report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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3775 | 1,544 | FSP FAS No. 133-1 and FIN No. 45-4, "Disclosures about Credit Derivatives and Certain Guarantees: An Amendment of FASB Statement No. 133 and FASB Interpretation No. 45; and Clarification of the Effective Date of FASB Statement No. 161" ("FSP FAS No. 133-1 and FIN No. 45-4"). In September of 2008, the FASB issued FSP FA... | 192 | 10K |
RaiffeisenBankInternationalAG-AR_2020 | 1,220 | The 27 per cent or € 2,517 million increase in loans to banks was mainly the result of short-term investments at commercial and central banks. | 25 | annual_report |
ch_zurich_insurance_group-AR_2004 | 2,421 | The following table specifies the number of members whose aggregate remuneration falls within the following bands: Between USD 1,625,001 and USD 3,250,000 2 4 | 24 | annual_report |
4712 | 2,443 | Despite the increase in interest rates during 2013, our current reinvestment yields are generally lower than the overall portfolio income yield, primarily for our investments in fixed income securities and commercial mortgage loans. At the December 2013 meeting, the Federal Reserve Board announced its decision to reduc... | 178 | 10K |
5696 | 844 | As of December 31, 2019, we had a 23 percent interest in the equity and earnings of Prime Holdings Insurance Services, Inc. (Prime), which is accounted for under the equity method. Prime writes business through two Illinois domiciled insurance carriers, Prime Insurance Company, an excess and surplus lines company, and ... | 76 | 10K |
3734 | 6,079 | Cash flow CLO are structures where the underlying assets are primarily comprised of below investment grade senior secured corporate loans. The collateral is actively managed by external managers that monitor the collateral performance. The underlying investments are well diversified across industries and among issuers ... | 104 | 10K |
RSAInsuranceGroupPLC-AR_2012 | 164 | All regions have worked hard to put the customer at the heart of everything we do. The Think!Customer programme in Scandinavia has had noted success and we are ensuring relevant lessons are learned across the organisation. | 36 | annual_report |
SwissReAG-AR_2017 | 1,764 | Board and committee meetings deal with the items on the agenda incorporating presentations by members of the Group EC and, where needed, by subject matter experts or external advisors. It is contemplated for every meeting that an executive session is held for discussions between the Board of Directors and the Group CEO... | 52 | annual_report |
ch_zurich_insurance_group-AR_2018 | 1,697 | Table 7 shows the credit risk exposure of debt securities, by credit rating. As of December 31, 2018, 95.2 percent of the Group’s debt securities was investment grade and 25.2 percent was rated ‘AAA.’ As of December 31, 2017, 95.4 percent of debt securities was investment grade and 25.2 percent was rated ‘AAA.’ | 53 | annual_report |
LloydsBankingGroupPLC-AR_2013 | 7,069 | Total loans and advances which are neither past due nor impaired 25,219 318,668 36,789 110,093 465,550 29,443 | 17 | annual_report |
StandardLifeAberdeenPLC-AR_2016 | 1,302 | Following the succession process carried out in 2015, the new Chief Internal Auditor commenced his role in May 2016. This was an external appointment to broaden the experience of the senior team. | 32 | annual_report |
1255 | 519 | 4) Catastrophe losses in the Company's domestic or international reinsurance or insurance business; | 13 | 10K |
1655 | 1,012 | The assets of the general account are available to support general account liabilities. For management purposes, it is the Company's practice to segment its general account to facilitate the matching of assets and liabilities. General account assets primarily comprise cash, invested assets, and deferred policy acquisit... | 321 | 10K |
NatwestGroupPLC-AR_2004 | 1,519 | Through RBSelect, the Group's benefits choice programme, all UK employees have the flexibility to customise their remuneration and tailor it to their particular lifestyle needs. This includes the opportunity to access subsidised childcare vouchers, discounted personal insurance products and discounted shopping vouchers... | 49 | annual_report |
HannoverRueckSE-AR_2015 | 51 | The market environment in property and casualty reinsurance remained intensely competitive in the year under review with the associated rate reductions. The key driver here is the fact that natural catastrophe losses were below the expected levels over the past four years, as a consequence of which reinsurers posted ge... | 96 | annual_report |
