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1iztkt0 | Help investing in my first rental property | Hey redditors, this is my first post ever on this platform and would love some advice/input from anyone out there willing to share. it’s going to be a lengthier post so if you want the too long didn’t read version scroll to the bottom.
So i’m a 25 year old recent college grad( graduated december 23’) living in centr... | 1,740,698,539 | 2025-02-27 23:22:19 | Cencoastnative | 1 | 0 | 1 | Investing | /r/personalfinance/comments/1iztkt0/help_investing_in_my_first_rental_property/ | https://www.reddit.com/r/personalfinance/comments/1iztkt0/help_investing_in_my_first_rental_property/ | personalfinance | airbnb |
1iysban | Seeking understanding of wealth management and future success | Hi community, I’m currently a college student going into university in September (UK). I’m sat on a fair bit of wealth split through multiple funds with no assets - so entirely cash. I know very little about money and investing, I would like to ask if I’m better off leaving it or should I be looking to move it elsewher... | 1,740,589,278 | 2025-02-26 17:01:18 | no_wiz_hat_ho3 | 1 | 2 | 0.66 | Planning | /r/personalfinance/comments/1iysban/seeking_understanding_of_wealth_management_and/ | https://www.reddit.com/r/personalfinance/comments/1iysban/seeking_understanding_of_wealth_management_and/ | personalfinance | airbnb |
1irbqlt | Trying to make a 1031 exchange decision | I inherited a house in California. I am going to sell it and plan to do a 1031 exchange because it has appreciated around million dollars since he passed and I want to avoid capital gains. The house is likely to sell for around 2.4 million. There's a 300,000 mortgage left. + closing fees of around 140,000.
I currently... | 1,739,767,100 | 2025-02-17 04:38:20 | Southern-Warning1888 | 1 | 0 | 1 | Other | /r/personalfinance/comments/1irbqlt/trying_to_make_a_1031_exchange_decision/ | https://www.reddit.com/r/personalfinance/comments/1irbqlt/trying_to_make_a_1031_exchange_decision/ | personalfinance | airbnb |
1iptg6g | Dilemma... buy an investment property (cash flow positive) or dump the same money into an investment account and just let it grow for 25 yrs? | My situation:
I live in Canada. I'm 42 and live in an expensive housing area with a brutally tight rental market. It's also a capital town, so lots of different levels of government. The risk of the housing value going down or there being a lack of renters is slim. I can (aka almost certainly will) retire in 13 year... | 1,739,593,086 | 2025-02-15 04:18:06 | MomentEquivalent6464 | 0 | 14 | 0.22 | Investing | /r/personalfinance/comments/1iptg6g/dilemma_buy_an_investment_property_cash_flow/ | https://www.reddit.com/r/personalfinance/comments/1iptg6g/dilemma_buy_an_investment_property_cash_flow/ | personalfinance | airbnb |
1ip48rt | 57f not sure how to allocate | I work part time and live very frugal. I have a teen and an adult daughter and grandchild live with me. I have a run down rental I need to put money into, and buying a house valued at $550k, and almost $500k in investments. I will get about $1280 in ss if I retire at 65. I can keep working part time. I think I can doub... | 1,739,513,733 | 2025-02-14 06:15:33 | Euphoric_Row_6322 | 1 | 0 | 0.67 | Planning | /r/personalfinance/comments/1ip48rt/57f_not_sure_how_to_allocate/ | https://www.reddit.com/r/personalfinance/comments/1ip48rt/57f_not_sure_how_to_allocate/ | personalfinance | airbnb |
1im7fjj | Is this IRA for toddler legit? | I have a friend who’s 3 year old daughter loves to paint. Someone bought her art (which was displayed by another friend in an Airbnb) for $50. Can her mom put $50 in an IRA for her daughter? What documentation and/or tax forms are required? | 1,739,197,965 | 2025-02-10 14:32:45 | dreamofpluto | 0 | 22 | 0.42 | Retirement | /r/personalfinance/comments/1im7fjj/is_this_ira_for_toddler_legit/ | https://www.reddit.com/r/personalfinance/comments/1im7fjj/is_this_ira_for_toddler_legit/ | personalfinance | airbnb |
1im5vbx | Wise Advice please, thanks in Advance🫶🏻 |
I built a decent house for my family in my 20s, not an extravagant one. In my 30s, I bought another house and a lot. Unfortunately, tragedy struck when my father was hit by a vehicle, resulting in a severe traumatic head injury. As the breadwinner, I now have to cover all the expenses for his hospitalization, medic... | 1,739,193,453 | 2025-02-10 13:17:33 | BarbieYunA | 0 | 1 | 0.5 | Other | /r/personalfinance/comments/1im5vbx/wise_advice_please_thanks_in_advance/ | https://www.reddit.com/r/personalfinance/comments/1im5vbx/wise_advice_please_thanks_in_advance/ | personalfinance | airbnb |
1icd7xl | What date can I say I moved to a new state? | Last January I moved from California to Washington. I know that for state taxes, my income tax should be calculated as a function of the number of days I lived in each state. My question is basically what day can I say I officially left California and moved to Washington? Here was my timeline:
* 1/21/24: I vacated my ... | 1,738,100,576 | 2025-01-28 21:42:56 | LimitedWard | 0 | 6 | 0.4 | Taxes | /r/personalfinance/comments/1icd7xl/what_date_can_i_say_i_moved_to_a_new_state/ | https://www.reddit.com/r/personalfinance/comments/1icd7xl/what_date_can_i_say_i_moved_to_a_new_state/ | personalfinance | airbnb |
1ic57o2 | Where I should put extra funds? | Hello!
I (31F) want to buy another house and hopefully have kids soon (5yr plan). I am still recovering financially from a divorce, so I'm hoping to get some insight on where I should be putting extra funds.
\- Home $345k @ 6.125% ( equity in home \~ $613k)
\-Roth $53k (max out every year)
\- Not consolidated forme... | 1,738,081,024 | 2025-01-28 16:17:04 | IllustriousBell7103 | 1 | 4 | 0.57 | Other | /r/personalfinance/comments/1ic57o2/where_i_should_put_extra_funds/ | https://www.reddit.com/r/personalfinance/comments/1ic57o2/where_i_should_put_extra_funds/ | personalfinance | airbnb |
1i9qax9 | We own a home in Florida, what would you do? | Hi everyone,
This community has been an incredible resource over the years, so I’d really appreciate your input on our current situation.
My family and I own a charming 1950s home in a popular beach/tourism/retirement area on the Gulf Coast of Florida. Due to work obligations, however, we’ve been living in NYC for th... | 1,737,821,540 | 2025-01-25 16:12:20 | Cartographer-Good | 150 | 109 | 0.77 | Housing | /r/personalfinance/comments/1i9qax9/we_own_a_home_in_florida_what_would_you_do/ | https://www.reddit.com/r/personalfinance/comments/1i9qax9/we_own_a_home_in_florida_what_would_you_do/ | personalfinance | airbnb |
1i9neg0 | As a non-homeowner and with semi-nomadic lifestyle, what are my options to protect against future rent increases | I am thinking of retiring in a year. I am single, 51M. I hate the idea of living in a fixed place specially after retirement. I currently am nomadic havin a remote job, I move every 2-3 months, renting rooms or furnished apartments. I suspect this will become more and more expensive in future, which is a problem after ... | 1,737,813,256 | 2025-01-25 13:54:16 | stingrayy990 | 10 | 34 | 0.63 | Retirement | /r/personalfinance/comments/1i9neg0/as_a_nonhomeowner_and_with_seminomadic_lifestyle/ | https://www.reddit.com/r/personalfinance/comments/1i9neg0/as_a_nonhomeowner_and_with_seminomadic_lifestyle/ | personalfinance | airbnb |
1i9klwk | ELI 5 1098 Mortgage Interest and Points | Using Turbo Tax we had $34,893 in 1098 interest and points but Turbo Tax says it’s adjusted to $18,389. We have 3 properties, one is a rental, one is an Airbnb, and our primary.
Is this a cap on what we can deduct?
Should we be claiming it someplace else?
Are we leaving a refund on the table?
