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1au9sy9 | Do i need to file 1099 ?? Please help | Soooo Im in a bit of a dilemma, so I got money from my rental on airbnb in 2022, i moved in 2022 and went to college aswell so I wasn’t able to receive my 1099 form in the mail. I called the IRS atleast 5 times with an address change and requested the 1099 form be sent to my current address. I was told they will only s... | 1,708,302,706 | 2024-02-19 00:31:46 | rayreddit6_ | 0 | 24 | 0.14 | Taxes | /r/personalfinance/comments/1au9sy9/do_i_need_to_file_1099_please_help/ | https://www.reddit.com/r/personalfinance/comments/1au9sy9/do_i_need_to_file_1099_please_help/ | personalfinance | airbnb |
1ajywm4 | Buying an AirBnB for RTO--Am I thinking about taxes right? | My employer has required me to return to office 3 days a week. I live 3.5 hours away for a major city they have an office in with a strong STR market. I am thinking about my options. Not looking to move there full time. One idea I am playing with is buying a property in that city and STR'ing it on weekends and then... | 1,707,186,311 | 2024-02-06 02:25:11 | mikeinmlb | 0 | 4 | 0.27 | Taxes | /r/personalfinance/comments/1ajywm4/buying_an_airbnb_for_rtoam_i_thinking_about_taxes/ | https://www.reddit.com/r/personalfinance/comments/1ajywm4/buying_an_airbnb_for_rtoam_i_thinking_about_taxes/ | personalfinance | airbnb |
1aes2uq | Should I keep 2nd house? | Live in HCOL area and own home that has pretty much doubled in value since purchased. Mortgage payment is below 3% (under $2k).
I'm considering upgrading to a new house, around $1.3m cost. Don't really want to sell the current one because it's great value but keep hearing horror stories about being a landlord, and no... | 1,706,631,209 | 2024-01-30 16:13:29 | sawihsiwi | 0 | 3 | 0.29 | Housing | /r/personalfinance/comments/1aes2uq/should_i_keep_2nd_house/ | https://www.reddit.com/r/personalfinance/comments/1aes2uq/should_i_keep_2nd_house/ | personalfinance | airbnb |
1aer0zp | Should I move out at 30 or keep living at home? | I’m 29 turning 30 in a few months. I’ve always wanted to move out and live somewhere new but never could afford it until recently. I make about 85k.
Reasons why I haven’t moved out:
I only started making this much money about 2 years ago. I was really ill for about 3 years and couldn’t work, my mom had to quit her jo... | 1,706,628,539 | 2024-01-30 15:28:59 | zeevzee | 69 | 101 | 0.74 | Housing | /r/personalfinance/comments/1aer0zp/should_i_move_out_at_30_or_keep_living_at_home/ | https://www.reddit.com/r/personalfinance/comments/1aer0zp/should_i_move_out_at_30_or_keep_living_at_home/ | personalfinance | airbnb |
1aeijdb | When to use a tax pro? | I'm in the US and tax season is upon us. I have been paying a tax pro the last few years in the order of $500. And now I'm wondering if it's necessary?
Can I use something like freetaxusa?
Joint filling, combined income is around $430k. Minor stock sales, probably $20k in Airbnb income and another $40k in rental inco... | 1,706,598,610 | 2024-01-30 07:10:10 | curium-ills | 1 | 14 | 0.67 | Taxes | /r/personalfinance/comments/1aeijdb/when_to_use_a_tax_pro/ | https://www.reddit.com/r/personalfinance/comments/1aeijdb/when_to_use_a_tax_pro/ | personalfinance | airbnb |
1ab9yyv | How can I move into a more family friendly area? | Hi everyone,
I have a mortgage / financing question for you guys and hopefully there’s a solution…
My wife and two kids live in an area that at the time was great for families, now it’s become an airbnb Mecca. We got to get out due to dangerous parties, randoms walking the streets, drunks.. good news is our home valu... | 1,706,243,791 | 2024-01-26 04:36:31 | jt47000 | 0 | 3 | 0.33 | Housing | /r/personalfinance/comments/1ab9yyv/how_can_i_move_into_a_more_family_friendly_area/ | https://www.reddit.com/r/personalfinance/comments/1ab9yyv/how_can_i_move_into_a_more_family_friendly_area/ | personalfinance | airbnb |
19ciis5 | US Hospital Bills for uninsured UK visiting student - advice needed | My son is on a 4 month student exchange at San Diego State University from the UK. He arrived just over a week ago, and on his first day was struck by a hit-and-run driver who drove straight through a red light while my son was crossing the road. Police have given him a reference number, but had no further information ... | 1,705,883,455 | 2024-01-22 00:30:55 | CalCarver | 0 | 5 | 0.5 | Debt | /r/personalfinance/comments/19ciis5/us_hospital_bills_for_uninsured_uk_visiting/ | https://www.reddit.com/r/personalfinance/comments/19ciis5/us_hospital_bills_for_uninsured_uk_visiting/ | personalfinance | airbnb |
19c4g33 | New investments whilst mortgage payments are low? | Our mortgage rate is currently low at 2.4% on a £350k mortgage so our repayments are approx £1200pm. Our initial fixed rate period ends 2027 so we will get a new mortgage agreement in 2027 but we're not expecting it to be any lower than 4.2% due to current interest rates in the UK.
As we're aiming for financial indepe... | 1,705,846,967 | 2024-01-21 14:22:47 | polly-flower | 2 | 5 | 0.67 | Investing | /r/personalfinance/comments/19c4g33/new_investments_whilst_mortgage_payments_are_low/ | https://www.reddit.com/r/personalfinance/comments/19c4g33/new_investments_whilst_mortgage_payments_are_low/ | personalfinance | airbnb |
197e094 | Strongly considering a purchase of a second home to AirBnB when I’m not there. Need advice | I live in the North. My in laws live in Florida. We visit 1-4 times a year. The quiet neighborhood 30 minutes from anything where they live has exploded over the last 5 years and is now a bustling city with new factories, warehouses, hospitals, and amenities built and more on the way. Their house is worth nearly 3x’s w... | 1,705,338,922 | 2024-01-15 17:15:22 | Sierra419 | 0 | 14 | 0.16 | Housing | /r/personalfinance/comments/197e094/strongly_considering_a_purchase_of_a_second_home/ | https://www.reddit.com/r/personalfinance/comments/197e094/strongly_considering_a_purchase_of_a_second_home/ | personalfinance | airbnb |
196apv3 | Depreciation tax deduction | I am considering buying a 2 br and renting out second room via STR loophole / Airbnb. Does it make a difference if I live in one of the rooms there or elsewhere -> impact on the amount of depreciation I can deduct (27.5 year straight line depreciation rule)? Thanks | 1,705,218,697 | 2024-01-14 07:51:37 | candianmba | 1 | 8 | 0.67 | Taxes | /r/personalfinance/comments/196apv3/depreciation_tax_deduction/ | https://www.reddit.com/r/personalfinance/comments/196apv3/depreciation_tax_deduction/ | personalfinance | airbnb |
18ufbs9 | Amex Gold vs Chase Sapphire Preferred? | Hi!
I’m wondering if anyone has any perspective on which of these cards would be better for me? I travel a lot and would love to be able to use points for booking flights (and Airbnb’s? Not sure if either offer something like that).