AvivaPLC-AR_2016 | 7,117 | Ipe Bv Ordinary Shares 100 LUC Holdings Limited Ordinary Shares 20 Opus Park Management Limited Company Limited By | 18 | annual_report |
NatixisSA-AR_2007 | 6,741 | Instruments designated as at fair value 8.1.2.1 and 8.1.2.2 59,946 49,596 8.1.2.1 Financial liabilities designated as at fair value and credit risk | 22 | annual_report |
PhoenixGroupHoldingsPLC-AR_2018 | 963 | Within Phoenix Life improvements included an online facility for some customers within the retirement process, the launch of secure e-mail as an alternative communication channel, and improvements to the presentation of annual statements and communications. | 35 | annual_report |
4019 | 1,506 | Managed Care Premium Revenue. Our revenue primarily consists of premiums earned from the sale of managed care products to the Commercial market sector, including corporate accounts, federal government employees, local government employees, individual accounts and Medicare Supplement, as well as to the Medicare Advantag... | 107 | 10K |
NatwestGroupPLC-AR_2019 | 3,372 | The recognition and carrying value of deferred tax assets, goodwill and, in the parent company accounts, investments in subsidiaries are based on estimates of future profitability, which require significant management judgement and include the risk of management bias. The recognition of deferred tax assets considers th... | 65 | annual_report |
3283 | 557 | As of December 31, 2007, we had no off-balance sheet arrangements that have or are reasonably likely to have a current or future effect on our financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources. | 44 | 10K |
LloydsBankingGroupPLC-AR_2009 | 6,206 | PAYMENT PROTECTION INSURANCE In January 2009, the UK Competition Commission (the ‘Competition Commission’) completed its formal investigation into the supply of Payment Protection Insurance (PPI) services (except store card PPI) to non-business customers in the UK and published its fi nal report setting out its remedie... | 103 | annual_report |
5851 | 4,188 | higher general operating expenses primarily due to increased regulatory expenses partially offset by savings from COVID-19 travel restrictions; and | 20 | 10K |
4197 | 702 | 2010 prior period reserve development: The reinsurance segment's net favorable development of $127.6 million, or 14.2 points, consisted of $84.2 million from short-tailed lines, $34.1 million from long-tailed lines and $9.3 million from medium-tailed lines. Favorable development in short-tailed lines included $61.0 mil... | 167 | 10K |
SwissReAG-AR_2005 | 1,575 | The Group has revised the classification of amounts between unpaid claims and claim adjustment expenses, funds held under reinsurance treaties, funds held by ceding companies and reinsurance balances payable. | 29 | annual_report |
4022 | 1,734 | The increase in the effective tax rate from 2007 to 2008 reflects the impact of establishing a valuation allowance for the previously mentioned other than temporary impairments. Excluding, the impact of these impairments and the related tax valuation, the effective tax rate would have been 30.2%. This increase reflects... | 102 | 10K |
gb_lloyds_banking_grp-AR_2018 | 1,432 | In 2018 deep dive sessions were held on the following topics: IT Architecture Strategy | 14 | annual_report |
AdmiralGroupPLC-AR_2018 | 2,364 | Total financial liabilities 2,245.7 1,865.6 *1 Previously held at FVTPL under IAS 39. | 13 | annual_report |
StandardLifeAberdeenPLC-AR_2017 | 746 | Revenue Fee based revenue On a Reported basis, fee based revenue increased by £375m to £1,260m (2016: £885m), including £407m of revenue from Aberdeen Asset Management in the period since the merger. This was partly offset by lower fee based revenue in Standard Life Investments reflecting the impact of net outflows in ... | 64 | annual_report |
2722 | 1,642 | On November 5, 2003 we entered into a new credit agreement providing for a $700.0 million, 5-year revolving credit facility due November 4, 2008. The credit agreement bore interest at a variable rate based on the debt ratings assigned to us by certain independent agencies, and is unsecured. In addition, we paid a 0.23%... | 106 | 10K |
HannoverRueckSE-AR_2011 | 4,999 | Supervisory Board remuneration. The revised remuneration system conforms to both legal provisions and those of the | 16 | annual_report |
3185 | 1,239 | Net investment income of $492 million during 2005 increased 36% from $361 million during 2004, principally due to the receipt of a $74 million special dividend on the Montpelier Re investment during 2005. Net realized investment gains of $113 million during 2005 decreased by 38% from $181 million during 2004, primarily... | 131 | 10K |
