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values | Complaint_ID int64 1.35M 7.78M |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2021-01-18 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | ATTN Collections Dept I am submitting a complaint in reference to this company knowingly reporting inaccurate data. My credit profile is affected by these penalties, preventing my creditworthiness, due to these companies. I demand proof of the purchasing agreement? Valid Authorization/ proof of alleged debt. Reporting ... | null | EQUIFAX, INC. | IL | 60443 | null | Consent provided | Web | 2021-01-18 | Closed with explanation | Yes | null | 4,076,708 |
2019-12-04 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Equifax ; XXXX and XXXX are reporting incorrectly a collection/charge-off on the XXXX XXXX - partial account number XXXX. ( Please see page attached from my credit report. ) This account was opened fraudulently. I have attached a copy of the police report filed on XX/XX/2018. This false reporting of a collection/charge... | null | EQUIFAX, INC. | FL | 33908 | null | Consent provided | Web | 2019-12-04 | Closed with non-monetary relief | Yes | null | 3,457,701 |
2023-09-27 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Personal information incorrect | Hello, my name is XXXX XXXX. Upon checking my credit report, I noticed some personal information that does not belong to me. I have already sent a letter addressing this issue. However, to this day, which is over 30 days later, I have not received a response. I feel like I'm being neglected and taken advantage of. Acco... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | LA | 705XX | null | Consent provided | Web | 2023-09-27 | Closed with non-monetary relief | Yes | null | 7,614,776 |
2022-05-04 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | In accordance with the Fair Credit Reporting Act, the list of accounts has violated my federally protected consumer rights to privacy and confidentiality under the 15 USC 1681.
XXXXXXXX Account # XXXX, Acoount # XXXX, Account # XXXX, Account # XXXX, Account # XXXX, Account # XXXX has violated my rights.
15 USC 1681... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | IN | 46203 | null | Consent provided | Web | 2022-05-04 | Closed with non-monetary relief | Yes | null | 5,539,795 |
2023-06-20 | Credit card or prepaid card | General-purpose credit card or charge card | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | It is truly absurd to witness late payments reflected on my account, as I have consistently paid this account on time without any instances of being late. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NJ | 07036 | null | Consent provided | Web | 2023-06-20 | Closed with non-monetary relief | Yes | null | 7,140,212 |
2016-07-14 | Student loan | Federal student loan servicing | Can't repay my loan | Can't get flexible payment options | Greetings, I am writing to complain about my student loans. I understand that the plan is to allow students to go to school to further their education, but the interest rates are extremely high. I will never be able to get out of debt and being that I went to college and was n't informed of the 5 years of deferment tha... | null | Nelnet, Inc. | TX | 77373 | null | Consent provided | Web | 2016-07-14 | Closed with explanation | Yes | No | 2,012,534 |
2017-06-29 | Checking or savings account | Checking account | Managing an account | Funds not handled or disbursed as instructed | OnXX/XX/XXXX, I opened a Money Market account at SunTrust Bank - Tradition office for the express purpose of receiving my life savings to the account. The account was created just for this purpose as directed by XXXX XXXX, the Branch Manager. OnXX/XX/XXXX, I had my life savings of {$270000.00} wired to my SunTrust Mone... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SUNTRUST BANKS, INC. | FL | 34953 | Servicemember | Consent provided | Web | 2017-06-29 | Closed with explanation | Yes | null | 2,561,788 |
2021-01-07 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information is missing that should be on the report | On XX/XX/2020 I sent a letter regarding inaccurate and unknown things on my credit report to this day over 60 days later I have not received a response yet. My information was also impacted by the data breach and may have got into the hands of the wrong person. | null | EQUIFAX, INC. | FL | 323XX | null | Consent provided | Web | 2021-01-07 | Closed with explanation | Yes | null | 4,053,083 |
2021-05-10 | Vehicle loan or lease | Loan | Managing the loan or lease | Problem with additional products or services purchased with the loan | I was recently in an accident with possibly totaled Car on XX/XX/XXXX.
I called XXXX to report the claim but they told me that I didnt have collision insurance.
