instruction stringlengths 5 1.05k | output stringlengths 6 22.3k | input stringclasses 1
value |
|---|---|---|
how the one percent rule works | this simple calculation multiplies the purchase price of the property plus any necessary repairs by 1 the result is a base level of monthly rent it s also compared to the potential monthly mortgage payment to give the owner a better understanding of the property s monthly cash flow this rule is only used for quick esti... | |
what is a one stop shop | a one stop shop is a business that offers a multitude of products or services to its customers all under one roof a one stop shop can refer to a single physical location where the business can be carried out or it can refer to a company that handles a variety of goods or services one stop shops tend to be more convenie... | |
what are some examples of one stop shops | there are many examples of one stop shops grocery stores are considered one stop shops for foodstuffs as they offer meat produce fresh and frozen options and prepared foods financial institutions that offer retail and commercial banking lending investment and insurance are also considered one stop shops other examples ... | |
is amazon a one stop shop | amazon is often considered to be a one stop shop because it offers a variety of goods and services to consumers for instance the e commerce site sells household goods clothing and footwear streaming services music groceries pharmaceuticals and electronic devices the company expanded its offerings since it was establish... | |
what is a one stop shop | a one stop shop is a business that offers a multitude of products or services to its customers all under one roof a one stop shop can refer to a single physical location where the business can be carried out or it can refer to a company that handles a variety of goods or services one stop shops tend to be more convenie... | |
what are some examples of one stop shops | there are many examples of one stop shops grocery stores are considered one stop shops for foodstuffs as they offer meat produce fresh and frozen options and prepared foods financial institutions that offer retail and commercial banking lending investment and insurance are also considered one stop shops other examples ... | |
is amazon a one stop shop | amazon is often considered to be a one stop shop because it offers a variety of goods and services to consumers for instance the e commerce site sells household goods clothing and footwear streaming services music groceries pharmaceuticals and electronic devices the company expanded its offerings since it was establish... | |
what is the one third rule | the one third rule estimates change in labor productivity based on changes in capital devoted to labor the rule is used to determine the impact that changes in technology or capital have on production understanding the one third rulelabor productivity is an economic term that describes the cost of a worker s hourly pro... | |
when a nation has a shortage of human capital it must either focus on increasing human capital through immigration and offering incentives to raise birth rates or on increasing capital investments and developing new technological advancements | factors that affect labor productivitylabor productivity can be hard to quantify accurately while it s simple enough to draw a connection between the number of goods produced by factory labor in one hour of work for example it s harder to place a value on service how much is an hour of a waitress s time worth what abou... | |
what is a one time charge | a one time charge in corporate accounting is a charge against a company s earnings that the company s managers expect to be an isolated event and is unlikely to occur again a one time charge can either be a cash charge against earnings such as the cost of paying severance expenses to laid off former employees or a non ... | |
when it comes to computing return on equity and capital however a more reliable estimate may be obtained if the book value of equity and capital are estimated prior to extraordinary charges not just in the current period but cumulatively over time | the charges that are the most problematic for a company in the context of its stock prices are those related to restructuring for discontinued operations one time charge examplefor example acme technology company may properly write off costs related to restructuring its file server business as a one time charge however... | |
what is a one time item | a one time item is a gain loss or expense on the income statement that is nonrecurring in nature and therefore not considered part of a company s ongoing business operations to get an accurate gauge of a company s operating performance one time items are usually excluded by analysts and investors while evaluating a com... | |
what is a one touch option | a one touch option pays a premium to the holder of the option if the spot rate reaches the strike price at any time prior to option expiration understanding one touch optionone touch option allows investors to choose the target price time to expiration and the premium to be received when the target price is reached com... | |
what is onecoin | onecoin was a cryptocurrency based ponzi scheme the companies behind the scheme were onecoin ltd and onelife network ltd founded by bulgarian national ruja ignatova who disappeared in 2017 however not before the scheme raised 4 billion 12 | |
