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https://www.investopedia.com/ask/answers/what-do-sp-500-dow-and-nasdaq-futures-contracts-represent/
What Do Nasdaq Futures and Other Futures Contracts Represent?
What Do Nasdaq Futures and Other Futures Contracts Represent? A futures contract represents a legally binding agreement between two parties. In the contract, one party agrees to pay the other the difference in price from when they entered the contract until the date the contract expires. Futures trade on exchanges and ...
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https://www.investopedia.com/ask/answers/what-exactly-is-insider-trading/
What Is Insider Trading and Is It Illegal?
What Is Insider Trading and Is It Illegal? What Is Insider Trading? An insider is a person who possesses either access to valuable non-public information about a corporation or ownership of stock equaling more than 10% of a firm's equity. This makes a company's directors and high-level executives insiders. 1:52 T...
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https://www.investopedia.com/ask/answers/what-is-a-drip/
What Is a DRIP?
What Is a DRIP? What Is a Drip? The word "DRIP" is an acronym for dividend reinvestment plan, but DRIP also happens to describe the way the plan works. With DRIPs, the cash dividends that an investor receives from a company are reinvested to purchase more stock, making the investment in the company grow little by littl...
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https://www.investopedia.com/ask/answers/what-is-a-stripped-bond/
What is a stripped bond?
What is a stripped bond? The quick answer to this question is that a stripped bond (or "strip bond") is a bond that has had its main components broken up into a zero-coupon bond and a series of coupon payments. Key Takeaways A stripped bond has had its principal and coupon payments bifurcated and sold separately to i...
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https://www.investopedia.com/ask/answers/what-is-companys-float/
What Exactly Is a Company's Float?
What Exactly Is a Company's Float? The term float refers to the regular shares a company has issued to the public that are available for investors to trade. This figure is derived by taking a company's outstanding shares and subtracting any restricted stock, which is stock that is under some sort of sales restriction. ...
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https://www.investopedia.com/ask/answers/what-is-gmbh/
What Is the Full Phrase for GmbH?
What Is the Full Phrase for GmbH? GmbH is a business extension primarily known for its use in Germany. Like most countries, Germany has two distinct classifications for companies: publicly traded and privately held. The acronym 'GmbH' is used to designate certain private entities and is written after a company’s name. ...
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https://www.investopedia.com/ask/answers/what-is-the-rule-72/
The Rule of 72 Defined
The Rule of 72 Defined What Is the Rule of 72? The Rule of 72 is a simple way to determine how long an investment will take to double given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors obtain a rough estimate of how many years it will take for the initial investment to duplica...
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https://www.investopedia.com/ask/answers/what-stock-split-why-do-stocks-split/
Understanding Stock Splits
Understanding Stock Splits All publicly-traded companies have a set number of shares that are outstanding. A stock split is a decision by a company's board of directors to increase the number of shares that are outstanding by issuing more shares to current shareholders. For example, in a 2-for-1 stock split, an additio...
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https://www.investopedia.com/ask/answers/where-can-i-buy-government-bonds/
Where can I buy government bonds?
Where can I buy government bonds? In general there are two broad categories investors can consider when looking to invest in government government bonds: Treasury bonds and municipal bonds. Both are options for investors seeking to build out the low-risk portion of their portfolio or just save money at higher, low-risk...
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https://www.investopedia.com/ask/answers/where-does-the-name-wall-street-come-from/
Where does the name "Wall Street" come from?
Where does the name "Wall Street" come from? Wall Street, located in lower Manhattan, has become synonymous with the U.S. financial markets. Yet the history of the street goes back much further than the New York Stock Exchange (NYSE). Wall Street is a direct reference to a wall that was erected by Dutch settlers on the...
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https://www.investopedia.com/ask/answers/why-did-my-stocks-ticker-change/
Why Did my Stock's Ticker Change?
Why Did my Stock's Ticker Change? Companies must check off a few things on their checklist before they start to trade publicly on an exchange. The first is to file the proper paperwork with the Securities and Exchange Commission (SEC) including Form S-1—a requirement by any company that wants to list. Another conside...
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https://www.investopedia.com/ask/answers/why-interest-rates-have-inverse-relationship-bond-prices/
The Inverse Relationship Between Interest Rates and Bond Prices
The Inverse Relationship Between Interest Rates and Bond Prices Bonds have an inverse relationship to interest rates. When the cost of borrowing money rises, bond prices usually fall, and vice-versa. At first glance, the negative correlation between interest rates and bond prices seems somewhat illogical. However, upon...
