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NatixisSA-AR_2014 | 9,514 | Under certain circumstances, the Board of Directors may (see below the summary table on the fi nancial resolutions submitted to the shareholders): V decide to increase capital with waiving of preferential subscription rights through an offer as set out in Article L.411-2(II) of the French Monetary and Financial Code. This is the purpose of resolution fifteen. Approving this resolution would grant the Board of Directors the authority to carry out private placement* transactions in favor of qualified investors or of a restricted circle of investors within the legal limit of 20% of share capital per year; * The terms followed by an asterisk are defi ned in the index below. | 110 | annual_report |
NatixisSA-AR_2018 | 9,173 | ASAHI NVEST INVESTMENT ADVISORY CO, LTD Retail Equity 49 49 49 49 Japan | 13 | annual_report |
5777 | 2,454 | In November 2013, AGL became tax resident in the U.K. although it remains a Bermuda-based company and it's administrative and head office functions continue to be carried on in Bermuda. As a U.K. tax resident company, AGL is required to file a corporation tax return with Her Majesty’s Revenue & Customs. AGL is subject to U.K. corporation tax in respect of its worldwide profits (both income and capital gains), subject to any applicable exemptions. The corporation tax rate was 19% for 2019. Assured Guaranty expects that the dividends AGL receives from its direct subsidiaries will be exempt from U.K. corporation tax due to the exemption in section 931D of the U.K. Corporation Tax Act 2009. In addition, any dividends paid by AGL to its shareholders should not be subject to any withholding tax in the U.K. Assured Guaranty does not expect any profits of non-U.K. resident members of the group to be taxed under the U.K. "controlled foreign companies" regime and has obtained a clearance from Her Majesty’s Revenue & Customs confirming this on the basis of current facts. | 179 | 10K |
fr_axa-AR_1999 | 699 | Competition. The German property and casualty insurance market has been characterized for several years by deregulation and increased competition, leading to premium rate reductions, especially in automobile insurance and in industrial risk insurance products lines. Overall, the market remains highly fragmented. | 41 | annual_report |
NatixisSA-AR_2013 | 1,145 | The number of independent directors on the Natixis Appointments and Compensation Committee is not greater than half the total number of members, as recommended by the AFEP/Medef Corporate Code. It has an egalitarian composition (50% independent, 50% nonindependent ) and the Committee is chaired by an independent director. | 48 | annual_report |
2463 | 5,712 | Net premiums earned in the year ended December 31, 2003 increased 19% to $320.9 million from $269.4 million for 2002. Net premiums earned in the catastrophe and risk excess segment increased $77.8 million, or 42%, for the year ended December 31, 2003 compared to 2002. Net premiums earned in the exited lines segment experienced a decline of $26.3 million, or 31%, for the year ended December 31, 2003 as compared to 2002. The changes in net premiums earned for the catastrophe and risk excess segment and the exited lines segment are due to the same factors as discussed above in gross and net premiums written. | 105 | 10K |
926 | 187 | Product Development: Lincoln UK relaunched Financial Foundations, its flagship unit-linked life insurance product with improved features allowing it to be much more competitive in the marketplace. Since its relaunch in mid-1998, sales are 20% ahead of the same period last year, and now represent over 25% of new business. In response to a UK government promotional program on individual savings, plans also are under way to relaunch a wide range of medium- to long-term savings products this year, including a new tax preferred Individual Savings Account (ISA) product. | 88 | 10K |
HelvetiaHoldingAG-AR_2006 | 1,541 | Compared to the previous year, no new bonds were issued or any bonds redeemed. | 14 | annual_report |
3962 | 1,107 | Options to purchase common shares are included in the calculation of diluted earnings per share when their exercise prices are below the average fair value of the common shares for each of the periods presented. For the years ended December 31, 2009, 2008 and 2007, there were approximately 620,000, 532,000, and 136,000 anti-dilutive weighted options, respectively. Restricted shares are included in the calculation of diluted earnings per | 67 | 10K |
SwissLifeHoldingAG-AR_2015 | 2,396 | Brands and other In October 2014, the acquisition of Corpus Sireo Holding GmbH & Co. KG, Cologne, led to the recognition of the brand “Corpus Sireo” of CHF 20 million and was included in the impairment test. | 37 | annual_report |
5321 | 1,280 | Results of operations impacted by: (i) lower investment yields; (ii) less favorable underwriting; (iii) unfavorable impact from annual reviews of assumptions; (iv) higher net investment income from portfolio growth; and (v) additional items described below. | 35 | 10K |