Will any of this be ... | 1,737,802,727 | 2025-01-25 10:58:47 | Cerberus1252 | 1 | 5 | 1 | Taxes | /r/personalfinance/comments/1i9klwk/eli_5_1098_mortgage_interest_and_points/ | https://www.reddit.com/r/personalfinance/comments/1i9klwk/eli_5_1098_mortgage_interest_and_points/ | personalfinance | airbnb |
1i7te04 | Real Estate - Capital Gains | A few years ago I inherited a rental property in the Jersey shore. Its current market value is approximately $1,200,000 and I own it free and clear. The cost basis of my house is $15,000 so if I sold it I would have to pay around $400,000 in capital gains tax. I rent it out on Airbnb for 10 weeks of summer and make $45... | 1,737,600,191 | 2025-01-23 02:43:11 | Icy_Highway9759 | 2 | 10 | 0.67 | Planning | /r/personalfinance/comments/1i7te04/real_estate_capital_gains/ | https://www.reddit.com/r/personalfinance/comments/1i7te04/real_estate_capital_gains/ | personalfinance | airbnb |
1i6mq21 | Father owes on house and has limited SS income. | My dad lives on his own in his home. He took out a mortgage due to medical debit to try to save my mom. But she passed 2 years ago. He still works self emp but worked for cash a lot so his SS income is about 800/month. Which is his mortgage, taxes, ins. He still has utilities and living cost. He'd like to stay in... | 1,737,477,441 | 2025-01-21 16:37:21 | AnonABong | 2 | 6 | 0.63 | Housing | /r/personalfinance/comments/1i6mq21/father_owes_on_house_and_has_limited_ss_income/ | https://www.reddit.com/r/personalfinance/comments/1i6mq21/father_owes_on_house_and_has_limited_ss_income/ | personalfinance | airbnb |
1i5kj98 | Should I sell my rental given the opportunity for tax free equity OR keep it as a key retirement asset that cash flows? | Need some objective advice. Appreciate you reading and providing your POV. Thanks in advance.
Background: I live in San Diego, my wife and I have 4 kid with another on the way. Our primary residence is a 1700 Sq ft 3 been 2bth house in a great neighborhood for young families and good schools. Smallest house on the blo... | 1,737,356,572 | 2025-01-20 07:02:52 | AdLittle761 | 0 | 24 | 0.3 | Retirement | /r/personalfinance/comments/1i5kj98/should_i_sell_my_rental_given_the_opportunity_for/ | https://www.reddit.com/r/personalfinance/comments/1i5kj98/should_i_sell_my_rental_given_the_opportunity_for/ | personalfinance | airbnb |
1i5bscu | Financial Advice On loans | Need some advise on our situation:
Going to be getting a substantial bonus of around $150,000 take home. Have a loan on a hunting property w principle of $125,000 at 2.4% interest. Have a loan on an AirBNB with principle of $800,000 at 7.5% interest. This property has been live since mid Oct. looks like it will star... | 1,737,327,722 | 2025-01-19 23:02:02 | Old-Consideration-74 | 0 | 3 | 0.5 | Planning | /r/personalfinance/comments/1i5bscu/financial_advice_on_loans/ | https://www.reddit.com/r/personalfinance/comments/1i5bscu/financial_advice_on_loans/ | personalfinance | airbnb |
1i4w0bn | Problem with getting home equity or any other loan for home improvement and taxes | Hi all, I need advice on this ASAP. I don't know what to do.
My situation is as follows: Me and my husband have a weekend house that is worth around $750,000 with a mortgage balance of $380,000 and the fully paid off co-op in a big city, worth maybe $650,000.
The mortgage is $3,750 monthly at 3.75%.
We were financi... | 1,737,284,164 | 2025-01-19 10:56:04 | Final_Bunny_8 | 0 | 10 | 0.5 | Taxes | /r/personalfinance/comments/1i4w0bn/problem_with_getting_home_equity_or_any_other/ | https://www.reddit.com/r/personalfinance/comments/1i4w0bn/problem_with_getting_home_equity_or_any_other/ | personalfinance | airbnb |
1i22l57 | Someone hacked into my paypal and added a new card. | I recently discovered that someone hacked into my PayPal account and added a new bank card, which I didn’t notice until now. I feel so stupid because I only realized that all my Apple subscriptions have been charging to that account since November. The situation came to light when I booked an Airbnb, and although the p... | 1,736,961,858 | 2025-01-15 17:24:18 | Aggravating-Maize137 | 0 | 32 | 0.43 | Other | /r/personalfinance/comments/1i22l57/someone_hacked_into_my_paypal_and_added_a_new_card/ | https://www.reddit.com/r/personalfinance/comments/1i22l57/someone_hacked_into_my_paypal_and_added_a_new_card/ | personalfinance | airbnb |
1hzdnj4 | Knowing that I can pay for something out right in cash. Is it smart to do a Buy Now Pay Later instead. | Other than student loans and one finance payment from Best Buy.
I am planning on getting an E-Bike to commute to work. I don’t have a car, and so an E Bike would do just fine for the commute.
The e bike I’m looking at with all the features I am including is almost $3k, and while I have that amount to just drop on a b... | 1,736,652,354 | 2025-01-12 03:25:54 | Make_Me_Understand__ | 0 | 24 | 0.38 | Planning | /r/personalfinance/comments/1hzdnj4/knowing_that_i_can_pay_for_something_out_right_in/ | https://www.reddit.com/r/personalfinance/comments/1hzdnj4/knowing_that_i_can_pay_for_something_out_right_in/ | personalfinance | airbnb |
1hxsq13 | Thinking about buying a camper.. no brainer, right? | For some backstory - basically I’m (24m) a digital nomad. My life for the last year-ish has been looking like - hometown for 1 month (couch surfing with buddies/staying with family) then in a foreign country for a month in an airbnb, then back home for a month.. you get the idea.
Finances:
32k in Roth IRA
100k in br... | 1,736,471,720 | 2025-01-10 01:15:20 | External-Ninja9435 | 0 | 26 | 0.4 | Other | /r/personalfinance/comments/1hxsq13/thinking_about_buying_a_camper_no_brainer_right/ | https://www.reddit.com/r/personalfinance/comments/1hxsq13/thinking_about_buying_a_camper_no_brainer_right/ | personalfinance | airbnb |
1hxkub1 | State tax residency while staying temporarily in a different state | I have recently got a job in California. I started my job remotely in Michigan from Dec 2024 and the company asked me to join the California office in 2025. I travelled to California on Jan 4th to start working in the office. I am temporarily staying in an Airbnb in California, while I will look for an apartment to re... | 1,736,450,625 | 2025-01-09 19:23:45 | Full-Run-454 | 1 | 6 | 1 | Taxes | /r/personalfinance/comments/1hxkub1/state_tax_residency_while_staying_temporarily_in/ | https://www.reddit.com/r/personalfinance/comments/1hxkub1/state_tax_residency_while_staying_temporarily_in/ | personalfinance | airbnb |
1ht99ev | How to optimize budget with kids? | Sorry, this is a long post as I want to put everything here :)
Philippines:
I am a recent member of reddit and silently reading financial topics as part of my financial evaluation this 2025. I am considering prof advisor advice but I saw in this group to try first asking your insights and advices. I will give some cont... | 1,735,975,763 | 2025-01-04 07:29:23 | All-is-Well2022 | 1 | 2 | 1 | Other | /r/personalfinance/comments/1ht99ev/how_to_optimize_budget_with_kids/ | https://www.reddit.com/r/personalfinance/comments/1ht99ev/how_to_optimize_budget_with_kids/ | personalfinance | airbnb |
1hpxbih | I was gifted $25,000 by a parent but the money is SPECIFICALLY for investing (can be any kind e.g real estate, stocks, etc.). What is the best way to invest this money? | My dad wants to start giving us his inheritance before death. He will be giving me 25,000 in increments of 5000 over the next couple of years. He has specified this money is for investing but the investment can be flexible (real estate, stocks, bitcoin, etc). My idea is to put that money into turning my garage into a s... | 1,735,592,330 | 2024-12-30 20:58:50 | vica_v | 0 | 23 | 0.43 | Investing | /r/personalfinance/comments/1hpxbih/i_was_gifted_25000_by_a_parent_but_the_money_is/ | https://www.reddit.com/r/personalfinance/comments/1hpxbih/i_was_gifted_25000_by_a_parent_but_the_money_is/ | personalfinance | airbnb |
1hmyt61 | Live with Aging Father / Risk WI, USA | I'm a 42-year-old whose 75-year-old father didn't plan well for retirement. He still owes about $100,000 on his home, which has a large detached garage. The garage is fully finished, with a separate office, a 3/4 bath, laundry, and full insulation/heating. His monthly mortgage payment is about $800.
He wants me to mov... | 1,735,249,263 | 2024-12-26 21:41:03 | AnonABong | 2 | 2 | 0.61 | Other | /r/personalfinance/comments/1hmyt61/live_with_aging_father_risk_wi_usa/ | https://www.reddit.com/r/personalfinance/comments/1hmyt61/live_with_aging_father_risk_wi_usa/ | personalfinance | airbnb |
1hkk99q | Should I sell my home or rent | I’m debating on selling or renting my duplex I bought 4 years ago in cash for $425,000 in Cortez, FL about a mile from the beautiful white sand beaches (Anna Maria Island, Bradenton Beach) area. My home is worth about $700-$750,000 now. I have no HOA and live on a peninsula to the Island in a very nice little neighborh... | 1,734,946,286 | 2024-12-23 09:31:26 | Own-Sentence3206 | 1 | 1 | 1 | Housing | /r/personalfinance/comments/1hkk99q/should_i_sell_my_home_or_rent/ | https://www.reddit.com/r/personalfinance/comments/1hkk99q/should_i_sell_my_home_or_rent/ | personalfinance | airbnb |
1hgq0dc | Updates to home property? Or maintain savings. | I have recently renovated my home. I live alone in a low price market. I have an unattached garage that has foundation problems and isn't really operable.