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https://www.investopedia.com/financial-edge/0110/10-things-to-know-about-1031-exchanges.aspx
1031 Exchange Rules: What You Need to Know
1031 Exchange Rules: What You Need to Know In real estate, a 1031 exchange is a swap of one investment property for another that allows capital gains taxes to be deferred. The term, which gets its name from IRS code Section 1031, is bandied about by realtors, title companies, investors, and soccer moms. Some people eve...
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https://www.investopedia.com/financial-edge/0110/celebrity-recession-who-lost-it-all-in-2009.aspx
Celebrity Recession: Stars Who've Lost A Fortune
Celebrity Recession: Stars Who've Lost A Fortune While you're ringing in the New Year, take a moment to be grateful that even if it has been a difficult year financially, you probably haven't lost as much money as these celebrities. Key Takeaways Being rich and famous can certainly come with its perks, but one's time...
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https://www.investopedia.com/financial-edge/0112/3-ways-cyber-crime-impacts-business.aspx
3 Ways Cyber-Crime Impacts Business
3 Ways Cyber-Crime Impacts Business According to the FBI and the Department of Justice, cyber-crime is on the rise among American businesses, and it is costing them dearly. Cyber-crime includes a myriad of devious criminal practices designed to breach a company's computer security. The purpose of the electronic break a...
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https://www.investopedia.com/financial-edge/0112/financial-careers-with-excellent-salaries.aspx
Financial Careers With Excellent Salaries
Financial Careers With Excellent Salaries Jobs in the finance industry can be extremely lucrative. That means that they are in high demand, with entry qualifications as lofty as the salaries. For most of them, an undergraduate degree is the minimum requirement and many professionals have post-graduate degrees. These in...
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https://www.investopedia.com/financial-edge/0113/5-most-publicized-ethics-violations-by-ceos.aspx
5 Most Publicized Ethics Violations by CEOs
5 Most Publicized Ethics Violations by CEOs High-profile downfalls of corporate CEOs are not a new phenomenon. But that doesn't make them any less egregious, as legislation such as the Sarbanes-Oxley Act—which makes corporate oversight and protection of shareholder rights by the board of directors a priority—reminds us...
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https://www.investopedia.com/financial-edge/0113/7-easy-to-understand-etfs-to-replace-a-savings-account.aspx
7 Easy To Understand ETFs To Replace A Savings Account
7 Easy To Understand ETFs To Replace A Savings Account If you have a savings account or certificate of deposit (CD), you're probably not making much more than 1% each year from interest. That's better than spending the money, but in order for it to truly to grow in value, it has to perform better than the rate of inf...
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https://www.investopedia.com/financial-edge/0113/are-labor-unions-effective.aspx
Are Labor Unions Effective?
Are Labor Unions Effective? At the dawn of the 20th century, heavy industry and big business were in their infancy and a great deal of human labor was needed in order to facilitate the mushrooming Industrial Revolution. This quickly led to widespread abuse of workers, including children, who were often consigned to swe...
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https://www.investopedia.com/financial-edge/0113/languages-that-give-you-the-best-chance-to-broaden-your-career.aspx
Languages That Give You The Best Chance To Broaden Your Career
Languages That Give You The Best Chance To Broaden Your Career As the face of international business changes, so do the languages used to communicate. Shifts in economic strength have certainly impacted the most popular languages used to communicate within international business, and it certainly has impacted the popul...
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https://www.investopedia.com/financial-edge/0113/writing-down-goodwill.aspx
Writing Down Goodwill
Writing Down Goodwill Back in November 2012, when it released its fourth quarter results, computer giant Hewlett-Packard announced that it would be taking an $8.8 billion charge to write down a botched acquisition of U.K.-based Autonomy Corporation PLC. The write-off, which was described as a non-cash charge for the im...
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https://www.investopedia.com/financial-edge/0210/7-states-with-no-income-tax.aspx
9 States With No Income Tax
9 States With No Income Tax Everybody wants a lower tax bill. One way to accomplish that might be to live in a state with no income tax. As of 2021, seven states — Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming — levy no state income tax. Two others, New Hampshire and Tennessee, don't tax earne...