BaloiseHoldingLtd-AR_2006 | 844 | VORABDRUCK pate in the ongoing process of improving products in line with client requirements.” | 14 | annual_report |
PosteItalianeSpA-AR_2018 | 7,531 | 12.4 Revenue reserves: other information At 31 December 2018, undistributed earnings total €1,057 million. Other revenue reserves amount to €1,210 million, including the initial reserve of €1000 million provided to BancoPosta RFC on its creation and €210 million in additional capital contributions by Poste Italiane SpA. | 46 | annual_report |
4761 | 871 | Fixed maturities with fair values of approximately $8.7 million and $10.0 million were on deposit with insurance regulators as required by law at December 31, 2013 and 2012, respectively. | 29 | 10K |
gb_prudential-AR_2009 | 563 | The balance of the total shareholder loans amounts to £1.4 billion and relates to bridging loan finance managed by Prudential Capital. The bridging loan assets generally have no external credit ratings available, with internal ratings prepared by the Group’s asset management operations as part of the risk management process, with the majority being rated BBB+ to BBB-. | 57 | annual_report |
RaiffeisenBankInternationalAG-AR_2020 | 1,927 | As a credit institution within the meaning of § 1 of the Austrian Banking Act, RBI AG is subject to regulatory supervision by the Financial Market Authority located at Otto-Wagner-Platz 5, A-1090 Vienna (www.fma.gv.at) and the European Central Bank located at Sonnemannstraße 22, D-60314 Frankfurt am Main (www.bankingsupervision.europa.eu). | 48 | annual_report |
ch_zurich_insurance_group-AR_2016 | 180 | 2 Business operating profit (after-tax) return on shareholders’ equity. Excludes unrealized gains and losses. 3 The Zurich Economic Capital Model (Z-ECM) is an internal measure of capital adequacy. 4 Cumulative net cash remittances to Zurich Insurance Company Ltd, after deducting central costs, in 2017 to 2019. | 46 | annual_report |
4504 | 1,769 | The favorable development in the year ended December 31, 2010 would have been principally on our property, general casualty and workers compensation lines of business, partially offset by unfavorable development on our professional liability and marine & energy lines of business. The favorable development in the year ended December 31, 2009 would have been principally on our property and general casualty lines of business, partially offset by unfavorable development recognized on our marine & energy line of business; | 78 | 10K |
5813 | 1,399 | Shares authorized and available for issuance as of December 31, 2020 are as follows: | 14 | 10K |
NatwestGroupPLC-AR_2019 | 1,133 | Further information on all the key topics considered by the Committee during the year is provided on the following pages. | 20 | annual_report |
de_allianz-AR_2006 | 1,775 | Interest and similar income 509 416 395 Income from financial assets and liabilities designated at fair value through income (net)1) (60) — — Fee and commission income 190 164 137 Other income 28 — — Income from fully consolidated private equity investments 1,392 598 175 | 45 | annual_report |
4020 | 170 | 01 There are no reportable disclosures relating to the acquisition or disposition of a significant amount of this Registrant's assets or those of an affiliate. | 25 | 10K |
gb_prudential-AR_2010 | 4,558 | A reconciliation of the movement in shareholders’ funds of the Company for the years ended 31 December 2010 and 2009 is given below: Profit for the year note 4 881 913 | 31 | annual_report |
4668 | 1,590 | Equity index options are used by the Company primarily to hedge minimum guarantees embedded in certain variable annuity products offered by the Company. To hedge against adverse changes in equity indices, the Company enters into contracts to sell the equity index within a limited time at a contracted price. The contracts will be net settled in cash based on differentials in the indices at the time of exercise and the strike price. In certain instances, the Company may enter into a combination of transactions to hedge adverse changes in equity indices within a pre-determined range through the purchase and sale of options. The Company utilizes equity index options in non-qualifying hedging relationships. | 112 | 10K |
706 | 425 | Property and casualty insurers experienced higher earnings in 1997 due to the relative absence of major catastrophes. Standard & Poor has reported that increased capacity and increased competition are forcing property and casualty insurers to cut prices, particularly in the commercial sector. | 42 | 10K |
gb_lloyds_banking_grp-AR_2019 | 7,057 | Liabilities arising from insurance and investment contracts 1,213 1,658 2,370 2,348 2,882 9,028 24,870 104,539 148,908 | 16 | annual_report |
