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1936 | 1,168 | Selling, general and administrative expenses as a percentage of operating revenue (excluding net investment income) increased compared to the prior year primarily due to declines in operating revenue (excluding net investment income) totaling $641 million for the year ended December 31, 2002. | 42 | 10K |
4595 | 851 | During 2012, total gross and net asbestos-related payments decreased when compared with 2011, primarily resulting from a decline in both gross and net payments to policyholders with whom the Company has entered into settlement agreements. The Home Office and Field Office categories, which | 43 | 10K |
HannoverRueckSE-AR_2010 | 1,528 | Board with the exception of remuneration-related content as well as resolutions regarding their implementation. It bears responsibility for the granting of loans to the group of persons specified in §§ 89 Para. 1, 115 Stock Corporation Act and those considered equivalent pursuant to § 89 Para. 3 Stock | 48 | annual_report |
4725 | 3,090 | On March 23, 2010, the President signed the Affordable Care Act. Implementation of the Affordable Care Act will impact The Hartford in the same way it impacts other large employers. The Hartford’s core business does not involve the issuance of health insurance. We do not issue any products that insure customers under t... | 143 | 10K |
2048 | 1,366 | revenue and expenses eliminated at the consolidated level were approximately $130 million, $154 million and $159 million for the years ended December 31, 2002, 2001 and 2000. | 27 | 10K |
3198 | 843 | The board of directors is committed to steadily increasing cash dividends and periodically authorizing stock dividends and splits. In February 2007, the board increased the indicated annual dividend rate 6.0 percent, marking the 47th consecutive year of increases in our indicated dividend rate. We believe our record of... | 59 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2014 | 1,124 | In 2014, the process of writing up and valuing positions at | 11 | annual_report |
AegonNV-AR_2019 | 1,275 | Pensioenfonds ABP, the Dutch public sector collective pension fund. Ms. Wortmann-Kool is a former Member of the European | 18 | annual_report |
2884 | 1,236 | Our results include a $180 million provision for settlements resulting from investigations by the NYAG and other regulatory authorities and $40 million for the Daniel class action lawsuit. | 28 | 10K |
fr_axa-AR_2016 | 505 | In the Eurozone, economic growth remained stable at around 1.6% in 2016 (from 1.9% in 2015), mainly driven by both consumption and investment, and supported by renewed confi dence and low interest rates. The labour market improved slightly with an unemployment rate of 9.7% (10.4% in 2015). | 47 | annual_report |
PosteItalianeSpA-AR_2018 | 2,279 | [GRI 302-1; GRI 305-1; GRI 305-2] ENERGY CONSUMPTION AND CO2 EQUIVALENT EMISSIONS TO THE COMPANY ROAD FLEET | 17 | annual_report |
5341 | 1,016 | The following summarizes the components of the reserves related to our long-term care business in our Bankers Life and Long-term Care in Run-off segments. Reinsurance receivables at December 31, 2015 included the long-term care reserves that were ceded to BRe prior to their recapture. | 44 | 10K |
PhoenixGroupHoldingsPLC-AR_2011 | 1,850 | The maximum exposure to credit risk in respect of stock lending transactions is £10,924 million (2010: £9,994 million) of which credit risk of £10,913 million (2010: £9,714 million) is mitigated through the use of collateral arrangements. | 36 | annual_report |
2317 | 788 | The Company estimates that the amount of capital it is holding to support this recaptured insurance business approximates $170.0 million. Such capital could potentially be redeployed for additional reinsurance, including reinsurance of obligations primarily insured by Radian Asset Assurance, other opportunities with po... | 192 | 10K |
4334 | 1,408 | In July 2010, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2010-20, “Receivables (Topic 310)-Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses.” ASU 2010-20 provides amended disclosure requirements related to certain financi... | 121 | 10K |
gb_lloyds_banking_grp-AR_2011 | 3,770 | Wealth and Reported basis Retail Wholesale Commercial International Insurance Other total £m £m £m £m £m £m £m | 18 | annual_report |
