report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
values |
|---|---|---|---|---|
319 | 140 | square foot home office facility in Okemos, Michigan and to purchase new furniture and equipment. | 15 | 10K |
de_allianz-AR_2002 | 183 | J A N R . C A R E N D I | 12 | annual_report |
HiscoxLtd-AR_2014 | 1,596 | The Group’s land and buildings assets relate to freehold property in the UK. | 13 | annual_report |
AvivaPLC-AR_2011 | 3,754 | Actuarial gains from continuing operations 996 1,078 Actuarial gains/(losses) from discontinued operations 11 (79) | 14 | annual_report |
647 | 363 | Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated: | 35 | 10K |
StorebrandASA-AR_2011 | 1,896 | Realised losses on loans where no provisions have previously been made -7 -1 | 13 | annual_report |
NatwestGroupPLC-AR_2012 | 2,381 | Collateral management to ensure that credit risk mitigation remains legally effective and enforceable. | 13 | annual_report |
3990 | 2,268 | The market volatility assumptions for annuitants’ underlying mutual fund investments that are modeled based on the S&P 500, Russell 2000 and NASDAQ Composite are based on the market-implied volatility for these indices for three to seven years grading to historical volatility levels thereafter. For the remaining 56% of... | 103 | 10K |
3376 | 1,028 | Net Premiums Earned. Net premiums earned decreased $45.3 million, or 10.3%, to $393.0 million for the year ended December 31, 2006 from $438.3 million for the year ended December 31, 2005. The decrease in net premiums earned was primarily the result of the decrease in net premiums written for the year ended December 31... | 64 | 10K |
RSAInsuranceGroupPLC-AR_2015 | 618 | Outlook for 2016 During 2016 the risk team will continue to work with the business to streamline control processes and increase efficiency. They will also focus on monitoring market risks (including the impact of inflation shocks) and IT risks and controls. The external environment and ongoing IT transformation has mad... | 56 | annual_report |
HannoverRueckSE-AR_2015 | 1,823 | By analysing a broad range of observable information it is possible to classify losses as major individual loss events. Measurement of the obligations existing in this connection is carried out using a separate process, which is based largely on contract- specific estimates. | 42 | annual_report |
4419 | 2,295 | Separate account liabilities decreased $1.5 billion primarily as a result of death and surrender benefits outpacing deposits largely from the discontinuance of new sales of variable annuities, as well as unfavorable market performance in 2011. | 35 | 10K |
AvivaPLC-AR_2013 | 434 | For more information on our responsibility to our employees, turn to page 46 | 13 | annual_report |
2111 | 3,309 | The tables below display the potential impact of a parallel 20% increase and decrease in foreign exchange rates on the valuation of invested assets subject to foreign currency exposure in 10% increments as of December 31, 2003 and 2002. This analysis includes the after-tax impact of translation from transactional curre... | 112 | 10K |
1542 | 1,023 | The United States, the Commonwealth of Puerto Rico and various hotels and individuals have sued MetLife Capital Corporation, a former subsidiary of the Company, seeking damages for clean up costs, natural resource damages, personal injuries and lost profits and taxes based upon, among other things, a release of oil fro... | 119 | 10K |
2161 | 701 | OTHER EXPENSES. Other expenses decreased $2.8 million, or 80.0%, to $0.7 million in 2003 from $3.5 million in 2002. This net decrease is primarily due to the sale of substantially all the assets of the Company's leasing subsidiary, HNL, effective April 30, 2002 and a decrease in the expenses of MIIX Healthcare Group. | 53 | 10K |
SwissReAG-AR_2004 | 1,896 | 3.2 Other activities and functions Please refer to the information provided in each director’s biography on page 62–66. | 18 | annual_report |
StorebrandASA-AR_2015 | 1,088 | The write-down period and method are reviewed annually to ensure that the method and period being used both correspond to the useful economic life of the asset. The disposal value is similarly reviewed. Properties are split into components if different parts have different useful economic lives. The depreciation period... | 60 | annual_report |
