report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
values |
|---|---|---|---|---|
ch_zurich_insurance_group-AR_2013 | 1,506 | Other currencies Total 100 basis points increase in credit spreads Total impact on Embedded Value (174) (262) (86) (234) (145) (901) | 21 | annual_report |
1518 | 511 | challenges for us. These challenges are exacerbated by our inability to control these trends and the associated risks. To maintain or improve operating margins in the future, we must, among other things, increase patient volumes while controlling the costs of providing services. If we are not able to achieve these improvements and the trend toward declining reimbursements and payments continues, results of operations and cash flow will deteriorate. | 68 | 10K |
GjensidigeForsikringASA-AR_2011 | 303 | saving • Active management – customised investment solutions for institutional customers • The Vekter (Watchman) Funds – combination funds (equity funds and fixed-income funds) adapted to the customer’s investment horizon, savings ability and willingness to take risk | 37 | annual_report |
4796 | 528 | Adopted Accounting Standards-Effective January 1, 2012, the Financial Accounting Standards Board (“FASB”) amended the guidance for deferred acquisition costs and requires that only incremental direct costs of successful contract acquisition be capitalized. These incremental direct costs are those that are essential to the | 43 | 10K |
5944 | 816 | Medicare-External commissionable Approved Submissions were 166,615 for the twelve months ended December 31, 2020, 62,673 for the Successor 2019 Period and 58,003 for the Predecessor 2019 Period. The increase in Medicare-External commissionable Approved Submissions was attributable to our ability to recruit and onboard additional external agents to enroll consumers in Medicare plans. | 52 | 10K |
NatixisSA-AR_2016 | 9,051 | Article L.511-45 of the French Monetary and Financial Code and the Ministerial Order of October 6, 2009, require banks to access to banking information. | 24 | annual_report |
5164 | 963 | The establishment of reserves is an inherently uncertain process involving estimates; and current provisions may not be sufficient. Adjustments to reserves, both positive and negative, are reflected in the statement of income and comprehensive income as estimates are updated. | 39 | 10K |
1756 | 443 | PICO's equity share of investees' income represents our proportionate share of the net income and other events affecting equity in the investments which we carry under the equity method, less any dividends received from those investments. In 2001, an equity share of investees' loss of $1.3 million was recorded, compared to equity income of $1.8 million in 2000, and a $1 million equity share of investees' loss in 1999. Here is a summary of the principal investments which we accounted for under the equity method in each of the past three years: | 92 | 10K |
3461 | 1,030 | The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and various states. The tax years that remain subject to examination by major taxing jurisdictions are 2004 through 2006 for federal taxes and 2001 through 2006 for California state taxes. | 44 | 10K |
PosteItalianeSpA-AR_2018 | 5,069 | Cash flow hedges in the form of interest rate swaps and forward sales regard instruments classified as FVTOCI, with nominal values of €1,610 million and €1,340 million, respectively. | 28 | annual_report |
5433 | 1,210 | Our regulated subsidiaries are required to maintain minimum capital requirements prescribed by various regulatory authorities in each of the states in which we operate. As of December 31, 2017, our subsidiaries had aggregate statutory capital and surplus of $5,153 million, compared with the required minimum aggregate statutory capital and surplus requirements of $2,251 million. During the year ended December 31, 2017, we contributed $26 million of net statutory capital to our subsidiaries. For our subsidiaries that file with the National Association of Insurance Commissioners (NAIC), we estimate our RBC percentage to be in excess of 350% of the Authorized Control Level. | 101 | 10K |
NatwestGroupPLC-AR_2013 | 5,431 | At 1 January - cash 91,658 109,888 102,573 - cash equivalents 41,183 42,767 49,957 132,841 152,655 152,530 Net cash (outflow)/inflow (11,664) (19,814) 125 At 31 December 121,177 132,841 152,655 | 29 | annual_report |
NatwestGroupPLC-AR_2016 | 2,748 | at 31 December 2015. Provision coverage was 43% compared with 59% at 31 December 2015, with the reduction largely driven by Ulster Bank RoI and Capital Resolution. | 27 | annual_report |
