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4808
4,118
In 2013, we redeemed $1.1 billion aggregate principal amount of our 7.70% Series A-5 Junior Subordinated Debentures and $750 million aggregate principal amount of our 6.45% Series A-4 Junior Subordinated Debentures, in each case for a redemption price of 100 percent of the principal amount, plus accrued and unpaid inte...
50
10K
625
531
Subsidiaries of AFG own several buildings in downtown Cincinnati. AFG and its affiliates occupy about three-fifths of the aggregate 650,000 square feet of commercial and office space.
27
10K
INGGroepNV-AR_2016
8,266
ING Publications • ING Group Annual Report, in English • ING Bank Annual Report • Annual Report on Form 20-F, in English (in accordance with SEC guidelines)
27
annual_report
fr_axa-AR_2016
2,468
Special report of the Statutory Auditors on regulated agreements and commitments 172
12
annual_report
NatwestGroupPLC-AR_2008
622
Total banking assets 249.4 232.8 232.8 Loans and advances to customers – gross – UK Retail Banking 117.5 111.0 111.0 – UK Corporate & Commercial Banking 110.4 99.3 99.3
29
annual_report
TrygAS-AR_2003
1,369
Board of DSV, De Sammensluttede Vognmænd af 13.7.1976 A/S, Member of the Supervisory Board of
15
annual_report
470
508
1996 1995 1994 ---- ---- ---- (millions) Current taxes (benefits): Income Taxes: Federal $ 50.9 $ 82.9 $ 78.7 State 3.7 3.2 4.4 Net realized capital gains (losses) 25.3 28.5 (33.2) ------ ------ ------ 79.9 114.6 49.9 ------ ------ ------ Deferred taxes (benefits): Income Taxes: Federal (3.5) (14.4) (8.0) Net realized ...
76
10K
2676
785
A schedule of future maturities as of December 31, 2004 is as follows:
13
10K
PhoenixGroupHoldingsPLC-AR_2016
2,127
Cash and cash equivalents at the beginning of the year 3,940 5,067
12
annual_report
1301
359
The FASB has also issued SFAS No. 131, "Disclosures about Segments of an Enterprise and Related Information." This standard requires that a public business enterprise report financial and descriptive information about its reportable operating segments. Operating segments are components of an enterprise about which sepa...
134
10K
INGGroepNV-AR_2014
6,169
NN Group’s book of policies dates back many years, and in some cases several decades. Over time, the regulatory requirements and expectations of various stakeholders, including customers, regulators and the public at large, as well as standards and market practice, have developed and changed, increasing customer protec...
124
annual_report
NatwestGroupPLC-AR_2009
1,341
Customer deposit balances at £61.8 billion were flat on the previous year, with growth in the UK and international business offset by weaker US domestic balances. At constant exchange rates balances were up 3%. Loans and advances were down 14% (11% in constant currency terms) due to reduced overdraft utilisation and lo...
54
annual_report
4593
1,258
During the quarter ended March 31, 2012, CMS announced which contract years are subject to the CMS RADV audits and other core areas of the audit methodology. As a result of these changes, the Company recorded a non-recurring pre-tax adjustment to earnings of $133.0 million during the first quarter of 2012. See Note A, ...
69
10K
StandardLifeAberdeenPLC-AR_2020
385
All fee based revenue, AUMA and flows relate to the Asset management, platforms and wealth segment and are discussed below.
20
annual_report
5837
2,568
The Company does not have off-balance sheet arrangements at December 31, 2020 and does not expect any future effects on the Company's financial condition related to any such arrangements. We do not utilize special purpose entities as investment vehicles, nor are there any such entities in which we have an investment th...
71
10K
2875
966
Revenues from external customers include the following products and services for the year ended December 31:
16
10K
5617
807
a favorable change in the fair value of equity derivatives in our GMLB Hedging Program; and
16
10K
StandardLifeAberdeenPLC-AR_2009
145
Our ability to develop innovative long-term savings and investments products, such as self invested personal pension (SIPP) and Wrap, puts us in a strong position to support our customers in these challenges and encourage them to take a more active, flexible approach to their long-term financial planning.
