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StandardLifeAberdeenPLC-AR_2011 | 869 | Our business is underpinned by strong investment performance achieved by rigorously applying our ‘focus on change’ investment philosophy. High quality support by our client service teams – combined with this strong investment performance – won us a number of awards in 2011 including: • Standard Life Investments’ UK Smaller Companies Trust won ‘Best Shareholder Value’ category at the Investment Trust of the Year Awards. The Trust also won, for the third year out of the past four years, the ‘UK Smaller Companies’ category. | 83 | annual_report |
Sampoplc-AR_2013 | 81 | Nordea, the largest bank in the Nordic region, has around 11 million customers and is one of the largest universal banks in Europe in terms of total market capitalization. The Nordea share is listed in the NASDAQ OMX Nordic Exchanges in Stockholm, Helsinki and Copenhagen. In Sampo Group’s reporting Nordea is included in the segment Holding. | 56 | annual_report |
3253 | 935 | The evaluation of a tax position in accordance with FIN 48 is a two-step process. The first step is a recognition process whereby the entity determines whether it is more likely than not that a tax position will be sustained upon examination, including resolution of any related appeals or litigation processes, based on the technical merits of the position. In evaluating whether a tax position has met the more likely than not recognition threshold, the entity should presume that the position will be examined by the appropriate taxing authority that has full knowledge of all relevant information. The second step is a measurement process whereby a tax position that meets the more likely than not recognition threshold is calculated to determine the amount of benefit to recognize in the financial statements. The tax position is measured as the largest amount of benefit that is greater than 50% likely of being realized upon ultimate settlement. | 154 | 10K |
GjensidigeForsikringASA-AR_2016 | 2,678 | Associates - additional information Vervet AS 100.0 4.3 95.7 0.7 (1.7) N/A Total shares in associates 100.0 4.3 95.7 0.7 (1.7) 4 Operating income. For companies where financial income is operating income, financial income is included. For other companies financial income is not included. | 44 | annual_report |
BaloiseHoldingLtd-AR_2011 | 927 | Reconciliation between the gross investment in financial leases and the present value of minimum lease payments ��� 193 Financial liabilities ������������������������������������������������������������������������������ 194 Financial provisions ���������������������������������������������������������������������������� 195 Insurance liabilities ����������������������������������������������������������������������������� 195 | 30 | annual_report |
4587 | 1,343 | We participate in the managed care market through our subsidiaries, TSS and AH. TSS is a BCBS licensee, which provides us with exclusive use of the Blue Cross and Blue Shield Association (“BCBSA”) licensee, which provides us with exclusive use of the Blue Cross and Blue Shield name and mark throughout Puerto Rico and U.S. Virgin Islands. | 57 | 10K |
INGGroepNV-AR_2013 | 2,776 | Interest result banking operations 23 11,701 11,884 13,449 Investment income – insurance operations 25 3,189 3,283 3,279 Other interest expenses –461 –464 –380 35 OTHER OPERATING EXPENSES | 27 | annual_report |
LloydsBankingGroupPLC-AR_2018 | 11 | The 2018 Annual Report and Accounts incorporates the strategic report and the consolidated fi nancial statements, both of which have been approved by the Board of Directors. | 27 | annual_report |
5846 | 2,526 | The Company commits to fund partnership investments and to lend funds under bank credit facilities, bridge loans and private corporate bond investments. The amounts of these unfunded commitments were $4.3 billion and $4.6 billion at December 31, 2020 and 2019, respectively. | 41 | 10K |
RSAInsuranceGroupPLC-AR_2012 | 480 | CREDIT, MARKET & LIQUIDITY RISK We continue to proactively manage our financial risks during the challenging economic climate. | 18 | annual_report |
AegonNV-AR_2016 | 3,965 | Change in valuation of liabilities for insurance contracts 12 (144) (602) (388) | 12 | annual_report |
gb_prudential-AR_2004 | 1,129 | For the purpose of calculating the liability using the bonus reserve method, the assumed interest rates range from 2.5% to 5.0% at 31 December 2004 and from 3.0% to 5.0% at 31 December 2003, while future reversionary bonuses are assumed to fall immediately from current levels to zero. There have been no significant changes of assumption for accumulating with-profits business. | 60 | annual_report |
740 | 247 | Total consolidated liabilities of the Company at December 31, 1997 were $67,575,817 a decrease of $7,367,187 from the previous year end. This decrease was the result of the increase in claim payments of approximately $4.5 million discussed earlier, a decline of approximately $1.5 million in the unearned premium reserve which was primarily due to the decrease in policyholders, a decrease in amounts payable to reinsurers on retrospectively rated reinsurance contracts of $857,000, and a decrease in claims drafts outstanding of approximately $420,000 which is included in the decrease in other liabilities of $426,125. Over 86% of the Company's total liabilities at December 31, 1997 relate to reserves for unpaid losses and loss adjustment expenses, which declined approximately $4.5 million from the prior year end. These unpaid loss and loss adjustment expense reserves are established based on actuarially determined estimates and are reviewed regularly by management and the Company's independent actuary. | 150 | 10K |