3097 | 1,264 | Within our Reinsurance segment, we experienced a decrease in our property catastrophe reinsurance reserves for claims and claim expenses principally due to re-estimating the ultimate expected cost for both small and large catastrophes. This was due to a reassessment of our reserves for claims and claim expenses in light of historical paid loss trends and reported loss activity for these catastrophes. In coming to this conclusion, we reviewed claims files, requested updated claims information from brokers, and developed some new tools to help us assess trends in paid and reported losses. As a result of this review, we determined that there were trends of paid and reported claims for these catastrophes that were coming in less than originally expected and therefore the ultimate expected losses for these catastrophes were decreased. | 130 | 10K |
AssicurazioniGeneraliSpA-AR_2014 | 1,838 | For a financial asset reclassified from the available-for sale category, the fair value carrying amount at the date of reclassification becomes its new amortised cost and any previous gain or loss on the asset that has been recognised in equity is amortised to profit or 4.3.1 Held to maturity investments | 50 | annual_report |
PosteItalianeSpA-AR_2020 | 6,064 | At 31 December 2020, current tax assets/(liabilities) include: z the asset of €87 million deriving from IRES and IRAP advances paid and the positive effect of the Patent Box tax benefit for the 2017-2019 financial years (€53 million in total, including €38 million relating to the Poste Vita and Poste Assicura companies and €15 million to the Parent Company), net of IRES and IRAP provisions for the year; z assets totalling €43 million (including €20 million recognised by the Poste Vita and Poste Assicura companies and €23 million by the Parent Company), relating to participation in the Patent Box scheme and the tax benefit for the Parent Company linked to the Aid to Economic Growth (ACE) for 2015-2016. These assets will become compensable after the submission of the relevant supplementary tax returns; z the substitute tax credit of €27 million relating to the redemption carried out by the Parent Company during 2018, pursuant to art. 15, paragraph 10-ter of Law Decree no. 185 of 29 November 2008, of goodwill and other intangible assets relating to the acquisition of the investment in FSIA Investimenti Srl (as further described in note A5 - Investments accounted for using the equity method); z assets totalling €9 million recognised as a result of the responses received to two petitions filed with the Revenue Agency concerning the correct implementation of IFRS 9 and 15. These assets will become compensable after the submission of the relevant supplementary tax returns; z the remaining IRES receivable of €8 million to be recovered on the failure to deduct IRAP resulting from the requests filed pursuant to art. 6 of Law Decree no. 185 of 29 November 2008 and art. 2 of Law Decree no. 201 of 6 December 2011, which provided for a partial deductibility of IRAP for IRES purposes (in this regard, see as reported on receivables for related interest in Note A9). | 314 | annual_report |
5375 | 1,423 | Recognition of Revenues and Related Expenses-Revenues for universal life-type policies and investment contracts, including surrender and market value adjustments, costs of insurance, policy administration, GMDB, GLWB and no-lapse guarantee charges, are earned when assessed against policyholder account balances during the period. Interest credited to policyholder account balances and the change in fair value of embedded derivatives within fixed indexed annuity contracts is included in interest sensitive contract benefits on the consolidated statements of income. | 74 | 10K |
ASRNederlandNV-AR_2014 | 233 | Developments in 2014 Sales volumes of non-life products for private individuals were up thanks to the success of the Vernieuwde Voordeel Pakket (VVP) a private non-life insurance discount product that was introduced in 2013. The pricing of car insurance in the VVP discount package was improved. SMEs were offered better prices on their fire and third-party liability policies, and discounts were granted on motor vehicles insurance for vans. The intermediary portal for commercial P&C products (fire, traffic and liability) was improved. | 81 | annual_report |
4237 | 740 | Net Income. Net income for the year ended December 31, 2009 decreased by $16,106, or 22.9%, to $54,152 from $70,258 for the comparable 2008 period. This decrease was primarily due to the factors discussed above. | 35 | 10K |
1114 | 153 | Membership benefit costs vary depending on the type of Membership. Closed panel plans provide the Membership benefits through a designated provider attorney with whom the Company has arranged for the services to be provided in a particular geographic area. Provider attorneys receive a fixed monthly payment for each member in their service area and are responsible for providing the Membership benefits without additional remuneration. The fixed cost aspect of closed panel plans provides significant advantages to the Company in managing its claims risk. Under closed panel plans, the Company has the ability to more effectively monitor the quality of legal services provided and, due to the volume of claims that may be directed to particular provider attorney law firms, has access to larger, more diversified law firms. At December 31, 1998, approximately 94% of the Company's Memberships were closed panel plans compared to 91% at December 31, 1997. | 148 | 10K |
