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db2dff9234d931c88eb2f6473b8734c4 | https://www.investopedia.com/terms/t/travelers-dilemma.asp | Traveler's Dilemma | Traveler's Dilemma
What is the Traveler's Dilemma?
The traveler's dilemma, in game theory, is a non-zero-sum game in which two players attempt to maximize their own payoff, without regard for the other. The game demonstrates the "paradox of rationality"—the irony that making decisions illogically or naively often produ... |
ec55b3ed5e127a123beff41120ac4742 | https://www.investopedia.com/terms/t/treasury-budget.asp | U.S. Treasury Budget | U.S. Treasury Budget
What Is the U.S. Treasury Budget?
The U.S. Treasury Budget is a monthly statement that summarizes the total receipts and expenditures of the federal government. Officially known as the Monthly Treasury Statement, it also reveals the monthly surpluses or deficits in federal spending. If there is a d... |
63406d6bfa4fb1fce9748ee25f51c144 | https://www.investopedia.com/terms/t/treasury-drip.asp | Treasury DRIP | Treasury DRIP
What Is a Treasury DRIP?
A treasury drip—short for “treasury dividend reinvestment plan”—is a plan whereby investors automatically reinvest their dividend payments into new shares purchase directly from the company’s treasury stock.
Oftentimes, treasury DRIPs will entitle investors to a small discount on ... |
c8cf2eb44ab05aaabaf33857114c5f90 | https://www.investopedia.com/terms/t/treasurybill.asp | Treasury Bills (T-Bills) | Treasury Bills (T-Bills)
What Is a Treasury Bill?
A Treasury Bill (T-Bill) is a short-term U.S. government debt obligation backed by the Treasury Department with a maturity of one year or less. Treasury bills are usually sold in denominations of $1,000. However, some can reach a maximum denomination of $5 million in no... |
584cf92c55ab02a89b0a2a6a3cf8aee1 | https://www.investopedia.com/terms/t/treasurynote.asp | Treasury Note | Treasury Note
What Is a Treasury Note?
A Treasury note (T-note for short) is a marketable U.S. government debt security with a fixed interest rate and a maturity between one and 10 years.
Treasury notes are available from the government with either a competitive or noncompetitive bid. With a competitive bid, investors ... |
5b3ce74f4e18fea74e3170fa9d667527 | https://www.investopedia.com/terms/t/treasuryoffering.asp | Treasury Offering | Treasury Offering
Treasury Offering: An Overview
A treasury offering is a sale of stock by a publicly-traded company from its own inventory. These are shares that have been registered with the Securities and Exchange Commission (SEC) for sale but were not actually sold, or were repurchased by the company.
Public compan... |
ca88010f1b15b5e9488ac3436eb74828 | https://www.investopedia.com/terms/t/treasuryreceipt.asp | Treasury Receipt | Treasury Receipt
What Is a Treasury Receipt?
A treasury receipt is a type of bond that is purchased at a discount by the investor in return for a payment of its full face value at its date of maturity. It is a type of a zero-coupon bond, meaning there are no regular payments of interest. Other types of bonds pay intere... |
7cccdd5f63bbeece12e621bd5c693978 | https://www.investopedia.com/terms/t/treasurystock.asp | Treasury Stock (Treasury Shares) | Treasury Stock (Treasury Shares)
What Is Treasury Stock (Treasury Shares)?
Treasury stock, also known as treasury shares or reacquired stock refers to previously outstanding stock that is bought back from stockholders by the issuing company. The result is that the total number of outstanding shares on the open market d... |
20724d8702e1a24b9abebfeb04332ac3 | https://www.investopedia.com/terms/t/treasurystockmethod.asp | Treasury Stock | Treasury Stock
What Is the Treasury Stock Method?
The treasury stock method is an approach companies use to compute the number of new shares that may potentially be created by unexercised in-the-money warrants and options, where the exercise price is less than the current share price. Additional shares obtained through... |
425bf7a56deaafededb8d3ff20204d44 | https://www.investopedia.com/terms/t/treaty-reinsurance.asp | Treaty Reinsurance | Treaty Reinsurance
What Is Treaty Reinsurance?
Treaty reinsurance is insurance purchased by an insurance company from another insurer. The company that issues the insurance is called the cedent, who passes on all the risks of a specific class of policies to the purchasing company, which is the reinsurer.
Treaty reinsur... |
550232c9c9e48daccfa50ea1c0e6ef37 | https://www.investopedia.com/terms/t/tree_diagram.asp | Tree Diagram | Tree Diagram
What Is a Tree Diagram in Mathematics?
A tree diagram is a tool in the fields of general mathematics, probability, and statistics that helps calculate the number of possible outcomes of an event or problem, and to cite those potential outcomes in an organized way.
Tree diagrams, also known as probability t... |
dbd027ff467f1a796a1c6493edb2210f | https://www.investopedia.com/terms/t/treynorblack.asp | Treynor-Black Model | Treynor-Black Model
The Treynor-Black model is a portfolio-optimization model that seeks to maximize a portfolio's Sharpe ratio by combining an actively managed portfolio built with a few mispriced securities and a passively managed market index fund. The Sharpe ratio evaluates the performance of a portfolio or a singl... |
95acd804e7c06bb4690fc28cfec99df8 | https://www.investopedia.com/terms/t/treynorratio.asp | Treynor Ratio | Treynor Ratio
What Is the Treynor Ratio?