47
annual_report
fr_axa-AR_2014
7,987
Company Act for alleged excessive fees paid to FMG LLC for investment management services. These two suits have been consolidated.
20
annual_report
4510
1,121
Industrial: The decline in value of these securities relates to operational issues and alleged fraudulent activities resulting in a change in leadership. These issues have caused the price for these securities to decline; however, the company has strong liquidity and ample time to strengthen its credit profile. We have...
82
10K
StandardLifeAberdeenPLC-AR_2020
4,655
For shareholder services call: 0345 113 0045* *Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary.
28
annual_report
fr_axa-AR_2019
4,379
PBRC has defined and implemented a set of policies and procedures to ensure that the consolidation process leading to the consolidated financial statements is timely and accurate. This consolidation process is based on the following:
35
annual_report
3881
762
We have annually performed ground up reviews of all open A&E claims to evaluate the adequacy of our A&E reserves. In performing our comprehensive ground up analysis, we consider input from our professionals with direct responsibility for the claims, inside and outside counsel with responsibility for our representation ...
59
10K
TrygAS-AR_2015
984
The adjustment, which is made pursuant to the Danish Financial Supervisory Authority’s and the Danish Society of Financial Analysts’ definitions of expense ratio and combined ratio, involves the addition of a calculated expense (rent) in respect of owner-occupied property based on a calculated market rent and the deduc...
83
annual_report
StorebrandASA-AR_2003
126
Earnings performance: Storebrand achieved an improved group profit of NOK 894 million in 2003 as compared to a loss of NOK 1,701 million in 2002. Operating profit was NOK 2,711 million as compared to a loss of NOK 2,713 million in the previous year. Earnings per share for 2003 was NOK 2.67 as compared to a loss per sha...
100
annual_report
gb_prudential-AR_2000
655
Short-term fluctuations in investment returns (note (c)) 48 (28) 48 (28)
11
annual_report
NatixisSA-AR_2014
3,309
The 5% decline in the fi nancial impact of serious incidents points to the somewhat even breakdown of the impact by business line over the two periods. As shown above, while the number of serious Wholesale Banking incidents remained stable, their relative weight decreased by 13 points. The 14% increase in the Other cat...
63
annual_report
ASRNederlandNV-AR_2016
5,099
Ch. 2.5.2 People / Diversity Ch. 2.5.4 Environment / Mobility policy 413-2 Operations with significant actual and potential negative impacts on local communities
23
annual_report
5388
557
We believe our and our affiliates’ properties are adequate and suitable for our business as currently conducted, and are adequately maintained. The above properties do not include properties we own for investment-only purposes.
33
10K
2090
676
The Company has purchased Japanese yen forward sale contracts for an amount of 4.4 billion Japanese yen at an average forward rate of 120.3 yen to provide a hedge against investments the Company owns in Japanese yen. The total United States dollar notional value is $35.3 million and the total net discount is $1.7 milli...
113
10K
5114
1,747
million), partially offset by a decrease in our Tower business (decrease of $140.6 million) which included a large one-time unearned premium reserve assumption of $158.8 million in 2014.
28
10K
NatixisSA-AR_2016
128
Caisse d’Epargne into a major full-service banking group at the end of 2004.
13
annual_report
NatixisSA-AR_2012
1,968
The members of the Board of Directors of Natixis received director s’ fees with respect to 2012 under the terms and conditions stipulated below.
24
annual_report
gb_prudential-AR_2011
341
‘ All of our businesses are now remitting considerable amounts of cash to Group and this is in line with our strategy as we seek to move away from the historical reliance on the UK.’
35
annual_report
2885
720
reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of...