HiscoxLtd-AR_2008 | 427 | When approving Executive Directors salaries, the Remuneration and Nomination Committee takes into account rates of inflation, performance and competitive positioning of salaries as informed by Watson Wyatt data and other publicly available reports. | 33 | annual_report |
NatwestGroupPLC-AR_2020 | 5,840 | NatWest Group is exposed to credit risk if a customer, borrower or counterparty defaults, or under IFRS 9, suffers a sufficiently significant deterioration of credit quality such that, under SICR (‘significant increases in credit risk’) rules, it moves to Stage 2 for impairment calculation purposes. NatWest | 46 | annual_report |
5912 | 1,520 | the volatility in the global financial markets related to COVID-19, partially offset by lower tax credit partnership operating losses. | 19 | 10K |
4827 | 1,142 | The portion of other comprehensive income that is expected to be reflected in pension expense in 2014 is as follows: | 20 | 10K |
4396 | 697 | We have a committee of certain accounting and investment associates and management that is responsible for managing the impairment review process. The current economic environment and volatility of securities markets increase the difficulty of assessing investment impairment and the same influences tend to increase the risk of potential impairment of these assets. | 52 | 10K |
3700 | 2,240 | The following table contains an analysis of the Company’s securities with gross unrealized losses, categorized by the period that the securities were in a continuous loss position as of December 31, 2008: | 32 | 10K |
5160 | 1,550 | The Company held non-income producing fixed maturity securities with an estimated fair value of $11 million and $14 million with unrealized gains (losses) of $1 million and $4 million at December 31, 2015 and 2014, respectively. | 36 | 10K |
de_allianz-AR_2013 | 2,014 | Effective 1 January 2013, all restructuring charges are presented within operating profit. This change does not impact recognition and measurement of the restructuring charges, shareholders’ equity and net income. | 29 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2017 | 26 | The analysts of the American S&P Global Ratings agency also appreciated the systematic improvement in the PZU Group’s financial condition. In October 2017 they raised PZU’s rating outlook from negative to stable. | 32 | annual_report |
1215 | 820 | Information about stock options outstanding at December 31, 1999, is summarized as follows: | 13 | 10K |
de_allianz-AR_2017 | 407 | Prof. Dr. Renate Köcher (Member until 3 May 2017) 0/1 0 | 11 | annual_report |
AdmiralGroupPLC-AR_2010 | 280 | 11th best workplace in Italy Admiral Group’s Italian direct insurance brand, ConTe is named the 11th best workplace in Italy. | 20 | annual_report |
3211 | 768 | At December 31, 2006, we had $312 million of equity investments, a portion of which were held by our UnitedHealth Capital business in various public and non-public companies concentrated in the areas of health care delivery and related information technologies. Market conditions that affect the value of health care or technology stocks will likewise impact the value of our equity portfolio. | 61 | 10K |
SwissReAG-AR_2020 | 1,426 | Swiss Re maintained its very strong capital position in 2020 despite the impact of COVID-19, while successfully deploying capital to attractive risk pools. | 23 | annual_report |
NatixisSA-AR_2006 | 2,767 | Interest and other income came to nearly €3.5 billion, up 11% compared with 2005. Adjusted for the CNCE dividend and changes in home purchase savings - refl ecting a signifi cant fall in old outstandings generating negative margins, mostly recycled as life insurance - the interest margin increased by 3.1%. This was driven primarily by a volume effect on outstandings, which offset the effects of a decline in margins: in a continuing buoyant market for home loans and with strong momentum in consumer loans, outstanding loans increased by 8% to €114 billion at end-2006; customer savings (excluding demand deposits) increased by 5% to nearly €270 billion. This includes signifi cant outfl ows of home purchase savings deposits following the decision to tax interest earned on plans more than 10 years old, | 131 | annual_report |
3261 | 1,279 | In addition, immediately prior to the closing of the Merger, Enstar completed a recapitalization pursuant to which it: (1) exchanged all of its previous outstanding shares for new ordinary shares of Enstar, (2) designated its initial Board of Directors immediately following the Merger; (3) repurchased certain of its shares held by Trident II, L.P. and its affiliates; (4) made payments totaling $5,076 to certain of its executive officers and employees, as an incentive to remain with Enstar following the Merger; and (5) purchased, through its wholly-owned subsidiary, Castlewood Limited, the shares of B.H. Acquisition Ltd., a Bermuda company, held by an affiliate of Trident II, L.P. | 106 | 10K |
