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CNPAssurancesSA-AR_2005 | 274 | For several years now, executive pay has included a variable bonus based on Group performance in relation to objectives. The amount of the bonus ranges from 15 to 30% of basic salary. | 32 | annual_report |
5704 | 1,254 | During the years ended December 31, 2019, 2018 and 2017, no awards were issued with other than service-based vesting conditions. | 20 | 10K |
SwissReAG-AR_2018 | 3,353 | Total 45 832 2 289 –559 47 562 Corporate debt securities 39 630 1 617 –542 40 705 Mortgage- and asset-backed securities 4 211 117 –56 –1 4 271 | 29 | annual_report |
gb_prudential-AR_2012 | 3,001 | For the with-profi ts sub-fund, the aggregate effect of assumption changes in 2011 was a net charge to unallocated surplus of £59 million, relating to changes in mortality, expense, persistency and economic assumptions. | 33 | annual_report |
4107 | 2,857 | The weighted-average interest rate on the non-recourse funding obligations as of December 31, 2009 and 2008 was 1.49% and 3.76%, respectively, reflecting the decline in the underlying index rate. | 29 | 10K |
NatixisSA-AR_2018 | 2,489 | The implementation of resolution measures would also significantly affect Natixis’ ability to make the payments required by such instruments or, more generally, honor its payment to third parties. | 28 | annual_report |
StandardLifeAberdeenPLC-AR_2018 | 753 | Tax expense from continuing operations (2017 on a Reported basis) The total IFRS tax expense attributable to the profit for the year from continuing operations was £43m (2017: £28m) including a credit of £52m (2017: credit £49m) relating to adjusting items. The effective tax rate on total IFRS profit is (5.5%) (2017: 6.4%). The main factors that have caused there to be a tax expense whilst there is an IFRS loss before tax are: • Impairment losses on intangible assets are not tax deductible • Loss on impairment of interest in associates is not tax deductible • Costs which are not deductible for tax purposes • Deferred tax assets have not been recognised on tax losses in some jurisdictions in which we operate | 123 | annual_report |
5139 | 1,400 | Putative or certified class action litigation and other litigation, and claims and assessments against us, in addition to those discussed elsewhere herein and those otherwise provided for in the consolidated financial statements, have arisen in the course of our business, including, but not limited to, in connection with our activities as an insurer, investor and taxpayer. Further, state insurance regulatory authorities and other federal and state authorities regularly make inquiries and conduct investigations concerning our compliance with applicable insurance and other laws and regulations. See Note 17 of the Notes to the Consolidated Financial Statements. | 95 | 10K |
Sampoplc-AR_2000 | 610 | Interest payable 1 –868 –703 Net income from financial operations 426 392 | 12 | annual_report |
3953 | 1,471 | The following represents future minimum lease payments due by period for capital lease obligations as of December 31, 2009 (in millions). | 21 | 10K |
RSAInsuranceGroupPLC-AR_2014 | 1,579 | ANNUAL BONUS PLAN 2015 As noted in the Committee Chairman’s letter on pages 80 to 81, the Annual Bonus Plan will follow a similar design to 2014. (SR�ODQENQL@MBD�LD@RTQDR�@QD�@KHFMDC�VHSG�SGD�BNQD�OQHNQHSHDR�ENQ�ENBTR�HM����� �3GD�&QNTO�"GHDE�$WDBTSHUD�VHKK�AD�DWODBSDC� to deliver against stretching targets which are geared towards making continued performance improvement. | 42 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2020 | 2,364 | Shareholdings exceeding 5% of the voting rights in large companies as defined in Section 271(1) of the German Commercial Code (HGB) Admiral Group plc, Cardiff (equity: €47,146k; result for year: €323,614k) 10.1450 Extremus Versicherungs-Aktiengesellschaft, Cologne (equity: €64,100k; result for year: €42k) 16.0000 Protektor Lebensversicherungs-AG, Berlin (equity: €7,851k; result for year: €7k) 10.7631 Saudi Enaya Cooperative Insurance Company, Jeddah (equity: €32,539k; result for year: -€24,778k) 15.0000 Wataniya Insurance Company, Jeddah (equity: €56,264k; result for year: €4,304k) 10.0000 | 76 | annual_report |
3091 | 1,379 | Some of our fixed income securities have call or prepayment options. This could subject us to reinvestment risk should interest rates fall or issuers call their securities and we reinvest the proceeds at lower interest rates. In addition, for asset-backed and mortgage-backed securities, prepayment risk could reduce the yield we realize on the remaining principal of these securities. We mitigate this risk by investing in securities with varied maturity dates, so that only a portion of our portfolio will mature at any point in time. | 85 | 10K |
gb_prudential-AR_2013 | 4,147 | Allowance for future improvements to post retirement mortality For males (females) 100% (75%) of Medium Cohort subject to a minimum rate of improvement of 2.00% (1.25%) up to the age of 90, decreasing linearly to zero by age of 120 with a long-term rate of 1.75% pa (1.5% pa) but adjusted as follows: — Period improvements are blended between ages 60 to 80 to the long-term improvement rate over a 15 year period (compared with a 20 year period in the core CMI model); and | 85 | annual_report |