NatwestGroupPLC-AR_2018 | 232 | • Our positive action approach is helping us to improve the balance of women in senior roles. | 17 | annual_report |
SwissLifeHoldingAG-AR_2007 | 440 | At the turn of the century the design was framed by a border of various coats of arms for the first time. This stylistic component was used at home and abroad in the brochures of that time. The Canton of Zurich’s coat of arms was always located at the top. | 50 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2006 | 3,048 | Statutory surplus Surplus recorded in the balance sheet of US insurance companies on the basis of the statutory accounting regulations used by US state supervisory authorities. | 26 | annual_report |
GjensidigeForsikringASA-AR_2017 | 869 | The customer dividend model promotes loyalty The unique arrangement whereby our customers receive customer dividend from Gjensidige’s biggest owner, the Gjensidige Foundation, contributes to both loyalty and our attractiveness. Every year since the Company was listed on the stock exchange, Gjensidige has paid customer dividend to its Norwegian general | 49 | annual_report |
nl_ing_grp-AR_2017 | 470 | Retaining our full focus on customers while running so many programmes simultaneously is challenging and requires transparency, discipline and a willingness to make hard choices. Prioritising what is best for the bank, rather than for a specific business unit or country, can involve trade-offs in terms of local priorities and autonomy. | 51 | annual_report |
BaloiseHoldingLtd-AR_2003 | 1,011 | Receivables arising out of insurance operations and other receivables are recognized and stated at amortized cost. This generally corresponds to the nominal value of the amount receivable. Permanent diminutions in value (impairment losses) are charged directly to the income statement. | 40 | annual_report |
PosteItalianeSpA-AR_2020 | 4,452 | 102-55 GRI content index Report on Operations: GRI-Standards Content Index (p.356-364) | 11 | annual_report |
4101 | 1,021 | Within our fixed maturity securities, we maintain portfolios classified as “available-for-sale” and “trading”. We purchase our investments with the intent to hold to maturity by purchasing investments that match future cash flow needs. However, we may sell any of our investments to maintain proper matching of assets and liabilities. Accordingly, we classified $19.9 billion or 87.0% of our fixed maturities as “available-for-sale” as of December 31, 2009. These securities are carried at fair value on our Consolidated Balance Sheets. | 79 | 10K |
5854 | 743 | Homeowners and Commercial All Risk lines as we entered into new ceding arrangements on these lines which increased the percentage of premiums we retained. | 24 | 10K |
1963 | 1,215 | The components of long-term debt as of December 31, 2002 and 2001, were as follows (in millions): | 17 | 10K |
HiscoxLtd-AR_2017 | 475 | Investment risk also encompasses the risk of default of investment counterparties, who are primarily the issuers of bonds in which we invest. | 22 | annual_report |
5575 | 1,146 | The Company has purchased credit protection using credit derivatives in order to hedge specific credit exposures in the Company’s investment portfolio. The Company has outstanding notional amounts of $1 million and $2 million reported at fair value as a liability of $0 million and $0.1 million as of December 31, 2018 and 2017, respectively. | 54 | 10K |
2129 | 4,612 | Basic EPS is computed based on the weighted average number of common shares outstanding. Diluted EPS is computed based on the weighted average number of common shares outstanding adjusted by the number of additional common shares that would have been outstanding had the potentially dilutive common shares been issued and reduced by the number of common shares the Company could have repurchased from the proceeds of the potentially dilutive shares. The Company's only dilutive instruments are stock options outstanding. Basic and diluted EPS are calculated as follows for the years ended 2003, 2002 and 2001: | 95 | 10K |
4424 | 1,464 | For 2011, 2010 and 2009, the financial impact for each component has been recalculated on a year-to-date basis, such that the sum of the individual quarterly impacts within each respective year will not equal the recalculated impacts. For example, the impact from a loan that defaults in one quarter that then cures in the next quarter of the same year is not reflected within the year-to-date provision for losses, as the net impact is zero for the year-to-date period. | 79 | 10K |