The Treynor ratio, also known as the reward-to-volatility ratio, is a performance metric for determining how much excess return was generated for each unit of risk taken on by a portfolio.
Excess return in this sense refers to the return earned above the return that could have b... |
cf88f2e5cbe2362bc9a729a4b71aff77 | https://www.investopedia.com/terms/t/trial_balance.asp | Trial Balance | Trial Balance
What Is a Trial Balance?
A trial balance is a bookkeeping worksheet in which the balance of all ledgers are compiled into debit and credit account column totals that are equal. A company prepares a trial balance periodically, usually at the end of every reporting period. The general purpose of producing a... |
aecc2e854ad0e862a402cc94a5d02608 | https://www.investopedia.com/terms/t/trickledowntheory.asp | Trickle-Down Theory | Trickle-Down Theory
What Is Trickle-Down Theory?
Trickle-down economics, or “trickle-down theory,” states that tax breaks and benefits for corporations and the wealthy will trickle down to everyone else. It argues for income and capital gains tax breaks or other financial benefits to large businesses, investors, and en... |
e12ccaeb499cc1658e97264cb8c5db5e | https://www.investopedia.com/terms/t/triggering-term.asp | Triggering Term | Triggering Term
A triggering term is a word or phrase that, when used in advertising literature, requires the presentation of the terms of a credit agreement. Triggering terms are intended to help consumers compare credit and lease offers on a fair and equal basis. Triggering terms are set and monitored by the U.S. Fed... |
05216e19232abaeffb4c3c45fda0d4aa | https://www.investopedia.com/terms/t/trilateralcommission.asp | Trilateral Commission | Trilateral Commission
What Is the Trilateral Commission?
The Trilateral Commission is a non-governmental forum that brings together prominent citizens from North America, Europe, and Asia-Pacific. The goal of the Trilateral Commission is to provide an open and global platform to discuss policy issues that impact the na... |
0a54c14fbf6ef304127d2f4bec887a07 | https://www.investopedia.com/terms/t/trilemma.asp | Trilemma Definition | Trilemma Definition
What Is a Trilemma?
Trilemma is a term in economic decision-making theory. Unlike a dilemma, which has two solutions, a trilemma offers three equal solutions to a complex problem. A trilemma suggests that countries have three options from which to choose when making fundamental decisions about manag... |
626b340b3c0d511aba05ef5b203daff4 | https://www.investopedia.com/terms/t/trillion-dollar-coin.asp | Trillion Dollar Coin | Trillion Dollar Coin
What Is a Trillion Dollar Coin?
The term "trillion dollar coin" refers to a theoretical concept whereby a government could mint a platinum (or other precious metal) coin with a face value of $1 trillion, which could then be used to reduce the national debt.
This conceptual strategy was first propos... |
1c3f251e9a0720a8f1392038454dc020 | https://www.investopedia.com/terms/t/triple-bottom-line.asp | Triple Bottom Line (TBL) | Triple Bottom Line (TBL)
What Is the Triple Bottom Line (TBL)?
Triple bottom line (TBL), in economics, believes that companies should commit to focusing as much on social and environmental concerns as they do on profits. TBL theory posits that instead of one bottom line, there should be three: profit, people, and the p... |
dbe76d2a14afa8182873f12fd429e8e4 | https://www.investopedia.com/terms/t/triple-exponential-moving-average.asp | Triple Exponential Moving Average – TEMA | Triple Exponential Moving Average – TEMA
What Is the Triple Exponential Moving Average – TEMA?
The triple exponential moving average was designed to smooth price fluctuations, thereby making it easier to identify trends without the lag associated with traditional moving averages (MA). It does this by taking multiple ex... |
0b68a9aaaa9a0ce83f76e3df3de573cb | https://www.investopedia.com/terms/t/tripletaxfree.asp | Triple-Tax-Free | Triple-Tax-Free
What is Triple-Tax-Free?
Triple-tax-free, or "triple tax-exempt", is a way of describing an investment, usually a municipal bond, where the interest payments are exempt from taxes at the municipal, state and federal levels.
Key Takeaways Triple-tax-free, or "triple tax-exempt", is a way of describing ... |
3eb090fb1cf16f35a50d4ea345a650ea | https://www.investopedia.com/terms/t/troubled-asset-relief-program-tarp.asp | Troubled Asset Relief Program (TARP) | Troubled Asset Relief Program (TARP)
What Was the Troubled Asset Relief Program (TARP)?
The Troubled Asset Relief Program (TARP) was an initiative created and run by the U.S. Treasury to stabilize the country’s financial system, restore economic growth, and mitigate foreclosures in the wake of the 2008 financial crisis... |
227935d1d3188a7925db6a73cb57fe45 | https://www.investopedia.com/terms/t/trough.asp | Trough | Trough
What Is a Trough?
A trough, in economic terms, can refer to a stage in the business cycle where activity is bottoming, or where prices are bottoming, before a rise.
Key Takeaways A trough, in economic terms, can refer to a stage in the business cycle where activity is bottoming, or where prices are bottoming, ... |
2c6928046f4b20e1f3b14c8b5aae777b | https://www.investopedia.com/terms/t/truecosteconomics.asp | True Cost Economics | True Cost Economics
What is True Cost Economics?