AvivaPLC-AR_2019 | 1,694 | We are working hard to meet our strategic priority of delivering great customer outcomes by improving service and product simplicity as well as reducing complaints through root cause analysis work. | 30 | annual_report |
StorebrandASA-AR_2000 | 650 | Translation of foreign subsidiaries The profit and loss accounts of foreign subsidiaries are translated to NOK at the average exchange rates for the year, whilst the balance sheets are translated at the rate ruling at the end of the year. Any translation differences are posted against unrestricted equity. | 48 | annual_report |
AegonNV-AR_2012 | 992 | �� Underlying earnings before tax from Pensions improved to GBP 21 million, mainly driven by the non-recurrence of charges and execution expenses related to a program to correct historical issues within customer policy records recorded in the previous year and the implementation of the cost reduction program. These positives were partly offset by the effect from adverse persistency, which the UK insurance industry is experiencing as a result of the implementation of the Retail Distribution Review, the sale of Guardian in 2011 and by a benefit as a result of changes to the employee pension plan in 2011. | 98 | annual_report |
DirectLineInsuranceGroupPLC-AR_2013 | 547 | • Gross written premium broadly stable at £383.4 million reflected rise in direct sales offset by reduced cross sales | 19 | annual_report |
LloydsBankingGroupPLC-AR_2020 | 741 | During the course of 2020, we have also continued to embrace the use of new technologies to improve processes and deliver productivity enhancements, which in turn deliver improved experiences for both customers and colleagues. | 34 | annual_report |
fr_axa-AR_2015 | 4,236 | York insurance law. We cannot predict what, if any, changes may result from these regulatory reviews or the potential impact, if any, of this lawsuit. If the NYDFS or other state insurance regulators were to restrict the use of such captive reinsurers or if AXA US otherwise is unable to continue to use a captive reinsurer, the capital management benefi ts received under this reinsurance arrangement could be adversely affected. | 70 | annual_report |
1774 | 367 | In addition, during 1999 and early 2000, the Company reevaluated its interest-only securities and servicing rights, including the underlying assumptions, in light of loss experience exceeding previous expectations. The principal change in the revised assumptions resulting from this process was an increase in expected future credit losses, relating primarily to reduced assumptions as to future housing price inflation, recent loss experience and refinements to the methodology of the valuation process. The effect of this change was offset somewhat by a revision to the estimation methodology to incorporate the value associated with the cleanup call rights held by the Company in securitizations. We recognized a $554.3 million impairment charge ($349.2 million after tax) in 1999 to reduce the book value of the interest-only securities and servicing rights. | 126 | 10K |
AegonNV-AR_2016 | 5,595 | United Kingdom �� Aegon Investment Solutions Ltd., Edinburgh; �� Scottish Equitable plc, Edinburgh. | 13 | annual_report |
gb_prudential-AR_2008 | 1,463 | Deferred 2007 annual incentive awardnote 1 2008 40,551 1,204 41,7551,6 31 Dec 10 | 13 | annual_report |
LloydsBankingGroupPLC-AR_2016 | 974 | With a grant from the Bank of Scotland Foundation, the charity Fresh Start helps recently homeless people in Edinburgh to rebuild their lives in secure, well-equipped accommodation. Fresh Start is one of thousands of charities supported by our four Foundations and by colleagues who volunteer their expertise to help them. | 50 | annual_report |
4398 | 733 | Deferred acquisition costs related to annuity products, which totaled $87.1 million at December 31, 2011, are amortized over the anticipated lives of the annuity policies in relation to the expense margins. The amortization is a constant percentage of estimated future gross profits based on the ratio of the present value of amounts deferred as compared to the present value of estimated future gross profits. The key assumptions utilized in the Company’s estimates of future gross profits in 2011, 2010 and 2009 relate to the underlying annuity policies’ future crediting rates and persistency, the Company’s future yield on investments supporting the policies and level of expense necessary to maintain the policies over their entire lives. Adjustments are made, generally on an annual basis, to reflect the actual gross profits to date as compared to assumed experience and any changes in the remaining expected future gross profits. As a result of this process, known as “unlocking”, the Company records an adjustment to its deferred acquisition costs balance, which may be positive or negative, in order to reflect any changes in the amounts reflected in its key assumptions. A negative adjustment results in a corresponding benefit to the Company’s net income, while a positive adjustment results in a corresponding