report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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5702 | 1,133 | In 2019, 2018 and 2017 we recognized $4,659, $3,877 and $2,987, respectively, in compensation expense related to the restricted stock and restricted stock unit awards. At December 31, 2019, we had $3,512 in compensation expense that has yet to be recognized through our results of operations related to the restricted st... | 81 | 10K |
2490 | 4,374 | The Company’s insurance company subsidiaries, other than Mt. McKinley, which is in runoff, currently hold an “A+ (“Superior”)” financial strength rating from A.M. Best. Everest Re, Bermuda Re and Everest National hold an “AA- (“Very Strong”)” financial strength rating from Standard & Poor’s. Everest Re and Bermuda Re h... | 284 | 10K |
5785 | 1,296 | With the assistance of our fair value specialists, we compared management’s unobservable inputs to external sources, and for a sample of the investments, developed independent estimates of the fair value and compared our estimates to the Company’s estimates. | 38 | 10K |
5797 | 1,962 | Reserves for losses and loss adjustment expenses represent our best estimate of the ultimate cost of settling reported and unreported claims and related expenses. As discussed previously, the estimation of loss and loss expense reserves is based on various complex and subjective judgments. | 43 | 10K |
4753 | 1,544 | The Company has limited direct European exposure, totaling only 8% of total invested assets as of December 31, 2013. The following tables present the Company’s European securities included in the Securities by Type table above. The Company identifies exposures with the issuers’ ultimate parent country of domicile, whic... | 136 | 10K |
GjensidigeForsikringASA-AR_2015 | 0 | Superior customer experiences and efficient operations in 2015 contributed to record-high customer satisfaction and the best-ever underwriting result for Gjensidige. | 20 | annual_report |
2834 | 961 | Scheduled maturities at December 31, 2005 of long-term debt for the next five years were as follows: | 17 | 10K |
NatwestGroupPLC-AR_2012 | 1,399 | UK Corporate Manufacturing and infrastructure 0.1 0.1 0.3 Property and construction 3.6 5.9 11.4 Transport 3.8 4.5 5.4 Financial institutions 0.2 0.6 0.8 Lombard 0.4 1.0 1.7 Other 4.2 7.5 7.4 Total UK Corporate 12.3 19.6 27.0 | 37 | annual_report |
StandardLifeAberdeenPLC-AR_2018 | 3,249 | Equity securities and interests in pooled investment funds at FVTPL 501 331 – 10,327 1,353 80,099 176 8,263 2,030 99,020 | 20 | annual_report |
5071 | 4,462 | We sponsor several defined contribution plans for U.S. employees that provide for pre-tax salary reduction contributions by employees. The most significant plan is the AIG Incentive Savings Plan, for which the Company’s matching contribution is 100 percent of the first six percent of a participant’s contributions, subj... | 127 | 10K |
StorebrandASA-AR_2013 | 951 | Storebrand does not have any written provisions concerning the rotation of Nomination Committee members. The Articles of | 17 | annual_report |
1070 | 418 | * And a $1.8 million loss attributable to Vidler Water Company, Inc. ("Vidler") and Nevada Land and Resources Company LLC ("NLRC"); | 21 | 10K |
HannoverRueckSE-AR_2012 | 2,817 | Hannover Re Consulting Services India Private Limited C&B Square Sangam Complex Unit 502, 5th Floor Andheri-Kurla Rd, Andheri (East) Mumbai 400059 | 21 | annual_report |
AegonNV-AR_2015 | 5,065 | On September 1, 2015, Aegon completed the sale of Clark Consulting following regulatory approval. The agreement to sell Clark | 19 | annual_report |
1583 | 732 | Effective January 1, 1998, the Company's noncontributory pension plan was converted into a defined contribution 401(k) savings plan, or the Plan. Employees become eligible to participate in the Plan after six months of service. Based on the provisions of the Plan, participants may contribute up to 15% of their pre-tax ... | 66 | 10K |
gb_lloyds_banking_grp-AR_2018 | 6,184 | 2 Other comprises sub‑investment grade (2018: £1,920 million; 2017: £1,878 million) and not rated (2018: £344 million; 2017: £340 million) . | 21 | annual_report |
4778 | 1,470 | The Portfolio Company Corporate and Other segment primarily consists of our share in the operations of certain equity investments, including Ceridian, Digital Insurance and other smaller operations which are not title related. | 32 | 10K |
