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1f13oif | 51M seeking advice/suggestions on "early retirement" because of mental health and stress | 51M seeking advice/suggestions on "early retirement" because of mental health and stress
I’m (51M, divorced) looking for some suggestions and ideas on where to go from here, especially in case I have not thought of all my options.
I’m starting to feel desperate because of my mental health and stress levels from my ... | 1,724,611,664 | 2024-08-25 18:47:44 | throwawaybirdbook | 3 | 9 | 0.62 | null | /r/FinancialPlanning/comments/1f13oif/51m_seeking_advicesuggestions_on_early_retirement/ | https://www.reddit.com/r/FinancialPlanning/comments/1f13oif/51m_seeking_advicesuggestions_on_early_retirement/ | FinancialPlanning | 3m |
1ellnyw | I am inheriting 150K, I am 31 and retirement is my priority. What should I invest in? | Hello, My grandparents passed away and left me 150K. I am 31 years old and my goal is to retire and have at least 3 million in investments or 401k. And that with a combination of possible social Security I feel like I would be pretty comfortable. My mortgage is very small it's about $900 a month, and I have a 3.5% inte... | 1,722,960,329 | 2024-08-06 16:05:29 | shayy64 | 174 | 165 | 0.89 | null | /r/FinancialPlanning/comments/1ellnyw/i_am_inheriting_150k_i_am_31_and_retirement_is_my/ | https://www.reddit.com/r/FinancialPlanning/comments/1ellnyw/i_am_inheriting_150k_i_am_31_and_retirement_is_my/ | FinancialPlanning | 3m |
1dqm8c1 | Should I get a financial planner or just self direct? | I’m 34M, married. I grew up really poor and have tremendous financial anxiety.
Currently, my life and financial situation is significantly different than what I grew up with, and my therapist and I talk often about my financial anxiety; he suggested I look into a financial planner to see if that might relieve some of... | 1,719,588,185 | 2024-06-28 15:23:05 | nashvillenation | 1 | 2 | 1 | null | /r/FinancialPlanning/comments/1dqm8c1/should_i_get_a_financial_planner_or_just_self/ | https://www.reddit.com/r/FinancialPlanning/comments/1dqm8c1/should_i_get_a_financial_planner_or_just_self/ | FinancialPlanning | 3m |
1dcutcv | Early 30s - planning/assessment help | Hi all,
I'm hoping to get some advice on how to manage my admittedly fortuitous situation.
I am in my early 30s. I earn about 250k per year and expect to make significantly more in the next few years when I become a partner at my employer firm. I own a condo downtown Toronto, purchased for $1.3m about a year ago, wi... | 1,718,049,236 | 2024-06-10 19:53:56 | Silly-Department4522 | 2 | 0 | 0.75 | null | /r/FinancialPlanning/comments/1dcutcv/early_30s_planningassessment_help/ | https://www.reddit.com/r/FinancialPlanning/comments/1dcutcv/early_30s_planningassessment_help/ | FinancialPlanning | 3m |
1d1qzhd | Managing Retirement Risks with a Concentrated Wealth | I’ve always assumed that I’d be working until about a standard retirement age, but I’ve been digging a bit deeper into my finances and wanted to get some thoughts. The biggest X factor for me is stock in a private family company that I’ve been gifted/inherited. Right now, it totals around $3M and pays a dividend of aro... | 1,716,814,855 | 2024-05-27 13:00:55 | No-Offer8227 | 1 | 6 | 1 | null | /r/FinancialPlanning/comments/1d1qzhd/managing_retirement_risks_with_a_concentrated/ | https://www.reddit.com/r/FinancialPlanning/comments/1d1qzhd/managing_retirement_risks_with_a_concentrated/ | FinancialPlanning | 3m |
1czywqw | Am I Screwed? No Idea What To Do. Multiple 401Ks, IRAs, etc. | I've working for non-profits for several years protest modest incomes ($80K-$110K). I've switched jobs multiple times and have a ton of retirement accounts just floating. I just got a new job about a year ago and I need to start planning for retirement. Candidly, I got too caught up in doing non-profit work and didn't ... | 1,716,594,612 | 2024-05-24 23:50:12 | ResolutionApart | 0 | 30 | 0.49 | null | /r/FinancialPlanning/comments/1czywqw/am_i_screwed_no_idea_what_to_do_multiple_401ks/ | https://www.reddit.com/r/FinancialPlanning/comments/1czywqw/am_i_screwed_no_idea_what_to_do_multiple_401ks/ | FinancialPlanning | 3m |
1cyueti | How are we tracking? | Married (36M, 42F), 3 kids (6, 4, 2)
Combined Income: $205,000
Combined 401k: $195,000
Brokerage: $100,000
Combined 529s: $5000
HYSA: $36,000
Regular checking account: $4,000
Home Value: 1.3M owe $112,000 at 2.375% and overpay $800 per month plus lump sums here and there so plan to be mortgage free in the next 5-7 year... | 1,716,475,221 | 2024-05-23 14:40:21 | Stock-Smile9075 | 0 | 5 | 0.5 | null | /r/FinancialPlanning/comments/1cyueti/how_are_we_tracking/ | https://www.reddit.com/r/FinancialPlanning/comments/1cyueti/how_are_we_tracking/ | FinancialPlanning | 3m |
1cybmcl | Asset rich, cash poor, hoping to preserve wealth | I’m mid-60s, single, living in a high cost of living city and have four adult children.
I’m looking for advice and perspective from others as I recently lost my job and currently have no employment income. I have $35k in credit card debt and no savings or retirement accounts after a divorce years ago.
I’ve worked har... | 1,716,412,711 | 2024-05-22 21:18:31 | Sensitive-Function37 | 25 | 48 | 0.75 | null | /r/FinancialPlanning/comments/1cybmcl/asset_rich_cash_poor_hoping_to_preserve_wealth/ | https://www.reddit.com/r/FinancialPlanning/comments/1cybmcl/asset_rich_cash_poor_hoping_to_preserve_wealth/ | FinancialPlanning | 3m |
1cp22e7 | Debating About Reducing Work Hours for "Partial Retirement" | Currently working the 8-5 grind, making $100k+ per year. Saved up enough and received an inheritance to put retirement with about $2.3M in about 15 years at around age 55. I was contemplating about retirement, and interviewing friends in their 60's, 70's, and 80's about retirement and their perspectives.
The common th... | 1,715,379,975 | 2024-05-10 22:26:15 | BadNeighbor3 | 1 | 6 | 0.67 | null | /r/FinancialPlanning/comments/1cp22e7/debating_about_reducing_work_hours_for_partial/ | https://www.reddit.com/r/FinancialPlanning/comments/1cp22e7/debating_about_reducing_work_hours_for_partial/ | FinancialPlanning | 3m |
1ckybuz | On track for retirement? | Hi everyone!
So a little background. I am 51 and hubby is 53. I am self employed and work in sales. I have done well income wise for about 7 years consistently with 2 of those years making anywhere from 800k-1M in income. We have been very disciplined in saving for our retirement.
I don't have a lot of experience wi... | 1,714,934,976 | 2024-05-05 18:49:36 | Andipandi0810 | 1 | 6 | 0.6 | null | /r/FinancialPlanning/comments/1ckybuz/on_track_for_retirement/ | https://www.reddit.com/r/FinancialPlanning/comments/1ckybuz/on_track_for_retirement/ | FinancialPlanning | 3m |
1ckqnmy | Is my understanding of the 4% rule correct (newbie question) | We all know the 4% rule where if you take out 4% per year you should not run out of money. I know that to get to your total amount needed to save you would take your yearly spend x 25 and that gets you the total you need to be able to do 4%.