108
10K
HannoverRueckSE-AR_2013
1
Equity attributable to shareholders of Hannover Rück SE 5,888.4 -2.4% 6,032.5 4,970.6 4,509.0 3,714.4
14
annual_report
1314
547
The line of credit contains various covenants, including limitations on incurring additional indebtedness; restrictions on the sale or lease of assets not in the ordinary course of business; maintenance of a ratio of consolidated total debt to consolidated tangible net worth of no more than 0.40 to 1.00; maintenance of...
207
10K
HannoverRueckSE-AR_2013
951
The proper functioning of the ICS necessitates the involvement of management, executive staff and employees on all levels. Yet even with an optimally designed ICS it is not possible to avoid all errors. The system comes up against its limits, most notably with respect to fraud risks and imprecise or incomplete rules an...
54
annual_report
3678
1,094
The assumed health care cost trend rates used for the year ended December 31 are as follows:
17
10K
INGGroepNV-AR_2005
2,333
PRIVATE LOAN Private loans are loans to governments, other public bodies, public utilities, corporations, other institutions or individuals with a loan agreement as the only instrument of title.
28
annual_report
AegonNV-AR_2006
2,021
AEGON UK is heavily involved in the National Strategy for Financial
11
annual_report
5657
897
Our railroad, utilities and energy businesses (conducted by BNSF and BHE) maintain very large investments in capital assets (property, plant and equipment) and will regularly make significant capital expenditures in the normal course of business. We forecast capital expenditures of these two operations will approximate...
54
10K
2067
1,051
(I) NOTES AND BONDS PAYABLE ISSUED BY AIGFP: AT DECEMBER 31, 2002, AIGFP'S NOTES AND BONDS OUTSTANDING, THE PROCEEDS OF WHICH ARE INVESTED IN A SEGREGATED PORTFOLIO OF SECURITIES AVAILABLE FOR SALE, WERE AS FOLLOWS:
35
10K
StandardLifeAberdeenPLC-AR_2011
2,120
The total Group external exposure to investment property and financial assets has been segmented below based on the stakeholder sub-group with which the market and credit risk relating to those assets lies.
32
annual_report
2824
1,284
DAC for non-participating traditional life, non-medical health and annuity policies with life contingencies is amortized in proportion to anticipated premiums. Assumptions as to anticipated premiums are made at the date of policy issuance or acquisition and are consistently applied during the lives of the contracts. De...
70
10K
RaiffeisenBankInternationalAG-AR_2016
2,158
Exchange differences Additions Disposals As at 31/12/2016 in € thousand As at 1/1/2015 restated Change in consolidated group/
18
annual_report
fr_axa-AR_1999
851
Inc. (formerly Equitable Companies Incorporated). In addition, since 1997 the asset management operations in Western Europe and Asia have been restructured and a new company was formed, AXA
28
annual_report
2732
618
Our losses, loss adjustment expense reserves and deposit liabilities were $126.9 million on a gross basis and $106.5 million on a net basis, which were our best estimates as of December 31, 2005. The analysis provided by our independent opining actuaries, as of December 31, 2005, indicated that the expected range for t...
85
10K
5188
1,441
Interest only on Floating Rate Loan Stock through 2034. Interest calculated based on the rate in effect at December 31, 2015. Principal due beginning November 2034.
26
10K
SwissReAG-AR_1997
747
Partner Reinsurance Company d 20.93 e USD 79.2 1 978.3 106 Pitts Bay Road Pembroke HM08
16
annual_report
AvivaPLC-AR_2015
490
what’s your final message? I want our customers to know we’re good at three things: we deliver what they want; we’re easy to do business with; and we’re the natural choice – the insurance company customers can trust and turn to first.
42
annual_report
2858
1,140
Losses and Loss Adjustment Expenses. Loss and loss adjustment expenses for the twelve months ended December 31, 2005 decreased by $2.2 million, or 1.6%, to $132.8 million from $135.0 million in the comparable 2004 period. For the year ended December 31, 2005, we increased reserves for prior years by $10.1 million. This...