I got a quote to tear it down and build a new garage with a one-bedroom apartment for 130K. In this market, I think it would rent for 1K at least. And it would mak... | 1,734,484,044 | 2024-12-18 01:07:24 | gugaallday | 0 | 4 | 0.33 | Housing | /r/personalfinance/comments/1hgq0dc/updates_to_home_property_or_maintain_savings/ | https://www.reddit.com/r/personalfinance/comments/1hgq0dc/updates_to_home_property_or_maintain_savings/ | personalfinance | airbnb |
1hbkfn3 | How to get back on track | I'm used to having all my finances in order and organized in a way where I had enough money for almost anything and had great credit. Over the last couple of years I've gone from making around 30K a year. to 41k. I left my home state two years ago and if I look at my finances now I'm 17,000 in credit card debt due to d... | 1,733,887,912 | 2024-12-11 03:31:52 | SnooPickles2551 | 1 | 2 | 0.67 | Other | /r/personalfinance/comments/1hbkfn3/how_to_get_back_on_track/ | https://www.reddit.com/r/personalfinance/comments/1hbkfn3/how_to_get_back_on_track/ | personalfinance | airbnb |
1h32wjc | Any hacks for affording to see long distance family? | My siblings and parents and I are really close and have always really prioritized seeing each other. It’s paid off in the strong bonds we have to each other—our parents didn’t see their own siblings very often, and I think we all grew up seeing how isolated they were and don’t want to repeat that, especially in a world... | 1,732,935,353 | 2024-11-30 02:55:53 | melpomenos | 0 | 15 | 0.27 | Budgeting | /r/personalfinance/comments/1h32wjc/any_hacks_for_affording_to_see_long_distance/ | https://www.reddit.com/r/personalfinance/comments/1h32wjc/any_hacks_for_affording_to_see_long_distance/ | personalfinance | airbnb |
1h2mj82 | I am afraid I won’t be able to find a new rental place.. | Hi all,
So I got cancer back in 2023 and because I am the breadwinner and couldn’t work I ended up in some debt and my car got repossessed.
Before cancer I had a decent credit score and was actively working on it I was almost at a 700, now a year and some odd months later I’m at 580 with a car repo.
I am moving t... | 1,732,889,257 | 2024-11-29 14:07:37 | TheMetcalfeQueenI | 10 | 9 | 0.69 | Housing | /r/personalfinance/comments/1h2mj82/i_am_afraid_i_wont_be_able_to_find_a_new_rental/ | https://www.reddit.com/r/personalfinance/comments/1h2mj82/i_am_afraid_i_wont_be_able_to_find_a_new_rental/ | personalfinance | airbnb |
1h1n1ki | Question about a secondary home | I’m closing on a house that will be a secondary/airbnb property on 12/5 and there’s tons of deals right now on the things I need. Can I buy them prior to closing and deduct them against the house? | 1,732,765,413 | 2024-11-28 03:43:33 | Dependent_Jellyfish9 | 0 | 2 | 0.27 | Housing | /r/personalfinance/comments/1h1n1ki/question_about_a_secondary_home/ | https://www.reddit.com/r/personalfinance/comments/1h1n1ki/question_about_a_secondary_home/ | personalfinance | airbnb |
1gzxyb2 | Should I Buy This House? | Seeking advice on the financial implications of buying a house vs continuing to rent. I’ll start off by saying the house is in my ideal location, walking distance to my work, and in a great (but safe) downtown neighborhood. It’s a one story house with no basement. Situation:
$245,000 15-year mortgage amount at 6.25% i... | 1,732,578,971 | 2024-11-25 23:56:11 | Alone-Drama-6674 | 0 | 6 | 0.5 | Housing | /r/personalfinance/comments/1gzxyb2/should_i_buy_this_house/ | https://www.reddit.com/r/personalfinance/comments/1gzxyb2/should_i_buy_this_house/ | personalfinance | airbnb |
1guffve | Laid off at the beginning of the month, not sure what to do next. | Throwaway account:
45 years old, married with kids, one is HS, the other junior high in a HCOL area.
Was laid off from my job of 24 years, I was notified back in late Aug that I had 60 days to find a new job and then I would be laid off. I looked internally/externally during those 60 days and couldn't find anything ... | 1,731,963,697 | 2024-11-18 21:01:37 | Scary-Economy8181 | 0 | 14 | 0.42 | Employment | /r/personalfinance/comments/1guffve/laid_off_at_the_beginning_of_the_month_not_sure/ | https://www.reddit.com/r/personalfinance/comments/1guffve/laid_off_at_the_beginning_of_the_month_not_sure/ | personalfinance | airbnb |
1gt29zs | Sell, rent, Airbnb help | I have a predicament and can’t quite figure out what is best move to make. I am moving for work and I can’t decide what to do with my properties.
3 properties total:
1st rental: 145000 debt, value: 330000
Income: 2000pm, mortgage 950, interest rate: 3%
2nd rental: 195000 debt, value 375000
Income: 2500, mortgage 1... | 1,731,806,479 | 2024-11-17 01:21:19 | Dangerous_Stress3611 | 0 | 0 | 0.33 | Housing | /r/personalfinance/comments/1gt29zs/sell_rent_airbnb_help/ | https://www.reddit.com/r/personalfinance/comments/1gt29zs/sell_rent_airbnb_help/ | personalfinance | airbnb |
1gp2fq0 | Questio…Apartment/Rentals w/bad/no credit.. | Question… Have literally few hundred thousand dollars in bank… But zero credit… Or bad credit… House carrying costs became so expensive, just recently sold my home. Deal for downsizing to new place fell through. Now trying to find an apartment. Or, a place- house, apt, to share- Every place requires either excellent cr... | 1,731,357,327 | 2024-11-11 20:35:27 | RMW9600 | 1 | 3 | 1 | Housing | /r/personalfinance/comments/1gp2fq0/questioapartmentrentals_wbadno_credit/ | https://www.reddit.com/r/personalfinance/comments/1gp2fq0/questioapartmentrentals_wbadno_credit/ | personalfinance | airbnb |
1ggtwek | Invest in a Property? | 33m here, single, no kids, work remote making $95k a year. Wanting to gauge my situation because its a bit unusual. I work remote in a very stress free job with a lot of downtime. Im from CA but since being remote for the past 2 years, i've travled a lot over the country staying in airbnbs for weeks/months at a time in... | 1,730,422,871 | 2024-11-01 01:01:11 | jennyloves123 | 0 | 7 | 0.27 | Investing | /r/personalfinance/comments/1ggtwek/invest_in_a_property/ | https://www.reddit.com/r/personalfinance/comments/1ggtwek/invest_in_a_property/ | personalfinance | airbnb |
1gge776 | Replacing bonds in a portfolio with extra mortgage payments | What do you guys think about a 60/40 portfolio with stocks at 60% and instead of bonds at 40% I put that money into my mortgage that is at 5.625%? I have 149k left on my mortgage and am 24m. I make 65k right now but am knocking on the door of passing a certain exam in the USA that should bump me over 100k within a year... | 1,730,380,406 | 2024-10-31 13:13:26 | Front-Doughnut8573 | 1 | 9 | 1 | Investing | /r/personalfinance/comments/1gge776/replacing_bonds_in_a_portfolio_with_extra/ | https://www.reddit.com/r/personalfinance/comments/1gge776/replacing_bonds_in_a_portfolio_with_extra/ | personalfinance | airbnb |
1g7lijv | When do you think I could move into an apartment with no co-signer? | 21 male here. I went to a rehab in Connecticut from Missouri in April of this year, and have been there ever since. My credit score is probably 580-600, not entirely sure.
I got a job a couple weeks ago and can pull in about 520/week. I plan on moving back to Missouri because that's cheaper and where my parents live. ... | 1,729,380,280 | 2024-10-19 23:24:40 | Trick_Algae5810 | 0 | 16 | 0.4 | Housing | /r/personalfinance/comments/1g7lijv/when_do_you_think_i_could_move_into_an_apartment/ | https://www.reddit.com/r/personalfinance/comments/1g7lijv/when_do_you_think_i_could_move_into_an_apartment/ | personalfinance | airbnb |
1g61hkq | Can gold be my emergency fund considering I have multiple streams of income? | Net salary post tax and maxing out 401k/roth: $7000
--- solid career but not super solid company as we are a startup that might run out of cash in the next year. Working on changing jobs though
Cashflow from investment properties: $6000
--- very consistent and solid. It is airbnbs and they have been solid and growing f... | 1,729,199,294 | 2024-10-17 21:08:14 | fiishoo | 0 | 12 | 0.13 | Other | /r/personalfinance/comments/1g61hkq/can_gold_be_my_emergency_fund_considering_i_have/ | https://www.reddit.com/r/personalfinance/comments/1g61hkq/can_gold_be_my_emergency_fund_considering_i_have/ | personalfinance | airbnb |
1g573k5 | STR loophole but done right CA | Any tax experts here can you please advise if this idea is correct.