4977 | 3,154 | As discussed in Note 11, in 2012, the Company recorded an impairment of goodwill associated with the Retail Annuities reporting unit. This impairment has been categorized as Level 3 due to the significant unobservable inputs used in the determination of the estimated fair value. | 44 | 10K |
RSAInsuranceGroupPLC-AR_2017 | 1,642 | The Company reviewed the Non-Executive Directors’ fees in accordance with the Remuneration Policy and the fees effective from 1 April 2018 are shown in the following table. | 27 | annual_report |
4172 | 1,749 | The Company had commitments to invest in limited liability entities that hold real estate, loans to real estate entities or securities. See Note 12(D) to the Consolidated Financial Statements for additional information. | 32 | 10K |
AssicurazioniGeneraliSpA-AR_2017 | 1,501 | Decreases for the year for: sales or redemptions 0 devaluations 0 other changes 0 | 14 | annual_report |
4286 | 4,934 | On April 16, 2008, the Holding Company was authorized by the Board of Directors to repurchase, at management’s discretion, up to 5% of its outstanding stock. Any such purchases will be funded by the Holding Company’s existing resources, dividends from subsidiaries, or the credit line, or any combination of these resour... | 144 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2008 | 387 | In autumn 2008, International Health began a visionary project for a public-private partnership in the Denia region on the Costa Blanca. Over the next 15 years, our Spanish subsidiary DKV Seguros will assume responsibility for the public healthcare of the 225,000 inhabitants of the municipality of Denia and for the 350... | 109 | annual_report |
HannoverRueckSE-AR_2018 | 2,239 | LI RE 1, 9, Hamilton / Bermuda 100.00 USD – – | 11 | annual_report |
AegonNV-AR_2014 | 6,020 | Distributions paid in currency other than US dollars (a ‘foreign currency’), including the amount of any withholding tax thereon, must be included in the gross income of a US holder in an amount equal to the US dollar value of the foreign currency calculated by reference to the exchange rate in effect on the date of re... | 72 | annual_report |
TopdanmarkAS-AR_2009 | 717 | Technical profit on non-life insurance 1,824 905 Technical profit / (loss) on life insurance (41) 123 | 16 | annual_report |
AegonNV-AR_2007 | 1,591 | Committee. The Board followed the recommendation of the Audit Committee to approve the budget and the budgeted Capital Plan for 2008 and to authorize the | 25 | annual_report |
fr_axa-AR_2010 | 11,607 | AXA’s or the AXA Group employer-sponsored company savings plan(s). The issue of shares may be paid in cash or through the capitalization of reserves, earnings or premiums in case of free allotment of shares or securities giving a claim to the capital as a grant and/or discount. | 47 | annual_report |
5059 | 1,020 | development varies from what is currently expected and is not offset by other factors, it is possible that our recorded reserves may fall outside a reasonable range of our actuary's central estimate, which may require additional reserve adjustments in future periods. | 41 | 10K |
GjensidigeForsikringASA-AR_2010 | 805 | coMMeNts oN the aNNual accouNts gjensidige reports consolidated financial information in accordance with the international Financial reporting standards (iFrs). | 19 | annual_report |
GjensidigeForsikringASA-AR_2014 | 615 | ment in 2014. Satisfactory control of customer and risk selection and risk pricing contributed to good competitiveness throughout the year. The implementation of new tariffs continued in the Nordic countries in 2104, at the same time as the established tariffs in Norway are being continuously developed and im proved. I... | 75 | annual_report |
2176 | 6,017 | The Company entered into an agreement to dispose of its interest in Ivory Holdings, LLC in 2003. As a result, the Company recognized a $4 million loss ($2 million after-tax) on the disposition. | 33 | 10K |
758 | 293 | NOTE 13 - REINSURANCE (continued) - -------------------------------- The effect of reinsurance on premiums written, premiums earned, and incurred losses is as follows: | 22 | 10K |
1760 | 209 | An analysis of sales, maturities, and principal repayments of the Companies' fixed maturities portfolio follows: | 15 | 10K |
5416 | 999 | Risk Based Capital (“RBC”) is a measure insurance regulators use to evaluate the capital adequacy of American National Insurance Company and its insurance subsidiaries. RBC is calculated using formulas applied to certain financial balances and activities that consider, among other things, investment risks related to th... | 140 | 10K |