charge to net income. Changes in the Company’s deferred acquisition cost balance due to unlocking were $(2.9) million, $0.2 million and $(1.8) million for the 2011, 2010 and 2009 years. If significant changes in the levels of the Company’s key assumptions relating to its deferred acquisition costs balance were to occur in the future, such changes could result in a large unlocking event that would materially affect the Company’s results of operations and financial condition. If estimated gross profits for all future years on business in force at December 31, 2011 were to increase or decrease by 10%, the deferred policy acquisition costs balance at December 31, 2011 would increase, in the first case, by $4.6 million or decrease, in the second case, by $4.8 million. | 332 | 10K |
458 | 644 | Commissions, net of deferrals were $1.6 million for the year ended December 31, 1995 consisting primarily of renewal and trailer commissions of approximately $1.3 million on fixed | 27 | 10K |
5123 | 619 | The Company completes a detailed analysis each quarter to assess whether the decline in the value of any investment below its cost basis is deemed other-than-temporary. All securities in an unrealized loss position are reviewed. Absent issuer-specific circumstances that would result in a contrary conclusion, any equity security with any unrealized investment loss amounting to 20% or greater decline consecutively during a six month period is considered OTTI. The decline in value of a security deemed OTTI is included in the determination of net income and a new cost basis is established for financial reporting purposes. | 96 | 10K |
NatwestGroupPLC-AR_2013 | 2,511 | Character and impact: Dependent on company-specific factors such as maturity profile and composition of sources and uses of funding, the quality and size of the liquid asset buffer as well as broader market factors, such as wholesale market conditions alongside depositor and investor behaviour. | 44 | annual_report |
HannoverRueckSE-AR_2005 | 992 | WPG CDA IV Liquidation Trust, Grand Cayman/Cayman Islands 6) 7) 8) 26.8 USD 1 974 (20) | 16 | annual_report |
5787 | 1,841 | CNA cedes insurance to reinsurers to limit its maximum loss, provide greater diversification of risk, minimize exposures on larger risks and to exit certain lines of business. The ceding of insurance does not discharge the primary liability of CNA. A credit exposure exists with respect to reinsurance ceded to the extent that any reinsurer is unable to meet its obligations. A collectability exposure also exists to the extent that the reinsurer disputes the liabilities assumed under reinsurance agreements. Property and casualty reinsurance coverages are tailored to the specific risk characteristics of each product line and CNA’s retained amount varies by type of coverage. Reinsurance contracts are purchased to protect specific lines of business such as property and workers’ compensation. Corporate catastrophe reinsurance is also purchased for property and workers’ compensation exposure. CNA also utilizes facultative reinsurance in certain lines. In addition, CNA assumes reinsurance, primarily through Hardy and as a member of various reinsurance pools and associations. | 157 | 10K |
nl_ing_grp-AR_2016 | 2,148 | Unrealised revaluations property in own use –30 –30 –30 Remeasurement of the net defined benefit asset/liability 35 –254 –254 –35 –289 | 21 | annual_report |
de_allianz-AR_2008 | 819 | The financial markets crisis had its root cause in the subprime crisis, when rising defaults on subprime mortgages in the United States resulted in significant deterioration of prices for securitized assets. Primarily, this affected collateralized debt obligations (CDO) and residential mortgagebacked securities, especially those originating in the United | 48 | annual_report |
PhoenixGroupHoldingsPLC-AR_2020 | 1,121 | Opportunities Produced through efforts to adapt to climate change Internal and | 11 | annual_report |
PosteItalianeSpA-AR_2015 | 5,599 | PART B – INFORMATION ON THE STATEMENT OF FINANCIAL POSITION .......................................................... 380 | 12 | annual_report |
gb_prudential-AR_2009 | 2,710 | Contract liabilities (including amounts in respect of contracts classified as investment contracts under IFRS 4) 20,639 27,672 48,311 45,361 | 19 | annual_report |
fr_axa-AR_2006 | 3,180 | Impact of transactions with shareholders 221,283 2.29 507 3,906 137 Reserves relating to changes in fair value through shareholders’ equity | 20 | annual_report |
StorebrandASA-AR_2005 | 228 | In addition to this, unfunded public sector pension liabilities are equivalent to approximately NOK 250 billion. | 16 | annual_report |