fr_axa-AR_2017 | 5,558 | Other commitments given totaled €17,308 million at the end of 2017 and mainly consisted of: ■ €5,542 million commitment to private equity funds mainly from France (€1,964 million), Switzerland (€1,027 million), Germany (€1,023 million), Japan (€687 million), the United States (€620 million) and AXA Corporate Solutions ... | 190 | annual_report |
1206 | 498 | During 1998, PXRE experienced savings of $532,000 net for prior-year loss and loss expenses primarily related to the triggering of a retrocessional recovery on a 1994 aviation loss offset in part by adverse development due to the 1997 German, Polish and Czech floods. The loss ratio for 1997 was favorably affected by de... | 124 | 10K |
5825 | 2,951 | For the years ended December 31, 2020, 2019, and 2018 there were no surplus contributions made to MGIC or distributions from other insurance subsidiaries to us. Dividends paid by MGIC are shown in table 14.2 below. | 36 | 10K |
NatixisSA-AR_2012 | 5,671 | (a) In 2012 attendance fees paid to members of the Board of Directors included a fi xed portion (€10, 000 per year per person) and a variable portion (€2, 000 per Board Meeting per person). The members of the Audit Committee and the Compensation Committee received a fi xed payment (€5, 000 and €3, 000 respectively, €20... | 86 | annual_report |
976 | 582 | Consolidated Statements of Stockholders' Equity for the years ended December 31, 1998, 1997 and 1996 | 15 | 10K |
AegonNV-AR_2018 | 339 | – those most likely to affect Aegon (its operations, profits or reputation) or its stakeholders (their financial or personal well-being, their businesses, employment etc.). Results from this assessment are incorporated directly into Aegon’s annual strategy, business planning and reporting processes; they help identify ... | 146 | annual_report |
BeazleyPLC-AR_2020 | 2,045 | Borrowings consist of two items. The first is $250m of subordinated tier 2 debt raised in November 2016. This debt is due in 2026 and has annual interest of 5.875% payable in May and November of each year. The second comprises $300m of subordinate tier 2 debt raised in September 2019. This debt is due in 2029 and has a... | 70 | annual_report |
3830 | 754 | The Company did not have any transactions, agreements or other contractual arrangements with an unconsolidated entity that would be considered an off-balance sheet arrangement required to be disclosed pursuant to Item 303(a)(4)of Regulation S-K. | 34 | 10K |
878 | 492 | The Company is not aware of any current recommendations by the regulatory authorities, which if implemented, would have a material effect on the Company's liquidity, capital resources or results of operations. The Company's statutory capital exceeds the benchmark capital level under the Risk Based Capital formula for i... | 51 | 10K |
2542 | 982 | Consolidated Statements of Income for the years ended December 31, 2002, 2003 and 2004 | 14 | 10K |
2568 | 435 | The Company's intangible assets are DAC, goodwill and the value of insurance in force. DAC and the value of insurance in force are amortizable. | 24 | 10K |
INGGroepNV-AR_2008 | 2,135 | Reference to published price quotations in active markets This category includes financial instruments whose fair value is determined directly by reference to published quotes in an active market. A financial instrument is regarded as quoted in an active market if quoted prices are readily and regularly available from ... | 74 | annual_report |
RSAInsuranceGroupPLC-AR_2009 | 533 | The business review has been prepared to the best of the Directors’ knowledge in order to provide the Company’s shareholders with a fair review of the development and performance of the Company and the Group as a whole, together with a description of the principal risks and uncertainties which may affect the Group. It ... | 63 | annual_report |
ch_zurich_insurance_group-AR_2015 | 2,800 | Transfers out of level 3 – (20) – – (4) – – | 12 | annual_report |
4245 | 1,064 | Bank overdraft decreased $0.9 million, or 9.9%, to $7.4 million as of December 31, 2010, compared with $8.3 million as of December 31, 2009. The bank overdraft relates primarily to losses and LAE disbursements paid but not presented for payment by the policyholder or vendor. The change relates to our payment patterns i... | 69 | 10K |
1245 | 228 | Interest is imputed on the unamortized balance of VPIF at a rate of 7.33% for the year ended December 31, 1999, 7.38% for the year ended December 31, 1998, and 7.03% for the period October 25, 1997 through December 31, 1997. In 1999, VPIF was adjusted to increase amortization by $681,000 to reflect changes in the assum... | 184 | 10K |