3549 | 3,617 | course of the litigation, certain trial courts have granted motions dismissing claims against MLIC, while other trial courts have denied MLIC’s motions to dismiss. There can be no assurance that MLIC will receive favorable decisions on motions in the future. While most cases brought to date have settled, MLIC intends to continue to defend aggressively against claims based on asbestos exposure, including defending claims at trials. | 66 | 10K |
NatixisSA-AR_2011 | 1,670 | Populaire du Quercy et de l’Agenais in 1997, then Chief Executive Offi cer of Banque Populaire de Franche-Comté, du | 19 | annual_report |
AegonNV-AR_2005 | 2,656 | Share dividend 2004 received 3,821,645 — — Sale of shares, offering price of EUR 9.847 per share (3,821,645) — — Interim share dividend 2005 received 3,439,481 — — Exercise option right preferred B shares — — 6,950,000 Sale of shares, offering price of EUR 1 1.45 per share (3,439,481) — — | 51 | annual_report |
DirectLineInsuranceGroupPLC-AR_2013 | 134 | Managing finances We seek to ensure that our business is well governed and controlled. We aim to manage our finances carefully by spending money on items that add the most value to our customers, balancing this with the need to generate a suitable and sustainable return to our shareholders. | 49 | annual_report |
738 | 392 | Estimated Fair Value -------------------- The carrying values and estimated fair values of certain of the Company's financial instruments at December 31, 1997 and 1996 were as follows: | 27 | 10K |
5688 | 2,603 | Book value per diluted common share (ratio of common shareholders’ equity to total common shares outstanding and dilutive potential common shares outstanding) was $73.12 as of December 31, 2019, an increase of 27.03% from $57.56 as of December 31, 2018. | 40 | 10K |
INGGroepNV-AR_2001 | 511 | ING as a company with innovative approaches and solutions to financial services. As economic insecurity increases, people are looking for trust. In these times it is therefore essential to invest in a strong corporate brand and to make it trustworthy. The implementation of the branding and repositioning plans is closely connected with ING’s efforts to foster one ING culture. Branding is all about corporate culture and change management. The branding/repositioning project will prove a success if our customers throughout the world are presented with a company with a similar face, attitude and look and feel. | 95 | annual_report |
RaiffeisenBankInternationalAG-AR_2019 | 2,093 | Positive fair values of derivatives in micro cash flow hedge 5,120 2,347 | 12 | annual_report |
AvivaPLC-AR_2014 | 240 | Kheng and his family. But because Mr Yeo had a life insurance policy with us we could help and reassure him and his family at an awful time. | 28 | annual_report |
NatixisSA-AR_2018 | 5,250 | Cash flow on assets and liabilities held for sale (d) (350) (1) | 12 | annual_report |
LloydsBankingGroupPLC-AR_2005 | 1,072 | Liabilities of the Group’s With-Profits Fund, including guarantees and options embedded within products written by that fund, are stated at their realistic values in accordance with the Financial Services Authority’s realistic capital regime. | 33 | annual_report |
gb_prudential-AR_2004 | 852 | 2. In respect of awards made in 2002 under the Restricted Share Plan, the Company's TSR was ranked at 89th percentile at the end of the three-year performance period on 31 December 2004. As Prudential’s position was lower than 60th percentile, the 2002 awards lapsed and rights will not be granted over any of the shares conditionally awarded to executive directors. | 61 | annual_report |
4173 | 1,203 | On August 13, 2008, the Company settled a qui tam litigation relating to certain marketing practices of its former Illinois health plan for a cash payment of $225,000 without any admission of wrong-doing by the Company, its subsidiaries or affiliates. The Company also paid approximately $9,205 to the relator for legal fees. Both payments were made during the three months ended September 30, 2008. As a result, a one-time expense in the amount of $234,205, or $199,638 net of the related tax effects, was recorded in the year ended December 31, 2008 resulting in a net loss for the year. In June 2009, the Company recorded a $22,449 tax benefit regarding the tax treatment of the settlement under an agreement in principle with the IRS which was formalized through a pre-filing agreement with the IRS in September 2009. The pre-filing agreement program permits taxpayers to resolve tax issues in advance of filing their corporate income tax returns. The Company does not anticipate that there will be any further material changes to the tax benefit associated with this settlement in future periods. | 181 | 10K |
