report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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PhoenixGroupHoldingsPLC-AR_2020 | 1,151 | INVESTMENT ASSET EXPOSURES Further analysis was carried out to assess the climate risks within investments, the most material risk area. | 20 | annual_report |
5460 | 3,227 | During the third quarter of 2015, the Company determined that the earnings from its Brazilian insurance operations would be repatriated to the U.S. Accordingly, earnings from those Brazilian insurance operations were not considered indefinitely reinvested, and the Company recognized an income tax benefit of $3 million ... | 224 | 10K |
1934 | 621 | FSA-insured GICs subject the Company to risk associated with early withdrawal of principal allowed by the terms of the GICs. The majority of municipal GICs insured by FSA relate to debt service reserve funds and construction funds in support of municipal bond transactions. Debt service reserve fund GICs may be drawn un... | 178 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2005 | 2,099 | Swaps Notional principal amounts – – – – 100 – 100 4 | 12 | annual_report |
AegonNV-AR_2013 | 1,350 | In the first phase, Blue Square Re takes the risk; in the second phase, Blue Square Re retro-seeds the risk in the reinsurance market with some retention levels. | 28 | annual_report |
PhoenixGroupHoldingsPLC-AR_2015 | 1,176 | Phoenix Life Holdings Limited Board and associated meetings represent a taxable benefit. This position has been clarified with HMRC and the amounts shown are for reimbursed travel and accommodation expenses (and the related tax liability which is settled by the Group). | 41 | annual_report |
fr_axa-AR_2015 | 4,910 | Amortization of the value of purchased business in force (156) (228) | 11 | annual_report |
3452 | 1,179 | (2) Ambac has issued a $2.934 commitment to provide a financial guarantee on a pool of CDO of asset-backed securities, mostly RMBS, which is not included in the numbers above. | 30 | 10K |
4016 | 1,528 | Key variables used in our valuation of substantially all of our credit derivatives include the balance of unpaid notional, expected term, fair values of the underlying reference obligations, reference obligation credit ratings, assumptions about current financial guarantee CDS fee levels relative to reference obligatio... | 186 | 10K |
AvivaPLC-AR_2009 | 3,713 | — (ii) UK non-participating funds – any available surplus held in these is attributable to shareholders. Capital in the non-profit funds may be made available to meet requirements elsewhere in the Group subject to meeting the regulatory requirements of the fund. Any transfer of the surplus may give rise to a tax charge... | 63 | annual_report |
3021 | 984 | AIG transacts business in most major foreign currencies. The following table summarizes the effect of changes in foreign currency exchange rates on the growth of General Insurance net premiums written for the years ended December 31, 2006 and 2005. | 39 | 10K |
3103 | 3,741 | Market values for private, non-traded securities are determined as follows: 1) the Company obtains estimates from independent pricing services or 2) the Company estimates market value based upon a comparison to quoted issues of the same issuer or issues of other issuers with similar terms and risk characteristics. The ... | 70 | 10K |
NatwestGroupPLC-AR_2013 | 2,122 | Lower income in 2013 compared with 2012 reflected both the strategic scaling back of the balance sheet and risk reduction in a difficult market environment. Client activity was limited by the uncertainty that surrounded the much anticipated tapering of the Federal Reserve’s programme of quantitative easing. This contra... | 95 | annual_report |
201 | 57 | Other income consists primarily of fees from administrative-services-only types of group accident and health insurance contracts, and from rental of space in its administrative building to PLC. During 1994, Protective recognized approximately $8.2 million in settlement of litigation in which Protective was a plaintiff ... | 66 | 10K |
ch_zurich_insurance_group-AR_2018 | 1,998 | Further progress in delivering our responsible investment strategy Responsible investment is an integral part of our investment philosophy and approach. In 2018, we took further steps toward achieving our commitments. Our allocation to impact investments increased to USD 3.8 billion (see more details on our responsible... | 50 | annual_report |
