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https://www.forbes.com/sites/baininsights/2016/01/29/emerging-markets-are-finally-getting-serious-about-energy-efficiency/?utm_content=buffer5d87e&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer
Emerging Markets Are Finally Getting Serious About Energy Efficiency
Emerging Markets Are Finally Getting Serious About Energy Efficiency Companies in energy, manufacturing, financial services and many other industries stand to benefit from efforts to reduce energy consumption in the world’s fast-growing economies, providing they understand how policy makers shape these programs and whe...
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https://www.forbes.com/sites/baininsights/2016/02/01/why-size-isnt-everything-in-business-infographic/
Why Size Isn't Everything In Business [Infographic]
Why Size Isn't Everything In Business [Infographic] Scale provides a powerful competitive benefit, there’s no debating that. In fact, a recent Bain & Company analysis of 315 companies across 45 markets worldwide shows that the scale leader is also the economic leader in 60% of cases. But when we looked more closely at ...
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https://www.forbes.com/sites/baininsights/2016/02/11/the-way-drugs-are-prescribed-is-changing-infographic/
The Way Drugs Are Prescribed Is Changing [Infographic]
The Way Drugs Are Prescribed Is Changing [Infographic] The way doctors make decisions about which drugs to prescribe is changing amid broader trends in the U.S. healthcare industry. Physicians report more restrictions on the drugs they can prescribe, and sales reps have continued to see their influence decline. The inf...
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https://www.forbes.com/sites/baininsights/2016/02/25/fixing-it-solutions-for-every-organization-infographic/
Fixing IT: Solutions For Every Organization [Infographic]
Fixing IT: Solutions For Every Organization [Infographic] Technology plays an increasingly strategic role across industries, and global technology spending is expected to grow at a 3.1% annual rate over the next five years. In many companies, IT is the single biggest contributor to general and administrative costs. How...
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https://www.forbes.com/sites/baininsights/2016/06/15/its-time-for-corporate-buyers-in-healthcare-to-refocus-on-the-fundamentals/
It's Time For Corporate Buyers In Healthcare To Refocus On The Fundamentals
It's Time For Corporate Buyers In Healthcare To Refocus On The Fundamentals By Tim van Biesen, Josh Weisbrod and Dale Stafford Healthcare M&A, led by corporate buyers, is flourishing at record levels worldwide. Now deal makers face capital market volatility and the stronger possibility of economic slowdown, which will ...
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https://www.forbes.com/sites/baininsights/2016/06/29/the-potential-impacts-of-brexit-on-the-global-economy/
The Potential Impacts Of Brexit On The Global Economy
The Potential Impacts Of Brexit On The Global Economy Photo by Spencer Platt/Getty Images The markets and the oddsmakers were caught off guard by the U.K.’s vote to leave the European Union. The immediate reaction in the financial markets was swift and violent owing to the surprise. Financial markets will likely calm s...
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https://www.forbes.com/sites/baininsights/2016/08/10/for-insurers-a-case-for-thinking-bigger-with-big-data-analytics/?sh=343372aa45f2
For Insurers, A Case For Thinking Bigger With Big Data Analytics
For Insurers, A Case For Thinking Bigger With Big Data Analytics By Lori Sherer and Henrik Naujoks Big Data and advanced analytics have begun to yield big payoffs for a few insurance companies. And insurers globally plan to spend more on it over the next three to five years, having seen the early successes of companies...
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https://www.forbes.com/sites/baininsights/2016/11/07/five-ways-commercial-banks-can-make-it-easier-to-bring-new-clients-aboard/
Five Ways Commercial Banks Can Make It Easier To Bring New Clients Aboard
Five Ways Commercial Banks Can Make It Easier To Bring New Clients Aboard By Jan-Alexander Huber, Bruno Perrin and Ed Lin Drug dealers and terrorists need to launder their money—and that’s a problem for commercial banks. Stricter regulations and enforcements have targeted institutions that do business (knowingly or not...
a488ebdf2829afaae4b1913ebb98519c
https://www.forbes.com/sites/baininsights/2016/12/15/many-banks-are-losing-customers-and-dont-even-know-it/
Many Banks Are Losing Customers And Don't Even Know It
Many Banks Are Losing Customers And Don't Even Know It By Gerard du Toit and Maureen Burns For retail banks, consumer loyalty can be hard to come by. About 29% of consumers globally said they would completely switch their primary bank if it were easy to do so, according to Bain & Company’s new global survey of 137,034 ...
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https://www.forbes.com/sites/baininsights/2017/03/01/how-to-turn-rewards-into-customer-loyalty/
How To Turn Rewards Into Customer Loyalty
How To Turn Rewards Into Customer Loyalty By Aaron Cheris, Gerard du Toit and Brian Kmet When Marriott International announced it was buying the Starwood chain of hotels, many members of the Starwood loyalty program took to social media, anxious that Marriott might spoil their beloved perks. The eruption was just one r...
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https://www.forbes.com/sites/baininsights/2017/03/16/adapting-to-the-clouds-mainstream-future/
Adapting To The Cloud's Mainstream Future
Adapting To The Cloud's Mainstream Future By Mark Brinda and Michael Heric The growth of cloud computing has exceeded almost everyone’s expectations over the past five years, with cloud accounting for 70% of related IT market growth from 2012 to 2015.  Revenues for public and private cloud software, services and hardwa...
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https://www.forbes.com/sites/baininsights/2017/03/28/fundamentals-not-fluff-spur-tech-sector-valuations-in-private-equity/
Fundamentals, Not Fluff, Spur Tech-Sector Valuations In Private Equity
Fundamentals, Not Fluff, Spur Tech-Sector Valuations In Private Equity By David Lipman, Read Simmons and Jonny Holliday Is the technology sector overheating? Private equity investors have eagerly plowed capital into tech firms in recent years. Since 2010, they have closed 120 to 170 deals globally, and four of the 10 l...
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https://www.forbes.com/sites/baininsights/2017/04/07/data-mining-your-way-to-better-due-diligence-in-private-equity/
Data Mining Your Way To Better Due Diligence In Private Equity
Data Mining Your Way To Better Due Diligence In Private Equity By Hugh MacArthur, Graham Elton, Daniel Haas and Suvir Varma In the hypercompetitive auction processes now common to private equity markets, investors look to gain an edge in drawing insights and bidding with greater confidence. One emerging vein of raw mat...