Most of my money that’s not spent on travel is spent on food - groceries and restaur... | 1,703,941,821 | 2023-12-30 13:10:21 | Ok_Animator6429 | 3 | 29 | 0.59 | Credit | /r/personalfinance/comments/18ufbs9/amex_gold_vs_chase_sapphire_preferred/ | https://www.reddit.com/r/personalfinance/comments/18ufbs9/amex_gold_vs_chase_sapphire_preferred/ | personalfinance | airbnb |
18rjmuz | Basement rental consideration | Hi all,
My wife and I have been renting our 400 sq ft basement for the past ten years. We are in a HCOL area so are able to rent it for $800, Airbnb for much more. It is just us so we’ve always just done it since we don’t need to space. However, she just landed a great job and I have continued to advance in my field. ... | 1,703,628,422 | 2023-12-26 22:07:02 | knitesfall | 0 | 6 | 0.5 | Planning | /r/personalfinance/comments/18rjmuz/basement_rental_consideration/ | https://www.reddit.com/r/personalfinance/comments/18rjmuz/basement_rental_consideration/ | personalfinance | airbnb |
18lcpog | Critique my 2024 financial plan | Hi friends, I’m a 23 year old in Chicago and I really want to get in control of my finances in 2024. Please help me out with this plan! What budget items did I forget/what goals should I consider/etc. Thank you 🙏
— Income:
Monthly take home before taxes: $11,808
Post tax: $8,367
I also make ~$2k/year from Airbnb’ing... | 1,702,916,674 | 2023-12-18 16:24:34 | collegedude444 | 0 | 9 | 0.33 | Budgeting | /r/personalfinance/comments/18lcpog/critique_my_2024_financial_plan/ | https://www.reddit.com/r/personalfinance/comments/18lcpog/critique_my_2024_financial_plan/ | personalfinance | airbnb |
18g2ie2 | Saving for only a down payment on an Airbnb a good idea? | I’m 25 and want to get an Airbnb business. I thought of saving just the 20% down payment of a small condo, then use it as an Airbnb so I can pay myself and it can pay itself. From my research a good area near DC may be profitable year round. This way I don’t have to have hundreds of thousands dollars in the bank before... | 1,702,324,584 | 2023-12-11 19:56:24 | SalamanderGirl_1 | 0 | 12 | 0.3 | Housing | /r/personalfinance/comments/18g2ie2/saving_for_only_a_down_payment_on_an_airbnb_a/ | https://www.reddit.com/r/personalfinance/comments/18g2ie2/saving_for_only_a_down_payment_on_an_airbnb_a/ | personalfinance | airbnb |
18cvzl6 | FIRE Pension: To Roth or Not | Hello everyone,
I am at a bit of a crossroads with how I want to plan and how to achieve my future retirement goals. I have been saving cash for down payment on another investment property to run as an AirBNB or long term rental, to help achieve early retirement. However, real estate definitely takes more time to get ... | 1,701,956,976 | 2023-12-07 13:49:36 | Ballalu | 1 | 0 | 1 | Planning | /r/personalfinance/comments/18cvzl6/fire_pension_to_roth_or_not/ | https://www.reddit.com/r/personalfinance/comments/18cvzl6/fire_pension_to_roth_or_not/ | personalfinance | airbnb |
18bx9uv | Looking to try and make a money move but need advice | So me and my girlfriend are expecting a child in June of 2024, we currently live in her home, 3br/2ba 1400sqft home in a nice subdivision that she owes 135k and is locked in a 30yr mortgage at a 3.25% interest (current rates in the area are 8%+). Payment is $1650 total, The house is worth 266k. It could use a few small... | 1,701,841,918 | 2023-12-06 05:51:58 | EconomySpecialist795 | 1 | 1 | 1 | Housing | /r/personalfinance/comments/18bx9uv/looking_to_try_and_make_a_money_move_but_need/ | https://www.reddit.com/r/personalfinance/comments/18bx9uv/looking_to_try_and_make_a_money_move_but_need/ | personalfinance | airbnb |
185gp7k | Which 30 year mortgage rate would you go with? | Planning to buy a house to live in.
Credit score: excellent.
Loan Amount: 405,000.
******************
Option 1: Builder Preferred Lender
5% down.
interest rate 7% with 0.07 points down ($312)
Origination Charges- ($1292)
Builder credit: $5000
Cash to close: (-$1796)
I walk about with ex... | 1,701,126,341 | 2023-11-27 23:05:41 | cooltaj | 0 | 3 | 0.5 | Housing | /r/personalfinance/comments/185gp7k/which_30_year_mortgage_rate_would_you_go_with/ | https://www.reddit.com/r/personalfinance/comments/185gp7k/which_30_year_mortgage_rate_would_you_go_with/ | personalfinance | airbnb |
181uyxe | Inherited Grandmothers condo after her passing. Not sure what to do. | So, my grandmother passed away about a year ago and she left my brother and I her condo down in Ft. Lauderdale, Florida.
For the time being, we’ve been using it as a vacation home. I personally don’t go down there enough, but my brother and his wife do.
But it’s starting to come down to the question of “what are we... | 1,700,721,413 | 2023-11-23 06:36:53 | VisceralRegret | 1 | 10 | 0.55 | Housing | /r/personalfinance/comments/181uyxe/inherited_grandmothers_condo_after_her_passing/ | https://www.reddit.com/r/personalfinance/comments/181uyxe/inherited_grandmothers_condo_after_her_passing/ | personalfinance | airbnb |
17wr41e | Need input on financial steps in this market | Hi,
I have a few assets that I would love to work for me in this market but I am not sure what makes most sense.
My husband’s input is basically « whatever » while I am trying to find a good CPA.
Meanwhile, I would love input from people who have had experience with this market or have a good formula up their sleeves... | 1,700,152,226 | 2023-11-16 16:30:26 | thisismetothepower2 | 1 | 8 | 1 | Planning | /r/personalfinance/comments/17wr41e/need_input_on_financial_steps_in_this_market/ | https://www.reddit.com/r/personalfinance/comments/17wr41e/need_input_on_financial_steps_in_this_market/ | personalfinance | airbnb |
17wcskz | Dumb to refi and buy out wife ? | Wife wants to live separately , long story but I’m fine with it and want to remain married . It’s actually not that bad to live separately !
Anyway on topic . She wants her downpayment back that she put down on the house . I can refi and pay her back , but I have a 3.5 and now looking at 7+
I have excellent credit an... | 1,700,105,227 | 2023-11-16 03:27:07 | SciGuy2019 | 0 | 26 | 0.46 | Other | /r/personalfinance/comments/17wcskz/dumb_to_refi_and_buy_out_wife/ | https://www.reddit.com/r/personalfinance/comments/17wcskz/dumb_to_refi_and_buy_out_wife/ | personalfinance | airbnb |
17tpuzj | Have some decent savings, torn between making a good investment decision and investing in my mental health | I’m 27, single, I have around $150k cash, $150k in stocks. $75k in a 401k.
Only 4k in student debt, 4k credit cards. I have a yearly salary about $180k working at a big tech company. Unfortunately I’ve been struggling to keep my head above water there and worry that I may be let go but I won’t know for sure how or whe... | 1,699,812,460 | 2023-11-12 18:07:40 | MilitaryBeetle | 0 | 8 | 0.4 | Housing | /r/personalfinance/comments/17tpuzj/have_some_decent_savings_torn_between_making_a/ | https://www.reddit.com/r/personalfinance/comments/17tpuzj/have_some_decent_savings_torn_between_making_a/ | personalfinance | airbnb |
17sko9y | 18, I own 2 apartments, I need some advice |
Hello, as the title says I recently acquired two apartments in the capital city of my country and I have a question.
Should I rent a third apartment for myself( around $500 a month) and use the other two as AirBnbs (Rough earnings would be around $1400 a month) or should I stay in one of them and AirBnb the other ?
... | 1,699,669,857 | 2023-11-11 02:30:57 | SynoYuzzy | 1 | 0 | 1 | Investing | /r/personalfinance/comments/17sko9y/18_i_own_2_apartments_i_need_some_advice/ | https://www.reddit.com/r/personalfinance/comments/17sko9y/18_i_own_2_apartments_i_need_some_advice/ | personalfinance | airbnb |
17rrfw1 | Trying to start over. Feeling like a loser. | Spent about 5 years living in Los Angeles doing crappy jobs to audition for roles. Yeah trying to become an actor is like buying lottery tickets but all these classes you attend tell you that you have to keep trying no matter what.
I like acting but I ended up just doing non-paid work for student films and never gett... | 1,699,575,884 | 2023-11-10 00:24:44 | fools_set_the_rules | 2 | 0 | 1 | Planning | /r/personalfinance/comments/17rrfw1/trying_to_start_over_feeling_like_a_loser/ | https://www.reddit.com/r/personalfinance/comments/17rrfw1/trying_to_start_over_feeling_like_a_loser/ | personalfinance | airbnb |
17ooona | I have a Roth IRA and have been self employed since the beginning of this year. Am I able to open a solo 401k and contribute to - and even max each out - every year? | Hey everyone,
I will be 39 in December. Male. Single, never married.
I own a condo outright and will be turning it into an Airbnb when I purchase my second home next month, which I intend to keep as my permanent residence until retirement.