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https://www.investopedia.com/financial-edge/0210/7-ways-climate-change-affects-companies.aspx
7 Ways Climate Change Affects Companies
7 Ways Climate Change Affects Companies It's not a new idea that climate change will have an impact on businesses as much as on any other aspect of our lives. In fact, "Climate Change as Systemic Financial Risk" even served as the topic of a keynote address to regulators by Securities and Exchange Commissioner Allison ...
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https://www.investopedia.com/financial-edge/0210/buffetts-biggest-mistakes.aspx
Warren Buffett's Biggest Mistakes
Warren Buffett's Biggest Mistakes Warren Buffett is widely regarded as one of the most successful investors of all time. Yet, as Buffett is willing to admit, even the best investors make mistakes. Buffett's legendary annual letters to his Berkshire Hathaway shareholders tell the tales of his biggest investing mistakes....
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https://www.investopedia.com/financial-edge/0210/rules-that-warren-buffett-lives-by.aspx
Rules That Warren Buffett Lives By
Rules That Warren Buffett Lives By Berkshire Hathaway CEO Warren Buffett is arguably the world's greatest stock investor. He's also a bit of a philosopher. Buffett pares down his investment ideas into simple, memorable sound bites. Do you know what his homespun sayings really mean? Does his philosophy hold up in all ec...
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https://www.investopedia.com/financial-edge/0210/top-10-holdings-of-5-top-money-managers.aspx
Top 10 Holdings of 5 Top Money Managers
Top 10 Holdings of 5 Top Money Managers Want to know what the top money managers are betting on these days? Now you can, thanks to the Securities and Exchange Commission's (SEC) requirements that large holding companies and professional investors report periodically on their holdings. While a consensus pick, even fro...
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https://www.investopedia.com/financial-edge/0211/9-easy-ways-to-increase-your-gas-mileage.aspx
9 Easy Ways To Increase Your Gas Mileage
9 Easy Ways To Increase Your Gas Mileage Improving fuel economy not only saves drivers money, it also benefits the environment by releasing fewer emissions into the air and reduces a nation's dependence on oil and oil imports. Reducing the amount of driving we do - by carpooling, using public transportation and combini...
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https://www.investopedia.com/financial-edge/0211/consumer-products-that-depreciate-the-most-and-least.aspx
Consumer Products That Depreciate The Most
Consumer Products That Depreciate The Most The old adage about how your brand new car instantly plunges in value as soon as you drive off the lot? There is some truth to it. Cars tend to depreciate quickly, while other items hang onto their value longer. So which items will you be able to sell later for a decent price,...
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https://www.investopedia.com/financial-edge/0212/4-basic-facts-to-know-about-iras.aspx
4 Basic Facts to Know About IRAs
4 Basic Facts to Know About IRAs Perhaps you've heard about individual retirement accounts (IRAs) but know little about what they are or how they can help you reach your retirement goals. To get you started, let's take a look at four basic facts about IRAs. An IRA is a financial vehicle that is designed to help working...
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https://www.investopedia.com/financial-edge/0212/5-ways-to-invest-in-travel-and-tourism.aspx
5 Ways To Invest In Travel And Tourism
5 Ways To Invest In Travel And Tourism Most consumers are familiar with the travel and tourism industry from using its services for some needed rest and relaxation during family and related vacations. However, these same activities can be invested in, with many publicly-traded firms offering travel activities for the e...
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https://www.investopedia.com/financial-edge/0212/6-benefits-to-increasing-your-credit-limit.aspx
6 Benefits of Increasing Your Credit Limit
6 Benefits of Increasing Your Credit Limit Increasing your credit limit is merely an opportunity to spend beyond your means, right? Not necessarily. In fact, increasing your credit limit can have a number of upsides if you manage your credit wisely. For example, you can help you repair your credit, make large purchases...
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https://www.investopedia.com/financial-edge/0212/big-box-stores-vs.-small-retailers.aspx
Big Box Stores vs. Small Retailers
Big Box Stores vs. Small Retailers Big-box retailers like BJ's, Costco, and Sam's Club lure customers with the promise of saving money by buying in bulk. But do they really pay off for the average consumer, or can you get better deals by shopping at smaller retail stores and local shops? In other words, is shopping big...