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https://www.forbes.com/sites/baininsights/2017/05/02/are-you-spending-too-much-in-procurement-infographic/
Are You Spending Too Much In Procurement? [Infographic]
Are You Spending Too Much In Procurement? [Infographic] Most companies only scratch the surface of procurement efficiency. Those that dig deeper discover that the savings can be dramatic. This infographic examines the opportunity in procurement and how companies can achieve full potential savings year after year. Read t...
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https://www.forbes.com/sites/baininsights/2017/06/05/how-leading-banks-manage-corporate-client-profitability/
How Leading Banks Manage Corporate Client Profitability
How Leading Banks Manage Corporate Client Profitability By Jan-Alexander Huber, Iwona Steclik and Thomas Olsen Bank profitability has taken a significant hit since the global financial crisis, forcing many banks to focus on reducing costs. They have made less headway, though, on realizing the full potential of their re...
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https://www.forbes.com/sites/baininsights/2017/06/16/why-banks-need-to-adapt-their-operating-models/
Why Banks Need To Adapt Their Operating Models
Why Banks Need To Adapt Their Operating Models By Thomas Olsen, Joe Fielding and Niels Peder Nielsen Many banks have recognized that they need a truly differentiated strategy as the industry’s economics have come under pressure from new technology and entrants with disruptive business models. For example, large technol...
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https://www.forbes.com/sites/baininsights/2017/11/27/blue-screens-are-not-an-option-in-the-industrial-internet-of-things/
Blue Screens Are Not An Option In The Industrial Internet Of Things
Blue Screens Are Not An Option In The Industrial Internet Of Things By Peter Bowen, Asit Goel and Michael Schallehn Connected consumer devices have captured the attention of the media, but the market for the Internet of Things (IoT) in enterprise and industrial sectors is poised be much larger—around $300 billion annua...
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https://www.forbes.com/sites/baininsights/2017/11/29/is-your-technology-function-ready-for-a-digital-world/
Is Your Technology Function Ready For A Digital World?
Is Your Technology Function Ready For A Digital World? By Rudy Puryear Businesses that lead in the digital world can pivot within days, hours or even minutes as new threats and opportunities emerge. In contrast, laggards often fall victim to a technology function that need months, quarters or even years to adapt. By no...
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https://www.forbes.com/sites/baininsights/2018/03/29/can-private-equity-beat-corporate-buyers-at-their-own-game/
Can Private Equity Beat Corporate Buyers At Their Own Game?
Can Private Equity Beat Corporate Buyers At Their Own Game? By Hugh MacArthur, Graham Elton, Daniel Haas and Suvir Varma It’s hard to view the unprecedented flow of capital into private equity funds over the past five years as anything but positive. Buyout funds alone have raised a stunning $1.1 trillion since 2012, an...
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https://www.forbes.com/sites/baizhuchen/2012/09/07/yes-we-canmake-iphones-in-america/
Yes, We Can Make iPhones in America
Yes, We Can Make iPhones in America In my previous post, The Real Reason the U.S. Doesn’t Make iPhones: We Wouldn’t Want To, I argued that the current cost structure does not make any sense to assemble iPhones in America. I argued that we would be better off focusing on designing iPhones but letting the Chinese handle ...
cbda4ad9d4640e9ccab4146255b98b6c
https://www.forbes.com/sites/baldwin/2011/04/16/are-you-getting-enough-in-tax-deductions/
Are You Getting Enough in Tax Deductions?
Are You Getting Enough in Tax Deductions? Image via Wikipedia Are you getting all the tax deductions you’re entitled to? Take a look at what fellow taxpayers at your income level are claiming. If your writeoffs are comparatively meager, you might be inspired to look harder for ones you’ve missed. Or perhaps you will si...
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https://www.forbes.com/sites/baldwin/2011/05/25/twelve-ways-to-beat-college-debt/
Twelve Ways To Beat College Debt
Twelve Ways To Beat College Debt Gallery: Beat College Debt 13 images View gallery For retirement advice and tools, whatever your age or assets visit The Forbes Retirement Guide. College graduates pouring into a weak job market have discovered this the hard way: Student loans can be a crushing burden. In ...
cf980f3e7925ad187e0845dadb30b017
https://www.forbes.com/sites/baldwin/2011/06/10/turn-your-kids-into-millionaires/
Turn Your Kids Into Millionaires
Turn Your Kids Into Millionaires For retirement advice and tools, whatever your age or assets visit The Forbes Retirement Guide. Are you worried about the trillions of dollars of federal debt we’re leaving to the next generation? Don’t feel guilty, do something. You can start your kids now on a path to financial indepe...
f0ff30050cbdd3a8624229ed37643a91
https://www.forbes.com/sites/baldwin/2011/07/13/quantitative-easing-and-the-money-printing-press/
Quantitative Easing and the Money Printing Press
Quantitative Easing and the Money Printing Press In the past year the Federal Reserve System has done $600 billion of “quantitative easing.” QE2, the second round of this kind of stimulus, is officially over, but we could get another dose of it. In his July 13 report to Congress Chairman Ben S. Bernanke mentions QE3 as...
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https://www.forbes.com/sites/baldwin/2012/06/05/wash-sale-trap-what-is-substantially-identical/
Wash Sale Trap: What Is 'Substantially Identical'?
Wash Sale Trap: What Is 'Substantially Identical'? (Photo credit: Wikipedia) A hypothetical scenario: You begged for 1,000 shares of a hot initial offering, expecting only 100, and your broker was miraculously able to get the whole allotment. You ended up with 1,000 Facebook at $38. Now it’s trading at $27. You’d like...
2872a6a2a9910398ca61daa19fe1df87
https://www.forbes.com/sites/baldwin/2012/06/28/dividend-tax-up-spy-down/
Is Obamacare Tax Killing Stocks?