4730 | 1,785 | While the vast majority of the Company's municipal bonds and corporate bonds are included in Level 2, the Company holds a number of municipal bonds and corporate bonds which are not valued by the pricing service and estimates the fair value of these bonds using an internal pricing matrix with some unobservable inputs that are significant to the valuation. Due to the limited amount of observable market information, the Company includes the fair value estimates for these particular bonds in Level 3. The fair value of the fixed maturities for which the Company used an internal pricing matrix was $94 million and $102 million at December 31, 2013 and 2012, respectively. Additionally, the Company holds a small amount of other fixed maturity investments that have characteristics that make them unsuitable for matrix pricing. For these fixed maturities, the Company obtains a quote from a broker (primarily the market maker). The fair value of the fixed maturities for which the Company received a broker quote was $161 million and $128 million at December 31, 2013 and 2012, respectively. Due to the disclaimers on the quotes that indicate that the price is indicative only, the Company includes these fair value estimates in Level 3. | 202 | 10K |
gb_prudential-AR_2016 | 1,192 | Other appointments Nic is the Chairman of the European Insurance CFO Forum. | 12 | annual_report |
NatwestGroupPLC-AR_2016 | 9,324 | Scheme following new actuarial valuations would trigger the recognition of a significant additional liability on the Group’s balance sheet and/or an increase in any pension surplus derecognised, which in turn could have a material adverse effect on the Group’s results of operations, financial position and prospects. | 46 | annual_report |
5147 | 1,218 | Based upon the information and assumptions used as of December 31, 2015, we estimate that a 10% immediate unfavorable change in each of the foreign currency exchange rates to which we are exposed would decrease the value of our foreign currency denominated instruments by $278 million, compared with an estimated $235 million decrease as of December 31, 2014. The selection of a 10% immediate decrease in all currency exchange rates should not be construed as our prediction of future market events, but only as an illustration of the potential effect of such an event. | 94 | 10K |
5488 | 691 | (5) Includes favorable prior accident year loss reserve development of ($20.6) million from Super Storm Sandy in 2012 and various other smaller amounts primarily from non-catastrophe property lines of business in recent accident years. | 34 | 10K |
AegonNV-AR_2019 | 2,724 | (CAL) RBC as the SCR equivalent. Aegon received approval from the DNB to apply a revised methodology, as of July 1, 2017, that includes lowering the conversion factor from 250% to 150% | 32 | annual_report |
SwissLifeHoldingAG-AR_2010 | 811 | Total net comprehensive income attributable to equity holders of Swiss Life Holding 261 661 non-controlling interests –4 2 | 18 | annual_report |
1958 | 779 | The Company has an agreement with an outside party wherein the Company is provided computer data processing services and related functions. The contract expires in 2010, but the Company may cancel this agreement effective August 2004 or later upon payment of applicable cancellation charges. The aggregate noncancelable contractual obligation remaining under this agreement, as amended, was $158.8 million at December 31, 2002, with no annual payment expected to exceed $58.3 million. | 71 | 10K |
2575 | 232 | Amount of benefits owed and payment periods are dependent upon a number of factors, among them the life expectancies of the participants. In December 2004, the Compensation Committee of our Board of Directors, as allowed by certain provisions of the Supplemental Executive Retirement Plan, suspended payments under the plan through December 2005. Payments will resume in January 2006. | 58 | 10K |
NatixisSA-AR_2017 | 9,818 | Resolution seventeen asks the General Shareholders’ Meeting to renew, for a period of 18 months, the authorization to buy back shares allocated to the Board of Directors. | 27 | annual_report |
2335 | 1,031 | See Note 7 to the consolidated financial statements for information regarding contingencies. | 12 | 10K |
ch_zurich_insurance_group-AR_2015 | 102 | Outlook The global economic outlook remains challenging. We have accelerated a program to increase efficiencies, and aim to exceed the previously communicated cost savings target for 2016 of USD 300 million. We are also on our way to achieving group-wide annual run-rate cost savings of more than USD 1 billion by the end of 2018. | 55 | annual_report |
TrygAS-AR_2003 | 141 | We want to be perceived as the Nordic region’s most profitable provider of peace of mind on the markets and within the business areas chosen by us. | 27 | annual_report |