With that said, let's say my month spend is $10k per month ($120k per year). ... | 1,714,913,774 | 2024-05-05 12:56:14 | WrongFalcon7397 | 44 | 41 | 0.82 | null | /r/FinancialPlanning/comments/1ckqnmy/is_my_understanding_of_the_4_rule_correct_newbie/ | https://www.reddit.com/r/FinancialPlanning/comments/1ckqnmy/is_my_understanding_of_the_4_rule_correct_newbie/ | FinancialPlanning | 3m |
1cafy95 | 48M advice needed ($$ big mistake made) | 48M here and trying to dig myself out of a major financial error. I have a stock portfolio that is down 600K due to poor decisions in 2021. This is/was my retirement savings. All I can do with stocks down 65-90% appears to be is wait and hope they go up so I can get out and move them to an index like I should have in t... | 1,713,805,114 | 2024-04-22 16:58:34 | Stock_Income | 44 | 75 | 0.67 | null | /r/FinancialPlanning/comments/1cafy95/48m_advice_needed_big_mistake_made/ | https://www.reddit.com/r/FinancialPlanning/comments/1cafy95/48m_advice_needed_big_mistake_made/ | FinancialPlanning | 3m |
1caf2kq | Turnaround Advice (48M) - lesson learned | I made an enormous mistake in late 2021 and bought two extremely poor performing stocks (Rivian and Block). My 55K investment in Rivian is now worth $5K and my $250K investment in Block is now worth $80K, so I’m down massively and appear to have no other alternative other than to hold. This was money from a 401K and wh... | 1,713,803,001 | 2024-04-22 16:23:21 | Stock_Income | 1 | 0 | 1 | null | /r/FinancialPlanning/comments/1caf2kq/turnaround_advice_48m_lesson_learned/ | https://www.reddit.com/r/FinancialPlanning/comments/1caf2kq/turnaround_advice_48m_lesson_learned/ | FinancialPlanning | 3m |
1c6qpxc | Is It Worth Consulting a Financial Advisor? & Your perspective and suggestions | Hello,
My partner and I (ages 32 and 30) are considering whether to engage a financial advisor and would appreciate your insights. We are living in Melbourne Australia. Here’s a snapshot of our current financial situation:
- Combined Income: $240k before taxes
- Mortgage Details: Remaining balance of $787k with $190k... | 1,713,402,453 | 2024-04-18 01:07:33 | kevinjef67 | 2 | 2 | 0.67 | null | /r/FinancialPlanning/comments/1c6qpxc/is_it_worth_consulting_a_financial_advisor_your/ | https://www.reddit.com/r/FinancialPlanning/comments/1c6qpxc/is_it_worth_consulting_a_financial_advisor_your/ | FinancialPlanning | 3m |
1bu1m9h | Hire wealth manager or stay the course on my own? | I’m a 27m and inherited about $425k 9 years ago when I was still in high school. Since then, mostly through the stock market, my account has grown to about $1.3m. I also have about $300k in real estate equity outside of the account. I’m very proud of this growth, but at the same time I understand that in the past 10 y... | 1,712,071,797 | 2024-04-02 15:29:57 | Delicious-Shift-1847 | 31 | 85 | 0.74 | null | /r/FinancialPlanning/comments/1bu1m9h/hire_wealth_manager_or_stay_the_course_on_my_own/ | https://www.reddit.com/r/FinancialPlanning/comments/1bu1m9h/hire_wealth_manager_or_stay_the_course_on_my_own/ | FinancialPlanning | 3m |
1au76is | Am I way too diversified in my 401K? | My 401K through Fidelity doesn't have any total market indexes, so the bulk of my investments (total in 401K is \~$1.3M at age 51) are across a low-fee S&P 500 index and a target 2035 fund (\~38% of that total $1.3M is in a 500 Index with 0.01% gross fee ratio, and \~22% is in the target fund with 0.04% fee ratio).
Wi... | 1,708,295,998 | 2024-02-18 22:39:58 | skinflint_mcscrooge | 0 | 8 | 0.33 | null | /r/FinancialPlanning/comments/1au76is/am_i_way_too_diversified_in_my_401k/ | https://www.reddit.com/r/FinancialPlanning/comments/1au76is/am_i_way_too_diversified_in_my_401k/ | FinancialPlanning | 3m |
19c5bey | 2 Part Question about $450k commission | Hi smart friends,
To set the stage, I fully admit I make more income than I have financial knowledge. I have studied and learned enough to make some good financial decisions over the last 2 decades, and a few poor ones too. But I’d sure like others input on an upcoming decision.
I and my spouse are both in sales. ... | 1,705,849,582 | 2024-01-21 15:06:22 | FATfiring | 0 | 2 | 0.33 | null | /r/FinancialPlanning/comments/19c5bey/2_part_question_about_450k_commission/ | https://www.reddit.com/r/FinancialPlanning/comments/19c5bey/2_part_question_about_450k_commission/ | FinancialPlanning | 3m |
19bo9h8 | Realestate don’t know which option is best | guys35m mexican American reason (I say is because I need to know the language for this process.)I got a 2flat that I inherited from my uncle it’s 600k paid off in Chicago northwest it’s a 2bed 2bath I want the most out the rent so I decided to do sleeping rooms 6 of them rent to all undocumented Latin only men immigran... | 1,705,791,038 | 2024-01-20 22:50:38 | Embarrassed-Fault-30 | 0 | 0 | 0.5 | null | /r/FinancialPlanning/comments/19bo9h8/realestate_dont_know_which_option_is_best/ | https://www.reddit.com/r/FinancialPlanning/comments/19bo9h8/realestate_dont_know_which_option_is_best/ | FinancialPlanning | 3m |
180rizb | College Students Seeking Advice for Real Estate | Hi! I'm an international student in a major that will get me unemployed after graduation. My parents recently talked to me about what they plan to give me. I'll have a house worth a little more than $3M (they bought this house earlier and it appreciated), and some cash around 500k. They will also buy me a car. My paren... | 1,700,600,909 | 2023-11-21 21:08:29 | MethodRealistic1197 | 0 | 10 | 0.29 | null | /r/FinancialPlanning/comments/180rizb/college_students_seeking_advice_for_real_estate/ | https://www.reddit.com/r/FinancialPlanning/comments/180rizb/college_students_seeking_advice_for_real_estate/ | FinancialPlanning | 3m |
17tt3rd | Need advice on what I should do in my job | Hey, I’m the director of business development for a landscaping and construction company. Last 12 months I did 2M in revenue for the company and we netted around 30% on that.
My compensation package at the start 2 years ago was $80k base and 3.5% commissions on gross sales, plus 2 weeks vacation, 1 week of sick leav... | 1,699,821,419 | 2023-11-12 20:36:59 | No-Acanthaceae-392 | 5 | 3 | 1 | null | /r/FinancialPlanning/comments/17tt3rd/need_advice_on_what_i_should_do_in_my_job/ | https://www.reddit.com/r/FinancialPlanning/comments/17tt3rd/need_advice_on_what_i_should_do_in_my_job/ | FinancialPlanning | 3m |
17m5npf | How am I doing? Seeking input on financial planning to date and recommendations on what to do differently. | This is a throwaway account as my normal one has lots of PII in it.
Reddit financial subs have been a fantastic learning ground, and I so value the input you’ve shared with others. It has shaped my understanding of personal finance dramatically, though I’m still learning daily. I’d like to offer up my situation for yo... | 1,698,937,824 | 2023-11-02 15:10:24 | Outrageous_Lion_8889 | 0 | 3 | 0.5 | null | /r/FinancialPlanning/comments/17m5npf/how_am_i_doing_seeking_input_on_financial/ | https://www.reddit.com/r/FinancialPlanning/comments/17m5npf/how_am_i_doing_seeking_input_on_financial/ | FinancialPlanning | 3m |
16y84zu | Should I aggressively repay mortgage? | I have a 1.3M primary residence mortgage that I acquired at 4.75% interest rate. I happen to have saved up $100k in cash savings (this is outside of my 5 month emergency savings). This is sitting in a HY Wealthfront account (yielding \~4.5% or so I believe).
I don't expect my annual salary income \~350-400k to grow ve... | 1,696,280,167 | 2023-10-02 20:56:07 | Most-Essay-2733 | 13 | 36 | 0.73 | null | /r/FinancialPlanning/comments/16y84zu/should_i_aggressively_repay_mortgage/ | https://www.reddit.com/r/FinancialPlanning/comments/16y84zu/should_i_aggressively_repay_mortgage/ | FinancialPlanning | 3m |
160gx3m | What should I do with my duplex long term (3.6% cap rate)? | I bought a duplex in 2021 in a VHCOL and had planned to live in it for at least 5 years but it seems likely that I will now be moving into my partner's condo. Thus, my entire duplex will be rented out. Due to this and a desire to own a SFH for my family eventually, it makes me wonder if I should do anything differently... | 1,692,917,208 | 2023-08-24 22:46:48 | Throwaway2031234 | 0 | 2 | 0.5 | null | /r/FinancialPlanning/comments/160gx3m/what_should_i_do_with_my_duplex_long_term_36_cap/ | https://www.reddit.com/r/FinancialPlanning/comments/160gx3m/what_should_i_do_with_my_duplex_long_term_36_cap/ | FinancialPlanning | 3m |
15yeu10 | is my 401k company approximating my retirement money correctly? | I am in my mid-late 20's and have been pouring the maximum allowed amount (I believe set by the government?) into my 401k account. My 401k company projects my retirement account will have over 3M in today's value by the time I am 59.5. Is this approximation even reasonable? | 1,692,730,249 | 2023-08-22 18:50:49 | leapingfro9 | 0 | 8 | 0.33 | null | /r/FinancialPlanning/comments/15yeu10/is_my_401k_company_approximating_my_retirement/ | https://www.reddit.com/r/FinancialPlanning/comments/15yeu10/is_my_401k_company_approximating_my_retirement/ | FinancialPlanning | 3m |
15tq71n | Does 3M in one index fund really make sense? | Hi! Family member wants to keep all 3M (half in taxable brokerage, half in IRAs) in one S&P index fund.
Is this sufficiently diverse? This family member’s argument is that they won’t run out of money, and kids are high-earners, so could take care of them if there were a global disaster that disrupted the markets.
M... | 1,692,284,783 | 2023-08-17 15:06:23 | Personal_Strain_9906 | 19 | 86 | 0.65 | null | /r/FinancialPlanning/comments/15tq71n/does_3m_in_one_index_fund_really_make_sense/ | https://www.reddit.com/r/FinancialPlanning/comments/15tq71n/does_3m_in_one_index_fund_really_make_sense/ | FinancialPlanning | 3m |
15sg0r5 | Am I taking the correct steps for retirement planning? | We are 40 M/F with 2 kids (10,6). Our HHI is between $375k -$400k.