5594 | 2,233 | As of December 31, 2018 and 2017, $13.4 billion and $11.8 billion, respectively, of the insurance-related liabilities for Prudential of Japan are associated with U.S. dollar-denominated products that are coinsured to our domestic insurance operations and supported by U.S. dollar-denominated assets. | 41 | 10K |
fr_axa-AR_2006 | 870 | Stocks options granted or exercised by the top 10 beneficiaries Number of options Weighted average price (outside the Management Board) during 2005 granted or exercised (euro) | 26 | annual_report |
4911 | 1,959 | The decrease in total debt outstanding as of December 31, 2014 compared to December 31, 2013 was primarily due to maturities and repayments of debt and redemptions and repurchases of certain debt securities, as discussed above. | 36 | 10K |
2714 | 1,061 | We have designated the yen-denominated Samurai notes issued by the Parent Company and the cross-currency swaps as a hedge of our investment in Aflac Japan (see the section in this note titled, "Derivatives"). Outstanding principal and related accrued interest on these items are translated into U.S. dollars at end-of-pe... | 61 | 10K |
PhoenixGroupHoldingsPLC-AR_2018 | 4,551 | A reconciliation of operating profit to the IFRS result before tax attributable to owners is included in the business review on page 28 and in the primary financial statements on page 121. | 32 | annual_report |
StandardLifeAberdeenPLC-AR_2017 | 1,927 | In line with other employees, executive Directors are eligible to participate in the Company’s voluntary benefits programme. | 17 | annual_report |
HannoverRueckSE-AR_2001 | 948 | Fixed-income securities – held-to-maturity – – 215 163 – – 51 868 – – 267 031 | 16 | annual_report |
AegonNV-AR_2011 | 6,005 | The weighted average number of EUR 0.12 common shares for 2011 was 1,851,813,352 (2010: 1,706,782,188). | 15 | annual_report |
129 | 310 | Commissions, premium taxes and other state assessments that vary directly with the Company's premium volume represented 20.6% of net premiums earned in 1995 and 1994. Certain other underwriting expenses, such as salaries, employee benefits, and other operating expenses vary indirectly with volume and comprise the remai... | 51 | 10K |
HiscoxLtd-AR_2006 | 280 | Add ition al r ele va nt pr of es sio na l d ev el op m en t | 20 | annual_report |
NatixisSA-AR_2013 | 1,650 | This duty to refrain concerns shares and any investment securities issued or to be issued by Natixis, as well as the rights that may be detached from those securities (e.g. pre-emptive rights) and any derivative whose underlying assets are the rights or securities issued by Natixis. | 46 | annual_report |
5700 | 8,231 | We manage risk through product design, experience monitoring, pricing and underwriting discipline, risk limits, reinsurance and active monitoring and management of the relationships between assets and liabilities, including hedging. | 29 | 10K |
3191 | 4,417 | The life insurance industry, including the Company, has been subject to an increase in litigation in recent years. Such litigation has been pursued on behalf of purported classes of policyholders and other claims and legal actions in jurisdictions where juries often award punitive damages, which are grossly disproporti... | 51 | 10K |
SwissLifeHoldingAG-AR_2005 | 797 | Options on own shares – 0 – – – – 0 – 0 | 13 | annual_report |
2293 | 1,456 | At December 31, 2003, AIG’s borrowings were $7.7 billion after reflecting amounts not guaranteed by AIG, amounts that were matched borrowings under AIGFP’s obligations of guaranteed investment agreements (GIAs) and matched notes and bonds payable. The following table summarizes borrowings outstanding at December 31, 20... | 45 | 10K |
4557 | 3,198 | The Company uses structured interest rate swaps to synthetically create investments that are either more expensive to acquire or otherwise unavailable in the cash markets. These transactions are a combination of a derivative and a cash instrument such as a U.S. Treasury, agency, or other fixed maturity security. Struct... | 68 | 10K |
INGGroepNV-AR_2006 | 2,134 | Treasury bills and other eligible bills 4,333 11,572 12,382 Amounts due from/to banks –20,454 –21,321 –9,907 Cash and cash equivalents with central banks 14,326 13,084 9,113 Cash and cash equivalents at end of year –1,795 3,335 11,588 | 37 | annual_report |