True cost economics is an economic model that seeks to include the cost of negative externalities into the pricing of goods and services. Proponents of this type of economic system feel products and activities that directly or indirectly cause harmful consequences to liv... |
3048ea6f8b1f3809a0c393ba4c4c31fb | https://www.investopedia.com/terms/t/trust_indenture.asp | Trust Indenture | Trust Indenture
What Is a Trust Indenture?
A trust indenture is an agreement in a bond contract made between a bond issuer and a trustee that represents the bondholder's interests by highlighting the rules and responsibilities that each party must adhere to. It may also indicate where the income stream for the bond is ... |
c9ae18c0dc3084f121107408b2b9cedf | https://www.investopedia.com/terms/t/trustdeed.asp | Trust Deed | Trust Deed
What Is a Trust Deed?
A trust deed—also known as a deed of trust—is a document sometimes used in real estate transactions in the U.S. It is a document that comes into play when one party has taken out a loan from another party to purchase a property. The trust deed represents an agreement between the borrowe... |
07674ca9a3899956b5b74a36567ad29a | https://www.investopedia.com/terms/t/ttm.asp | Trailing 12 Months (TTM) | Trailing 12 Months (TTM)
What Is Trailing 12 Months (TTM)
Trailing 12 months (TTM) is a term used to describe the past 12 consecutive months of a company’s performance data, that’s used for reporting financial figures. The 12 months studied do not necessarily coincide with a fiscal-year ending period.
The Basics of TTM... |
8aebc3090db0786d8a692e459da1b10b | https://www.investopedia.com/terms/t/tuck.asp | Tuck School Of Business | Tuck School Of Business
DEFINITION of Tuck School Of Business
The Tuck School of Business is one of America's most prestigious graduate schools and is located at Dartmouth College in Hanover, N.H. The Amos Tuck School of Business Administration was founded in 1900 and is considered one of the oldest graduate schools of... |
fdc90ee343325d26908ae3ab073f10b1 | https://www.investopedia.com/terms/t/tulipmania.asp | Tulipmania | Tulipmania
What is Tulipmania?
Tulipmania is the story of the first major financial bubble, which took place in the 17th century. Investors began to madly purchase tulips, pushing their prices to unprecedented highs. The average price of a single flower exceeded the annual income of a skilled worker and cost more than ... |
aa595b122a8d9ca98de3f77b01c1cf50 | https://www.investopedia.com/terms/t/turing-test.asp | Turing Test | Turing Test
What Is the Turing Test?
The Turing Test is a deceptively simple method of determining whether a machine can demonstrate human intelligence: If a machine can engage in a conversation with a human without being detected as a machine, it has demonstrated human intelligence.
The Turing Test was proposed in a p... |
42a3f10011740c0fee0f87079af09c81 | https://www.investopedia.com/terms/t/tweezer.asp | Tweezer | Tweezer
What Is a Tweezer?
A tweezer is a technical analysis pattern, commonly involving two candlesticks, that can signify either a market top or bottom. Tweezer patterns are reversal patterns and occur when two or more candlesticks touch the same bottom for a tweezer bottom pattern, or when two or more candlesticks t... |
79c00c0b4dcb0105433076add7fa503b | https://www.investopedia.com/terms/t/twenty-eight-thirty-six-rule.asp | 28/36 Rule | 28/36 Rule
What Is the 28/36 Rule?
The term 28/36 rule refers to a common-sense rule used to calculate the amount of debt an individual or household should assume. According to this rule, a household should spend a maximum of 28% of its gross monthly income on total housing expenses and no more than 36% on total debt s... |
a21f83c33a59077487f724de08adfe1d | https://www.investopedia.com/terms/t/two-bin-inventory-control.asp | Two-Bin Inventory Control | Two-Bin Inventory Control
What Is Two-Bin Inventory Control?
Two-bin inventory control is a system used to determine when items or materials used in production should be replenished. When items in the first bin have been depleted, an order is placed to refill or replace them. The second bin is then supposed to have eno... |
3948a3f02ba6261ddb854b3fa08b41c7 | https://www.investopedia.com/terms/t/two-name-paper.asp | Two Name Paper | Two Name Paper
What Is a Two Name Paper?
In finance, “two name paper” is a colloquial term referring to a contract that has been signed by two parties. It is specifically in the context of commercial paper instruments such as trade paper or promissory notes.
Key Takeaways A two name paper is a type of contract bearing... |
265386437f820460d1c0ff4739c9343c | https://www.investopedia.com/terms/t/two-tailed-test.asp | Two-Tailed Test | Two-Tailed Test
What Is a Two-Tailed Test?
In statistics, a two-tailed test is a method in which the critical area of a distribution is two-sided and tests whether a sample is greater than or less than a certain range of values. It is used in null-hypothesis testing and testing for statistical significance. If the samp... |
f2d4cff60a4e92d6ced7e7f345ace241 | https://www.investopedia.com/terms/t/two-way-anova.asp | 2-Way ANOVA | 2-Way ANOVA
What Is a 2-Way ANOVA?
ANOVA stands for analysis of variance and tests for differences in the effects of independent variables on a dependent variable. A two-way ANOVA test is a statistical test used to determine the effect of two nominal predictor variables on a continuous outcome variable.
A two-way ANOVA... |
9b88a575338f3a06429330b1e41cbb1b | https://www.investopedia.com/terms/t/two_and_twenty.asp | Two and Twenty | Two and Twenty
What Is Two and Twenty?
