report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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1903 | 754 | Total liabilities $243,615 Shareholders' equity 229,400 ------------------------- Total liabilities and shareholders' equity $473,015 ========================= | 14 | 10K |
LloydsBankingGroupPLC-AR_2009 | 1,931 | TABLE 1.6: LEVERAGE FINANCE LENDING As at 31 December 2009 Drawn £bn | 12 | annual_report |
694 | 241 | The statutory basis capital and surplus and net income (loss) of ANIC, as reported to insurance regulatory authorities, are summarized as follows: | 22 | 10K |
BaloiseHoldingLtd-AR_2006 | 511 | VORABDRUCKlife policies, on the other hand, registered a steep increase, with volume rising by 39.7%. | 15 | annual_report |
BeazleyPLC-AR_2020 | 1,037 | 3 Catherine Woods was unable to attend the board and the audit and risk, nomination and remuneration committee meetings in September 2020 due to a longstanding scheduling clash. | 28 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2012 | 563 | In line with the letter from the Polish Financial Supervision Authority No. DN2/107/4/2004 MP dated 25 March 2004; PZU SA may recognise the share of the reinsurer - AXA France IARD – in technical provisions as assets covering technical provisions in the amount exceeding 5% of these provisions. | 48 | annual_report |
SwissReAG-AR_2002 | 405 | Expenses Acquisition costs –15 –14 –7 Claims and claim adjustment expenses | 11 | annual_report |
5523 | 925 | The Company’s fair value hierarchy for those financial instruments measured at fair value on a recurring basis as of December 31, 2018 and 2017 is summarized as follows: | 28 | 10K |
StorebrandASA-AR_2010 | 605 | In addition to the new companies, the major players are helping to squeeze margins further by actively using rescue discounts to retain customers. | 23 | annual_report |
fr_axa-AR_2012 | 3,291 | Henri de Castries Chairman & Chief Executive Offi cer 01/04/2008 66,097 01/04/2012 | 12 | annual_report |
4201 | 953 | The Exchange is operated for the benefit of its subscribers (policyholders) and any distributions it might declare would only be payable to them. The Exchange did not make any distributions to its subscribers (policyholders) in 2010, 2009 or 2008. | 39 | 10K |
fr_axa-AR_2015 | 8,320 | (Part 1) as well as the internal control and Risk Management procedures implemented by the Company (Part 2). The report also presents the principles and the rules adopted by the Board of Directors in order to determine the compensation and the other benefits granted to the Company’s executive officers | 49 | annual_report |
2561 | 960 | The weighted average fair value of options granted under the Plan was $3.03 and $3.04 in 2004 and 2003, respectively, using a Black-Scholes option-pricing model and the following weighted average assumptions: | 31 | 10K |
Sampoplc-AR_2006 | 286 | Sampo’s responsible way of operating Sampo seeks ways of doing business that take the interests of all stakeholders into account without compromising those of the owners. Corporate responsibility is implemented and monitored in its economic, social and environmental dimensions. Sampo maintains its operations at a high level of ethicality, as is evidenced by the principles of corporate governance applied to insider administration, for example, which are more stringent than the corresponding official requirements. | 73 | annual_report |
3047 | 1,421 | All companies are also covered by similar associations in the states where they do business. These associations operate similarly to the MIIF. Commerce West, domiciled in California, is covered by the California Insurance Guarantee Association, as well as associations in Arizona and Oregon. American Commerce, domiciled in Ohio, is covered by the Ohio Guarantee Association, as well as associations in the other states in which they do business. (Refunds) payments made by American Commerce, Commerce West and Commerce (for New Hampshire only) to the associations that they are covered under were $(224) in 2006, $76 in 2005 and $126 in 2004. These amounts are net of credits for prior year assessments. | 111 | 10K |
AdmiralGroupPLC-AR_2018 | 222 | Rastreator responded by literally demoting “approximate” prices and promoting accurate prices on the price page, in a transparent and customerfriendly way. The change, introduced late in 2018, saw customer satisfaction scores rise immediately and substantially. The P&L impact in 2018 was marginally negative, but the bold move holds out the long-term possibility of a step change in customer trust and ultimately in the speed of adoption of insurance price comparison in Spain. | 72 | annual_report |
4021 | 518 | Certain amounts in prior years' Consolidated Financial Statements and Notes thereto have been reclassified to conform to the 2009 presentation. | 20 | 10K |