4268 | 899 | In October 2010, the FASB issued guidance that modifies the types of costs incurred by insurance entities that can be capitalized when issuing or renewing insurance contracts. The guidance requires costs to be incremental or directly related to the successful acquisition of new or renewal contracts in order to be capit... | 94 | 10K |
1943 | 1,087 | We prepare our consolidated financial statements in conformity with accounting principles generally accepted in the United States. Application of these accounting principles requires management to make estimates and assumptions that affect the amounts reported in our consolidated financial statements and accompanying n... | 132 | 10K |
RSAInsuranceGroupPLC-AR_2013 | 283 | In early 2014, we asked Towers Watson, the actuarial firm, to undertake an independent external review of our reserves. They concluded that RSA’s actuarial indication net claims reserves fall within a range of reserves regarded as reasonable by them. | 39 | annual_report |
4654 | 831 | Interest expense was $15.5 million for each of the years ended December 31, 2011 and 2010. Interest expense includes non-cash interest expense relating to our convertible senior notes, which amounted to $5.5 million and $5.1 million for the years ended December 31, 2011 and 2010, respectively. | 46 | 10K |
gb_prudential-AR_2003 | 146 | As a major international financial services group, one of our key strengths is our ability to maximise the synergies that exist across the Group for the benefit of our customers. | 30 | annual_report |
NatwestGroupPLC-AR_2014 | 8,149 | RBS is a party to the EC’s antitrust investigation into the CDS information market. RBS has received and responded to a Statement of Objections from the EC and continues to co-operate fully with the EC's ongoing investigation. In general terms, the EC has raised concerns that a number of banks, Markit and ISDA may have... | 85 | annual_report |
NatixisSA-AR_2020 | 500 | 28 NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020 the further development of Global Markets’ international reach inV terms of client and market coverage, drawing on Corporate & Investment Banking’s presence in the EMEA, Americas and Asia-Pacific regions; a multi-underlying focus, illustrated by the Global SecuritiesV Fin... | 55 | annual_report |
4808 | 948 | * Presented by lines of business pursuant to statutory reporting requirements as prescribed by the National Association of Insurance Commissioners. | 20 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2010 | 1,099 | risk reporting internal risk reporting provides all Board members with regular information on the risk situation, both as regards the individual risk categories (ongoing) and the entire group (quarterly). the audit committee of the supervisory Board and BaFin also receive the quarterly internal risk report. | 45 | annual_report |
PosteItalianeSpA-AR_2016 | 1,902 | (63) Introduced by article 19 of Law Decree 201/2011, converted as amended by Law 214/2011, in accordance with the MEF Decree dated 24 May 2012: Manner of implementation of paragraphs from 1 to 3 of article 19 of Law Decree 201 of 6 December 2011, on stamp duty on current accounts and financial products (Official Gazet... | 61 | annual_report |
gb_lloyds_banking_grp-AR_2003 | 1,487 | 5 Amounts written off fixed asset investments 2003 2002 2001 £m £m £m. | 13 | annual_report |
PosteItalianeSpA-AR_2020 | 1,794 | In the fourth quarter of 2020, the Group posted net income of €308 million, up €49 million (+18.7%) compared to the fourth quarter of the previous year. | 27 | annual_report |
gb_prudential-AR_2007 | 2,149 | Held for sale assets 30 – – – – – – – 30 463 | 14 | annual_report |
4370 | 3,706 | AIGFP's derivative transactions involving interest rate swap transactions generally involve the exchange of fixed and floating rate interest payment obligations without the exchange of the underlying notional amounts. AIGFP typically became a principal in the exchange of interest payments between the parties and, there... | 47 | 10K |
4851 | 1,703 | Real Estate and Relocation Services. Results of the year ended December 31, 2013 include pre-tax gains of $51 million from the sales of investments in real estate brokerage franchises. Results for the year ended December 31, 2011 include a pre-tax gain of $49 million reflecting the sale of our real estate brokerage fra... | 81 | 10K |
RaiffeisenBankInternationalAG-AR_2017 | 1,127 | Cash flow hedging has been applied in five Group units to hedge against interest rate risk. In the financial year, this led to a positive result of € 11,164 thousand. | 30 | annual_report |