de_allianz-AR_2010 | 3,616 | KPMG worldwide thereof: KPMG AG and affiliated entities 1 € mn € mn € mn € mn | 17 | annual_report |
5415 | 10,321 | $1.06 billion and $1.03 billion in 2017, 2016 and 2015, respectively. | 11 | 10K |
5396 | 1,058 | In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing, which clarifies guidance related to identifying performance obligations and licensing implementation guidance contained in the new revenue recognition standard. The Update includes targeted improvements based on input the FASB received from the Transition Resource Group for Revenue Recognition and other stakeholders. The Update seeks to proactively address areas in which diversity in practice potentially could arise, as well as to reduce the cost and complexity of applying certain aspects of the guidance both at implementation and on an ongoing basis. The effective date and transition requirements for the amendments in this Update are the same as the effective date and transition requirements in Topic 606 (and any other Topic amended by Update 2014-09). See discussion of the impact of ASU 2014-09 above which addresses the total impact of Topic 606. | 150 | 10K |
NatixisSA-AR_2007 | 1,269 | Fédérale des Banques Populaires on the Supervisory Board, was appointed to replace him, Member of the Compensation | 17 | annual_report |
5756 | 706 | Net Investment Income. Net investment income in 2018 was $30.5 million, an increase of 4.0% from the $29.3 million reported in 2017. The pre-tax investment yield on our investment portfolio was 2.6%per annum for 2018 versus 2.5% per annum for 2017. The tax-equivalent yield on our investment portfolio was 3.2% per annum for 2018, compared to 2.9% per annum for 2017. The tax-equivalent yield is calculated using the effective interest rate and the appropriate marginal tax rate as of January 1, 2019. Average invested assets, including cash and cash equivalents, increased 0.5%, from an average of $1,188.7 million for 2017 to an average of $1,195.1 million for 2018. | 108 | 10K |
fr_axa-AR_2019 | 431 | International markets aim to off er integrated healthcare services to both AXA-insured and non-insured customers. | 15 | annual_report |
2640 | 1,428 | Most of LNC’s foreign operations are conducted by Lincoln UK. The data for this company is shown above under the Lincoln UK segment heading. The other segments have limited non-U.S. operations. Foreign intracompany revenues are not significant. Financial data for Lincoln UK and the other non-U.S. units is as follows: | 50 | 10K |
4481 | 1,159 | On December 28, 2010, the Company, through its direct wholly owned subsidiary SXC Health Solutions, Inc. (“SXC Inc.”), completed the acquisition of MedfusionRx, L.L.C. and certain affiliated entities and certain assets of Medtown South, L.L.C (collectively, "MedfusionRx"), a specialty pharmacy provider with significant expertise in providing clinical services to patients with complex chronic conditions. The purchase price for MedfusionRx was $101.5 million in cash, subject to a customary post-closing working capital adjustment, and an opportunity for the former owners of MedfusionRx to earn an additional $5.5 million in cash, subject to the satisfaction of certain performance targets in the 2012 fiscal year, in each case based upon the terms and subject to the conditions contained in the Purchase Agreement. MedfusionRx's results of operations from the date of acquisition through December 31, 2010 were not material to the Company’s results of operations for 2010. | 143 | 10K |
4354 | 930 | Results of Operations for the Year Ended December 31, 2010 Compared to the Year Ended December 31, 2009 | 18 | 10K |
5643 | 1,055 | During 2018, we issued $300.0 million of 6.25% junior subordinated notes due 2058 and received total proceeds of $290.7 million. During 2016, we issued $350.0 million of 3.00% unsecured senior notes due in 2021 and $250.0 million of 5.75% unsecured senior notes due in 2042 and received total proceeds of $609.1 million, excluding the associated debt issuance costs and discounts. | 60 | 10K |
NNGroupNV-AR_2013 | 2,112 | (1) The members of the Executive Board of ING Groep N.V. were also members of the Management Board ING Topholding N.V. for the year 2013. (2) Excluding members that are also members of the Executive Board of ING Groep N.V. | 40 | annual_report |
3418 | 1,275 | The Company and its subsidiaries are assigned financial strength (insurance) and credit ratings from internationally recognized rating agencies, which include A.M. Best Company, Inc., Standard & Poor’s Insurance Rating Services and Moody’s Investors Service. Financial strength ratings represent the opinions of the rating agencies of the financial strength of a company and its capacity to meet the obligations of insurance and reinsurance contracts. The rating agencies consider many factors in determining the financial strength rating of an insurance or reinsurance company, including the relative level of statutory surplus necessary to support the business operations of the company. | 97 | 10K |
Sampoplc-AR_2013 | 453 | Net interest income decreased 1 per cent compared to last year. Lending volumes were unchanged excluding reversed repurchase agreements in local currencies. Corporate and household lending margins were higher, while deposit margins overall were down from 2012. | 37 | annual_report |