4233 | 628 | The weighted average yield on cash and invested assets represents the yield on cash and investments backing the universal life and traditional annuity products net of investment expenses. The yield also includes losses relating to our interest rate swap program for certain individual traditional annuities. With respect... | 121 | 10K |
SwissReAG-AR_2018 | 3,877 | Annual Report Swiss Re Ltd Swiss Re Ltd (the Company), domiciled in Zurich, Switzerland, is the ultimate holding company of the Swiss Re Group. Its principal activity is the holding of investments in Swiss Re Group companies. | 37 | annual_report |
NatixisSA-AR_2009 | 208 | Mr. Vincent Bolloré * Date of birth: 04.01.1952 Natixis shares held: 1,000 | 12 | annual_report |
4636 | 962 | Premiums receivable consist primarily of premium-related balances due from policyholders. The Company considers premiums receivable as past due based on the payment terms of the underlying policy. The balance is | 30 | 10K |
Sampoplc-AR_2010 | 728 | The book value of technical provisions and the duration broken down by product and country is shown in table "Technical provisions per product and country, If P&C, 31 Dec 2010". | 30 | annual_report |
2768 | 1,331 | The seven year amortization period in regard to the issuance costs represents our best estimate of the estimated useful life of the bonds related to both the senior debentures and junior subordinated debentures described above. | 35 | 10K |
SwissLifeHoldingAG-AR_2012 | 1,571 | Financial assets designated as at fair value through profit or loss 463 –155 | 13 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2014 | 2,035 | The implemented assessment process facilitates the process of making informed decisions about rewarding and developing employees. What is more, the fact that this solution is a system guarantees that the human capital management is objective and standardised. In 2014, PZU received for the first time Top Employer Polska... | 106 | annual_report |
AssicurazioniGeneraliSpA-AR_2015 | 1,752 | Deferred tax assets and deferred tax liabilities are offset if a legally enforceable right exists to offset current tax assets against current income tax liabilities and the deferred taxes relate to the same taxable entity and the same taxation authority. | 40 | annual_report |
PhoenixGroupHoldingsPLC-AR_2013 | 1,272 | Ignis employees’ annual incentives are financed from a defined profit pool (subject to discretion being reserved to the Remuneration Committee to adjust the percentage available). Distribution of the pool has due regard to objectives similar to those in the Group and Life company. | 43 | annual_report |
4293 | 1,584 | UTG is a holding company that has no day-to-day operations of its own. Funds required to meet its expenses, generally costs associated with maintaining the Company in good standing with states in which it does business, and the servicing of its debt are primarily provided by its subsidiaries. On a parent only basis, UT... | 133 | 10K |
5251 | 2,696 | The Company’s exposure to discontinued asbestos and run-off environmental claims arises from the following four sources: | 16 | 10K |
fr_axa-AR_2016 | 3,802 | This value does not represent a current market value, a current valuation of these options, nor does the actual proceed if and when the options are exercised. On June 6, 2016, the fair value of one option was €1.92 for options without performance conditions, €1.67 for options with performance conditions. | 50 | annual_report |
StandardLifeAberdeenPLC-AR_2020 | 387 | Fee based revenue £922m £1,027m Fee revenue yield2 38.8bps 42.8bps AUM £251.7bn £236.7bn Gross inflows £49.8bn £50.9bn Redemptions (£49.5bn) (£68.9bn) Net flows £0.3bn (£18.0bn) | 24 | annual_report |
576 | 567 | Management services revenue increased $24.9 million to $61.2 million for the year ended December 31, 1995 from $36.3 million in 1994. The increase was due to a number of factors, including new pharmacy and clinical management accounts and the acquisitions of Professional Claim Services, Inc. ("Pro-Serv") in August of 1... | 92 | 10K |
HelvetiaHoldingAG-AR_2019 | 312 | Appointments at other companies Chairman of the BoD of Coop Rechtsschutz AG, Aarau; Chairman of the BoD of Medicall AG, Brüttisellen; Chairman of the BoD of YLEX AG, Aarau; Member of the Board of Trustees of Sanitas Health Insurance, Zurich, Member of the BoD of Helsana Rechtsschutz AG; Chairman of the Employers’ Assoc... | 55 | annual_report |
5471 | 1,365 | The amortized cost for the Company's investments in debt and perpetual securities, the cost for equity securities and the fair values of these investments at December 31 are shown in the following tables. | 33 | 10K |