fr_axa-AR_2006 | 2,640 | Current accident year loss ratio (net) 63.6% 65.1% 65.1% 67.7% 67.7% | 11 | annual_report |
3777 | 1,078 | The Company currently files income tax returns in the U.S. federal jurisdiction, various states, and foreign jurisdictions. The U.S. Internal Revenue Service (IRS) has completed exams on the consolidated income tax returns for fiscal years 2007 and prior. The Company’s 2008 tax return is under advance review by the IRS... | 98 | 10K |
3757 | 2,608 | The following table reflects a summary of obligations and commitments outstanding, including both the principal and interest portions of long-term debt and capital leases, with payment dates as of June 30, 2008. | 32 | 10K |
1946 | 1,070 | We have audited the accompanying consolidated balance sheets of Travelers Property Casualty Corp. and subsidiaries as of December 31, 2002 and 2001, and the related consolidated statements of income (loss), changes in shareholders’ equity and cash flows for each of the years in the three-year period ended December 31, ... | 77 | 10K |
gb_prudential-AR_2007 | 2,816 | Expected tax rates shown in the table above reflect the corporate tax rates generally applied to taxable profits of the relevant country jurisdictions. For Asian operations the expected tax rates reflect the corporate tax rate weighted by reference to the source of profits of the operations contributing to the aggregat... | 93 | annual_report |
4305 | 1,418 | The Company’s investment portfolios primarily consist of investment grade fixed maturity securities. The fair value of these investments was $45.5 billion and $40.4 billion at December 31, 2010 and 2009, respectively. The fair value of these and other invested assets fluctuates depending on the interest rate environmen... | 75 | 10K |
AvivaPLC-AR_2020 | 4,927 | Adjustment to tax charge in respect of prior years (9) (2) Non-assessable dividend income (20) (303) Losses surrendered intra-group for nil value 25 31 Tax on interest amounts charged direct to equity (5) — | 34 | annual_report |
5098 | 1,563 | Net Written Premium. Net written premium increased $947.1 million, or 101.3%, to $1,882.4 million from $935.3 million for the years ended December 31, 2014 and 2013 , respectively. The increase in net premium resulted from an increase in gross written premium for the year ended December 31, 2014 compared to the year en... | 110 | 10K |
AegonNV-AR_2012 | 3,329 | Any reasonably possible changes in the other assumptions Aegon uses to determine EGP margins (i.e. maintenance expenses, inflation and disability) would reduce net income by less than EUR 39 million (per assumption change) (2011: EUR 37 million). | 37 | annual_report |
HelvetiaHoldingAG-AR_2008 | 725 | Helvetia Group does not expect the first-time application of IFRS 8 and IAS 1 as revised to have any significant impact on the consolidated financial statements, as this will primarily affect the type and extent of disclosure. Due to the changes to IAS 16 and IAS 40, the Annual Improvements Project will mean that a lar... | 100 | annual_report |
5021 | 916 | The guaranteed cost medical care ratio increased slightly in 2014, compared with 2013, due to a higher medical care ratio in the U.S. individual business and the exit from the limited benefits business, offset by rate increases to cover new taxes and fees mandated by Health Care Reform. | 48 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2007 | 1,006 | Combined ratio legal expenses insurance % 94.5 95.3 99.8 98.9 99.2 | 11 | annual_report |
5689 | 1,028 | Atlas is exposed to credit risk on balances receivable from insureds and agents. Credit exposure to any one individual insured is not material. The policies placed with risk taking partners are distributed by agents who may manage cash collection on its behalf pursuant to the terms of their agency agreement. Atlas has ... | 83 | 10K |
4329 | 1,121 | On July 31, 2008, we executed $100 million in senior credit facilities (the “Credit Facilities”). The Credit Facilities included a $65.0 million term loan facility, which was fully funded upon the closing of our ProCentury Merger and a $35.0 million revolving credit facility, which was partially funded upon closing of ... | 210 | 10K |
gb_prudential-AR_2010 | 5,166 | ii The weighted risk discount rates for Asian operations shown above have been determined by weighting each country’s risk discount rates by reference to the EEV basis new business result and the closing value of in-force business. | 37 | annual_report |