AegonNV-AR_2011 | 969 | Term life insurance pays out death benefits in the event of death of the insured during the term of the contract. Whole life insurance pays out death benefits in the event of death, regardless of the timing of this event. Premiums and amounts insured are established at inception of the contract and are guaranteed. The ... | 99 | annual_report |
AegonNV-AR_2007 | 722 | AEGON USA’s primary insurance subsidiaries include: Transamerica Life Insurance Company, Transamerica | 11 | annual_report |
2255 | 4,097 | The Company may not succeed in implementing its strategy of becoming a major provider of real estate transaction management services. | 20 | 10K |
2526 | 1,107 | As of December 31, 2004 and December 31, 2003, 53.9% and 48.3% of our below investment grade bonds are in Category 3, the highest quality below investment grade. Category 6 bonds, those in or near default, represent securities that were originally acquired as long-term investments, but subsequently became distressed. T... | 138 | 10K |
4222 | 1,278 | The following table summarizes information related to stock options outstanding and exercisable as of December 31, 2010: | 17 | 10K |
DirectLineInsuranceGroupPLC-AR_2020 | 2,129 | Distribution statement This chart shows the overall pay expenditure across all Group employees compared with the total dividend value paid to shareholders in 2019 and 2020. | 26 | annual_report |
2621 | 1,103 | In September 2004, FSA exercised its rights to have the collateral of a defaulted collateralized bond obligation liquidated at a public sale, in which the Company offered the highest bid. The Company acquired the collateral to gain control of the portfolio in order to mitigate future losses. The previously established ... | 167 | 10K |
4070 | 631 | our ability and intent to hold the security for a period of time sufficient to allow for recovery in the estimated fair value. | 23 | 10K |
2983 | 1,178 | For bonds and equity securities in the General Investment Portfolio and the FP Segment Investment Portfolio, the carrying amount represents fair value. The fair value is generally based on quoted market price or, in the case of the Company’s investment in XLFA, redemption value. | 44 | 10K |
Sampoplc-AR_2005 | 2,000 | In the capital markets, 2005 was again a year of syndicated loans. Finnish companies signed new loans worth nearly EUR 14 billion, which is a new record. | 27 | annual_report |
BaloiseHoldingLtd-AR_2005 | 2,322 | Total liabilities from the banking business and bonds liabilities from the insurance business other liabilities liabilities without fixed maturity1 | 19 | annual_report |
1684 | 823 | in year 2000 underwriting risks, ceased participation in Lloyd's underwriting risks after year 2000, and managed the run-off of its risk participation in open years of account of Lloyd's reinsurance syndicates. | 31 | 10K |
AvivaPLC-AR_2002 | 1,080 | Amortisation of goodwill on associated undertakings (7a) (13) – (13) Reclassification to subsidiary undertakings (24) (28) (52) | 17 | annual_report |
4523 | 1,753 | There are a variety of factors that impact AIG Life and Retirement's businesses, and the life insurance and annuity industry in general, during a prolonged low interest rate environment. Declining interest rates result in higher fair values of assets backing insurance and annuity liabilities and may result in improved ... | 106 | 10K |
Sampoplc-AR_2019 | 290 | Redningstjeneste TOPCO A/S. The acquisition price for 100 per cent ownership was EUR 32 million (NOK 325 million) which was paid in cash. The enterprise value amounted to EUR 114 million. | 31 | annual_report |
PhoenixGroupHoldingsPLC-AR_2019 | 1,484 | AUDIT COMMITTEE’S ROLE AND FOCUS 2019 has been a year of continued change for the Group with the ongoing transition activities that have followed the acquisition of Standard Life� The political landscape remained turbulent during the year with sustained uncertainty around the UK’s decision to leave the European Union a... | 141 | annual_report |
NatwestGroupPLC-AR_2009 | 2,127 | Net stable funding ratio* The net stable funding ratio shown below is assessed using the proposed Basel measure. This measure seeks to show the proportion of structural term assets which are funded by stable funding including customer deposits, long-term wholesale funding, and equity. Through the course of 2009, the me... | 78 | annual_report |