4156 | 1,042 | Likewise, the Company is sometimes named as a cross-defendant in litigation, which is principally directed against an insurer who was issued a policy of insurance directly or indirectly through the Company. Incidental actions are sometimes brought by customers or others, which relate to disputes concerning the issuance... | 103 | 10K |
StandardLifeAberdeenPLC-AR_2013 | 1,112 | Scenario charts The chart below illustrates how much the current executive Directors could earn under different scenarios for 2014. This is based on the following assumptions: • Below threshold is based on fixed pay only which includes salary, pension allowance and taxable benefits • Target includes the potential value... | 92 | annual_report |
RaiffeisenBankInternationalAG-AR_2012 | 868 | Net provisioning for impairment losses (107) (108) (1.2)% (33) (25) 36.0% | 11 | annual_report |
NatixisSA-AR_2014 | 2,700 | (EU) No. 575/2013 or prescribed residual amount of regulation (EU) No. 575/2013 | 12 | annual_report |
1714 | 1,361 | that there will be no change in tax laws, regulations or enforcement policies of the Internal Revenue Service; that our recently completed acquisitions will be successful, and such statements do not give effect to any future acquisitions; that general economic conditions will not decline from current levels; and that o... | 61 | 10K |
3815 | 3,848 | increase the amount of required statutory capital necessary to maintain targeted risk based capital (RBC) ratios. | 16 | 10K |
NatwestGroupPLC-AR_2007 | 5,003 | Banking. Both branches are also subject to supervisory oversight by the Federal Reserve, through the Federal | 16 | annual_report |
NatwestGroupPLC-AR_2014 | 7,818 | In own-asset securitisations, the pool of assets held by the SE is either originated by RBS, or (in the case of whole loan programmes) purchased from third parties. | 28 | annual_report |
fr_axa-AR_2017 | 5,463 | The total cost of the Performance Shares Retirement recorded as of December 31, 2017, was €14.0 million in earnings, gross of tax (€10.7 million as of December 31, 2016). | 29 | annual_report |
5030 | 868 | In April 2014, the FASB issued ASU 2014-08, "Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity." Under ASU 2014-8, only disposals that represent a strategic shift that has (or will have) a major effect on the entity's results and operations would qualify as discontinued operation... | 156 | 10K |
4732 | 933 | The remainder of the cash used in or provided by financing activities in 2013, 2012, and 2011 primarily resulted from proceeds from stock option exercises and the change in book overdraft. | 31 | 10K |
fr_axa-AR_2001 | 493 | Related Party Transactions”, included elsewhere in Item 7 of this annual report. | 12 | annual_report |
1349 | 379 | The following table presents a reconciliation of the total revenues, net income, and earnings per share of the Company as previously reported as adjusted for the change in fiscal year end, combined with the results of NAC: | 37 | 10K |
HannoverRueckSE-AR_2019 | 3,484 | Breakdown of taxes on income The breakdown of actual and deferred income taxes was as follows: Income tax N 89 in EUR thousand 2019 2018 | 25 | annual_report |
ScorSE-AR_2009 | 1,268 | 16.1 page 135 Date of expiration of the current term of office 16.2 page 135 Information on service contracts of members of Administrative and Management bodies 16.3 page 135 Information on the Audit Committee and the compensation and Appointment Committee 16.4 page 136 Corporate governance regime | 46 | annual_report |
PosteItalianeSpA-AR_2019 | 732 | The CCRS also has the task of assisting the Board of Directors to evaluate and decide on sustainability. | 18 | annual_report |
NatwestGroupPLC-AR_2011 | 1,979 | Note: (1) ‘Other’ largely comprises assets covered by the standardised approach, for which a probability of default equivalent to those assigned to assets covered by the internal ratings based approach is not available. | 33 | annual_report |
4082 | 814 | As of December 31, 2009, our net insured derivative liability of $3.8 billion comprised the fair values of insured derivatives included in “Derivative assets” and “Derivative liabilities” on our consolidated balance sheet of $756 million and $4.6 billion, respectively, based on the results of the aforementioned pricing... | 137 | 10K |