We have retirement plan with bal of $475k, we contribute 9% with employer doing .5$ match for 6%.
For my spouse we have traditional 401k with $270k and contribute 6% to get exact match from employer.
I have $14k invested through HSA and I contribute $3... | 1,692,162,056 | 2023-08-16 05:00:56 | Dapper_Leadership_42 | 0 | 5 | 0.17 | null | /r/FinancialPlanning/comments/15sg0r5/am_i_taking_the_correct_steps_for_retirement/ | https://www.reddit.com/r/FinancialPlanning/comments/15sg0r5/am_i_taking_the_correct_steps_for_retirement/ | FinancialPlanning | 3m |
15igfbi | 41 with ZERO retirement. Please help! | Ok, I have kind of an interesting (maybe super boring) situation. I’m 41, my wife is 36 and we work for ourselves. We run a very small cottage industry and we get by just fine. That said I have zero retirement.
So here is our situation. My wife has about 9k in a 401k. I never worked anywhere that had a 401k or any re... | 1,691,194,070 | 2023-08-05 00:07:50 | UnlikelyCash2690 | 6 | 1 | 1 | null | /r/FinancialPlanning/comments/15igfbi/41_with_zero_retirement_please_help/ | https://www.reddit.com/r/FinancialPlanning/comments/15igfbi/41_with_zero_retirement_please_help/ | FinancialPlanning | 3m |
154n1g3 | How to Withdraw from IRA | I have about $3M invested in a few different stocks in IRA and I was unemployed from last few years but did not touch it which may be the reason why it grew to this. We lived on a very modest income from my wife's job. Now we both are unemployed and retired and I have started getting Social Security last year and she w... | 1,689,848,463 | 2023-07-20 10:21:03 | mq08820 | 2 | 4 | 1 | null | /r/FinancialPlanning/comments/154n1g3/how_to_withdraw_from_ira/ | https://www.reddit.com/r/FinancialPlanning/comments/154n1g3/how_to_withdraw_from_ira/ | FinancialPlanning | 3m |
14yithz | Recommendations for investing capital toward path to financial independence? | My wife and I have saved up $200k capital and would like to invest it for the greatest return.
Initial thought is real estate. Likely growing a short term rental we currently own from 2/3 person occupancy to 6/7 person occupancy. Guesstimating an additional $36k annually gross. We could also expand our real estate/sh... | 1,689,249,316 | 2023-07-13 11:55:16 | virrepi | 1 | 5 | 1 | null | /r/FinancialPlanning/comments/14yithz/recommendations_for_investing_capital_toward_path/ | https://www.reddit.com/r/FinancialPlanning/comments/14yithz/recommendations_for_investing_capital_toward_path/ | FinancialPlanning | 3m |
14ezfnl | Retirement Plan - Tax Efficiency | Trying to flesh out my retirement plan and running it by the community. Check the assumptions and the tax efficiency strategies.
**Current:**
Age 44, married filing jointly
460k in aftertax brokerage, almost no capital gains.
215k in pretax 401k/HSA
34k in Roth IRA
**Assumption... | 1,687,328,189 | 2023-06-21 06:16:29 | Grevious47 | 0 | 7 | 0.5 | null | /r/FinancialPlanning/comments/14ezfnl/retirement_plan_tax_efficiency/ | https://www.reddit.com/r/FinancialPlanning/comments/14ezfnl/retirement_plan_tax_efficiency/ | FinancialPlanning | 3m |
13pwyng | I got a new roof and need to sell some stocks to pay for the cost. | My question is: Do I close out the stocks that are currently green ie Apple or the stocks that are red ie 3M? | 1,684,867,472 | 2023-05-23 18:44:32 | Over-Lack5665 | 11 | 21 | 0.87 | null | /r/FinancialPlanning/comments/13pwyng/i_got_a_new_roof_and_need_to_sell_some_stocks_to/ | https://www.reddit.com/r/FinancialPlanning/comments/13pwyng/i_got_a_new_roof_and_need_to_sell_some_stocks_to/ | FinancialPlanning | 3m |
138bypw | Pay Daughter’s College Tuition With Loan or Use HELOC/401k | I’m 61 (M) with 8 more years of work until retirement. Daughter starts college in the Fall. Cost per month for 9 months (with room and board is $3.5k). No financial aid awarded to her after FAFSA came back.
Since she is 18, I can apply $1,600 per month that I was paying to my ex-wife for child support to my daughter’s... | 1,683,264,980 | 2023-05-05 05:36:20 | LuckyBlackCat4 | 1 | 11 | 0.57 | null | /r/FinancialPlanning/comments/138bypw/pay_daughters_college_tuition_with_loan_or_use/ | https://www.reddit.com/r/FinancialPlanning/comments/138bypw/pay_daughters_college_tuition_with_loan_or_use/ | FinancialPlanning | 3m |
13728db | Home ownership: Buying above net worth and changing financial lifestyle? | Currently live in a very high cost of living city (LA) and am looking at my finances to by a single family home (DINK) . We currently rent a townhouse for cheap. We both settled into newer jobs with solid income (\~450K household) and with our current lifestyle , we are saving a meaningful amount towards down payment (... | 1,683,154,124 | 2023-05-03 22:48:44 | MeowMastermind | 4 | 4 | 0.84 | null | /r/FinancialPlanning/comments/13728db/home_ownership_buying_above_net_worth_and/ | https://www.reddit.com/r/FinancialPlanning/comments/13728db/home_ownership_buying_above_net_worth_and/ | FinancialPlanning | 3m |
12t6i14 | Retirement plan. How much do I really need? | First Post. Interested in what others think about the following scenario.
Age 30.
Retirement saving of $300k.
Home #1. Worth \~$450k. Low rate \~3%. $180k left on mortgage. $1000 mortgage.
Home #2. Worth \~$300k. Low rate \~4%. $180k left on mortgage. $1200 mortgage. Rental income covers this and more.
Annu... | 1,682,007,187 | 2023-04-20 16:13:07 | Downtown-Koala-7782 | 1 | 0 | 1 | null | /r/FinancialPlanning/comments/12t6i14/retirement_plan_how_much_do_i_really_need/ | https://www.reddit.com/r/FinancialPlanning/comments/12t6i14/retirement_plan_how_much_do_i_really_need/ | FinancialPlanning | 3m |
113t1v7 | Trying to convince mom to stop using Edward Jones | My mom has talked about being stressed about knowing what to do with her RMD (required minimum distribution). I knew her financial advisor was with Edward Jones and had casually mentioned using someone else several years ago. I just learned that she had bought whole life through him and that made me try again to get he... | 1,676,560,883 | 2023-02-16 15:21:23 | Throwaway_moneey | 122 | 131 | 0.84 | null | /r/FinancialPlanning/comments/113t1v7/trying_to_convince_mom_to_stop_using_edward_jones/ | https://www.reddit.com/r/FinancialPlanning/comments/113t1v7/trying_to_convince_mom_to_stop_using_edward_jones/ | FinancialPlanning | 3m |
zlc6tz | Large Inheritance- Thoughts on Ameriprise? | Inherited around $3m. $500K is in an IRA that will need to be withdrawn over the next 10 years. I met with an Ameriprise planner today and set up an account and paid the initial $2,500 fee. No money has been transferred yet and I’m having second thoughts.
I am in my early 50’s and have $100K in my company 401K. $... | 1,670,977,985 | 2022-12-14 00:33:05 | throwawaybitsy | 17 | 26 | 0.85 | null | /r/FinancialPlanning/comments/zlc6tz/large_inheritance_thoughts_on_ameriprise/ | https://www.reddit.com/r/FinancialPlanning/comments/zlc6tz/large_inheritance_thoughts_on_ameriprise/ | FinancialPlanning | 3m |
yzvori | 29M,26F, 0.3M Our financial status is quite ok, but i feel that we are going downwards | I'm currently holding my entire family on 1 salary - my wife is on parental leave for 3.5 months and then she plans to stay at home for 9 more months without salary at all.
I must say that we have won a special government lottery that allowed us to buy a house real cheap, it cost us about 300,00$ when it's real price ... | 1,668,920,629 | 2022-11-20 05:03:49 | EastOrganization2392 | 4 | 5 | 0.67 | null | /r/FinancialPlanning/comments/yzvori/29m26f_03m_our_financial_status_is_quite_ok_but_i/ | https://www.reddit.com/r/FinancialPlanning/comments/yzvori/29m26f_03m_our_financial_status_is_quite_ok_but_i/ | FinancialPlanning | 3m |
ygu0f5 | Rate my budget 💵 | Married 25F 27M, no kids, 1 dog. Both of us are self-employed and I also have a part-time.
Income:
* Part-Time W2 - $4867/m (with option to take on additional overtime)
* Business (Freelance / LLC Partnership) - $6000-9,500/m (yes, it really does fluctuate that much, but it's somewhat predictable with a higher "seaso... | 1,667,075,709 | 2022-10-29 20:35:09 | CameraGirl7 | 6 | 10 | 0.8 | null | /r/FinancialPlanning/comments/ygu0f5/rate_my_budget/ | https://www.reddit.com/r/FinancialPlanning/comments/ygu0f5/rate_my_budget/ | FinancialPlanning | 3m |
whpgd2 | Trying to figure out if we're on track | Trying to model / get verification that we are on track for retirement in 20 yrs...grew up poor and learned about money through hard lessons and good mentors.