4356 | 1,538 | a decrease of approximately $16 million in losses and loss expenses resulting from a decrease in the book of business and exposure, which was partially offset by a higher level of mid-sized loss activity and the impact of declining profitability of the business in certain lines of business between periods; partially offset by | 53 | 10K |
3974 | 661 | This report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements made in this report, other than statements of historical fact, are forward-looking statements. You can identify these statements from our use of the words “may,” “should,” “could,” “potential,” “continue,” “plan,” “forecast,” “estimate,” “project,” “believe,” “intent,” “anticipate,” “expect,” “target,” “is likely,” “will,” or the negative of these terms and similar expressions. These statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements may include, among other things: | 110 | 10K |
fr_axa-AR_2013 | 4,243 | IFRS shareholders’ equity; ■ elimination of all intangible assets; ■ elimination of unrealized capital gains/losses included in the projection of future cash-fl ows (VIF); ■ adjustment for the differences between AXA’s consolidated accounting basis and local regulatory bases. | 38 | annual_report |
5368 | 1,710 | We provide retiree health benefits to domestic employees hired prior to January 1, 2005 who meet certain service requirements. Under this plan, retirees over 65 years of age receive a subsidy towards the purchase of a Medigap policy, and retirees under 65 years of age receive medical benefits similar to our employees’ medical benefits. In December 2009, we announced that eligibility for retiree medical benefits would be limited to associates who were within 10 years of retirement eligibility as of January 1, 2010. This resulted in a negative plan amendment which will be amortized over the average future service of the participants. We also provide retiree life and long-term care insurance benefits. The plans are funded as claims are incurred. As of December 31, 2017 and 2016, the accumulated postretirement benefit obligation associated with these benefits was $89 million and $87 million, respectively, which we accrued in other liabilities in the consolidated balance sheets. In 2017, we recognized an increase of $2 million in OCI. In 2016, we recognized a decrease of $8 million in OCI. | 176 | 10K |
HiscoxLtd-AR_2016 | 1,884 | The income statement credit is mainly as a result of the revaluation of positions to exchange rates applicable at year end. | 21 | annual_report |
LloydsBankingGroupPLC-AR_2012 | 5,952 | The Group’s appetite for solvency and earnings in insurance entities is reviewed and approved annually by the Board. insurance risks are measured using a variety of techniques including stress and scenario testing, and, where appropriate, stochastic modelling. Ongoing monitoring is in place to track the progression of insurance risks. This normally involves monitoring relevant experiences against expectations, as well as evaluating the effectiveness of controls put in place to manage insurance risk. | 72 | annual_report |
5904 | 654 | The U.S. had no unrecognized prior service cost (credit) at December 31, 2020. The unrecognized prior service cost (credit) at December 31, 2020 was $43 million, and $(7) million for the U.K. and other plans, respectively. | 36 | 10K |
1215 | 669 | At December 31, 1999, the maturity schedule for ILFC's outstanding Medium Term Notes was as follows: | 16 | 10K |
NNGroupNV-AR_2019 | 382 | Creating value for our customers Our customers want products that help them in realising their financial goals. From buying a home, saving or investing for their retirement, or buying a new car, to protecting their valued assets or the loss of income as the result of an illness. | 48 | annual_report |
SwissReAG-AR_1978 | 152 | As also already announced, the proposal will be put to the forthcoming Annual Meeting of Shareholders to elect Mr. Walter DIehl, General Manager, to the Board of Directors. The Board of Directors intends to appoint Mr. Diehl as its new Chairman. | 41 | annual_report |
de_allianz-AR_2010 | 517 | Total Pensions Total incl. Pensions € thou € thou € thou € thou € thou € thou € thou € thou € thou 2009 — — — — — — — — — | 33 | annual_report |
PhoenixGroupHoldingsPLC-AR_2018 | 265 | Wrap The Wrap platform is owned and operated by Standard Life Aberdeen offering a range of Standard Life branded products provided by Phoenix to circa 100,000 customers. The Wrap platform offers a high level of functionality which differentiates it from other platforms and the strong and integrated relationship with advisers gives it a marketleading position. | 55 | annual_report |