5317 | 920 | At or contemporaneously with the closing of the Transaction, the Company will cause to be issued the New Senior Notes in an aggregate amount not to exceed approximately $40.0 million pursuant to a Senior Note Indenture (the "New Senior Note Indenture") between the Company as issuer, and the trustee to be later identified. Up to approximately $30.0 million aggregate principal amount of New Senior Notes may be issued to holders of the Existing Senior Notes in the relevant exchange offer, and PJC or the Investor may acquire up to an additional $10.0 million principal amount of New Senior Notes. | 99 | 10K |
4422 | 1,188 | Net deferred tax assets were $31.6 million and $47.8 million for the years ended December 31, 2011 and 2010, respectively. At each balance sheet date, we evaluate the recoverability of the deferred tax assets, considering the timing of the reversal of deferred income and expense items as well as the likelihood that we will generate sufficient taxable income to realize the future tax benefits. We believe that it is more likely than not we will generate sufficient taxable income and realize the future tax benefits in order to recover the deferred assets and accordingly, no valuation allowance was established as of December 31, 2011 and 2010. See Note 8 to the “Notes to Consolidated Financial Statements” contained elsewhere in this Form 10-K for additional information on income taxes. | 128 | 10K |
NatwestGroupPLC-AR_2017 | 3,332 | Risk measurement RBS uses a comprehensive set of methodologies and techniques to measure traded market risk, namely VaR, SVaR and the incremental risk charge. Risks that are not adequately captured by VaR or SVaR are captured by the Risks not in VaR (RNIV) framework to ensure that RBS is adequately capitalised for market risk. In addition, stress testing is used to identify any vulnerabilities and potential losses in excess of VaR and SVaR. | 73 | annual_report |
4335 | 689 | A regular element of our unpaid medical claim liability estimation process is the examination of actual results and, if appropriate, the modification of assumptions and inputs related to the process based upon past experience. Our reserve setting methodologies have taken these changes into consideration when determining the factors used in calculating our medical claims liabilities as of December 31, 2011 by choosing factors that reflect more recent experience. | 68 | 10K |
3992 | 11,297 | Contract benefits (net of reinsurance ceded of $601, $1,099 and $646) | 11 | 10K |
AegonNV-AR_2006 | 4,673 | interest in AEGON N.V., a tender offer for AEGON N.V. shares or a proposed business combination by any person or group of persons whether individually or as a group, other than in a transaction approved by the Executive Board and the | 41 | annual_report |
gb_prudential-AR_2006 | 2,964 | If, in subsequent periods, an impaired debt security held on an available-for-sale basis or an impaired loan or receivable recovers in value | 22 | annual_report |
BeazleyPLC-AR_2016 | 2,291 | Present value of funded obligations 48.2 43.1 Fair value of plan assets (42.0) (42.4) Retirement benefit liability in the statement of financial position 6.2 0.7 | 25 | annual_report |
RSAInsuranceGroupPLC-AR_2017 | 1,181 | The Committee also confirmed that the planned programme of future reviews provided adequate coverage. | 14 | annual_report |
2633 | 689 | At December 31, 2004, we had 40 fixed maturity and equity securities that have been in an unrealized loss position for one year or longer. Thirty-eight of these securities are investment grade, of which 35 are rated A1/ A or better (including 23 securities which are rated AAA). The three remaining investment grade securities are rated BBB and have a fair value equal to 99.6% of their book value as of December 31, 2004. The two equity securities are not investment grade and had a fair value equal to 97.0% of their book value as of December 31, 2004. All 40 securities are current on interest and principal. Management believes the declines are temporary and are not indicative of other-than-temporary impairments. | 121 | 10K |
NatwestGroupPLC-AR_2009 | 2,160 | Average Period end Maximum Minimum Average Period end Maximum Minimum Non-trading VaR (2008 and 2009) £m £m £m £m £m £m £m £m 2007 (scaled to 99%ile) 2007 (95%ile) | 29 | annual_report |
2300 | 1,398 | In most cases, multiple estimation methods will be valid for the particular facts and circumstances of the claim liabilities being evaluated. This will result in a range of reasonable estimates for any particular claim liability. The Company uses such range analyses to back test whether previously established estimates for reserves at the reporting segments are reasonable, given subsequent information. Reported values found to be closer to the endpoints of a range of reasonable estimates are subject to further detailed reviews. These reviews may substantiate the validity of management’s recorded estimate or lead to a change in the reported estimate. | 99 | 10K |
2524 | 936 | As of December 31, 2004, we have no off-balance sheet arrangements that have or are reasonably likely to have a current or future effect on our financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources. | 44 | 10K |
