report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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AssicurazioniGeneraliSpA-AR_2016 | 2,807 | Accumulated depreciation and impairment as at 31 December previous year -3,459 -3,230 | 12 | annual_report |
Sampoplc-AR_1999 | 250 | Claims incurred 2,8 Claims paid -730,304 - 656,809 - 237,609 -222,849 Change in premium reserve Reinsurers ' share 128,693 61,718 4,430 267 Change in premium reserve -449,735 -209,545 - 601,611 - 595,091 - 233,179 - 222,581 Reinsurers' share 78 -1,143 Change in the provision for -449,657 -210,689 outstanding claims | 49 | annual_report |
5063 | 2,058 | On May 16, 2013, Voya Financial, Inc. issued $750.0 of 5.65% Fixed-to-Floating Rate Junior Subordinated Notes due 2053 (the "2053 Notes") in a private placement with registration rights. The 2053 Notes are guaranteed on junior subordinated basis by Voya Holdings. Interest is paid semi-annually, in arrears, on each May ... | 187 | 10K |
1590 | 532 | TWELVE MONTHS ENDED DECEMBER 31, 2000 AND 1999 (dollars in thousands) | 11 | 10K |
fr_axa-AR_2014 | 6,417 | Shadow accounting on Value of purchased Business In force - - (85) | 12 | annual_report |
5524 | 1,677 | For all lines, the Company’s objective is to estimate ultimate loss and LAE. Total loss reserves are then calculated by subtracting losses paid. Similarly, IBNR reserves are calculated by subtracting case reserves from total loss reserves. IBNR is the estimated liability for (1) changes in the values of claims that hav... | 162 | 10K |
4833 | 5,512 | The First American Financial Corporation 2010 Incentive Compensation Plan (the “Incentive Compensation Plan”), effective May 28, 2010, permits the granting of stock options, stock appreciation rights, restricted stock, RSUs, performance units, performance shares and other stock-based awards. Eligible participants in th... | 119 | 10K |
NatixisSA-AR_2017 | 5,948 | At December 31, 2016, disposals mainly related to, in the Investment Solutions Division, Capital Growth Management for +€17.5 million, Reich (c) and Tang for €4.8 million, Snyder for +€8.3 million, as well as Kobrick for -€0.6 million and in terms of Corporate Data Solutions, the disposals of HCP NA LLC and Altus for +... | 60 | annual_report |
1224 | 169 | Homeowners. The Company's position in the homeowners market is intended to - - ---------- complement its auto business and facilitate growth in that line. Units in force for the Company's homeowners program remained comparatively stable from December 31, 1998, to December 31, 1999, due to the commencement of sales of n... | 70 | 10K |
RSAInsuranceGroupPLC-AR_2018 | 1,886 | The 2016-18 LTIP period captures important elements of the Company’s turnaround activity, together with emergence into ‘business as usual.’ Within the Business Review Scorecard indicators, performance overall was assessed to have been above target (though by a margin below that assessed for the 2015-17 LTIP). This conc... | 94 | annual_report |
5953 | 1,286 | The Company’s liability for unrecognized tax benefits may increase or decrease in the next 12 months. A reasonable estimate of the increase or decrease cannot be made at this time. However, the Company continues to believe that the ultimate resolution of the pending issues will not result in a material change to its fi... | 72 | 10K |
5485 | 1,071 | This segment's results are significantly impacted by the accounting standard related to deferred acquisition costs. We are not able to defer most of Colonial Penn's direct response advertising costs although such costs generate predictable sales and future inforce profits. We plan to continue to invest in this segment'... | 132 | 10K |
SwissLifeHoldingAG-AR_2012 | 949 | Distribution out of the capital contribution reserve 27 – –144 – – – – –144 – –144 equity-settled share-based payments – 7 – – – – 7 0 7 | 29 | annual_report |
RaiffeisenBankInternationalAG-AR_2017 | 3,215 | This risk is mainly hedged by a combination of transactions on and off the statement of financial position where in particular interest rate swaps and – to a smaller extent – also interest rate forwards and interest rate options are used. Management of the statement of financial position is a core task of the central G... | 101 | annual_report |
3109 | 286 | In September 2006, the FASB issued Statement No. 158, "Employers' Accounting for Defined Benefit Pension and Other Postretirement Plans - an Amendment of FASB Statement No. 87, 88, 106 and 132(R)" ("SFAS 158"). SFAS 158 requires a business entity that sponsors an employer defined benefit plan to measure plan assets and... | 116 | 10K |