4950 | 607 | Gross premiums earned for the period ended December 31, 2012 were $5.7 million and primarily related to our December 2012 assumption transaction with Citizens. | 24 | 10K |
3379 | 2,498 | Certain lines of business and transactions previously reported under the Financial Lines segment which formed part of the Company’s financial operations, have been reclassified and reported under property and casualty operations based on the nature of the underlying business. | 39 | 10K |
5322 | 1,032 | The qualified pension plans are noncontributory. The plans provide benefits for salaried and management employees and corporate clerical employees subject to a collective bargaining agreement based on years of service and employee compensation. The non-qualified pension plans cover key employees and restore benefits that would otherwise be curtailed by statutory limits on qualified plan benefits. | 55 | 10K |
5331 | 1,070 | Watford Re, and our financial exposure to Watford Re is limited to our investment in Watford Re’s common and preferred shares and counterparty credit risk (mitigated by collateral) arising from the reinsurance transactions. | 33 | 10K |
4612 | 1,607 | items. Excluding non-recurring tax benefits (discussed below), revenue-based state taxes and certain items that arose in connection with the 338(h)(10) election, the effective tax rate was 41.1% in 2012, compared with 44.0% in 2011, with permanent items of $1.2 million contributing 11.9% to the rate in 2011. | 47 | 10K |
StandardLifeAberdeenPLC-AR_2011 | 1,314 | Analysed as follows: Capital not subject to constraints - - 1,637 1,637 375 2,012 850 2,862 | 16 | annual_report |
5671 | 2,517 | This reserve class includes property, terrorism, accident and health, and discontinued lines - Novae. | 14 | 10K |
NatixisSA-AR_2003 | 411 | Director: Banque Fédérale des Banques Populaires, Coface, Cofibred, LFI, BRED Cofilease, Bercy Gestion Finances + Vice-Chairman: Banque Internationale de Commerce (BIC BRED) Permanent representative of BRED Gestion on the Board of: Vialink | 32 | annual_report |
3239 | 944 | Lower sales through Mullin TBG reflected the addition of two large COLI cases in the prior year. | 17 | 10K |
946 | 312 | II. Condensed Financial Information of Registrant . . . . . . . . . . . . . . . . . . . . . . . . . 73 | 32 | 10K |
NatixisSA-AR_2006 | 4,833 | Natixis has issued perpetual and fi xed-term subordinated notes, which in the event of the issuer’s liquidation rank behind all other creditors. Where perpetual subordinated loan notes are treated as equivalent to debt repayable in installments, each period payment is broken down between the repayment of principal, which is deducted from the outstanding debt and interest, recorded in the income statement under interest expense. | 64 | annual_report |
Sampoplc-AR_2003 | 1,237 | Gross Releases and Gross Releases and Gross Releases and Gross Releases and EUR m amount recoveries amount recoveries amount recoveries amount recoveries 18 Provisions for bad and doubtful debts plus write-offs in respect of debt securities held as fi nancial fi xed assets Provisions for bad and doubtful debts | 49 | annual_report |
StandardLifeAberdeenPLC-AR_2013 | 780 | Report from the Chairman of the Audit Committee “The Board draws on the advice of the Audit Committee to support its effective governance over internal and external financial reporting. As Chairman of the Audit Committee I have had regular meetings with the Chief Financial Officer (and the Chief Executive, following the resignation of Jackie Hunt), the Director of Group Finance, the Group Chief Internal Auditor and the engagement partner from the external auditors. I was also actively engaged in the recruitment of the new Group Chief Internal Auditor who took up her position in February 2013. There are some areas of potential overlap between the Audit Committee’s remit and that of the Risk and Capital Committee, so I have spent time with the Chairman of the Risk and Capital Committee to discuss the efficient operation of the two Committees to make sure that all relevant issues are efficiently discussed and all risks associated with internal and external financial reporting are being covered. The Audit Committee has had another very busy year and I am pleased to present my report on its work and operation during 2013”. David Grigson, Chairman | 189 | annual_report |
PosteItalianeSpA-AR_2020 | 8,754 | For the purposes of oversight of the unbundled accounts, in 2020, the Board of Statutory Auditors conducted the relevant audit activities during 2 meetings, reporting its conclusions in its annual report to shareholders for the year ended 31 December 2020. | 40 | annual_report |