INGGroepNV-AR_2009 | 3,909 | As part of its normal securities financing and derivatives trading activities, ING enters into master agreements such as ISDAs, GMRAs, etc. Under the terms contained in sections related to Minimum Threshold Amounts and Minimum Transfer Amounts of Collateral Support Annexes (CSAa) or other similar clauses, both ING and ... | 163 | annual_report |
3281 | 984 | Cincinnati Financial Corporation - 2007 Annual Report on 10-K - Page 37 | 12 | 10K |
4552 | 615 | Corporate Expenses. Corporate expenses, which are general operating expenses that are not allocated to segments, were $8.8 million, $6.1 million and $5.9 million for the years ended December 31, 2012, 2011 and 2010, respectively. These increases were also primarily due to higher employee benefit plan expenses. | 46 | 10K |
fr_axa-AR_2005 | 3,559 | In 2005, AXA Financial sold its Advest Group Inc. subsidiary (part of the MONY group) for $400 million. | 18 | annual_report |
4488 | 886 | We reinvested a portion of our operating cash flows in investment securities, primarily investment-grade fixed income securities, totaling $850 million in 2011, $827 million in 2010, and $2.0 billion in 2009. Our ongoing capital expenditures primarily relate to our information technology initiatives, support of service... | 169 | 10K |
ch_zurich_insurance_group-AR_2018 | 3,472 | Expense ratio is a performance measure that indicates the level of technical expenses during the period relative to net earned premiums and policy fees. It is calculated as the sum of net technical expenses and policyholder dividends and participation in profits, divided by net earned premiums and policy fees. | 49 | annual_report |
686 | 493 | * Does not include off-balance sheet assets managed by ARM Capital Advisors for institutional clients and off-balance sheet assets in the State Bond Mutual Funds. Including such assets, total assets under management at December 31, 1996 and 1995 were $7,553.0 million and $5,364.2 million, respectively. | 45 | 10K |
SwissReAG-AR_1991 | 438 | The Fidelity and Deposit Company of Maryland, Baltimore, in which the Zurich Insurance Company and Swiss Re each have a 50% shareholding, is not consolidated in the Group accounts. In a difficult economic climate the com pany achieved gross premiums of US$ 326.3 million, the same as in the previous year. With the exce... | 120 | annual_report |
fr_axa-AR_2002 | 249 | – may request internal and external audits where necessary and reports the findings to the Supervisory Board. | 17 | annual_report |
3936 | 982 | Direct and ceding commission expenses. We pay direct commission expense to our producers in our insurance segment for the premiums that they generate for us. Our managing general agency also pays direct commission expense to our producers in our insurance services segment. In addition, TICNY also pays ceding commission... | 83 | 10K |
2825 | 5,399 | On February 18, 2005, a complaint was filed by plaintiffs ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York, both indirect wholly-owned subsidiaries of ING America U.S., in the Fourth Judicial District Court in Hennepin County, Minnesota, against KMG America, Kanawha, Kenneth U. Kuk, Pau... | 304 | 10K |
INGGroepNV-AR_2014 | 280 | November 2014, saw the start of the Single Supervisory Mechanism (SSM). The ECB took over responsibility for the supervision of the major European banks. The ECB had already prepared the ground with a comprehensive assessment of all supervised banks to test the stability of the financial system in stressed conditions. | 50 | annual_report |
ch_zurich_insurance_group-AR_2009 | 385 | For addresses and further upcoming important dates, please refer to the Shareholder information starting on page 326 (Financial calendar on page 330). | 22 | annual_report |
5445 | 848 | We engage an independent actuarial firm to render an opinion as to the reasonableness of the statutory reserves internal management establishes. During 2017 and 2016, we engaged the services of Regnier as our independent actuarial firm for the property and casualty insurance business. We anticipate that this engagement... | 52 | 10K |
TopdanmarkAS-AR_2011 | 449 | Control environment The Board of Directors has adopted a working plan to ensure that at least once a year it considers the Group's: • Risk profile and policies • Organisation • Plans and budgets • Risk of fraud • Existence of internal rulings and guidelines | 45 | annual_report |
fr_axa-AR_2016 | 3,957 | Deputy Chief Executive Offi cer until August 31, 2016 and Chairman of the Board of Directors as of September 1, 2016 06/06/2016 Performance Shares | 24 | annual_report |