Two and twenty (or "2 and 20") is a fee arrangement that is standard in the hedge fund industry and is also common in venture capital and private equity. Hedge fund management companies typically charge clients both a management and a performance fee. "Two" means 2% of assets unde... |
197097366e3a307903a76153a0884a42 | https://www.investopedia.com/terms/t/twse.asp | Taiwan Stock Exchange (TAI) .TW | Taiwan Stock Exchange (TAI) .TW
DEFINITION of Taiwan Stock Exchange (TAI) .TW
The Taiwan Stock Exchange (TWSE) is the securities trading center in Taiwan. Based in Taipei, it was established in 1961 and began operations in February 1962. Its listed securities include stocks, government bonds, convertible bonds, exchang... |
10613dd000dcc05e03c3d7612c109f1d | https://www.investopedia.com/terms/t/type-ii-error.asp | Type II Error | Type II Error
What Is a Type II Error?
A type II error is a statistical term used within the context of hypothesis testing that describes the error that occurs when one accepts a null hypothesis that is actually false. A type II error produces a false negative, also known as an error of omission. For example, a test fo... |
4b82050bcc3db160ce9dcf1220dfa115 | https://www.investopedia.com/terms/t/type_1_error.asp | Type I Error | Type I Error
A type I error is a kind of fault that occurs during the hypothesis testing process when a null hypothesis is rejected, even though it is accurate and should not be rejected.
In hypothesis testing, a null hypothesis is established before the onset of a test. In some cases, the null hypothesis assumes that ... |
66b0eb3a70e6668ba46eceea0ba2d8a8 | https://www.investopedia.com/terms/t/tzero.asp | tZero Cryptocurrency | tZero Cryptocurrency
What Is tZero Cryptocurrency?
tZero is a distributed ledger platform and cryptocurrency launched by Overstock. tZero is considered an alternative trading system (ATS) and is regulated by the Securities and Exchange Commission.
Beginnings
The creation of cryptocurrencies, trading platforms, and bloc... |
48590d484069e03bd39ced9bdbed90c6 | https://www.investopedia.com/terms/u/u-shaped-recovery.asp | U-Shaped Recovery | U-Shaped Recovery
What is a U-Shaped Recovery?
A U-shaped recovery is a type of economic recession and recovery that resembles a U shape when charted. A U-shaped recovery represents the shape of the chart of certain economic measures, such as employment, GDP, and industrial output. This shape occurs when the economy ex... |
8e32658df17af42154bc75527bc70d7e | https://www.investopedia.com/terms/u/u6-rate.asp | The U-6 (Unemployment) Rate | The U-6 (Unemployment) Rate
What is the U-6 Rate?
The U-6 rate is the unemployment rate that includes discouraged workers who have quit looking for a job and part-time workers who are seeking full-time employment. The U-6 rate is considered by many economists to be the most revealing measure of a country’s unemployment... |
674bdd5628286a1c709ebbb18faaa6f5 | https://www.investopedia.com/terms/u/ulc.asp | Unlimited Liability Corporation (ULC) | Unlimited Liability Corporation (ULC)
What Is an Unlimited Liability Corporation (ULC)?
An unlimited liability corporation (ULC) is a corporate structure used in Canada that allows shareholders to be liable if the company declares bankruptcy. Sometimes ex-shareholders are also liable, depending on how recently they sol... |
17d3371408dea1b43afa2918075207bb | https://www.investopedia.com/terms/u/ulcerindex.asp | Ulcer Index (UI) | Ulcer Index (UI)
What Does Ulcer Index Mean?
The Ulcer Index (UI) is a technical indicator that measures downside risk in terms of both the depth and duration of price declines. The index increases in value as the price moves farther away from a recent high and falls as the price rises to new highs. The indicator is us... |
ce4dd35a7448d71c430ee20139fff9c7 | https://www.investopedia.com/terms/u/ultimate-mortality-table.asp | Ultimate Mortality Table | Ultimate Mortality Table
What Is an Ultimate Mortality Table?
An ultimate mortality table lists the percentage of life insurance purchasers expected to still be alive at each given age, beginning with age 0, which represents 100% of the population, up to age 120. Typically, the data is based on a population of life ins... |
c75d46732cf35e7a56882a9d7ac3f49e | https://www.investopedia.com/terms/u/ultra_etf.asp | Ultra ETF | Ultra ETF
What Is an Ultra ETF?
An ultra ETF is a class of exchange-traded fund (ETF) that employs leverage in an effort to amplify the return of a set benchmark. Since first arriving on the scene in 2006, ultra ETFs have grown to include different ETFs with underlying benchmarks ranging from broad market indexes, such... |
41b01eed19de6c9ffaf335ff91d93309 | https://www.investopedia.com/terms/u/unadjustedbasis.asp | Unadjusted Basis | Unadjusted Basis
What Is Unadjusted Basis?
Unadjusted basis refers to the original cost to purchase an asset. This amount includes not only the initial price the purchaser paid to acquire the asset but also includes other costs such as expenses and liabilities assumed to purchase it. Adjusted basis is a related term, a... |
c63941bb9564c83c41fca26dd2fd6a33 | https://www.investopedia.com/terms/u/unaffiliated-investments.asp | Unaffiliated Investments | Unaffiliated Investments
What Are Unaffiliated Investments?