XXXX states letters were sent out 3 months after the purchase of my vehicle to me for consent to rate, which I never received. And that in XX/XX/XXXX they r... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | ALLY FINANCIAL INC. | NC | 27606 | null | Consent provided | Web | 2021-05-10 | Closed with explanation | Yes | null | 4,365,608 |
2019-10-18 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | In 2018 I suffered a debilitating illness and was in the care of a family member which required me to leave my residence and move in with my sister at her residence. Now it has come to my attention that my home had been intruded upon and my personal information was stolen for the purpose of obtaining credit and residen... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | CA | 92345 | null | Consent provided | Web | 2019-10-18 | Closed with non-monetary relief | Yes | null | 3,410,859 |
2022-07-28 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I sent a letter on XX/XX/2022 to remove these accounts, which are UNKNOWN to me. I came across this law today and according to the Per FCRA 605B ( 15 U.S.C. 1681c-2 ) you are required to remove these accounts or information not later than 4 business days after the XX/XX/2022. Ive already included this in my previous Co... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | PA | 151XX | null | Consent provided | Web | 2022-07-28 | Closed with non-monetary relief | Yes | null | 5,816,890 |
2023-09-09 | Credit card | General-purpose credit card or charge card | Problem with a company's investigation into an existing problem | Was not notified of investigation status or results | See the attached documents. I want the bureau to start the investigation on these accounts that I am never late for but they're reporting me as late. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | TX | 77054 | null | Consent provided | Web | 2023-09-09 | Closed with explanation | Yes | null | 7,522,191 |
2022-02-13 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Personal information incorrect | ON XXXX THE XX/XX/XXXX I CONTACTED XXXX IN REFERENCE TO INCORRECT INFORMATION THAT APPEARED ON MY CREDIT REPORT. THEY WOULD NOT HELP ME DURING THE CALL BUT REFERRED ME TO A REPRESENTATIVE THAT CALL ME BACK XXXX XXXX ( XX/XX/XXXX ). WHEN I ASKED THE REP TO HELP ME IN CHANGING THE INFORMATION SHE REFUSED CLAIMING ALL IN... | null | Resurgent Capital Services L.P. | MD | 21215 | null | Consent provided | Web | 2022-02-13 | Closed with explanation | Yes | null | 5,216,639 |
2023-08-22 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | By the provisions of the Fair Credit Reporting Act, I am submitting this complaint to request that the following items which I believe appear to be inaccurate and incomplete be immediately investigated and corrected on my credit file.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXX... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | FL | 33142 | null | Consent provided | Web | 2023-08-22 | Closed with explanation | Yes | null | 7,432,538 |
2022-03-31 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I am a victim of Identity theft. I have enclosed my ID and Identity theft report proving it is in fact me that submitted this dispute. | null | EQUIFAX, INC. | IL | 61032 | null | Consent provided | Web | 2022-03-31 | Closed with explanation | Yes | null | 5,389,653 |
2021-07-04 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | Capital One Auto FInance has inquired on my credit report several times and was asked to remove the several inquiries and to this date XX/XX/XXXX have not removed the inquries this has caused me several problems with obtaining credit as well as bringing my score down to a very loanscorer. These are the dates of the inq... | null | CAPITAL ONE FINANCIAL CORPORATION | GA | 30214 | Servicemember | Consent provided | Web | 2021-07-22 | Closed with explanation | Yes | null | 4,515,200 |
2019-09-13 | Debt collection | I do not know | Communication tactics | You told them to stop contacting you, but they keep trying | This company started to call me yesterday from this number XXXX.
They wanted to know up front my social security number, I denied to provide them such information, They said are AFNI a debt collector. I asked them what is about these phone calls, in order to give me the information they said I need to provide them my ... | null | AFNI INC. | CA | 91311 | null | Consent provided | Web | 2019-09-13 | Closed with explanation | Yes | null | 3,373,151 |
2022-09-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | Equifax/Equifax credit bureau did not notify my in time of the status of the reinvestigation that was received XX/XX/2022. Instead Equifax/Equifax credit bureau replied to my CFPB complaint XXXX with the status, XX/XX/2022, after 30 days. Equifax/Equifax credit bureau had ample amount of time to do the re-investigation... | null | EQUIFAX, INC. | LA | 70806 | null | Consent provided | Web | 2022-09-29 | Closed with explanation | Yes | null | 6,032,293 |
2021-05-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | The accounts listed above do not reflect any correct transactions done by me.
My Personal Sworn Statement & Declaration : I declare under penalty of perjury ( under the laws of the United States. if executed outside of the United States XXXX that the foregoing is true and correct to the best of my knowledge. Furth... | null | EQUIFAX, INC. | FL | 34952 | null | Consent provided | Web | 2021-05-08 | Closed with explanation | Yes | null | 4,361,684 |
2022-09-12 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Problem with personal statement of dispute | I have received a response from Equifax reporting agency stating that unverified information is accurate and will continue to report information after it was updated. According to the FAIR CREDIT REPORTING ACT 15 USC 1681-1681 which is a federal law, all unverified information must be deleted. All third party debt coll... | null | EQUIFAX, INC. | NC | 27577 | null | Consent provided | Web | 2022-09-13 | Closed with explanation | Yes | null | 5,972,123 |
2022-07-12 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 2 : It also states a consumer reporting agency can not furnish an account with my written instructions. | null | EQUIFAX, INC. | PA | 19138 | null | Consent provided | Web | 2022-07-12 | Closed with explanation | Yes | null | 5,760,017 |
2020-12-21 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I am writing to delete the following information in my file. The items I need deleted are listed in the report. I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also have en... | null | EQUIFAX, INC. | PA | 19138 | null | Consent provided | Web | 2020-12-21 | Closed with explanation | Yes | null | 4,023,597 |
2020-09-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | On XX/XX/2020 I sent a letter regarding inaccurate and unknown things on my credit report, to this day over 60 days later I have not received a response yet. I feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) it is plainly stated that a failure to investigate these items within... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | LA | 707XX | null | Consent provided | Web | 2020-09-09 | Closed with explanation | Yes | null | 3,837,880 |
2019-02-04 | Checking or savings account | Other banking product or service | Managing an account | Banking errors | CFPB response to XX/XX/XXXX Letter XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX These claims by BBT have been responded to multiple times, BBT continue to delay and sway the facts as to not own up to their mistakes.