I have a Roth IRA I've been contributing to and maxing out for the last 2+ ... | 1,699,226,240 | 2023-11-05 23:17:20 | MixtapeNostalgia | 2 | 5 | 1 | Retirement | /r/personalfinance/comments/17ooona/i_have_a_roth_ira_and_have_been_self_employed/ | https://www.reddit.com/r/personalfinance/comments/17ooona/i_have_a_roth_ira_and_have_been_self_employed/ | personalfinance | airbnb |
17lxnpk | Invest in home renovation or invest in the market? | For context my husband (M39) and I (F33) live in a top 5 most expensive city in the US. We’re both responsible with money and have been lucky to make good salaries since early in our careers. We’ve never bought nice things. We still share the mid-market SUV my husband bought used in college (it’s 15+ years old) and our... | 1,698,908,025 | 2023-11-02 06:53:45 | B_Camp | 1 | 6 | 0.67 | Housing | /r/personalfinance/comments/17lxnpk/invest_in_home_renovation_or_invest_in_the_market/ | https://www.reddit.com/r/personalfinance/comments/17lxnpk/invest_in_home_renovation_or_invest_in_the_market/ | personalfinance | airbnb |
17lhou7 | i-9 form address question. | Im moving to USA (non-citizen) and I have a job starting Monday but I have yet to find a place and will be in an Airbnb my first week or so. I am unsure of which address to use for the i-9 paperwork. If someone has any experience with a situation like that or any input I would appreciate it. | 1,698,860,474 | 2023-11-01 17:41:14 | vukovich123 | 0 | 0 | 0.5 | Other | /r/personalfinance/comments/17lhou7/i9_form_address_question/ | https://www.reddit.com/r/personalfinance/comments/17lhou7/i9_form_address_question/ | personalfinance | airbnb |
17j3j9u | Credit Card Reimbursement | I am planning a trip 8 months in advance. For travel, I have a credit card with points that I use to reserve hotels/AirBnB and I pay the balance off immediately when the statement arrives. I usually get hotels and pay when I arrive at my destinations, but for this trip, I'm going AirBnB and paying now. If I have to ca... | 1,698,588,018 | 2023-10-29 14:00:18 | Cincykid14 | 1 | 2 | 0.67 | Credit | /r/personalfinance/comments/17j3j9u/credit_card_reimbursement/ | https://www.reddit.com/r/personalfinance/comments/17j3j9u/credit_card_reimbursement/ | personalfinance | airbnb |
17f3xa9 | Cabin in the mountains | So I have an opportunity to buy a dream cabin in the mountains that I’ve dreamt of. There are some initial concerns of if I can afford it. I think I can pull off 50k for it. The seller wants 100k, I think she’d be willing to accept 75k for it. This would stretch me very far.
I have 15k in cash, 40k in equity on my ex... | 1,698,119,965 | 2023-10-24 03:59:25 | mlande9 | 1 | 8 | 0.67 | Other | /r/personalfinance/comments/17f3xa9/cabin_in_the_mountains/ | https://www.reddit.com/r/personalfinance/comments/17f3xa9/cabin_in_the_mountains/ | personalfinance | airbnb |
174daom | how do you pay the up front cost of an apartment? | looking into getting my first apartment (moved for work, airbnb the first 2 months), the only thing I'm unsure about is how you go about paying the up front cost. I only have 1K credit limit, my bank is 700 miles away, and I don't have a checkbook. Can they link to my bank account like work does for direct deposit, o... | 1,696,915,044 | 2023-10-10 05:17:24 | flarebomb21 | 0 | 3 | 0.33 | Housing | /r/personalfinance/comments/174daom/how_do_you_pay_the_up_front_cost_of_an_apartment/ | https://www.reddit.com/r/personalfinance/comments/174daom/how_do_you_pay_the_up_front_cost_of_an_apartment/ | personalfinance | airbnb |
1739juw | Moving states/purchasing a property | I'm planning to relocate to Washington different state. I spoke with my manager, he is ok with that because we our company has office in WA as well.
I have a child in school age and wanted to proactively purchase a property to make the move easier for our family, avoid going through airbnbs, rentals and stuff. We did... | 1,696,798,156 | 2023-10-08 20:49:16 | danrokk | 2 | 0 | 0.75 | Other | /r/personalfinance/comments/1739juw/moving_statespurchasing_a_property/ | https://www.reddit.com/r/personalfinance/comments/1739juw/moving_statespurchasing_a_property/ | personalfinance | airbnb |
172hna9 | Owning our house free and clear but feel like we aren't using that freedom well. | Title pretty well sums it up. We (H38 W37, 5 kids 13-8) were fortunate to sell in a high COL area and use that equity to buy free and clear in another state. Income dropped dramaticly but we are still making around 70k annual combined.
We paid 320k for our home/land and pay about 1k annual in property taxes. We don't... | 1,696,714,675 | 2023-10-07 21:37:55 | estaswick | 3 | 7 | 0.59 | Housing | /r/personalfinance/comments/172hna9/owning_our_house_free_and_clear_but_feel_like_we/ | https://www.reddit.com/r/personalfinance/comments/172hna9/owning_our_house_free_and_clear_but_feel_like_we/ | personalfinance | airbnb |
16ydmqt | Am I spending too much or am I overthinking things | I'm debating between seeing a therapist or a financial planner, depending on how I'm feeling at the end of this. I've been sitting here trying to think of what to type, as just typing this kinda hurts.
*Edit - Ok, I think I decided that I should probably seek both, starting with therapist. Honestly, I started shaking ... | 1,696,293,294 | 2023-10-03 00:34:54 | CuzViet | 0 | 2 | 0.5 | Budgeting | /r/personalfinance/comments/16ydmqt/am_i_spending_too_much_or_am_i_overthinking_things/ | https://www.reddit.com/r/personalfinance/comments/16ydmqt/am_i_spending_too_much_or_am_i_overthinking_things/ | personalfinance | airbnb |
16y2l72 | What to do with sale of a house | Hello, we have an income property that is getting to the break even point of costing more than it takes in. We're pretty much decided to sell it (It's an AirBnB).
We've had it for a few years now so is about $100K more in value now than what we bought it for. We've also saved all the income from it and it's a tidy am... | 1,696,267,438 | 2023-10-02 17:23:58 | Fun_Needleworker7476 | 0 | 9 | 0.5 | Planning | /r/personalfinance/comments/16y2l72/what_to_do_with_sale_of_a_house/ | https://www.reddit.com/r/personalfinance/comments/16y2l72/what_to_do_with_sale_of_a_house/ | personalfinance | airbnb |
16x3tmj | Buy a house abroad for $45,000 or invest in an American house? | I have citizenship in a foreign country. I am about to take a $41,000/yr job. I currently don't have to pay for rent so my COL is minimal (projected to get an apartment mid 2024).
A nice villa in a residential area would cost me $45,000 to build in the other country over a 6-12 month time span. Tenants typically pay $... | 1,696,173,284 | 2023-10-01 15:14:44 | voanjobory | 0 | 29 | 0.48 | Housing | /r/personalfinance/comments/16x3tmj/buy_a_house_abroad_for_45000_or_invest_in_an/ | https://www.reddit.com/r/personalfinance/comments/16x3tmj/buy_a_house_abroad_for_45000_or_invest_in_an/ | personalfinance | airbnb |
16w86qh | PhD student. Should I drop out? | I make about 43k a year being a Phd Student along with working some side jobs. I'm in the humanities so low job prospects for sure.
I am going to finish my second year this coming May but I am considering dropping out because I have about 3-4 more years until I graduate.
If I were to drop out I would most likely be... | 1,696,083,964 | 2023-09-30 14:26:04 | Thee_Depression | 108 | 158 | 0.79 | Other | /r/personalfinance/comments/16w86qh/phd_student_should_i_drop_out/ | https://www.reddit.com/r/personalfinance/comments/16w86qh/phd_student_should_i_drop_out/ | personalfinance | airbnb |
16vcvvq | Crushing credit card debt.Considering National Debt Relief because credit counseling agencies won't reduce monthly payment much. Any other options? | Between me and my spouse's income and our rental properties and an AirBnB we make $200,000 a year total. My CC debt is $45k, which is costing $1,250 a month in minimum payments. Credit counseling (called two major ones) only reduce my payment to $1,000 a month. National Debt Relief would reduce it to $650 a month for f... | 1,695,997,118 | 2023-09-29 14:18:38 | indebt90210 | 0 | 38 | 0.23 | Debt | /r/personalfinance/comments/16vcvvq/crushing_credit_card_debtconsidering_national/ | https://www.reddit.com/r/personalfinance/comments/16vcvvq/crushing_credit_card_debtconsidering_national/ | personalfinance | airbnb |
16hwlmt | Solo 401K that allows loans up to $50K to buy a house |
I have a 401K from a former employer that I want to use $50K to buy a house.
I have a full time W2 job, but I also do Airbnb and Turo on the side.
W2 jobs 401K isn’t anything special, no match.