230
10K
NatwestGroupPLC-AR_2007
4,409
European banking group based in the Netherlands with subsidiaries that undertake commercial banking operations, investment banking and other related financial activities. The provisional fair values of ABN AMRO’s assets and liabilities at the date of acquisition and the consideration paid were as follows:
43
annual_report
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2000
418
Gross premiums A$ m 460 401 Net premiums A$ m 145 104 Loss ratio non-life % 64.0 144.9 Expense ratio non-life % 27.8 20.5 Profit for the year A$ m 16.5 –19.7
32
annual_report
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2006
1,371
Advances and loans The members of the Supervisory Board and Board of Management did not receive any cash advances or loans in the year under review. Nor were there any notifiable transactions between Board members and the Munich Re Group. Furthermore, no payments were made or advantages extended to members of the Super...
72
annual_report
4845
711
Interest expense increased in 2013 as long-term debt outstanding increased during the year. We completed a public debt offering in October 2013, issuing $150.0 million in senior notes, and used a portion of the proceeds to repay $100.0 million in senior notes that were originally set to mature in January 2014. At Decem...
126
10K
gb_prudential-AR_2010
3,862
Allowance for future improvements to post retirement mortality: For males (females) 100 per cent (75 per cent) of Medium Cohort subject to a minimum rate of improvement of 1.75 per cent (1 per cent) up to the age of 90, decreasing linearly to zero by age of 120.
48
annual_report
PhoenixGroupHoldingsPLC-AR_2009
283
Ignis Asset Management In the face of volatile economic conditions the fund management business recorded a pro forma operating profit before tax of £34 million for the year ended 31 December 2009.
32
annual_report
ASRNederlandNV-AR_2015
1,485
IFRS refers to credit risk as spread risk or counterparty default risk.
12
annual_report
1562
428
AFC subsidiaries own transferable rights to develop approximately 1.4 million square feet of floor space in the Grand Central Terminal area in New York City. The development rights were derived from ownership of the land upon which the terminal is constructed.
41
10K
INGGroepNV-AR_2015
1,196
The committees of the Supervisory Board discussed a range of subjects, the main ones being the quarterly results, corporate governance, risk management and human resources.
25
annual_report
LloydsBankingGroupPLC-AR_2003
65
2003 has been a year of considerable change for the Lloyds TSB Group. We have refocused our strategic direction, to concentrate on our core businesses, and put in place many of the building blocks for profitable franchise growth in 2004 and beyond. One of the significant challenges that we face is that growth in the fi...
154
annual_report
StandardLifeAberdeenPLC-AR_2014
4,207
Discontinued operations long-term savings3 1,998 1,849 82 68 3,107 2,928 6% 19%
12
annual_report
2839
996
In December 2004, the FASB issued Statement of Financial Accounting Standards (“SFAS”) No. 123 (Revised 2004), “Share-Based Payment” (“SFAS 123R”). This standard requires expensing stock options and other share-based payments and supersedes SFAS No. 123, which had allowed companies to choose between expensing stock opt...
136
10K
StandardLifeAberdeenPLC-AR_2010
1,195
Analysed as follows: Capital not subject to constraints - - 3,112 3,112 422 3,534 432 3,966 1 Capital resources amounting to £13m in respect of other with profits funds are disclosed within the Heritage With Profits Fund column.
38
annual_report
de_allianz-AR_2008
3,708
The Allianz Group’s Life/Health segment is exposed to significant investment risk as a result of guaranteed minimum interest rates included in most of its traditional contracts.
26
annual_report
5328
903
There were 85 securities at December 31, 2016 that accounted for the gross unrealized loss, none of which were deemed by us to be other than temporarily impaired. There were 57 securities at December 31, 2015 that accounted for the gross unrealized loss, none of which were deemed by us to be other than temporarily impa...