1) I buy a home in California and conduct a cost segregation study and use the depreciation on my W2 income while renting it out on Airbnb for the first 1-2 years using the Short term rental loophole of limiting stays to 7days on average
2) I move in... | 1,729,105,028 | 2024-10-16 18:57:08 | PCcantnoob | 1 | 2 | 1 | Housing | /r/personalfinance/comments/1g573k5/str_loophole_but_done_right_ca/ | https://www.reddit.com/r/personalfinance/comments/1g573k5/str_loophole_but_done_right_ca/ | personalfinance | airbnb |
1g1h0hk | Debt collection issue | So I(23m) have a credit card for some years now. From the time I opened one till now I never really knew how to use it. Thus drained the hell out of my credit.
Background info/story:
I recently went thru a long financial struggle and is finially getting back on my feet. I got kicked out of my parents and was dealing ... | 1,728,672,377 | 2024-10-11 18:46:17 | McSkellyWiggleton | 0 | 1 | 0.5 | Debt | /r/personalfinance/comments/1g1h0hk/debt_collection_issue/ | https://www.reddit.com/r/personalfinance/comments/1g1h0hk/debt_collection_issue/ | personalfinance | airbnb |
1g0og4r | Should I sell my LA condo or keep as long-term investment property? [Spreadsheet fun] | We've been renting out our old condo in a trendy LA area mid-term through Airbnb for two years, earning about $5,100/month before accounting for a 25% vacancy rate. This covers costs and maintenance, but it’s not profitable. Brand new rental developments are charging 50-100% more than traditional leases and I know more... | 1,728,581,933 | 2024-10-10 17:38:53 | Crosswerds | 1 | 13 | 0.67 | Investing | /r/personalfinance/comments/1g0og4r/should_i_sell_my_la_condo_or_keep_as_longterm/ | https://www.reddit.com/r/personalfinance/comments/1g0og4r/should_i_sell_my_la_condo_or_keep_as_longterm/ | personalfinance | airbnb |
1fz5425 | How to structure finances for first time 1099 salesman | As the title suggests, I'm now in a 1099 role for the first time in my life and I could use some general advice for financial planning. I do have an LLC and an EIN. I do sales, and I have frequent expenses for things like gas/airbnb/travel meals as well as various tools/materials I need for my job. I apologize in advan... | 1,728,407,682 | 2024-10-08 17:14:42 | Quick_Delay_8459 | 1 | 6 | 1 | Taxes | /r/personalfinance/comments/1fz5425/how_to_structure_finances_for_first_time_1099/ | https://www.reddit.com/r/personalfinance/comments/1fz5425/how_to_structure_finances_for_first_time_1099/ | personalfinance | airbnb |
1fqfun9 | Veteran in Rural Alaska Struggling to Catch Up Financially – Looking for Advice | Hey Reddit,
I’m moved to rural Alaska to be closer to family, specifically my dad and stepmom. While I love being near them and have made some amazing friends here, I’m really struggling financially, and I’m feeling pretty lost on how to get back on track.
Here’s the situation: I bought a house (my dad helped finance... | 1,727,412,020 | 2024-09-27 04:40:20 | Throwaway_Losswords | 2 | 13 | 0.6 | Employment | /r/personalfinance/comments/1fqfun9/veteran_in_rural_alaska_struggling_to_catch_up/ | https://www.reddit.com/r/personalfinance/comments/1fqfun9/veteran_in_rural_alaska_struggling_to_catch_up/ | personalfinance | airbnb |
1fomge9 | Best Usage of AMEX points | Hello All,
I'm in my early twenties and have recently gotten an AMEX Gold card. While I'm familiar with cash-back and entry-level credit card rewards programs, I want to make sure I'm maximizing my AMEX points to their fullest potential. I travel internationally 2-3 times a year, mostly staying in Airbnb's or with... | 1,727,209,573 | 2024-09-24 20:26:13 | Legal_Firefighter_49 | 3 | 5 | 0.8 | Credit | /r/personalfinance/comments/1fomge9/best_usage_of_amex_points/ | https://www.reddit.com/r/personalfinance/comments/1fomge9/best_usage_of_amex_points/ | personalfinance | airbnb |
1fm66l8 | Is there a better way to utilize "the system" to save more, and travel? | Hi all,
I'm looking to turn my finances into more of a powerhouse now that I \*finally\* make over 100k in a HCOL area after years and years of low-income. I did some assessments of where people normally give advice to cut spending/try to add income, and I don't think any of them are open doors to me right now ....... | 1,726,934,216 | 2024-09-21 15:56:56 | Capital-Reply-3868 | 1 | 0 | 1 | Budgeting | /r/personalfinance/comments/1fm66l8/is_there_a_better_way_to_utilize_the_system_to/ | https://www.reddit.com/r/personalfinance/comments/1fm66l8/is_there_a_better_way_to_utilize_the_system_to/ | personalfinance | airbnb |
1fikety | Need Help Creating Excel Sheet for New Airbnb | Hello everybody. This is my first time asking a question like this on reddit and I really hope I am in the right place and that my questions is appropriate.
My two sisters and I just bought a home and we are currently setting up the place to be an Airbnb. It is almost ready to go but we need to keep track of where ea... | 1,726,531,748 | 2024-09-17 00:09:08 | OffensiveClown | 1 | 3 | 0.67 | Budgeting | /r/personalfinance/comments/1fikety/need_help_creating_excel_sheet_for_new_airbnb/ | https://www.reddit.com/r/personalfinance/comments/1fikety/need_help_creating_excel_sheet_for_new_airbnb/ | personalfinance | airbnb |
1fhrcnx | real estate? stocks? both? what would you do to retire “early” in my situation? | What would you do in this situation?
Hello. 39M here engaged to 31F. We co-own two properties. One is paid off and worth ~120k and we use it as a vacation spot and airbnb. We net 9-10k year off it. We live in a home worth around 340k and owe 160k. No student loan or credit card debt. I earn ~100k and she earns ~85k s... | 1,726,445,722 | 2024-09-16 00:15:22 | Happy_Turn9784 | 0 | 7 | 0.4 | Retirement | /r/personalfinance/comments/1fhrcnx/real_estate_stocks_both_what_would_you_do_to/ | https://www.reddit.com/r/personalfinance/comments/1fhrcnx/real_estate_stocks_both_what_would_you_do_to/ | personalfinance | airbnb |
1fdtptp | Sell downtown condo second home or convert to investment property? | To restate from the title, this is a second home so there are potential tax implications. US resident, midwestern US.
By the numbers:
* Purchased April 2021 for 105K, currently using as a pied-a-terre on the weekends.
* Did about 15k in renovations.
* Mortgage - 10% down, 15 year fixed @ 2.75% (🤯 ah the good ole day... | 1,726,004,433 | 2024-09-10 21:40:33 | bturner73 | 2 | 3 | 0.75 | Investing | /r/personalfinance/comments/1fdtptp/sell_downtown_condo_second_home_or_convert_to/ | https://www.reddit.com/r/personalfinance/comments/1fdtptp/sell_downtown_condo_second_home_or_convert_to/ | personalfinance | airbnb |
1f8ek7o | Is this a good investment for me? | I am 50 years old and have $0 in my savings or 401k (sad, I know). I own a house with about $750K equity which I have been planning on selling once I get to the point where I don't want to work anymore; I currently work fully remote which I plan on doing for many years to come and make about $200K/yr. My question is ... | 1,725,406,485 | 2024-09-03 23:34:45 | thrtnastrx | 2 | 7 | 0.75 | Investing | /r/personalfinance/comments/1f8ek7o/is_this_a_good_investment_for_me/ | https://www.reddit.com/r/personalfinance/comments/1f8ek7o/is_this_a_good_investment_for_me/ | personalfinance | airbnb |
1f77aa3 | Dad is in debt and considering living on a boat. I'm his son. Is there any way we can keep the house? | I'm 22, a student in the UK.
My parents are splitting up. My mum has enough savings to purchase a new place when we sell the house, unlike my dad.
The house is valued at £400k. They have £90k left on the mortgage.