# 1 False Claim We disagree with BBT Bank stating we did not provide any ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | BB&T CORPORATION | FL | XXXXX | null | Consent provided | Web | 2019-02-04 | Closed with explanation | Yes | null | 3,141,757 |
2019-08-30 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft. | null | EQUIFAX, INC. | CA | 93725 | null | Consent provided | Web | 2019-08-30 | Closed with non-monetary relief | Yes | null | 3,359,171 |
2023-04-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | As per the Fair Debt Collection Practices Act ( FDCPA ), codified under U.S. Code 1692 et seq., I have identified several inaccuracies in the collection account. The inaccuracies include incorrect dates, amounts, and other details that are not reflective of my actual financial history. These inaccuracies have had sever... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | FL | 32216 | Servicemember | Consent provided | Web | 2023-04-08 | Closed with non-monetary relief | Yes | null | 6,811,924 |
2022-11-30 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | Previously a complaint had been submitted for the reporting of incorrect information. XXXX removed certain information fields to make the report look accurate. However by doing so they made the information being reported incomplete. How can they say an account was 30, 60, or 90 days past due if they can't show a date o... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NC | 28208 | null | Consent provided | Web | 2022-11-30 | Closed with explanation | Yes | null | 6,263,229 |
2023-01-18 | Checking or savings account | Checking account | Managing an account | Problem using a debit or ATM card | on XX/XX/XXXX an illegal wire transaction from my chase bank account was done and the tranfer {$490.00} dollars from my account to another chase bank account, i was subject to a fraud and money was transfer from my accou, i gived all the information to my bank and copy of the police report and the bank still transferre... | null | JPMORGAN CHASE & CO. | FL | 33141 | Servicemember | Consent provided | Web | 2023-01-18 | Closed with explanation | Yes | null | 6,455,628 |
2022-09-07 | Debt collection | I do not know | Written notification about debt | Didn't receive enough information to verify debt | i have asked and asked in writing, over the phone, filed dispute after dispute with credit reporting agencies. this is not my debt, i have asked for PROOF OF DEBT, DOCUMENTAION AND THEY REFUSE. THEY JUST CONTINUE TO STATE IT IS MINE. THEY HAVE TO PROVIDE PROOF UNDER THE LAW BEFORE THEY START TEARING APART MY CREDIT REP... | null | Spring Oaks Capital, LLC | MA | 019XX | null | Consent provided | Web | 2022-09-07 | Closed with explanation | Yes | null | 5,959,081 |
2023-03-07 | Debt collection | Credit card debt | Attempts to collect debt not owed | Debt was paid | This dispute is in response to a debt that was being collected on a secured credit card. The secured credit card was funded by my personal FRN 's. Please take notice that on XX/XX/2023 NFCU stole the money from my tax refund in order to " settle '' the debt that was already settled from the moment of account creation. ... | Company believes it acted appropriately as authorized by contract or law | NAVY FEDERAL CREDIT UNION | GA | 30265 | null | Consent provided | Web | 2023-03-07 | Closed with explanation | Yes | null | 6,661,378 |
2022-01-25 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Unable to get your credit report or credit score | Problem getting your free annual credit report | On XX/XX/XXXX my spouse and I requested our annual free credit reports from all three credit bureaus.
XXXX provided both credit reports as requested.
XXXX provided a credit report for my spouse, but other than my name the credit report was blank and, and when I tried to refresh the information the site said that I ... | null | EQUIFAX, INC. | NC | 27705 | null | Consent provided | Web | 2022-01-25 | Closed with explanation | Yes | null | 5,147,039 |
2023-05-30 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | Despite multiple written requests, the unverified items in question. listed below continue to report on my credit report in violation of federal law. These items in question. must be validated in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). If you do not validate these items in question., I... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NJ | 07093 | null | Consent provided | Web | 2023-05-30 | Closed with explanation | Yes | null | 7,044,977 |
2023-01-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | IL | 60628 | null | Consent provided | Web | 2023-01-09 | Closed with explanation | Yes | null | 6,415,815 |
2023-05-11 | Checking or savings account | Checking account | Problem caused by your funds being low | Non-sufficient funds and associated fees | Hi my name is XXXX XXXX .I got a call from Citizen Bank saying that if you were the one who withdrew {$80.00} and {$200.00} from an ATM machine at XXXX XXXX XXXX MA XXXX. I replied saying no that was not me and mentioning to them that it must have been a fake card because mine was in my wallet at that time. They asked ... | null | CITIZENS FINANCIAL GROUP, INC. | MA | 02151 | null | Consent provided | Web | 2023-05-11 | Closed with monetary relief | Yes | null | 6,958,481 |
2020-10-05 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | I was told by Santandar Bank that my payment would not be reported to a credit agency. They bank did this anyways, despite a continued disagreement regarding Covid Relief program. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SANTANDER BANK, NATIONAL ASSOCIATION | NY | 11221 | null | Consent provided | Web | 2020-11-12 | Closed with explanation | Yes | null | 3,881,861 |
2023-04-07 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | VA | 24112 | null | Consent provided | Web | 2023-04-07 | Closed with non-monetary relief | Yes | null | 6,801,545 |
2018-06-28 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Difficulty submitting a dispute or getting information about a dispute over the phone | Synchrony bank/ Walmart has been reporting with XXXX , XXXX and XXXX that I have XXXX accounts with them which is affecting my credit report and credit score. They are reporting that I had XXXX Walmart accounts.