PosteItalianeSpA-AR_2017 | 3,537 | The merger contribution of €2 million regards the acquisition of plant and technology assets already in use, following the merger of the subsidiary, Postecom SpA, with and into the Company. | 30 | annual_report |
2244 | 1,332 | Absent any acceleration following an event of default, the Company may elect to pay interest in kind by issuance of additional notes. During 2003, 2002 and 2001, Ascent issued $1.7 million, $1.5 million and $987,000, respectively, in additional notes for payment or interest in kind, which increased the note payable balance at December 31, 2003 to approximately $15.3 million. | 59 | 10K |
2665 | 4,296 | The following table summarizes the annualized weighted average investment yield, interest crediting rates and investment spreads during 2004, 2003 and 2002. | 21 | 10K |
fr_axa-AR_2003 | 1,254 | This happens only rarely, however. AXA Corporate Solutions usually issues specific recommendations and works with the client to establish a timetable for implementing preventive measures. AXA will extend coverage and/or reduce the premiums as the situation improves. | 37 | annual_report |
StorebrandASA-AR_2014 | 548 | Pursuant to Norwegian accounting legislation, the Board of Storebrand ASA confirms that the company meets the conditions for preparing the financial statements on the basis of a going concern assumption. The Board is not aware of any events of material importance to the annual and consolidated financial statements that have occurred since the balance sheet date. | 56 | annual_report |
SwissReAG-AR_2016 | 3,952 | Mexico City Insurgentes Sur 1898, Piso 8 Torre Siglum Colonia Florida México, D.F. 01030 Telephone +52 55 5322 8400 | 19 | annual_report |
1174 | 945 | The table below provides information as of December 31, 1999 on debt obligations and QUIPS and reflects principal cash flows and related weighted average interest rate by maturity year. Comparative totals are included as of December 31, 1998. | 38 | 10K |
AdmiralGroupPLC-AR_2019 | 437 | The Board receives updates on the key community initiatives of our UK, European and Global operations and provides direction on how the Group can continue to make long lasting, positive impacts. | 31 | annual_report |
218 | 185 | The Corporation has established a liability for litigation costs associated with coverage disputes arising out of direct excess insurance policies (rather than from reinsurance assumed). Certain subsidiaries were parties in 108 active direct excess coverage cases involving environmental and latent injury claims at December 31, 1995. Such coverage litigation expenses are estimated using an actuarial estimate of actionable items and their projected costs. The Corporation paid $8 million in such costs during 1995, and as of December 31, 1995, the liability for future litigation costs related to coverage disputes for environmental and latent injury claims was $165 million (included in the table above). As coverage disputes are tried and verdicts rendered, the Corporation expects that the settled case law will result in a downward trend in future direct excess litigation expenses. Because reinsurance contracts generally contain arbitration clauses which control disputes between | 142 | 10K |
5837 | 2,640 | Reference is made to the consolidated financial statements, the notes thereto, and the report of our independent registered public accounting firm, as listed on the table of contents. | 28 | 10K |
NatixisSA-AR_2005 | 844 | Employees are directly involved Natexis Banques Populaires has decided to involve employees as much as possible in sustainable development efforts so as to make them common practice throughout the company. | 30 | annual_report |
AegonNV-AR_2008 | 149 | combining local knowledge and local decision-making with the resources of an expanding international company; AEGON pursues sustainable, profitable growth, by �� | 21 | annual_report |
INGGroepNV-AR_2017 | 4,452 | The chart below provides high level information on the risks arising from ING’s business activities. | 15 | annual_report |
3042 | 1,158 | Primary Insurance Operations-Year ended December 31, 2005 versus year ended December 31, | 12 | 10K |
5955 | 1,062 | The consolidated statements of operations for the quarterly periods in 2020 and 2019 are unaudited and in the opinion of management include all adjustments, consisting of normal recurring adjustments, necessary for a fair presentation of our consolidated statements of operations and comprehensive loss. | 43 | 10K |
PhoenixGroupHoldingsPLC-AR_2017 | 592 | This assessment, described on page 60, provides assurance to management and the Boards that the RMF has been implemented consistently and is operating effectively across the Group. | 27 | annual_report |