4988 | 1,547 | Membership in the FHLBB provides us with access to additional liquidity based on our stock holdings and pledged collateral. At December 31, 2014, we had additional borrowing capacity of $33.7 million. There were no borrowings outstanding under this agreement at December 31, 2014. | 43 | 10K |
5516 | 1,116 | During the third quarter of 2017, we completed our review of assumptions and methodologies relating to our claim reserves of our long-term care insurance business and determined, based on our experience, no adjustments were required. | 35 | 10K |
HannoverRueckSE-AR_2015 | 52 | Thanks to our very good market position Hannover Re nevertheless achieved a business development in the year under review with which we can be thoroughly satisfied. Our long-standing, stable customer relationships and our good ratings were particularly crucial in enabling us to write business selectively and only at co... | 154 | annual_report |
5347 | 963 | In April 2013, we entered into an agreement to lease approximately 20,000 square feet of office space in Westford, Massachusetts. The lease commenced in July 2013 and is for a term of 5 years and 3 months. Future minimum payments total approximately $0.8 million over the remaining term of the lease. | 51 | 10K |
4959 | 919 | Management regularly monitors and reports insurance in-force and risk in-force. Insurance in-force for our life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. For risk in-force in our internat... | 136 | 10K |
ASRNederlandNV-AR_2018 | 3,402 | Changes in financial assets at fair value through profit or loss categorised within level 3 | 15 | annual_report |
5926 | 737 | •the risk factors or uncertainties listed from time to time in our filings with the SEC. | 16 | 10K |
RaiffeisenBankInternationalAG-AR_2016 | 961 | Total Group equity Non-controlling interests in € thousand 2016 2015 2016 2015 2016 2015 | 14 | annual_report |
StorebrandASA-AR_2012 | 2,631 | Report on Other Legal and Regulatory Requirements Opinion on the Board of Directors’ report and the allocation of the profit Based on our audit of the financial statements as described above, it is our opinion that the information presented in the Board of Directors report and in the statement of corporate governance p... | 90 | annual_report |
NatixisSA-AR_2008 | 5,048 | Impairment testing consists of comparing the carrying amount of the CGU or group of CGUs including goodwill with its recoverable amount. | 21 | annual_report |
RSAInsuranceGroupPLC-AR_2020 | 479 | UK & International financial performance The UK & International region delivered a business operating result of £200m1 for the period (£152m including exits), down on prior year due to Covid-19 related losses and lower investment income. The business delivered a combined ratio of 96.7%1 (98.5% including exits). However... | 121 | annual_report |
4837 | 1,381 | NBLIC received cash proceeds from the sale of $3.0 million and expects to recognize a gain on the sale of approximately $2.7 million in 2014. We do not expect the sale of DBL to materially change the Company's consolidated financial condition and results of operations. During 2013, DBL contributed revenues of approxima... | 68 | 10K |
2542 | 918 | Our primary sources of liquidity were $20.1 million in fixed maturity securities available for sale, $12.5 million in consolidated cash and cash equivalents and $0.5 million of equity securities at December 31, 2004. The effective duration of our fixed maturity portfolio is 2.9 years with 100% of the fixed maturity sec... | 135 | 10K |
2335 | 989 | On December 7, 2001, Swiss Re acquired LNC’s reinsurance operation for $2.0 billion. In addition, LNC retained the capital supporting the reinsurance operation. After giving affect to the increased levels of capital needed within the Life Insurance and Lincoln Retirement segments that results from the change in the ong... | 170 | 10K |
AegonNV-AR_2006 | 2,981 | Net fair value and foreign exchange gains 612 264 15 5 45 (4) 937 | 14 | annual_report |
fr_axa-AR_2012 | 7,316 | Subsidiaries and the Mutuelles AXA and allocated among them through a Groupement d’Intérêt Économique or “GIE” | 16 | annual_report |
SwissLifeHoldingAG-AR_2012 | 1,422 | entities with functional currency CHF – 13 820 13 919 3 872 100 2 838 entities with functional currency eur 6 – 1 335 301 7 373 | 27 | annual_report |
Sampoplc-AR_2017 | 172 | In the financial industry value creation relies on intangible assets such as employee competence, customer service, creativity and operational excellence. The dedicated employees of Sampo Group are building trust through operational excellence and they deliver first-class customer experience every day. | 40 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2010 | 275 | On 18 January 2011, PZU SA concluded the following agreements with: PZU Ukraine an agreement on the sale of 29,207,233 shares at UAH 7.19 per share totalling to | 29 | annual_report |