Is Obamacare Tax Killing Stocks? The 5-4 decision upholding Obamacare has a side effect: It makes that 3.8% surtax on investment income definitive. For people of a libertarian bent, it was reassuring to have Chief Justice John Roberts decree that Congress can’t make us eat a balanced diet. But his decision is a reminde...
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https://www.forbes.com/sites/baldwin/2012/07/17/covered-calls-what-works-what-doesnt/
Covered Calls: What Works, What Doesn't
Covered Calls: What Works, What Doesn't Enhance the income from your stock portfolio by writing options—such is the captivating appeal of covered-call investing. You buy Apple at $606, say, and write a September call exercisable at $640. If Apple doesn’t go up very much the option expires unexercised and you pocket th...
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https://www.forbes.com/sites/baldwin/2012/07/18/be-like-warren-buffett-sell-put-options/
Be Like Warren Buffett: Sell Put Options
Be Like Warren Buffett: Sell Put Options This story appears in the August 6, 2012 edition of Forbes magazine. Note: Prices reflect trading on a day when the SPDR closed at $134. How would you like to go into the insurance business, collecting premiums for insuring people against catastrophes? The product in question is...
b248bfce07c5289e921bec92248bb0ea
https://www.forbes.com/sites/baldwin/2013/01/02/how-liberal-arts-colleges-could-go-bankrupt/
How Liberal Arts Colleges Could Go Bankrupt
How Liberal Arts Colleges Could Go Bankrupt When Richard Vedder started teaching economics at Ohio University 47 years ago, a year's tuition there cost a state resident the equivalent of $3,500 in today's money. The fee today is triple that. This kind of runaway cost escalation can't go on, he says. Higher education's ...
932336e965564e5ac950c7a40a995d02
https://www.forbes.com/sites/baldwin/2013/01/15/the-scary-economics-of-higher-education/
The Scary Economics Of Higher Education
The Scary Economics Of Higher Education New School's $353 million HQ At the corner of Fifth Avenue and 14th Street in Manhattan, you can see higher education's ambitions reaching to the sky. The New School's 16-story University Center nears completion at a cost of $353 million. The edifice is impressive. But would you ...
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https://www.forbes.com/sites/baldwin/2013/02/13/a-10-annual-payout-for-retirees/
A 10% Annual Payout For Retirees
A 10% Annual Payout For Retirees Would you be interested in a strategy that yields a 10% or better annual payout during retirement? One that has some tax benefits, at least if you play your cards right? Then consider investing in a tontine. In its Victorian incarnation, a tontine was an investment pool to which a group...
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https://www.forbes.com/sites/baldwin/2013/03/18/dumb-idea-investment-creates-jobs/
Dumb Idea: Investment Creates Jobs
Dumb Idea: Investment Creates Jobs Investment is good, but not because it increases the number of people it takes to do something. "Job-creating investment"--how often have you heard that phrase, especially from a Republican politician defending tax breaks for the wealthy? This economic claim is 180 degrees out of alig...
d965b4c0877d34f672f9d4dd89b227bd
https://www.forbes.com/sites/baldwin/2013/03/18/dumb-idea-rebalancing-boosts-returns/
Dumb Idea: Rebalancing Boosts Returns
Dumb Idea: Rebalancing Boosts Returns Quarterly rebalancing? It's busy work your adviser uses to justify his fee. The experts tell you to rebalance your portfolio so that it has fixed percentages allocated to different categories, such as domestic stocks, foreign stocks, bonds and so on. If you aren’t disciplined enoug...
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https://www.forbes.com/sites/baldwin/2013/03/29/dodge-the-long-term-care-insurance-mess/
Dodge the Long-Term Care Insurance Mess
Dodge the Long-Term Care Insurance Mess The platonic guardians of retirement advise us to buy long-term care insurance. Protect your family from the devastating costs of nursing homes, they say. You are supposed to start chipping in premiums at a young age like 55, building up equity that covers you much later in life....
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https://www.forbes.com/sites/baldwin/2013/06/05/how-retirees-pay-zero-taxes/
How Retirees Pay Zero Taxes
How Retirees Pay Zero Taxes Jack Black For Forbes Don't let this out to anyone on the Senate Finance Committee, but rich old people who set up their portfolios a certain way get away with murder on their tax returns. No, the portfolio does not have to be tucked away in the Cayman Islands. It can be invested through a U...
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https://www.forbes.com/sites/baldwin/2014/08/25/estate-planning-a-ranking-of-good-assets-and-bad-assets/
Estate Planning: A Ranking of Good Assets and Bad Assets
Estate Planning: A Ranking of Good Assets and Bad Assets Some assets are terrific holdings in estates. Go to your grave clutching them. Some are bad for heirs. Play hot potato with them during your senior years. What follows is a tax ranking for retirement assets. At the top: the holdings you should hang onto as long a...
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https://www.forbes.com/sites/baldwin/2016/08/23/best-etfs-for-investors-2017/
Best ETFs For Investors 2017
Best ETFs For Investors 2017 Where do you get the best index ETFs? We have a formula that answers that question. In 13 categories of investment, from big U.S. stocks to international bonds, this annual survey ranks the best buys in exchange-traded funds. The determining factor: cost of ownership. Most of the $2.2 trill...
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https://www.forbes.com/sites/baldwin/2016/08/23/best-etfs-international-bonds-2/
Best ETFs: International Bonds
Best ETFs: International Bonds Foreign bonds have either high credit risk or low coupons. Fed up with low interest rates in the U.S.? You can go abroad and get crummy yields there, too. The lowest-cost offering is Vanguard Total International Bond (BNDX). It lends your money to countries like Japan and Germany, where i...
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https://www.forbes.com/sites/baldwin/2017/02/08/state-filing-requirements-for-mlp-investors/
State Filing Requirements For MLP Investors
State Filing Requirements For MLP Investors What should you do with a K-1 showing tiny income amounts in a dozen states? Master limited partnerships, those lovely outfits that supply the country with fossil fuels, money management and other valuable things, have two prominent features: nice yields and tax complications...