**Income-** Household income $400k annually (just doubled in last two months due to new job for me) for me (46m), wife (46f) and 3 kids (23, 16, 12)
**Debt**... | 1,659,795,640 | 2022-08-06 14:20:40 | jmlitt1 | 1 | 3 | 0.6 | null | /r/FinancialPlanning/comments/whpgd2/trying_to_figure_out_if_were_on_track/ | https://www.reddit.com/r/FinancialPlanning/comments/whpgd2/trying_to_figure_out_if_were_on_track/ | FinancialPlanning | 3m |
sgdvm9 | Investment Withdrawal/Roth Conversion Calculator | I am 50 years old and have retired early with a portfolio of about $3M, almost evenly split between an investment account and Roth/Traditional IRA accounts. I am trying to come up with a withdrawal strategy that minimizes taxes while also doing appropriate Roth conversions. Are there free tools that let you plug in n... | 1,643,563,193 | 2022-01-30 17:19:53 | Spirited-Meringue829 | 12 | 10 | 0.93 | null | /r/FinancialPlanning/comments/sgdvm9/investment_withdrawalroth_conversion_calculator/ | https://www.reddit.com/r/FinancialPlanning/comments/sgdvm9/investment_withdrawalroth_conversion_calculator/ | FinancialPlanning | 3m |
qu3kwj | Retired, Can I get a Home Loan? | I retired last year and want to down size from our current home. Will I be able to get a home loan now that I only have rental income?
My net worth is pretty high and I have a solid portfolio, not sure if lenders consider investments as a source of income.
My rental income is 66K from 2 homes
Wife's job 30k
Inter... | 1,636,936,055 | 2021-11-15 00:27:35 | enlightendtrader | 5 | 1 | 0.86 | null | /r/FinancialPlanning/comments/qu3kwj/retired_can_i_get_a_home_loan/ | https://www.reddit.com/r/FinancialPlanning/comments/qu3kwj/retired_can_i_get_a_home_loan/ | FinancialPlanning | 3m |
qsktt7 | what is the Best way to pay for a new home construction build for retirement? | Note: Approximate New Home build cost $700,000, land already paid ($150,000). The new home construction is planned to start at End of the year 2023. Tax on the house approx. per year $4,000/yr. No State or Income tax since it is TN.
**Advice needed on which one option below should I choose from below:**
\- PLOC (Po... | 1,636,751,067 | 2021-11-12 21:04:27 | Jamesanderson9999 | 1 | 1 | 1 | null | /r/FinancialPlanning/comments/qsktt7/what_is_the_best_way_to_pay_for_a_new_home/ | https://www.reddit.com/r/FinancialPlanning/comments/qsktt7/what_is_the_best_way_to_pay_for_a_new_home/ | FinancialPlanning | 3m |
qrykyp | Financial Planing | I am looking for advice on how to prepare for the future in regards to minimizing/eliminating taxes, retirement planing, estate planing and roth conversions if necessary. Just looking for what would be an optimized method and from which buckets to draw funds when needed.
​
I am 49 and retired last year. My w... | 1,636,675,335 | 2021-11-12 00:02:15 | enlightendtrader | 6 | 14 | 0.75 | null | /r/FinancialPlanning/comments/qrykyp/financial_planing/ | https://www.reddit.com/r/FinancialPlanning/comments/qrykyp/financial_planing/ | FinancialPlanning | 3m |
q3yr51 | How should I take my retirement benefits | I’m on the cusp of retiring and looking to make a decision on how to split my pension payout from my employer (lump sum vs. annuity). I’m really struggling with this decision and could use some help & advice
Here are some details: My wife and my cost of living is about $125K per year ($10.4K/month) all in. We are bot... | 1,633,702,932 | 2021-10-08 14:22:12 | 3ndlesslyCurious | 2 | 3 | 1 | null | /r/FinancialPlanning/comments/q3yr51/how_should_i_take_my_retirement_benefits/ | https://www.reddit.com/r/FinancialPlanning/comments/q3yr51/how_should_i_take_my_retirement_benefits/ | FinancialPlanning | 3m |
oszqsb | Personal finance plan - 32 year old starting a bit later in thinking about financial planning | In my early 20s up to late 20s, I worked and did startups, focused on experiences and having fun over accumulating net worth and didn't really save much.
When I turned 30 was when I really started saving and acquiring assets, and reducing my spending. I no longer took startup gigs and chose jobs for total compensation... | 1,627,435,082 | 2021-07-28 01:18:02 | wagthesam | 0 | 4 | 0.5 | null | /r/FinancialPlanning/comments/oszqsb/personal_finance_plan_32_year_old_starting_a_bit/ | https://www.reddit.com/r/FinancialPlanning/comments/oszqsb/personal_finance_plan_32_year_old_starting_a_bit/ | FinancialPlanning | 3m |
ohp3zh | Advice re: saving | My husband and I are 47 and 42, resp. We have two kids together, 7 and 5. I have an older child almost college-aged, and thankfully her father will be covering her college expenses.
Here’s where we are:
—$800K 401K
—$65K 529 (for our younger children)
—$400K equity in home (currently about half it’s value)
I do s... | 1,625,945,149 | 2021-07-10 19:25:49 | SaveLevi | 14 | 14 | 0.75 | null | /r/FinancialPlanning/comments/ohp3zh/advice_re_saving/ | https://www.reddit.com/r/FinancialPlanning/comments/ohp3zh/advice_re_saving/ | FinancialPlanning | 3m |
mkq5an | New grad - questions about saving for car, home, retirement and paying debt | I'm looking for some advice because I have big financial goals and have little personal finance knowledge. Im 22 and I graduated in December with a masters in finance (finance degree does not equal being good at financial planning!) and am starting a new job in May. I have roughly $30k in college loans, $79k salary (... | 1,617,644,035 | 2021-04-05 17:33:55 | SnooStrawberries2537 | 2 | 3 | 0.76 | null | /r/FinancialPlanning/comments/mkq5an/new_grad_questions_about_saving_for_car_home/ | https://www.reddit.com/r/FinancialPlanning/comments/mkq5an/new_grad_questions_about_saving_for_car_home/ | FinancialPlanning | 3m |
m23w30 | Trying to retire- am I missing anything? | Sorry for length, and I realize this may be a face-palm for some of you, but I'd really like to see if there might be some other ways of looking at our situation, any that I may have missed.
At 61, I am burned out in my corporate drone job. Won't get into details but it started with a bad manager (who is still very mu... | 1,615,399,107 | 2021-03-10 17:58:27 | audiofankk | 19 | 12 | 0.87 | null | /r/FinancialPlanning/comments/m23w30/trying_to_retire_am_i_missing_anything/ | https://www.reddit.com/r/FinancialPlanning/comments/m23w30/trying_to_retire_am_i_missing_anything/ | FinancialPlanning | 3m |
k5hetd | How to manage my suddenly large income? | Long time lurker, first time poster.
I’m a 27yo making around 600k due to stock appreciation in tech. I max 401k, 6k backdoor roth, 15% salary mega backdoor, max hsa, and put rest into taxable account which holds random etfs from Schawb. I’m currently sitting on around 1.3M “net worth”, according to mint’s summary pag... | 1,606,940,277 | 2020-12-02 20:17:57 | huetella | 226 | 134 | 0.89 | null | /r/FinancialPlanning/comments/k5hetd/how_to_manage_my_suddenly_large_income/ | https://www.reddit.com/r/FinancialPlanning/comments/k5hetd/how_to_manage_my_suddenly_large_income/ | FinancialPlanning | 3m |
jw9i8e | On track to retirement?? | Hi, so I’ve just started reading this group and I’ve found it very interesting. I would like to get this groups perspective if I’m on track to retire at 65.
FINANCES
Retirement accounts = ~$1.3M
Remainder of accounts = ~$1M
Net worth =~$2.3M
No other debt (except for credit cards that we pay off each month, so I gu... | 1,605,675,110 | 2020-11-18 04:51:50 | baxter_10 | 1 | 4 | 1 | null | /r/FinancialPlanning/comments/jw9i8e/on_track_to_retirement/ | https://www.reddit.com/r/FinancialPlanning/comments/jw9i8e/on_track_to_retirement/ | FinancialPlanning | 3m |
ivj3o5 | Real Estate Debt Snowball | See [spreadsheet](https://docs.google.com/spreadsheets/d/1DMrgu1lZ9GUgwIq6P5XBy6Q9tRkTZOUZjwjVExT71rw/edit#gid=0)
I would love to get this group’s advice on setting up a real estate debt snowball for my portfolio. I’m at the point where I don’t want to purchase any additional properties, but I’m still a couple of year... | 1,600,479,041 | 2020-09-19 01:30:41 | ESI192 | 57 | 22 | 0.96 | null | /r/FinancialPlanning/comments/ivj3o5/real_estate_debt_snowball/ | https://www.reddit.com/r/FinancialPlanning/comments/ivj3o5/real_estate_debt_snowball/ | FinancialPlanning | 3m |
i5x3s2 | Confused need help please | I was learning through an online course came at this.
if I tell you that you have an
investment in a hypothetical company that will go
up 50% in one year to be worth $1mn, then today
your investment is worth $1M/ 1+50% =
1,000,000/1.5 = $666,667.