2896 | 377 | to convert their preferred stock into an increased number of shares of common stock as a result of antidilution adjustments; | 20 | 10K |
5775 | 696 | measured at fair value with changes in the fair value recognized through net income (other than those equity securities accounted for under the equity method of accounting or those that result in consolidation of the investee). Net realized and unrealized gains on investments were $121 million in 2019 compared with $15... | 116 | 10K |
AegonNV-AR_2009 | 2,275 | For equity instruments, a significant or prolonged decline in fair value below initial cost is considered objective evidence of impairment and always results in a loss being recognized in the income statement. Equity investments are impaired to the asset’s fair value and any unrealized gain or loss previously recognize... | 80 | annual_report |
2697 | 946 | Stateco provides investment management services to the Company and Affiliates, which comprise the Company’s investment management services segment. S.I.S. develops and sells software for the processing of insurance transactions, database management systems for insurance agents, and electronic interfacing of information... | 117 | 10K |
AegonNV-AR_2011 | 622 | Variable products also contain interest rate risk and policyholder behavior risk, which are handled similarly to those in fixed annuities. | 20 | annual_report |
4225 | 3,282 | Equity Securities Traded in Active Markets - Trading, Available for Sale and Other Invested Assets | 15 | 10K |
4871 | 3,043 | In December 2014 the Company completed an ASR program, repurchasing a total of 13.9 million common shares under the ASR program for $525 million, including the initial delivery of 11.2 million common shares in July 2014 and 2.7 million common shares delivered in December 2014. | 45 | 10K |
2048 | 1,449 | The following tables set forth unaudited quarterly financial data for the years ended December 31, 2002 and 2001 as previously reported before a restatement to reflect a change in the accounting for the Company’s investment in life settlement contracts. See Note T for further discussion. | 45 | 10K |
HelvetiaHoldingAG-AR_2013 | 778 | Company profile Development of business activities / Investments umes. In Italy, the decline also originated predominantly from portfolio cleansing in motor business which was carried out to further improve profitability. Spain continued to suffer as a result of the recession. For this reason, as in previous years, the... | 75 | annual_report |
AssicurazioniGeneraliSpA-AR_2014 | 1,493 | In accordance with the materiality principle, the report should only disclose information to explain to providers of fi nancial capital how an organization creates value over time. Generali believes that value is created by focusing on the following primary stakeholders: the fi nancial community, its people, clients, s... | 99 | annual_report |
ASRNederlandNV-AR_2017 | 1,050 | Additional positions Michel Verwoest is a member of the Supervisory Board of Human Total Care. | 15 | annual_report |
3874 | 2,307 | For example, a GMWB contract is ‘in the money’ if the contract holder’s guaranteed remaining benefit (GRB) becomes greater than the account value. As of December 31, 2008 and December 31, 2007, 88% and 19%, respectively, of all unreinsured GMWB ’in-force’ contracts were ‘in the money’. For GMWB contracts that were ‘in ... | 77 | 10K |
ScorSE-AR_2011 | 5,479 | The Committee may consult the Chief Financial and Accounting Officer, the Chief Internal Auditor and external auditors on these issues. During the financial year 2010, it met with the auditors, the Group Chief Financial Officer (during the review of the financial statements) and the Chief of Internal Audit. The review ... | 93 | annual_report |
819 | 215 | $3.00 Cumulative Convertible Preferred Stock, authorized 5 shares; 5 shares issued and outstanding at beginning of year, liquidation value of $84....................................... 5 5 5 Shares exchanged for Common Stock (2 in 1997)....... (2) - - ----- ----- ----- Shares issued and outstanding at end of year (3 in... | 68 | 10K |
4288 | 672 | (5) Commission revenue (from all sources) recognized during the period from the consolidated statements of income. Commission revenue for the three months ended December 31, 2010 includes a one-time commission payment of $6.0 million which we received from one of our health insurance carrier partners on a number of exi... | 59 | 10K |