3557 | 5,495 | The Company utilizes a risk management strategy that incorporates the use of derivative financial instruments to reduce exposure to interest rate risk, inflation risk, currency exchange risk, and equity market risk. These strategies are developed through the asset/liability committee’s analysis of data from financial s... | 61 | 10K |
3313 | 1,123 | In considering the potential sensitivity of the factors and assumptions underlying management’s best estimate of loss and LAE reserves, it is also important to understand that the MPL sector of the property casualty insurance industry is characterized by a relatively small number of claims with a large average cost per... | 53 | 10K |
2000 | 694 | It is management’s objective to generally align the cash flow characteristics of assets and liabilities to ensure that the Company’s financial obligations can be met under a wide variety of economic conditions. In meeting the objectives, management may choose to liquidate certain investments and reinvest in alternate i... | 68 | 10K |
4252 | 1,036 | In general, our available-for-sale securities are classified as current assets without regard to the securities’ contractual maturity dates because they may be readily liquidated. Our auction rate securities are classified as non-current assets. For comprehensive discussions of the fair value and classification of our ... | 67 | 10K |
5602 | 7,970 | (c) Beginning in the third quarter of 2018, the economic effect presented for Policyholder contract deposits - investment-type contracts has been refined to better reflect the economic effect on the balance sheet and is calculated as the change to the estimated fair value from a 100 bps parallel increase in all yield c... | 101 | 10K |
5810 | 1,361 | (3) As of December 31, 2020 and December 31, 2019, the maximum exposure to loss for other limited partnership and fund interests includes $141.2 million and $129.1 million, respectively, of debt within certain of our managed international real estate funds that is fully secured by assets whose value exceeds the amount ... | 62 | 10K |
5236 | 1,379 | Net investment income increased by $635,000 for the year ended December 31, 2016 as compared to 2015, primarily from the growth of the investment portfolio. Average invested assets for 2016 were $78.7 million compared to $74.9 million for 2015, an increase of $3.8 million, or 5.1%. The increase in the portfolio was pri... | 64 | 10K |
TopdanmarkAS-AR_2020 | 16 | • The post-tax profit forecast model for 2021 amounts to DKK 1,000-1,100m, excluding run-off. | 14 | annual_report |
2410 | 766 | We lease space in each of the areas where our health plans and specialty companies operate. We are required by various insurance and regulatory authorities to have offices in the service areas where we provide benefits. We believe our current facilities are adequate to meet our operational needs for the foreseeable fut... | 52 | 10K |
5511 | 2,331 | Net favorable reserve development of $86 million in 2017 includes favorable reserve development on ongoing lines of business within Neon recorded in connection with the reinsurance to close agreement entered into in December 2017 for the 2015 and prior years of account, lower than anticipated claim severity in the work... | 88 | 10K |
AvivaPLC-AR_2014 | 623 | Longer term investment return was also lower at £112 million (down 17%) as a result of lower reinvestment yields. | 19 | annual_report |
NatixisSA-AR_2003 | 3,026 | 1 – Functioning of the Board 1.1 – Composition of the Board of Directors Natexis Banques Populaires has applied the principles of corporate governance for several years. Beginning in 1996, special Board committees were created, and other measures followed pursuant to the recommendations set forth in the Viénot and Bout... | 51 | annual_report |
NatixisSA-AR_2008 | 4,654 | Mr. François Pérol has been nominated as the Chairman of the | 11 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2009 | 230 | Wolfgang Strassl Board member responsible for personnel and welfare matters, within the meaning of Section 33 of the german co-Determination act healthcare/human Resources | 23 | annual_report |
NatixisSA-AR_2017 | 4,127 | Since 2016, Natixis has opted for early application of the provisions related to the recognition of gains and losses on financial liabilities designated under the fair value option, as provided for by IFRS 9 “Financial instruments”, adopted by the European Commission on November 22, 2016. According to these new provisi... | 96 | annual_report |