Which financial company will allow me to open a solo 401K, roll my balance in; and take out $50K as a loan to purchase a ho... | 1,694,633,966 | 2023-09-13 19:39:26 | 948661 | 1 | 8 | 0.57 | Retirement | /r/personalfinance/comments/16hwlmt/solo_401k_that_allows_loans_up_to_50k_to_buy_a/ | https://www.reddit.com/r/personalfinance/comments/16hwlmt/solo_401k_that_allows_loans_up_to_50k_to_buy_a/ | personalfinance | airbnb |
16gq80u | I'm about to sign a lease for a short term stay in a foreign country (Italy). Got any tips? | Like the title says. I just want to be sure I cover my butt. I'm about to sign a short term lease (3 months) for a stay in a foreign country (Italy) and I'm always worried about getting hoodwinked. We were staying in an AirBnB but the whole thing fell trough in a nightmare. Some friends of ours who live in Italy ar... | 1,694,522,099 | 2023-09-12 12:34:59 | AgentBroccoli | 2 | 7 | 0.75 | Other | /r/personalfinance/comments/16gq80u/im_about_to_sign_a_lease_for_a_short_term_stay_in/ | https://www.reddit.com/r/personalfinance/comments/16gq80u/im_about_to_sign_a_lease_for_a_short_term_stay_in/ | personalfinance | airbnb |
16fnzzs | Resources For Homeless. | Hello All, I am a 20 year old That Lives with my mom in Georgia USA, unfortunately we are being evicted and my mom doesn’t have anywhere for me to go, she doesn’t have enough money to get an Airbnb or Hotel room for both of us. I’ve applied to job corps but it’s been two months and I haven’t heard back. We will have to... | 1,694,413,832 | 2023-09-11 06:30:32 | Magenta-Moth | 2 | 24 | 0.6 | Housing | /r/personalfinance/comments/16fnzzs/resources_for_homeless/ | https://www.reddit.com/r/personalfinance/comments/16fnzzs/resources_for_homeless/ | personalfinance | airbnb |
16f9pfj | 21 years old, looking to shore up my financial future | Hello all, long time lurker and appreciate the advice given out on this sub as it has already greatly helped me. I recently turned 21 and am very conscious of how much investment power I have right now if I do all the right things. I am here asking for help in making sure I am doing the right things. Single male living... | 1,694,375,323 | 2023-09-10 19:48:43 | Falcon10301 | 2 | 2 | 1 | Planning | /r/personalfinance/comments/16f9pfj/21_years_old_looking_to_shore_up_my_financial/ | https://www.reddit.com/r/personalfinance/comments/16f9pfj/21_years_old_looking_to_shore_up_my_financial/ | personalfinance | airbnb |
16dvfp1 | How can I get more purchasing power?? | I am 25 years old, work full time, earning $77k annually. My 21 y/o brother is my business partner, He WFH and earns roughly 35k / annually. Together we own 1 lake front airbnb property. We do STR during the summer season and a 6 month lease during the off season. The airbnb is 3 hours from where we live. We both live ... | 1,694,231,300 | 2023-09-09 03:48:20 | Ok-Truck6992 | 1 | 6 | 1 | Other | /r/personalfinance/comments/16dvfp1/how_can_i_get_more_purchasing_power/ | https://www.reddit.com/r/personalfinance/comments/16dvfp1/how_can_i_get_more_purchasing_power/ | personalfinance | airbnb |
16bo626 | Would buying a studio / 1bedroom apartment in a different state be a smart use of money? | So I'm a 30m and I live with my parents rent free. I currently live in Miami, and it just doesn't seem worth buying property here imo. I want to leave this state in the future, but I do make good money here and I know I'll also make good money in the state I'm planning on purchasing the studio. I managed to save roughl... | 1,694,016,331 | 2023-09-06 16:05:31 | nonodyloses | 0 | 76 | 0.43 | Housing | /r/personalfinance/comments/16bo626/would_buying_a_studio_1bedroom_apartment_in_a/ | https://www.reddit.com/r/personalfinance/comments/16bo626/would_buying_a_studio_1bedroom_apartment_in_a/ | personalfinance | airbnb |
16b17vd | Question about protecting myself when renting site unseen | Hello: I need to rent an apartment for 30-days to accommodate some remodeling going on at my apartment.
I found a place on airbnb and then identified their-non airbnb website as well. I'm able to get a slightly better deal off Airbnb.
I'm wondering if I could get some thoughts regarding whether I'm trading a whole ... | 1,693,950,180 | 2023-09-05 21:43:00 | banquie | 1 | 6 | 0.67 | Housing | /r/personalfinance/comments/16b17vd/question_about_protecting_myself_when_renting/ | https://www.reddit.com/r/personalfinance/comments/16b17vd/question_about_protecting_myself_when_renting/ | personalfinance | airbnb |
16avtl2 | Airbnb Gift Voucher online purchase | February 1, 2023 I purchased a voucher, but I lost the email confirming the $300. purchase that does show Airbnb on my bank statement. I thought I was working with Airbnb but, no. I do not know the platform since I lost the email. I tried to recover my deleted email but no such luck. Any ideas? | 1,693,938,140 | 2023-09-05 18:22:20 | jjakskip | 0 | 0 | 0.33 | Other | /r/personalfinance/comments/16avtl2/airbnb_gift_voucher_online_purchase/ | https://www.reddit.com/r/personalfinance/comments/16avtl2/airbnb_gift_voucher_online_purchase/ | personalfinance | airbnb |
169zy1z | House Poor! To Sell or Not to Sell | Hi good people of Reddit, I'm hoping you could weigh in on me and my spouse's current situation. We are in our 30s and have made some major career changes/gone to grad school, so we are somewhat behind others our age and haven't really had a cohesive financial plan. We have about 100k in equity in our current home and ... | 1,693,852,484 | 2023-09-04 18:34:44 | CozyHorse32 | 15 | 85 | 0.67 | Housing | /r/personalfinance/comments/169zy1z/house_poor_to_sell_or_not_to_sell/ | https://www.reddit.com/r/personalfinance/comments/169zy1z/house_poor_to_sell_or_not_to_sell/ | personalfinance | airbnb |
162t3ly | Moved out of state for the first time, two state taxes? | Hello, I am pretty new to doing my own taxes because the trusted friend who used to help me has since passed. Due to some life turmoil I moved states in 2022, faced some rough patches and so I filed an extension to do my taxes later which I must do now.
My situation is that I used to live in Ohio of which I guess I a... | 1,693,149,446 | 2023-08-27 15:17:26 | cluevan | 1 | 4 | 0.67 | Taxes | /r/personalfinance/comments/162t3ly/moved_out_of_state_for_the_first_time_two_state/ | https://www.reddit.com/r/personalfinance/comments/162t3ly/moved_out_of_state_for_the_first_time_two_state/ | personalfinance | airbnb |
15v49lc | Im currently 30 years old and purchased a property during the market peak last year. | I am currently 30 years old and purchased a property during the market peak last year. The acquisition was a long-term investment and my interest rate stands at around 7%. Despite not regretting my decision, I am now reconsidering staying at the property, as I am more inclined towards a smaller condo in the business di... | 1,692,413,404 | 2023-08-19 02:50:04 | No-Veterinarian-7993 | 2 | 4 | 0.67 | Housing | /r/personalfinance/comments/15v49lc/im_currently_30_years_old_and_purchased_a/ | https://www.reddit.com/r/personalfinance/comments/15v49lc/im_currently_30_years_old_and_purchased_a/ | personalfinance | airbnb |
15tgekz | Chargeback Denied by Credit Card | Need advice on whether to pursue legal action on a chargeback dispute I lost and now I am responsible for despite deceptive business practices of a travel website that books hotels and Airbnb-like homes.
The merchant did not make it very clear during the booking checkout process that additional charges from a Airbnb-l... | 1,692,257,939 | 2023-08-17 07:38:59 | sandstorm15 | 0 | 1 | 0.5 | Credit | /r/personalfinance/comments/15tgekz/chargeback_denied_by_credit_card/ | https://www.reddit.com/r/personalfinance/comments/15tgekz/chargeback_denied_by_credit_card/ | personalfinance | airbnb |
15q6ng8 | $600 Difference Decision that Im having a hard time reaching. | Im 42M that recently got separated, so i need to move out. been doing airbnb for last two months. I was approved to get an apartment in a high rise building in downtown PHX, right in the middle of all the action. I can walk out the building straight into bars, restaurants, right next to where the NBA Suns play. This ap... | 1,691,952,119 | 2023-08-13 18:41:59 | LengthinessNew8760 | 0 | 51 | 0.45 | Housing | /r/personalfinance/comments/15q6ng8/600_difference_decision_that_im_having_a_hard/ | https://www.reddit.com/r/personalfinance/comments/15q6ng8/600_difference_decision_that_im_having_a_hard/ | personalfinance | airbnb |
15k12q0 | Intl. rental car dispute - What options do I have? | Hi - my girlfriend and I visited France a few weeks back and rented a car with SIXT. We had paid for the basic insurance plan alongside our reservation of a Convertible. Upon arrival, we had made a last minute change to a regular Sedan - however, after being captivated by the windy roads and mountain scenery we got "bu... | 1,691,356,993 | 2023-08-06 21:23:13 | FwakeBud10 | 2 | 3 | 0.76 | Auto | /r/personalfinance/comments/15k12q0/intl_rental_car_dispute_what_options_do_i_have/ | https://www.reddit.com/r/personalfinance/comments/15k12q0/intl_rental_car_dispute_what_options_do_i_have/ | personalfinance | airbnb |
15jrlgu | Linked checking account or joint checking account for monthly expenses? TIC or JTWROS? | My partner and I, with a "domestic partnership" in FL, have already combined expenses to some degree but we are interested in a shared checking account. For the record we have no disagreements that need to be settled. We just want to hear your opinions and are open to whatever makes the most sense.