Unaffiliated investments are investment holdings of an insurance company that it neither controls nor shares joint ownership with. Unaffiliated investments can include stocks, bonds, property, and other assets and are often disclosed in the financial statement... |
2b69585b8eab6826cb86360f161cd68e | https://www.investopedia.com/terms/u/unamortized-bond-discount.asp | Unamortized Bond Discount | Unamortized Bond Discount
What Is an Unamortized Bond Discount?
An unamortized bond discount is an accounting methodology for certain bonds. The unamortized bond discount is the difference between the par value of a bond—its value at maturity—and the proceeds from the sale of the bond by the issuing company, less the p... |
8090e16bc4f8d6fe105533b9780c78c4 | https://www.investopedia.com/terms/u/unbundled-life-insurance-policy.asp | Unbundled Life Insurance Policy | Unbundled Life Insurance Policy
What Is an Unbundled Life Insurance Policy?
An unbundled life insurance policy is a type of financial protection plan that provides cash to beneficiaries upon a policyholder's death. An unbundled life insurance policy contains a savings and investment component that the policyholder can ... |
0cbd82f350be9e8b1989c8cdbbcb377e | https://www.investopedia.com/terms/u/uncommittedfacility.asp | Uncommitted Facility | Uncommitted Facility
What Is an Uncommitted Facility?
An uncommitted facility is an agreement between a lender and a borrower where the lender agrees to make short-term funding available to the borrower. This is unlike a committed facility that involves clearly defined terms and conditions set forth by the lending inst... |
554ee3b2b472effdfa3e122a4eaff508 | https://www.investopedia.com/terms/u/unconditional_probability.asp | Unconditional Probability | Unconditional Probability
What Is Unconditional Probability?
An unconditional probability is the chance that a single outcome results among several possible outcomes. The term refers to the likelihood that an event will take place irrespective of whether any other events have taken place or any other conditions are pre... |
c2d8be3c90054acc9c2ff9dbc625abb8 | https://www.investopedia.com/terms/u/unconsolidated-subsidiary.asp | Unconsolidated Subsidiary | Unconsolidated Subsidiary
What Is an Unconsolidated Subsidiary?
An unconsolidated subsidiary is a company that is owned by a parent company but whose individual financial statements are not included in the consolidated or combined financial statements of the parent company to which it belongs. Instead, an unconsolidate... |
508153acf1c7a58c3b7c2c18c25c0a2a | https://www.investopedia.com/terms/u/unconventional-cash-flow.asp | Unconventional Cash Flow | Unconventional Cash Flow
What Is an Unconventional Cash Flow?
An unconventional cash flow is a series of inward and outward cash flows over time in which there is more than one change in the cash flow direction. This contrasts with a conventional cash flow, where there is only one change in the cash flow direction.
Key... |
55fbce827316d1f05b517e9a6beb6e5f | https://www.investopedia.com/terms/u/uncoventional-oil.asp | Unconventional Oil | Unconventional Oil
What Is Unconventional Oil?
In the oil and gas industry, the term “unconventional oil” refers to crude oil that is obtained through methods other than traditional vertical well extraction.
Examples of such methods include developing oil sands, directional drilling, and hydraulic fracturing (colloquia... |
603346b5013fa1204ddbba2911e56813 | https://www.investopedia.com/terms/u/uncovered-option.asp | Uncovered Option | Uncovered Option
What is an Uncovered Option?
In option trading, the term "uncovered" refers to an option that does not have an offsetting position in the underlying asset. Uncovered option positions are always written options, or in other words options where the initiating action is a sell order. This is also known as... |
0ecc67ce06a4e44c63d03c32698af245 | https://www.investopedia.com/terms/u/underapplied-overhead.asp | Underapplied Overhead | Underapplied Overhead
What Is Underapplied Overhead?
The term underapplied overhead refers to a situation that arises when overhead expenses amount to more than what a company actually budgets for in order to run its operations. Underapplied overhead is normally reported as a prepaid expense on a company's balance shee... |
ae3603002252fb6f57abb8ae93f41f99 | https://www.investopedia.com/terms/u/undercapitalization.asp | Undercapitalization | Undercapitalization
What Is Undercapitalization?
Undercapitalization occurs when a company does not have sufficient capital to conduct normal business operations and pay creditors. This can occur when the company is not generating enough cash flow or is unable to access forms of financing such as debt or equity.
Underc... |
f9e7aed70216f01cd481026e8a7ad75a | https://www.investopedia.com/terms/u/underemployment.asp | Underemployment | Underemployment
What is Underemployment?
Underemployment is a measure of employment and labor utilization in the economy that looks at how well the labor force is being utilized in terms of skills, experience, and availability to work. People who are classified as underemployed include those workers who are highly skil... |
ebe84c7f05607c4740b065214783250e | https://www.investopedia.com/terms/u/underinsured-motorist-coverage-limits-trigger.asp | Underinsured Motorist Coverage Limits Trigger | Underinsured Motorist Coverage Limits Trigger
What Is the Underinsured Motorist Coverage Limits Trigger?
The underinsured motorist coverage limits trigger is one of the two triggers that can be specified by an insured party to protect against losses caused by an accident with a driver who has insufficient insurance.
Th... |
762f87cced80a4b2200355c613ca12a4 | https://www.investopedia.com/terms/u/underlying-security.asp | Underlying Security | Underlying Security
What Is an Underlying Security?