4829 | 413 | The $295,644 decrease in commissions for the year ended December 31, 2013 is primarily due to: | 16 | 10K |
StandardLifeAberdeenPLC-AR_2015 | 1,126 | The structure and implementation of the Group’s Enterprise Risk Management (ERM) framework and its suitability to react to forwardlooking issues and the changing nature of risks | 27 | annual_report |
ScorSE-AR_2012 | 5,826 | The main tasks of the Group Risk Management Department (GRM) are to further develop the Enterprise Risk | 17 | annual_report |
PosteItalianeSpA-AR_2016 | 5,065 | Ministry of the Economy and Finance 535 4 – – – 3 – (6) 1 | 15 | annual_report |
2801 | 849 | See Note 4 for the activity in the allowance for credit losses for finance contracts. | 15 | 10K |
4728 | 1,530 | A life settlement contract is a contract between the owner of a life insurance policy and a third party who obtains the ownership and beneficiary rights of the underlying life insurance policy. During 2010, we formed Tiger Capital LLC (“Tiger”) with a subsidiary of AmTrust for the purpose of acquiring certain life settlement contracts. In 2011, we formed AMT Capital Alpha, LLC (“AMT Alpha”) with a subsidiary of AmTrust for the purpose of acquiring additional life settlement contracts. In the first quarter of 2013, we acquired a 50% interest in AMT Capital Holdings, S.A. (“AMTCH”), the other 50% of which is owned by AmTrust. Additionally, in December 2013, we formed AMT Capital Holdings II, S.A. ("AMTCH II) with AmTrust for the purpose of acquiring additional life settlement contracts. We have a 50% ownership interest in each of Tiger, AMT Alpha, AMTCH and AMTCH II (collectively, the “LSC Entities”). The LSC Entities may also acquire premium finance loans made in connection with the borrowers’ purchase of life insurance policies that are secured by the polices, which are in default at the time of purchase. The LSC Entities acquire the underlying policies through the borrowers’ voluntary surrender of the policy in satisfaction of the loan or foreclosure. A third party serves as the administrator of the Tiger and AMTCH II life settlement contract portfolios, for which it receives an administrative fee. The third-party administrator is eligible to receive a percentage of profits after certain time and performance thresholds have been met. | 249 | 10K |
5760 | 3,316 | In 2016, we entered into a credit agreement for a $100 million senior secured draw term loan credit facility ("Credit Facility") for the acquisition of real property and construction of an office building to serve as part of our principal headquarters. On January 1, 2019, the Credit Facility converted to a fully-amortized term loan with monthly payments of principal and interest at a fixed rate of 4.35% over a period of 28 years. Investments with a fair value of $112.4 million were pledged as collateral for the facility and are reported as available-for-sale securities and cash and cash equivalents as of December 31, 2019. The bank requires compliance with certain covenants, which include leverage ratios, debt restrictions and minimum net worth, for our Credit Facility. We are in compliance with all covenants at December 31, 2019. | 136 | 10K |
gb_prudential-AR_2005 | 975 | management. The Board discusses Prudential’s performance on this at least once a year. The Board also reviews and approves our | 20 | annual_report |
3770 | 1,290 | The Company has coverage for its casualty lines of business under excess of loss reinsurance agreements. The agreement covers losses in excess of $2 million per occurrence up to a maximum $12 million. The agreement also provides “clash” protection for qualifying claims for losses in excess of $12 million up to a maximum of $32 million. | 56 | 10K |
TrygAS-AR_2013 | 1,542 | Parent company Tryghedsgruppen smba TryghedsGruppen smba controls 60% of the shares in Tryg A/S. | 14 | annual_report |
HiscoxLtd-AR_2007 | 1,085 | Reinsurers’ share of insurance liabilities 283,414 306,550 Provision for non-recovery and impairment (3,326) (3,778) | 14 | annual_report |
AegonNV-AR_2013 | 1,499 | Organizational structure Aegon Spain’s main subsidiaries and affiliates are: �� Aegon Espana S.A. de Seguros y Reaseguros; �� Aegon Administracion y Servicos A.I.E.; �� Caja Badajoz Vida y Pensiones (50%), in partnership with Cajatres; �� Cantabria Vida y Pensiones (50%), in partnership with Liberbank; �� Liberbank Vida (50%), in partnership with Liberbank; �� Aegon Santander Generales Seguros y Reaseguros (51%), in partnership with Banco Santander; �� Aegon Santander Vida Seguros y Reaseguros (51%), in partnership with Banco Santander. | 78 | annual_report |