We have owned a h... | 1,691,333,717 | 2023-08-06 14:55:17 | in-Ron-Howards-voice | 0 | 2 | 0.5 | Other | /r/personalfinance/comments/15jrlgu/linked_checking_account_or_joint_checking_account/ | https://www.reddit.com/r/personalfinance/comments/15jrlgu/linked_checking_account_or_joint_checking_account/ | personalfinance | airbnb |
15ithui | 27-year-old Seeking Advice for Achieving Financial Freedom and Remote Work: Your Suggestions? | Good morning, I am 27 years old and I am a physiotherapist. I am Italian and I have been living in Paris for a year. I am writing this message because my goal is to be financially free. I would like to stop working (or work as little as possible) and have streams of income that do not depend on my physical presence in ... | 1,691,235,618 | 2023-08-05 11:40:18 | Valerio96 | 0 | 0 | 0.4 | Planning | /r/personalfinance/comments/15ithui/27yearold_seeking_advice_for_achieving_financial/ | https://www.reddit.com/r/personalfinance/comments/15ithui/27yearold_seeking_advice_for_achieving_financial/ | personalfinance | airbnb |
15heorp | 25 year old commercial fisherman. Should I rent or keep saving to buy? | To get straight to the point. My parents don't want me staying with them during my off time, leaving me with the only option of getting my own place. I fish year-round with and average off time of 2-2.5 months. I currently have about $10k in a intuitive investment account managed by wells fargo which has grown about 9%... | 1,691,093,768 | 2023-08-03 20:16:08 | XingDayzHD | 4 | 11 | 0.75 | Planning | /r/personalfinance/comments/15heorp/25_year_old_commercial_fisherman_should_i_rent_or/ | https://www.reddit.com/r/personalfinance/comments/15heorp/25_year_old_commercial_fisherman_should_i_rent_or/ | personalfinance | airbnb |
15fwva7 | Bad idea to purchase another owner-occupied duplex in this market? | I live in a high cost of living area in CA but it’s not the highest in the state. I make a very good W-2 income for the area ($225k+), have worked in my field for many years, and my housing costs are low as I have an owner-occupied duplex and the rent pays for well over half my mortgage. When I vacate my side I’ll be c... | 1,690,944,911 | 2023-08-02 02:55:11 | blonde_llama22 | 1 | 1 | 1 | Other | /r/personalfinance/comments/15fwva7/bad_idea_to_purchase_another_owneroccupied_duplex/ | https://www.reddit.com/r/personalfinance/comments/15fwva7/bad_idea_to_purchase_another_owneroccupied_duplex/ | personalfinance | airbnb |
15c49vu | Is it advisable to spend more than half of my income on housing to leave an abusive living situation? | 1. I’m not currently working, but I’m about to seek out work again. I plan to find a quick, easy to get job like working at Walmart or something. Those jobs pay about $12/hour and give maybe 30 hours a week. So I’d be looking at an income of about $1200 a month. I’ll look for better jobs once I’m in a better mental st... | 1,690,566,695 | 2023-07-28 17:51:35 | TheVoicesTalkToMe | 64 | 55 | 0.83 | Housing | /r/personalfinance/comments/15c49vu/is_it_advisable_to_spend_more_than_half_of_my/ | https://www.reddit.com/r/personalfinance/comments/15c49vu/is_it_advisable_to_spend_more_than_half_of_my/ | personalfinance | airbnb |
15ag1s6 | Let’s build tiny homes. What say? | My husband and I are realizing that we are not utilizing our full potential by just living relying on our 9-5 salaries. So we decided to look into real estate investing. Most ideally, we want to purchase properties in NYC where we live and do short term rentals through Airbnb. But with the new short term rental law in ... | 1,690,401,597 | 2023-07-26 19:59:57 | Thinksmallactfast | 0 | 8 | 0.4 | Housing | /r/personalfinance/comments/15ag1s6/lets_build_tiny_homes_what_say/ | https://www.reddit.com/r/personalfinance/comments/15ag1s6/lets_build_tiny_homes_what_say/ | personalfinance | airbnb |
155ndtk | I'm torn between having savings and investing in my IRA | Long story short, I've got roughly $50k in savings and I'm not sure whether it makes sense for me to invest it in my Roth which YTD is up 10% with a focus on dividend growth in ETFs or keep it in my savings account which makes 5.25% but would allow me to pull it out if I wanted to invest in something like the small hou... | 1,689,944,418 | 2023-07-21 13:00:18 | Priority_Bright | 0 | 5 | 0.5 | Retirement | /r/personalfinance/comments/155ndtk/im_torn_between_having_savings_and_investing_in/ | https://www.reddit.com/r/personalfinance/comments/155ndtk/im_torn_between_having_savings_and_investing_in/ | personalfinance | airbnb |
155hynt | Rent/Monetary Nightmare - Not really sure what to do | I pay 60% of my income on rent and have been here for about 2 years, so I would have to give my landlord like a 30 day notice before I leave.
I have been losing money (going further into debt) for over a year maybe two years straight now staying here. I haven't left because I have health issues that make cause me ... | 1,689,928,507 | 2023-07-21 08:35:07 | disablethrowaway | 12 | 3 | 0.7 | Housing | /r/personalfinance/comments/155hynt/rentmonetary_nightmare_not_really_sure_what_to_do/ | https://www.reddit.com/r/personalfinance/comments/155hynt/rentmonetary_nightmare_not_really_sure_what_to_do/ | personalfinance | airbnb |
154gdt6 | Estimating rent budget for first-time renter in LA beach area (South Bay). | I'm 25, looking for my own place in the South Bay area next to LA and trying to narrow down my budget. Currently Airbnbing for the first month.
My salary is $110k, take home pay is about $74k (not including $6k into 401k). Not sure which of these numbers the 30% guideline applies to, because pre-tax gives me $2750 max... | 1,689,825,905 | 2023-07-20 04:05:05 | Time-to-Move-1 | 1 | 1 | 1 | Housing | /r/personalfinance/comments/154gdt6/estimating_rent_budget_for_firsttime_renter_in_la/ | https://www.reddit.com/r/personalfinance/comments/154gdt6/estimating_rent_budget_for_firsttime_renter_in_la/ | personalfinance | airbnb |
1535cn3 | Renting rooms in my house | Thank you for your time!
I have a four bedroom house outside of the city of Tucson, Arizona.
My mortgage payment including utilities hits around 1000$ a month.
I wanted to hear your thoughts on possible income ideas
- renting the rooms for full time living and while living in the house
- renting out the whole ho... | 1,689,702,838 | 2023-07-18 17:53:58 | funkyfreshmon1 | 0 | 5 | 0.5 | Housing | /r/personalfinance/comments/1535cn3/renting_rooms_in_my_house/ | https://www.reddit.com/r/personalfinance/comments/1535cn3/renting_rooms_in_my_house/ | personalfinance | airbnb |
15278d4 | Looking for the best credit card for rewards (cash/travel/points,etc) | I’m a travel nurse and I travel a lot and pay for housing and gas. I’m looking for a credit card that has the greatest benefits, either in terms of travel (I primarily pay for housing through Airbnb or furnished finder) or basic cash back rewards when I buy gas, groceries, etc.
I have a credit card now and I pay it o... | 1,689,612,538 | 2023-07-17 16:48:58 | dripplet | 0 | 4 | 0.5 | Credit | /r/personalfinance/comments/15278d4/looking_for_the_best_credit_card_for_rewards/ | https://www.reddit.com/r/personalfinance/comments/15278d4/looking_for_the_best_credit_card_for_rewards/ | personalfinance | airbnb |
14y7eem | Changing investment order of operations to build cash | I'm trying to find the best way to pay for a basement renovation. My wife and I are both 32 and have no kids. We are planning on finishing our walk out basement to turn it into an Airbnb aka househacking. The goal is to net about $2,000 per month from the Airbnb and based on my research of short term rentals in this ar... | 1,689,213,248 | 2023-07-13 01:54:08 | provin1327DIY | 3 | 4 | 0.81 | Investing | /r/personalfinance/comments/14y7eem/changing_investment_order_of_operations_to_build/ | https://www.reddit.com/r/personalfinance/comments/14y7eem/changing_investment_order_of_operations_to_build/ | personalfinance | airbnb |
14tsr40 | I'm horrible with finances | Edit: I just started making this much money a couple months ago, and I was not able to hold jobs before this one. I work contract jobs for power plants.