ASRNederlandNV-AR_2018 | 4,966 | Management Approach 2018 Disclosure on management approach Ch. 1.4, 2.2, 2.3, 4.3 (p. 17, 28, 31, 56-61) | 17 | annual_report |
3025 | 1,574 | Under the Plans, the Company’s Board of Directors may grant performance or other restricted stock awards to key employees. The Company’s Board of Directors may make the issuance of common stock subject to the satisfaction of one or more employment, performance goals or period, purchase or other conditions. During the y... | 105 | 10K |
HannoverRueckSE-AR_2020 | 432 | (b) Given the significance of premium reserves, as part of our audit we worked with our actuaries to assess the methods used by the Company and the assumptions made by the executive directors. The assessment was based on our industry expertise and experience, among other things. | 46 | annual_report |
ch_zurich_insurance_group-AR_2008 | 486 | (incl. the highest paid) as of December 31 in USD millionAll GEC members 1 | 14 | annual_report |
AegonNV-AR_2012 | 5,085 | Derivatives with negative values not designated as hedges 16,830 - 11,697 - | 12 | annual_report |
5045 | 912 | This tax compliance issue impacts our policyholders and their tax liabilities relative to these products that fail 7702 and 72(s) for those that will not be remediated. The exposure related to future sales or products in force is unknown at this time. Policyholders | 43 | 10K |
5327 | 1,921 | Substantially all of the Company’s consolidated premiums, universal life and investment-type product policy fees and other revenues originated in the U.S. | 21 | 10K |
gb_prudential-AR_2011 | 1,938 | Michael McLintock M&G Executive LTIP 2008 1,141 2,990 – 31 Dec 10 | 12 | annual_report |
TrygAS-AR_2009 | 236 | The 2009 expense ratio was impacted by costs in connection with The | 12 | annual_report |
212 | 595 | 1. The directors also hold certain options to purchase shares of the Registrant's Common Stock as described above under "Directors' Compensation." | 21 | 10K |
5321 | 4,275 | In addition to the above committed facilities, see also “- Other Notes” for information about the undrawn line of credit facility in the amount of $100 million. | 27 | 10K |
5825 | 583 | This Overview of the MD&A highlights selected information and may not contain all of the information that is important to readers of this Annual Report. Hence, this Overview is qualified by the information that appears elsewhere in this Annual Report, including the other portions of the MD&A. | 47 | 10K |
DirectLineInsuranceGroupPLC-AR_2012 | 2,090 | The objectives set out in the investment management minimum standard are: • to maintain the safety of the portfolio’s principal both in economic terms and from an accounting and reporting perspective; • to maintain sufficient liquidity to provide cash requirements for operations; and | 43 | annual_report |
5490 | 2,752 | All references to Fiscal 2017, 2016 and 2015 refer to fiscal periods ended September 30, 2017, 2016 and 2015, respectively. | 20 | 10K |
TrygAS-AR_2008 | 1,816 | Profit on continuing business 2,267 Profit/loss on discontinued and divested business -1 | 12 | annual_report |
HannoverRueckSE-AR_2012 | 1,294 | Life and health reinsurance Gross premium growth 8 5 – 7% | 11 | annual_report |
gb_prudential-AR_2010 | 2,391 | Equity and interest rate risk Prudential faces equity risk and interest rate risk because most of its assets are investments that are either equity type investments and subject to equity price risk, or bonds, mortgages or cash deposits, the values of which are subject to interest rate risk. The amount of risk borne by ... | 168 | annual_report |
StandardLifeAberdeenPLC-AR_2012 | 378 | Aberdeen solutions We have spent much of the period putting structure in place in respect of products and staff to enable us to present coherent and competitive products. | 28 | annual_report |
4032 | 1,068 | At our corporate headquarters in Philadelphia, Pennsylvania, we lease approximately 151,697 square feet of office space and 1,240 square feet of space for data storage under a lease that expires in August 2017. In addition, we also lease the following. | 40 | 10K |