XX/XX/2016 amount XXXX XX/XX/2016 amount XXXX The account with the amount of XXXX is not mine and needs to... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SYNCHRONY FINANCIAL | NJ | 07103 | null | Consent provided | Web | 2018-06-28 | Closed with explanation | Yes | null | 2,949,024 |
2017-11-26 | Credit card or prepaid card | Store credit card | Closing your account | Company closed your account | XXXX XXXX/JCPENNEY CARD ... closed my account without any noticed, this is the second time they have taken action on my account with out personal notification to me. I found out when I went to use my card. I paid my card off in full in XX/XX/XXXX.
HIghly disappointed ... they MAKE NUMEROUS INQUIRIES on all of CREDIT ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SYNCHRONY FINANCIAL | VA | 245XX | null | Consent provided | Web | 2017-11-26 | Closed with non-monetary relief | Yes | null | 2,737,577 |
2021-01-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | The United States Department Of Education is reporting inconsistent and inaccurate information which is in multiple violations with the FCRA. Per the FCRA all information being reported must be 100 % accurate across all three credit bureaus. The Date Of Last Activity shows for XXXX as XX/XX/XXXX and XXXX as XX/XX/XXX... | null | EQUIFAX, INC. | CA | 90008 | null | Consent provided | Web | 2021-01-29 | Closed with explanation | Yes | null | 4,104,088 |
2020-10-05 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I've reach out several times to dispute the inaccuracies of the XXXX account.Its a Charge off account and its is showing a balance.
Its was cellphone account. Its showing a installment.
XXXX XXXX stated it was sold to a collection agency but their still reporting it as their.It | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | IA | XXXXX | null | Consent provided | Web | 2020-10-05 | Closed with explanation | Yes | null | 3,880,642 |
2023-02-14 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | Hi, My name is XXXX XXXX XXXX. I sent a letter concerning erroneous and unknown things on my credit score record. To this present day, over 30 days later, I actually have no longer obtained a response yet. I sense like Im being taken advantaged of and being unnoticed. Section 611 ( a ), It states that failure to resear... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | FL | 33021 | null | Consent provided | Web | 2023-02-14 | Closed with explanation | Yes | null | 6,564,489 |
2022-05-22 | Debt collection | Medical debt | Took or threatened to take negative or legal action | Threatened to sue you for very old debt | XXXX Report : Bill was never submitted to insurance even though insurance information was provided to hospital. Additionally the amount owed is {$22000.00}. The collection agency ( Rash Curtis ) has ballooned it to {$35000.00}, stating interest has been accumulating. Yet other hospital bills with other collection firms... | null | KBR INC DBA RASH CURTIS & ASSOCIATES | CA | 945XX | null | Consent provided | Web | 2022-05-22 | Closed with explanation | Yes | null | 5,589,171 |
2019-07-17 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I have filed a complaint before back in XX/XX/XXXX about Kia Motors Finance. After I filed that complaint the company took the negative marks off and even the debt itself like they said they were. Well they putt is back on in XX/XX/XXXX and this time they put that it was 30-59 days late in XX/XX/XXXX and them 60-89 day... | null | HYUNDAI CAPITAL AMERICA | FL | 32808 | null | Consent provided | Web | 2019-07-17 | Closed with explanation | Yes | null | 3,310,213 |
2017-12-30 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | There are many mistakes appear in my report without my understanding. | null | EQUIFAX, INC. | UT | 84120 | null | Consent provided | Web | 2017-12-30 | Closed with explanation | Yes | null | 2,768,230 |
2021-01-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Federal Student Loans Reporting on my Credit Report XX/XX/2018 {$2300.00} XX/XX/2018 {$1300.00} | null | EQUIFAX, INC. | NJ | 07206 | null | Consent provided | Web | 2021-01-08 | Closed with explanation | Yes | null | 4,057,219 |
2022-09-22 | Checking or savings account | Other banking product or service | Managing an account | Funds not handled or disbursed as instructed | I have a security/safety box with Chase Bank that I used to secure valuables that are not needed in a constant basis. I recently went to Chase Bank on XX/XX/2022 to discovered that I had no security box. Lead Associate XXXX XXXX advised me that Chase Bank had an audit by an independent contractor and the boxes that had... | null | JPMORGAN CHASE & CO. | CA | 92102 | null | Consent provided | Web | 2022-09-22 | Closed with monetary relief | Yes | null | 6,007,453 |
2018-10-12 | Checking or savings account | Checking account | Managing an account | Deposits and withdrawals | I had 3 fraudulent charges from my Chase Checking account. Chase reversed the first 2 charges and not the third saying their company policy is to only reverse the first 2 charges because they have a 60 day time limit. The 1st charge was {$54.00} in XX/XX/2018, the 2nd charge was {$180.00} in XX/XX/2018 and the 3rd cha... | null | JPMORGAN CHASE & CO. | NY | 109XX | null | Consent provided | Web | 2018-10-12 | Closed with monetary relief | Yes | null | 3,044,613 |
2023-08-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | On XXXX I sent a letter due to inconsistencies and inaccurate information reporting on my account. I specifically requested for the following account to be deleted from my report because it was reporting inaccurately as an " Open account '' When I reviewed my credit report again on XXXX, XXXX, and XXXX. To date, the ac... | null | EQUIFAX, INC. | WI | 53214 | null | Consent provided | Web | 2023-08-02 | Closed with non-monetary relief | Yes | null | 7,340,451 |