BeazleyPLC-AR_2017 | 43 | Beazley is a well regarded company and is perceived as offering a congenial environment in which teams can come and build their business. These teams typically have a strong underwriting track record and excellent market relationships. Beazley’s property and marine divisions have both grown and diversified their books successfully in this way in recent years. | 55 | annual_report |
5839 | 1,401 | NOTE 16 - Comprehensive Income (Loss) and Accumulated Other Comprehensive Income (Loss) | 12 | 10K |
4159 | 933 | (1)Reinsurance cessions of OTTI of investment assets associated with a BIG financial guaranty contract. | 14 | 10K |
4689 | 855 | Shareholders' net income declined 9% in 2013 compared with 2012 due primarily to the $507 million after-tax charge associated with the February 4, 2013 reinsurance agreement with Berkshire. However, shareholders' net income in 2013 increased 17% over 2011 including the 2013 charge. The reinsurance transaction in 2013 aligned with our strategy of increasing financial flexibility by accomplishing an effective exit from the run-off GMDB and GMIB businesses. | 67 | 10K |
HannoverRueckSE-AR_2011 | 1,143 | tive fair value effects for our portfolio were, however, more than offset by the yield declines during the year on German government bonds and US treasuries across virtually all ma | 30 | annual_report |
2802 | 1,236 | Policyholder benefits and expenses, which consist primarily of death benefit claims, totaled $40.4 million, $47.5 million, and $47.4 million for the years ended December 31, 2005, 2004, and 2003, respectively. The decrease in 2005 from 2004 is primarily due to decreases in death benefits and declines in the surrenders of policies. The increase in 2004 from 2003 is primarily due to higher surrenders of traditional life insurance policies and other benefits, partially offset by lower policyholder dividends. Death benefits for 2003 and 2004 were at relatively comparable levels. | 88 | 10K |
RaiffeisenBankInternationalAG-AR_2008 | 2,107 | Up to now, the following transactions have been executed (the indicated amounts represent the transaction volumes at the closing date): Seller of claims or secured party | 26 | annual_report |
3216 | 519 | Our holding company’s main sources of liquidity historically have been dividends received from our insurance subsidiaries, borrowing from our primary insurance subsidiary, and proceeds from issuance of debt or equity securities. Apart from the exercise of stock options and restricted stock grants to employees, the effects of which have not been significant, we have not issued any equity securities since 1998 when AIG exercised its warrants to purchase 16 million shares of common stock for cash of $145.6 million. Our insurance subsidiaries did not pay any dividends to our holding company from 2001 to 2004 due to the previous uncertainty surrounding the taxability of dividends received by holding companies from their insurance subsidiaries in California, which was resolved in 2004. Our primary insurance subsidiary, 21st Century Insurance Company, declared and paid a $110.0 million dividend in December 2006. | 138 | 10K |
LloydsBankingGroupPLC-AR_2000 | 1,022 | At 31 December 2000 5,477 224 29 5,672afffffffffffffffffffffffffff afffffffffffffffffffffffffff afffffffffffffffffffffffffff afffffffffffffffffffffffffff Investment securities are those intended for use on a continuing basis in the activities of the Group and not for dealing purposes. | 33 | annual_report |
AvivaPLC-AR_2005 | 663 | 1. Richard Harvey FIA (55) Group chief executive Appointed to the board in May 2000 and became group chief executive in April 2001. Joined Norwich Union in 1992, holding senior positions in New Zealand and the UK before joining the Norwich Union board in 1995 and becoming group chief executive of Norwich Union in 1998. Former chairman of the Association of British Insurers. | 63 | annual_report |
NatixisSA-AR_2018 | 11,981 | Allocation of free performance shares In keeping with the principle of the Chief Executive Officer's eligibility to receive free performance shares as part of Long-Term Incentive Plans for members of the Senior Management Committee of Natixis (“LTIP CDG”), at its meeting on August 2, 2018, the Board of Directors of Natixis allocated 13,605 free performance shares, prorated to the term of office, to François Riahi, which can lead to the acquisition of a maximum of 16,326 shares, depending on the achievement of the performance conditions, i.e. a maximum of 0.00045% of share capital at the allocation date. | 97 | annual_report |
HelvetiaHoldingAG-AR_2001 | 857 | Fixed-term deposits and similar 756.3 - 3.9 3 348.7 - 3 076.3 1024.8 | 13 | annual_report |
fr_axa-AR_2008 | 2,847 | TOTAL – pROpERTy & CASUALTy INSURANCE INCLUDINg INTERNATIONAL INSURANCE 58,340 58,018 58,514 | 12 | annual_report |