BeazleyPLC-AR_2020 | 618 | Foreign exchange The majority of Beazley’s business is transacted in US dollars, which is the currency we have reported in since 2010 and the currency in which we hold the company’s net assets. Changes in the US dollar exchange rate with sterling, the Canadian dollar and the euro do have an impact as we receive premiums in those currencies and a material number of our staff receive their salary in sterling. Beazley’s foreign exchange gain taken through the statement of profit or loss in 2020 was $11.2m (2019: $1.1m). | 89 | annual_report |
3588 | 1,501 | The following is a summary of activity for the nonvested performance share awards for the year ended December 31, 2007: | 20 | 10K |
5216 | 1,701 | The following table sets forth the key items discussed in the consolidated results of operations section, and the period over period changes, for the years ended December 31, 2016, 2015 and 2014: | 32 | 10K |
5478 | 1,034 | The models used incorporate various assumptions, including expected volatility and expected term. Volatility is calculated using the Company’s trading history. The expected term of awards granted is based on the Company’s best estimate and the use of the simplified method for “plain vanilla” awards under GAAP, where applicable. Accruals of compensation cost for an award with a performance condition shall be based on the probable outcome of that performance condition. Therefore, compensation cost shall be accrued if it is probable that the performance condition will be achieved and shall not be accrued if it is not probable that the performance condition will be achieved. Such judgments can significantly impact the timing and amount of expense recognized. | 116 | 10K |
NatwestGroupPLC-AR_2017 | 852 | These included further enhancement of the Board’s composition with the appointments of Mark Seligman and Yasmin Jetha, and the introduction of a Board Appointment Policy to support succession planning. Work continued on improving the quality of information provided to the directors and the 2017 Board agenda reflected directors’ feedback on agenda balance and priorities. The Board continued to dedicate significant time to culture and customers, and this focus will continue into 2018. In conclusion, the specific actions identified during the 2016 evaluation have been appropriately addressed, and where high level themes remain relevant, these have been appropriately incorporated into the 2017 action plan. | 103 | annual_report |
BeazleyPLC-AR_2020 | 119 | We are accustomed to a pace that continues to accelerate – reflective of a more technologically driven joined-up world – designing insurance solutions that flex and respond to evolving risk. | 30 | annual_report |
4520 | 490 | In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2012 and 2011, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2012, in conformity with accounting principles generally accepted in the United States of America. Also in our opinion, such financial statement schedules, when considered in relation to the basic consolidated financial statements taken as a whole, present fairly, in all material respects, the information set forth therein. | 95 | 10K |
2400 | 1,436 | A decrease in other insurance product and services enrollment of approximately 74,000 members, due to cancelled business, including the loss of a large self-funded national account, and, to a lesser extent, the continued migration of members to commercial managed care products. | 41 | 10K |
1101 | 253 | Income tax expense for 1998, 1997 and 1996, as a percentage of earnings before income taxes, including the extraordinary losses in 1997 was 39.7%, 42.8% and 39.4%, respectively. See "Extraordinary Item." The fluctuations in income tax expense as a percentage of earnings before income taxes, including the extraordinary item, are attributable to the effect of state income taxes on the Company's wholly-owned underwritten title companies and ancillary service companies; a change in the amount and characteristics of net income, operating income versus investment income; and the tax treatment of certain items. See Note I of Notes to Consolidated Financial Statements for additional information regarding income taxes. | 106 | 10K |
LloydsBankingGroupPLC-AR_2012 | 587 | We have four recognised unions who we have consulted about these actions and have been involved in discussions on a series of changes that we have made this year. We value the partnerships we have with these organisations. | 38 | annual_report |
fr_axa-AR_2019 | 9,947 | product accessibility for populations usually excluded from insurance mechanisms, investments in companies which create recruiting opportunities and protect human rights). In 2019, AXA | 23 | annual_report |
5291 | 1,373 | As of December 31, 2016, the gross unrealized losses were generated from 1,881 positions out of a total of 2,845 positions. The change in fair value of fixed income securities is primarily a result of movement in interest rates subsequent to the purchase of the security. | 46 | 10K |
2566 | 925 | or $0.03 per diluted per share. Compensation cost decreased by $47,000 for the three months ended June 30, 2003, which resulted in an increase in reported net earnings of $29,000, which had no change to diluted earnings per share. Amounts for the first and second quarters of 2003 are presented as if we adopted SFAS 123 in the first quarter of 2003. | 62 | 10K |