Obligatory: I have ADHD so I'm already at a deficit. I'm not good at staying disciplined either. I know discipline is number one to financial security though. I need... | 1,688,787,972 | 2023-07-08 03:46:12 | Grouchy-Place7327 | 1 | 20 | 0.6 | Other | /r/personalfinance/comments/14tsr40/im_horrible_with_finances/ | https://www.reddit.com/r/personalfinance/comments/14tsr40/im_horrible_with_finances/ | personalfinance | airbnb |
14tnwj6 | Buy a second home and rent out current one, OR keep the one home only and save like a MFer? | Should I start accumulating property / home rentals, or just keep my current home and save money?
I kind of want to start buying additional houses, one at a time. Moving in the new one as my primary residence. Renting out current home as long term rental, not Airbnb. My thought is that by the time I retire in about 1... | 1,688,774,572 | 2023-07-08 00:02:52 | Kittykyle | 0 | 9 | 0.25 | Housing | /r/personalfinance/comments/14tnwj6/buy_a_second_home_and_rent_out_current_one_or/ | https://www.reddit.com/r/personalfinance/comments/14tnwj6/buy_a_second_home_and_rent_out_current_one_or/ | personalfinance | airbnb |
14p182h | Help fine tuning my financial plans | I've been getting into (read: hyperfixating on) personal finance for about two months, and I'm hoping to get feedback on my situation and plans, and maybe some direction on what to research/focus on next.
**Background:**
I'm 33 in the US, I don't want kids and am not interested in marriage or sharing finances with ... | 1,688,336,904 | 2023-07-02 22:28:24 | brusselysprout | 2 | 4 | 1 | Saving | /r/personalfinance/comments/14p182h/help_fine_tuning_my_financial_plans/ | https://www.reddit.com/r/personalfinance/comments/14p182h/help_fine_tuning_my_financial_plans/ | personalfinance | airbnb |
14jnyzj | After One Year and Financial Goals are Hit. Continue to Work Side Hustle or go All In on Career? | Hey guys! Hope you’re well. I had a question regarding my income/eliminating debt and was hoping I could get some help.
So, for some background. I’m 26 years old and work full time as a software engineer. The software engineering job pays me $68.5K a year. I also work an additional 20 hours a week in a bar, which is b... | 1,687,801,459 | 2023-06-26 17:44:19 | nicksaiz65 | 2 | 7 | 0.6 | Employment | /r/personalfinance/comments/14jnyzj/after_one_year_and_financial_goals_are_hit/ | https://www.reddit.com/r/personalfinance/comments/14jnyzj/after_one_year_and_financial_goals_are_hit/ | personalfinance | airbnb |
14dwko9 | Cash out refi for investment property or wait it out? |
Looking at buying my first investment property with equity from my first home. The investment property is on a lake at $525k 3 bed/ 3 bath and a brand new dock. It’s turn-key and the current owner is currently making around $3500 a month in rental income off Airbnb. Looked into a cash out refi of $180k from my primary... | 1,687,223,148 | 2023-06-20 01:05:48 | Illustrious-Gur731 | 0 | 7 | 0.3 | Investing | /r/personalfinance/comments/14dwko9/cash_out_refi_for_investment_property_or_wait_it/ | https://www.reddit.com/r/personalfinance/comments/14dwko9/cash_out_refi_for_investment_property_or_wait_it/ | personalfinance | airbnb |
14dm8kh | Do I move out of rented flat and into a caravan? UK | Hi all,
Bit of background. I live in one city, and stay here Friday night til Tuesday morning. I then go and work in another city 100 miles away until I return. Whilst away, my food travel and hotels are all paid for. I am free to stay up there Monday to Friday however I try to see my son midweek hence the Monday and ... | 1,687,198,764 | 2023-06-19 18:19:24 | Pitiful_Economy8523 | 1 | 4 | 1 | Housing | /r/personalfinance/comments/14dm8kh/do_i_move_out_of_rented_flat_and_into_a_caravan_uk/ | https://www.reddit.com/r/personalfinance/comments/14dm8kh/do_i_move_out_of_rented_flat_and_into_a_caravan_uk/ | personalfinance | airbnb |
147bhpd | Financial moves to make if you are fired | Wife still works and I have some side income from Airbnb/ rental property, I have filed for unemployment as well . What should I do about other things like credit card and expenses | 1,686,533,643 | 2023-06-12 01:34:03 | manuvns | 0 | 22 | 0.43 | Employment | /r/personalfinance/comments/147bhpd/financial_moves_to_make_if_you_are_fired/ | https://www.reddit.com/r/personalfinance/comments/147bhpd/financial_moves_to_make_if_you_are_fired/ | personalfinance | airbnb |
1465aak | Am I correct with this escrow shortage understanding? | Please tell me if I'm being stupid or if I understand the stupidity of this correctly.
Bought a new house in July 2022 and turned her first small home (the relevant home in this post) into an airbnb. We purchased Short Term Rental Home Insurance in August and canceled our traditional home insurance. Put the new insur... | 1,686,416,399 | 2023-06-10 16:59:59 | bofly10101 | 2 | 5 | 0.75 | Housing | /r/personalfinance/comments/1465aak/am_i_correct_with_this_escrow_shortage/ | https://www.reddit.com/r/personalfinance/comments/1465aak/am_i_correct_with_this_escrow_shortage/ | personalfinance | airbnb |
141bngt | Medical debt and overleveraged expenses while only receiving disability | Here's the numbers:
Disability Income: $5100 monthly
\--------------------------------------------------------
Rent: $3000 monthly (was lower but I missed a few months and I have to pay them back) - this is an unleased agreement but I've been here for over 2 years and it is in California so I'm pretty sure there's... | 1,685,964,982 | 2023-06-05 11:36:22 | disablethrowaway | 1 | 5 | 0.6 | Debt | /r/personalfinance/comments/141bngt/medical_debt_and_overleveraged_expenses_while/ | https://www.reddit.com/r/personalfinance/comments/141bngt/medical_debt_and_overleveraged_expenses_while/ | personalfinance | airbnb |
140y5un | Damage to Enterprise rental car in Cancun, Mexico. Different coverage information received from customer service vs enterprise store. | Apologies in advance for the long post,
I rented a car from enterprise to be picked up from Cancun airport. While booking the car I confirmed via phone with multiple enterprise representative (customer service) that I have full coverage and don’t have to pay for damages in case of an unfortunate situation.
Now 2nd ... | 1,685,929,563 | 2023-06-05 01:46:03 | AnyEstablishment7846 | 5 | 12 | 0.7 | Auto | /r/personalfinance/comments/140y5un/damage_to_enterprise_rental_car_in_cancun_mexico/ | https://www.reddit.com/r/personalfinance/comments/140y5un/damage_to_enterprise_rental_car_in_cancun_mexico/ | personalfinance | airbnb |
13x17uk | Am I stupid for getting a Marriott Bonvoy Card? | There's a good reason: Due to dietary restrictions, whenever I travel I always stay at either an AirBnB or a Marriott Residence Inn - because they have full kitchens and I can cook food that I can eat and not have to worry about it.
I'm very financially responsible, always been good about saving and investing, never s... | 1,685,574,438 | 2023-05-31 23:07:18 | Goalium | 4 | 48 | 0.55 | Credit | /r/personalfinance/comments/13x17uk/am_i_stupid_for_getting_a_marriott_bonvoy_card/ | https://www.reddit.com/r/personalfinance/comments/13x17uk/am_i_stupid_for_getting_a_marriott_bonvoy_card/ | personalfinance | airbnb |
13uwlud | “Good” Mortgage Co-sign Opportunity? | Hi all, apologies in advance for the long post -
My mother has been in the process of searching for property in Houston for the last year and has finally found a 3b/3b house that she’d like to purchase near downtown Houston. In passing this week, she mentioned that she’d need me to be the primary signer on her mortgag... | 1,685,370,906 | 2023-05-29 14:35:06 | kingchoco7 | 1 | 11 | 0.6 | Housing | /r/personalfinance/comments/13uwlud/good_mortgage_cosign_opportunity/ | https://www.reddit.com/r/personalfinance/comments/13uwlud/good_mortgage_cosign_opportunity/ | personalfinance | airbnb |
13qowbr | Not sure if I should really buy a home even though that is what my family tells me | Hi I am 30 years old
I make 125k a year as an engineer.
Have 50k in savings.
150k in 401k.
Owe 15k in student loans.
750 credit score
City Housing market 350-400k
Single no kids.
I Currently live with my parents, no car payment car is paid off.
I’m really not sure what to do. I don’t want to live with my pare... | 1,684,942,364 | 2023-05-24 15:32:44 | Opti-Free31 | 2 | 5 | 0.67 | Investing | /r/personalfinance/comments/13qowbr/not_sure_if_i_should_really_buy_a_home_even/ | https://www.reddit.com/r/personalfinance/comments/13qowbr/not_sure_if_i_should_really_buy_a_home_even/ | personalfinance | airbnb |
13gk87d | Buying Investment/Rental Property | Hi!