NatixisSA-AR_2014 | 8,420 | Natixis Asset Management is a key player in SRI and solidarity investment in France and Europe. Together with its subsidiary Mirova, it boasted almost €13 billion in assets under management at December 31, 2014, managing a dozen equity, fi xed income and diversifi ed strategies through some 30 different open-ended fund... | 51 | annual_report |
4845 | 933 | Our equity portfolio consists of common stocks and exchange traded funds (ETF). Unrealized losses in the equity portfolio decreased $0.6 million in 2013. Given our intent to hold and expectation of recovery to cost within a reasonable period of time, we do not consider any of our equities to be other-than-temporarily i... | 52 | 10K |
3078 | 2,636 | temporary requires significant management judgment and is discussed more fully in the Critical Accounting Estimates section on Page II-6. Securities classified as below investment grade as of December 31 were as follows: | 32 | 10K |
SwissReAG-AR_2014 | 3,983 | The surplus subsistence farmers currently produce will not be enough to feed the growing population in our cities. Smallholder farmers must make the transition to commercial agriculture to feed the world. For this, they need access to credit so they can buy tools, seeds and fertilizer. But lending will remain restricte... | 112 | annual_report |
LloydsBankingGroupPLC-AR_2014 | 5,759 | NOTE 54: FINANCIAL RISK MANAGEMENT (CONTINUED) The criteria that the Group uses to determine that there is objective evidence of an impairment loss are disclosed in note 2(H). All impaired loans which exceed certain thresholds, principally within the Group’s Commercial Banking division, are individually assessed for im... | 92 | annual_report |
3549 | 1,152 | Actual results may differ materially from those included in the forward-looking statements as a result of risks and uncertainties including, but not limited to, the following: (i) changes in general economic conditions, including the performance of financial markets and interest rates, which may affect the Company’s ab... | 347 | 10K |
AvivaPLC-AR_2010 | 1,606 | * Patrick Regan joined the Company and Board on 22 February 2010 ** Percentages do not necessarily add up due to rounding. | 22 | annual_report |
INGGroepNV-AR_2014 | 6,877 | Exposure at Default (EaD) The exposure at default intends to estimate with the use of models the outstanding amount or obligation at the moment of default in the future. Since the fact that a counterparty will go into default is not known, and the level of outstanding that may occur on that date is also not known, ING ... | 74 | annual_report |
Sampoplc-AR_2011 | 161 | If Academy continues as a Nordic function for competence development and a new Nordic department for Compensation and | 18 | annual_report |
NatwestGroupPLC-AR_2013 | 5,495 | Compensation of key management The aggregate remuneration of directors and other members of key management during the year was as follows: Short-term benefits 30,590 32,540 Post-employment benefits 238 699 Termination benefits 2,033 — Share-based payments 13,003 24,533 45,864 57,772 40 Transactions with directors and k... | 95 | annual_report |
NatixisSA-AR_2020 | 9,547 | Statement of assets, liabilities and commitments related Note 23 to the management of public procedures | 15 | annual_report |
266 | 240 | Fair value for fixed income securities are based on quoted market prices where available. Non-quoted securities are valued based on discounted cash flows using current interest rates for similar securities. Mortgage loans are valued based on discounted contractual cash flows. Discount rates are selected using | 45 | 10K |
gb_lloyds_banking_grp-AR_2000 | 1,260 | Net interest income 122 Net fees and commissions (17) Other income 17 aaaaaffffffffffffffffffffffffff | 13 | annual_report |
StandardLifeAberdeenPLC-AR_2009 | 527 | The FGD surplus remains largely insensitive to a further 30% fall in equities from the 31 December 2009 position, with the surplus estimated to reduce by approximately £0.6bn. A 100bps rise in yields is estimated to reduce the surplus by approximately £0.3bn. | 42 | annual_report |
969 | 279 | FBL FINANCIAL GROUP, INC. INDEX TO CONSOLIDATED FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 1998, 1997 AND 1996 | 17 | 10K |
778 | 248 | The new permanent regulations replaced emergency regulations which had been in use since their issuance in 1989. The new regulations required all automobile insurers in California to submit new rating plans complying with the regulations in early 1997. The Company submitted its new proposed rating plan on March 11, 199... | 50 | 10K |