4103 | 725 | Capital resources. We consider our capital resources to be adequate, and we currently have no plans to seek any debt or equity funding in 2010. Other than scheduled maturities of debt, operating lease payments and anticipated claims payments, we have no material commitments. Total debt and stockholders’ equity were $83.8 million (excluding a fully-collateralized line of credit of $202.0 million - see Note 10 to the consolidated financial statements), and $462.1 million, respectively, at December 31, 2009. We expect that cash flows from operations and cash available from our underwriters, subject to regulatory restrictions, will be sufficient to fund our operations, including claims payments. However, to the extent that these funds are not sufficient, we may be required to borrow funds on terms less favorable than we currently have, or seek funding from the equity market, which may be on terms that are dilutive to existing shareholders. | 147 | 10K |
gb_prudential-AR_2007 | 1,561 | Intangible assets attributable to PAC with-profits fund: In respect of acquired subsidiaries for venture fund and other investment purposes H2(a) 192 830 Deferred acquisition costs H2(b) 19 31 | 28 | annual_report |
984 | 570 | Long-term Debt and Company-Obligated Mandatorily Redeemable Preferred Securities: Fair values for long-term debt and company-obligated mandatorily redeemable preferred securities were obtained from independent pricing services. | 25 | 10K |
StandardLifeAberdeenPLC-AR_2016 | 1,320 | Having considered compliance with our policy and the fees paid to PwC, the Committee is satisfied that PwC has remained independent. | 21 | annual_report |
NatwestGroupPLC-AR_2008 | 3,240 | Debt securities and equity shares 429,622 293,879 347,682 146,246 135,804 104,741 | 11 | annual_report |
TrygAS-AR_2003 | 380 | The Tryg Vesta Group wishes to be an inclusive workplace with room for everyone. The Group believes in appreciating and benefiting from differences such as age, sex, ethnic background, nationality, religion and personality. | 33 | annual_report |
GjensidigeForsikringASA-AR_2018 | 138 | During the year, the division has optimised its use of resources, defined focus areas and consolidated its position in the market. Models based on analytics have been further developed to ensure continued efficient distribution, a high activity level and good customer service. Product and tariff developments have been high on the agenda throughout the year to ensure relevance in a market subject to constant change. Significant efforts have been made to adapt digital solutions to customers’ needs to provide a digital boost for Commercial customers and thus secure our position in the market. There is a strong | 97 | annual_report |
HannoverRueckSE-AR_2003 | 282 | Policy benefits for life and health contracts – – – 4 001 148 4 136 701 4 136 701 | 19 | annual_report |
INGGroepNV-AR_2016 | 5,202 | Credit risk portfolio ING Bank’s credit exposure is mainly related to traditional lending to individuals and businesses followed by investments in bonds and securitised assets. Loans to individuals are mainly mortgage loans secured by residential property. Loans (including guarantees issued) to businesses are often collateralised, but can be unsecured based on internal analysis of the borrowers’ creditworthiness. Bonds in the investment portfolio are generally unsecured. Securitised assets such as mortgage backed securities and asset backed securities are secured by the pro rata portion of the underlying diversified pool of assets (commercial or residential mortgages, car loans and/or other assets) held by the security‘s issuer. The last major credit risk source involves pre-settlement exposures which arise from trading activities, including derivatives, repurchase transactions and securities lending/borrowing and foreign exchange transactions. | 129 | annual_report |
5493 | 3,457 | The changes in estimated fair values of the hedging derivatives are exclusive of any accruals that are separately reported on the statement of operations within interest income or interest expense to match the location of the hedged item. Accruals on derivatives in net investment hedges are recognized in OCI. | 49 | 10K |
PosteItalianeSpA-AR_2019 | 9,350 | Statutory Auditors has taken note, at group anti-money laundering level, of a progressive increase in the sensitivity and quality of reports of suspicious transactions spontaneously submitted by the distribution network: in fact, with a lower number of reports submitted, there is a higher percentage of reports deemed to be justified by the Financial Information Units. | 55 | annual_report |
NatixisSA-AR_2018 | 5,108 | Gains and losses recognized directly in other comprehensive income (after income tax) 277 (728) | 14 | annual_report |
2415 | 996 | Annuity revenue increased $12.1 million, or 6%, in 2004 over 2003, primarily due to higher investment earnings from improved spreads and fees from increased fee-based funds on deposit. | 28 | 10K |