So if 50% of the company is worth 660k right now that means 100% is wor... | 1,596,883,318 | 2020-08-08 10:41:58 | lucyhoffmann | 0 | 8 | 0.5 | null | /r/FinancialPlanning/comments/i5x3s2/confused_need_help_please/ | https://www.reddit.com/r/FinancialPlanning/comments/i5x3s2/confused_need_help_please/ | FinancialPlanning | 3m |
eej70t | Planning my inheritance. (UK) | Hello,
I'm (30M) looking for some advice after I've got some inheritance money coming in. Just before my Dad's death, he mentioned he wanted the inheritance to be spent on securing property.
Current situation:
Earn about £60k - but lots of this tied up in things like housing allowance that I receive from my company.
... | 1,577,098,649 | 2019-12-23 10:57:29 | Dont_Tell_Tiffany | 1 | 0 | 1 | null | /r/FinancialPlanning/comments/eej70t/planning_my_inheritance_uk/ | https://www.reddit.com/r/FinancialPlanning/comments/eej70t/planning_my_inheritance_uk/ | FinancialPlanning | 3m |
94w04o | Re: Should I (and, if so, how?) get rid of my whole life ins policy? | TLDR: I’m in a whole life policy and trying to find out if I should get out and, if so, how to do so
Hi all,
Looking for advice re: a Guardian Whole Life 99 policy I started 7 years ago. I signed up with a fee-based adviser, who noted that, given my income—which has since, steadily grown—I should sign up for this pol... | 1,533,509,658 | 2018-08-05 22:54:18 | nbcue2 | 16 | 15 | 0.88 | null | /r/FinancialPlanning/comments/94w04o/re_should_i_and_if_so_how_get_rid_of_my_whole/ | https://www.reddit.com/r/FinancialPlanning/comments/94w04o/re_should_i_and_if_so_how_get_rid_of_my_whole/ | FinancialPlanning | 3m |
7kwwhb | Giving up free but poor lifestyle to live very comfortably? | My parents are very well off. $3M + family business, 3 buildings, a couple estate homes, stocks etc. My fiance worked for my dad for 3 years and had excelled in his position (moreso than my brothers) but we had a terrible falling out and we returned all handouts (help with apartment, car etc) and left completely to a n... | 1,513,723,252 | 2017-12-19 22:40:52 | summer_summer00 | 14 | 5 | 0.85 | null | /r/FinancialPlanning/comments/7kwwhb/giving_up_free_but_poor_lifestyle_to_live_very/ | https://www.reddit.com/r/FinancialPlanning/comments/7kwwhb/giving_up_free_but_poor_lifestyle_to_live_very/ | FinancialPlanning | 3m |
1ebcqra | NBA says Amazon will be its new media partner, rebuffing WBD attempt to match deal | The National Basketball Association has told Warner Bros. Discovery it doesn’t intend to honor its matching rights and instead plans to move ahead with Amazon as a media partner.
“Warner Bros. Discovery’s most recent proposal did not match the terms of Amazon Prime Video’s offer and, therefore, we have entered into a... | 1,721,855,430 | 2024-07-24 21:10:30 | Puginator | 100 | 35 | 0.96 | null | /r/stocks/comments/1ebcqra/nba_says_amazon_will_be_its_new_media_partner/ | https://www.reddit.com/r/stocks/comments/1ebcqra/nba_says_amazon_will_be_its_new_media_partner/ | stocks | a._o._smith |
11dbqq4 | (2/27) Monday's Pre-Market Stock Movers & News | # Good Monday morning traders and investors of the r/stocks sub! Welcome to the new trading week and a fresh start! Here are your pre-market stock movers & news on this Monday, February 27th, 2023-
*****
# [Stock futures rise after major averages suffer biggest weekly losses of the year: Live updates](https://www.cnb... | 1,677,504,180 | 2023-02-27 13:23:00 | bigbear0083 | 33 | 3 | 0.82 | null | /r/stocks/comments/11dbqq4/227_mondays_premarket_stock_movers_news/ | https://www.reddit.com/r/stocks/comments/11dbqq4/227_mondays_premarket_stock_movers_news/ | stocks | a._o._smith |
znww2s | Reflections of Poor Decisions in 2022 | As always, this in not financial advice. This is simply a public reflection of my thoughts on the year as it relates to my portfolio. Due your own due diligence and don’t trust the words of a random stranger on the internet.
This year I will likely end the year with a return -30% to -40%, currently down about 35%. As ... | 1,671,247,290 | 2022-12-17 03:21:30 | rifleman209 | 24 | 44 | 0.81 | Meta | /r/stocks/comments/znww2s/reflections_of_poor_decisions_in_2022/ | https://www.reddit.com/r/stocks/comments/znww2s/reflections_of_poor_decisions_in_2022/ | stocks | a._o._smith |
zj6s1h | Fed Rate Increases Are Squeezing Consumer-Finance Companies | Companies offer fewer auto loans, mortgages and buy-now-pay-later programs
https://www.wsj.com/articles/fed-rate-increases-are-squeezing-consumer-finance-companies-11670712247?mod=hp_lead_pos3
Consumer spending in the U.S. is going strong. Consumer lending, not so much.
The financial squeeze that started about six m... | 1,670,789,752 | 2022-12-11 20:15:52 | CQME | 578 | 83 | 0.93 | Industry News | /r/stocks/comments/zj6s1h/fed_rate_increases_are_squeezing_consumerfinance/ | https://www.reddit.com/r/stocks/comments/zj6s1h/fed_rate_increases_are_squeezing_consumerfinance/ | stocks | a._o._smith |
xrn18p | FCF Yield of Stocks I am Watching | I recently compiled a list of stocks with their free cash flow (FCF) yield to see how good or bad that investment might be compared to a **2 year treasury bond (which is currently yielding \~4.2%)**. The yield was calculated using the enterprise value (EV) of the company since a lot of the companies carry a high debt l... | 1,664,496,457 | 2022-09-30 00:07:37 | ali_b_investing | 5 | 3 | 0.73 | null | /r/stocks/comments/xrn18p/fcf_yield_of_stocks_i_am_watching/ | https://www.reddit.com/r/stocks/comments/xrn18p/fcf_yield_of_stocks_i_am_watching/ | stocks | a._o._smith |
qvza96 | (11/17) Wednesday's Pre-Market Stock Movers & News | #Good morning traders and investors of the r/stocks sub! Welcome to Wednesday! Here are your pre-market stock movers & news on this Wednesday, November 17th, 2021-
*****
# [Stock futures are little changed after Lowe’s and Target post earnings beats](https://www.cnbc.com/2021/11/16/stock-market-futures-open-to-close-... | 1,637,155,758 | 2021-11-17 13:29:18 | bigbear0083 | 4 | 4 | 0.75 | null | /r/stocks/comments/qvza96/1117_wednesdays_premarket_stock_movers_news/ | https://www.reddit.com/r/stocks/comments/qvza96/1117_wednesdays_premarket_stock_movers_news/ | stocks | a._o._smith |
q6lb8z | (10/12) Tuesday's Pre-Market Stock Movers & News | #Good morning traders and investors of the r/stocks sub! Welcome to Tuesday! Here are your pre-market stock movers & news on this Tuesday, October 12th, 2021-
*****
# [5 things to know before the stock market opens Tuesday](https://www.cnbc.com/2021/10/12/5-things-to-know-before-the-stock-market-opens-tuesday-oct-12.... | 1,634,042,546 | 2021-10-12 12:42:26 | bigbear0083 | 15 | 0 | 1 | Company News | /r/stocks/comments/q6lb8z/1012_tuesdays_premarket_stock_movers_news/ | https://www.reddit.com/r/stocks/comments/q6lb8z/1012_tuesdays_premarket_stock_movers_news/ | stocks | a._o._smith |
jpsx9h | What is a True Market Leader (TML) + And how to find them? (Ex. SHOP 2016-2020, ZM 2020, AAPL 2005-2012 | **TLDR:**
In one sentence a TML is an institutional quality stock in a leading industry group with superior fundamentals and technicals. These are monster stocks which over the course of weeks and months increase +100% to +5,000% . These stocks are disruptors which change how we work, live, or play.
TMLs are popular ... | 1,604,763,748 | 2020-11-07 15:42:28 | Rmogo21 | 396 | 60 | 0.96 | null | /r/stocks/comments/jpsx9h/what_is_a_true_market_leader_tml_and_how_to_find/ | https://www.reddit.com/r/stocks/comments/jpsx9h/what_is_a_true_market_leader_tml_and_how_to_find/ | stocks | a._o._smith |
iirulw | Wall Street Week Ahead for the trading week beginning August 31st, 2020 | Good Saturday morning to all of you here on r/stocks. I hope everyone on this sub made out pretty nicely in the market this past week, and is ready for the new trading week ahead.
Here is everything you need to know to get you ready for the trading week beginning August 31st, 2020.