5442 | 1,020 | On January 6, 2011, Atlas adopted a stock option plan (the “Stock Option Plan”) in order to advance the interests of Atlas by providing incentives to eligible persons defined in the plan. In the second quarter of 2013, a new equity incentive plan (the “Equity Incentive Plan”) was approved by the Company’s common shareh... | 161 | 10K |
3878 | 3,048 | the risk that aircraft and related assets cannot be disposed of at the time and in a manner desired. | 19 | 10K |
gb_prudential-AR_2016 | 6,686 | Prudential’s Articles of Association contain an exclusive jurisdiction provision Under Prudential’s Articles of Association, certain legal proceedings may only be brought in the courts of England and Wales. This applies to legal proceedings by a shareholder (in its capacity as such) against Prudential and/or its Direct... | 101 | annual_report |
1273 | 721 | Less current installments 841,767 2,358,684 ---------- ---------- Bank loans, excluding current installments $6,465,741 $5,862,614 ========== ========== | 16 | 10K |
SwissLifeHoldingAG-AR_2008 | 2,074 | Changes from discontinued operations – 1 387 – –24 – 1 411 | 12 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2003 | 1,319 | Profit for the year, including minority interests in earnings –468 214 | 11 | annual_report |
1666 | 1,163 | Diamond Offshore's business primarily consists of operating 45 offshore drilling rigs that are chartered on a contract basis for fixed terms by companies engaged in exploration and production of hydrocarbons. Offshore rigs are mobile units that can be relocated based on market demand. As of December 31, 2001, 28 of the... | 74 | 10K |
INGGroepNV-AR_2018 | 1,377 | Conference presentations and face-to-face meetings with investors and/or analysts took place in 34 different cities across the globe. | 18 | annual_report |
nl_ing_grp-AR_2011 | 2,810 | The effective tax rate in 2011 was lower than the weighted average statutory tax. This is mainly caused by exempt income, which was only partly offset by non deductible expenses and write-down of deferred tax assets. | 36 | annual_report |
gb_prudential-AR_2001 | 1,249 | (2000 change of persistency assumption) 15 30 Cost of strengthened assumption for required capital for shareholder backed business (16) – Experience variances and other items (6) 19 | 27 | annual_report |
GjensidigeForsikringASA-AR_2018 | 3,131 | Net receipts/payments from sale/acquisition of subsidiaries, associates and joint ventures (28.4) (516.7) | 12 | annual_report |
954 | 228 | In conjunction with the new direct marketing of auto and homeowners insurance, the Company has invested in a new policy processing system that was operational beginning in 1999. The $4.1 million and $8.0 million costs incurred on this system during 1997 and 1998, respectively, were capitalized and will be expensed over... | 59 | 10K |
5395 | 1,775 | Our private equity and other investment portfolios are accounted for at fair value with the change in fair value recorded in net investment income, which included net unrealized gains of $24.7 million, $11.5 million and $10.4 million in 2017, 2016 and 2015, respectively. | 43 | 10K |
4228 | 1,836 | Recourse for the payment of principal, interest, and other amounts due on the Tailwind notes is limited to the collateral for the Tailwind notes and the other assets, if any, of Tailwind Holdings. The collateral consists of a first priority, perfected security interest in (a) the debt service coverage account (Tailwind... | 151 | 10K |
ch_zurich_insurance_group-AR_2012 | 3,110 | In Rest of Europe, embedded value increased by USD 302 million, mainly from positive investment variances as credit spreads narrowed in Italy and Portugal. | 24 | annual_report |
5632 | 703 | During 2018, the Company completed the acquisition of eight businesses for consideration of $58 million, net of cash acquired, and completed the disposition of four business for a net cash outflow of $10 million. | 34 | 10K |
INGGroepNV-AR_2009 | 501 | Insurance Europe reacted to the weak economic environment and volatile financial markets in 2009 by derisking its balance sheet, strict expense control and a strategic focus on core products and markets. The derisking initiatives were completed in 2009, whereas cost containment and Back to Basics efforts will continue ... | 91 | annual_report |
5596 | 1,598 | Our fiscal year ends December 31 and, unless otherwise noted, references to years or fiscal are for fiscal years ended December 31. | 22 | 10K |