I’m thinking of buying something that could be a vacation home for my family once or twice a year, but mainly have it to rent out via Airbnb or something similar. Any suggestions on how to get started or what to look for? I’m in NYC and am open to looking pretty much anywhere south of NY.
Thanks! | 1,683,991,134 | 2023-05-13 15:18:54 | nbny90 | 0 | 4 | 0.33 | Housing | /r/personalfinance/comments/13gk87d/buying_investmentrental_property/ | https://www.reddit.com/r/personalfinance/comments/13gk87d/buying_investmentrental_property/ | personalfinance | airbnb |
13fp00k | Second mortgage? Or save up? | Hi folks!
One of the units in our building has gone up for sale, and I’m considering purchasing it. We could connect our unit to it, doubling our place, or leave it as is to rent out or use as AirBnB property. We could afford it, but it would be tight - would you recommend we save our money and continue paying off our... | 1,683,906,974 | 2023-05-12 15:56:14 | Georgewuggle | 0 | 10 | 0.5 | Housing | /r/personalfinance/comments/13fp00k/second_mortgage_or_save_up/ | https://www.reddit.com/r/personalfinance/comments/13fp00k/second_mortgage_or_save_up/ | personalfinance | airbnb |
13czquf | Does it make sense to buy overseas property and keep paying rent? | Situation: I live in an overseas, very high COL city where it is essentially impossible for me to buy property. I make pretty good money (\~300k USD after taxes) and have decent savings (\~300k USD liquid, about evenly split between cash and ETFs) plus pension savings. I save USD 5k / month at the least. My rent is pre... | 1,683,652,573 | 2023-05-09 17:16:13 | pcl8311 | 0 | 3 | 0.25 | Housing | /r/personalfinance/comments/13czquf/does_it_make_sense_to_buy_overseas_property_and/ | https://www.reddit.com/r/personalfinance/comments/13czquf/does_it_make_sense_to_buy_overseas_property_and/ | personalfinance | airbnb |
13c9xpn | First time homebuyer, buying a condo for short-term rentals | I'm in my mid 20s and never bought real estate before. There's some condos in a good touristy area of my city selling for around $250k that I'm looking to buy to put on Airbnb. I understand that it won't be easy, but I'm willing to put it the initial work and streamline the process so that I'll eventually only need to ... | 1,683,592,066 | 2023-05-09 00:27:46 | Express_Industry9294 | 0 | 6 | 0.27 | Investing | /r/personalfinance/comments/13c9xpn/first_time_homebuyer_buying_a_condo_for_shortterm/ | https://www.reddit.com/r/personalfinance/comments/13c9xpn/first_time_homebuyer_buying_a_condo_for_shortterm/ | personalfinance | airbnb |
12z6eg1 | I’m looking into purchasing a multi family home and doing Airbnb | I’d like to rent out one side on Airbnb and live in the other unit. I’ll also have a friend living in one of the rooms. Not sure if I should write up a rent agreement for him or just have it be a “sharing expenses” thing.
What’s the best way to approach this to maximize tax savings?
Id like ti start an LLC to buy th... | 1,682,483,502 | 2023-04-26 04:31:42 | Blountra | 0 | 2 | 0.3 | Housing | /r/personalfinance/comments/12z6eg1/im_looking_into_purchasing_a_multi_family_home/ | https://www.reddit.com/r/personalfinance/comments/12z6eg1/im_looking_into_purchasing_a_multi_family_home/ | personalfinance | airbnb |
12s3sj3 | Airbnb vs Index Funds Performance | Hi everyone! My wife just inherited a house that we are now living in and we are sitting on about ~$150,000 that we were saving to use on a downpayment. Should we just dump it all into an index fund like “VT” (Vanguard Total World index fund holds around ~9000+ stocks) or go into short term rentals using a property man... | 1,681,925,443 | 2023-04-19 17:30:43 | JustAFilipino1 | 1 | 3 | 0.67 | Investing | /r/personalfinance/comments/12s3sj3/airbnb_vs_index_funds_performance/ | https://www.reddit.com/r/personalfinance/comments/12s3sj3/airbnb_vs_index_funds_performance/ | personalfinance | airbnb |
12r91rd | My SO lost his job, other than using our savings - where can we cut back? | My partner is works several jobs. He works as a teacher and his classes are ending this month. He is also self-employed and lost his biggest and only steady client this month. Until he finds something else, his income is basically zero until the school year comes back around. Where do you see that we can cut costs i... | 1,681,861,358 | 2023-04-18 23:42:38 | ruby_lutestring | 2 | 44 | 0.6 | Employment | /r/personalfinance/comments/12r91rd/my_so_lost_his_job_other_than_using_our_savings/ | https://www.reddit.com/r/personalfinance/comments/12r91rd/my_so_lost_his_job_other_than_using_our_savings/ | personalfinance | airbnb |
12lta5i | Advice for living ultra cheaply for a friend in financial trouble | Hello! I live in the London area and had a former classmate reach out to me a couple days ago. Turns out she was out of money, evicted, and had slept at heathrow for a couple nights. I had her stay with my family (wife + 2 kids, not something we can do long term) for a couple nights, and over that time her "job" (wh... | 1,681,469,727 | 2023-04-14 10:55:27 | ccartier350 | 0 | 5 | 0.5 | Planning | /r/personalfinance/comments/12lta5i/advice_for_living_ultra_cheaply_for_a_friend_in/ | https://www.reddit.com/r/personalfinance/comments/12lta5i/advice_for_living_ultra_cheaply_for_a_friend_in/ | personalfinance | airbnb |
12kvs3h | New graduate moving out in HCOL area. Rent, commute, or buy? | Hi everyone,
I 22(m) am graduating this May with a full time job lined up, and I am looking for some advice on housing and moving out after college in a HCOL area (NY Metro).
Financials:
* Job starting in August: $110k + bonus. Hybrid schedule with 3 days/week in NYC metro area office and 2 days from home. (Making i... | 1,681,405,336 | 2023-04-13 17:02:16 | TheRedEyedFish | 0 | 9 | 0.5 | Housing | /r/personalfinance/comments/12kvs3h/new_graduate_moving_out_in_hcol_area_rent_commute/ | https://www.reddit.com/r/personalfinance/comments/12kvs3h/new_graduate_moving_out_in_hcol_area_rent_commute/ | personalfinance | airbnb |
12kr7hj | Buying my first house | Hello there!
I am a 29M PhD graduate and I'm taking a job in Baltimore, MD starting summer. As a postdoc, I'll be getting a salary of $56000. With this, I am planning on buying a house of $150-200k budget. Most townhouses in Baltimore has 3-4 rooms. The mortgage seems to be affordable with my salary, but I can either ... | 1,681,396,345 | 2023-04-13 14:32:25 | Icy-Dragonfly2581 | 4 | 16 | 0.83 | Housing | /r/personalfinance/comments/12kr7hj/buying_my_first_house/ | https://www.reddit.com/r/personalfinance/comments/12kr7hj/buying_my_first_house/ | personalfinance | airbnb |
12hlsjs | I want to retire by the time I’m 40 | My husband and I invest in things but we both work and we want to retire and live a comfortable life. We don’t have debt and we have quite a bit of money we’re sitting on. We have some investments in stocks and bonds, but that won’t let us travel and live a nice life without working. I’d like to start investing in real... | 1,681,139,732 | 2023-04-10 15:15:32 | Particular-Match-315 | 0 | 40 | 0.15 | Retirement | /r/personalfinance/comments/12hlsjs/i_want_to_retire_by_the_time_im_40/ | https://www.reddit.com/r/personalfinance/comments/12hlsjs/i_want_to_retire_by_the_time_im_40/ | personalfinance | airbnb |
12hjkjl | Lake house for $45k!? | I own my house outright. I paid $18k for it. It’s on a nice little lake near the Quabbin reservoir in MA. I have put $40k into it over the years. It’s now valued at $160k. I opened a HELOC with a variable rate. Purchased the house next door for $45k(850sq ft built in the 50s) but kept up to date and maintained, in much... | 1,681,134,994 | 2023-04-10 13:56:34 | LoadedJunkyard | 106 | 52 | 0.79 | Housing | /r/personalfinance/comments/12hjkjl/lake_house_for_45k/ | https://www.reddit.com/r/personalfinance/comments/12hjkjl/lake_house_for_45k/ | personalfinance | airbnb |
12g9j8i | Rental property/buying a home/so many options |
Situation below. If you read this and get through it, I appreciate you. The people of Reddit sometimes have amazing advice!
We own a home that we are growing out of quickly. We have roughly 200k equity in this home, 80k in the bank toward a down payment. Current rate is 4.2% and mortgage is about $1800.