The goal is to find a way my dad can "buy my mum out". This means giving her the £155k she would othe... | 1,725,285,174 | 2024-09-02 13:52:54 | SignalLab390 | 385 | 149 | 0.9 | Housing | /r/personalfinance/comments/1f77aa3/dad_is_in_debt_and_considering_living_on_a_boat/ | https://www.reddit.com/r/personalfinance/comments/1f77aa3/dad_is_in_debt_and_considering_living_on_a_boat/ | personalfinance | airbnb |
1f1mxly | Am I going to mess up my life by renting an apartment outside my budget | I make between 55k and 72k (depending on commission) 55k is bare minimum base salary, with 13k in liquid savings (not including retirement, which I have about another 10k) I need to move out of my boyfriends apartment and the only place I found so far is 1550 total including utilities and parking a month. I don't have ... | 1,724,675,226 | 2024-08-26 12:27:06 | Automatic_Relation80 | 0 | 29 | 0.5 | Budgeting | /r/personalfinance/comments/1f1mxly/am_i_going_to_mess_up_my_life_by_renting_an/ | https://www.reddit.com/r/personalfinance/comments/1f1mxly/am_i_going_to_mess_up_my_life_by_renting_an/ | personalfinance | airbnb |
1f0syqp | Buy Airbnb property to have a place to stay on onsite days | Hello everyone,
I live in city A and the company I work for has their HQ in city B. I am required to work onsite several days a month. The amount of days is fixed, but I can schedule them at my convenience.
Accommodation is expensive, specially during the summer, so I take public transport every time I go there (roun... | 1,724,580,302 | 2024-08-25 10:05:02 | _r_u_i_ | 0 | 20 | 0.42 | Other | /r/personalfinance/comments/1f0syqp/buy_airbnb_property_to_have_a_place_to_stay_on/ | https://www.reddit.com/r/personalfinance/comments/1f0syqp/buy_airbnb_property_to_have_a_place_to_stay_on/ | personalfinance | airbnb |
1f0gz5e | Using Roth IRA to pay off second mortgage. | I have a somewhat unique question about paying down a second mortgage. My family and I rent our primary home that we live (we can't own in the city we live in because it is too expensive) in and own a second home that we rent out on Airbnb. The primary mortgage on our second home has a great interest rate and reasonabl... | 1,724,537,335 | 2024-08-24 22:08:55 | Double_Belt9623 | 0 | 21 | 0.29 | Retirement | /r/personalfinance/comments/1f0gz5e/using_roth_ira_to_pay_off_second_mortgage/ | https://www.reddit.com/r/personalfinance/comments/1f0gz5e/using_roth_ira_to_pay_off_second_mortgage/ | personalfinance | airbnb |
1exhy5x | Would I be insane to buy an apartment at 23? | **Background:** I have been saving a lot of money since I was 18 since I didn't have to pay tuition or living expenses since I got a full ride scholarship for being poor. I have about $92k liquid assets and $35k in retirement (roth IRA). I make about 60-70k a year from self employment income. It is not exactly "stable"... | 1,724,219,354 | 2024-08-21 05:49:14 | Acceptable-Zebra-813 | 0 | 18 | 0.47 | Housing | /r/personalfinance/comments/1exhy5x/would_i_be_insane_to_buy_an_apartment_at_23/ | https://www.reddit.com/r/personalfinance/comments/1exhy5x/would_i_be_insane_to_buy_an_apartment_at_23/ | personalfinance | airbnb |
1euzt3a | Is klarna a scam? SOS!! | Klarna asked for all my information, sadly I gave it due to desperation, but kicked me out when I was trying to get an airbnb. Will they take my money from my bank account? If so, what do I do to prevent it? Please help! | 1,723,951,901 | 2024-08-18 03:31:41 | WildComfortable6387 | 0 | 6 | 0.19 | Other | /r/personalfinance/comments/1euzt3a/is_klarna_a_scam_sos/ | https://www.reddit.com/r/personalfinance/comments/1euzt3a/is_klarna_a_scam_sos/ | personalfinance | airbnb |
1es1aen | Best Credit Cards?! No annual fee |
TLDR: In search of best credit card based on benefit to APR ratio, with no annual fee. Small, frequent purchases paid off monthly.
Hi everyone,
I’m looking to open a credit card for my smaller, more frequent purchases.
I am looking for the best benefits with a low ish APR, and no annual fee.
Most of my purchas... | 1,723,641,252 | 2024-08-14 13:14:12 | Prestigious_SweetPea | 2 | 11 | 0.67 | Credit | /r/personalfinance/comments/1es1aen/best_credit_cards_no_annual_fee/ | https://www.reddit.com/r/personalfinance/comments/1es1aen/best_credit_cards_no_annual_fee/ | personalfinance | airbnb |
1errds9 | Taxes on another state | Reaching out to reddit so cenmy cpa isn't giving me a straight answer. I moved from CA to AZ for a job, hopefully permanently. Moved a couple days ago into Airbnb. My question is how do I make sure my employer takes out taxes based on AZ income tax as opposed to CA. Do I have to use the AZ address for W-4/w-9? And chan... | 1,723,605,833 | 2024-08-14 03:23:53 | Maxaltiness666 | 1 | 6 | 1 | Employment | /r/personalfinance/comments/1errds9/taxes_on_another_state/ | https://www.reddit.com/r/personalfinance/comments/1errds9/taxes_on_another_state/ | personalfinance | airbnb |
1erffgf | HELOC vs Mortgage for a vacation home / airbnb | Curious if anyone has a good way to calculate this...
First off, I can afford a down payment on a vacation home, and I can afford the monthly payments. I am not asking if I can afford a vacation property with the intent to make it a short term rental.
My question is based on the logistics of the following 2 options:... | 1,723,573,899 | 2024-08-13 18:31:39 | KirbTheSystem | 0 | 2 | 0.5 | Housing | /r/personalfinance/comments/1erffgf/heloc_vs_mortgage_for_a_vacation_home_airbnb/ | https://www.reddit.com/r/personalfinance/comments/1erffgf/heloc_vs_mortgage_for_a_vacation_home_airbnb/ | personalfinance | airbnb |
1er8ab8 | Flood Insurance Claim Denied - Options? | Hey folks, long time lurker here.
So the basement flooded, and I learned today "Hydrostatic pressure" i.e. groundwater flooding is not a common coverage from most insurances (I have USAA). Welp. Shit.
So I've got \~12k of repairs I'm looking at that need doing ASAP. The home is mine that I use for an AirBnb so time i... | 1,723,556,719 | 2024-08-13 13:45:19 | miraclebob | 0 | 3 | 0.33 | Insurance | /r/personalfinance/comments/1er8ab8/flood_insurance_claim_denied_options/ | https://www.reddit.com/r/personalfinance/comments/1er8ab8/flood_insurance_claim_denied_options/ | personalfinance | airbnb |
1ekmtb2 | Is this the best approach? | Am I doing this correctly?
My wife and I bought a home we want to retire to. It's a beautiful log home on a lake.
To pay for it, we Airbnb it. The interest rate is just shy of 8%, the mortgage is 5,500 / month. We rent it out for 999/night.
I don't know what fall/winter will be like for rentals, as so much of the... | 1,722,861,804 | 2024-08-05 12:43:24 | nauti_irish | 0 | 9 | 0.3 | Other | /r/personalfinance/comments/1ekmtb2/is_this_the_best_approach/ | https://www.reddit.com/r/personalfinance/comments/1ekmtb2/is_this_the_best_approach/ | personalfinance | airbnb |
1eijfuy | Homeowner moving from HCOL to state w/ no income tax- Factors to consider before pulling trigger | Hi, we are 35 y/o male and 31 y/o female. We have a newborn son and a dog. We currently live in a city in the northeast
We both work 100% remote and are both home owners. I own a 2 bd/2 bath condo that we occupy and she owns a single family and condo in the suburbs that we rent out through leases and airbnb. My rate i... | 1,722,628,286 | 2024-08-02 19:51:26 | jorgeCC_88 | 1 | 13 | 0.57 | Taxes | /r/personalfinance/comments/1eijfuy/homeowner_moving_from_hcol_to_state_w_no_income/ | https://www.reddit.com/r/personalfinance/comments/1eijfuy/homeowner_moving_from_hcol_to_state_w_no_income/ | personalfinance | airbnb |
1ec4fmi | Home Equity Approval | I am selling my AirBnB and then I want to get a home equity loan to pay off some higher interest rate items. My question is - would it be better to use all the proceeds from this sale to pay off what I can or should I save some cash? I want to have the best approval odds and rate. I know when I got my mortgage they wan... | 1,721,937,653 | 2024-07-25 20:00:53 | Financial_Square2107 | 1 | 0 | 0.67 | Credit | /r/personalfinance/comments/1ec4fmi/home_equity_approval/ | https://www.reddit.com/r/personalfinance/comments/1ec4fmi/home_equity_approval/ | personalfinance | airbnb |
1ebib43 | Bought too much house. | I bought a house in Houston between the love of my live's place in spring and my job in sugar land to try and make it work. I used to live 1h away from her in sugar land TX.