NatwestGroupPLC-AR_2016 | 5,547 | We evaluated how the discount rates and long term growth rates used by management compared to peer practice. We also tested how previous management forecasts compared to actual results to evaluate the accuracy of the forecasting process. | 37 | annual_report |
5042 | 786 | MBIA Corp.’s CPR and components thereto, as of December 31, 2015 and 2014 are presented in the following table: | 19 | 10K |
SwissReAG-AR_1976 | 110 | Premiums in Atomic reinsurance only showed slight growth, increasing opposition from sections of the public to nuclear power stations is delaying the realization of building projects. The sums insured per nuclear power station are substantial when viewed against the small number of such plants and the correspondingly modest premium volume. | 50 | annual_report |
5638 | 1,404 | Alternative investments - The Company has $80.5 million of unfunded capital commitments related to alternative investments. These commitments were excluded from this disclosure due to the undetermined timing of their cash flows. | 32 | 10K |
StorebrandASA-AR_2002 | 1,040 | The terms of employment for Idar Kreutzer, Managing Director of Storebrand ASA, provide a guarantee of 24 months' salary following the expiry of the normal notice period. All forms of work-related income from other sources, including consultancy assignments, will be deducted from such payments. Kreutzer is entitled to a bonus scheme based on the performance of Storebrand’s share price (see note 16) and he is a member of the Storebrand pension scheme on normal terms. | 75 | annual_report |
ScorSE-AR_2009 | 3,415 | In our opinion, the financial statements give a true and fair view of the assets; liabilities, financial position and result of the company at 31 December 2009, in accordance with the accounting rules and principles applicable in France. | 38 | annual_report |
LloydsBankingGroupPLC-AR_2017 | 80 | Delivering sustainable growth When we outlined our strategic vision in October 2014, we targeted sustainable growth in line with our low risk appetite, committing to grow in areas where we were under-represented. We have increased net lending to SME clients by £3 billion since 2014, significantly ahead of the market, while also increasing UK consumer assets by over £6 billion and acquiring the £8 billion MBNA credit card portfolio. In the competitive low growth mortgage market we have focused on protecting margin rather than achieving volume growth over the last couple of years though the open mortgage book returned to growth in 2017. The Group also announced the acquisition of Zurich’s workplace pensions and savings business in late 2017. | 119 | annual_report |
77 | 561 | The Company and its subsidiaries are principally engaged in the sale and underwriting of individual life and health insurance, group insurance and accumulation products. Total revenues by segment reflect sales to unaffiliated customers. Operating earnings (loss) equal total revenues less operating expenses. | 42 | 10K |
NatwestGroupPLC-AR_2011 | 1,521 | Attendees: at least two executives of the division, as appropriate. Representatives from finance, risk, internal audit and external audit. | 19 | annual_report |
CNPAssurancesSA-AR_2009 | 4,771 | Voting rights at 30 March 2009 (7 April 2009) Voting rights at 30 April 2009 (7 May 2009) | 18 | annual_report |
4394 | 1,417 | Under the T-3 contract for the TRICARE North Region, we provide various types of administrative services, including: provider network management, referral management, medical management, disease management, enrollment, customer service, clinical support service, and claims processing. We also provide assistance in the transition into and out of the T-3 contract. These services are structured as cost reimbursement arrangements plus fees received in the form of fixed prices, fixed unit prices, and contingent fees and payments based on various incentives and penalties. | 80 | 10K |
3354 | 790 | o An inability to meet and/or maintain the covenants in our Second Amended Credit Facility. | 15 | 10K |
SwissReAG-AR_2012 | 3,090 | Income statement Net income for 2012 amounted to CHF 2 718 million (2011: CHF 19 million) and was mostly driven by cash dividends from subsidiaries and affiliated companies of CHF 3 836 million, partially offset by a valuation adjustment to the investment in Swiss Re Life Capital Ltd of CHF 1 150 million, which equals the extraordinary dividend received by the Company from Swiss Re Life Capital Ltd following the sale of Admin Re®’s US business. In addition, Swiss Reinsurance Company Ltd transferred to the Company its investments in Swiss Re Corporate Solutions Ltd and Swiss Re Life Capital Ltd through a dividend in kind of CHF 5 810 million, which resulted in a valuation adjustment to the Company’s investment in Swiss Reinsurance Company Ltd of the same amount. | 129 | annual_report |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.