gb_prudential-AR_2018 | 8,405 | Record date 29 March 2019 29 March 2019 29 March 2019 | 11 | annual_report |
Sampoplc-AR_2017 | 296 | achieve”, at 92 per cent (88). The response rate for the survey was 86 per cent (91). | 17 | annual_report |
de_allianz-AR_2018 | 2,698 | Repor t requirements of IFRS 16 to the comparative period presented. The impact on retained earnings as of 1 January 2019 is not significant. | 24 | annual_report |
5491 | 15,140 | During 2017, we recognized $31 million of favorable prior year development. | 11 | 10K |
5202 | 1,346 | Higher net realized investment losses of $63.1 million. For the three months ended December 31, 2016, we recognized $101.9 million of realized investment losses compared to realized investment losses of $38.8 million for the three months ended December 31, 2015. Partially offsetting the higher realized investment losses was a partial sale of one of our other private securities during the quarter ended December 31, 2016 that we account for under the equity method of accounting. As a result of the sale, we no longer maintained significant influence over the operations and discontinued the use of the equity method of accounting for the remaining equity interest still owned by us. We recorded a realized gain of $21.7 million related to the equity interest sold and recorded an unrealized gain of $8.1 million related to the fair value of the remaining interest we still own. | 143 | 10K |
5247 | 714 | Nodak Mutual realized favorable development on prior accident years of $4.8 million in 2016 with respect to its traditional property and casualty products, compared to $8.9 million of favorable development on prior accident years realized in 2015. The net favorable development for the year 2016 is primarily the result of prior years’ claims settling for less than originally estimated. Adjustments to our original estimates resulting from claims are not made until the period in which there is reasonable evidence that an adjustment to the reserve is appropriate. | 87 | 10K |
4508 | 1,865 | The Company’s operations are financed principally by $2,050 million fixed rate senior notes and $300 million under a 5-year term loan facility. | 22 | 10K |
HannoverRueckSE-AR_2006 | 1,094 | In life business too the calculation of reserves and assets is crucially dependent on actuarial projections of the covered business. So-called model points are defined according to the type of business covered. The main distinguishing criteria are the age, sex and (non-)smoker status of the insured, tariff, policy period, period of premium payment and amount of insurance. The portfolio development is simulated for each model point, in which regard the key input parameters are either predefined by the tariff (e.g. allowance for costs, amount of premium, actuarial interest rate) or need to be estimated (e.g. mortality or disability rates, lapse rates). These assumptions are heavily dependent on countryspecific parameters and on the sales channel, quality of the cedant's underwriting and claims handling, type of reinsurance and other framework conditions of the reinsurance treaty. The superimposition of numerous model points gives rise to a projection, which incorporates inter alia assumptions concerning the portfolio composition and the commencement of covered policies within the year. Such assumptions are estimated at the inception of a reinsurance treaty and subsequently adjusted to the actual production. | 180 | annual_report |
ScorSE-AR_2016 | 3,536 | Change in reserves from portfolio movements and actuarial calculation 18 (58) | 11 | annual_report |
PhoenixGroupHoldingsPLC-AR_2016 | 75 | Phoenix is currently focused on the efficient integration of the acquired businesses to deliver the planned synergies whilst ensuring policyholders remain protected. The Group has already realised significant benefits, delivering £282 million of cash from the AXA Wealth acquisition to date. | 41 | annual_report |
4340 | 1,047 | In May 2011, the Company entered into $250,000 notional amount of interest rate swap agreements (Swap Agreements) that are scheduled to expire June 1, 2017. Under the Swap Agreements, the Company receives a fixed rate of 5.75% and pays a variable rate of the three month LIBOR plus 3.5% adjusted quarterly, which allows the Company to adjust the $250,000 Notes to a floating rate. The Company does not hold or issue any derivative instrument for trading or speculative purposes. At December 31, 2011, the variable rate was 4.03%. | 88 | 10K |
LloydsBankingGroupPLC-AR_2013 | 1,534 | Group Executive Committee 72 Directors’ report 74 Corporate governance report 78 Directors’ remuneration report 100 | 15 | annual_report |
5294 | 1,586 | The Pension Plan had no investments in the Parent’s common stock as of December 31, 2016 or 2015. | 18 | 10K |
3878 | 2,687 | A significant portion of the collateral received was invested in RMBS with cash flows having tenors longer than the liabilities to the counterparties. The value of those collateral securities declined during the latter part of 2007 and throughout 2008 and trading in such securities was extremely limited. Given these events, AIG began increasing liquidity in the securities lending pool by increasing the amount of cash and overnight investments that in the third quarter of 2007 comprised the securities lending invested collateral. | 81 | 10K |