Long story short, moving together didn't work and she went back home.
I had made plans for her to pay some rent but now I have to pay all the bi... | 1,721,870,263 | 2024-07-25 01:17:43 | Latter_Slip_6049 | 687 | 323 | 0.83 | Housing | /r/personalfinance/comments/1ebib43/bought_too_much_house/ | https://www.reddit.com/r/personalfinance/comments/1ebib43/bought_too_much_house/ | personalfinance | airbnb |
1e8usd1 | M i spending too much? | I am planning to visit France for 3 weeks with my wife and (4 year old) daughter next year. This will be our major vacation for next year and we do visit places usually 1 National park a year and some nearby places here in the US. I think with this vacation we will be spending around 20k on travels. We have a household... | 1,721,591,203 | 2024-07-21 19:46:43 | Hungry_Slide_177 | 0 | 23 | 0.27 | Budgeting | /r/personalfinance/comments/1e8usd1/m_i_spending_too_much/ | https://www.reddit.com/r/personalfinance/comments/1e8usd1/m_i_spending_too_much/ | personalfinance | airbnb |
1e2curp | 21 Just Won $78K settlement | Long story short won a settlement for personal injury. I have a life long injury to my ankle, metal plates, 13 screws, and a tight rope.
I’m currently a junior in college majoring in marketing. I do a clothing brand/ photography, photography is really the big bread winner for me and the one I focus on more.
My plan... | 1,720,883,980 | 2024-07-13 15:19:40 | YouComplete2340 | 19 | 25 | 0.7 | Budgeting | /r/personalfinance/comments/1e2curp/21_just_won_78k_settlement/ | https://www.reddit.com/r/personalfinance/comments/1e2curp/21_just_won_78k_settlement/ | personalfinance | airbnb |
1dyloy9 | Wanting to quit my job due to HCOL | Hi everyone,
I currently make around $90k in the LA area and work remotely 4-5 days a week. However, due to the high cost of living (HCOL) here, I want to go fully remote and relocate back to the Chicagoland area where I own a house. I have two degrees so hoping they come in handy soon for another position
Despite ac... | 1,720,476,558 | 2024-07-08 22:09:18 | AirbnbNewhost | 0 | 4 | 0.4 | Employment | /r/personalfinance/comments/1dyloy9/wanting_to_quit_my_job_due_to_hcol/ | https://www.reddit.com/r/personalfinance/comments/1dyloy9/wanting_to_quit_my_job_due_to_hcol/ | personalfinance | airbnb |
1drtctm | Am I getting misclassified? | I work for a person that hosts airbnbs. I am their cleaner at a certain property and clean only that property. I don't choose my own hours or days to work. I either get a schedule or look on their app that has a calendar to see if I'm off the next day or not because the property rents almost everyday of the week. I don... | 1,719,721,593 | 2024-06-30 04:26:33 | Expensive-Abies-9273 | 0 | 10 | 0.4 | Other | /r/personalfinance/comments/1drtctm/am_i_getting_misclassified/ | https://www.reddit.com/r/personalfinance/comments/1drtctm/am_i_getting_misclassified/ | personalfinance | airbnb |
1dn4028 | Double rent for 2-3 months | Hi!
I'm not really looking for financial advice as much as experiences from folks who have been in similar situations to make me feel better (or worse 😂) about my upcoming move.
I'm currently in a different city in an airbnb for a month to decide if I want to move here long term. I still have my apartment in my othe... | 1,719,199,755 | 2024-06-24 03:29:15 | NicoBear45 | 0 | 6 | 0.33 | Housing | /r/personalfinance/comments/1dn4028/double_rent_for_23_months/ | https://www.reddit.com/r/personalfinance/comments/1dn4028/double_rent_for_23_months/ | personalfinance | airbnb |
1df4hlv | Inherited money from my Grandfather's passing - no idea what to do. | Forgive me if this has been asked several times. I tried looking through the "Guide" but couldn't find exactly what I was looking for.
I just inherited $50k from my grandfather's passing and to be honest I do not know what to do. I would adore some input/advice as my family isn't good with finances and I am fairly s... | 1,718,299,477 | 2024-06-13 17:24:37 | ShadowAce88 | 1 | 10 | 0.6 | Investing | /r/personalfinance/comments/1df4hlv/inherited_money_from_my_grandfathers_passing_no/ | https://www.reddit.com/r/personalfinance/comments/1df4hlv/inherited_money_from_my_grandfathers_passing_no/ | personalfinance | airbnb |
1de3wtj | Payoff second home or invest or other | **Would you pay off the beach house with the CD/Treasury money??? Any other creative ideas?**
I pondering what to do. My wife works full time and I am self employed. We have saved every penny. My wife is 48 and will have a retirement from her teaching career. It is a crappy plan, but it is something. I am self employe... | 1,718,190,132 | 2024-06-12 11:02:12 | winkstot | 2 | 2 | 0.58 | Investing | /r/personalfinance/comments/1de3wtj/payoff_second_home_or_invest_or_other/ | https://www.reddit.com/r/personalfinance/comments/1de3wtj/payoff_second_home_or_invest_or_other/ | personalfinance | airbnb |
1dc0bqj | short term (~1 mo) investing | i put an approx $4K airbnb on my card and had my friends venmo me — this is a card i just opened so my billing cycle doesn’t close until late july. thoughts on what to do with the cash in the interim? i don’t have an HYSA so not sure if it’s worth opening one
| 1,717,957,192 | 2024-06-09 18:19:52 | TypicalYak622 | 0 | 5 | 0.17 | Investing | /r/personalfinance/comments/1dc0bqj/short_term_1_mo_investing/ | https://www.reddit.com/r/personalfinance/comments/1dc0bqj/short_term_1_mo_investing/ | personalfinance | airbnb |
1d8zm4w | How do I put money to work to bridge a unemployment gap? | I'm trying to figure out what to do since I'll be out of a job in a 2 months from now.
I was thinking of buying a small studio and setup a AirBnB the EU where I'm originally from (I can get a 50k mortgage at 3.5% and arbitrage the rest of the money I have in 5% SPAXX). What else I can do?
In the best case scenario, I... | 1,717,618,358 | 2024-06-05 20:12:38 | Frequent-Jeweler6041 | 0 | 4 | 0.5 | Employment | /r/personalfinance/comments/1d8zm4w/how_do_i_put_money_to_work_to_bridge_a/ | https://www.reddit.com/r/personalfinance/comments/1d8zm4w/how_do_i_put_money_to_work_to_bridge_a/ | personalfinance | airbnb |
1d4lwlt | Rent, Sell or AirBnB | Not sure what to do. Have a 4/2 house that can potentially sell for $450K in a high-demand Collin County suburb. The remaining mortgage is $249K and the interest rate is 3.75%. It is currently a rental with $800 profit after expenses, but property insurance increased 4.5x within the last 2 years so I ended up increasin... | 1,717,125,287 | 2024-05-31 03:14:47 | KitaraJ | 0 | 5 | 0.5 | Housing | /r/personalfinance/comments/1d4lwlt/rent_sell_or_airbnb/ | https://www.reddit.com/r/personalfinance/comments/1d4lwlt/rent_sell_or_airbnb/ | personalfinance | airbnb |
1d45r2a | Should I take out an Home equity loan to buy a vacation/Airbnb property? | So, my wife and I own our my primary home outright that we finished off paying after post covid. The house value is around $600k and we have been looking over the years and dream of owning secondary real-estate. We are looking to get a recreational 10 acre property with a pond and 4 bed, 3 bath home in the country. The... | 1,717,080,327 | 2024-05-30 14:45:27 | dmorg22 | 0 | 4 | 0.4 | Housing | /r/personalfinance/comments/1d45r2a/should_i_take_out_an_home_equity_loan_to_buy_a/ | https://www.reddit.com/r/personalfinance/comments/1d45r2a/should_i_take_out_an_home_equity_loan_to_buy_a/ | personalfinance | airbnb |
1d3toh9 | I inherited 2 properties in the UK. What should I do next? | First property is valued at 450k GBP.
Second property is valued at 160k GBP.
Both properties are in Newcastle where my family are based. I live abroad as I work primarily in Philippines, Singapore and Hong Kong. I’m a freelance worker so I work contract based for a Geotechnical company, I also manage a few airbnbs f... | 1,717,036,717 | 2024-05-30 02:38:37 | Unlikely_Ad_8424 | 0 | 4 | 0.33 | Investing | /r/personalfinance/comments/1d3toh9/i_inherited_2_properties_in_the_uk_what_should_i/ | https://www.reddit.com/r/personalfinance/comments/1d3toh9/i_inherited_2_properties_in_the_uk_what_should_i/ | personalfinance | airbnb |
1cuykov | 24 y/o - Am I over worrying my future? | Hello Reddit,
I would like to share my story and thoughts. Born and raised in Jakarta and currently working in Canada temporarily in asset management firm.