NatwestGroupPLC-AR_2010 | 2,536 | All business continuity plans, related activities and systems are tested annually. The plan data is validated every 6 months and where the impact on business is high, the validation frequency is increased to every 3 months. | 36 | annual_report |
4777 | 1,285 | In December 2012, the Company decided to eliminate the repayment requirement from the past annual cash retention awards and, as a result, recognized a one-time, non-cash, pre-tax charge of $200 million which represented the write-off of the unamortized balance of past awards at that date. | 45 | 10K |
ScorSE-AR_2009 | 3,459 | For historical reasons, the duties of the entire Directors end at the Shareholders’ meeting to be held in 2011. In these circumstances, the Board of Directors chose a simultaneous renewal of all of its members, in order to allow a full rethinking of its composition in the light of the new corporate governance rules. Du... | 80 | annual_report |
AvivaPLC-AR_2020 | 5,128 | Estimated Solvency II regulatory surplus 28,347 (15,517) 12,830 Adjustments for: Fully ring-fenced with-profit funds (2,501) 2,501 — Staff pension schemes in surplus (1,181) 1,181 — Notional reset of TMTP — — — Pro forma adjustments1 (117) (75) (192) | 38 | annual_report |
nl_ing_grp-AR_2014 | 5,532 | ALCO Bank determines the liquidity risk (limit) framework and appetite after which this is cascaded down in the organisation under the responsibility of the regional and local ALCOs. ING Bank’s liquidity risk framework is based on the three lines of defence concept, whereby risk principles are implemented, monitored an... | 62 | annual_report |
AegonNV-AR_2012 | 24 | Faced with lingering uncertainty over the current economic environment, individuals and families seek broader options in managing their finances and planning for retirement - not only with regard to the solutions available, but in how they access them. At the same time, both our current and future customers increasingl... | 144 | annual_report |
3408 | 777 | The fair value of regulatory deposits with various insurance departments in the United States and Canada totaled $23,432 at December 31, 2007. | 22 | 10K |
GjensidigeForsikringASA-AR_2019 | 2,868 | Requirements Board’s report Disclosure description Comment Page 103-1 Explanation of the material topic and its Boundary Stakeholder analysis 31 103-2 The management approach and its components Areas subject to strict follow-up of compliance 49-50 103-3 Evaluation of the management approach Areas subject to strict foll... | 63 | annual_report |
de_allianz-AR_2002 | 1,004 | Allianz is one of the five leading asset managers in the world. Net inflow to assets under management for third-party investors reached 43 billion euros. Nonetheless, assets managed for third parties decreased by 59 billion euros or 9.5 percent to 561 billion euros. This was due to falling stock prices and the deprecia... | 91 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2004 | 2,478 | Sustainable development A type of development that satisfies the needs of the present without jeopardising the needs of future generations. | 20 | annual_report |
4628 | 715 | A reconciliation of total segment operating loss to net loss for the years ended December 31, 2012 and 2011 is presented in Table 1 below: | 25 | 10K |
PosteItalianeSpA-AR_2019 | 1,356 | � On 30 July 2019, the new “Customer due diligence provisions for combating money laundering and financing of terrorism”. This measure also implements the provisions contained in Legislative Decree no. 231/2007, as amended by the AntiMoney Laundering Directive, as well as the Joint Guidelines of the European Supervisor... | 171 | annual_report |
GjensidigeForsikringASA-AR_2018 | 263 | Customer satisfaction Satisfied customers and good risk assessments are decisive for value creation in the short and long term. Satisfaction with the Company and our individual advisers is measured on a continuous basis, and improvement measures are initiated based on feedback from the customers. | 44 | annual_report |
4513 | 1,852 | Life. Life offers a wide array of insurance products such as term and universal life insurance including single-premium life insurance, as well as BOLI. | 24 | 10K |
HiscoxLtd-AR_2013 | 998 | The Directors responsible for authorising the responsibility statement on behalf of the Board are the Chairman and the Chief Financial Officer. The statements were approved for issue on 24 February 2014. | 31 | annual_report |
2272 | 477 | BENEFIT CONSULTANTS, INC. On January 1, 2003, we acquired Benefit Consultants, Inc. ("BCI Group") headquartered in Appleton, Wisconsin. BCI Group is a full-service consulting, actuarial and administration firm that specializes in administering qualified and nonqualified retirement benefit plans with a primary focus on ... | 83 | 10K |