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https://www.forbes.com/sites/baldwin/2017/02/21/this-guy-built-a-superdiversified-portfolio-with-10-etfs/?sh=4dc06bf915a3
This Guy Built A Superdiversified Portfolio With 10 ETFs
This Guy Built A Superdiversified Portfolio With 10 ETFs To lower your portfolio risk, own stocks and bonds across the globe and include some commodities. Russia, that land of kleptocracy and thuggery, probably has none of your assets. You're making a mistake, says money manager Randy D. Kurtz. An optimal, well-diversi...
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https://www.forbes.com/sites/baldwin/2017/05/01/impact-investing-and-the-oreilly-factor/
Impact Investing And The O'Reilly Factor
Impact Investing And The O'Reilly Factor Fox News anchor Bill O'Reilly attends The Hollywood Reporter's 5th Annual 35 Most Powerful People in... [+] New York Media on April 6, 2016 in New York City. (Photo by Dimitrios Kambouris/Getty Images for Hollywood Reporter ) Do you want your investing or your purchasing decisio...
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https://www.forbes.com/sites/baldwin/2017/06/13/how-much-are-those-employee-options-worth/
Should You Take A Bigger Salary Or Employee Stock Options?
Should You Take A Bigger Salary Or Employee Stock Options? Shutterstock It's tough to find the value of options in a company that hasn't gone public. But we have some clues. Not long ago an employee of a fast-growing firm near San Francisco was, after only a year on the job, on the verge of decamping for greener pastur...
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https://www.forbes.com/sites/baldwin/2017/06/13/the-best-buys-in-commodity-funds/
The Best Buys In Commodity Funds
The Best Buys In Commodity Funds Shutterstock Antidote to inflation: Own some precious metal and a few hogs. Inflation is creeping up, from 1.6% just before the election, as measured by price changes over the trailing 12 months, to 2.2% recently. How are your bonds doing? Probably not too well. Maybe you could use an i...
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https://www.forbes.com/sites/baldwin/2017/12/06/the-fossil-free-oily-play/
How To Make Money While Divesting Fossil Fuel Stocks
How To Make Money While Divesting Fossil Fuel Stocks Lucas White Jamel Toppin for Forbes What makes you want to buy solar stocks – guilt or greed? Lucas White, who picks those stocks at Grantham, Mayo, Van Otterloo, could justify his portfolio either way. But it was more the payoff on energy that got him started. Six y...
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https://www.forbes.com/sites/baldwin/2018/06/20/best-etfs-tax-exempt-bonds/?utm_source=yahoo&utm_medium=partner&utm_campaign=yahootix&partner=yahootix
Best ETFs: Tax-Exempt Bonds
Best ETFs: Tax-Exempt Bonds Shutterstock (Wingdale NY) These exchange-traded funds own municipal bonds, with coupons mostly exempt from federal taxation. Until a few years ago ETFs were a poor choice for investors seeking tax-exempt income. Their expense ratios ate up too large a chunk of your coupons. That changed in ...
dd0c0480f9c80f6cdd3bf69d2dfe0bf7
https://www.forbes.com/sites/baldwin/2019/07/18/bitcoin-irs-takes-on-the-crooksand-the-good-guys/?sh=6b24a0b44248
Bitcoin: IRS Takes On The Crooks—And The Good Guys
Bitcoin: IRS Takes On The Crooks—And The Good Guys Are cryptocurrencies reportable for FBAR? For Fatca? No and maybe. Bitcoin, 5yr Forbes Turns out there’s no FBAR mandate on your offshore bitcoin account. Is the government making a tactical retreat in its war on money launderers and tax cheats? In response to a reque...
aeba548ff714b0ebf062b4d8d9da145e
https://www.forbes.com/sites/baldwin/2020/02/16/can-all-of-bitcoin-be-hacked/?sh=4fc31ec21dc1
Can All Of Bitcoin Be Hacked?
Can All Of Bitcoin Be Hacked? $280 billion rides on the proposition that cryptocurrency is impregnable. Maybe it isn’t. Machinery in an IBM quantum computing lab (photo by Seth Wenig) ASSOCIATED PRESS Call it the singularity. One day, maybe a decade from now, a message flashes across the internet: “Elliptic curves cra...
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https://www.forbes.com/sites/baldwin/2020/03/16/how-safe-are-your-safe-haven-assets/
How Safe Are Your Safe-Haven Assets?
How Safe Are Your Safe-Haven Assets? Sometimes they are not as secure—or as uncorrelated to stocks—as you thought. Safe haven in hard times? Not. Getty Images Portfolio theory: You can add certain assets to a portfolio to make it less volatile without sacrificing too much in return. That theory is getting a severe tes...
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https://www.forbes.com/sites/baldwin/2020/04/03/480-million-masks-for-europe-where-are-ours/
480 Million Masks For Europe. Where Are Ours?
480 Million Masks For Europe. Where Are Ours? Needed: a strategic reserve of meltblown machinery Machinery processing nonwoven fabric Berry Global President Trump is getting into a shouting match with 3M MMM over where masks are going. What the government should be doing is something very different: Buying its way...
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https://www.forbes.com/sites/baldwin/2021/04/15/four-factors-driving-coinbase-stock-up/
Four Factors Driving Coinbase Stock Up
Four Factors Driving Coinbase Stock Up The company’s operating leverage is huge. But leverage works in both directions. Brian Armstrong, chief executive officer of Coinbase Global (photo by Michael Short) © 2017 Bloomberg Finance LP Coinbase Global shares, at $333, are off from their peak but might yet attain a long u...
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https://www.forbes.com/sites/baldwin/2021/04/17/two-powerful-charitable-giving-strategies-compared/
Two Powerful Charitable Giving Strategies—Compared
Two Powerful Charitable Giving Strategies—Compared Which is better, using appreciated securities or an IRA? Here’s a calculator to answer the question. Volunteers at Habitat for Humanity in Culver City, California. (Photo by John Wolfsohn) Getty Images The 2017 tax law, with its huge standard deduction, did serious da...
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https://www.forbes.com/sites/baldwincunningham/2015/10/10/what-makes-millennial-networking-different/
What Makes Millennial Networking Different
What Makes Millennial Networking Different Photo: Glen Davis I spent the last two weeks in full-blown networking mode. First was Advertising Week, one of the small handful of annual events that brings the entire digital marketing ecosystem together - from brands to agencies to media buyers to startup platforms. After t...