4317 | 1,185 | Despite the Company’s premium growth and the increase in average invested assets, investment income grew at a slower rate in 2010 compared to 2009 reflecting the significant accumulation of cash and cash equivalents which occurred during 2010; we had reduced the level of cash and cash equivalents to more customary leve... | 92 | 10K |
3817 | 1,072 | Under a revolving line of credit arrangement, we have the ability to borrow on an unsecured basis up to a maximum principal amount of $500 million (the “Credit Facility”). This replaced our previously existing $200 million revolving line of credit. We have the right in certain circumstances to request that the commitme... | 225 | 10K |
401 | 433 | On July 23, 1993, the Texas State Board of Insurance approved the application for an insurance license for FIS and BMD to form a general partnership. The Company entered into a partnership agreement effective October 1, 1993 and began operations as a general partnership instead of a corporation, and, in | 50 | 10K |
gb_prudential-AR_2012 | 2,550 | Short-term fl uctuations relating to debt securities: Charges in the year: Defaults – – Losses on sales of impaired and deteriorating bonds (23) (32) Bond write downs (37) (62) | 29 | annual_report |
NatixisSA-AR_2015 | 1,074 | V Member of the Board of EDF International S.A. (until 05.01.2011) | 11 | annual_report |
GjensidigeForsikringASA-AR_2013 | 2,408 | 2 Subordinated loan of NOK 24.0 million is included in cost. | 11 | annual_report |
SwissLifeHoldingAG-AR_2018 | 121 | Following the successful completion of the “Swiss Life 2018” strategy programme, Swiss Life launched its new programme, “Swiss Life 2021”, in November 2018. The strategic thrust of Swiss Life Switzerland in the new strategy programme is the digitally supported advisory process, which will improve the customer journey a... | 86 | annual_report |
AvivaPLC-AR_2018 | 2,653 | A further impairment of £2 million was identified to the goodwill allocated to the Polish business due to the deterioration of the financial position and forecast financial performance of one of the cash generating units. | 35 | annual_report |
NatixisSA-AR_2009 | 1,371 | The harmonization project with Management control will be continued with the creation of common organizational standards and the defi nition of a standard for product indicators. | 26 | annual_report |
GjensidigeForsikringASA-AR_2010 | 921 | selected quantitative goals have been set for socially responsible operations with regard to customers, suppliers, employees and the environment. | 19 | annual_report |
gb_prudential-AR_2009 | 817 | The profits from almost all of the new non-participating business accrue solely to shareholders. Such business is written in the non-profit sub-fund within PAC’s long-term fund, or in various shareholder-owned direct or indirect subsidiaries. The most significant of these is Prudential Retirement Income Limited (PRIL),... | 64 | annual_report |
5377 | 1,089 | Gains or losses on the termination of ineffective fair value or cash flow hedges are reported in earnings as a component of net realized investment gain or loss. In the event a hedged item is disposed of or the anticipated transaction being hedged is no longer likely to occur, we will terminate the related derivative a... | 136 | 10K |
2662 | 1,017 | Earnings Per Share: We compute basic earnings per share (EPS) by dividing net earnings by the weighted-average number of shares outstanding for the period. Diluted EPS is computed by dividing net earnings by the weighted-average number of shares outstanding for the period plus the shares representing the dilutive effec... | 52 | 10K |
nl_ing_grp-AR_2013 | 4,073 | The Chief Risk Officer ensures that the boards are well informed and understand ING Bank’s risk position at all times. Every quarter, the CRO reports to the board committees on ING Bank’s risk appetite levels and on ING Bank’s risk profile. In addition the CRO briefs the board committees on developments in internal and... | 67 | annual_report |
Sampoplc-AR_2001 | 2,480 | Forum, Finland was the leading country in the world in environmental sustainability in 2001, while also being at the top in terms of competitiveness. | 24 | annual_report |
3191 | 2,344 | In December 2004, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards No. 123 (revised 2004) "Share-Based Payment" (“SFAS 123R”). This statement requires recognition in the financial statements of the fair-value-based measurement method of stock-based compensation issued t... | 93 | 10K |