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https://www.investopedia.com/financial-edge/0212/common-things-that-improve-and-lower-credit-scores.aspx
Common Things That Improve or Lower Credit Scores
Common Things That Improve or Lower Credit Scores A credit score is a three-digit number that helps financial institutions evaluate your credit history and estimate the risk of extending credit or lending money to you. Credit scores are based on information collected by the three major credit bureaus, Equifax, Experian...
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https://www.investopedia.com/financial-edge/0212/how-is-fico-calculated.aspx
How FICO Scores Are Calculated
How FICO Scores Are Calculated If you have credit, you have a FICO score. But how is it calculated? The Fair Isaac Corporation perpetuates the mystery of its FICO scores by never releasing the details of the FICO formula. Even if it were known, the fine points of its methodology are still subject to change at its discr...
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https://www.investopedia.com/financial-edge/0212/is-student-loan-debt-the-next-financial-crisis.aspx
Is Student Loan Debt The Next Financial Crisis?
Is Student Loan Debt The Next Financial Crisis? There's no doubt that we're all still a little sensitive when it comes to the economy. Although it's been nearly four years since the start of, what we now call, The Great Recession, the world still hasn't let down its guard. The new warning making its way through the fin...
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https://www.investopedia.com/financial-edge/0213/a-day-in-the-life-of-a-financial-analyst.aspx
A Day In the Life of a Financial Analyst
A Day In the Life of a Financial Analyst Among the more rigorous, yet rewarding, career options in the financial services industry is that of a financial analyst. But what, exactly, does a financial analyst do on a daily basis? The answer to that question is largely dependent upon an analyst's level of experience. Key ...
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https://www.investopedia.com/financial-edge/0213/what-does-filing-as-head-of-household-mean-for-your-taxes.aspx
What Does Filing as Head of Household Mean for Your Taxes?
What Does Filing as Head of Household Mean for Your Taxes? There is no tax filing status that confuses taxpayers more than the one called head of household. When you hear the term, what comes to mind? The breadwinner? The main source of household income? To the Internal Revenue Service (IRS), it's not that simple. Ther...
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https://www.investopedia.com/financial-edge/0310/corporate-espionage-fact-and-fiction.aspx
Corporate Espionage: Fact And Fiction
Corporate Espionage: Fact And Fiction Corporate espionage is probably not what you think of when you hear the word spy. It's not Sean Connery with his debonair manner, nor is it Tom Cruise hanging from suspension cable; sometimes it's as simple as a man in a bathrobe sitting in front of a computer with a touchtone phon...
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https://www.investopedia.com/financial-edge/0310/one-world-one-currency-could-it-work.aspx
One World, One Currency: Could It Work?
One World, One Currency: Could It Work? In March of 2009, U.S. Treasury Secretary, Timothy Geithner, let it slip that he was "quite open" to the idea of an eventual move toward a global currency run by the International Monetary Fund (IMF). Although many were surprised by this unusual announcement, the idea of a worl...
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https://www.investopedia.com/financial-edge/0310/top-10-most-expensive-medical-procedures.aspx
Top 10 Most Expensive Medical Procedures
Top 10 Most Expensive Medical Procedures Health care is expensive in the United States, where many of us have paid a medical bill only to wonder why the cost of that seemingly small procedure is so high. It makes one wonder how much the most-expensive surgeries must cost. Here's a list of the top 10 most expensive medi...
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https://www.investopedia.com/financial-edge/0311/4-benefits-of-rising-oil-prices.aspx
4 Benefits Of Rising Oil Prices
4 Benefits Of Rising Oil Prices No, that title is not a misprint. While everybody likes cheap energy and most economists believe that economic growth is predicated at least in part on cheap access to energy, it does not automatically follow that there is no good that can come from higher energy prices. Markets are made...
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https://www.investopedia.com/financial-edge/0311/5-of-the-most-adaptive-companies.aspx
5 Of The Most Adaptive Companies
5 Of The Most Adaptive Companies Adaptation and survival often go hand in hand. True, some companies, such as Coca-Cola (NYSE:KO), can figure out one thing, do it extremely well and enjoy success for decade after decade. For other major companies, though, continued prosperity has come from management teams willing to s...
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https://www.investopedia.com/financial-edge/0311/7-real-life-ways-to-become-a-billionaire.aspx
7 Dos and Don'ts for Becoming a Billionaire
7 Dos and Don'ts for Becoming a Billionaire Becoming a billionaire seems like a great goal, but unfortunately, it's only a dream for most of us. The thing is, many billionaires didn't start out as such. Some certainly had economic and educational advantages but even without those, their smart decisions and business cho...