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https://www.forbes.com/sites/baldwincunningham/2016/02/17/the-urgency-of-innovation/
New Age Marketing And The Urgency Of Innovation
New Age Marketing And The Urgency Of Innovation Marketers ruin everything. So says Gary Vaynerchuk, a marketer & content creator extraordinaire who has over the last few years become one of the most listened to voices at the intersection of brands and technology. For someone who thinks marketers ruin everything, though...
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https://www.forbes.com/sites/barbaraarmstrong/2011/11/17/bridging-departmental-divides-workplace-design-offers-a-smart-solution-5/
Busting Silos: Workplace Design Offers a Smart Solution
Busting Silos: Workplace Design Offers a Smart Solution To be sure, silos, or departmental divides, are detrimental to organizational success. In his Forbes.com post Breaking Down Silos, consultant John Kotter contends that silos destroy trust, cut off communication, foster complacency, and must be prevented or elimina...
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https://www.forbes.com/sites/barbaraekahn/2018/08/15/michael-kors-and-tapestry-earnings-once-again-prove-the-paradox-of-luxury/
Michael Kors And Tapestry Earnings Once Again Prove The 'Paradox Of Luxury'
Michael Kors And Tapestry Earnings Once Again Prove The 'Paradox Of Luxury' Photo by John Greim/LightRocket via Getty Images Michael Kors and Tapestry reported earnings this week and last. Both retailers reported good results. Perhaps partly a reflection of a robust economy, but also certainly the good news reflected c...
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https://www.forbes.com/sites/barbarakurshan/2016/01/21/degree-programs-for-emerging-entrepreneurs-in-the-education-innovation-ecosystem/
Degree Programs for Emerging Entrepreneurs in the Education Innovation Ecosystem
Degree Programs for Emerging Entrepreneurs in the Education Innovation Ecosystem With contributing authors Jenny Janovitz, Penn GSE Doctoral Candidate and Dr. Jenny Zapf, Director of Education Entrepreneurship and Senior Fellow at the University of Pennsylvania Teaching some of the most underserved students in New Orle...
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https://www.forbes.com/sites/barbarakurshan/2016/02/11/the-intersection-of-learning-and-fun-gamification-in-education/
The Intersection of Learning and Fun: Gamification in Education
The Intersection of Learning and Fun: Gamification in Education Worldwide, we spend more than 3 billion hours a week playing video and computer games.  Approximately 26 million people harvest their virtual crops on FarmVille every day.  More than 5 million people play an average of 45 hours a week of games, and nearly ...
aec947a125a16c79d6e2e7cc613bd114
https://www.forbes.com/sites/barbarakurshan/2016/02/25/thawing-from-a-long-winter-in-computer-science-education/
Thawing from a Long Winter in Computer Science Education
Thawing from a Long Winter in Computer Science Education With contributing author Marie Bienkowski, computer scientist and education researcher at SRI International, a nonprofit research firm Many people are aware that there is a current and growing need in the labor force for more computer programmers, software develo...
d46684fe48d67ecde131245cb80a47e7
https://www.forbes.com/sites/barbarakurshan/2016/09/13/is-pitching-edtech-solutions-the-essence-of-the-sale/
Is Pitching EdTech Solutions The Essence Of The Sale?
Is Pitching EdTech Solutions The Essence Of The Sale? I was recently interviewed by Rod Berger, CEO of MindRocket Media Group, as a follow-up from a previous discussion about the business of education. In our latest conversation, I share my perspective about education pitches-turned-conversations, sales cycles, and how...
361db84a10bfc95d6cd06d009ff76bb1
https://www.forbes.com/sites/barbaramarquand/2016/02/24/car-insurance-for-divorced-parents-of-teen-drivers/
Car Insurance For Divorced Parents Of Teen Drivers
Car Insurance For Divorced Parents Of Teen Drivers (Photo by: Paul Abell/AP Images) From juggling carpool schedules to keeping track of belongings and homework, many of life’s details require extra coordination when kids go back and forth between two households. If your kids drive, getting the right car insurance cover...
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https://www.forbes.com/sites/barbarathau/2013/04/22/can-predictive-analytics-help-retailers-dodge-a-j-c-penney-style-debacle/
Can 'Predictive Analytics' Help Retailers Dodge a J.C. Penney-Style Debacle?
Can 'Predictive Analytics' Help Retailers Dodge a J.C. Penney-Style Debacle? Data from ForeSee, a customer experience analytics firm, revealed that the NFLShop.com would... [+] increase sales by selling merchandise for women, such as this jersey. The mass exodus of shoppers from J.C. Penney, prompted by the drastic sto...
935d1449a6a3a52d1192180f747becce
https://www.forbes.com/sites/barbarathau/2013/07/29/canadas-hudsons-bay-to-purchase-saks-fifth-avenue-for-2-9-billion/
Canada's Hudson's Bay To Purchase Saks Fifth Avenue For $2.9 Billion
Canada's Hudson's Bay To Purchase Saks Fifth Avenue For $2.9 Billion Saks Fifth Avenue (Photo credit: paulswansen) Canadian retail conglomerate Hudson’s Bay Company is snatching up America’s upscale department stores. The parent company of tony Lord & Taylor has now set plans to acquire Saks Fifth Avenue, including its...