5324 | 914 | On March 21, 2016, the Company acquired 100% of the outstanding stock of ZAC and its wholly-owned subsidiary, Zephyr, in exchange for approximately $110.3 million, net of cash acquired. Zephyr is a specialty property insurance provider that offers policies for residential customers in Hawaii that only cover the peril of windstorm-hurricane events. | 52 | 10K |
AvivaPLC-AR_2016 | 10,197 | First dividend where direct credit is the only method of payment for cash dividends – a reminder will be sent to shareholders who have not received their dividend | 28 | annual_report |
4500 | 2,081 | We require most issuers of private fixed maturity securities to pay us make-whole yield maintenance payments when they prepay the securities. Prepayments are driven by factors specific to the activities of our borrowers as well as the interest rate environment. | 40 | 10K |
4809 | 683 | Risk free interest rates of 1.74 percent for five-year maturities to 3.97 percent for 30-year maturities were derived from the current yield curve for U.S. Treasury Bonds with similar maturities. This compares to interest rates of 0.72 percent for five-year maturities to 2.95 percent for 30-year maturities used at December 31, 2012. | 52 | 10K |
StandardLifeAberdeenPLC-AR_2006 | 552 | Long-term estimates for income yields on property and equity cannot be derived from market instruments. However, these parameters are not of significant consequence as the guarantees being valued are based on total return rather than capital return. | 37 | annual_report |
GjensidigeForsikringASA-AR_2011 | 1,903 | Weighted reinvestment cost derivatives 24.5 123.8 Primary capital in other financial institutions (108.5) (108.6) Loss provisions (187.6) (116.5) | 18 | annual_report |
AdmiralGroupPLC-AR_2016 | 1,958 | • Term deposits with well rated institutions are short in duration (one to five years). These are classified as term and valued at amortised cost. Therefore neither the carrying value of the asset, nor the interest return will be impacted by fluctuations in interest rates. | 45 | annual_report |
nl_ing_grp-AR_2012 | 402 | ING Bank continued to generate capital by making a net profit of EUR 2.97 billion. Capital generation is needed to repay the Dutch State and to improve capital ratios while enabling investment in infrastructure to improve services to our clients. | 40 | annual_report |
NatixisSA-AR_2011 | 3,695 | Change in value of goodwill refl ected a loss of €43 million resulting from the write-down of the non-core COFACE CGU. | 21 | annual_report |
4718 | 825 | Guidewire, a commercially available software solution, was launched in 2010 to replace legacy platforms. As of December 31, 2013, Guidewire for homeowners has been deployed in nine of the Company’s states, for commercial automobile in ten states including California, and for personal automobile in five states. In the next two years, the Company plans to implement Guidewire for California homeowners and private passenger automobile claims processing. | 66 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2013 | 505 | offered by the Bank to an individual form under the name of indywidualne ubezpieczenie na życie i dożycie | 18 | annual_report |
3901 | 1,165 | The table below presents the assumptions used to determine the liabilities and costs of Torchmark’s post-retirement benefit plans other than pensions. | 21 | 10K |
AvivaPLC-AR_2017 | 1,190 | Signature processes. Digital First will remain, and we will continue to monitor our controls around IT and Cyber Security, to protect us against new threats that emerge. Our customer agenda will evolve, and the Board will continue to drive progress with a view to achieving consistently excellent customer service with a product offering that continues to meet customer needs. Offsite strategy days are used to set, and reflect on progress with the Company’s strategy. In these sessions the Board discuss the strategic priorities for the year ahead and set the three year strategic plan and these will continue to occur in 2018. | 102 | annual_report |
5057 | 9,468 | The Company estimates that the annualized net investment income yield on its fixed income securities, excluding the closed block, was approximately 4.4% during the year ended December 31, 2015. The average investment rate on fixed income securities purchases, excluding the closed block, during the year ended December 31, 2015 was approximately 4.2% on total purchases of approximately $1.5 billion. Management estimates that proceeds from maturities, calls and prepayments of approximately $495 million is expected to be available for reinvestment over the next 12 months, before considering new deposits and premiums and other cash flow uses. The reinvestment of those funds at new money rates is not expected to have a significant impact on net investment income over the next 12 months. The estimated impact is subject to change as the composition of the portfolio changes through normal portfolio management and other factors. | 142 | 10K |