1680 | 416 | The NAIC established RBC requirements to help state regulators monitor and safeguard life insurers' financial strength by identifying those companies that may be inadequately capitalized. The RBC guidelines provide a method to measure the adjusted capital (statutory-basis capital and surplus plus the Asset Valuation Re... | 108 | 10K |
fr_axa-AR_2011 | 6,207 | AXA Australia New Zealand Disposal of Australian and New Zealand operations | 11 | annual_report |
5550 | 406 | in the U.S., Hong Kong and Australia. We believe that the above described office space is adequate for our needs. However, as we continue to develop our business, we may open additional office locations in 2019. | 36 | 10K |
1142 | 709 | Commencing in 1996, we subleased approximately 13,000 square feet of the office space to MMCI for a term expiring in October 2002. Future minimum rental income under the remaining term of the sublease, exclusive of escalation clauses and maintenance costs, will be approximately $1,218,000. Rental income for 1999, 1998 ... | 174 | 10K |
4402 | 480 | In 2011, 92.8 percent of our gross investment income originated from interest on fixed maturities, compared to 92.9 percent and 94.4 percent in 2010 and 2009, respectively. | 27 | 10K |
fr_axa-AR_2010 | 11,071 | In accordance with the law, the Board of Directors will resolve either that shares granted to eligible executive offi cers under this authorization may not be assigned prior to the expiration of their term of offi ce, or set the number of shares that must be held by them until the expiration of their term. | 55 | annual_report |
BeazleyPLC-AR_2015 | 1,514 | The most critical estimate included within the group’s financial position is the estimate for insurance losses incurred but not reported. The total estimate net of reinsurers’ share as at 31 December 2015 is $1,930.3m (2014: $1,874.5m) and is included within total insurance liabilities and reinsurance assets in the sta... | 52 | annual_report |
HannoverRueckSE-AR_2011 | 4,425 | In order to replace the syndicated facilities for letters of credit | 11 | annual_report |
NatwestGroupPLC-AR_2011 | 4,635 | 2009 Held-for-trading (2) 8,128 9,175 49,967 5,856 31,708 6,648 111,482 28,820 Designated as at fair value through profit or loss 122 208 402 415 1,211 245 2,603 394 Available-for-sale 19,071 19,010 45,530 19,569 36,635 3,483 143,298 51,044 Loans and receivables (2) 1 — — — 6,899 2,971 9,871 7,924 27,322 28,393 95,899 ... | 57 | annual_report |
5134 | 1,803 | We did not renew five reinsurance contracts accounting for $101.0 million of premiums for the year ended December 31, 2013, primarily as a result of pricing and other changes in reinsurance contract structure, terms and conditions. | 36 | 10K |
AvivaPLC-AR_2010 | 263 | The survey results are used each year to determine and implement actions with the aim of achieving continuous improvement. The survey measures employees’ perceptions of leadership, engagement and more, verifying alignment with our strategic direction and immediate business plans. | 39 | annual_report |
StandardLifeAberdeenPLC-AR_2020 | 2,243 | made up Group Group assets is ponents, none e than 5% of a ore tax or of ne an overview o nts as a whole 5% of our estim ning stage, of adjusting ite nd the profits a shareholdings Group profit 9% (2019: 12. ng operations municated by audit of the pa y we would o total assets, sets (2019: 1. | 61 | annual_report |
StorebrandASA-AR_2009 | 271 | NOK 377 million in 2007 to NOK 340 million in 2008. SPP has gone over to a new and improved computational model for valuation of the insurance obligations. In the new cash flow based model, the obligations are discounted on an interest curve instead of an interest point. In comparison with the previous model, the intro... | 109 | annual_report |
ch_zurich_insurance_group-AR_2012 | 1,600 | Market abuse: This risk scenario covers the possibility of investigation and possible sanction or fines imposed on Zurich as a company or any member of staff as a result of market abuse. | 32 | annual_report |
RaiffeisenBankInternationalAG-AR_2018 | 3,478 | The Securitization Committee is the decision-making committee for limit requests in relation to securitization positions within the specific decision-making authority framework. It develops proposals for modifications to the securitization strategy for the Management Board. In addition, the Securitization Committee off... | 51 | annual_report |
SwissReAG-AR_2020 | 685 | Swiss Re | Business Report 2020 49A discussion with Walter B. Kielholz | 12 | annual_report |
4727 | 3,502 | Unrealized gains transferred to noncontrolling interest on sale of life affiliate, net of tax expense of $0, $0, and $4, respectively | 21 | 10K |