1095 | 617 | (d) Catawba was served with a complaint dated November 7, 1997 by the Municipal Association of South Carolina which claimed it has potential deficiency of approximately $1.75 million with respect to certain South Carolina municipality taxes. Management and legal counsel believe Catawba has basis for non-payment of such amounts. | 49 | 10K |
4959 | 2,882 | The following tables set forth our assets and liabilities by class of instrument that are measured at fair value on a recurring basis as of December 31: | 27 | 10K |
NatwestGroupPLC-AR_2011 | 1,656 | Funding issuance The Group has access to a variety of funding sources across the globe, including short-term money markets, repurchase agreement markets and term debt investors through its secured and unsecured funding programmes. Diversity in funding is provided by its active role in the money markets, along with access to global capital flows through GBM’s international client base. The Group’s wholesale funding franchise is well diversified by currency, geography, maturity and type. | 72 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2012 | 1,291 | Munich Re Group Annual Report 2012 sation (approx. 237,000) and the upper end of the scale within which the corporate value of ERGO Versicherungsgruppe AG as at the date of valuation can be set. We estimate the risk to be a single-digit million euro amount. | 45 | annual_report |
5182 | 2,235 | On November 25, 2014, following our announcement of RenaissanceRe’s intention to acquire Platinum, Fitch affirmed its ratings of RenaissanceRe and RenaissanceRe’s operating subsidiaries. The outlook is stable for these ratings. | 30 | 10K |
3010 | 1,362 | The Government contracts ratio decreased by 180 basis points for the year ended December 31, 2006 as compared to the same period in 2005 primarily due to improved health care performance in each successive option period of the TRICARE contract for the North Region, particularly the Option 3 period which began on April 1, 2006 and moderating health care cost trends. | 61 | 10K |
AegonNV-AR_2014 | 4,234 | and morbidity). In general, Aegon is at risk if policy lapses increase as sometimes Aegon is unable to fully recover up front expenses in selling a product despite the presence of commission recoveries or surrender charges and fees. For mortality and morbidity risk, Aegon sells certain types of policies that are at risk if mortality or morbidity increases, such as term life insurance and accident insurance, and sells certain types of policies that are at risk if mortality decreases (longevity risk) such as annuity products. Aegon is also at risk if expenses are higher than assumed by management. | 98 | annual_report |
GjensidigeForsikringASA-AR_2016 | 2,382 | Items that may be reclassified subsequently to profit or loss Exchange differences from foreign operation (273.0) 293.9 Exchange differences from hedging of foreign operation 62.7 Tax on items that may be reclassified to profit or loss 66.6 (96.7) Total items that may be reclassified subsequently to profit or loss (206.5) 259.9 | 51 | annual_report |
3152 | 1,352 | 2006 to 2005 Annual Comparison. Adjusted operating income from our Life Planner operations increased $122 million, from $808 million in 2005 to $930 million in 2006, including a $51 million favorable impact of currency fluctuations. Excluding the impact of currency fluctuations, adjusted operating income increased $71 million reflecting continued growth of our Japanese and Korean Life Planner operations and improved investment margins. The improved investment margins reflect the favorable effect of certain investment portfolio strategies initially implemented in 2005 including increased investments in unhedged U.S. dollar denominated securities. Adjusted operating income in 2005 included a one-time $44 million benefit from an investment joint venture, $5 million from a reduction in our liability for guaranty fund assessments and a $5 million benefit from reserve refinements on recently introduced products in our Korean operation. | 132 | 10K |
1147 | 367 | The income tax provision reflected in the consolidated statements of operations is less than the expected federal income tax on income as shown in the table below: Year ended December 31 ----------------------- 1999 1998 1997 ---- ---- ---- Computed tax expense $2,422,462 $4,336,665 $3,736,270 Tax effect of: Tax exempt income (425,963) (490,783) (522,813) Dividend exclusion (279) (1,638) (9,905) Other (23,334) 23,525 (54,971) State income tax expense 20,637 178,460 186,090 --------- --------- --------- Tax per financial statement $1,993,523 $4,046,229 $3,334,671 ========= ========= ========= | 82 | 10K |
2826 | 2,620 | Forward contracts are used by the Company to manage market risks relating to interest rates. The Company also uses “to be announced” (“TBA”) forward contracts to gain exposure to the investment risk and return of mortgage-backed securities. TBA transactions can help the Company to achieve better diversification and to enhance the return on its investment portfolio. TBAs provide a more liquid and cost effective method of achieving these goals than purchasing or selling individual mortgage-backed pools. Typically, the price is agreed upon at the time of the contract and payment for such a contract is made at a specified future date. | 101 | 10K |