3243 | 1,436 | in the prior year. Mexico’s income from continuing operations decreased by $12 million, net of income tax, due to an increase in amortization of DAC resulting from management’s update of assumptions used to determine estimated gross margins in both years, higher operating expenses from the pension business, the net imp... | 428 | 10K |
PosteItalianeSpA-AR_2019 | 9,203 | Directors, particularly the item regarding definition of the proposal to the General | 12 | annual_report |
RaiffeisenBankInternationalAG-AR_2020 | 408 | The aim of RBI’s Investor Relations activities is to ensure a high level of transparency for market participants – also during the current situation – through use of flexible and innovative information formats. | 33 | annual_report |
3978 | 637 | Total debt of $499 million and a debt to total capitalization ratio of 8.3% | 14 | 10K |
3957 | 1,146 | Approximately 80 manufacturers and distributors of asbestos products have filed for bankruptcy protection as a result of asbestos related liabilities. A bankruptcy sometimes involves an agreement to a plan between the debtor and its creditors, including current and future asbestos claimants. Although the debtor is nego... | 84 | 10K |
4840 | 822 | At December 31, 2013 and 2012, investments in equity securities available for sale were as follows: | 16 | 10K |
fr_axa-AR_1999 | 2,889 | dollar, which is the currency of choice in retrocession cover programs, the cost of such programs remained unchanged. The claims ratio for all accident years, net of reinsurance, was 92.5%, versus 85.5% in 1998. | 34 | annual_report |
StandardLifeAberdeenPLC-AR_2010 | 27 | Commenting on the key aspects of the results, Chief Executive David Nish said: “Standard Life had a good year in 2010. Our financial performance has been strong, with higher net flows and markets increasing the value of assets and revenues and leading to growth in profits. We’ve also made significant operational progre... | 95 | annual_report |
NatwestGroupPLC-AR_2016 | 4,287 | Conduct Report. The report includes a measurement of the overall deficit or surplus position, estimated capital requirements, and an assessment of the associated assets and liabilities. | 26 | annual_report |
fr_axa-AR_2013 | 1,364 | (€+3 million); ■ lower losses in India (€+4 million) benefi ting from better business mix. | 15 | annual_report |
5193 | 947 | Table 5 below presents total income from triple net lease investments included in the Company’s loss from continuing operations for the years ended December 31, 2016, 2015 and 2014. | 29 | 10K |
3445 | 1,643 | •whether or not the Company has the ability and intent to hold the investment for a period of time sufficient to allow for recovery, enabling it to receive value equal to or greater than our cost. | 36 | 10K |
TrygAS-AR_2012 | 436 | The investment return after transfer of insurance technical interest and value adjustment of discounting of provisions totalled DKK 1,238m in 2012. After adjustment of other financial income and expenses, the net investment return totalled DKK 617m (DKK 54m), and after discon ti nued and divested activities the result ... | 53 | annual_report |
NatixisSA-AR_2004 | 1,796 | 2.2 – RISK MANAGEMENT Natexis Banques Populaires is exposed to four main categories of risk: n credit risk; n market risk; n interest rate, currency and liquidity risk; n operational risk. | 31 | annual_report |
fr_axa-AR_2010 | 6,754 | Net realized gains and losses and change in fair value of investments at fair value through profi t and loss (b) & (c) 23,989 252 21 111 - 791 1 25,165 of which change in fair value of assets with fi nancial risk borne by policyholders 23,870 - - - - - (9) 23,861 | 54 | annual_report |
5851 | 3,504 | During the second quarter of 2020, AIG entered into a series of quota share reinsurance agreements, including with Lloyd’s Syndicate 2019, a Lloyd’s syndicate managed by Talbot, to reinsure risks related to PCG. These transactions further AIG’s continued optimization of its General Insurance portfolio, create additiona... | 54 | 10K |
3254 | 2,543 | The following table shows the carrying value of our investments by type of security as of the dates indicated. | 19 | 10K |
RSAInsuranceGroupPLC-AR_2020 | 3,335 | Leases as a lessor The Group leases out its investment property consisting of freehold and leasehold land and buildings, as disclosed in note 25. All leases are classified as operating leases from a lessor perspective with the exception of sub-leases, which the Group has classified as finance sub-leases. | 48 | annual_report |