4310 | 4,429 | MetLife is organized into five segments: Insurance Products, Retirement Products, Corporate Benefit Funding and Auto & Home (collectively, “U.S. Business”) and International. The assets and liabilities of ALICO as of November 30, 2010 and the operating results of ALICO from the Acquisition Date through November 30, 201... | 99 | 10K |
DirectLineInsuranceGroupPLC-AR_2018 | 1,226 | Additional information The Committee has unrestricted access to management and external advisers to help discharge its duties. It is satisfied that in 2018 it received sufficient, reliable and timely information to perform its responsibilities effectively. | 35 | annual_report |
NatwestGroupPLC-AR_2012 | 5,140 | Discount rate 4.5 5.0 5.5 4.4 5.2 5.4 Expected return on plan assets 5.3 5.7 6.7 5.3 5.6 6.3 Rate of increase in salaries 1.8 1.8 1.8 1.7 2.0 2.0 Rate of increase in pensions in payment 2.8 3.0 3.3 2.6 2.9 3.0 Inflation assumption 2.9 3.0 3.3 2.8 3.0 3.2 | 51 | annual_report |
5493 | 3,597 | Corporate & Other contains the excess capital, as well as certain charges and activities, not allocated to the segments, including external integration and disposition costs, internal resource costs for associates committed to acquisitions and dispositions, enterprise-wide strategic initiative restructuring charges and... | 164 | 10K |
4138 | 905 | The following table highlights the effects that our reinsurance transactions have on Unpaid Losses and Loss Adjustment Expenses and Unearned Premiums in our Consolidated Balance Sheets: | 26 | 10K |
PhoenixGroupHoldingsPLC-AR_2018 | 2,434 | Acquisition of Standard Life Assurance subsidiaries, net of cash acquired H2.1 1,607 – | 13 | annual_report |
4230 | 1,431 | We analyze performance of the segments and Corporate and Other operations of the Financial Services Businesses using a measure called adjusted operating income. See “-Consolidated Results of Operations-Segment Measures” for a discussion of adjusted operating income, including the change we made to this measure in the t... | 60 | 10K |
StorebrandASA-AR_2004 | 1,168 | Net cash flow from operational activities -2 758.5 1 049.1 -1 241.4 -7 148.8 43.6 3 436.7 | 17 | annual_report |
3655 | 1,156 | A summary of other investments as of December 31, 2008 follows (in millions). | 13 | 10K |
gb_prudential-AR_2010 | 31 | • New business profit up 24 per cent to £902 million | 11 | annual_report |
3951 | 250 | You should read the following discussion together with "Selected Historical Financial Data" and our consolidated financial statements and the related notes included elsewhere in this Annual Report. This discussion contains forward-looking statements, which involve risks and uncertainties. Our actual results may differ ... | 68 | 10K |
4923 | 1,410 | Days claims payable ("DCP") for the year ended December 31, 2014 was 61.2 days compared with 40.4 days for the year ended December 31, 2013. Adjusted DCP, which we calculate in accordance with the paragraph below, for the year ended December 31, 2014 was 77.2 days compared with 58.7 days for the year ended December 31,... | 93 | 10K |
2297 | 824 | • $18.6 million loss during the second quarter of 2001 on securities issued by a global integrated web hosting, data, and telecommunications company, after the company unexpectedly declined to make an interest payment on another senior note in May 2001 even though the company had sufficient available cash. The write-do... | 109 | 10K |
AvivaPLC-AR_2004 | 1,870 | Equity instruments A financial instrument is treated as equity if: (i) there is no contractual obligation to deliver cash or other financial assets or to exchange financial assets or liabilities on terms that may be unfavourable; and | 37 | annual_report |
1940 | 546 | Other income consists of fees and interest income, including income earned while we hold client premiums on behalf of insurance companies. In 2002, $7.7 million, or 3.5% of our total revenue, was derived from other income. | 36 | 10K |
4928 | 1,049 | The Company holds an ownership interest in excess of 40%, but not a controlling interest, in Script Relief LLC ("Script Relief"), a Delaware limited liability company. Script Relief operates a direct to consumer pharmacy benefit business, including discount card offerings | 40 | 10K |
fr_axa-AR_2013 | 2,386 | The proportion of women within the Board of Directors was 35.7% on December 31, 2013. The Board’s composition therefore complies with the provisions of law n° 2011-103 of | 28 | annual_report |