# **Stocks head into September in h... | 1,598,705,406 | 2020-08-29 12:50:06 | bigbear0083 | 24 | 1 | 0.89 | News | /r/stocks/comments/iirulw/wall_street_week_ahead_for_the_trading_week/ | https://www.reddit.com/r/stocks/comments/iirulw/wall_street_week_ahead_for_the_trading_week/ | stocks | a._o._smith |
iaxqyf | GSK owns 10% of CVAC | CVAC is definitely not a pump & dump and people claiming this is the next K O D K have no clue. This is a stock that is backed by the German Government and GlaxoSmithKline own 10%!!
https://www.curevac.com/en/2020/07/20/gsk-and-curevac-announce-strategic-mrna-technology-collaboration/
This will fly this week with a p... | 1,597,603,115 | 2020-08-16 18:38:35 | krishpau | 6 | 14 | 0.69 | null | /r/stocks/comments/iaxqyf/gsk_owns_10_of_cvac/ | https://www.reddit.com/r/stocks/comments/iaxqyf/gsk_owns_10_of_cvac/ | stocks | a._o._smith |
fe13sc | Looking at the bright side. | Got some nice money from a couple of good trades the last month or so. Keeping a real close eye on Stryker, Disney, NVIDIA, medtronic. Medtronic just got under 100 dollars, Stryker is plummeting, I see it as good news to finally get in soon on these stocks. I work in the operating room and the doctors I work with(mostl... | 1,583,438,668 | 2020-03-05 20:04:28 | tommy2figers | 0 | 2 | 0.5 | null | /r/stocks/comments/fe13sc/looking_at_the_bright_side/ | https://www.reddit.com/r/stocks/comments/fe13sc/looking_at_the_bright_side/ | stocks | a._o._smith |
alpo02 | Today's Stock Market News [Thursday, Jan. 31st, 2019] | #Good morning traders and investors of the r/stocks sub! Welcome to the final trading day of January! Here are your pre-market movers & news this AM-
*****
#[Today's Top Headlines for Thursday, January 31st, 2019](https://www.cnbc.com/2019/01/31/stock-futures-mixed--facebook-surges-11percent--teslas-cfo-leaves-again.... | 1,548,942,944 | 2019-01-31 13:55:44 | bigbear0083 | 2 | 0 | 1 | News | /r/stocks/comments/alpo02/todays_stock_market_news_thursday_jan_31st_2019/ | https://www.reddit.com/r/stocks/comments/alpo02/todays_stock_market_news_thursday_jan_31st_2019/ | stocks | a._o._smith |
9pvs0t | The Stock Market Thread for the trading week beginning October 22nd, 2018 | Hello traders of the r/stocks sub!
Here is everything you need to know to get you ready for the trading week of October 22nd - 26th, 2018.
# **Dow snaps 3-week losing streak, Procter & Gamble surges** - *[(Source)](https://www.cnbc.com/2018/10/19/wall-street-futures-point-to-a-slight-rebound-after-the-dow-sheds-300-p... | 1,540,055,090 | 2018-10-20 17:04:50 | bigbear0083 | 20 | 2 | 0.76 | null | /r/stocks/comments/9pvs0t/the_stock_market_thread_for_the_trading_week/ | https://www.reddit.com/r/stocks/comments/9pvs0t/the_stock_market_thread_for_the_trading_week/ | stocks | a._o._smith |
9dioiq | (9/6) - Thursday Stock Market News & Movers | #Good morning traders of the r/stocks sub! Welcome to Thursday! Here are your stock market news & movers this morning-
*****
#[Frontrunning: September 6th](https://www.cnbc.com/2018/09/06/stocks-making-the-biggest-move-premarket-cbs-xom-fb-dal-nav--more.html)
* President Donald Trump launched an attack after the pub... | 1,536,241,239 | 2018-09-06 13:40:39 | bigbear0083 | 23 | 2 | 0.77 | News | /r/stocks/comments/9dioiq/96_thursday_stock_market_news_movers/ | https://www.reddit.com/r/stocks/comments/9dioiq/96_thursday_stock_market_news_movers/ | stocks | a._o._smith |
1kikf12 | Weekly Earnings Thread 5/12 - 5/16 | null | 1,746,802,315 | 2025-05-09 14:51:55 | OSRSkarma | 225 | 1,963 | 0.98 | Earnings Thread | /r/wallstreetbets/comments/1kikf12/weekly_earnings_thread_512_516/ | wallstreetbets | a._o._smith | |
18zrbp1 | As I've said before, Disney will completely cease to exist early this year. | You see, two very well-respected investing firms named Ancora and The Pershing Square Foundation, led by a very well-respected investor named Bill Ackman, has joined forces with Peltz/Trian/Perlmutter, all of which are most beloved and best-respected folks among Disney investors/shareholders, in Disney proxy war, meani... | 1,704,515,095 | 2024-01-06 04:24:55 | Block-Busted | 0 | 159 | 0.26 | Discussion | /r/wallstreetbets/comments/18zrbp1/as_ive_said_before_disney_will_completely_cease/ | https://www.reddit.com/r/wallstreetbets/comments/18zrbp1/as_ive_said_before_disney_will_completely_cease/ | wallstreetbets | a._o._smith |
13xo5um | Why LULU's earnings today will completely obliterate everyone | Lululemon (LULU) is scheduled to report its fiscal first-quarter results today. I expect LULU stock to likely go up due to revenues and earnings beating market expectations. Retail stocks have continued to come under pressure as economic headwinds coupled with inflation have intensified. Despite the current macro headw... | 1,685,641,466 | 2023-06-01 17:44:26 | CalmGains | 284 | 145 | 0.91 | Discussion | /r/wallstreetbets/comments/13xo5um/why_lulus_earnings_today_will_completely/ | https://www.reddit.com/r/wallstreetbets/comments/13xo5um/why_lulus_earnings_today_will_completely/ | wallstreetbets | a._o._smith |
wiwo3v | INVA Undervaled stock with potential ? Analysis/Discussion | Undervalued\*
**Very short summary TL;DR**
o Innoviva NASDAQ: INVA is a pharmaceutical company with a royalty and acquisition-based business model with strong investments and a diverse portfolio – easy to understand clear business
o Owner of an infectious disease drug in 3rd phase FDA approval as a result of a recen... | 1,659,924,470 | 2022-08-08 02:07:50 | samichamk | 2 | 4 | 0.63 | DD | /r/wallstreetbets/comments/wiwo3v/inva_undervaled_stock_with_potential/ | https://www.reddit.com/r/wallstreetbets/comments/wiwo3v/inva_undervaled_stock_with_potential/ | wallstreetbets | a._o._smith |
qvzb6r | (11/17) Wednesday's Pre-Market Stock Movers & News | #Good morning traders and investors of the r/wallstreetbets sub! Welcome to Wednesday! Here are your pre-market stock movers & news on this Wednesday, November 17th, 2021-
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# [Stock futures are little changed after Lowe’s and Target post earnings beats](https://www.cnbc.com/2021/11/16/stock-market-futures-open-t... | 1,637,155,822 | 2021-11-17 13:30:22 | bigbear0083 | 25 | 13 | 0.85 | DD | /r/wallstreetbets/comments/qvzb6r/1117_wednesdays_premarket_stock_movers_news/ | https://www.reddit.com/r/wallstreetbets/comments/qvzb6r/1117_wednesdays_premarket_stock_movers_news/ | wallstreetbets | a._o._smith |
q6lcc4 | (10/12) Tuesday's Pre-Market Stock Movers & News | #Good morning traders and investors of the r/wallstreetbets sub! Welcome to Tuesday! Here are your pre-market stock movers & news on this Tuesday, October 12th, 2021-
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# [4 things to know before the stock market opens Tuesday](https://www.cnbc.com/2021/10/12/5-things-to-know-before-the-stock-market-opens-tuesday... | 1,634,042,656 | 2021-10-12 12:44:16 | bigbear0083 | 101 | 18 | 0.94 | DD | /r/wallstreetbets/comments/q6lcc4/1012_tuesdays_premarket_stock_movers_news/ | https://www.reddit.com/r/wallstreetbets/comments/q6lcc4/1012_tuesdays_premarket_stock_movers_news/ | wallstreetbets | a._o._smith |
oz4ka3 | Microvast ($MVST) -The only DD you'll ever need | Listen up retards, this won't be short.
This was not meant for you apes; Seek ing alpha denied my article because they don't want recent SPACs merger on their website.