I often think about what my future holds. Looking at the grand scheme of things my friends said I am not doing so bad, I have approximately $80-90K in liquid ass... | 1,716,042,630 | 2024-05-18 14:30:30 | SuperPerspective9154 | 0 | 8 | 0.38 | Other | /r/personalfinance/comments/1cuykov/24_yo_am_i_over_worrying_my_future/ | https://www.reddit.com/r/personalfinance/comments/1cuykov/24_yo_am_i_over_worrying_my_future/ | personalfinance | airbnb |
1cucefv | Should I stretch to keep my current home? | Hey Reddit,
**TDLR; would you blow out your reserves and not save any money for 2+ years with a growing family in exchange for owning two nice single-family houses with ADUs?**
Here's a quick breakdown:
House #1 (house we currently own)
* Worth $425K, over $120K in equity
* 4bd/2bath (main house is a 3/1)
* 2.9% ... | 1,715,970,126 | 2024-05-17 18:22:06 | IllRelationship9233 | 0 | 9 | 0.33 | Housing | /r/personalfinance/comments/1cucefv/should_i_stretch_to_keep_my_current_home/ | https://www.reddit.com/r/personalfinance/comments/1cucefv/should_i_stretch_to_keep_my_current_home/ | personalfinance | airbnb |
1coqaix | 34 years old - retire in 8 years? | I’m 34 years old and didn’t buckle down on fianaces and retirement until two years ago. I have read and studied different things from; Hidden Secrets of Money, The Psychology of Money, Monetary System, Rich Dad Poor Dad, The Killing of Uncle Sam, Millionaire Steps, following the money guy show, Dave Ramsey - the list g... | 1,715,349,714 | 2024-05-10 14:01:54 | ItsAlwaysSunnySheep | 0 | 32 | 0.21 | Investing | /r/personalfinance/comments/1coqaix/34_years_old_retire_in_8_years/ | https://www.reddit.com/r/personalfinance/comments/1coqaix/34_years_old_retire_in_8_years/ | personalfinance | airbnb |
1cnfsqr | New grad how should I prioritize my investments? | Hey everyone,
I recently graduated from college and I'm gearing up to start my first full-time job next week in NYC. With a base pay of $140,000/year, I'm eager to make smart financial decisions, but I could use some guidance on the best way to allocate my income.
Here's a breakdown of the benefits my company offers:... | 1,715,203,370 | 2024-05-08 21:22:50 | No_Work5120 | 1 | 3 | 0.6 | Investing | /r/personalfinance/comments/1cnfsqr/new_grad_how_should_i_prioritize_my_investments/ | https://www.reddit.com/r/personalfinance/comments/1cnfsqr/new_grad_how_should_i_prioritize_my_investments/ | personalfinance | airbnb |
1ckxo9a | Need opinions on mortgages | Hi lovely people!
I am looking at purchasing one of two properties. Both are apartments.
Option 1: Lovely renovated flat which is a dream home for me, has a 2nd bedroom (which can be rented out on airbnb). £260 000, my mortgage would be 1200£ a month
Option 2: Smaller 1-bed apartment, which Im not in love with... | 1,714,933,257 | 2024-05-05 18:20:57 | youraveragevet | 0 | 2 | 0.5 | Housing | /r/personalfinance/comments/1ckxo9a/need_opinions_on_mortgages/ | https://www.reddit.com/r/personalfinance/comments/1ckxo9a/need_opinions_on_mortgages/ | personalfinance | airbnb |
1chrh3w | Buy property, car or nothing? | I recently bought my house, which is newly built in the suburbs, so there’s not much to improve or repair yet. The monthly payment is about 30% of my income and I don’t have any other debt.
I have a 7 year old car that is small for my current needs and I feel like I could upgrade but it still runs fine. On the other h... | 1,714,583,468 | 2024-05-01 17:11:08 | jaribgv | 0 | 18 | 0.5 | Investing | /r/personalfinance/comments/1chrh3w/buy_property_car_or_nothing/ | https://www.reddit.com/r/personalfinance/comments/1chrh3w/buy_property_car_or_nothing/ | personalfinance | airbnb |
1cg61r5 | What should I do for extra money? | I want to make extra money but Im not sure how or even where to start. I wanted to do Turo but Im having trouble finding a car and want to do Airbnb but not sure how to go about it. Im 20 years old as a full time student and full time slave to the economy and life is stressful and I just want to be financially free so ... | 1,714,414,325 | 2024-04-29 18:12:05 | Cornpal | 0 | 8 | 0.25 | Other | /r/personalfinance/comments/1cg61r5/what_should_i_do_for_extra_money/ | https://www.reddit.com/r/personalfinance/comments/1cg61r5/what_should_i_do_for_extra_money/ | personalfinance | airbnb |
1c4qlhq | Selling Airbnb LLC, anyway to minimize capital gains taxes? | I own a 2nd home. Initially it was a weekend home for family use but I wound up using it less often and decided to airbnb it. The house just doesn't fit my lifestyle anymore and there are constantly old house-y things to fix/update. I want to sell it this summer and I don't need to the money for my primary home (at lea... | 1,713,198,662 | 2024-04-15 16:31:02 | Biggulplife | 0 | 6 | 0.5 | Other | /r/personalfinance/comments/1c4qlhq/selling_airbnb_llc_anyway_to_minimize_capital/ | https://www.reddit.com/r/personalfinance/comments/1c4qlhq/selling_airbnb_llc_anyway_to_minimize_capital/ | personalfinance | airbnb |
1bwcfu7 | Is it better to own more of a low value house, or less of a more valuable house? | I can only buy a dirt cheap house, but I want to pay it down and build equity for buying a more desirable house, or build a small portfolio of cheap houses to rent out.
I’m on very limited income, but can just about afford the more expensive house below, but it might push me back to work sooner. Also raising a toddler... | 1,712,303,894 | 2024-04-05 07:58:14 | Dry_Representative_9 | 0 | 22 | 0.25 | Housing | /r/personalfinance/comments/1bwcfu7/is_it_better_to_own_more_of_a_low_value_house_or/ | https://www.reddit.com/r/personalfinance/comments/1bwcfu7/is_it_better_to_own_more_of_a_low_value_house_or/ | personalfinance | airbnb |
1bu6t4w | What should i invest in? | I’m 20 years old, I currently own an LLC and and EIN, that I made for when I was going to enter the Airbnb business, but my mentor backed out on me and I was left lost. My current goal is to save at least $20k for a down payment/closing costs/&maintenance for a multifamily home under a conventional or fha loan starting... | 1,712,084,088 | 2024-04-02 18:54:48 | Findinginnerme | 0 | 9 | 0.33 | Investing | /r/personalfinance/comments/1bu6t4w/what_should_i_invest_in/ | https://www.reddit.com/r/personalfinance/comments/1bu6t4w/what_should_i_invest_in/ | personalfinance | airbnb |
1bryygg | Is $750 more on rent, as well as worse place overall, worth 20 less commute time? | I'm doing a summer internship in Sillicon Valley, trying to split an airbnb with 2 other interns.
We already have a reservation which is:
- $1700 per month each
- 45min commute (1h30 total)
- Nice place, beautifully decorated
But found a new one we were thinking of:
-$2433 per month each
- 25min commute (50... | 1,711,850,454 | 2024-03-31 02:00:54 | vacareddit | 0 | 35 | 0.33 | Housing | /r/personalfinance/comments/1bryygg/is_750_more_on_rent_as_well_as_worse_place/ | https://www.reddit.com/r/personalfinance/comments/1bryygg/is_750_more_on_rent_as_well_as_worse_place/ | personalfinance | airbnb |
1bqvsmy | Any advice on my current saving/investing strategy? | First time posting here, so I apologize if this isn't the right kind of post for this subreddit. I was hoping to hear some opinions about my current saving/investing strategy, to see if I'm on the right track and if there is anything I can do better. Here is a quick overview of my situation, and then I will follow up w... | 1,711,735,354 | 2024-03-29 18:02:34 | Mega_Meta | 1 | 4 | 1 | Planning | /r/personalfinance/comments/1bqvsmy/any_advice_on_my_current_savinginvesting_strategy/ | https://www.reddit.com/r/personalfinance/comments/1bqvsmy/any_advice_on_my_current_savinginvesting_strategy/ | personalfinance | airbnb |
1bqr2vu | Car financing question out of state trade in | Hello, got my first car, hate fords was the only place I could find that would get me into the market everyone else has said no to me until I got this car, that being said it’s a 2018 focus sel I have right now again I hate ford but it was the only option I had at the time. Now I’ve been preapproved to trade it in for ... | 1,711,723,654 | 2024-03-29 14:47:34 | no_face-04 | 1 | 0 | 0.67 | Auto | /r/personalfinance/comments/1bqr2vu/car_financing_question_out_of_state_trade_in/ | https://www.reddit.com/r/personalfinance/comments/1bqr2vu/car_financing_question_out_of_state_trade_in/ | personalfinance | airbnb |
1bowl2j | I would like to visit my parents' state every 2 out of 12 months. What would be the smartest way to achieve this? | I live in Ogden, Utah, and my parents live in Tallahassee, FL.