2437 | 562 | Individual fixed-rate annuity deposits increased $44.6 million, or 32.0% for 2004, compared to 2003, and $30.3 million, or 27.8% for 2003 compared to 2002. Fixed-rate annuity sales have been strong for 2004 due to growth in our independent brokerage and financial institution distribution channels. Individual annuity assets under management reached a record $1.09 billion as of December 31, 2004. | 59 | 10K |
gb_prudential-AR_2007 | 2,724 | Realised and unrealised gains and losses on securities at fair value through profit and loss 2,630 5,964 Realised and unrealised gains and losses on derivatives at fair value through profit and loss 270 932 Realised gains and losses on available-for-sale securities, previously recognised directly in equity 13 (7) Realised gains and losses on loans 47 (3) Interestnotes i,ii 5,857 5,827 | 60 | annual_report |
5654 | 800 | The Company has a liability for estimated guaranty fund assessments and a related premium tax asset. As of December 31, 2018 and 2017, the estimated liability was $12 million and $14 million, respectively, and the related premium tax asset was $11 million and $12 million, respectively. The expected period over which guaranty fund assessments will be made and the related tax credits recovered is not known. | 66 | 10K |
3989 | 7,022 | After the Blackstone merger, Vanguard adopted the 2004 Stock Incentive Plan (“the 2004 Option Plan”). As of June 30, 2009, the 2004 Option Plan, as amended, allows for the issuance of up to 105,611 options to purchase common stock of Vanguard to its employees, members of its Board of Directors or other service providers of Vanguard or any of its affiliates. The stock options may be granted as Liquidity Event Options, Time Options or Performance Options at the discretion of the Board. The Liquidity Event Options vest 100% at the eighth anniversary of the date of grant and have an exercise price per share as determined by the Board or a committee thereof. The Time Options vest 20% at each of the first five anniversaries of the date of grant and have an exercise price per share as determined by the Board or a committee thereof. The Performance Options vest 20% at each of the first five anniversaries of the date of grant and have an exercise price equal to $3,000 per share or as determined by the Board. The Time Options and Performance Options immediately vest upon a change of control, while the Liquidity Event Options immediately vest only upon a qualifying Liquidity Event, as defined in the Plan Document. As of June 30, 2009, 102,455 options were outstanding under the 2004 Option Plan, as amended. | 227 | 10K |
NatixisSA-AR_2017 | 274 | Natixis received a number of prestigious awards in 2017, underlining the dynamism and expertise of the equity derivatives teams. It was named “Most Innovative Investment Bank for Equity Derivatives” by The Banker magazine for the second year in a row (Investment Banking Awards 2017). This international recognition illustrates the bank’s ability to generate innovative solutions tailored to the market environment, evolving regulations and the needs of clients, such as solutions incorporating systematic strategies for equity portfolio hedging and investment solutions based on new market indices in Europe (Euronext, Stoxx, FTSE Russell, Standard & Poor’s and Sol active) and in Asia and the Americas. In Asia, after two years’ collaboration with Natixis, the Korea Exchange launched its first index designed for structured products. In the United States, the New York teams participated in the creation of the new Nasdaq-100 Target 25 Excess Return index. The collaboration with the Asian and US teams has given Natixis access to exclusive operating license for these two indices, demonstrating the bank’s expertise in innovative investment solutions. | 171 | annual_report |
gb_prudential-AR_2007 | 4,015 | 15 Shareholders’ funds – segmental analysis continued Notes i A charge is deducted from the annual result and embedded value for the cost of capital supporting the Group’s long-term business operations. | 31 | annual_report |
AdmiralGroupPLC-AR_2013 | 1,451 | Price Comparison The segment relates to the Group’s price comparison websites; Confused.com in the UK, Rastreator in Spain, LeLynx in France and comparenow.com in the USA. Each of the Price Comparison businesses are operating in individual geographical segments but are grouped into one reporting segment as Rastreator, LeLynx and comparenow.com do not individually meet the threshold requirements in IFRS 8. | 60 | annual_report |
4851 | 3,950 | The Company occupies leased office space in many locations under various long-term leases and has entered into numerous leases covering the long-term use of computers and other equipment. Rental expense, net of sub-lease income, incurred for the years ended December 31, 2013, 2012 and 2011, was $253 million, $287 million and $280 million, respectively. | 54 | 10K |