3669 | 1,083 | Included within future policy benefits are liabilities for GMDB and GMIB provisions contained in the variable products that the Company issues. At December 31, 2008 and 2007, GMDB and GMIB liabilities included within future policy benefits were as follows: | 39 | 10K |
5560 | 964 | In March 2017, the FASB issued guidance that reduces the amortization period for the premium on certain purchased callable debt securities to the earliest call date. The guidance applies specifically to noncontingent call features that are callable at a predetermined and fixed price and date. The accounting for purchas... | 162 | 10K |
4732 | 1,070 | We use a two-step process to review goodwill for impairment. The first step is a screen for potential impairment, and the second step measures the amount of impairment, if any. Our strategy, long-range business plan, and annual planning process support our goodwill impairment tests. These tests are performed, at a mini... | 257 | 10K |
fr_axa-AR_2019 | 8,154 | As pension liabilities have a long-term nature, a mix of equity instruments, debt instruments, investment funds and real estate investments is used in Plan Assets. | 25 | annual_report |
1801 | 702 | Reserve liabilities assumed by Central Reserve under the United Benefit Life agreement on August 1, 1998 exceeded the cash transferred to Central Reserve by United Benefit Life as reimbursement for this assumption by $3.0 million, which was reflected in a note receivable. Subsequent to August 1, 1998, the balance of th... | 112 | 10K |
1829 | 405 | The increase in worldwide property catastrophe reinsurance gross premium writings for 2001 compared to 2000 resulted primarily from reinstatement premiums of $14.4 million generated by reinstated coverages on assumed contracts impacted by losses from the September 11th terrorist attacks. | 39 | 10K |
gb_prudential-AR_2016 | 2,873 | Determination of fair value The Group uses current bid prices to value its investments with quoted prices. Actively traded investments without quoted prices are valued using prices provided by third parties as described further in note C3.1. | 37 | annual_report |
SwissLifeHoldingAG-AR_2011 | 2,428 | In order to continue to finance the insurance business, CHF 200 million was made available to Swiss Life Ltd and CHF 87 million to Swiss Life International Holding AG, which comprises the foreign insurance companies. The total value of participations thus grew from CHF 3258 million to CHF 3545 million. | 50 | annual_report |
2621 | 851 | At December 31, 2003, Financial Security Assurance Holdings Inc. (as a separate holding company, "FSA Holdings") held $152.9 million of surplus notes of FSA. During 2004, FSA repaid $44.0 million of those surplus notes. At December 31, 2004, FSA Holdings held $108.9 million of FSA surplus notes. Payments of principal o... | 81 | 10K |
4551 | 1,673 | The following tables present, at December 31, 2012 and 2011, for each of the fair value hierarchy levels, the Company’s international and US non-qualified pension plan assets that are measured at fair value on a recurring basis. | 37 | 10K |
ASRNederlandNV-AR_2018 | 2,468 | In € millions Acquisition date balance sheet based on fair value | 11 | annual_report |
gb_prudential-AR_2005 | 745 | Capital invested in business units: Total capital invested in business units (418) (347) | 13 | annual_report |
2997 | 782 | The aggregate carrying value of the Company’s investment portfolio, including assets pledged for short-sale obligations, was $3,926,276 and $3,720,538 at December 31, 2006 and 2005, respectively, and is comprised of available-for-sale securities, other invested assets, short-term investments and cash and cash equivalen... | 42 | 10K |
70 | 593 | Kemper Corporation renegotiated the short-term portion of its committed lines of credit with certain banks effective October 27, 1994. The lines of credit total $317.5 million, with $155.0 million expiring October 22, 1995 and $162.5 million expiring November 1, 1996. These lines would not be available upon a change in... | 108 | 10K |
AvivaPLC-AR_2018 | 1,888 | We performed the following: • We assessed the changes to the methodology as a result of adopting the new model relative to relevant rules and actuarial guidance, including understanding the rationale for any differences identified in the liabilities between the new and existing models. | 44 | annual_report |