what is an onerous contract | an onerous contract is an accounting term that refers to a contract that will cost a company more to fulfill than what the company will receive in return the term is used in many countries worldwide where international regulators have determined that such contracts must be accounted for on balance sheets the united sta... | |
what is online banking | online banking allows you to conduct financial transactions through the internet online banking offers customers almost every service traditionally available through a local branch including deposits transfers and online bill payments virtually every banking institution has some form of online banking you can access th... | |
how online banking works | online banking is a popular way of doing business with a bank with online banking you aren t required to visit a bank branch to complete most of your basic banking transactions you can do all of this at your convenience wherever you want at home at work or on the go online banking can be done using a browser or app mob... | |
what do you need for online banking | to take advantage of online banking you ll need an internet connection and an electronic device like a computer or mobile phone after setting up your account you ll keep handy a debit or other bank card and access to your account numbers setting up your online banking account can also be reasonably straightforward but ... | |
how can you safely use online banking | to shield your money and your personal information from cyber crooks you should take these safety precautions 1frequently asked questions faqs can you use online banking to pay bills you can use online banking to pay bills by logging into your online banking account to arrange bill payments electronically or by check o... | |
what is the best online bank | the best online bank for you will depend on your banking service needs and priorities investopedia s choice for the best online bank overall is ally bank our top choice for savings is synchrony bank and our top choice for checking is discover the bottom lineonline banking is a fast inexpensive and convenient way to han... | |
what is online shoplifting | online shoplifting is the theft of goods from an internet based merchant online shoplifting might seem harmless since the shoplifter never interacts with the victim and executes the fraud with a few keystrokes and mouse clicks it is a crime nonetheless and online shoplifters can face serious legal problems such as char... | |
how online shoplifting works | one way to conduct online shoplifting is through the credit card chargeback process a consumer purchases goods online using a credit card receives the goods then submits a statement to the credit card company claiming that they never received the goods as a result the credit card company initiates a chargeback and forc... | |
what is online to offline o2o commerce | online to offline o2o commerce is a business strategy that draws potential customers from online channels to make purchases in physical stores online to offline o2o commerce identifies customers in the online space such as through emails and internet advertising and then uses a variety of tools and approaches to entice... | |
how online to offline o2o commerce works | retailers once fretted that they would not be able to compete with e commerce companies that sold goods online especially in terms of price and selection physical stores required high fixed costs rent and many employees to run the stores and because of limited space they were unable to offer as wide a selection of good... | |
what is the ontario securities commission | the ontario securities commission osc is the largest securities regulator in canada enforcing securities laws in the province of ontario as a crown corporation the osc is answerable to the provincial government of ontario understanding the ontario securities commission osc the ontario securities commission osc regulate... | |
what is the ontario teachers pension plan board otppb | the ontario teachers pension plan board otppb oversees the retirement plan that was established for the benefit of public school teachers in ontario understanding the ontario teachers pension plan board otppb the ontario teachers pension plan board otppb administers the defined benefit plan shared by teachers at public... | |
what is opaque pricing | opaque pricing is a way that companies can sell their merchandise at hidden lower prices opaque pricing is a type of price discrimination with the target customer being the one who will purchase a product or service primarily based on price price conscious customer and not based on the company s amenities reputation et... | |
how opaque pricing works | the opaque pricing strategy is popular in the travel industry websites like hotwire and priceline use it to sell unsold hotel rooms airline tickets and car rentals customers who wish to take advantage of an opaque pricing structure visit a website which offers hidden rates choose their location dates and for hotels sta... | |
what is an opco | opco is the abbreviation for operating company typically used when describing the primary operating company involved in an opco propco deal which is the most common structure for spinning off a real estate investment trust reit the property company propco maintains ownership of all real estate and related debt while th... | |
how does an opco work | an operating company property company opco propco deal is a business arrangement in which a subsidiary company i e the property company owns all of the revenue generating properties while the main company operating company manages operations without direct property ownership itself opco propco deals allow all financing... | |