4067 | 1,635 | During the third quarter of 2008, integration initiatives began related to the acquisition of CitiStreet LLC, now known as ING Institutional Plan Services, LLC, by Lion, which provided significant operational and information technology efficiencies to ING’s U.S. retirement services businesses, including the Company, resulted in the recognition of integration and restructuring costs in 2008 and 2009. In addition, the Company implemented an expense reduction program for the purpose of streamlining its overall operations. The restructuring charges related to these expense reduction and integration initiatives include severance and other employee benefits and lease abandonment costs, which are included in Operating Expenses on the Consolidated Statements of Operations. | 106 | 10K |
4874 | 1,874 | The Company’s Non-Employee Directors Share Plan (Directors Share Plan), which was approved by the Company’s shareholders, permits the grant of up to 1.2 million shares, of which a total of 0.8 million shares can be issued as either RS or RSUs and 0.4 million shares can be issued as share options or SSARs. Under the Directors Share Plan, the exercise price of the award will not be less than the fair value of the award at the time of grant. The fair value is defined in the Directors Share Plan as the closing price reported on the grant date. | 99 | 10K |
fr_axa-AR_2013 | 6,471 | The rates presented in the table below are weighted average rates for all the portfolios under consideration. For contracts with guaranteed rates that are revised annually, rates are considered at the closing date. The risk factors associated with policyholders contracts are set out in Note 4. | 46 | annual_report |
AegonNV-AR_2016 | 4,850 | The following table provides information on the liabilities for guarantees that are included in the valuation of the host contracts, net of the present value of the expected future premiums that are received to cover these guarantees: Incurred guarantee benefits 3) 801 (692) | 43 | annual_report |
RSAInsuranceGroupPLC-AR_2018 | 539 | The Solvency II surplus2 increased to £1.2bn (2017: £1.1bn) with the coverage ratio of 170%, up 7 points. | 18 | annual_report |
3594 | 584 | We believe that existing cash and investment balances, when combined with anticipated cash flows generated from operations and dividends from our insurance company subsidiaries, will be adequate to meet our expected liquidity needs in both the short term and the reasonably foreseeable future. Our growth strategy includes possible acquisitions. Any acquisitions or other growth opportunities may require external financing, and we may from time to time seek to obtain external financing. We cannot assure you that additional sources of financing will be available to us on favorable terms, or at all, or that any such financing would not negatively impact our results of operations. | 104 | 10K |
PhoenixGroupHoldingsPLC-AR_2011 | 1,026 | Other comprehensive income: Actuarial gains of defined benefit pension schemes 32 251 45 Contribution in respect of actuarial losses of defined benefit pension scheme by the with-profit funds 32 – 27 | 31 | annual_report |
HelvetiaHoldingAG-AR_2019 | 630 | The net combined ratio amounted to 92.3 % and was thus at a higher level than in the previous year (2018: 91.0 %). The ratio remains at a very good level in line with the strategic target of <93 %. The following factors influenced the development: Increase in claims ratio (+ 0.6 % pts) to 61.7 % – Decline in run-off gains from reserves for losses from previous years predominantly in Switzerland (see page 61) – Partially compensated by a positive current year claims experience, which testifies to the continued very good portfolio quality | 94 | annual_report |
4178 | 1,692 | Positions taken in the Company’s tax returns may be subject to challenge by the taxing authorities upon examination. The Company recognizes the benefit of uncertain tax positions in the financial statements when it is more likely than not that the position will be sustained on examination by the tax authorities upon lapse of the relevant statute of limitations, or when positions are effectively settled. The benefit recognized is the largest amount of tax benefit that is greater than 50 percent likely to be realized on settlement with the tax authorities, assuming full knowledge of the position and all relevant facts. The Company adjusts its recognition of these uncertain tax benefits in the period in which new information is available impacting either the recognition or measurement of its uncertain tax positions. These differences will be reflected as increases or decreases to income tax expense in the period in which they are determined. | 151 | 10K |
67 | 458 | In 1978, the United States District Court for the Northern District of Alabama entered a final judgment in Battle v. Liberty National Life Insurance ----------------------------------------- Company, et al., class action litigation involving Liberty, a class composed - -------------- of all owners of funeral homes in Alabama and a class composed of all insureds (Alabama residents only) under burial or vault policies issued, assumed or reinsured by Liberty. The final judgment fixed the rights and obligations of Liberty and the funeral directors authorized to handle Liberty burial and vault policies as well as reforming the benefits available to the policyholders under the policies. It remains in effect to date. A motion was filed to challenge the final judgment under Federal Rule of Civil Procedure 60(b), in February of 1990, but the final judgment was upheld and the Rule 60(b) challenge was rejected by both the District Court and the Eleventh Circuit Court of Appeals. | 153 | 10K |