5918 | 415 | Our operations outside of Property & Casualty Operations are managed and reported in two segments: Life & Group and Corporate & Other. Life & Group primarily includes the results of our long term care business that is in run-off. Corporate & Other primarily includes certain corporate expenses, including interest on corporate debt, and the results of certain property and casualty businesses in run-off, including CNA Re and A&EP. Intersegment eliminations are also included in this segment. | 76 | 10K |
AvivaPLC-AR_2008 | 3,756 | As the total available capital of £13.6 billion is arrived at on the basis of local regulatory guidance, which evaluates assets and liabilities prudently, it understates the economic capital of the business which is considerably higher. This is a limitation of the Group Capital Statement which, to be more meaningful, needs to evaluate available capital on an economic basis and compare it with the risk capital required for each individual operation, after allowing for the considerable diversification benefits that exist in our Group. | 83 | annual_report |
4652 | 3,519 | For tax years 2007 through 2012, the Company is participating in the IRS’s Compliance Assurance Program (“CAP”). Under CAP, the IRS assigns an examination team to review completed transactions contemporaneously during these tax years in order to reach agreement with the Company on how they should be reported in the tax returns. If disagreements arise, accelerated resolutions programs are available to resolve the disagreements in a timely manner before the tax returns are filed. It is management’s expectation this program will shorten the time period between the filing of the Company’s federal income tax returns and the IRS’s completion of its examination of the returns. | 105 | 10K |
5864 | 311 | •dependence upon our relationship with the Exchange and the financial condition of the Exchange, including: | 15 | 10K |
4736 | 710 | between the new amortized cost basis and the cash flows expected to be collected are accreted as interest income over the expected remaining life of the security. | 27 | 10K |
2034 | 1,079 | Underwriting results and segment pretax operating earnings are not a substitute for net income determined in accordance with accounting principles generally accepted in the United States (GAAP). | 27 | 10K |
Sampoplc-AR_2009 | 247 | –Member of the Board of Directors of Sampo plc since 25 May 2000. | 13 | annual_report |
5409 | 1,156 | DAC for participating life insurance policies are amortized in proportion to estimated gross margins ("EGM") rather than EGPs. EGMs include similar assumption items as EGPs. We stopped selling participating business in the early 2000s. Some products allow for underwritten death benefit increases and cost of living adjustments, resulting in a material amount of new DAC each year, and the amortization schedules are modified as appropriate. | 65 | 10K |
1582 | 200 | EQUITY SECURITIES: Estimated fair values of equity securities, which consist of the Companies' investment in the portfolios underlying its separate accounts, are based upon the quoted fair value of individual securities comprising the individual portfolios. For equity securities not actively traded, estimated fair values are based upon values of issues of comparable returns and quality. | 55 | 10K |
HiscoxLtd-AR_2015 | 423 | – Forecasting: most of our cash inflows and outflows are routine and can be forecast well in advance. Our primary source of inflows is insurance premiums while our outflows are largely expenses and payments to policyholders through claims. We forecast our cash flow for the week, month, quarter or up to two years ahead, depending on the source. | 58 | annual_report |
5501 | 2,308 | Other Expenses, Net of DAC Capitalization. Expenses increased by $448 million, primarily due to establishment costs related to our technology transformation and branding in Corporate & Other, as well as increases in operating expenses as a result of being a stand-alone company and higher asset-based expenses in our Annuities segment. | 50 | 10K |
NatwestGroupPLC-AR_2012 | 444 | We introduced a new enhanced telephony and online offering, Business Connect. We currently support over 170,000 small business customers, who have access to experienced Relationship Managers from 8am to 8pm. Bizcrowd is our new online business-tobusiness community. It helps businesses find new customers, and offers interactive business education. We are the first bank to support customers in this way and have over 5,000 customers involved in its pilot. | 68 | annual_report |
NatixisSA-AR_2020 | 78 | (1) EMEA: Europe, Middle East, Africa (headcount at December 31, 2020) excluding financial investments. | 14 | annual_report |