2019-09-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information is missing that should be on the report | This account is currently in litigation the data furnished continues to ignore disputes asking for an update of the credit report to reflect current litigation. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | CT | 067XX | null | Consent provided | Web | 2019-09-29 | Closed with non-monetary relief | Yes | null | 3,390,257 |
2023-09-13 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | This is my numerous attempt to inform you that I am a victim of identity theft and that I am complaining about certain entries in my documents that have arisen as a result of the crime. The documents I'm questioning have nothing to do with any transactions involving goods, services, or money that I've made or approved.... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NY | 11411 | null | Consent provided | Web | 2023-09-13 | Closed with non-monetary relief | Yes | null | 7,545,959 |
2018-09-10 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I have contacted all 3 credit bureaus regarding an account that is appearing on my credit report from XXXX XXXX XXXX! It is showing this account was opened in XX/XX/XXXX and closed in XX/XX/XXXX and charged off as bad debt on the amount of {$550.00}, this is NOT my account as I am a New York State resident and XXXX XXX... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NY | 132XX | null | Consent provided | Web | 2018-09-10 | Closed with explanation | Yes | null | 3,014,551 |
2021-03-22 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | XXXX XXXX is reporting a negative account against me that they fail to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does no... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | WELLS FARGO & COMPANY | MN | 55901 | null | Consent provided | Web | 2021-03-26 | Closed with non-monetary relief | Yes | null | 4,235,062 |
2022-02-08 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | On XX/XX/XXXX I received an " account notification '' from Credence Resource Management , LLC saying I owe them {$250.00} to resolve the account for less than the full amount of {$460.00} from XXXX XXXX XXXX XXXX.
On XX/XX/XXXX, I sent Credence Resource Management , LLC a Debt Verification Letter via certified mail. ... | null | Kriya Capital, LLC | TX | 79707 | null | Consent provided | Web | 2022-02-08 | Closed with non-monetary relief | Yes | null | 5,199,243 |
2019-01-31 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | on several occasions I received letters and calls from collection agencies regarding accounts that DO NOT belong to me. my identity was stolen and used to open fraudulent accounts. I need this fraudulent information removed from my report immediately. | null | EQUIFAX, INC. | PA | 151XX | null | Consent provided | Web | 2019-01-31 | Closed with non-monetary relief | Yes | null | 3,138,836 |
2022-09-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I am very concerned about the items that are being shown on my credit report. Not only are they inaccurate, they are also unjust, because they should not be reporting on my credit report! I ask that you delete these accounts, or I will be filing a legal complaint against you! | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | FL | 33174 | null | Consent provided | Web | 2022-09-29 | Closed with non-monetary relief | Yes | null | 6,033,611 |
2023-01-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | according to the Fair Credit Reporting ACT, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify through the physical verification of the original signed consumer contract-any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | FL | 34972 | null | Consent provided | Web | 2023-01-15 | Closed with explanation | Yes | null | 6,435,612 |
2023-03-18 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | This is my FURTHER Complaint that I was the victim of identity theft. Per Fair Credit Reporting Act Section 605B ( a ) you are required to remove/block any items which were opened without my knowledge, consent, or authority within 4 business days with ( 1 ) appropriate proof of the identity of the consumer ; ( 2 ) a co... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NC | 28403 | null | Consent provided | Web | 2023-03-18 | Closed with explanation | Yes | null | 6,709,148 |
2023-01-12 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | This is my NUMEROUS request that I have been a victim of identity theft and that no one seems to care, that I want to dispute specific records in my credit file that do not belong to me, or that I have signed any agreement. The items I'm challenging have nothing to do with any transactions I've done or authorized to ga... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | PA | 19145 | null | Consent provided | Web | 2023-01-12 | Closed with explanation | Yes | null | 6,425,021 |
2022-05-05 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | Hard inquiry appeared on credit report on XX/XX/2022. Inquiry was from Synchrony Financial as stated in credit report on XXXX XXXX. This inquiry was not authorized by me. Contacted the institution and told them the situation. The representative of the institution told me that a credit application had been filed in my n... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SYNCHRONY FINANCIAL | TN | 370XX | null | Consent provided | Web | 2022-05-05 | Closed with non-monetary relief | Yes | null | 5,547,386 |
2019-08-24 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I was shocked when I reviewed my credit report and I still found multiple inaccuracies on my credit report from the 3 major credit bureaus. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information.
I see inaccurate in... | null | EQUIFAX, INC. | MA | 02302 | null | Consent provided | Web | 2019-08-24 | Closed with explanation | Yes | null | 3,352,328 |
2021-07-16 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Re : This is not a regular dispute. Take action immediately you are in violation.