INGGroepNV-AR_2008 | 860 | Ernst & Young may only provide audit and non-audit services to ING Group and its subsidiaries with the permission of the Audit Committee. The Audit Committee has generally pre-approved certain types of audit, audit-related, tax and non-audit services to be provided by ING Group’s external audit firms on an annual basis... | 84 | annual_report |
5374 | 676 | Earned premiums in 2017 were $2.31 billion, $47 million or 2% higher than in 2016, primarily reflecting an increase in net written premiums over the preceding twelve months. Earned premiums of $2.26 billion in 2016 were comparable with 2015. | 39 | 10K |
4839 | 494 | Retroactive reinsurance policies provide indemnification of unpaid losses and loss adjustment expenses with respect to past loss events, and related claims are generally expected to be paid over long periods of time. Premiums and limits of indemnification are often very large in amount. Coverages are generally subject ... | 120 | 10K |
NatwestGroupPLC-AR_2016 | 3,306 | To support a consistent tone from the top, senior management frequently communicate the importance of the required risk behaviours through various channels, linking them to the achievement of good customer outcomes. | 31 | annual_report |
HannoverRueckSE-AR_2010 | 1,298 | Growth in earnings per share ≥ 10% 2.1% > 100% (117.6%) 8.3%9 > 100% | 14 | annual_report |
2870 | 1,183 | greater than one year, of which there was none at December 31, 2005 and $1.0 million at December 31, 2004 had been in an unrealized loss position for periods greater than 2 years. | 33 | 10K |
BaloiseHoldingLtd-AR_2004 | 535 | Including items on the agenda Shareholders’ requests pursuant to Article 699 (3) of the | 14 | annual_report |
HannoverRueckSE-AR_2010 | 2,178 | is determined using acknowledged valuation methods and compared with the carrying value; arising impairments are recognised. Maintenance costs and repairs are expensed. | 22 | annual_report |
4897 | 1,670 | Included in the balance of the liability for unrecognized tax benefits at December 31, 2014, are $307 million of tax positions for which the ultimate deductibility is highly certain, but for which there is uncertainty about the timing of such deductibility, compared with $327 million at December 31, 2013. Because of th... | 121 | 10K |
5415 | 13,238 | The fair value of long-term debt is based on market observable data (such as the fair value of the debt when traded as an asset) or is determined using discounted cash flow calculations based on current interest rates for instruments with comparable terms and considers the Company’s own credit risk. The liability for c... | 80 | 10K |
INGGroepNV-AR_2008 | 2,504 | Risk types ING’s risk profile measures the following main types of risks that are associated with its business activities: Credit risk: the risk of potential loss due to default by ING’s debtors (including bond issuers) or trading counterparties;• Market risk: the risk of potential loss due to adverse movements in mark... | 115 | annual_report |
NatixisSA-AR_2009 | 3,210 | The €14.7 billion decline in credit risks was attributable for €7.1 billion to the impact of the fi nancial guarantee provided by BPCE and for €7.6 billion to the reduction in gross exposure and exposure to risk. | 37 | annual_report |
AegonNV-AR_2005 | 12 | FINANCIAL INFORMATION CONSOLIDATED FINANCIAL STATEMENTS OF AEGON GROUP 2005 82 Consolidated balance sheet 83 Consolidated income statements 84 Consolidated statement of changes in equity 86 Consolidated cash flow statement 87 Notes to the consolidated financial statements 172 Group companies 174 Remuneration Executive ... | 50 | annual_report |
4595 | 1,998 | Included in the balances at December 31, 2012 and 2011 were $3 million and $2 million, respectively, of unrecognized tax benefits that, if recognized, would affect the annual effective tax rate. Also included in the balances at those dates were $21 million and $35 million, respectively, of tax positions for which the u... | 80 | 10K |
fr_axa-AR_2016 | 7,240 | The following table shows liabilities and assets arising from policyholders’ participation and other obligations as of December 31, 2016: (in Euro million) December 31, 2016 December 31, 2015 | 28 | annual_report |
NatwestGroupPLC-AR_2018 | 3,297 | RBS International 469 125 594 281 108 389 239 135 374 NatWest Markets 1,510 (68) 1,442 1,077 (27) 1,050 1,296 (84) 1,212 Central items & other 55 270 325 256 195 451 15 214 229 | 35 | annual_report |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.