DirectLineInsuranceGroupPLC-AR_2019 | 188 | Claims related to large weather events totalled £6 million in 2019 compared with £75 million in 2018 and expectations of £65 million for both years. The results also include a £16.9 million charge arising from the change in the Ogden discount rate to minus 0.25%, from the assumed rate of 0% in the first half of 2019 (2018: release of £54.8 million). | 62 | annual_report |
4702 | 1,064 | Insurance policy income is comprised of policyholder charges on our interest-sensitive products and premiums earned on traditional insurance policies which provide mortality or morbidity coverage. The decrease in insurance policy income in 2013 is primarily due to a reduction in policyholder charges on certain interest-sensitive life products consistent with the settlement offered in a class action lawsuit and lower premium revenue due to policyholder redemptions and lapses. Insurance policy income in 2012 was comparable to 2011 primarily due to increased policyholder charges from the implementation of | 86 | 10K |
ScorSE-AR_2018 | 1,843 | (1) The percentage of voting rights is determined on the basis of the number of shares at year-end, excluding the Company’s own treasury shares. (2) BlackRock Inc.’s aggregated number of shares, including BlackRock Fund Advisors, amounted to 15,111,779 representing 7.83% of the capital and 8.22% | 45 | annual_report |
nl_ing_grp-AR_2019 | 2,857 | Europe 1 Based on credit risk measurement contained in lending, pre-settlement, money market and investment activities. | 16 | annual_report |
NatwestGroupPLC-AR_2013 | 889 | The Committee reported to the Board following each meeting on its consideration of the risk profile of the business and made recommendations as appropriate. | 24 | annual_report |
3413 | 871 | Pursuant to the protests, the Group has received $4.3 million in 2007 as a reimbursement of protested payments of retaliatory tax, including accrued interest, previously made by the Group for the periods 1999-2004. The refund has been recorded, after reduction for Federal income tax, in the amount of $2.8 million in the 2007 consolidated statement of earnings, with $2.5 million recorded in the quarter ended June 30, 2007, and $0.3 million recorded in the quarter ended September 30, 2007. | 79 | 10K |
3551 | 974 | Employees of the Company may participate in the National Interstate Savings and Profit Sharing Plan (the “Savings Plan”). Contributions to the profit sharing portion of the Savings Plan are made at the discretion of the Company and are based on a percentage of employees’ earnings after their eligibility date. Company contributions made prior to December 31, 2006 vest after five years of service and contributions made subsequent to December 31, 2006 vest after three years of service. Profit sharing expense was $0.6 million, $0.3 million and $0.5 million for the years ended December 31, 2007, 2006 and 2005, respectively. | 99 | 10K |
5292 | 636 | Aggregate revenues in 2016 were approximately $46.5 billion, an increase of approximately $10.4 billion (28.7%) over 2015. Pre-tax earnings were approximately $6.2 billion in 2016, an increase of $1.3 billion (26.9%) compared to 2015. Excluding PCC and Duracell, manufacturing revenues were flat and pre-tax earnings declined compared to 2015. | 49 | 10K |
5660 | 1,778 | The Company has secured certain reinsurance recoverable balances with various forms of collateral, including secured trusts, funds withheld accounts and irrevocable letters of credit. The Company had $528 million and $451 million of unsecured affiliated reinsurance recoverable balances at December 31, 2019 and 2018, respectively. | 45 | 10K |
RSAInsuranceGroupPLC-AR_2019 | 2,107 | · Underlying Performance: Attritional loss ratio, total controllable costs/cost ratios, key business improvement projects; · Risk and Resilience: Regulatory capital ratios, credit rating, capital actions, risk management; · Business Sustainability: Customer franchise and other relevant actions related to the Company’s long-term success including People and Corporate Responsibility | 47 | annual_report |
4886 | 1,227 | net assets of $427 million. The amount of restricted assets used to determine any dividend to NMIH, once all restrictions expire, would be computed under SAP which may differ from the amount of restricted assets computed under GAAP. Since inception, NMIC has not paid any dividends to NMIH. As NMIC had a statutory net loss for the year ended December 31, 2013, NMIC cannot pay any dividends to NMIH through December 31, 2014, without the prior approval of the Wisconsin OCI. Additionally, NMIC will not be permitted to pay dividends to NMIH until after December 31, 2015 as a condition of GSE Approval or until January 2016 under agreements with various state insurance regulators. | 114 | 10K |