what is an operating company property company deal opco propco | an operating company property company opco propco deal is a business arrangement in which a subsidiary company i e the property company or propco owns all of the revenue generating properties instead of the main company the operating company or opco opco propco deals allow all financing and credit rating related issues... | |
what is the opec basket | the opec basket is a weighted average of oil prices from the different opec members around the world members of the organization of the petroleum exporting countries opec contribute data that forms the basis of the basket the basket is a benchmark or reference point for those monitoring the oil price and the stability ... | |
what is open | the term open appears in several usages in the financial markets however there are two that hold particular significance depending on the context in which they are used understanding opendepending on the exchange or venue the open may be the first executed trade price for that particular day it is very likely that the ... | |
what is open architecture | open architecture is used to describe a financial institution s ability to offer clients both proprietary and external products and services open architecture ensures that a client can satisfy all their financial needs and that the investment firm can act in each client s best interests by recommending the financial pr... | |
what is open banking | open banking is also known as open bank data open banking is a banking practice that provides third party financial service providers open access to consumer banking transaction and other financial data from banks and non bank financial institutions through the use of application programming interfaces apis open bankin... | |
what is open cover | open cover is a type of marine insurance policy in which the insurer agrees to provide coverage for all cargo shipped during the policy period open cover insurance is most commonly purchased by companies that make frequent shipments as the blanket coverage keeps them from having to purchase a new policy each time a shi... | |
what is open end credit | open end credit is a loan from a bank or other financial institution that the borrower can draw on repeatedly up to a certain pre approved amount and that has no fixed end date for full repayment open end credit is also referred to as revolving credit credit cards are one common example | |
how open end credit works | open end credit is credit that you can withdraw from and repay repeatedly for an indefinite amount of time types of open end credit include a line of credit or a credit card which are also considered revolving credit 1with open end credit when you repay what you owe the amount of credit you have available increases aga... | |
does open end credit help your credit score | open end credit can either help or hurt your credit score depending on how you use it if you have a credit card for example and reliably make at least the minimum required payment each month that can help your credit score however if you max out your card or get too close to its credit limit that will affect your credi... | |
what is a credit utilization ratio | your credit utilization ratio is a measure of the amount of debt you have outstanding at any given time compared to the amount of credit you have available to you for example if you have a credit card with a 20 000 credit limit and owe 10 000 on it your credit utilization ratio on that card is 50 | |
what is a good credit utilization ratio | credit scores and prospective lenders typically favor credit utilization ratios of 30 or less and the lower the better 3open end loans are useful in a variety of situations and offer flexibility that closed end loans do not at the same time some borrowers can get into an unmanageable amount of debt with them to stay ou... | |
what is an open end fund | an open end fund is a diversified portfolio of pooled investor money that can issue unlimited shares the fund sponsor sells shares directly to investors and redeems them as well these shares are priced daily based on their net asset value nav most mutual and exchange traded funds etfs are open end 1they are also more c... | |
how an open end fund works | an open end fund issues shares if buyers want them it s always open to investment purchasing shares causes the fund to create new replacement shares while selling shares takes them out of circulation shares are bought and sold on demand at their nav the daily basis of the net asset value is on the value of the fund s u... | |
are highly liquid | require low investment minimumsmust maintain high cash reservescharge high fees and expenses if actively managed post lower yields than closed end funds real world example of an open end fundfidelity s magellan fund one of the investment company s earliest open end funds aims at capital appreciation it was founded in 1... | |
are open end funds regulated | yes open end funds are subject to regulatory oversight to protect investors typically by government bodies like the u s security and exchange commission | |
do open end funds pay dividends | yes open end funds may pay dividends from the income generated by their investments which can be reinvested or paid to investors | |
what impact do investor redemptions have on an open end fund | investor redemptions can lead to the fund selling assets to meet withdrawal demands which may affect the fund s composition and performance the bottom lineopen end funds are a popular choice for investors seeking diversification and flexibility they allow for unlimited shares and are priced in relation to the nav the n... | |
