solutions platform have enabled | 19 | annual_report |
gb_prudential-AR_2007 | 698 | Financial strength of insurance operations Asia Prudential Corporation Asia maintains solvency margins in each of its operations so that these are at or above the local regulatory requirements. Both Singapore and Malaysia have discrete life funds, and have strong free asset ratios. The Hong Kong life operation is a bra... | 86 | annual_report |
5658 | 1,427 | The decrease in operating cash flows in 2017 compared to 2016 was primarily attributable to increased purchases of reinsurance and retrocession covers, together with an increase in losses paid primarily in our property, catastrophe, marine as well as our accident and health lines, partially offset by an increase in pre... | 66 | 10K |
4178 | 2,230 | The table below presents the effects of derivative financial instruments in cash flow hedging relationships on the consolidated statements of operations and the consolidated statements of equity for years ended December 31, 2010, 2009 and 2008: | 36 | 10K |
NatwestGroupPLC-AR_2011 | 1,332 | The Group’s non-controlling interests decreased by £0.5 billion, 23%, to £1.7 billion, primarily reflecting the disposal of the majority of the RBS Sempra Commodities JV business, £0.6 billion, and the life assurance business, £0.2 billion partially offset by RFS minority interests, £0.3 billion. | 43 | annual_report |
5784 | 1,005 | Nursing home expenses reflect the operations of the Company's two facilities in Reno, Nevada and San Marcos, Texas. As noted previously, these operations were sold during 2019: the Reno operation effective February 1, 2019, and the San Marcos operation effective May 1, 2019. Expenses shown for 2019 reflect operations u... | 58 | 10K |
StorebrandASA-AR_2012 | 711 | the board determines the structure of the remuneration of executive personnel at Storebrand, and a statement on the fixing of remuneration is presented to the aGM. the remuneration consists of fixed salaries, bonuses, pension schemes and other fringe benefits deemed to be natural in a financial group. the aim of the re... | 107 | annual_report |
5796 | 687 | Other investments consist of investments in unconsolidated affiliated entities, typically structured as limited liability companies ("LLC's"), without readily determinable fair values. Other investments are accounted for under either the equity method or the measurement alternative method. The measurement alternative m... | 162 | 10K |
ScorSE-AR_2018 | 3,118 | For available-for-sale equity securities which are listed on an active market, a line-by-line analysis is performed when there has been a decline in fair value as compared to the initial purchase price of more than 30%, or a consistent unrealized loss over a period of more than 12 months. The different factors consider... | 126 | annual_report |
2609 | 635 | Property and Equipment - Fixed assets are recorded at cost and reported as a component of other assets. Depreciation is recorded using the straight-line method over estimated useful lives ranging from three to five years for computer software and equipment and furniture and fixtures and ten years for leasehold improvem... | 97 | 10K |
3674 | 3,160 | During the fourth quarter of 2008, the Company impaired the entire $97 million of goodwill associated with the Individual Annuities segment. This impairment is reflective of continued deterioration of financial market conditions, which resulted in additional market depreciation within separate account assets and corres... | 57 | 10K |
RaiffeisenBankInternationalAG-AR_2008 | 1,375 | Cash and cash equivalents include the cash reserve recognized in the balance sheet, which consists of cash in hand and balances at central banks due at call. It does not include loans and advances to banks that are due at call, which belong to operating activities. | 46 | annual_report |
3387 | 3,082 | gains (losses), net” are included in adjusted operating income in the period in which the gain or loss is recorded. In addition, the changes in fair value of any associated derivative portfolio that is part of an economic hedging program related to the risk of these products (but which do not qualify for hedge accounti... | 114 | 10K |
AvivaPLC-AR_2015 | 4,870 | Further details on significant movements are outlined in the market performance sections below. | 13 | annual_report |
TopdanmarkAS-AR_2020 | 388 | Expertise and qualifications: The Board has defined the required competencies and qualifications for board members of Topdanmark. Among these, Anne Louise Eberhard possesses knowledge and experience of the following: Management experience from other financial businesses, board assignments in financial businesses, organ... | 104 | annual_report |