So instead of earning cash to spend it on stupid shit, I'm here wasting my time for you all because I don't want 50 hours and 4000 words of research t... | 1,628,248,495 | 2021-08-06 11:14:55 | Wild-Fisherman-2573 | 2,499 | 691 | 0.9 | DD | /r/wallstreetbets/comments/oz4ka3/microvast_mvst_the_only_dd_youll_ever_need/ | https://www.reddit.com/r/wallstreetbets/comments/oz4ka3/microvast_mvst_the_only_dd_youll_ever_need/ | wallstreetbets | a._o._smith |
ocmzx9 | SP500 Winners and Losers | 7/2/2021 | **Winners**
Winner of the day by sector | **SP500**:
**Sector |** Company **| Ticker |** % Price Change
1. **Industrials** | Fastenal Company | **FAST** | 1.04%
2. **Health Care** | Johnson & Johnson | **JNJ** | 1.82%
3. **Information Technology** | Oracle Corporation | **ORCL** | 2.87%
4. **Communication ... | 1,625,271,136 | 2021-07-03 00:12:16 | Engineer_Economist | 10 | 1 | 0.64 | DD | /r/wallstreetbets/comments/ocmzx9/sp500_winners_and_losers_722021/ | https://www.reddit.com/r/wallstreetbets/comments/ocmzx9/sp500_winners_and_losers_722021/ | wallstreetbets | a._o._smith |
oajnfh | SP500 Winners and Losers | 6/29/2021 | **Winners**
Winner of the day by sector | **SP500**:
**Sector |** Company **| Ticker |** % Price Change
1. **Industrials** | A O Smith Corp | **AOS** | 1.73%
2. **Health Care** | Laboratory Corp. of America Holdings | **LH** | 2.20%
3. **Information Technology** | Skyworks Solutions Inc | **SWKS** | 4.52% ... | 1,625,007,346 | 2021-06-29 22:55:46 | Engineer_Economist | 10 | 3 | 0.65 | DD | /r/wallstreetbets/comments/oajnfh/sp500_winners_and_losers_6292021/ | https://www.reddit.com/r/wallstreetbets/comments/oajnfh/sp500_winners_and_losers_6292021/ | wallstreetbets | a._o._smith |
iirtxh | Wall Street Week Ahead for the trading week beginning August 31st, 2020 | Good Saturday morning to all of you here on r/wallstreetbets. I hope everyone on this sub made out pretty nicely in the market this past week, and is ready for the new trading week ahead.
Here is everything you need to know to get you ready for the trading week beginning August 31st, 2020.
# **Stocks head into Septem... | 1,598,705,318 | 2020-08-29 12:48:38 | bigbear0083 | 296 | 41 | 0.98 | Stocks | /r/wallstreetbets/comments/iirtxh/wall_street_week_ahead_for_the_trading_week/ | https://www.reddit.com/r/wallstreetbets/comments/iirtxh/wall_street_week_ahead_for_the_trading_week/ | wallstreetbets | a._o._smith |
i9rlae | Let go of PRPL and join PZZA 🍕 gang | **The beginning of the PZZA story** begins with under-salted pasta at Olive Garden. Jeff (Chad) Smith is the CEO of a company called Starboard value, who owned about 10% of Darden (owner of Olive Garden) and he really, really wanted more salt on his pasta. So he staged a media-fueled coup and [took over the board with ... | 1,597,430,276 | 2020-08-14 18:37:56 | fastnlite | 18 | 35 | 0.77 | Storytime | /r/wallstreetbets/comments/i9rlae/let_go_of_prpl_and_join_pzza_gang/ | https://www.reddit.com/r/wallstreetbets/comments/i9rlae/let_go_of_prpl_and_join_pzza_gang/ | wallstreetbets | a._o._smith |
i0mgsn | Here’s some morning coffee, | *HUGE earnings day today, ppl. Trade responsibly*
**Of note for Big Tech (AAPL, AMZN, FB, GOOG),** the giants faced numerous criticisms yesterday from the 6-hour long congressional hearing. *Amazon (AMZN)* was accused of trying to weaken Diapers.com before it purchased its parent com. Meanwhile, *FB and GOOG* were ... | 1,596,117,370 | 2020-07-30 13:56:10 | WSBConsensus | 209 | 22 | 0.97 | Discussion | /r/wallstreetbets/comments/i0mgsn/heres_some_morning_coffee/ | https://www.reddit.com/r/wallstreetbets/comments/i0mgsn/heres_some_morning_coffee/ | wallstreetbets | a._o._smith |
afw1ww | Your Morning Coffee - 01/14/2019 | #Earnings
Citigroup Inc (C) Q4 Adj. EPS USD 1.61 vs. Exp. USD 1.55, revenue USD 17.12bln vs. Exp. USD 17.59bln. Fixed income markets revenue USD 1.94bln vs. Exp. USD 2.23bln. CET1 Capital ratio 11.9% vs. Prev. 11.8% Q/Q. Shares fell as much as 2.0% pre-market before paring back some losses to trade lower by 1.5% pre... | 1,547,474,348 | 2019-01-14 13:59:08 | WSBConsensus | 61 | 13 | 0.9 | DD | /r/wallstreetbets/comments/afw1ww/your_morning_coffee_01142019/ | https://www.reddit.com/r/wallstreetbets/comments/afw1ww/your_morning_coffee_01142019/ | wallstreetbets | a._o._smith |
9mz6vp | Your Morning Coffee: 10/10/2018 |
#EARNINGS
Fastenal (FAST) Q3 EPS USD 0.69 vs. Exp. USD 0.67, revenue USD 1.28bln vs. Exp. USD 1.27bln. (Newswires)
#DJIA
Apple (AAPL)/Amazon (AMZN) - The top Republican on the Senate Commerce Committee has asked the co.s and Super Micro Computer to be briefed about the Bloomberg article reporting the Chi... | 1,539,176,068 | 2018-10-10 12:54:28 | WSBConsensus | 116 | 29 | 0.97 | DD | /r/wallstreetbets/comments/9mz6vp/your_morning_coffee_10102018/ | https://www.reddit.com/r/wallstreetbets/comments/9mz6vp/your_morning_coffee_10102018/ | wallstreetbets | a._o._smith |
72zwfo | JPM - Early Look at the Market – Thurs 9.28.17- **PLEASE DO NOT FORWARD THIS DOCUMENT** | #PAY F FOR RESPECT FOR HUGH HEFNER
-----------
J.P. Morgan Early Look at the Market – Thurs 9.28.17
Trading Desk Commentary; For Institutional Investors Only
#**PLEASE DO NOT FORWARD THIS DOCUMENT**
#Morning Levels
* US S&P futures are down 1 point.
* Asia: Japan Nikkei +0.47%, Japan TOPIX +0.71%, China -0.17%, Ho... | 1,506,603,552 | 2017-09-28 12:59:12 | SIThereAndThere | 294 | 24 | 0.93 | null | /r/wallstreetbets/comments/72zwfo/jpm_early_look_at_the_market_thurs_92817_please/ | https://www.reddit.com/r/wallstreetbets/comments/72zwfo/jpm_early_look_at_the_market_thurs_92817_please/ | wallstreetbets | a._o._smith |
72ry5i | J.P. Morgan Early Look at the Market – Wed 9.27.17 - **PLEASE DO NOT FORWARD THIS DOCUMENT** | J.P. Morgan Early Look at the Market – Wed 9.27.17
Trading Desk Commentary; For Institutional Investors Only
#**PLEASE DO NOT FORWARD THIS DOCUMENT**
#Morning Levels
* US S&P futures are up 2 points
* Asia: Japan Nikkei -0.31%, Japan TOPIX -0.50%, China +0.05%, Hong Kong +0.47%, KOSPI -
0.07%, Taiwan +0.68%, Austra... | 1,506,515,653 | 2017-09-27 12:34:13 | SIThereAndThere | 121 | 31 | 0.96 | null | /r/wallstreetbets/comments/72ry5i/jp_morgan_early_look_at_the_market_wed_92717/ | https://www.reddit.com/r/wallstreetbets/comments/72ry5i/jp_morgan_early_look_at_the_market_wed_92717/ | wallstreetbets | a._o._smith |
6907zq | JP Morgan Early Look at the Market – Wed 5.3.17: AMD INSIDE -- **PLEASE DO NOT FORWARD THIS DOCUMENT** | Find the rest on /r/the_street in the comments.
https://www.reddit.com/r/The_Street/comments/6906uc/jp_morgan_early_look_at_the_market_wed_5317/
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#J.P. Morgan Early Look at the Market – Wed 5.3.17
Trading Desk Commentary; For Institutional Investors Only
xxxx – macro, US, int’l, calendars, tech, financials
... | 1,493,816,876 | 2017-05-03 13:07:56 | SIThereAndThere | 116 | 40 | 0.86 | null | /r/wallstreetbets/comments/6907zq/jp_morgan_early_look_at_the_market_wed_5317_amd/ | https://www.reddit.com/r/wallstreetbets/comments/6907zq/jp_morgan_early_look_at_the_market_wed_5317_amd/ | wallstreetbets | a._o._smith |
5p5v8q | YOLOER-IN-CHIEF GET READY FOR SOME VOLATILITY | null | 1,484,938,888 | 2017-01-20 19:01:28 | SIThereAndThere | 71 | 28 | 0.87 | Market go Up & down | /r/wallstreetbets/comments/5p5v8q/yoloerinchief_get_ready_for_some_volatility/ | wallstreetbets | a._o._smith | |
18t8uzj | "Outside of the Magnificent 7, the rest of the S&P 500 did nothing." | I'm going to eat my own eyeballs if I read this one more time.