I currently am considering buying a home in Ogden, but I would be sad if that 'trapped' me away from my parents. So now I am trying to figure out a solution to at least see them every 2 months of the year, for at least the next 10 years.
My income is ~$4... | 1,711,526,802 | 2024-03-27 08:06:42 | Expert-Light-2238 | 0 | 18 | 0.33 | Housing | /r/personalfinance/comments/1bowl2j/i_would_like_to_visit_my_parents_state_every_2/ | https://www.reddit.com/r/personalfinance/comments/1bowl2j/i_would_like_to_visit_my_parents_state_every_2/ | personalfinance | airbnb |
1bmw8x0 | Filing California income tax returns as a nomad | Hi, I moved to the US (California) in the end of 2019. I moved around a fair bit during the pandemic and hadn't been sure about how to file my state taxes, so I just didn't file them. I am probably due some CA tax refunds and will lose the refund for the 2019 tax year, if I don't file the return next month. I thought I... | 1,711,316,266 | 2024-03-24 21:37:46 | AlternativelyAirport | 0 | 9 | 0.33 | Taxes | /r/personalfinance/comments/1bmw8x0/filing_california_income_tax_returns_as_a_nomad/ | https://www.reddit.com/r/personalfinance/comments/1bmw8x0/filing_california_income_tax_returns_as_a_nomad/ | personalfinance | airbnb |
1bkjdr3 | Im 21, want to travel instead of getting an apartment | I'm not financially literate at all, my parents take care of everything. They don't mind still keeping me around and paying for everything but I'm too old now and I can't let them anymore. I'm taking advantage of them at this point. I need to move out but can't afford it. Especially in my city its one of the most expen... | 1,711,059,839 | 2024-03-21 22:23:59 | zrd1111 | 0 | 17 | 0.33 | Housing | /r/personalfinance/comments/1bkjdr3/im_21_want_to_travel_instead_of_getting_an/ | https://www.reddit.com/r/personalfinance/comments/1bkjdr3/im_21_want_to_travel_instead_of_getting_an/ | personalfinance | airbnb |
1bj0pm3 | Need Mint alt. - A reliable tool for just expense tracking + smart categories for simple Biz + Personal | 3 days before Mint shuts down and I'm desperate for another tracker!
**|How I use Mint|:**
* I use it to just get a well-categorized, complete list of transactions to export to excel and analyze my expenses and income.
* Go through my transactions 1x/month to correct any categories/do any splits etc. Then at end of ... | 1,710,895,753 | 2024-03-20 00:49:13 | Health-n-Happiness | 2 | 0 | 1 | Other | /r/personalfinance/comments/1bj0pm3/need_mint_alt_a_reliable_tool_for_just_expense/ | https://www.reddit.com/r/personalfinance/comments/1bj0pm3/need_mint_alt_a_reliable_tool_for_just_expense/ | personalfinance | airbnb |
1bgx7vz | What's the safest way transfer recurring funds between bank accounts in Colombia to the US? | Long story short: Family is from Colombia. We inherited a few properties in Colombia after my grandparents passed away. My family (uncles/aunts) are now managing those properties, making income mostly through Airbnb. Some of them live in Colombia, but others are over on the US side.
This question mostly concerns thos... | 1,710,681,189 | 2024-03-17 13:13:09 | ArchtypeZero | 1 | 3 | 0.67 | Other | /r/personalfinance/comments/1bgx7vz/whats_the_safest_way_transfer_recurring_funds/ | https://www.reddit.com/r/personalfinance/comments/1bgx7vz/whats_the_safest_way_transfer_recurring_funds/ | personalfinance | airbnb |
1bgbnrj | How to rent with no strings attached | I signed a contract agreeing to relocate to detroit for a job. I was wondering what the best way to get housing without being locked into a contract with 6 months - a year on it? I know I could get a hotel room/airbnb but that’s 20% more than renting. I am open to anything as long as it’s cheap relative to the market. ... | 1,710,611,014 | 2024-03-16 17:43:34 | danb145 | 0 | 5 | 0.4 | Housing | /r/personalfinance/comments/1bgbnrj/how_to_rent_with_no_strings_attached/ | https://www.reddit.com/r/personalfinance/comments/1bgbnrj/how_to_rent_with_no_strings_attached/ | personalfinance | airbnb |
1bcy34m | Reset button on my life! | Hello, here’s my situation I have been living with my uncle in a poor town, sleeping on his couch unable to find work, no car..I had about $6000 saved up, but recently bonded my mother out of jail, so i’m now @ $3000 I have a job interview coming up, but in the state of my current girlfriend. I’m curious to know if I p... | 1,710,252,411 | 2024-03-12 14:06:51 | IamLouisianimal | 1 | 5 | 1 | Other | /r/personalfinance/comments/1bcy34m/reset_button_on_my_life/ | https://www.reddit.com/r/personalfinance/comments/1bcy34m/reset_button_on_my_life/ | personalfinance | airbnb |
1b7fo8l | Should I sell my childhood home? | My mom passed away in 2021. I bought my brother out of our childhood home and put the rest of my life insurance inheritance into the home (with no mortgage). I then turned it into an Airbnb. It makes around 50k gross a year easily.
There are some bad memories there and my brother doesn't really want to visit ever. He... | 1,709,670,634 | 2024-03-05 20:30:34 | TulsisTavern | 3 | 8 | 0.59 | Housing | /r/personalfinance/comments/1b7fo8l/should_i_sell_my_childhood_home/ | https://www.reddit.com/r/personalfinance/comments/1b7fo8l/should_i_sell_my_childhood_home/ | personalfinance | airbnb |
1b514rb | Self directed 401K for real estate in Portugal | Hi, I am looking at a property in Portugal. It is a single building where the bottom floor is its own address (street name 20a) and tax id and the top floor is its own address (street name 20b) and tax id. Like an apartment building with two units. Can I buy the top floor for my personal use, using personal funds and t... | 1,709,419,645 | 2024-03-02 22:47:25 | Practical-Fish-6161 | 4 | 2 | 0.84 | Retirement | /r/personalfinance/comments/1b514rb/self_directed_401k_for_real_estate_in_portugal/ | https://www.reddit.com/r/personalfinance/comments/1b514rb/self_directed_401k_for_real_estate_in_portugal/ | personalfinance | airbnb |
1b0oxkz | Anyone have experience with a mortgage in a new city? | Background : my spouse has a job in a new city and is about to move into an airbnb for three months. We’re interested in buying a home but I’m not sure we could get preapproved for a loan if I don’t have a job in the new city. Anyone have experience with this situation? | 1,708,972,563 | 2024-02-26 18:36:03 | BananaSquid721 | 1 | 4 | 0.67 | Other | /r/personalfinance/comments/1b0oxkz/anyone_have_experience_with_a_mortgage_in_a_new/ | https://www.reddit.com/r/personalfinance/comments/1b0oxkz/anyone_have_experience_with_a_mortgage_in_a_new/ | personalfinance | airbnb |
1ax7818 | Gambling with 401k and Lake Cottage Advice | I'm a 42M with a wife (41F), two teenagers, two dogs, and a cat. We have a gross income of $175k and contribute 6% to our 401k with a 50% employer match. I've been maxing out my Roth IRA for the past 6 years with a balance of $60k, but my wife hasn't started yet. Here's our financial situation:
1) Primary Home: Owe $... | 1,708,610,838 | 2024-02-22 14:07:18 | Chival_Myst | 1 | 5 | 1 | Planning | /r/personalfinance/comments/1ax7818/gambling_with_401k_and_lake_cottage_advice/ | https://www.reddit.com/r/personalfinance/comments/1ax7818/gambling_with_401k_and_lake_cottage_advice/ | personalfinance | airbnb |
1avi146 | Does paying for some travel-related service (e.g., Airbnb) via installment payments (e.g., Klarna) count as travel with Rewards World Mastercard Card? | Assume a [Bank of America's Rewards World Mastercard Card](https://www.bankofamerica.com/credit-cards/mastercard-credit-cards/) is configured so that it has a 3% cash back in the travel category. Does paying for some travel-related service such as Airbnb via installment payment such as [Klarna](https://www.airbnb.com/h... | 1,708,436,848 | 2024-02-20 13:47:28 | Franck_Dernoncourt | 0 | 2 | 0.33 | Credit | /r/personalfinance/comments/1avi146/does_paying_for_some_travelrelated_service_eg/ | https://www.reddit.com/r/personalfinance/comments/1avi146/does_paying_for_some_travelrelated_service_eg/ | personalfinance | airbnb |
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