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https://www.investopedia.com/financial-edge/0311/the-last-states-with-prepaid-tuition-plans.aspx
The Last States With Prepaid Tuition Plans
The Last States With Prepaid Tuition Plans For families on the long road to saving for college, prepaid tuition plans can be an attractive option. These plans allow them to pay future tuition bills at today's presumably lower rates. But such plans have become a rare commodity. While 22 states used to offer them, that n...
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https://www.investopedia.com/financial-edge/0311/what-drives-the-price-of-gold.aspx
What Drives the Price of Gold?
What Drives the Price of Gold? Today, gold is sought after, not just for investment purposes and to make jewelry, but it is also used in the manufacturing of certain electronic and medical devices. Gold (as of August 2020) was over $2,000 per ounce and up considerably from levels under $100 seen 50 years ago. What fa...
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https://www.investopedia.com/financial-edge/0311/who-owns-the-stock-exchanges.aspx
Who Owns the Stock Exchanges?
Who Owns the Stock Exchanges? Stock exchanges are not like other businesses. The performance of the national stock exchanges is often taken as a proxy for the health of a nation's economy, or at least investor enthusiasm for the country's prospects. National exchanges also play an under-appreciated policy role in decid...
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https://www.investopedia.com/financial-edge/0312/5-facts-financial-advisors-wish-you-knew.aspx
5 Facts Financial Advisors Wish You Knew
5 Facts Financial Advisors Wish You Knew In light of the financial meltdown of 2008 and 2009, the financial community has seen a lot of damage to its reputation. It doesn't take much googling to find articles written by some well-respected media outlets calling into question the financial advising community. Although i...
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https://www.investopedia.com/financial-edge/0312/5-stock-market-metrics-explained.aspx
5 Stock Market Metrics Explained
5 Stock Market Metrics Explained When you purchase a stock, do you use data to drive your decision? Have you ever looked at the fundamental analysis section of a stock's information and found yourself lost? In this article, we will put together some of the most important metrics and explain how to use them to make more...
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https://www.investopedia.com/financial-edge/0312/6-ways-to-boost-your-human-capital.aspx
6 Ways To Boost Your Human Capital
6 Ways To Boost Your Human Capital Imagine two millionaires in a room and assume that their net worth was exactly $1 million including all investments, estates, and assets. Neither person had anything hidden and both were happily married. The only difference between the two was their age. One millionaire was 65 years o...
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https://www.investopedia.com/financial-edge/0312/how-commodities-predict-market-movement.aspx
How Commodities Predict Market Movement
How Commodities Predict Market Movement Copper is more than the main ingredient in wire, and gold is more than what people wear on their fingers and around their necks. These commodities, along with others like oil and grains, are used by investors to gauge the health and short-term direction of the market. But how doe...
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https://www.investopedia.com/financial-edge/0312/how-to-get-the-most-money-back-on-your-tax-return.aspx
Tax Deductions and Credits Guide
Tax Deductions and Credits Guide Most taxpayers either hope to pay as little income tax as is legally possible or try to receive the most money back on their income tax return. However, when tax season comes around, some taxpayers have not researched how they can minimize their income taxes. It's possible that they may...
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https://www.investopedia.com/financial-edge/0312/how-to-reduce-volatility-in-your-portfolio.aspx
How To Reduce Volatility In Your Portfolio
How To Reduce Volatility In Your Portfolio With what seemed like a flip of a switch, when the ball dropped, ringing in 2012, the hyper volatile 2011 investing year was replaced with what has been an early 2012 with very little volatility. The days of up 2% today and down 2% the next day have been replaced with a slow, ...
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https://www.investopedia.com/financial-edge/0312/the-basics-of-bonds.aspx
The Basics Of Bonds
The Basics Of Bonds Bonds represent the debts of issuers, such as companies or governments. These debts are sliced up and sold to investors in smaller units. For example, a $1 million debt issue may be allocated to one-thousand $1,000 bonds. In general, bonds are considered to be more conservative investments than stoc...