NatixisSA-AR_2010 | 4,684 | Financial liabilities at fair value through profi t and loss 3,405 356 2,595 3,702 264 2,377 | 16 | annual_report |
SwissReAG-AR_2007 | 974 | Swiss Re maintains effective and consistent control of the Executive Committee through the Board of Directors. The Board of Directors has a number of controlling and information-gathering mechanisms in place to monitor the handling of responsibilities it has delegated to the Executive Committee. | 43 | annual_report |
de_allianz-AR_2013 | 3,119 | iRa GLoE-SEMLER Chairwoman of the federal insurance group of ver.di Germany fRanZ HEiSS Employee of Allianz Beratungs- und Vertriebs-AG | 19 | annual_report |
PhoenixGroupHoldingsPLC-AR_2018 | 340 | IMPACT OF NEW BUSINESS? Capital-light open business New business written across our open product range is capital-light. | 17 | annual_report |
2213 | 822 | Plan is similar to the employees’ Stock Option Plan, except that the maximum number of shares that may be subject to options is 1,800,000 and the maximum number of shares that may be purchased pursuant to options granted shall not exceed 6,750 shares during any consecutive 12-month period. | 48 | 10K |
3239 | 968 | The slight increase in pre-tax operating earnings primarily was driven by higher asset fees, lower other operating expenses, additional interest spread income and increased premiums on income products, offset by increases in amortization of DAC and annuity benefits and claims. | 40 | 10K |
2894 | 1,337 | Net purchases and sales of trading securities and changes in the net receivable/payable from unsettled investment purchases and sales related to trading securities, previously classified within investing activities, have been reclassified to cash flows from operating activities. | 37 | 10K |
4066 | 1,059 | · Due to the low level of catastrophe loss events that occurred during 2009, as well as the favorable prior period development recognized during the year, Montpelier Bermuda’s gross premiums written during 2009 included a $0.7 million net reversal of reinstatement premiums whereas gross premiums written during 2008 inc... | 79 | 10K |
5560 | 563 | The combined ratio for our reinsurance and insurance segments was 103.2 percent in 2018, compared with 106.4 percent in 2017 and 91.9 percent in 2016. | 25 | 10K |
4502 | 1,265 | The catastrophe reinsurance program for the Life and Health Insurance and Direct segments in 2009 also includes reinsurance coverage from FHCF for hurricane losses in Florida at retentions lower than those described above. | 33 | 10K |
3827 | 1,721 | Net premiums earned decreased $6.8 million, or 3.8%, in-line with the decrease in net premiums written. | 16 | 10K |
fr_axa-AR_2002 | 2,260 | AXA France Finance Merger with AXA Banque – – 100.00 99.97 | 11 | annual_report |
AegonNV-AR_2000 | 481 | North of the border, the two partners are cooperating on VITAmerica, a pilot project targeted at serving the insurance and investment needs of the fast growing and increasingly affluent Hispanic population in the United States. | 35 | annual_report |
fr_axa-AR_2018 | 371 | In Hong Kong, the Life & Savings insurance market recorded a stable growth and remained dominated by Savings products, with sales contribution from Unit-Linked staying low in a context of stringent regulatory environment. The Property & Casualty insurance market experienced an improved growth mainly driven by General L... | 62 | annual_report |
INGGroepNV-AR_2020 | 6,760 | — 92% of total assets covered by audit procedures performed by component auditors (2019: 90%). | 15 | annual_report |
5491 | 7,210 | (c) For additional information relating to this syndicated credit facility see Credit Facilities below. | 14 | 10K |
BeazleyPLC-AR_2018 | 44 | As the digital transformation of Beazley’s operations gathers pace, driving internal efficiencies and enhancing the experience of brokers and clients, the capability of all Beazley employees to think and act like entrepreneurs will continue to be critical. | 37 | annual_report |
5527 | 994 | There were no expenses recovered pursuant to stock purchase agreements. During 2016, there were $6.3 million in expenses recovered pursuant to stock purchase agreements. | 24 | 10K |
2257 | 160 | UNREALIZED GAINS AND LOSSES See Note 6 of the financial statements for further disclosures regarding unrealized losses on fixed income securities and factors considered in determining that they are not other than temporarily impaired. The unrealized net capital gains on fixed income securities at December 31, 2003 were... | 82 | 10K |