2633 | 1,286 | The Company classifies its equity securities as available-for-sale. Available-for-sale securities are recorded at fair value. Unrealized gains and losses, on available-for-sale securities are excluded from earnings and are reported as a component of accumulated other comprehensive income within shareholders’ equity, un... | 42 | 10K |
3357 | 807 | Affiliates of the Company have entered into revenue sharing agreements with the Company which provide that any and all revenues paid under an affiliate’s name are transferred to the Company. These combined financial statements represent the financial position, results of operations, and cash flows of the resulting econ... | 54 | 10K |
5807 | 2,855 | The Company establishes liabilities for litigation and regulatory loss contingencies when it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. It is possible that some matters could require the Company to pay damages or make other expenditures or establish accruals in amo... | 61 | 10K |
ScorSE-AR_2016 | 5,099 | ●● Daily checks are performed by the local HR managers and the Group HR Department to ensure the reliability of the information in the Group data base. An additional detailed check of the data is performed annually (in December) by the Group HR Department and the local HR managers. | 49 | annual_report |
265 | 256 | first quarter of 1996, following final determination of the purchase price. The Company believes that the combination of its direct operations and Nations' strong agency network will provide a balance to Fidelity's title premium revenue between direct and agency, as well as hedge against future market downturns. Once a... | 126 | 10K |
1886 | 597 | Commercial lines catastrophe losses, net of reinsurance and before taxes, were $40 million in 2002 compared with $28 million in 2001, which included $9 million for losses related to events of September 11, 2001. Reported direct losses accounted for less than fourth-tenths of a percent of the $9 million and arose from t... | 73 | 10K |
1169 | 447 | 8. INCOME TAXES (CONTINUED) The actual income tax expense attributable to income for the three years in the period ended December 31, 1999 is based on the statutory tax rates in the Company's taxable jurisdictions, which range from 0% to approximately 50%. | 42 | 10K |
3354 | 925 | Certain of our trading securities are held in an effort to offset the portion of the income statement volatility caused by the effect of interest rate fluctuations on the value of certain embedded derivatives related to our equity-indexed annuity products and certain modified coinsurance agreements. See the sections of... | 145 | 10K |
BaloiseHoldingLtd-AR_2007 | 499 | Baloise systematically identifi es and develops talented executive staff . In 2007, the continuing education programmes “Strategic Leadership Programme” (SLP) and “Advanced Management Programme” (AMP) were systematically aligned with the implementation of corporate strategy. | 34 | annual_report |
AvivaPLC-AR_2019 | 397 | We have a zero-tolerance approach to acts of bribery and corruption. To manage this risk, we have a risk management framework which sets policies and standards across all markets. These policies and standards apply to everyone at Aviva and it is the responsibility of CEOs (or equivalent) to ensure that their business o... | 57 | annual_report |
NatwestGroupPLC-AR_2005 | 2,365 | Collectively assessed provisions are the provisions on impaired credits below an agreed value threshold which are assessed on a portfolio basis, to reflect the homogenous nature of the assets, such as credit cards or personal loans. The provision is determined from a quantitative review of the relevant portfolio, takin... | 64 | annual_report |
NatixisSA-AR_2020 | 10,614 | Specific actions are proposed to investors such as the definition of a biodiversity strategy for a warehouse portfolio and the integration of biodiversity into the Innov 2019 project. | 28 | annual_report |
de_allianz-AR_2017 | 2,096 | These assets are initially measured at fair value plus any directly attributable transaction costs. Subsequent to initial recognition, they are measured at amortized cost using the effective interest rate method. | 30 | annual_report |
5264 | 1,398 | For the year ended December 31, 2016, we had an income tax benefit of $54.4 million related primarily to the release of the valuation allowance recorded against federal and certain state deferred tax assets. The provision for income taxes also include current year alternative minimum tax and changes to deferred tax ass... | 249 | 10K |