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https://www.investopedia.com/financial-edge/0312/the-tax-implications-of-bartering.aspx
The Tax Implications Of Bartering
The Tax Implications Of Bartering The word "barter" has traditionally invoked nostalgic and folksy stories of neighbors helping to fix roofs in exchange for a hot meal. While this type of personal trade of services certainly still occurs, the formal practice of bartering is popular among businesses, as well. The Ormita...
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https://www.investopedia.com/financial-edge/0312/the-true-cost-of-growing-a-garden.aspx
The True Cost Of Growing A Garden
The True Cost Of Growing A Garden Growing your own food is a healthy way to save money, and enjoy fresh produce at home. When done correctly, even the smallest backyard plot can produce copious amounts of fruits and vegetables, and possibly even a significant saving to the grocery budget. According to the National Gard...
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https://www.investopedia.com/financial-edge/0312/what-debt-collectors-can-and-cannot-do.aspx
What Debt Collectors Can and Cannot Do
What Debt Collectors Can and Cannot Do Dealing with a debt collector can be a difficult and upsetting experience. The main goal of collectors is to recover the debt because they get to keep a percentage of it. In the past, unscrupulous collectors threatened borrowers, called at all hours of the day and night, pretended...
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https://www.investopedia.com/financial-edge/0312/what-happens-when-you-buy-too-much-car.aspx
Options for When You Can No Longer Afford Your Car
Options for When You Can No Longer Afford Your Car When it comes to buying a car, most people go above and beyond their basic transportation needs. They pay a lot for luxuries: DVD players, navigation systems, automatic everything, enough engine power to race in the Indy 500. Conventional financial wisdom dictates that...
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https://www.investopedia.com/financial-edge/0410/6-investment-styles-which-fits-you.aspx
6 Investment Styles: Which Fits You?
6 Investment Styles: Which Fits You? Do you know what your investment style is? If you're like most investors, you probably haven't given it much thought. Yet, gaining a basic understanding of the major investment styles is one of the fastest ways to make sense out of the thousands of investments available in the marke...
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https://www.investopedia.com/financial-edge/0410/countries-sanctioned-by-the-u.s.---and-why.aspx
Countries Sanctioned by the U.S. and Why
Countries Sanctioned by the U.S. and Why It's not a good idea to get on the United States' bad side. As the wealthiest country in the world, the U.S. also lays claim to the world's most powerful military.  But military might is nothing compared to the repercussions that economic and trade sanctions from the U.S. ca...
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McDonald's: A History Of Innovation Innovation probably isn't the first thing that comes to mind when you think about your local McDonald's (MCD) restaurant. It is fast food, after all. But when you really think about it, we've all become accustomed to the many novelties that the chain has introduced over the years. Mc...
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Navigating the Hotel Star System
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The Economics of a Successful Marriage
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A Newbie's Guide to Reading an Options Chain
A Newbie's Guide to Reading an Options Chain Options have a language all of their own, and when you begin to trade options, the information may seem overwhelming. When looking at an options chart, it first seems like rows of random numbers, but options chain charts provide valuable information about the security today ...
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The Basics Of Investing In Foreign Government Bonds
The Basics Of Investing In Foreign Government Bonds The United States' government paper currently throws off little, if any meaningful yield for investors or savers. Accommodative monetary policies in the wake of the financial crisis that befell the U.S. and the world in the later part of the 2000s, were to put the eco...
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The Best Portfolio Balance
The Best Portfolio Balance There isn't one. Wasn't that easy? In the same manner, there isn't one diet that fits everyone. Depending on your body fat makeup and what you're trying to accomplish (increasing endurance, building muscle, losing weight), the proportions of protein, fat and carbohydrates you should consume c...
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The Best Time for Young People to Get a Credit Card
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The Everyday Lives Of Frugal Billionaires
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The Most Counterfeit-Proof Currencies
The Most Counterfeit-Proof Currencies Advances in technology have created some of the most sophisticated, counterfeit-proof currencies in history. However, these same leaps in technology keep counterfeiters fast on the trail of the latest wave of security improvements and attempts to keep the counterfeiters at bay. Mig...
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4 Reasons Why Airlines Are Always Struggling
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The 6 Phases of a Foreclosure
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How Gas Prices Affect The Economy
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Top 6 Oil-Producing States Crude oil production from the United States averaged approximately 5.48 million barrels per day in January 2011, much less than the country consumes. The bulk of this domestic production comes from just a handful of states where the oil and gas industry has been operating for generations. Her...