119
10K
NatixisSA-AR_2008
8,415
The Group revises its measurement of intangible assets and goodwill carried in its consolidated fi nancial statements (Notes 3.5, 7.7 and 8.11 to the consolidated fi nancial statements). We examined how this work was carried out as well as the main assumptions and parameters used.
45
annual_report
gb_lloyds_banking_grp-AR_2011
2,592
exposures to other financial institutions primarily relate to balances held within insurance companies and funds. no impairments are held against these exposures.
22
annual_report
de_allianz-AR_2011
1,348
3. translation of these findings into necessary adjustments to the market strategy.
12
annual_report
4126
1,951
The Company's consolidated balance sheet includes the debt instruments acquired in the merger, which were recorded at fair value as of the acquisition date. The resulting fair value adjustment is being amortized over the remaining life of the respective debt instruments using the effective-interest method. The amortiza...
71
10K
4655
1,306
The increase in revenues is due to $21 million from the addition of the Loews Hollywood Hotel to the portfolio of owned properties for five months of 2012 and higher revenue per available room (“RevPAR”). RevPAR is an industry measure of the combined effect of occupancy rates and average room rates on room revenues. Ot...
147
10K
5374
1,705
Investment Commitments-The Company has unfunded commitments to private equity limited partnerships and real estate partnerships in which it invests. These commitments totaled $1.56 billion and $1.60 billion at December 31, 2017 and 2016, respectively.
34
10K
gb_lloyds_banking_grp-AR_2013
4,670
(2) Available-for-sale financial assets The Group assesses, at each balance sheet date, whether there is objective evidence that an available-for-sale financial asset is impaired. In addition to the criteria for financial assets accounted for at amortised cost set out above, this assessment involves reviewing the curre...
260
annual_report
BaloiseHoldingLtd-AR_2011
2,237
23.2.1 maturity structure for technical reserves in CHF million actuarial reserves from non-unit-linked life insurance contracts
16
annual_report
gb_prudential-AR_2010
4,559
Actuarial losses recognised in respect of the pension scheme net of related taxnote 9 (10) (2) Share-based paymentsnote 5 6 10 New share capital subscribednote 10 75 141
28
annual_report
5886
1,213
(5)Transfers into/out of the Level 3 classification are reflected at beginning-of-period fair values.
13
10K
de_allianz-AR_2011
812
s t R a t e G i C G o a l t a R G e t s 1 profitable and sustainable growth Group operating profit of € 8.2 bn, plus or minus € 0.5 bn. We remain committed to our property-Casualty combined ratio target of 96 % over the cycle and to maintain an excellent asset Management cost-income ratio well below 65 %. Margin on res...
76
annual_report
832
276
First-year annuity premiums decreased 10.4% to $68.1 million from $75.9 million in 1995. The lower sales were caused by a flat interest yield curve, which allowed banks and other financial institutions to offer short-term certificates of deposit at more competitive interest rates. The total annuity account balance incr...
61
10K
1093
578
HealthAxis's Amended and Restated Interactive Marketing Agreement ("IM Agreement") with AOL, dated November 13, 1998, provides that HealthAxis will be the exclusive third-party direct marketer of managed-care and indemnity health insurance policies, dental insurance, vision insurance, prescription coverage, critical ca...
195
10K
5317
1,033
Outstanding debt for the year ended December 31, 2015 includes $172.0 million of outstanding principal on the White Eagle Revolving Credit Facility, $55.4 million on the Red Falcon Revolving Credit Facility and $70.7 million of Convertible Notes. During the year ended December 31, 2015, the Company redeemed all outstan...
53
10K
4859
1,659
The Company also has contingent obligations for guarantees related to certain investments, third-party loans related to certain investments, certain insurance policy obligations of former insurance subsidiaries, and various other indemnifications. The Company also provides standard indemnifications to service providers...