5958 | 6,176 | Allstate’s domestic property and casualty and life insurance subsidiaries prepare their statutory-basis financial statements in conformity with accounting practices prescribed or permitted by the insurance department of the applicable state of domicile. Prescribed statutory accounting practices include a variety of publications of the National Association of Insurance Commissioners (“NAIC”), as well as state laws, regulations and general administrative rules. Permitted statutory accounting practices encompass all accounting practices not so prescribed. | 70 | 10K |
SwissReAG-AR_2009 | 1,069 | Robert A. Scott, a British and Australian citizen born in 1942, was educated at Scots College, Wellington, New Zealand. He has been a Senior Associate of the Australian and New Zealand Institute of Insurance and Finance (ANZIIF) since 1965 and was made a Commander of the British Empire (CBE) in 2002. | 51 | annual_report |
1969 | 712 | Most of the jurisdictions in which the Company is admitted to transact business require life insurers doing business within the jurisdiction to participate in guaranty associations, which are organized to pay contractual benefits owed pursuant to insurance policies issued by impaired, insolvent or failed life insurers. These associations levy assessments, up to prescribed limits, on all member insurers in a particular state on the basis of the proportionate share of the premiums written by member insurers in the lines of business in which the impaired, insolvent or failed insurer engaged. Some states permit member insurers to recover assessments paid through full or partial premium tax offsets. Assessments levied against the Company from January 1, 2000 through December 31, 2002 aggregated $2 million. The Company maintained a liability of $62 million at December 31, 2002 for future assessments in respect of currently impaired, insolvent or failed insurers. | 146 | 10K |
PosteItalianeSpA-AR_2019 | 2,299 | In relation to discussion activities with local institutions, the Company regularly carries out specific activities of dialogue and collaboration also with Regions and local authorities. These activities are aimed at ensuring, with particular reference to Small Municipalities, the collection of their needs and the coordination of initiatives aimed at providing the most appropriate solutions. In order to guarantee this process in the best possible way, in the course of 2019, territorial controls were set up for each company macro-area, within which a person responsible for supporting associations and institutions was identified. | 91 | annual_report |
SwissReAG-AR_1997 | 944 | Facultative reinsurance: Reinsurance of the insurer’s risks on an individual basis. | 11 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2020 | 2,574 | Bank of Poland. Chairman of the Business Award Jury of the President of the Republic of Poland, Deputy Chairman of the | 21 | annual_report |
PhoenixGroupHoldingsPLC-AR_2012 | 1,990 | A 10% decrease in property prices, with all other variables held constant, would result in a decrease in the profit after tax in respect of a full financial year, and in equity, of £19 million (2011: £43 million). | 38 | annual_report |
SwissReAG-AR_2007 | 1,432 | As of 31 December 2006 and 2007, other accrued expenses and other liabilities included derivative financial instruments with a fair value of CHF 3 167 million and CHF 6 535 million, respectively. | 32 | annual_report |
StandardLifeAberdeenPLC-AR_2017 | 1,461 | Reviewed the Solvency and Financial Condition Report as part of the Company’s first annual Solvency II reporting | 18 | annual_report |
3763 | 1,392 | Property and equipment consists of land, buildings, leasehold improvements, furniture, fixtures and computer equipment and software. All property and equipment is recorded at cost and, except for land, is depreciated over the appropriate useful life of the asset using the straight-line method. Leasehold improvements are amortized over the useful life of the improvement or the remaining term of the lease, whichever is shorter. The cost and related accumulated depreciation applicable to assets sold or retired are removed from the accounts and any gain or loss on disposition is recognized as a component of net realized gains (losses). Maintenance and repairs are charged to current earnings as incurred. | 107 | 10K |
gb_lloyds_banking_grp-AR_2009 | 6,075 | Report of the independent auditors on the parent company financial statements 249 | 12 | annual_report |
2758 | 1,578 | Short-tail business describes lines of business for which losses are usually known and paid shortly after the loss actually occurs. This would include, for example, most property, personal accident, aviation hull and automobile physical damage policies that are written. | 39 | 10K |
2238 | 4,340 | Net loss for the year of $22.5 million, discussed in more detail below | 13 | 10K |
13 | 290 | - In February 1993, the Company completed a public offering of $200 million of 8.125 percent senior notes due in 2003. Proceeds from the offering of $195.6 million (after original issue discount and underwriting and other associated costs) were used to redeem all of the Company's outstanding 12.75 percent senior subordinated notes and for other general corporate purposes. | 58 | 10K |