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The U.S. vs. Canada: Maternity Leave Differences
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The Most Common Types of Consumer Fraud
The Most Common Types of Consumer Fraud Consumer fraud occurs when a person suffers from a financial or personal loss. The fraud can involve the use of deceptive, unfair, misleading, or false business practices. Fraudsters typically target senior citizens and college students, but all consumers are at risk of fraud. CO...
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6 Millionaire Traits That You Can Adopt
6 Millionaire Traits That You Can Adopt Millionaires have more in common with each other than just their bank accounts—for some millionaires, striking it rich took courage, salesmanship, vision, and passion. Find out which traits are most common among the seven-figure bank account set and what you can do to build some ...
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What the Unemployment Rate Does Not Tell Us
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7 Ways To Fund Your Child's Athletic Pursuits
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The Actual Top Grossing US Movies
The Actual Top Grossing US Movies Lengthy lines, sold-out theaters and high-profile premieres are commonplace for Hollywood's blockbuster productions. But when the credits have rolled and the receipts are tallied, the most commonly referenced movie calculation is missing one key player: inflation. When it comes to rank...
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Your Property Tax Assessment: What Does It Mean?
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Who Pays Real Estate Fees?
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Why Movies Cost So Much To Make
Why Movies Cost So Much To Make The movie business is a big business, with global box office revenue reaching a record $42.5 billion in 2019. But this huge figure doesn't mean that all movies are money makers; in fact many movies end up being losing bets. Indeed, although there are thousands of movies made every year, ...
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How to Choose Stocks for Day Trading
How to Choose Stocks for Day Trading Day trading is a set of trading techniques where a trader buys and sells multiple times in the market over the course of a day to exploit volatility and trends in the asset's intraday price. Day trading is commonly an institutional practice because a financial institution can highly...
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Index Mutual Funds Vs. Index ETFs
Index Mutual Funds Vs. Index ETFs Investment can be either active or passive. With the active approach, the investor purchases, holds and sells securities and makes decisions based on fundamental research of a company or industry, in particular, and of the national and global economy in general. By contrast, the passiv...
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What Are Mortgage Lenders Allowed To Ask Borrowers?
What Are Mortgage Lenders Allowed To Ask Borrowers? Mortgage applicants expect to be asked to prove their income, verify their employment and provide permission for their tax returns to be reviewed, but these days, lenders frequently demand more and more answers to questions that may seem out-of-bounds to borrowers. Qu...
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10 States Cashing in on Tourism
10 States Cashing in on Tourism As of 2018, the latest year with available figures, traveler spending brought $1.1 trillion to the United States, roughly 2.6% of the GDP, and contributed directly to about 8.9 million jobs. For many individual states, tourism is a key part of the economy. So which states rake in the b...
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5 Ways Debt Can Make You Money
5 Ways Debt Can Make You Money Debt is a word that many people are afraid of. There are so many television shows, books, and magazines devoted to teaching people about getting out of debt. While debt can be seen as a negative measure, it can also be a positive one if used properly. The principal method of using debt to...
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7 High-Paid Public Service Jobs
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9 Ways to Find a New Job
9 Ways to Find a New Job There was a time when people got a job right out of school and stuck with it until they retired. Those days are gone for good. Today, people have to be nimble about locating new job opportunities, preferably before they're forced to do it. Here are some new strategies to keep your career moving...
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Credit Cards: Should You Ever Pay an Annual Fee?
Credit Cards: Should You Ever Pay an Annual Fee? It often doesn’t make sense to pay an annual fee for a credit card. Plenty of credit cards are offered with no annual fee, and consumers often can't justify paying an annual fee in terms of rewards or benefits that might be offered in exchange. Occasionally, however, a c...
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How Many Credit Cards Should You Have?
How Many Credit Cards Should You Have? Should you have more than one credit card? If you've ever spent your way into a massive pile of credit card debt, the answer might be "no!" But for everyone else, the answer probably doesn't come as easily, as there can be advantages to having more than one credit card. According ...
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Top 5 Highest Priced Stocks In America
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6 Things You Didn't Know You Can Recycle
6 Things You Didn't Know You Can Recycle Many of us routinely recycle plastic, paper, glass, and metals. However, there are many other things you probably didn't know could be turned in for cash or a tax deduction. Plus, you'll feel good about helping to save the planet. Here is a list of six items you can recycle or d...