HannoverRueckSE-AR_2010 | 3,307 | The average number of staff at the companies included in the consolidated financial statement of the Hannover Re Group during the reporting period was 2,130 (1,984). | 26 | annual_report |
AegonNV-AR_2014 | 911 | Pensions The Pensions business provides a variety of full-service pension products to pension funds and companies. | 16 | annual_report |
2382 | 424 | Losses and settlement expenses incurred in 2003 totaled $271.6 million, reflecting losses and settlement expenses of $283.9 million resulting from losses that occurred in 2003 and loss redundancy of $12.3 million on losses that occurred prior to 2003. The overall loss redundancy in a majority of our lines of business m... | 136 | 10K |
2622 | 922 | Net losses and loss expenses include current year net losses incurred and adverse or favorable development of prior year net loss and loss expenses reserves. Net losses and loss expenses in 2004 increased by 116.5% compared to 2003. The increase was primarily the result of a provision for losses of approximately $41.7 ... | 112 | 10K |
2570 | 452 | Paid during 2003 Asbestos ...........$ 14 $ 83 $ 93 $ 2 Environmental ...... 5 6 33 - Products(1) ........ 705 959 - - Casualty excess(2) - - 4,523 386 | 30 | 10K |
4614 | 1,065 | The benefit reported for loss and loss settlement expenses incurred from assumed business in 2010 was the result of our process to evaluate the overall reserve adequacy of our property and casualty insurance segment. This re-estimation of reserve adequacy of our assumed business did not have a direct impact on the net ... | 63 | 10K |
DirectLineInsuranceGroupPLC-AR_2012 | 1,399 | • We intend to continue the practice of making LTIP grants at regular six-month intervals at the levels indicated at the IPO and applying stretching performance conditions over each award’s performance period. | 32 | annual_report |
2921 | 862 | Policyholder contract deposits consist of policy values that accrue to holders of universal life-type contracts and annuities other than portions carried in the separate accounts, discussed above. The liability is determined using the retrospective deposit method and is presented before deduction of potential surrender... | 45 | 10K |
4664 | 1,103 | Company believes the assumptions are appropriate based on the investment mix and long-term nature of the plan’s investments. The use of expected long-term returns on plan assets may result in recognized pension income that is greater or less than the actual returns of those plan assets in any given year. Over time, how... | 89 | 10K |
3782 | 1,362 | The amortized cost, fair value and related gross unrealized gains and losses on the Company’s securities classified as available for sale at December 31, 2008 and 2007 are as follows: | 30 | 10K |
2889 | 2,063 | Structured settlements have been negotiated for certain property and casualty insurance claims. Structured settlements are agreements to provide fixed periodic payments to claimants. Certain structured settlements are funded by annuities purchased from Continental Assurance Company (“CAC”) for which the related annuity... | 114 | 10K |
5616 | 2,254 | A charge off is recorded by eliminating the allowance against the mortgage loan and recording the renegotiated loan or the collateral property related to the loan as investment real estate on the balance sheet, which is carried at the lower of the appraised fair value of the property or the unpaid principal balance of ... | 64 | 10K |
4064 | 1,156 | ASC 820, Fair Value Measurements and Disclosures (“ASC 820”) (formerly included under Statement of Financial Accounting Standards No. 157, Fair Value Measurements) includes guidance that was issued by the FASB in September 2006 that created a common definition of fair value to be used throughout generally accepted acco... | 246 | 10K |
de_allianz-AR_2009 | 2,395 | Bifurcation Certain of the Allianz Group’s universal life-type insurance contracts include options to replicate a market index (market value liability options or “MVLO”). These options are bifurcated from the insurance contracts and accounted for as derivatives under IAS 39. | 39 | annual_report |
5946 | 619 | The principal cash inflows from our financing activities come from issuances of debt and other securities. The principal cash outflows come from repayments of debt and payments of dividends. The primary liquidity concern with respect to these cash flows is market disruption in the cost and availability of credit. We be... | 129 | 10K |
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