168
10K
AvivaPLC-AR_2010
3,253
Netherlands CBS 2010, adjusted for experience and allowance for future improvements 65
12
annual_report
SwissLifeHoldingAG-AR_2006
450
Other appointments: – Swiss Insurance Association, Member of the Board – economiesuisse, Zurich,
13
annual_report
AvivaPLC-AR_2016
8,337
Operating profit before tax Long-term insurance and savings business Singapore 112 94 82 Other Asia 129 150 5
18
annual_report
NatixisSA-AR_2009
2,623
Other exposure recorded in the corporate entities category 20.5% 10.3% 5.7% 4.0% 40.4% 40,7%
14
annual_report
BaloiseHoldingLtd-AR_2014
1,372
3.17.4 Liability adequacy test A liability adequacy test (LAT) is carried out at each balance sheet date to ascertain whether – taking all known developments and trends into consideration – the Baloise Group’s existing reserves are adequate.
37
annual_report
HannoverRueckSE-AR_2010
2,856
In the year under review specific value adjustments on retrocessions, i.e. on the reinsurance recoverables on unpaid claims, were reversed in an amount of EUR 21.0 million (previous year: reversed in an amount of EUR 22.2 million). Consequently, cumulative specific value adjustments of EUR 3.5 million (EUR 24.5 million...
61
annual_report
4582
945
(1) Amounts reflect (charges) or benefits for (increases) or decreases, respectively, in the amortization of DAC and other costs and for GMDB/GMIB reserve (increases) or decreases, respectively.
27
10K
AvivaPLC-AR_2012
289
Established and developing life insurance markets present significant opportunities We operate in established insurance markets which provide opportunities for insurers to manage existing wealth, such as in the UK and France. We also operate in fast-growing, developing life insurance markets such as China, Poland and T...
56
annual_report
LloydsBankingGroupPLC-AR_2018
5,946
Financial assets at amortised cost: Loans and advances to customers: Stage 1 441,006 440,542 – 40,483 400,059
17
annual_report
SwissReAG-AR_2004
293
The percentage of the PVFP which is expected to be amortised in each of the next five years is 6%, 5%, 5%, 5% and 5%, respectively.
26
annual_report
3783
996
We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance sheets of HealthSpring, Inc. and subsidiaries as of December 31, 2008 and 2007, and the related consolidated statements of income, stockholders’ equity and comprehensive inco...
78
10K
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2005
865
In central and eastern Europe, the eu accession of eight countries from this region had a positive impact on growth. The average rise of 4% in gdp caused the insurance markets, and with them our reinsurance portfolio, to develop very satisfactorily. Premium volume rose by a good 29% to €40m as against the previous year...
90
annual_report
TrygAS-AR_2016
838
Tryg’s Corporate Social Responsibility (CSR) initiatives focus on peace of mind, people, business ethics as well as the environment and climate.
21
annual_report
5508
806
Total assets by industry segment at December 31, 2018 and December 31, 2017 are summarized below (dollars in thousands):
19
10K
SwissReAG-AR_2008
782
b. Dodge & Cox, 555 California Street, 40th Floor, San Francisco, CA 94104, USA, announced on 31 October 2008 that they held, on behalf of the Dodge & Cox International Stock Fund, through an acquisition, 10 766 995 registered shares of Swiss Re. Dodge & Cox thus has a voting right of 3.05% in Swiss Re which can be exe...
65
annual_report
PosteItalianeSpA-AR_2017
5,368
b) available-for-sale financial assets - c ) held-to-maturity financial assets - d ) other financial transactions - 140.
18
annual_report
5296
902
We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), AMERISAFE, Inc. and subsidiaries’ internal control over financial reporting as of December 31, 2016, based on criteria established in Internal Control-Integrated Framework issued by the Committee of ...
65
10K
SwissReAG-AR_2019
4,499
Claims before receivables from retrocession to external parties –13 038 –10 242 –3 251 –3 316 –29 847
18
annual_report