ScorSE-AR_2009 | 2,049 | The initial accounting of the business combination, included in the consolidated financial statements of the Group at 31 December 2009 has been determined on a provisional basis. This is due to the fact that for certain items including VOBA, contract liabilities and share of retrocessionaires in contract liabilities, t... | 64 | annual_report |
NatwestGroupPLC-AR_2014 | 8,482 | Standards issued by the International Accounting Standards Board (IASB) and interpretations issued by the IFRS Interpretations Committee of the IASB | 20 | annual_report |
4048 | 984 | The Company did not recognize any restructuring charges during the years ended December 31, 2009 or December 31, 2008. | 19 | 10K |
4244 | 912 | The cost of fixed maturities is adjusted for amortization of premiums and accrual of discounts, both computed using the interest method. The cost of fixed maturities and equity securities is adjusted for declines in value that are other than temporary. Impairments in value deemed to be other than temporary are primaril... | 101 | 10K |
HiscoxLtd-AR_2009 | 694 | (b) Associates Associates are those entities in which the Group has significant influence but not control over the financial and operating policies. Significant influence is generally identified with a shareholding of between 20% and 50% of an entity’s voting rights. The consolidated financial statements include the Gr... | 162 | annual_report |
AvivaPLC-AR_2003 | 186 | 1 Independent advisers 2 Bancassurance 4 Partnerships with non-banking organisations 1 Independent advisers 2 Bancassurance 4 Partnerships with non-banking organisations 2003 – Worldwide new business sales by distribution channels | 29 | annual_report |
2602 | 1,073 | Management believes the accompanying financial statements are representative of our costs of doing business on a stand-alone basis. The accompanying income statements include charges for expenses allocated to us by Vesta for various services. These charges were based upon specific identification when available or were ... | 95 | 10K |
NatixisSA-AR_2018 | 6,367 | As a precaution, Natixis records a net deferred tax asset linked to its ability to generate taxable income over a given period (10 years maximum), while tax loss carry forwards are deductible with no time limitation in France and the UK or over very long periods (20 years in the US for deficits prior to January 1, 2018... | 58 | annual_report |
HelvetiaHoldingAG-AR_2015 | 1,185 | Sale of investments to former subsidiaries, net of cash and cash equivalents 7.8 – | 14 | annual_report |
StandardLifeAberdeenPLC-AR_2008 | 168 | In the UK, NBC fell by 25% to £212m (2007: £282m) due to lower sales volumes and a reduction in margins resulting from sales mix including larger transactions secured at low margins. The UK IRR decreased from 20% to 18% for the full product range and the payback period has extended from seven to eight years. | 56 | annual_report |
gb_lloyds_banking_grp-AR_2010 | 156 | Building a high performance organisation In delivering a high performance organisation the Group is focused on improving our cost efficiency and utilising our capital more effectively whilst maintaining a prudent approach to risk. | 33 | annual_report |
NatixisSA-AR_2008 | 6,659 | Financing, guarantee, securities, derivatives commitments 156 (24) 132 146 (58) 89 | 11 | annual_report |
1791 | 474 | The Company incurred income tax expenses during 2000 of $764,390 as compared to $36,686 during 1999. The income tax expense for the year ended December 31, 1999 includes the reversal of a valuation allowance of $466,799. | 36 | 10K |
TrygAS-AR_2011 | 1,739 | Unaccrued timing differences of shares 0 0 Unaccrued timing differences of balance sheet items 25 30 | 16 | annual_report |
4501 | 1,187 | The 2005 Plan, established on October 18, 2005, permits awards of (i) Incentive Stock Options, (ii) Non-qualified Stock Options, (iii) Stock Appreciation Rights, (iv) Restricted Stock and (v) Restricted Stock Units. The Company was permitted to issue up to 1,312,500 shares under the 2005 Plan. Each option granted under... | 74 | 10K |
gb_prudential-AR_2014 | 5,178 | Foreign exchange differences – 25 26 23 22 21 548 665 New business – 124 144 149 119 118 2,928 3,582 Operating movements – – (29) (1) 7 13 Non-operating and other movements – (17) (19) (23) (7) (15) (1,115) (1,206) | 41 | annual_report |
4874 | 1,267 | a decline in net investment income driven by lower reinvestment rates; and | 12 | 10K |
de_allianz-AR_2010 | 2,809 | Sensitivity analyses were performed with regard to considered new business values. For the CGU German Speaking Countries and Health Germany even a significant reduction in the applied new business multiple would lead to respective Appraisal Value sensitivities which still exceed their respective carrying values. This i... | 84 | annual_report |