An underlying security is a stock or bond on which derivative instruments, such as futures, ETFs, and options, are based. It is the primary component of how the derivative gets its value.
For example, a call option on Alphabet, Inc. (GOOG/GOOGL) stock gives the holder... |
a594a979ff81fd7d8f067067a10a55a8 | https://www.investopedia.com/terms/u/underwater.asp | Underwater | Underwater
What Does Underwater Mean?
Underwater is the term for a financial contract or asset that is worth less than its notional value. This item could be an out-of-the-money call option where the stock currently trades above the option's strike price. More commonly though, the term is used in relation to a house, o... |
66d8dbd173e7add6364e053f5e64cf1c | https://www.investopedia.com/terms/u/underwithholding.asp | Underwithholding | Underwithholding
WHAT IS Underwithholding
Underwithholding is a term that refers to a specific tax situation in which an individual did not withhold an adequate amount of taxes from their wages during the year to cover the amount of taxes they owe.
BREAKING DOWN Underwithholding
Underwithholding is a term used to refer... |
990907c31210dbc4508954c829e0db5e | https://www.investopedia.com/terms/u/underwriter-syndicate.asp | Underwriter Syndicate | Underwriter Syndicate
What Is an Underwriter Syndicate?
An underwriter syndicate is a temporary group of investment banks and broker-dealers who come together to sell new offerings of equity or debt securities to investors. The underwriter syndicate is formed and led by the lead underwriter for a security issue.
When a... |
fa587e6c00cf656bb227885f124a5216 | https://www.investopedia.com/terms/u/underwriting-capacity.asp | Underwriting Capacity | Underwriting Capacity
What Is Underwriting Capacity?
Underwriting capacity is the maximum amount of liability that an insurance company agrees to assume from its underwriting activities. Underwriting capacity represents an insurer’s ability to retain risk. It's important for an insurance company to calculate and mainta... |
c7740a9bfa7b24f297505ff0d07f19bd | https://www.investopedia.com/terms/u/underwriting.asp | Underwriting | Underwriting
What Is Underwriting?
Underwriting is the process through which an individual or institution takes on financial risk for a fee. This risk most typically involves loans, insurance, or investments. The term underwriter originated from the practice of having each risk-taker write their name under the total am... |
8a1e164027b4981e6b75e8a17172a19c | https://www.investopedia.com/terms/u/undue-influence.asp | Undue Influence | Undue Influence
What Is Undue Influence?
Undue influence occurs when an individual is able to persuade another's decisions due to the relationship between the two parties. Often, one of the parties is in a position of power over the other due to elevated status, higher education, or emotional ties. The more powerful in... |
a6de724063475730842ff26cb68a0684 | https://www.investopedia.com/terms/u/unearned-interest.asp | Unearned Interest Definition | Unearned Interest Definition
What Is Unearned Interest?
Unearned interest is interest that has been collected on a loan by a lending institution but has not yet been recognized as income (or earnings). Instead, it is initially recorded as a liability. If the loan is paid off early, the unearned interest portion must be... |
ae7ed01268e54322ab540e1f0bea2973 | https://www.investopedia.com/terms/u/unearnedincome.asp | Unearned Income | Unearned Income
What Is Unearned Income?
Unearned income is income from investments and other sources unrelated to employment. Examples of unearned income include interest from savings accounts, bond interest, alimony, and dividends from stock. Unearned income, known as a passive source of income, is income not ac... |
3a73e1cce1cce3f033c01ace3103b3ff | https://www.investopedia.com/terms/u/uneconomic-growth.asp | Uneconomic Growth | Uneconomic Growth
What is Uneconomic Growth
Uneconomic growth is economic growth that produces negative externalities which reduce the overall quality of life. This has come to be known as unsustainable growth, where the negative social and environmental consequences outweigh the short-term value of an extra unit of gr... |
f7a09918cdf90198ff692b469f8f40a4 | https://www.investopedia.com/terms/u/unemployment-claim.asp | Unemployment Claim | Unemployment Claim
What Is an Unemployment Claim?
An unemployment claim is a request for cash benefits after getting laid off from a job. An individual makes an unemployment claim to the government of the state in which they worked to receive temporary payments after losing a job through no fault of their own. An unemp... |
77d2a5cb40386e653ffaf841c4498007 | https://www.investopedia.com/terms/u/unemployment-compensation-amendment-1992.asp | Unemployment Compensation Amendment of 1992 | Unemployment Compensation Amendment of 1992
What Is the Unemployment Compensation Amendment of 1992
Unemployment Compensation Amendment of 1992 is a law in the United States that allows a terminated employee to take employer-sponsored retirement savings and place them into a retirement plan of their choice.
Understandi... |
941e2a2c3e7bd55b867345464836ce33 | https://www.investopedia.com/terms/u/unemployment-income.asp | Unemployment Income | Unemployment Income
What Is Unemployment Income?
Unemployment income is an insurance benefit that is paid as a result of a taxpayer's inability to find gainful employment. Unemployment income is paid from either a federal or state-sponsored fund. The recipient must meet certain criteria in trying to find a job. Employe... |
04e7d87bb4d221daf6a15be9086656f4 | https://www.investopedia.com/terms/u/unemploymentrate.asp | Unemployment Rate | Unemployment Rate
What Is the Unemployment Rate?