3933 | 1,236 | At December 31, 2008, our capital of $2,059,397,000 consisted of $250,000,000 of Series B Notes, representing 12.1% of the total, $167,509,000 of preferred share equity, representing 8.1% of the total, and common shareholders’ equity of $1,641,888,000, representing the balance. At December 31, 2007, our capital of $2,2... | 98 | 10K |
SwissReAG-AR_2019 | 4,235 | Deep risk insight coupled with a data-driven ability to assume forward-looking perspectives on insurance risk pools allows Swiss Re to allocate risk capital to the mutual benefit of our clients and shareholders, as well as society in the broader sense. Strategic investments in targeted R&D activities forms the basis fo... | 62 | annual_report |
5095 | 1,415 | At December 31, 2015, our military services business, which accounted for approximately 1% of our total premiums and services revenue for the year ended December 31, 2015, primarily consisted of the TRICARE South Region contract. The current 5-year South Region contract, which expires March 31, 2017, is subject to annu... | 184 | 10K |
fr_axa-AR_2007 | 3,554 | Provisions for risks and charges 4,988 2,376 277 207 168 638 — 8,654 | 13 | annual_report |
3356 | 1,258 | In 2004, we established a deferred compensation plan for non-employee directors. The plan allows directors to defer a portion of their annual retainers into the plan and, in addition, we credit deferred stock units annually. The menu of “phantom” investment options is identical to those offered to the employees and age... | 71 | 10K |
TrygAS-AR_2008 | 1,981 | The table consists of figures for TrygVesta Forsikring A/S and TrygVesta Forsikring, Norwegian branch of TrygVesta Forsikring A/S. | 18 | annual_report |
Sampoplc-AR_2001 | 198 | Long-term rates rose somewhat towards the end of the year, as hopes of revived economic growth made themselves felt on the markets. The spread between | 25 | annual_report |
AegonNV-AR_2013 | 2,174 | Mr. Wynaendts and 19,146 for Mr. Button. With regard to vested shares (with the exception of shares sold to meet income tax obligations), a retention (holding) period is applicable for a further three years, before they are at the disposal of the | 42 | annual_report |
974 | 280 | FOR THE YEARS ENDED DECEMBER 31, 1998, 1997 AND 1996 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- | 14 | 10K |
1204 | 473 | - Legal risks arising from failure of NAICO or L&W to provide contracted services, deal with claims on a timely basis, provide pertinent data to those dependent upon the data and similar risks; - Increased operational costs due to manual processing, data corruption or disaster recovery; - Inability to bill or invoice; ... | 97 | 10K |
4682 | 983 | For equity method investments, we recognize an impairment when evidence demonstrates that a loss in value that is other-than-temporary has occurred. Evidence of a loss in value that is other-than-temporary may include the absence of an ability to recover the carrying amount of the investment or the inability of the inv... | 163 | 10K |
SwissReAG-AR_1991 | 83 | Catering, company premises, internal services, share register D. Söhner, Executive Manager Member of Management G. Müller (Special assignments) | 18 | annual_report |
INGGroepNV-AR_2005 | 2,209 | In each sensitivity calculation, all other assumptions remain unchanged except – where they are directly affected by the revised economic conditions; for example, future bonus crediting rates are automatically adjusted to reflect sensitivity changes to future investment returns; and – when indicated above that the risk... | 59 | annual_report |
5914 | 743 | The Company also invests much smaller amounts in equity securities, real estate, and private equity, hedge fund and real estate partnerships, and joint ventures. These investment classes have the potential for higher returns but also the potential for higher degrees of risk, including less stable rates of return and le... | 51 | 10K |
SwissReAG-AR_2005 | 1,206 | In addition to analysts’ meetings on regular corporate disclosure Swiss Re held two Investors’ days – one in New York and one in Zurich – in 2005. Furthermore, the announcement of the acquisition of GE Insurance Solutions on 18 November 2005 was accompanied by several activities. On the day of the announcement presenta... | 91 | annual_report |
4463 | 1,184 | If recognized, the gross unrecognized tax benefits could lower the effective income tax rate in any future period. The provision for gross unrecognized tax benefits decreased $0.4 million during 2011 due to the expiration of the IRS statute of limitations on the Company’s 2007 federal income tax return. | 48 | 10K |
AvivaPLC-AR_2005 | 617 | General insurance risk General insurance risk arises from: – Fluctuations in the timing, frequency and severity of claims and claim settlements relative to expectations | 24 | annual_report |
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