3b74415fb1e5355fc148d7afd69836b3
https://www.forbes.com/sites/barbarathau/2013/10/08/why-consumers-really-shop-online/
New Study Reveals Why Consumers Really Shop Online (Surprise: It Isn't Low Prices)
New Study Reveals Why Consumers Really Shop Online (Surprise: It Isn't Low Prices) Finding the lowest price is not the primary reason consumers shop online, according to a survey by... [+] Simon-Kucher & Partners. (Image credit: Getty Images via @daylife) For the most part, consumers who shop online versus brick-and-mo...
f281ebfe0d31ac2f5cbd970406e5ce2f
https://www.forbes.com/sites/barbarathau/2013/10/29/an-open-letter-to-ex-j-c-penney-ceo-ron-johnson-who-calls-reports-on-his-tenure-surprisingly-uninformed-when-youre-ready-can-we-talk/
Ron Johnson Speaks, Calls Reports On His J.C. Penney Tenure 'Largely Inaccurate And Surprisingly Uninformed'
Ron Johnson Speaks, Calls Reports On His J.C. Penney Tenure 'Largely Inaccurate And Surprisingly Uninformed' Ousted J.C. Penney CEO Ron Johnson: Analysis of his tenure is "surprisingly uninformed." (Photo... [+] credit: Fortune Live Media) He’s retail’s persona non grata -- but does he deserve to be? After being in the...
cf5685aa52fd1e12d6f2c18824db916d
https://www.forbes.com/sites/barbarathau/2014/04/09/target-makes-big-push-into-natural-organic-market-whole-foods-sweet-spot-with-made-to-matter/
Target Makes Big Push Into Natural, Organic Market (Whole Foods' Sweet Spot) With 'Made To Matter'
Target Makes Big Push Into Natural, Organic Market (Whole Foods' Sweet Spot) With 'Made To Matter' With its new "Made to Matter,” collection, Target is making a bold bid for a bigger chunk of the health and wellness market — and looking to siphon market share from the Whole Foods of the world. At the Target Studio ...
46b5ce20bbb18edcbdbf0566ee094b85
https://www.forbes.com/sites/barbarathau/2014/04/30/why-the-oprahstarbucks-brew-could-revolutionize-the-business-of-tea/?fb_action_ids=10203227767882281&fb_action_types=forbessocial:comment&fb_source=aggregation&fb_aggregation_id=288381481237582
Why The Oprah/Starbucks Brew Could Revolutionize The Business Of Tea
Why The Oprah/Starbucks Brew Could Revolutionize The Business Of Tea Can Oprah help Starbucks do for tea what it did for coffee? Teavana Oprah Chai Tea bowed in Starbucks stores and its Teavana chain yesterday, potentially ushering in an unprecedented surge in the popularity of the ancient drink — not only at the u...
fb49c9b90c19ef9b080cbadf9ff31ff5
https://www.forbes.com/sites/barbarathau/2014/08/21/will-aeropostale-abercrombie-and-fitch-and-american-eagle-be-around-in-five-years/
Will Aeropostale, Abercrombie And Fitch And American Eagle Be Around In Five Years?
Will Aeropostale, Abercrombie And Fitch And American Eagle Be Around In Five Years? Although Julian Geiger, who ran Aeropostale during its heyday, has returned as chief executive officer, all the CEO changes in the world likely won't do much to reverse the retailer's sagging sales and profit losses. It’s no secret that...
4513e5f9e180f6cc6066baa88bb095aa
https://www.forbes.com/sites/barbarathau/2014/09/06/report-says-retailers-are-emerging-from-a-yearlong-apparel-slump/
Report Says Retailers Are Emerging From A Yearlong Apparel Slump
Report Says Retailers Are Emerging From A Yearlong Apparel Slump With consumers in home/auto-related spending mode, the apparel business at retail chains has been in a yearlong funk. Stores have been struggling to clear excess inventory from shelves to make way for new merchandise, slashing prices and hemorrhaging prof...
a8570e45e0741fab616b2f37baf7c8e5
https://www.forbes.com/sites/barbarathau/2015/01/08/experts-predict-7-big-retail-trends-that-will-shape-how-you-shop-this-year/
7 Retail Trends That Will Shape How You Shop This Year
7 Retail Trends That Will Shape How You Shop This Year The pundits have consulted their crystal balls and have zeroed in on trends poised to shake up, redefine and drive the retail industry — and how we shop — in 2015. Here’s what they foresee: 1. Amazon Will Finally Face Its Match/Matches “While Amazon still clearly r...
388e92a65a5a5fef98c28155a5891f0f
https://www.forbes.com/sites/barbarathau/2015/05/30/a-look-at-whats-keeping-retailers-from-walmart-to-apple-up-at-night/
A Look At What's Keeping Retailers From Walmart To Apple Up At Night
A Look At What's Keeping Retailers From Walmart To Apple Up At Night These days, cybersecurity concerns, competition from online shopping and a potential slowdown in consumer spending are keeping the C-suite at the nation’s biggest retailers up at night. That’s what the findings of the 2015 BDO Retail RiskFactor Report...
76c296897db7e2c14ae5896b90dda469
https://www.forbes.com/sites/barbarathau/2015/12/31/old-navy-discontinues-baby-t-shirt-following-online-outrage/
Old Navy Discontinues Toddler T-Shirt Following Online Outrage
Old Navy Discontinues Toddler T-Shirt Following Online Outrage The idea of toddlers sporting what some considered anti-artist propaganda lit up the Internet with incensed comments directed at seller Old Navy . The offending infant/toddler T-shirt features the phrase, "Young Aspiring Artist," with the last word, “art...
66c47da290d9c72b65d68f92ef74d7bb
https://www.forbes.com/sites/barbarathau/2016/02/26/retailers-running-scared-turn-to-technology-for-salvation/
Retailers Running Scared Turn To Technology For Salvation
Retailers Running Scared Turn To Technology For Salvation Macy's will close 40 stores this year, as the retailer looks towards online and mobile shopping.... [+] (Michael Nagle/Bloomberg) Will robots that assist you in trying on clothes, or “smart data,” not be confused with “big data,” help save the retail industry? T...
e9324c616218b5463b4431771f7efaf3
https://www.forbes.com/sites/barbarathau/2016/05/18/will-targets-limited-edition-mania-strike-gold-in-the-beauty-aisle/
Will Target's Limited-Edition Mania Strike Gold In The Beauty Aisle?
Will Target's Limited-Edition Mania Strike Gold In The Beauty Aisle? Will Target ’s limited-edition fashion mania rub off in the beauty aisle? The cheap-chic discounter is putting its signature ploy to the test with a get-it-while-you-can collection from nontoxic brand Beautycounter, available from Sept. 12 to Nov. ...