The unemployment rate is the percent of the labor force that is jobless. It is a lagging indicator, meaning that it generally rises or falls in the wake of changing economic conditions, rather than anticipating them. When the economy is in poor shape and jobs are scarce,... |
a8696407ddcd04f1b37f9df629d7376a | https://www.investopedia.com/terms/u/unicameral-system.asp | Unicameral System | Unicameral System
What Is a Unicameral System?
A unicameral system is a government with one legislative house or chamber. Unicameral is the Latin word that describes a single-house legislative system. Countries with unicameral governments include Armenia, Bulgaria, Denmark, Hungary, Monaco, Ukraine, Serbia, Turkey, and... |
690814fc662f0cb2a23ef19da6dac7d0 | https://www.investopedia.com/terms/u/unicorn.asp | Unicorn | Unicorn
What Is a Unicorn?
A unicorn is a term used in the venture capital industry to describe a privately held startup company with a value of over $1 billion. The term was first popularized by venture capitalist Aileen Lee, founder of CowboyVC, a seed stage venture capital fund based in Palo Alto, California.
Unicor... |
20c03267d86b3f144e03f51ea6df2090 | https://www.investopedia.com/terms/u/uniform-bank-perf.asp | Uniform Bank Performance Report (UBPR) | Uniform Bank Performance Report (UBPR)
Definition of Uniform Bank Performance Report (UBPR)
The Uniform Bank Performance Report (UBPR) is an analytical tool created by the Federal Financial Institutions Examinations Council (FFIEC) to help supervise and examine financial institutions. The UBPR serves as an analysis of ... |
d2eb26cf14ec9a5dd54791a9ac5e74df | https://www.investopedia.com/terms/u/uniform-consumer-credit-code.asp | Uniform Consumer Credit Code (UCCC) | Uniform Consumer Credit Code (UCCC)
What Is the Uniform Consumer Credit Code (UCCC)?
The Uniform Consumer Credit Code (UCCC) is a code of conduct that governs consumer credit transactions. It provides guidelines for laws related to the purchase and use of all types of credit products from mortgages to credit cards. It ... |
64520757e5a54f2d60a7b035c836355d | https://www.investopedia.com/terms/u/uniform-distribution.asp | Uniform Distribution | Uniform Distribution
What is Uniform Distribution?
In statistics, a type of probability distribution in which all outcomes are equally likely. A deck of cards has within it uniform distributions because the likelihood of drawing a heart, a club, a diamond or a spade is equally likely. A coin also has a uniform distribu... |
6aa130b148eb52e4674ee65e94499ca8 | https://www.investopedia.com/terms/u/uniform-individual-accident-and-sickness-policy-provisions-act.asp | Uniform Individual Accident and Sickness Policy Provisions Act | Uniform Individual Accident and Sickness Policy Provisions Act
What Is a Uniform Individual Accident and Sickness Policy Provisions Act?
A Uniform Individual Accident and Sickness Policy Provisions Act is legislation that every U.S. state has passed into law in some form. It stipulates that individual health insurance ... |
0b7c13547195a2afbf8a2fa3074521a8 | https://www.investopedia.com/terms/u/uniform-partnership-act-upa.asp | Uniform Partnership Act (UPA) | Uniform Partnership Act (UPA)
What Is the Uniform Partnership Act (UPA)?
The Uniform Partnership Act (UPA) provides governance for business partnerships in several U.S. states. The UPA also offers regulations governing the dissolution of a partnership when a partner dissociates.
Key Takeaways The Uniform Partnership ... |
c792841826d98a8838d6130995db9353 | https://www.investopedia.com/terms/u/uniform-prudent-investor-act.asp | Uniform Prudent Investor Act (UPIA) | Uniform Prudent Investor Act (UPIA)
What Is the of Uniform Prudent Investor Act?
The Uniform Prudent Investor Act (UPIA) is a uniform statute that sets out guidelines for trustees to follow when investing trust assets. It is an update to the previous prudent man standards intended to reflect the changes that have occur... |
7de95c2019fc97b88c1fcc468ae2acc7 | https://www.investopedia.com/terms/u/uniform-simultaneous-death-act.asp | Uniform Simultaneous Death Act | Uniform Simultaneous Death Act
What Is the Uniform Simultaneous Death Act?
The term Uniform Simultaneous Death Act refers to a law used in some states to determine inheritance in cases where two or more people die around the same time. According to the act, the assets of two or more people who have no will and die with... |
942e10669cc7da45adc6ade126943922 | https://www.investopedia.com/terms/u/uniformsecuritiesact.asp | Uniform Securities Act | Uniform Securities Act
What Is the Uniform Securities Act?
The Uniform Securities Act is a model law created as a starting point for state-level securities regulation. The purpose of the Uniform Securities Act is to deal with securities fraud at the state level and to assist the Securities and Exchange Commission (SEC)... |
d9978d0d4dd076e5ebe7e36c508f04d9 | https://www.investopedia.com/terms/u/uninsurable-peril.asp | Uninsurable Peril | Uninsurable Peril
Definition of Uninsurable Peril
Uninsurable peril are events for which insurance coverage is not available or for which insurers are unlikely to underwrite policies. An uninsurable peril is typically an event that has a high risk of occurrence, meaning the probability of a payout is high and expected.... |
ecfb7ced4f0b44d5cb60a4838c199042 | https://www.investopedia.com/terms/u/uninsurable-property.asp | Uninsurable Property | Uninsurable Property
What Is Uninsurable Property?