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617 Please accept this final written OFFER OF SETTLEMENT BEFORE LITIGATION as my attempt to amicably resolve your continued violation of th... | null | EQUIFAX, INC. | LA | 711XX | null | Consent provided | Web | 2021-07-16 | Closed with explanation | Yes | null | 4,547,313 |
2016-12-01 | Student loan | Non-federal student loan | Can't repay my loan | Can't decrease my monthly payments | I have previously filed complaints on this issue but the lender refuses to respond. My student loans are serviced through American education services ( AES ) but my actual lender is National Collegiate Trust who has no phone number available to the public and only a mailing address and they refuse to respond to corresp... | null | AES/PHEAA | MI | 48911 | null | Consent provided | Web | 2016-12-02 | Closed with explanation | Yes | No | 2,230,680 |
2021-02-26 | Debt collection | Other debt | False statements or representation | Attempted to collect wrong amount | Sometime between XXXX - XX/XX/XXXX, XXXX began calling me claiming that I owed {$210.00} for cell phone service, after I had changed to another provider. I explained that I could not this amount. They insisted but would not provide me the dates of service. I then requested the bill and usage information for the bill th... | Company believes it acted appropriately as authorized by contract or law | Sequium Asset Solutions, LLC | NY | 11375 | null | Consent provided | Web | 2021-02-26 | Closed with explanation | Yes | null | 4,166,745 |
2023-06-23 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | These inquiries are causing a negative impact on my credit score, and I request that they be removed from my credit report immediately. I have reviewed my credit report and found that these hard inquiries were made without my consent or knowledge. ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ... | null | EQUIFAX, INC. | VA | 23324 | null | Consent provided | Web | 2023-06-23 | Closed with explanation | Yes | null | 7,158,836 |
2023-07-11 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written inructions 1... | null | EQUIFAX, INC. | LA | 705XX | null | Consent provided | Web | 2023-07-11 | Closed with explanation | Yes | null | 7,236,309 |
2017-02-23 | Debt collection | Other (i.e. phone, health club, etc.) | Cont'd attempts collect debt not owed | Debt is not mine | This account is not mine. Its been removed from credit reports and reinsert back to the credit report | null | AFNI INC. | TX | 758XX | null | Consent provided | Web | 2017-02-23 | Closed with explanation | Yes | No | 2,356,211 |
2017-03-15 | Debt collection | Other (i.e. phone, health club, etc.) | Disclosure verification of debt | Not given enough info to verify debt | This company is not licensed to collect a debt in Georgia. | null | North Shore Agency, LLC | GA | 30314 | null | Consent provided | Web | 2017-03-16 | Closed with explanation | Yes | No | 2,388,316 |
2020-04-19 | Credit card or prepaid card | Store credit card | Problem with a purchase shown on your statement | Card was charged for something you did not purchase with the card | I DID NOT CHARGE ON MY CREDIT CARD.I 'M DISPUTING THE WHOLE BALANCE {$3100.00} | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CITIBANK, N.A. | FL | 33322 | null | Consent provided | Web | 2020-04-22 | Closed with explanation | Yes | null | 3,613,113 |
2017-10-25 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | Experian has sent a refusal to investigate my credit file claiming id information that they received from me was not legible.This claim is absolutely ridiculous ( PLEASE SEE ENCLOSED DOCS ) XXXX and XXXX have started investigations based on the exact same request and ID information. Additionally, Experians delays add u... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | IL | 60438 | null | Consent provided | Web | 2017-10-25 | Closed with non-monetary relief | Yes | null | 2,712,365 |
2022-11-04 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | Over the past few years, I have done multiple investigations on my credit report once I was made aware that incorrect information was being reported. I have reached out to each bureau multiple times regarding the incorrect information, but my effort have gone ignored.
My investigation revealed unverifiable, invalidat... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | VA | 22408 | null | Consent provided | Web | 2022-11-04 | Closed with explanation | Yes | null | 6,165,469 |
2019-06-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | In 2018 I suffered a XXXX XXXX and was in the care of a family member which required me to leave my residence and move in with my sister at her residence. Now it has come to my attention that my home had been intruded upon and my personal information was stolen for the purpose of obtaining credit and residency without ... | null | EQUIFAX, INC. | CA | 92345 | null | Consent provided | Web | 2019-06-09 | Closed with non-monetary relief | Yes | null | 3,268,885 |
2021-11-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | The XXXX XXXX XXXX is attempting to collect a debt that is 1 ) Possible identity theft and 2 ) Possibly past the statue of limitations for collection.