1a6788f4889e280d5ef066db369e2152
https://www.forbes.com/sites/barbarathau/2016/06/24/retails-dirty-open-secret-store-traffic-declines-are-shaking-up-the-shopping-experience/
Retail's Dirty Open Secret: Store Traffic Declines Are Shaking Up The Shopping Experience
Retail's Dirty Open Secret: Store Traffic Declines Are Shaking Up The Shopping Experience Years ago, an editor told me about the day computers replaced typewriters at Fairchild Publications’ storied old Greenwich Village newsroom in New York City. The newfound silence was deafening. Although lighter shopper footfall ha...
d4230565ac2220a05f7f60ad2a2c971f
https://www.forbes.com/sites/barbarathau/2017/08/01/j-c-penney-launches-project-runway-line-amid-retail-push-for-faster-fashion/
J.C. Penney Launches 'Project Runway' Line Amid Retail Push For Faster Fashion
J.C. Penney Launches 'Project Runway' Line Amid Retail Push For Faster Fashion J.C. Penney's new Project Runway clothing brand, based on the T.V. show about competing aspiring designers marks its latest bid to capture the business of fast-fashion chains like H&M and Zara. The exclusive line rolls out to 500 stores with...
d2f24362b716e26e175555908e607c6c
https://www.forbes.com/sites/barbarathau/2018/06/30/retailers-must-wake-up-to-woke-generation-z-which-wields-44-billion-in-buying-power/
Retailers Must Wake Up To 'Woke' Generation Z, Which Wields $44 Billion In Buying Power
Retailers Must Wake Up To 'Woke' Generation Z, Which Wields $44 Billion In Buying Power Photo by Spencer Platt/Getty Images Generation Z, now wields $44 billion in buying power — so that alone means attention must be paid. This emerging consumer group, born after the mid-1990s though the early 2000s, is set to reach 2....
fb1c402b6aecf86aba2c5f12ba64a798
https://www.forbes.com/sites/barbarathau/2018/07/16/sucker-punched-by-retail-disruption-can-big-consumer-brands-reclaim-market-share/
Sucker Punched By Retail Disruption: Can Big Consumer Brands Reclaim Market Share?
Sucker Punched By Retail Disruption: Can Big Consumer Brands Reclaim Market Share? Recent moves by the nation’s biggest supermarket chain echo the disruption rippling through grocery and mass-market retailing. This year alone, Kroger acquired British online grocer Ocado Group to process its e-commerce orders; purchased...
632674f5f877b20270db4471abf0ff90
https://www.forbes.com/sites/barbarathau/2018/12/27/facebook-marketplace-executive-reveals-key-retail-trends-for-2019/
Facebook 'Marketplace' Executive Reveals Key Retail Trends For 2019
Facebook 'Marketplace' Executive Reveals Key Retail Trends For 2019 Social networks have been insinuating their way into the retail shopping landscape in fits and starts, with varying degrees of success. Remember Facebook’s online storefronts from 2011? Perhaps not, because they didn’t catch on. The market has since ch...
06e3ccb5afcbec2c7953c4966100c999
https://www.forbes.com/sites/barbstuckey/2016/07/19/vegan-vs-plant-based-the-battle-of-words-for-3-6-billion-in-food-products/
Amid Surge Of Money Into Alternative Foods, Some Say It's Time To Bury The Word 'Vegan'
Amid Surge Of Money Into Alternative Foods, Some Say It's Time To Bury The Word 'Vegan' Words matter. Especially when it comes to food. Even more so when it comes to consumer communication around food. There aren’t many things we put into our bodies, so it’s understandable we get a little emotional about them. Take the...
e39610c9e27cfc8001a57c5eab1b08bf
https://www.forbes.com/sites/bardenprisant/2019/11/26/art-melts-the-heart-of-an-anonymous-new-york-lawyer/
Art Melts The Heart of (An Anonymous) New York Lawyer
Art Melts The Heart of (An Anonymous) New York Lawyer “New York Bankruptcy Lawyer”- not exactly the phrase to make you feel all warm and fuzzy, is it?  Well, art has a funny way of making softies of all of us. “Ever since I was a kid, I loved Chagall”, confesses lawyer Charles Snow, (not his real name). “As soon as I c...
99269e5077d3aa154a4865b352c3f5fb
https://www.forbes.com/sites/bardenprisant/2020/03/25/the-commodification-of-contemporary-art/
The Commodification Of Contemporary Art?
The Commodification Of Contemporary Art? On March 3rd, back in the day when you could stuff yourself into a packed room of unmasked art folk, I attended a roundtable organized by Artprice entitled “The Art Market May Have Reached A Turning Point”. The speakers were Judd Tully and Peter Falk, whom I have known as fixtur...
37927805a1ce3e958c66176182fae0de
https://www.forbes.com/sites/bardenprisant/2020/03/27/the-art-market-is-beating-the-stock-market/
The Art Market Is Beating The Stock Market
The Art Market Is Beating The Stock Market With everything that is happening, are art prices falling off a cliff? The answer? Not at all. How did I find out? I turned to the most objective data available: auction prices. As publicly-reported sales between knowledgeable and willing buyers and sellers, they are not unlik...
2e7e05f6776129cab33b83759c47ddf2
https://www.forbes.com/sites/bardenprisant/2020/04/10/christies-to-pay-up-to-167-million-in-tax-violation-settlement/
Christie’s To Pay Up To $16.7 Million In Tax Violation Settlement
Christie’s To Pay Up To $16.7 Million In Tax Violation Settlement Remember when April 15th used to be Tax Day? Perhaps, in its honor, the Manhattan District Attorney has just announced that Christie’s will pay New York $10 million now, and as much as $6.7 million more over the next two years, for tax violations. Cy Van...
6c0f9b3d95ebdaf524ca7a3bc10fc279
https://www.forbes.com/sites/barnabylashbrooke/2020/05/21/parents-share-their-productivity-tips-for-home-working-with-children/?
Parents Share Their Productivity Tips For Home Working With Children
Parents Share Their Productivity Tips For Home Working With Children Parents are adapting to having their own children as coworkers amid the COVID-19 lockdown Getty Images Who could have predicted that our coworkers would one day be our own children? With social distancing measures in place and schools shut, many pare...
fe7bcc316e79c2d1bb90c64a27fd5b08
https://history.state.gov/historicaldocuments/frus1950v06/d408
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI 490.419/7–1950 The Secretary of Defense (Johnson) to the Secretary of State Dear Mr. Secretary: The Joint Chiefs of Staff have expressed extreme concern over lack of controls on sources of supply of petroleum [Page 655]products for Commu...