SwissReAG-AR_1973 | 105 | Net Cash Deposits with Insurance Companies 1,172 1,171 1,210 1,204 1,194 | 11 | annual_report |
Sampoplc-AR_2013 | 680 | Return on equity (at fair values) % 24.424.4 36.9 12.4 39.8 53.2 | 12 | annual_report |
gb_prudential-AR_2018 | 6,730 | Notes (i) The weighted average duration of the benefit obligations of the Scheme is 17 years (2017: 17 years). The following table provides an expected maturity analysis of the undiscounted benefit obligations as at 31 December: £m 1 year or less After 1 year to 5 years After 5 years to 10 years After 10 years to 15 years After 15 years to 20 years Over 20 years Total | 69 | annual_report |
4786 | 842 | The Managers monitor our net exposure to a single natural catastrophe occurrence within certain broadly defined major catastrophe zones. Our February 15, 2014 projected net exposures by zone were in compliance with our underwriting guidelines. Namely, our projected net exposure to any one zone was below 50% of our shareholders’ equity at December 31, 2013. | 55 | 10K |
gb_prudential-AR_2013 | 1,927 | Potential variations Any executive director dismissed for cause would forfeit all outstanding deferred bonus awards. | 15 | annual_report |
3759 | 687 | Commissions and fees were $34 million, or 5 percent, higher in 2008 compared with 2007 of which 3 percent was attributable to the net impact of acquisitions and disposals, mainly due to HRH's UK-based specialty business. There was no net impact from foreign currency translation as a benefit from the euro strengthening year on year against the dollar was offset by a negative impact from sterling weakening against the dollar. | 70 | 10K |
2391 | 1,606 | The equity securities in an unrealized loss position, as of December 31, 2004, for twelve months or more are primarily preferred stocks with fixed maturity-like characteristics. No single security had an unrealized loss greater than $2 million. | 37 | 10K |
fr_axa-AR_2014 | 726 | Direct business and Asia, partly offset by lower volumes in the | 11 | annual_report |
HelvetiaHoldingAG-AR_2015 | 2,345 | Property insurance operations are mainly in Europe, with the exception of active r einsurance, Helvetia International and a small portion of the property insurance business of Helvetia Switzerland. Due to the merger with Nationale Suisse, Asian and | 37 | annual_report |
4278 | 2,717 | The majority of the Company’s U.S. and U.K. variable annuities, and a small portion of Japan’s variable annuities, include a GMWB rider. In the second quarter of 2009, the Company suspended all new sales in the U.K. and Japan. The Company’s new variable annuity product, launched in the U.S. in October 2009 does not offer a GMWB. Declines in equity markets will generally increase the Company’s liability for the in-force GMWB riders. As of December 31, 2010, U.S. GMWB account value was $44.8 billion and International GMWB account value was $2.5 billion. As of December 31, 2009, U.S. GMWB account value was $45.5 billion and International GMWB account value was $2.7 billion. A GMWB contract is “in the money” if the contract holder’s guaranteed remaining benefit (“GRB”) is greater than their current account value. As of December 31, 2010 and December 31, 2009, 35% and 48%, respectively, of all unreinsured U.S. GMWB contracts were “in the money”. For those contracts that were “in the money”, the average contract was 9% and 13% “in the money” as of December 31, 2010 and 2009, respectively. For U.S. GMWB contracts that were “in the money”, the Company’s net amount at risk (i.e. GRB less account value), after reinsurance, as of December 31, 2010 and December 31, 2009, was $1.1 billion and $2.6 billion, respectively. For U.K. and Japan GMWB contracts that were “in the money”, the Company’s net amount at risk, after reinsurance, as of December 31, 2010 and December 31, 2009, was $73 and $125, respectively. However, the Company expects to incur these payments in the future only if the policyholder has an “in the money” GMWB at their death or their account value is reduced to a specified level, through contractually permitted withdrawals and/or market declines. If the account value is reduced to the specified level, the contract holder will receive an annuity equal to the remaining GRB. For the Company’s “life-time” GMWB products, this annuity can continue beyond the GRB. As the account value fluctuates with equity market returns on a daily basis and the “life-time” GMWB payments can exceed the GRB, the ultimate amount to be paid by the Company, if any, is uncertain and could be significantly more or less than the Company’s current carried liability. For additional information on the Company’s GMWB liability, see Note 4a of the Notes to Consolidated Financial Statements. | 396 | 10K |
1894 | 477 | On April 11, 2002, ACL and certain lenders executed an amendment agreement under which the Old Senior Credit Facilities would be amended and restated upon the satisfaction of certain conditions set forth in the amendment agreement, including the consummation of the Danielson Recapitalization. | 43 | 10K |