Uninsurable property is a home that is not eligible for insurance through the Federal Housing Administration (FHA) because it is in need of extensive repairs. An uninsurable property is typically ineligible for a mortgage through the FHA; however, in certain cases, the... |
d2d14ba43b1f8d3496bc3db880d2cb5b | https://www.investopedia.com/terms/u/uninsurable-risk.asp | Uninsurable Risk | Uninsurable Risk
What Is Uninsurable Risk?
Uninsurable risk is a condition that poses an unknowable or unacceptable risk of loss or a situation in which the insurance would be against the law. Insurance companies limit their losses by not taking on certain risks that are very likely to result in a loss. Many states off... |
d47b18ad29bf9fd0e46a89dacad84774 | https://www.investopedia.com/terms/u/unintentional-tort.asp | Unintentional Tort | Unintentional Tort
What Is Unintentional Tort?
An unintentional tort is a type of unintended accident that leads to injury, property damage, or financial loss. In the event of an unintentional tort, the person who caused the accident did so inadvertently and typically because they were not being careful. The person who... |
30b5a6d058d0a508331998f77b72ae42 | https://www.investopedia.com/terms/u/unisex-legislation.asp | Unisex Legislation | Unisex Legislation
What Is Unisex Legislation?
In the insurance industry, the term “unisex legislation” refers to laws and legal decisions that made it illegal for insurance companies to charge different rates to men and women within certain types of insurance. The term is mainly used in relation to the group insurance... |
86b99bec779480002f789d4f01e272d2 | https://www.investopedia.com/terms/u/unit-of-production-method.asp | Unit of Production Method | Unit of Production Method
What Is the Unit of Production Method?
The unit of production method is a method of calculating the depreciation of the value of an asset over time. It becomes useful when an asset's value is more closely related to the number of units it produces rather than the number of years it is in use. ... |
ffbae9e7adf72d21b5a8699d937c5723 | https://www.investopedia.com/terms/u/unitcost.asp | Unit Cost | Unit Cost
What Is Unit Cost?
A unit cost is a total expenditure incurred by a company to produce, store, and sell one unit of a particular product or service. Unit costs are synonymous with cost of goods sold (COGS).
This accounting measure includes all of the fixed and variable costs associated with the production of ... |
3e45d2eeccb97bb77df6b6fe67f1a1bd | https://www.investopedia.com/terms/u/united-states-aid.asp | United States Agency For International Development (USAID) | United States Agency For International Development (USAID)
What is the United States Agency For International Development (USAID)?
The term United States Agency for International Development (USAID) refers to an international development agency run by the United States government. The organization provides internationa... |
7143eb71f861ef91575120851a9e2a7e | https://www.investopedia.com/terms/u/united-states-government-life-insurance-usgli.asp | United States Government Life Insurance (USGLI) | United States Government Life Insurance (USGLI)
What Is United States Government Life Insurance (USGLI)?
United States Government Life Insurance (USGLI) is a type of life insurance that was offered by the United States government between 1919 and 1951. This measure, which was originally intended to support veterans who... |
c59f2767f2a9798264f7a9ecaba4fbb7 | https://www.investopedia.com/terms/u/united-states-v-the-southeastern-underwriter-association.asp | United States V. The South-Eastern Underwriter Association | United States V. The South-Eastern Underwriter Association
What Was United States v. The South-Eastern Underwriters Association?
United States v. The South-Eastern Underwriters Association is a seminal United States Supreme Court case involving the federal antitrust statute and the insurance industry. United States v. ... |
6e6a20d7e3893ecf9b054951af0a47cf | https://www.investopedia.com/terms/u/unitholder.asp | Unitholder | Unitholder
What Is a Unitholder?
A unitholder is an investor who owns one or more units in an investment trust or master limited partnership (MLP). A unit is equivalent to a share, or piece of interest. Unitholders are afforded specific rights that are outlined in the trust declaration, which governs the trust's action... |
e859ae5613cba490ac5ba5f51fad8117 | https://www.investopedia.com/terms/u/unitized-endowment-pool.asp | Unitized Endowment Pool (UEP) | Unitized Endowment Pool (UEP)
What Is a Unitized Endowment Pool (UEP)?
A Unitized Endowment Pool (UEP) is a form of endowment investing that allows multiple endowments to invest in the same pool of assets.
Each endowment owns individual units in a UEP. Investors generally see their returns monthly. New endowments enter... |
f1892d061b9719162699187a3cd2d723 | https://www.investopedia.com/terms/u/unitranchedebt.asp | Unitranche Debt | Unitranche Debt
What Is Unitranche Debt?
Unitranche debt or financing represents a hybrid loan structure that combines senior debt and subordinated debt into one loan, allowing banks to compete better against private debt funds. The borrower of this kind of debt typically pays an interest rate that falls in between the... |
6ffaa32d563f644c11cb25cc5aa1a188 | https://www.investopedia.com/terms/u/units-per-transaction.asp | Units Per Transaction (UPT) | Units Per Transaction (UPT)
What Is Units Per Transaction (UPT)?
Units per transaction (UPT) is a sales metric often used in the retail sales sector to measure the average number of items that customers are purchasing in any given transaction. The higher the UPT, the more items customers are purchasing for every visit.... |
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