4b37c3cde6a804af9fdc01f66cc7f2ab
https://history.state.gov/historicaldocuments/frus1950v06/d620
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI 756D.00/3–2150: Telegram The Secretary of State to the Embassy in Indonesia 277. Fol memo left by Neth Amb1 with Sec Mar 21.2 Amb added nothing of importance to substance: “1. Altho teething troubles were expected, period after transfer ...
9ad29600c85c19c80fafc656f4f20ff7
https://history.state.gov/historicaldocuments/frus1950v06/d627
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI 756D.00/3–2950: Telegram The Secretary of State to the Embassy in Indonesia 319. Embtel 450 Mar 29,1 455 Mar 30, and Gocus 852 Mar 102 and 412 Mar 23. We have been following with close attn question of unitary versus federal state in Ind...
3347453e05115fc3864aaf8d5c44fed6
https://history.state.gov/historicaldocuments/frus1950v06/d837
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI
Foreign Relations of the United States, 1950, East Asia and the Pacific, Volume VI Executive Secretariat Files: Lot 61D167: File—NSC 84 Series Memorandum by the Secretary of Defense (Johnson) to the Executive Secretary of the National Security Council (Lay)1 Subject: The Position of the United States with Respect to th...
c33069ad98f3ea2cda1321177d194245
https://history.state.gov/historicaldocuments/frus1950v07/d907
Foreign Relations of the United States, 1950, Korea, Volume VII
Foreign Relations of the United States, 1950, Korea, Volume VII 795.00/11–3050: Telegram The Commander in Chief, United Nations Command (MacArthur) to the Joint Chiefs of Staff C–50107. For info only. The Chinese Communists continue the buildup of their forces in North Korea despite all interdiction of our Air Command....
f898ed93d084f51430820e43a4c5319c
https://history.state.gov/historicaldocuments/frus1950v07/d909
Foreign Relations of the United States, 1950, Korea, Volume VII
Foreign Relations of the United States, 1950, Korea, Volume VII Editorial Note President Truman held a news conference on the morning of November 30 which he opened by reading a prepared statement. In it, he promised that the United States would continue to work in the United Nations for concerted action to halt aggres...
814ba9ed3fe9919af9059b7000ea01a2
https://history.state.gov/historicaldocuments/frus1951-54Iran/d107
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 107. Telegram From the Embassy in Iran to the Department of State1 481. I have discussed Deptel 255, London 648, July 292 briefly with Middleton. Recommendations requested in (A) will be subject separate telegram.3 Regarding (B), we were both of opinion...
91fc70aab4ffb125b18b15e1ab878ec6
https://history.state.gov/historicaldocuments/frus1951-54Iran/d11
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 11. Memorandum From the Deputy Director for Plans, Central Intelligence Agency (Dulles) to Director of Central Intelligence Smith1 SUBJECT 1. I have reviewed the attached memorandum2 respecting CIA’s role in Iran and pass it on with concurrence. I wish ...
683356b68acfbaa621f790dd912a0d8d
https://history.state.gov/historicaldocuments/frus1951-54Iran/d111
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 111. Monthly Project Status Report Prepared in the Central Intelligence Agency1 [Omitted here are operational details.] C. REACTION: Political: The political atmosphere and the practical ruling authority of Iran has been in the throes of upheaval during...
fd1ef55157df2614160dbc9ca82cc48a
https://history.state.gov/historicaldocuments/frus1951-54Iran/d123
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 123. Memorandum for the Record by Donald Wilber of the Iran Branch, Near East and Africa Division, Directorate of Plans, Central Intelligence Agency1 1. Let me get the negative comments out of the way first.2 As follows, they are so numerous and importa...
9e6c12e6be655e1cbe569415b73b5f94
https://history.state.gov/historicaldocuments/frus1951-54Iran/d130
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 130. Memorandum From the Chief of the Inspection and Review Branch, Directorate of Plans ([name not declassified]) to the Assistant Chief of Political and Psychological Warfare, Directorate of Plans, Central Intelligence Agency ([name not declassified])...
dd31f481767606beb466534e21af6786
https://history.state.gov/historicaldocuments/frus1951-54Iran/d135
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 135. Despatch From the Embassy in Iran to the Department of State1 SUBJECT The Labor Attaché recently met with Dr. Mosafar Bagai, leader of the Iranian Workers’ Party and prominent member of the National Front. Dr. Bagai was interviewed at his home, in ...
e4357aebeaec860a53685494efffe2e4
https://history.state.gov/historicaldocuments/frus1951-54Iran/d151
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 151. Letter From the Chargé d’Affaires in Iran (Mattison) to the Director of the Office of Greek, Turkish, and Iranian Affairs, Bureau of Near Eastern, South Asian and African Affairs, Department of State (Richards)1 As a result of receiving the Nationa...
800b85d9dafca026c7418004fae479f4
https://history.state.gov/historicaldocuments/frus1951-54Iran/d203
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 203. Telegram From the Embassy in Iran to the Department of State1 4356. 1. In considering various policy problems re Iran Department may be interested brief evaluation by Embassy present position Mosadeq. Although at present Court appears to be weakeni...
40f39b8a46d1aa1ede29bf13a0f9f8b1
https://history.state.gov/historicaldocuments/frus1951-54Iran/d224
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 224. Notes on the Remarks of the Ambassador to Iran (Henderson) to the National Security Council Planning Board1 In March 1952 we didn’t see how the Mossadegh Government could last out the summer. It had great financial problems. It apparently could not...
52bc7955492d313a2bfa03c60b5a4b8b
https://history.state.gov/historicaldocuments/frus1951-54Iran/d243
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954
Foreign Relations of the United States, 1952-1954, Iran, 1951–1954 243. Memorandum From the Chief of the Near East and Africa Division, Directorate of Plans (Roosevelt) to Director of Central Intelligence Dulles1 SUBJECT 1. Tehran Station reports state that TCI Director, Mr. William Warne’s presence in Iran and his num...