4044 | 770 | The following table sets forth our selected consolidated financial information for the years ended and as of the dates indicated. As described in Note 1 to our Audited Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K, our Audited Consolidated Financial Statements include the accounts of Endurance Holdings, Endurance Bermuda, Endurance U.K., Endurance U.S. Reinsurance, Endurance American, Endurance American Specialty, Endurance Risk Solutions and ARMtech. | 68 | 10K |
1702 | 657 | In October 2001 OneBeacon sold 2,025,680 shares of the common stock of United Fire & Casualty Company for $54.7 million. | 20 | 10K |
5371 | 2,001 | AFG recorded adverse prior year reserve development of $2 million in 2017, $28 million in 2016 and $20 million in 2015 for this line of business. Claim severity trends had been significantly higher than expected beginning with accident years 2010, but have more recently stabilized. | 45 | 10K |
NatixisSA-AR_2008 | 357 | During 2008 there were changes to the Board’s membership: in October 2008, Luigi Maranzana was appointed provisionally ■ | 18 | annual_report |
LloydsBankingGroupPLC-AR_2013 | 3,623 | (b) Interest income sensitivity: this measures the impact on future net interest income arising from an instantaneous 25, 100 and 200 basis points parallel rise or fall in all the yield curves over a rolling 12 month basis (subject to a floor at zero per cent). unlike the market value sensitivities, the interest income sensitivities incorporate additional behavioural assumptions as to how and when individual products would reprice in response to such change. | 73 | annual_report |
3631 | 1,149 | Availability of capital required to support business growth and the effective utilization of capital. | 14 | 10K |
gb_lloyds_banking_grp-AR_2008 | 2,983 | NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS continued 2 accounTing poLicies continued | 11 | annual_report |
NatixisSA-AR_2003 | 442 | This strategic project is being led by a steering committee made up of information systems functional architects, and representatives of Risk | 21 | annual_report |
nl_ing_grp-AR_2011 | 12 | Chairman’s message 4 ING at a glance 6 Boards 8 Key figures 9 ING share 10 4 Consolidated annual accounts | 20 | annual_report |
4286 | 4,279 | Total revenues declined to $153.6 million in 2010 from $157.3 million in 2009 due to lower net premiums written, offset by a slightly larger net realized investment gain in 2010 as compared to 2009. Net premiums written decreased $5.1 million, or 3.7%, to $132.7 million in 2010, as compared to $137.8 million in 2009. Net premiums earned totaled $136.0 million in 2010, as compared to $140.4 million in 2009, representing a 3.2%, or $4.4 million, decrease. | 76 | 10K |
440 | 251 | account value to 28 basis points in 1996 from 31 basis points in 1995, has contributed to the growth in earnings of $34 million, or 29%, to $150 million in 1996 from $116 million in 1995. | 36 | 10K |
2945 | 1,196 | valuation allowance. As deferred tax assets related to those deductions are available for use in the tax return, a valuation was no longer required and was reduced. The decrease in the valuation allowance in 2004 was partially offset by an additional $5.6 million related to Indiana state taxes, as discussed below. | 51 | 10K |
2379 | 2,115 | The Scott case - Another class action pending against Lorillard is Scott v. The American Tobacco Company, et al. (District Court, Orleans Parish, Louisiana, filed May 24, 1996). During 1997, the court certified a class comprised of certain cigarette smokers resident in the State of Louisiana who desire to participate in medical monitoring or smoking cessation programs and who began smoking prior to September 1, 1988, or who began smoking prior to May 24, 1996 and allege that defendants undermined compliance with the warnings on cigarette packages. | 87 | 10K |
3615 | 1,071 | General account spread is one of the main drivers of net income for the Institutional line of business. The increase in spread income in 2006 was driven by higher assets under management as noted above, combined with improved partnership income. For the year ended December 31, 2006 and 2005, income from partnership investments was $15 and $6 after-tax, respectively. | 59 | 10K |
3873 | 1,770 | At December 31, 2008 and 2007, the Company's insurance subsidiaries had $4.32 billion and $4.21 billion, respectively, of securities on deposit at financial institutions in certain states pursuant to the respective states' insurance regulatory requirements. | 35 | 10K |
3576 | 866 | We generate revenues primarily from premiums we receive from CMS, and to a lesser extent our commercial customers, to provide healthcare benefits to our members. We receive premium payments on a PMPM basis from CMS to provide healthcare benefits to our Medicare members, which premiums are fixed on an annual basis by contracts with CMS. Although the amount we receive from CMS for each member is fixed, the amount varies among Medicare plans according to, among other things, demographics, geographic location, age, gender, and the relative risk score of the plan’s membership. | 92 | 10K |