StandardLifeAberdeenPLC-AR_2020 | 1,498 | Directors’ Remuneration in 2020 This section reports remuneration awarded and paid at the end of 2020 in further detail, including payments to past Directors. | 24 | annual_report |
1586 | 290 | The benefit ratio for short-term disability decreased marginally from the 1999 ratio. The incidence of submitted claims for short-term disability remained relatively constant throughout 2000 and 1999, declining slightly in 2000 compared to the 1999 rate. Negative impacts on the benefit ratio in 2000 were the average cl... | 68 | 10K |
590 | 358 | The consolidated financial statements, which include the accounts of W. R. Berkley Corporation and its subsidiaries ("the Company"), have been prepared on the basis of generally accepted accounting principles ("GAAP"). The preparation of financial statements in conformity with GAAP requires management to make estimates... | 117 | 10K |
860 | 136 | PRIVATE PASSENGER AUTOMOBILE. Strong unit growth in the auto business remains the Company's priority. Vehicles in force grew by 53,153 in 1998, compared to an increase of 65,267 in 1997. The Company continues to increase its vehicles in force despite intense competition in the automobile insurance market. In view of th... | 141 | 10K |
NatwestGroupPLC-AR_2013 | 4,459 | 27. Cash and cash equivalents In the cash flow statement, cash and cash equivalents comprises cash and deposits with banks with an original maturity of less than three months together with short-term highly liquid investments that are readily convertible to known amounts of cash and subject to insignificant risk of cha... | 53 | annual_report |
AvivaPLC-AR_2009 | 1,671 | Remuneration policy in practice for EDs Table 4, below, summarises Aviva’s remuneration policy as it is applied in practice to EDs. | 21 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2012 | 835 | There was a further rise in gross premiums compared with the previous year, with growth of 12.3% to €6.7bn (6.0bn). | 20 | annual_report |
3401 | 413 | The preparation of Consolidated Financial Statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, as well as disclosures of contingent assets and liab... | 72 | 10K |
4094 | 594 | The selling, general and administrative expense ratio represents selling, general and administrative expenses as a percentage of total operating revenue. | 20 | 10K |
5415 | 5,538 | Pending revenue recognition changes. Beginning in first quarter 2018, we will adopt the Financial Accounting Standards Board issued guidance, which revises the criteria for revenue recognition. The Service Businesses segment will be impacted by this standard. For further discussion of impacts of these adjustments, see ... | 52 | 10K |
CNPAssurancesSA-AR_2005 | 1,748 | Permanent representative of Caisse des Dépôts on the Supervisory Board of CNP Assurances since 16 January 2003. | 17 | annual_report |
StorebrandASA-AR_2019 | 219 | In 2019, we participated in the TCFD project for developing a risk model for real estate investments. The model needs to be further developed. In addition, we have started developing a tool for climate accounting and forecasting for real estate. This should be completed in 2020. | 46 | annual_report |
NatwestGroupPLC-AR_2017 | 4,204 | The experience history of Group schemes is shown below: Main Scheme All schemes | 13 | annual_report |
4465 | 1,670 | This table includes unaudited quarterly financial information for the years ended December 31, 2011 and 2010: | 16 | 10K |
ASRNederlandNV-AR_2019 | 1,731 | Unrealised gains and losses include shadow accounting adjustments (see accounting policy I, chapter 6.3.4). For more detailed information on the unrealised gains and losses, see chapter 6.5.12.2. | 27 | annual_report |
AegonNV-AR_2019 | 8,998 | The profitability of Aegon’s spread-based businesses depends in large part upon the ability to manage interest rate risk, credit spread risk and other risks inherent in the investment portfolio. Aegon may not be able to successfully manage interest rate risk, credit spread risk and other risks in the investment portfol... | 58 | annual_report |
fr_axa-AR_2007 | 2,554 | Changes to tax laws may affect the attractiveness of certain of our products, which currently have favorable tax treatment. From time to time, governments in the jurisdictions in which we operate, have considered or implemented proposals for changes in tax law that could adversely affect our products. These proposals h... | 297 | annual_report |
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