​
Here's a list of all the S&P 500 companies that are up this year. Apple's an amazing business, but there are 60 stocks that have done better, just in the S&P 500. Do your homework, don't be afraid to buy individual stocks, and don't believe anyon... | 1,703,808,601 | 2023-12-29 00:10:01 | budgetFAQ | 277 | 75 | 0.86 | null | /r/investing/comments/18t8uzj/outside_of_the_magnificent_7_the_rest_of_the_sp/ | https://www.reddit.com/r/investing/comments/18t8uzj/outside_of_the_magnificent_7_the_rest_of_the_sp/ | investing | a._o._smith |
10imb27 | My Large Cap Moves for 2023 | Last year, I bought these large-cap stocks (with returns):
​
* Cisco Systems, Inc. ($CSCO) -15.03%
* Hormel Foods Corp. ($HRL) -7.02%
* Regeneron Pharmaceuticals, Inc. ($REGN) 16.17%
* Block, Inc. ($SQ) -35.07%
* Take-Two Interactive Software, Inc. -35.40%
Generally, I like a mix of growth, income, and specul... | 1,674,401,680 | 2023-01-22 15:34:40 | TheBarnacle63 | 4 | 6 | 0.65 | null | /r/investing/comments/10imb27/my_large_cap_moves_for_2023/ | https://www.reddit.com/r/investing/comments/10imb27/my_large_cap_moves_for_2023/ | investing | a._o._smith |
zj6pfk | Fed Rate Increases Are Squeezing Consumer-Finance Companies | Companies offer fewer auto loans, mortgages and buy-now-pay-later programs
https://www.wsj.com/articles/fed-rate-increases-are-squeezing-consumer-finance-companies-11670712247?mod=hp_lead_pos3
Consumer spending in the U.S. is going strong. Consumer lending, not so much.
The financial squeeze that started about six m... | 1,670,789,654 | 2022-12-11 20:14:14 | CQME | 490 | 82 | 0.91 | null | /r/investing/comments/zj6pfk/fed_rate_increases_are_squeezing_consumerfinance/ | https://www.reddit.com/r/investing/comments/zj6pfk/fed_rate_increases_are_squeezing_consumerfinance/ | investing | a._o._smith |
yssahq | Keeping things in perspective | I was reviewing my portfolio, and was feeling pretty down by its performance. Before I do, I like to keep the returns of the indices in mind. It is the only for me to determine whether my methods are still working or not. Just so you know, I invest only in equities, including gold mining, REITs, and hedging ETFs. I do... | 1,668,214,166 | 2022-11-12 00:49:26 | TheBarnacle63 | 0 | 6 | 0.21 | null | /r/investing/comments/yssahq/keeping_things_in_perspective/ | https://www.reddit.com/r/investing/comments/yssahq/keeping_things_in_perspective/ | investing | a._o._smith |
p3p8eq | CANSLIM/Minervini methods - thoughts/experiences? | I have spent a fair amount of time in the last couple of months coming up to speed on the CANSLIM and Minervini methods (read the books, subscribed to their tools, traded the methods for three months now). I am wondering if anyone else is following these methods and would care to share experiences/lessons.
Here's wha... | 1,628,873,875 | 2021-08-13 16:57:55 | JKM1601 | 20 | 39 | 0.78 | null | /r/investing/comments/p3p8eq/canslimminervini_methods_thoughtsexperiences/ | https://www.reddit.com/r/investing/comments/p3p8eq/canslimminervini_methods_thoughtsexperiences/ | investing | a._o._smith |
jz8vhg | Does Marketsmith offer Black Friday deals and discounts? | I have been studying William O'Neill's book and CANSLIM method and I really want to subscribe to Market of Smith. However it is very expensive and I'm still a novice trader. I live in Canada and it would even more expensive for me. I want to trade growth and momentum stocks and I need the RS rating since it is an impo... | 1,606,097,979 | 2020-11-23 02:19:39 | mysticalbird0 | 1 | 7 | 0.55 | null | /r/investing/comments/jz8vhg/does_marketsmith_offer_black_friday_deals_and/ | https://www.reddit.com/r/investing/comments/jz8vhg/does_marketsmith_offer_black_friday_deals_and/ | investing | a._o._smith |
jq1g92 | What is a True Market Leader (TML) + And how to find them? (Ex. SHOP 2016-2020, ZM 2020, AAPL 2005-2012 |
**TLDR:**
In one sentence a TML is an institutional quality stock in a leading industry group with superior fundamentals and technicals. These are monster stocks which over the course of weeks and months increase +100% to +5,000% . These stocks are disruptors which change how we work, live, or play.
TMLs are popul... | 1,604,793,787 | 2020-11-08 00:03:07 | Rmogo21 | 329 | 76 | 0.94 | null | /r/investing/comments/jq1g92/what_is_a_true_market_leader_tml_and_how_to_find/ | https://www.reddit.com/r/investing/comments/jq1g92/what_is_a_true_market_leader_tml_and_how_to_find/ | investing | a._o._smith |
bpdvkl | Looking for J Capital Research short report on A.O. Smith | This might be a long shot, but does anyone have a PDF copy of the short report J Capital Research put out today on A.O. Smith? It appears to have been more popular than their website's servers can handle, and the site is down. I'm sure it's temporary, but A.O. Smith is one of my top ideas - am considering buying more... | 1,558,020,138 | 2019-05-16 15:22:18 | dying_to_be_vain | 24 | 7 | 0.8 | null | /r/investing/comments/bpdvkl/looking_for_j_capital_research_short_report_on_ao/ | https://www.reddit.com/r/investing/comments/bpdvkl/looking_for_j_capital_research_short_report_on_ao/ | investing | a._o._smith |
atibzw | 2019-02-22 Morning News Feed | [Global shares up, Aussie dollar rebounds, Brent hits 2019 high](http://feeds.reuters.com/~r/reuters/businessNews/~3/0gYYDuPVyDs/global-shares-up-aussie-dollar-rebounds-brent-hits-2019-high-idUSKCN1QB02Z)
Global shares crept higher on Friday as signs of progress on trade offset a worsening economic outlook, while the A... | 1,550,846,403 | 2019-02-22 14:40:03 | finfeed | 4 | 0 | 0.7 | null | /r/investing/comments/atibzw/20190222_morning_news_feed/ | https://www.reddit.com/r/investing/comments/atibzw/20190222_morning_news_feed/ | investing | a._o._smith |
6g1qzv | stockAday: happy with AbbVie? $ABBV | Oh, the world of spinouts!
Abbott spins off AbbVie in late 2012, and again the spinout does wonderfully, and the old rump is well, a rump.
# Key Stats for AbbVie Inc
|Ticker|[ABBV](https://stockflare.com/stocks/abbv.k)
|:---:|:---:|
Sector | Specialty & Advanced Pharmaceuticals
Latest price | $68.75
Value | $109,418... | 1,496,936,759 | 2017-06-08 15:45:59 | shane_stockflare | 18 | 9 | 0.77 | null | /r/investing/comments/6g1qzv/stockaday_happy_with_abbvie_abbv/ | https://www.reddit.com/r/investing/comments/6g1qzv/stockaday_happy_with_abbvie_abbv/ | investing | a._o._smith |
59wf94 | stockAday: is Vista Outdoors in your sights? $VSTO | # Key Stats for Vista Outdoor Inc
10 days to the US election, wish you'd *gone fishing*? Well if you can't how about about hedging your bets with an Outdoor + Firearm stock!
|Ticker|[VSTO](https://stockflare.com/stocks/vsto.k)
|:---:|:---:|
Sector | Recreational Products
Latest price | $38.88
Value | $2,346M
Daily vo... | 1,477,682,932 | 2016-10-28 19:28:52 | shane_stockflare | 5 | 4 | 0.73 | null | /r/investing/comments/59wf94/stockaday_is_vista_outdoors_in_your_sights_vsto/ | https://www.reddit.com/r/investing/comments/59wf94/stockaday_is_vista_outdoors_in_your_sights_vsto/ | investing | a._o._smith |
54n3qe | stockAday: you been had by Gilead? ($GILD) | # Key Stats for Gilead Sciences, Inc.
Having sewn up the HIV market, they then captured the Liver (Hepatitis C) market. No wonder the long-term investor has a 5-bagger on their hands. But is the stock a 2-hit wonder and now a value trap?
|Ticker|[GILD](https://stockflare.com/stocks/gild.o)
|:---:|:---:|
Sector | Bio ... | 1,474,926,103 | 2016-09-26 21:41:43 | shane_stockflare | 32 | 17 | 0.83 | null | /r/investing/comments/54n3qe/stockaday_you_been_had_by_gilead_gild/ | https://www.reddit.com/r/investing/comments/54n3qe/stockaday_you_been_had_by_gilead_gild/ | investing | a._o._smith |
4rebia | stockAday: Smith & Wesson... smoked or smoking? ($SWHC) | # Key Stats for Smith & Wesson Holding Corp
|Ticker|[$SWHC](https://stockflare.com/stocks/swhc.o)
|:---:|:---:|
Sector | Other Industrial Machinery & Equipment
Latest price | $27.77
Value | $1,555M
Daily vol | $78M
Date | 05 July 2016
### Useful Links
* Google Finance [SWHC](https://www.google.com/finance?q=swhc)
* L... | 1,467,745,701 | 2016-07-05 19:08:21 | shane_stockflare | 47 | 19 | 0.81 | null | /r/investing/comments/4rebia/stockaday_smith_wesson_smoked_or_smoking_swhc/ | https://www.reddit.com/r/investing/comments/4rebia/stockaday_smith_wesson_smoked_or_smoking_swhc/ | investing | a._o._smith |
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