5077 | 3,582 | The table below provides a summary of the gross notional amount and fair value of derivatives contracts by the primary underlying, excluding embedded derivatives and associated reinsurance recoverables. Many derivative instruments contain multiple underlyings. The fair value amounts below represent the gross fair value of derivative contracts prior to taking into account the netting effects of master netting agreements, cash collateral held with the same counterparty and NPR. This netting impact results in total derivative assets of $2,728 million and $1,593 million as of December 31, 2015 and 2014, respectively, and total derivative liabilities of $40 million and $158 million as of December 31, 2015 and 2014, respectively, reflected in the Consolidated Statements of Financial Position. | 116 | 10K |
376 | 252 | In accordance with the standard, TRH adopted SFAS No. 123 for the 1996 annual financial statements and chose the pro forma disclosure option of implementation. (See Note 7 of Notes to Consolidated Financial Statements.) | 34 | 10K |
NatixisSA-AR_2019 | 5,733 | The variables defined in each of these scenarios mean that PD and LGD parameters can be altered and an expected credit loss can be calculated for each economic scenario. | 29 | annual_report |
5570 | 693 | tenant reimbursements at the Westlake, Texas headquarters during 2017, a $0.7 million change in commissions and agency fees receivable, and a $0.1 million change in accounts payable and accrued expenses balance. | 31 | 10K |
PosteItalianeSpA-AR_2020 | 7,578 | Principles and processes involved in measuring and managing guarantees and other credit risk mitigation instruments | 15 | annual_report |
NatixisSA-AR_2011 | 706 | In order to improve monitoring of building performances, a general information system will be tested at eight sites in 2012. The system will record consumption, technical information and environmental indicators, with a gradual roll-out across all properties managed by AEW Europe from 2013. | 43 | annual_report |
4728 | 1,422 | The following describes the valuation techniques we used to determine the fair value of financial instruments held as of December 31, 2013: | 22 | 10K |
SwissReAG-AR_1993 | 653 | Swiss-Am Reassurance Company 237 Park Avenue, New York, NY 10017 Australia / New Zealand | 14 | annual_report |
SwissReAG-AR_2017 | 196 | Corporate Solutions Corporate Solutions represents a successful platform to access the large pool of commercial risks. It will continue to focus on growth and is expected to benefit from pricing improve ments following the 2017 natural catastrophe events. | 38 | annual_report |
4140 | 681 | AssuranceAmerica’s ceded unearned premium relates to policies in force and is earned ratably over the policy period. As of December 31, 2009 and 2008, the ceded unearned reserves amounted to $25.1 million and $22.9 million, respectively. The unearned premium will become earned over the term of the policy. Reinsurance payable of $28.5 million and $26.4 million as of December 31, 2009 and 2008 represents the amounts due to reinsurers for ceded premiums net of commissions. The Company pays its reinsurers on a collected premium basis, and no balances are in dispute through December 31, 2009. | 95 | 10K |
ScorSE-AR_2013 | 1,664 | Permanent Representative of MACIF at the Board of Directors: -Eurosa Holding | 11 | annual_report |
5731 | 2,334 | Investing activities in the Condensed Statements of Cash Flows primarily represents the flow of funds to and from subsidiaries to provide cash on hand to fund acquisitions and significant new business. Net investment income relates to interest on loans to subsidiaries. For the years ended December 31, 2019, 2018, and 2017, interest paid was $46.5 million, $25.1 million, and $17.6 million, respectively. During the years ended December 31, 2019, 2018, and 2017, non-cash investing activities included $nil, $nil and $31.6 million, respectively, for dividends and return of capital from subsidiaries and $nil, $414.8 million and $148.1 million, respectively, for contributions to subsidiaries. In 2018, these transactions represented the contribution of the acquired outstanding shares and warrants of KaylaRe Holdings, Ltd to another subsidiary company. In 2017, these transactions were to settle intercompany balances, resulting in a net reduction in balances due from subsidiaries and an increase in investments in subsidiaries. | 150 | 10K |