Transunion also keeps reporting this debt as validated and verified, even though no proof of such has ever been provided by the creditor or the credit reporting agency.... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NY | 127XX | null | Consent provided | Web | 2021-11-15 | Closed with explanation | Yes | null | 4,914,598 |
2023-02-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Hi I am submitting this XXXX XXXX this isn't any influence and this is not a third party. XXXX has low and unfair credit number for me in their report. I have complained more than XXXX times nonstop this is exhausting im depressed they are not putting these fraudulent inquiries in dispute and accounts and they still ha... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | WI | 53590 | null | Consent provided | Web | 2023-02-15 | Closed with explanation | Yes | null | 6,576,534 |
2023-09-19 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Im submitting a complaint to you today to inform you I was the victim of identity theft. I researched how to remove the fraudulent items in my report and found that I need to visit FEDERAL TRADE COMMISSION or https : //www.ftc.gov to file a report Per FCRA section 605b Credit Reporting Agencies are required to remove/b... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | AR | 71854 | null | Consent provided | Web | 2023-09-19 | Closed with non-monetary relief | Yes | null | 7,570,520 |
2023-09-08 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting Act XXXX Account # XXXX has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 It also states a consumer reporting agency can not furnish an account without my written instructions. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | TX | 776XX | null | Consent provided | Web | 2023-09-08 | Closed with explanation | Yes | null | 7,520,906 |
2023-04-14 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | Last month, I settled XXXX collection accounts that were since removed from my report. The settlements were supposed to be factored in and my credit score was due to increase as a result of the settlements. I have filed disputes with Equifax and XXXX XXXX and haven't received any updates. It's also very difficult to ge... | null | EQUIFAX, INC. | MD | 21061 | Servicemember | Consent provided | Web | 2023-04-14 | Closed with explanation | Yes | null | 6,841,172 |
2021-08-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | Is this account was paid in full XX/XX/21 and was paid in full early.I need this balance to reflect XXXX balance I have with this company. | null | American First Finance, Inc. | CT | 060XX | null | Consent provided | Web | 2021-08-02 | Closed with explanation | Yes | null | 4,593,334 |
2018-12-05 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | Experian is continuing to report 4 accounts on my report as closed that I requested validation for and never received. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | PA | 190XX | null | Consent provided | Web | 2018-12-05 | Closed with explanation | Yes | null | 3,091,644 |
2020-04-23 | Vehicle loan or lease | Loan | Managing the loan or lease | Problem with additional products or services purchased with the loan | When purchasing the vehicle I was informed by both Wells Fargo and the dealership that in order to qualify for the loan I was required to purchase gap insurance. I was never given the option to purchase the gap insurance on my own and had to pay the {$590.00} at loan closing. Since then I have tried with both the deale... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | WELLS FARGO & COMPANY | NY | 14228 | null | Consent provided | Web | 2020-04-23 | Closed with explanation | Yes | null | 3,619,619 |
2020-07-04 | Checking or savings account | Checking account | Managing an account | Funds not handled or disbursed as instructed | I have a cash app card provided by XXXX XXXX. I went out of town and lost my cash app card and the next day there were fraudulent charges totaling {$2100.00}. I contacted the company they took forever to respond to me they had no live agent help over email and XXXX they were extremely negligent and not helpful at all.... | null | Square Inc | CO | 80016 | null | Consent provided | Web | 2020-07-04 | Closed with explanation | Yes | null | 3,728,998 |
2020-09-23 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | I've been working on my credit for a couple of months now because I plan on using my certificate of eligibility from VA to purchase my first home. Once I received my initial credit reports that I requested, I noticed that Regional Acceptance ( previous lender ) had charged off the balance of my car loan. I've tried usi... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRUIST FINANCIAL CORPORATION | TX | 751XX | Servicemember | Consent provided | Web | 2020-09-23 | Closed with explanation | Yes | null | 3,861,616 |
2022-06-20 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting act reporting of this account has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions I want to app... | null | V and H Portfolio | MD | 20748 | null | Consent provided | Web | 2022-06-20 | Closed with explanation | Yes | null | 5,688,214 |
2020-03-10 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I sent out numerous affidavits of dispute to XXXX and Experian since XX/XX/XXXX. My most recent affidavit was sent out certified mail with return receipts XX/XX/XXXX. Both companies received my disputes on dates XX/XX/XXXX and XX/XX/XXXX. In my dispute letters, I asked for their validity and verification of an alleged... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | OH | 45044 | null | Consent provided | Web | 2020-03-10 | Closed with explanation | Yes | null | 3,561,585 |
2016-08-11 | Debt collection | I do not know | Communication tactics | Frequent or repeated calls | I continue to block phone calls from Delta Management, which calls from ( XXXX ) XXXX and ( XXXX ) XXXX. My XXXX app says Delta Management is a mortgage lender. I have a mortgage through a credit union. Today I got a message from my church saying XXXX from Delta Management called to ask if I worked there. This is abusi... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Delta Management Associates, Inc. | NC | 27707 | Older American | Consent provided | Web | 2016-09-08 | Closed with explanation | Yes | No | 2,058,716 |
2022-03-26 | Checking or savings account | Other banking product or service | Opening an account | Account opened as a result of fraud | I recently noticed I have been a victim of identity theft. There are some accounts that were opened in my name that I did not open. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | WELLS FARGO & COMPANY | PA | 19140 | null | Consent provided | Web | 2022-03-26 | Closed with explanation | Yes | null | 5,369,853 |
2017-11-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | I have spoken with their customer service, they would not help and take care of the negative inquiries reporting on my credit report. Keep, in mind that I have a fraud alert/ identity theft alert on my account and they did nothing to resolve these fraudulent inquiries.