TopdanmarkAS-AR_2018 | 346 | Management experience from other financial businesses, board assignments in financial businesses, organisation, strategic management, insurance operations, reinsurance, long-tail business (premiums, provisions, run-off), financial and insurance reporting, risk management and risk assessment, sales for the professional ... | 66 | annual_report |
TrygAS-AR_2004 | 640 | An unrealistic, but not inconceivable development would not threaten the company’s solvency | 12 | annual_report |
NatwestGroupPLC-AR_2013 | 6,085 | Risk appetite - an expression of the maximum level of risk that the Group is prepared to accept to deliver its business objectives. | 23 | annual_report |
3673 | 1,270 | The Company is both self-insured and fully insured for its postretirement health care and life insurance benefit plans, and the plans are not funded. The health care plans provide for insurance benefits after retirement and are generally contributory, with contributions adjusted annually. Postretirement life insurance ... | 59 | 10K |
4747 | 591 | Company agrees with another party to exchange, at specified intervals, the difference between fixed rate and floating rate interest amounts as calculated by reference to an agreed notional amount. As of December 31, 2013, the Company posted collateral of $5.0 million which is included in other assets on the consolidate... | 52 | 10K |
1720 | 1,013 | The investment in restructured mortgage loans on real estate was $685 million and $784 million at December 31, 2001 and 2000, respectively. Interest income of $52 million, $62 million and $80 million was recognized on restructured loans for the years ended December 31, 2001, 2000 and 1999, respectively. Gross interest ... | 85 | 10K |
de_allianz-AR_2015 | 1,792 | BaLaNCe sheet LiNe iteMs, ias 39 CateGories aND ifrs 7 CLasses of fiNaNCiaL iNstruMeNts | 14 | annual_report |
1217 | 551 | Earnings per share - basic $ .33 $ (.20) $ .10 Earnings per share - diluted $ .33 $ (.20) $ .10 | 22 | 10K |
2437 | 600 | represent approximately 40% of our investment portfolio in the future. Net cash used in investing activities for 2003 and 2002 included investments in fixed maturity securities related to proceeds from the TIAA business and approximately $200 million in proceeds received from the issuance of long term debt (see “-Finan... | 51 | 10K |
4250 | 1,610 | We carefully monitor the credit quality of the reinsurers with which we do business on all new and renewal reinsurance placements and on an ongoing, current basis. Our recoverables are due principally from highly-rated reinsurers. See Note 5, “Reinsurance” to the Consolidated Financial Statements for additional informa... | 54 | 10K |
5702 | 515 | In 2018, the decrease in net income from continuing operations compared to 2017 was due to the decrease in the fair value of equity securities and an increase in other underwriting expenses partially offset by an increase in net premiums earned. The decrease in the fair value of equity securities was the result of vola... | 144 | 10K |
4973 | 1,151 | The table below indicates the contractual or expected maturity distribution of our fixed maturity securities at December 31, 2014. In the table, we allocated the maturities of our mortgage-backed and asset-backed securities based on the expected future principal payments. The weighted-average life of our mortgage-backe... | 58 | 10K |
gb_prudential-AR_2013 | 3,342 | Debt securities classified as available-for-sale in an unrealised loss position (a) Fair value of securities as a percentage of book value The following table shows the fair value of the debt securities in a gross unrealised loss position for various percentages of book value: Fair value Unrealised | 47 | annual_report |
3425 | 2,523 | In 2005, CNA entered into several significant commutation agreements, including the commutation of the Aggregate Cover, which was a corporate aggregate reinsurance treaty related to the 1999 through 2001 accident years and covered substantially all of CNA’s property and casualty lines of business. These commutations re... | 67 | 10K |
4121 | 4,611 | •Optimizing our allocation of assets to reflect changes in Allstate Financial's liabilities. •Continuing to explore global investments in areas of emerging opportunity with higher prospects for growth. •Balancing our ongoing efforts to mitigate interest rate and equity risks, including continuing our macro hedge progra... | 70 | 10K |
NatwestGroupPLC-AR_2016 | 5,160 | The internal traded VaR model captures all trading book positions including those products approved by the regulator. For an explanation of the distinction between internal VaR and regulatory VaR, refer to page 267. | 33 | annual_report |