My boys ar... | 1,681,016,825 | 2023-04-09 05:07:05 | katthechickenlady | 1 | 5 | 1 | Housing | /r/personalfinance/comments/12g9j8i/rental_propertybuying_a_homeso_many_options/ | https://www.reddit.com/r/personalfinance/comments/12g9j8i/rental_propertybuying_a_homeso_many_options/ | personalfinance | airbnb |
12e5hoo | College Grad Real Estate Investment Help | Hello everyone, I’m hoping it’s okay to post this here, if not please do direct me to the proper subreddit, but I’m hoping to gain some advice into my personal finances as I’m coming to a pivotal point in my life.
In a month I will be graduating from ASU with a degree in Electrical Engineering, and I will be... | 1,680,831,871 | 2023-04-07 01:44:31 | devoplacebo | 1 | 9 | 0.67 | Housing | /r/personalfinance/comments/12e5hoo/college_grad_real_estate_investment_help/ | https://www.reddit.com/r/personalfinance/comments/12e5hoo/college_grad_real_estate_investment_help/ | personalfinance | airbnb |
12cof69 | Putting savings into gold that will be needed in a year? | I have 250k of upcoming expenses to build a house that will be used for short-term airbnb rentals. I suspect some of this will need to be paid in 6 months, with the rest paid in remaining increments as the construction progresses.
I have $150k saved up so far, with 35k in $GLD (gold ETF) and the rest in cash. I will b... | 1,680,709,380 | 2023-04-05 15:43:00 | FairlyOddParents | 0 | 7 | 0.25 | Investing | /r/personalfinance/comments/12cof69/putting_savings_into_gold_that_will_be_needed_in/ | https://www.reddit.com/r/personalfinance/comments/12cof69/putting_savings_into_gold_that_will_be_needed_in/ | personalfinance | airbnb |
12a6e87 | I want to move to a new state, but won’t have a job or apartment lined up immediately. How can I make this work? | I currently work as a restaurant waiter in North Carolina and my lease ends in 3 months. I want to move to Fort Lauderdale or Miami, but I do not currently have any job prospects. I’m job hunting for a remote position to make the move easier, but for now let’s assume I’ll still be waiting tables.
My plan right now is ... | 1,680,488,082 | 2023-04-03 02:14:42 | WhatInTheWingDings67 | 3 | 7 | 0.64 | Planning | /r/personalfinance/comments/12a6e87/i_want_to_move_to_a_new_state_but_wont_have_a_job/ | https://www.reddit.com/r/personalfinance/comments/12a6e87/i_want_to_move_to_a_new_state_but_wont_have_a_job/ | personalfinance | airbnb |
129b7rg | Moving to US: Can I build credit before getting there? | Moving to New York with my family in the summer from the UK - I gather that credit rating is hugely important when trying to secure a rental apartment so I would like to know if it's possible to build recognised credit from outside US in advance somehow? If not, then what evidence may landlords or brokers consider sati... | 1,680,413,284 | 2023-04-02 05:28:04 | AverageBritishBloke | 1 | 4 | 1 | Credit | /r/personalfinance/comments/129b7rg/moving_to_us_can_i_build_credit_before_getting/ | https://www.reddit.com/r/personalfinance/comments/129b7rg/moving_to_us_can_i_build_credit_before_getting/ | personalfinance | airbnb |
129625x | Invest in improving current home or save for a triplex? | I (25m) bought a house last year at ~370k, the cheapest home in the neighborhood, in a very popular tourist destination. The house is very old (one of the oldest in the state), dirt driveway, no garage, 3 bed 1.5 bath, and it needs a lot of updating. It has 3 main appeals: location, the antiquity, and it's on a river (... | 1,680,399,744 | 2023-04-02 01:42:24 | MachoGarage | 2 | 1 | 1 | Investing | /r/personalfinance/comments/129625x/invest_in_improving_current_home_or_save_for_a/ | https://www.reddit.com/r/personalfinance/comments/129625x/invest_in_improving_current_home_or_save_for_a/ | personalfinance | airbnb |
127ueyq | Should I sell my rental property? | 25F in Florida USA. My partner (25M) and I purchased a rental property in May 2020 on seller financing at 5% interest. Our tenant is moving out at the end of May and we were intending to turn this property into an AirBnB but we're very tight on cash. It's appreciated over $100k since we bought the house and we can't fi... | 1,680,287,174 | 2023-03-31 18:26:14 | babyspout | 0 | 8 | 0.5 | Investing | /r/personalfinance/comments/127ueyq/should_i_sell_my_rental_property/ | https://www.reddit.com/r/personalfinance/comments/127ueyq/should_i_sell_my_rental_property/ | personalfinance | airbnb |
125rt8w | Put 10% down on a house now or wait? | Hello all,
I can preface this by saying my financial situation is lucky, and I know these posts are often from people who are in enviable financial situations and it can be disheartening. I've been homeless before many years ago so I am not trying to rub it in but I just need advice.
I am lucky enough to have a decen... | 1,680,104,457 | 2023-03-29 15:40:57 | theNextVilliage | 0 | 12 | 0.33 | Housing | /r/personalfinance/comments/125rt8w/put_10_down_on_a_house_now_or_wait/ | https://www.reddit.com/r/personalfinance/comments/125rt8w/put_10_down_on_a_house_now_or_wait/ | personalfinance | airbnb |
124vbka | Debit Card got charged $626 randomly from unknown source | My Debit card got randomly charged from multiple different sources that I am unaware of, such as Airbnb, Uber, [Walmart.com](https://Walmart.com), Chipotle, etc. that happened in California (which I am not even there nor have I ever visited there, I am from NJ and IN). Bank and card company have contacted me about this... | 1,680,022,997 | 2023-03-28 17:03:17 | jinwk00 | 1 | 4 | 0.67 | Other | /r/personalfinance/comments/124vbka/debit_card_got_charged_626_randomly_from_unknown/ | https://www.reddit.com/r/personalfinance/comments/124vbka/debit_card_got_charged_626_randomly_from_unknown/ | personalfinance | airbnb |
124eybj | Struggling with money | Long story short I'm getting very frustrated. What am I doing wrong? I work a full time job with commission that averages $19.81 an hour. I work a 2nd job at $19 an hour with about 15 hours a week. I donate plasma about twice a week so thats $140. I also instacart/lyft/doordash (it's been so slow lately) my monthly exp... | 1,679,982,980 | 2023-03-28 05:56:20 | Chickabowbow90 | 3 | 23 | 0.67 | Other | /r/personalfinance/comments/124eybj/struggling_with_money/ | https://www.reddit.com/r/personalfinance/comments/124eybj/struggling_with_money/ | personalfinance | airbnb |
1221q5v | Thinking about using my savings to reduce monthly expenses | So as a single person I am making good money, enough to live comfortably in a big US city. I have a decent amount of money saved up and for the past few months I've been thinking about investing, possibly in real estate. However, I'm starting to consider other options due to some recent major changes.
Two months ago I... | 1,679,783,729 | 2023-03-25 22:35:29 | PopeDetective | 1 | 4 | 0.67 | Planning | /r/personalfinance/comments/1221q5v/thinking_about_using_my_savings_to_reduce_monthly/ | https://www.reddit.com/r/personalfinance/comments/1221q5v/thinking_about_using_my_savings_to_reduce_monthly/ | personalfinance | airbnb |
120zu05 | Buying a house in a HCOL area. Looking for some advice... | Hey everyone - I am looking for some advice for my future home purchase. My wife and I are 29 years old and just moved to Longmont, Colorado for a job.
We sold our home in previous state before we moved here. We currently have about $200k in cash to our names. We make about $240k/year gross salary, and i'm set to get... | 1,679,694,346 | 2023-03-24 21:45:46 | Psalms42069 | 3 | 4 | 0.8 | Housing | /r/personalfinance/comments/120zu05/buying_a_house_in_a_hcol_area_looking_for_some/ | https://www.reddit.com/r/personalfinance/comments/120zu05/buying_a_house_in_a_hcol_area_looking_for_some/ | personalfinance | airbnb |
120xecb | Debt Collector Refuses to Provide Debt Validation Letter | Hi All! I've read the stickiess over the years a couple times, but I'm not sure my situation is covered so I'm wondering if there's any advice.
A little over a year ago I noticed that my identity was used to rent some apartments in Florida. I immediately followed all the typical advice (police report, credit freeze, f... | 1,679,689,772 | 2023-03-24 20:29:32 | idtheftagain | 3 | 6 | 0.8 | Credit | /r/personalfinance/comments/120xecb/debt_collector_refuses_to_provide_debt_validation/ | https://www.reddit.com/r/personalfinance/comments/120xecb/debt_collector_refuses_to_provide_debt_validation/ | personalfinance | airbnb |
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