StorebrandASA-AR_2000 | 323 | Earnings and profitability Storebrand Kapitalforvaltning ASA and Storebrand Fondene AS achieved total pre-tax profit of NOK 67 million in 2000. This represents an improvement of NOK 33 million from the previous year. Gross revenue has shown annual growth over the last three years of 30%, and amounted to NOK 403 million in 2000. Significant resources have been invested in developing the expertise of the companies’ personnel as well as building up the systems and infrastructure needed to achieve a scalable structure, and growth in costs over the last three years has been at a higher than normal level. By way of example it can be noted that all the costs incurred in respect of internationalising the asset management activities have been recognised to the profit and loss account as incurred. | 130 | annual_report |
4763 | 1,606 | On April 19, 2012, the Company and certain designated subsidiaries of the Company entered into a $700.0 million four-year revolving credit facility with JPMorgan Chase Bank, N.A. (“JPMorgan”) as administrative agent (“Credit Facility”). Upon entering into the Credit Facility, the Company terminated its existing $1,175.0 million amended and restated credit agreement dated May 8, 2007 with JPMorgan as administrative agent. As of December 31, 2013, there were no borrowings under the Credit Facility and letters of credit outstanding under the Credit Facility were $260.3 million (2012 - $320.4 million). | 89 | 10K |
4556 | 968 | When non-software elements are not considered essential to the functionality of the software and significant customization of the software is not required, the entire arrangement fee is allocated to each element in the arrangement based on the respective VSOE of fair value of each element. VSOE of fair value used in determining the fair value of license revenues is based on the price charged by the Company when the same element is sold in similar volumes to a customer of similar size and nature on a stand-alone basis. As the Company has not sold many licenses over the past several years, VSOE of fair value for licenses is not always established. VSOE used in determining revenue for consulting is based on the standard daily rates for the type of services being provided multiplied by the estimated time to complete the task. VSOE used in determining the fair value of maintenance and technical support is based on the annual renewal rates. The revenue allocable to the consulting services is recognized as the services are performed. In instances where VSOE exists for undelivered elements but does not exist for delivered elements of a software arrangement, the Company uses the residual method of allocation of the arrangement fees for revenue recognition purposes. The Company has used the residual method of revenue recognition to determine the amount of revenue to be applied to any software licenses that contain multiple elements for the periods covered in this Annual Report as VSOE of fair value of the software licenses was not available. If VSOE of fair value cannot be established for the undelivered elements of a license agreement, the entire amount of revenue under the arrangement is deferred until these elements have been delivered or VSOE can be established. | 293 | 10K |
4283 | 973 | In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of WellPoint, Inc. at December 31, 2010 and 2009, and the consolidated results of its operations and its cash flows for each of the three years in the period ended December 31, 2010, in conformity with U.S. generally accepted accounting principles. Also, in our opinion, the related financial statement schedule, when considered in relation to the basic financial statements taken as a whole, presents fairly in all material respects the information set forth therein. | 93 | 10K |
5036 | 1,103 | Equity income from joint venture properties increased $12 million in 2014 as compared to 2013. The increase was primarily due to improved performance of the Universal Orlando properties, including the addition of Universal’s Cabana Bay Beach Resort. | 37 | 10K |
StorebrandASA-AR_2017 | 2,300 | When entering into a contract, the expected pro�t is also set aside as a liability. This is recognised as income over the duration of the contract | 26 | annual_report |
INGGroepNV-AR_2007 | 2,053 | Liabilities Insurance and investment contracts 1,503 1,503 Amounts due to banks 7 7 68 68 Customer deposits and other funds on deposit 1,384 1,384 2,470 2,470 Miscellaneous and other liaibilities 1,231 1,231 910 910 | 34 | annual_report |
fr_axa-AR_2019 | 9,882 | km (compared to 4% in 2012), 39% of vehicles emitting equal or less than 101 g-120 g (25% in 2012) and an average emissions rate of 124 g of CO | 30 | annual_report |
2891 | 346 | Financial strength ratings are important factors in establishing the competitive position of insurance companies and generally have an effect on an insurance company's business. On an ongoing basis, rating agencies review the financial performance and condition of insurers and could downgrade or change the outlook on an insurer's ratings due to, for example, a change in an insurer's statutory capital; a change in a rating agency's determination of the amount of risk-adjusted capital required to maintain a particular rating; an increase in the perceived risk of an insurer's investment portfolio; a reduced confidence in management or a host of other considerations that may or may not be under the insurer's control. The insurance financial strength ratings of both AIC and ALIC are A+, AA and Aa2 from A.M. Best, Standard & Poor's and Moody's, respectively. Because all of these ratings are subject to continuous review, the retention of these ratings cannot be assured. A multiple level downgrade in any of these ratings could have a material adverse effect on our sales, our competitiveness, the marketability of our product offerings, and our liquidity, operating results and financial condition. | 187 | 10K |