5653 | 367 | As of December 31, 2018, the Company owned 45 single family properties in our insurance segment consisting of REO properties resulting from our investments in non-performing residential mortgage loans. | 29 | 10K |
Sampoplc-AR_2017 | 2,161 | In Sampo Group the main motive for use of derivatives is their efficiency – better liquidity and tighter bid-ask spreads – compared to cash instruments. | 25 | annual_report |
4286 | 4,019 | The amount of loss and loss adjustment expense reserves for reported claims is based primarily upon a case-by-case evaluation of the type of risk involved, specific knowledge of the circumstances surrounding each claim, and the insurance policy provisions relating to the type of loss. The amounts of loss reserves for unreported losses and loss adjustment expenses are determined using historical information by line of business, adjusted to current conditions. Inflation is ordinarily provided for implicitly in the reserving function through analysis of costs, trends, and reviews of historical reserving results over multiple years. Our loss reserves are not discounted to present value. | 102 | 10K |
792 | 315 | Results of operations by segment for the three years ended December 31, 1997: | 13 | 10K |
fr_axa-AR_2007 | 4,878 | (b) Including reserves on acceptations (€699 million in 2007, €771 million in 2006 and €938 million in 2005). (c) In accordance with IFRS 3, i.e. within 12 months following the acquisition date, the Group has adjusted certain items impacting the allocation of Winterthur purchase price. | 45 | annual_report |
PosteItalianeSpA-AR_2015 | 5,299 | Date of reference of the analysis Position in SDR Position in € | 12 | annual_report |
PosteItalianeSpA-AR_2020 | 10,265 | ü issued an opinion stating that Poste Italiane's separate and consolidated financial statements provide a true and fair view of the financial position of the Company and the | 28 | annual_report |
4884 | 1,355 | Present value of expected death benefits in excess of the projected account balance recognizing the excess ratably over the accumulation period based on the present value of total expected assessments. | 30 | 10K |
LloydsBankingGroupPLC-AR_2020 | 7,627 | City Gate House, 22 Southwark Bridge Road, London, SE1 9HB i v Neilson Active Holidays Group Ltd 89.25% Locksview, Brighton Marina, Brighton, BN2 5HA ii & Northern Edge Ltd 39.4% The Beacon, 176 St. Vincent Street, Glasgow, G2 5SG iii & Odyssey Bidco Limited 99% Hjp Audley House, Northbridge Road, Berkhamsted, Hertfordshire, United Kingdom, HP4 1EH ii & Omnium Leasing Company 39% N/A + Onapp (Topco) II Ltd 82.5% | 69 | annual_report |
INGGroepNV-AR_2013 | 291 | ING also reduced the Dutch State guaranteed funding by EUR 3.6 billion to EUR 2.5 billion at year-end 2013. The remaining bonds matured in March 2014. | 26 | annual_report |
AvivaPLC-AR_2018 | 582 | Market context and challenges Brexit uncertainty continues to present challenges for the asset management industry. We continue to plan for all eventualities but believe Aviva Investors is already well placed both globally, and particularly within Europe, as we have a significant and longstanding established presence in France, Luxembourg and Poland. Our preparations are also well underway for the outcomes of the FCA’s Asset Management Market Study and the Senior Manager and Certification Regime. | 73 | annual_report |
1884 | 719 | A significant portion of our revenues relates to federal, state and local government health care coverage programs, including the Medicare+Choice, Medicaid and TRICARE programs. These programs involve various risks, including: | 30 | 10K |
2410 | 977 | existing provider networks that may operate on different terms than our existing networks; | 13 | 10K |
5034 | 2,115 | Contracts entered into by the Company that are not deemed to transfer significant underwriting risk and/or timing risk are accounted for as deposits, whereby liabilities are initially recorded at an amount equal to the assets received. The Company uses a portfolio rate of return of equivalent duration to the liabilities in determining risk transfer. An initial accretion rate is established based on actuarial estimates whereby the deposit liability is increased to the estimated amount payable over the term of the contract. | 81 | 10K |
SwissReAG-AR_2009 | 939 | Our dedicated risk management units are responsible for overseeing the management of operational risks which arise in their area of control. We apply a centrally co-ordinated methodology to identify and assess risks. Appropriate controls and contingency plans are in place to reduce the Group’s exposures to an acceptable level, taking into account the cost-benefit considerations of risk mitigation. | 58 | annual_report |
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