2139 | 296 | For the year ended December 31, 2003, total net premiums were $478.3 million, a decrease of 11.4%, from $540.1 million for 2002. | 22 | 10K |
NatixisSA-AR_2016 | 11,661 | This ratio is calculated based on the rules set forth in the Delegated Act, without phase-in | 16 | annual_report |
917 | 1,434 | Total invested assets were $15.1 billion at December 31, 1998 and were comprised of fixed maturities of $14.3 billion and other investments of $823, primarily equity securities. At December 31, 1997, total invested assets were $15.0 billion and were comprised of fixed maturities of $13.5 billion and $1.5 billion in other investments, primarily equity securities. | 55 | 10K |
StorebrandASA-AR_2004 | 297 | The Norwegian occupational pensions market, including funded public sector pension schemes, represents around NOK 420 billion of funds under management by life insurance companies and pension funds. Storebrand has a NOK 87 billion share of this market, representing a market share of around 21%. If public sector pension schemes are excluded from the figures, Storebrand’s share of the occupational pensions market (including private pension funds) is around 34%. | 68 | annual_report |
RSAInsuranceGroupPLC-AR_2020 | 3,083 | Current year attritional loss ratios frequency or severity assumptions +5% 135–145 125–135 | 12 | annual_report |
AssicurazioniGeneraliSpA-AR_2019 | 3,457 | The components of the income tax expense for 2019 and 2018 are as follow: Income taxes | 16 | annual_report |
fr_axa-AR_2008 | 1,840 | At December 31, At December 31, At January 1, At December 31, (FULL TIME EQUIVALENT) 2006 2007 2008 (a) 2008 | 20 | annual_report |
3012 | 697 | In May 2004, Unum Group issued 12.0 million 8.25% adjustable conversion-rate equity security units (units) in a private offering for $300.0 million. We subsequently registered the privately placed securities for resale by the private investors. Each unit has a stated amount of $25 and will initially consist of (a) a contract pursuant to which the holder agrees to purchase, for $25, shares of Unum Group’s common stock on May 15, 2007 and which entitles | 74 | 10K |
5069 | 739 | Cash used in financing activities - discontinued operations was $(5.0) million for the year ended December 31, 2015. The primary driver of the cash used in financing activities - discontinued operations was the repayment of debt outstanding. | 37 | 10K |
RaiffeisenBankInternationalAG-AR_2008 | 1,432 | Due to the modified IAS 39.50, adopted by the EU in October 2008, non-derivative financial instruments are permitted to be reclassified in rare circumstances from the category held-for-trading to heldto -maturity (until 31 October 2008 also retroactively as of 1 July 2008). Because of the current financial turmoil and the fact that certain financial instruments are no longer traded, the possibility to transfer the affected financial instruments from held-for-trading to held-to-maturity category has been applied. | 75 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2012 | 1,166 | 2. Develop savings and investment products, in particular long-term saving ones. | 11 | annual_report |
5531 | 1,265 | The Company invests in U.S. corporate bonds, foreign corporate bonds, and Structured Securities, which include RMBS, ABS and CMBS, issued by VIEs. The Company is not obligated to provide any financial or other support to these VIEs, other than the original investment. The Company’s involvement with these entities is limited to that of a passive investor. The Company has no unilateral right to appoint or remove the service, special servicer, or investment manager, which are generally viewed as having the power to direct the activities that most significantly impact the economic performance of the VIE, nor does the Company function in any of these roles. The Company does not have the obligation to absorb losses or the right to receive benefits from the entity that could potentially be significant to the entity; as a result, the Company has determined it is not the primary beneficiary, or consolidator, of the VIE. The Company’s maximum exposure to loss on these fixed maturity securities is limited to the amortized cost of these investments. See “- Fixed Maturity Securities AFS” for information on these securities. | 181 | 10K |
Sampoplc-AR_2005 | 1,276 | Basic earnings per share Profit or loss attributable to the equity holders of the parent company/continuing operations 949 824 Profit or loss attributable to the equity holders of the parent company/discontinuing operations 0 –7 Weighted average number of shares outstanding during the period 565 558 Basic earnings per share (EUR per share)/continuing operations 1.68 1.48 Basic earnings per share (EUR per share)/discontinuing operations 0 –0,01 | 65 | annual_report |
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