Also, I disputed these fraudulent accounts becaus... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NJ | 08085 | null | Consent provided | Web | 2017-11-09 | Closed with explanation | Yes | null | 2,725,179 |
2022-05-24 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | I submitted a dispute in regards to inaccurate information in my credit report. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | TX | 75104 | null | Consent provided | Web | 2022-05-24 | Closed with non-monetary relief | Yes | null | 5,594,189 |
2023-05-20 | Credit card or prepaid card | General-purpose credit card or charge card | Getting a credit card | Card opened as result of identity theft or fraud | NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT I hereby give your Company notice pursuant to 15 USC 1602 ( k ) that your Company never provided an adequate notice which clearly & conspicuously mentions the pertinent facts of this transaction. Your Company didn't even inform about the Cost... | null | CAPITAL ONE FINANCIAL CORPORATION | CA | 95023 | null | Consent provided | Web | 2023-05-20 | Closed with explanation | Yes | null | 7,005,111 |
2020-04-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I first notified XXXX XXXX back in XXXX of an account that is reporting on my credit report that is not mines. This is account was fraudulent obtained by a relative of mine who has a similar name as mine. I was told from XXXX XXXX attorney to have a copy of a letter notarized from the relative stating that this was not... | null | EQUIFAX, INC. | MO | 631XX | null | Consent provided | Web | 2020-04-08 | Closed with explanation | Yes | null | 3,598,869 |
2022-08-18 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Hi I am submitting this XXXX XXXX this isn't any influence and this is not a third party. XXXX has low and unfair credit number for me in their report. I have complained. The problem has not been resolved. my fico has me at a credit score over 719XXXX has me at a score around 590. That is a huge difference. XXXX paints... | null | EQUIFAX, INC. | IL | 60637 | null | Consent provided | Web | 2022-08-18 | Closed with explanation | Yes | null | 5,894,443 |
2022-04-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | RI | 02919 | null | Consent provided | Web | 2022-04-08 | Closed with non-monetary relief | Yes | null | 5,421,611 |
2022-01-12 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | My name is XXXX XXXX I live at XXXX XXXX XXXX XXXX XXXX OH XXXX My personal information, SS XXXX XXXX XXXX. I was just made aware of a fraudulent loan that was taken out under my name and credentials without my knowledge or permission. I have never done any business with a XXXX XXXX XXXX XXXX # XXXX ( XXXX XXXX ). I am... | null | EQUIFAX, INC. | OH | 43062 | null | Consent provided | Web | 2022-01-12 | Closed with explanation | Yes | null | 5,105,269 |
2018-01-03 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | The original credit line of this card was XXXX they are trying to say i owe more than XXXX i dont know from where or how | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | CA | 91344 | null | Consent provided | Web | 2018-01-03 | Closed with explanation | Yes | null | 2,770,422 |
2022-02-12 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Old information reappears or never goes away | This company keeps putting missed payments to keep putting on my report. Also company broke many laws I was never notified of a repo my ex wife was supposed to take over payment. Never was notified when it got repoed to have a chance to but it back up. Now was closed in 2017 but they keep trying to add different close ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | ME | XXXXX | null | Consent provided | Web | 2022-02-12 | Closed with non-monetary relief | Yes | null | 5,215,962 |
2017-07-28 | Checking or savings account | Checking account | Managing an account | Problem using a debit or ATM card | I do n't understand how wells fargo allowed someone to rob my savings account. every day.Someone was going to wells fargo ATM in Florida getting taking {$300.00} out everyday starting on the XX/XX/XXXX antil XX/XX/XXXX 2017.also someone was checking account balance in XXXX NC and tried to take out {$400.00} and {$300.0... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | WELLS FARGO & COMPANY | NC | 28208 | null | Consent provided | Web | 2017-07-28 | Closed with explanation | No | null | 2,588,764 |
2017-04-14 | Debt collection | Medical | Disclosure verification of debt | Right to dispute notice not received | Shortly after having imaging the Insurance requested more information. The requested documentation was sent in a timely manner. I noticed this debt appeared on my credit report in around XX/XX/XXXX XX/XX/2017 when I had a credit report ran. When I contacted the debt collector ( collection bureau of XXXX ) they said it ... | null | Collection Bureau of the Hudson Valley, Inc. | FL | 33755 | null | Consent provided | Web | 2017-04-14 | Closed with explanation | Yes | No | 2,433,321 |
2021-04-25 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | am writing to delete the following inaccurate, contradictory information in my file. The items I need deleted are listed in the report.
I did not make these alleged charges. I ask that the items be permanently deleted from my credit report and updated. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | MI | 482XX | null | Consent provided | Web | 2021-04-25 | Closed with explanation | Yes | null | 4,323,122 |
2017-08-18 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | I would like to file a complaint against the XXXX XXXX XXXX, ( XXXX ) XXXX On or about the XXXX day of XXXX I called this 3rd party collection agency to attempt to set up a fair payment plan. They declined and said they wanted the amount of {$XXXX} paid in full. This is affecting me by a hold on my SD Driver 's License... | null | Navient Solutions, LLC. | SD | 57701 | Servicemember | Consent provided | Web | 2017-08-18 | Closed with explanation | Yes | null | 2,625,846 |
2023-07-29 | Vehicle loan or lease | Loan | Managing the loan or lease | Problem with fees charged | A late fee was charged on XX/XX/XXXX which i dont't have a problem with. What i do have a problem with is the fact that the policy of " one late fee waiver for the life of the loan '' has never been disclosed to myself in the 3.5 years that I have had this loan. When trying to talk with customer service, the reps are r... | null | CITIZENS FINANCIAL GROUP, INC. | FL | 32738 | Servicemember | Consent provided | Web | 2023-07-29 | Closed with monetary relief | Yes | null | 7,321,583 |
2023-08-19 | Debt collection | Credit card debt | Attempts to collect debt not owed | Debt was result of identity theft | To Whom It May Concern : I am recent victim of identity theft. Please remove these fraudulent items for the final time because of identity theft. I have recently reviewed an extensive copy of my credit report included dark web alert ( s ) with the intention of trying to improve my credit and take care of my responsibil... | null | EQUIFAX, INC. | MD | 21144 | null | Consent provided | Web | 2023-08-19 | Closed with non-monetary relief | Yes | null | 7,426,821 |
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