RSAInsuranceGroupPLC-AR_2007 | 522 | The Board reviews annually the effectiveness of the Group’s systems of internal control in order to safeguard the Group’s assets and shareholders’ investment. This system includes governance, financial controls, the risk management framework and operational, regulatory and compliance requirements. The systems are desig... | 108 | annual_report |
4549 | 1,324 | We issued the Preferred Shares in May 2011. The Preferred Shares have no stated maturity, and are not subject to any sinking fund or mandatory redemption and are not convertible into any other securities. Except in certain limited circumstances, the Preferred Shares are not redeemable prior to May 10, 2016. After that ... | 80 | 10K |
TrygAS-AR_2007 | 572 | Group’s premium income in foreign currency is mostly matched by claims and expenses in the same currencies, primarily NOK, EUR, SEK and USD. We do not hedge the remaining, limited currency risk in connection with future cash flows in foreign currencies. | 41 | annual_report |
gb_prudential-AR_2010 | 2,845 | Jackson issues VA contracts where it contractually guarantees to the contractholder either a) return of no less than total deposits made to the contract adjusted for any partial withdrawals, b) total deposits made to the contract adjusted for any partial withdrawals plus a minimum return, or c) the highest contract val... | 132 | annual_report |
5162 | 1,197 | Long-term Debt: Fair values for long-term debt are obtained from independent pricing services or discounted cash flow analyses based on current incremental borrowing rates for similar types of borrowing arrangements. Debt instruments which are valued by pricing services using active trades for which there was current m... | 132 | 10K |
fr_axa-AR_2008 | 4,315 | At December 31, 2007, 2.7 million treasury shares backing contracts where the financial risk is borne by policyholders held in controlled funds were not deducted from shareholders’ equity. Their total estimated historical cost was €74 million and their market value €75 million at the end of December 2007. | 48 | annual_report |
4650 | 824 | The Company uses put options, call options and swap contracts in order to mitigate the impact of potential changes in market conditions on the merger arbitrage trading account. These options and contracts are reported at fair value. As of December 31, 2012, the fair value of long option contracts outstanding was $1 mil... | 95 | 10K |
AvivaPLC-AR_2004 | 2,242 | ‡ Combined operating ratio (COR) broadly expresses the total of claims costs, commission and expenses as a percentage of premiums and is one of our key performance measures. ≠ Including health premium income. # With reference to net premium income from continuing operations. ~ Based on gross worldwide premiums. ≈ Based... | 73 | annual_report |
AvivaPLC-AR_2014 | 4,965 | We value our fair value securities using designated methodologies, estimations and assumptions. These securities, which are reported at fair value on the consolidated statement of financial position, represent the majority of our total cash and invested assets. We have categorised the measurement basis for assets carri... | 379 | annual_report |
2982 | 533 | The principal factors considered by management in addition to the actuarial point estimates in determining the reserves at December 31, 2006 and 2005 vary by line of business. In our Commercial Lines segment, management considered the growth and product mix changes in commercial lines and recent adverse severity trends... | 326 | 10K |
NatixisSA-AR_2016 | 5,439 | the lease term, under “Income or expenses from other recognized in the income statement on a straight-line basis over | 19 | annual_report |
BaloiseHoldingLtd-AR_2007 | 504 | On the whole, very few positions were fi lled twice as a result of this acquisition. Yet there was still a sense of insecurity among employees of the former Winterthur and Baloise employees with regard to their future roles in the new structure. In intense discussions between the employees concerned and senior manageme... | 82 | annual_report |
SwissReAG-AR_2010 | 269 | A changing business landscape Economic development and medical advances have greatly increased life expectancy in many countries: In 1990, for example, a 60-year-old British woman would be expected to live to the age of 84. Today, that expectation is over 88 – and could be over 90 by 2030. As a result, the life insuran... | 114 | annual_report |
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