Sampoplc-AR_2020 | 588 | In the long-term incentive scheme 2017, a total of 2,723,300 allocated incentive units remain and will vest during 2021–2023. | 19 | annual_report |
2008 | 385 | The consolidated financial statements include the accounts of the Company prepared in conformity with accounting principles generally accepted in the United States of America ("GAAP"). All significant intercompany balances and transactions have been eliminated in consolidation. The preparation of financial statements requires making estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Certain prior years' amounts have been reclassified for comparative purposes. | 98 | 10K |
fr_axa-AR_2014 | 9,653 | Consolidated fi nancial statements of the Group 192 to 33 5 | 11 | annual_report |
AssicurazioniGeneraliSpA-AR_2019 | 2,270 | An item of property, plant and equipment and any significant part initially recognised is de-recognised upon disposal or when no future economic benefits are expected from its use or disposal. Any gain or loss arising on de-recognition of the asset (calculated as the difference between the net disposal proceeds and the carrying amount of the asset) is included in the income statement when the asset is de-recognised. The residual values, useful lives and methods of depreciation of property, plant and equipment are reviewed at each financial year end and adjusted prospectively, if appropriate. | 93 | annual_report |
BaloiseHoldingLtd-AR_2006 | 231 | VORABDRUCKFor our shareholders we grow the value of the corporation. We strive to provide a | 15 | annual_report |
SwissReAG-AR_2008 | 2,160 | The financial statements are prepared in accordance with Swiss Company Law. | 11 | annual_report |
5869 | 1,876 | The table below shows the carrying value of the consolidated FG VIEs’ assets and liabilities in the consolidated financial statements, segregated by the types of assets that collateralize the respective debt obligations for FG VIEs’ liabilities with recourse. | 38 | 10K |
RaiffeisenBankInternationalAG-AR_2016 | 229 | Stock data and details Price as at 31 December 2016 € 17.38 | 12 | annual_report |
AegonNV-AR_2018 | 5,647 | D is po sa l o f a bu si ne ss | 12 | annual_report |
5527 | 918 | As illustrated by the table above, 38.4%, 36.0% and 31.0% of Atlas’ gross premiums written in 2018, 2017 and 2016, respectively, came from New York. The five states currently producing the most premium volume accounted for 66.4% of gross premiums written in 2018, as compared to 64.2% and 55.4% in 2017 and 2016, respectively. In 2018, the increase in New York gross premiums written came from growth in the livery/TNC line, and the increase in California gross premiums written resulted from growth in all products. In 2017, approximately 62.5% of the increase in New York gross premiums written came from one new large limousine fleet account. | 106 | 10K |
AdmiralGroupPLC-AR_2010 | 614 | John Sussens has been appointed as the Senior Independent Non-Executive Director. He is available to shareholders if they have concerns that contact through the normal channels of Chairman, Chief Executive, or Chief Financial Offi cer has failed to resolve or for which such contact is inappropriate. He is also responsible for leading the Board’s discussion on the Chairman’s performance and the appointment of a new Chairman, when appropriate. | 68 | annual_report |
gb_lloyds_banking_grp-AR_2013 | 8,123 | Asset-Backed Securities (ABS) Asset-backed securities are securities that represent an interest in an underlying pool of referenced assets. The referenced pool can comprise any assets which attract a set of associated cash flows but are commonly pools of residential or commercial mortgages but could also include leases, credit card receivables, motor vehicles, student loans. Further information on the Group’s investments in ABS is given in note 54. | 67 | annual_report |
INGGroepNV-AR_2012 | 3,388 | RISK MANAGEMENT Taking measured risks is the core of ING Group’s business. As a financial services company active in banking, investments, life and non-life insurance and retirement services, ING Group is naturally exposed to a variety of risks. To ensure measured risk-taking throughout the organisation, ING Group operates through a comprehensive risk management framework and integrated risk management in its daily business activities and strategic planning. This ensures the identification, measurement and control of risks at all levels of the organisation so that ING Group’s financial strength is safeguarded. | 89 | annual_report |
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