NatixisSA-AR_2002 | 1,290 | Financing commitments given in favor of: 21,386 19,774 18,297 of which institutional activities - 13 14 | 16 | annual_report |
fr_axa-AR_2012 | 3,097 | The portion of options granted in 2012 to the E xecutive O ffi cers | 14 | annual_report |
3237 | 830 | Options to purchase 5.7 million shares for the year ended December 31, 2006 were not included in the computation of the dilutive effect of stock options because the effect was antidilutive (2005: 4.9 million shares; 2004: 5.0 million shares). | 39 | 10K |
5034 | 2,702 | of termination in whole of the commitments upon an optional termination or reduction of the commitments by the account parties or upon the occurrence of certain events of default. | 29 | 10K |
gb_prudential-AR_2009 | 1,933 | Goodwill Goodwill arising on acquisitions of subsidiaries and businesses is capitalised and carried on the Group statement of financial position as an intangible asset at initial value less any accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication of impairment... | 126 | annual_report |
ASRNederlandNV-AR_2017 | 2,073 | At fair value through profit or loss (Chapter 5.5.5.2) 1,706 131 | 11 | annual_report |
gb_prudential-AR_2007 | 3,666 | At 31 December 2007, there were options subsisting under share option schemes to subscribe for 9,017,442 (2006: 10,722,274) shares at prices ranging from 266 pence to 695 pence (2006: 266 pence to 715 pence) and exercisable by the year 2014 (2006: 2013). In addition, there were 2,037,220 (2006: 4,113,481) conditional o... | 133 | annual_report |
4323 | 689 | Net premiums for the U.S. Traditional sub-segment grew $462.1 million, or 13.9%, and $220.8 million, or 7.1% in 2010 and 2009, respectively. These increases in net premiums were driven primarily by the growth of total U.S. Traditional business in force. Most notably was the acquisition of Reliastar Life Insurance Compa... | 89 | 10K |
2803 | 320 | (2) Due to the relative immaturity of the bulk business, the above trends may prove to be highly volatile. | 19 | 10K |
4507 | 1,069 | The segment had favorable loss development of $11.3 million in 2011, compared to $7.2 million in 2010 and $10.5 million in 2009. In all three years, the favorable development related to lower than expected reported loss development in both our surety and credit product lines. | 45 | 10K |
NatwestGroupPLC-AR_2013 | 851 | Tax advisory and compliance services (one engagement) Tax advisory services were provided to a subsidiary established by RBS and Blackstone. The External Auditor had been involved in establishing the subsidiary company and so had an in-depth understanding of its structure and tax liabilities. | 43 | annual_report |
2290 | 769 | Unsecured Indenture and Notes Covanta has authorized the issuance of up to $50 million in principal of unsecured global notes to certain creditors of Covanta under an indenture with a maturity date of eight years after Covanta's emergence from bankruptcy. Interest will be payable semi-annually at a rate of 7.5%. Annual... | 215 | 10K |
AegonNV-AR_2008 | 2,661 | (2007: EUR 2,723 million). The unrealized loss on the ABS housing securities amounts to EUR 1,023 million (2007: EUR 347 million). ABS - Housing securities are secured by pools of residential mortgage loans primarily those which are categorized as subprime. The unrealized loss is primarily due to decreased liquidity an... | 100 | annual_report |
Sampoplc-AR_2007 | 1,217 | 60 sampo group annual report 2007 | IFRS Financial Statements: Summary of Significant Accounting Policies life insurance business Classifi cation of insurance contracts | 23 | annual_report |
267 | 234 | Most of the Company's revenue is generated at the time of residential resale closings. These closings generally follow a seasonal pattern. First quarter volume is usually the lowest, third quarter the highest, and second and fourth quarters are about equal. Claims under home warranty contracts are generally higher in t... | 92 | 10K |
2464 | 1,721 | On July 15, 2002, the case of Rombeiro v. Unum Life Insurance Company of America, et al., was filed in the Superior Court of Sonoma County, California. It was subsequently removed to the United States District Court for the Northern District of California. On January 21, 2003, a First Amended Complaint was filed, purpo... | 207 | 10K |
ASRNederlandNV-AR_2014 | 1,248 | Assets in scope of spread risk are by definition not in scope of counterparty default risk (see chapter 6.3.5). | 19 | annual_report |
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