4359 | 866 | Accumulated other comprehensive loss increased $453 million since December 31, 2010, primarily reflecting the following: | 15 | 10K |
HannoverRueckSE-AR_2010 | 1,175 | Currency risks are especially relevant if there is a currency imbalance between the technical liabilities and the assets. | 18 | annual_report |
2573 | 891 | Net premiums earned on policies written through unaffiliated underwriting agencies were $30.7 million for the year ended December 31, 2003, an increase of $8.9 million or 40.8% as compared to net premiums earned of | 34 | 10K |
2887 | 566 | While net income and net income available to common stockholders excluding the non-recurring Legal Settlement and New Mountain Transaction items are not measures of financial performance under U.S. generally accepted accounting principles, they are provided as information for investors for analysis purposes in evaluati... | 150 | 10K |
3515 | 740 | In September 2006, the FASB issued FAS No. 157, “Fair Value Measurements” (“FAS No. 157”). FAS No. 157 provides guidance for using fair value to measure assets and liabilities whenever other standards require (or permit) assets or liabilities to be measured at fair value. FAS No. 157 does not expand the use of fair val... | 59 | 10K |
Sampoplc-AR_2016 | 730 | During 2016, the number of staff in P&C insurance remained stable. The number of employees decreased in Finland and Norway and increased in Sweden and | 25 | annual_report |
LloydsBankingGroupPLC-AR_2001 | 1,407 | Cash and balances with central banks 1,240 1,027 Loans and advances to banks repayable on demand 2,443 2,794 aaaaaffffffffffffffffffffffffff aaaaaffffffffffffffffffffffffff 3,683 3,821afffffffffffffffffffffffffff afffffffffffffffffffffffffff The Group is required to maintain balances with the Bank of England which, at ... | 47 | annual_report |
GjensidigeForsikringASA-AR_2012 | 1,132 | Capital management The core function of insurance is the transfer of risk, and the Group is exposed to risk in both its insurance and investment operations. Identification, measurement and management of risk are essential parts of the operations. Any insurance company must adapt its risk exposure to its capital base. O... | 110 | annual_report |
2387 | 1,166 | We may determine that certain loss or salvage/subrogation activity is beyond the scope of what was anticipated in the initial establishment of loss reserves. In this case, an explicit adjustment would be made to IBNR to reflect this activity directly as a change in IBNR. | 45 | 10K |
5634 | 4,617 | Represents the impact in the states where rate changes were approved during the period as a percentage of their respective total prior year-end premiums written in those same locations. | 29 | 10K |
gb_prudential-AR_2004 | 90 | Two directors left the Board in 2004: Sandy Stewart in May and Bart Becht in August; and I would like to thank them both for their contribution. | 27 | annual_report |
AegonNV-AR_2019 | 6,659 | The provisions as at December 31, 2019 mainly consist of litigation provisions of EUR 90 million (2018: EUR 198 million) | 20 | annual_report |
3904 | 467 | Aaa-rated, and our below Aaa-rated CMBS were transferred to Level 3. For further discussion of transfers into and out of Level 3, see Note 7 of the consolidated financial statements. | 30 | 10K |
985 | 536 | The costs of Hartford Life's Year 2000 program that were incurred through the year ended December 31, 1997 were not material to Hartford Life's financial condition or results of operations. The after-tax costs of Hartford Life's Year 2000 efforts for the year ended December 31, 1998 were approximately $4. Management cu... | 78 | 10K |
NatwestGroupPLC-AR_2020 | 967 | • Colleague sentiment on inclusivity remains high at 90 points, 17 points above the GFSN and 13 points above GHPN. | 20 | annual_report |
gb_lloyds_banking_grp-AR_2005 | 459 | The Group liaises with the pension scheme trustees with regard to strategies for the overall mix of pension assets. | 19 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2013 | 118 | Year-end closing price € 160.15 136.00 Annual performance (excluding dividend) % 17.8 43.5 Beta 250 relative to DAX (daily, raw) % 1.0 0.9 Market capitalisation at 31 December €bn 28.7 24.4 Market value/equity at 31 December1 1.1 0.9 Average trading volume ’000 667 796 Earnings per share2 € 18.50 17.94 Dividend per sha... | 78 | annual_report |
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