INGGroepNV-AR_2018 | 4,476 | In December 2018, reached an agreement to sell part of the ING Lease Italy business. Under the terms agreed, ING will receive EUR 500 million cash consideration and a EUR 1 billion Senior Loan facility for the portfolio of lease receivables. The Italian lease business was previously included in the business line segment Wholesale Banking and geographical segment Other Challengers. The carrying amount of the lease receivables, previously classified as loans and advances per transaction date amounted to EUR 1,389 million. The sale is expected to take place during 2019, with a negotiated long stop date of 31 December 2019. | 100 | annual_report |
de_allianz-AR_2009 | 2,969 | Life/Health German Speaking Countries 563 — 554 — Germany Health 325 — 325 — Europe I & II 648 — 648 — NAFTA Markets 431 — 435 — Asia-Pacific & Middle East 320 — 320 — | 36 | annual_report |
4709 | 1,711 | Income taxes. Our effective tax rate was approximately 37.1% during the current year. Our effective income tax rate was approximately 28.2% during the prior year. The prior year rate was lower due to a combination of changes to state tax laws in Michigan and adjustments to state deferred tax asset valuation allowances on loss carryforwards in other states during the fourth quarter of fiscal 2012 combined with a reduction in the reserve for uncertain tax positions related to success-based transaction costs during the third quarter of fiscal 2012. | 88 | 10K |
gb_prudential-AR_2017 | 2,008 | The Committee approved the Group’s standard terms of reference for the Material Subsidiary and other business unit audit committees, which were updated to reflect changes in the Committee’s own responsibilities to align them with best practice. These were adopted by the business unit audit committees, with minor variations to address local regulations or the particular requirements of the business where necessary. | 61 | annual_report |
SwissReCorporateSolutions-AR_2017 | 433 | For the year ended 31 December 2017 the Group reported a tax benefit of USD 204 million on a pre-tax loss of USD 949 million, compared to a charge of USD 10 million on a pre-tax income of USD 180 million for 2016. This translates into an effective tax rate in the current and prior-year reporting periods of 21.5% and 5.6%, respectively. | 62 | annual_report |
NatwestGroupPLC-AR_2009 | 1,542 | Net interest income 13,567 2,937 — 16,504 Non-interest income (excluding insurance net premium income) 10,592 2,128 3,922 16,642 Insurance net premium income 5,266 278 — 5,544 | 26 | annual_report |
ScorSE-AR_2009 | 2,982 | Subject 1 December 2009 Contractual redemption of OCEANEs 2004/2010 – Delisting from the stock exchange of the OCEANEs 8 September 2009 Modification of the characteristics of the OCEANEs 6 September 2009 Press release – Leading global reinsurers establish an Independent “Global Reinsurance Forum” | 43 | annual_report |
2741 | 8,199 | XL Capital Ltd together with its subsidiaries (the “Company” or “XL”), is a holding company organized under the laws of the Cayman Islands. XL Capital Ltd was incorporated on March 16, 1998, as the successor to EXEL Limited, a Cayman Islands corporation organized in 1986, in connection with EXEL Limited’s merger with Mid Ocean Limited, a Cayman Islands corporation. XL Capital Ltd operated under the name EXEL Limited from completion of the merger until February 1, 1999, when its current name was approved by the requisite vote of the Company’s shareholders. The Company provides insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. | 119 | 10K |
fr_axa-AR_2011 | 3,912 | PERFORMANCE SHARES BECOMING UNRESTRICTED DURING 2011 FOR EACH EXECUTIVE OFFICER AND MANAGEMENT COMMITTEE MEMBERS | 14 | annual_report |
AegonNV-AR_2012 | 3,581 | CDOs and CDSs Aegon has entered into free-standing credit derivative transactions (Single Tranche Synthetic CDOs and Single Name Credit Default | 20 | annual_report |
AdmiralGroupPLC-AR_2005 | 394 | Martin Jackson (57) Non-executive Director (A, R) Martin was appointed Non-executive Director and | 13 | annual_report |
fr_axa-AR_2014 | 6,247 | Bharti AXA General Insurance Company Limited - - (3) (2) 19 14 | 12 | annual_report |
AssicurazioniGeneraliSpA-AR_2019 | 4,987 | Future Generali India Insurance Company Ltd (*) 114 INR 9,048,037,050 c 3 49.00 | 13 | annual_report |
AegonNV-AR_2012 | 4,797 | Included in debentures and other loans is EUR 1,050 million (2011: EUR 1,010 million) relating to borrowings measured at fair value. For the year 2012, Aegon’s credit spread had a negative impact of EUR 48 million on income before tax (2011: positive impact of EUR 30 million) and a negative impact of EUR 34 million on shareholders’ equity (2011: positive impact of EUR 21 million). | 65 | annual_report |
4477 | 1,786 | (4) The net amount at risk for guarantees of amounts at annuitization is defined as the present value of the minimum guaranteed annuity payments available to the contractholder determined in accordance with the terms of the contract in excess of the current account balance. | 44 | 10K |
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