what is an open end lease | an open end lease is a type of rental agreement that obliges the lessee the person making periodic lease payments to make a balloon payment at the end of the lease agreement amounting to the difference between the residual and fair market value of the asset open end leases are also called finance leases often open end ... | |
how an open end lease works | since the lessee must purchase the leased asset upon lease expiration that person bears the risk that the asset depreciates more than was expected by the end of the lease of course at the same time the lessee stands to realize a gain if the asset depreciates less than expected for example suppose your lease payments fo... | |
what is an open end management company | an open end management company is a type of investment company responsible for the management of open end funds open end management companies manage both open end mutual funds and exchange traded funds etfs | |
how an open end management company works | an open end management company is a type of management investment company as classified by the investment company act of 1940 investment companies are classified into three basic categories all of these investment companies manage assets in investment products generally investment companies must all follow the rules an... | |
how to invest in open end funds | there are a variety of ways to invest in open end funds and the best way to do so is through a broker a broker will sell shares of a specific fund to investors if you are purchasing an exchange traded fund for example you can sign on to your broker s online portal choose the etf you wish to purchase and buy it like you... | |
what is the main difference between open end and closed end funds | the differences between open end funds and closed end funds are that closed end funds have a limited number of shares available in the market are offered through an ipo and are priced at their market value throughout the day open end funds for the most part are priced once a day at their nav and are constantly open to ... | |
what is an open end index fund | an open end index fund is an open end fund that tracks a specific index an open end index fund selects a benchmark to track such as the s p 500 and purchases the stocks in that index in order to replicate its returns an open end index fund is different from an exchange traded fund etf which also tracks an index in that... | |
how do i know if a fund is open ended | you can tell if a fund is open end through the information provided in its prospectus or its website you can also determine if it is open ended in how it is priced which would be its net asset value nav | |
what is an open ended investment company oeic | an open ended investment company oeic is a type of investment fund domiciled in the united kingdom that is structured as a company in its own right to invest in stocks and other securities oeic shares do not trade on the london stock exchange the price of the shares is based largely on the underlying assets of the fund... | |
are highly liquid | feature low investment minimumscarry high annual fees sales chargesincur taxesmust maintain cash reserves restricting returnsrequire mid to long term investment horizonoeic are not tax advantaged so interest and dividends are taxable and selling shares may incur a capital gains tax of course the amounts involved must e... | |
what is an open house | in real estate an open house is a scheduled time when a house or other dwelling is designated to be available for viewing by potential buyers usually the owners or renters vacate the house when the broker holds an open house the term open house can also refer to the real estate property itself in either case it applies... | |
how an open house works | in the real estate market buying and selling a property is an example of a relatively illiquid market with dissimilar products each house will be different from the next even if they are in the same neighborhood or even on the same block during an open house the seller or seller s agent allows potential buyers to enter... | |
how do you find an open house | you can find open house listings via online real estate marketplaces on social media and by simply calling local realtors and asking them about upcoming open houses in your area can anyone go to an open house open houses are primarily a way for potential buyers to see new homes on the market but anyone can attend an op... | |
should you go to an open house before making an offer | you don t have to go to an open house before making an offer but it s usually a good idea to view a property in person before making an offer however during the pandemic many realtors ended up selling homes to eager buyers based solely on photographs and information available on online listings 3 | |
what should you serve at an open house | you don t have to serve refreshments at an open house but it might be nice to offer potential buyers coffee tea water and cookies if it is an evening event or a specialized open house you could offer mocktails or cocktails with hors d oeuvres | |
should you stage an open house | over half of buyers agents 58 agree that some form of staging is a good idea when selling a house according to the national association of realtors staging a house is a skill and it involves making a home appealing to a wide pool of buyers fresh paint removing clutter and keeping it extremely clean are easy ways to sta... | |
how long do open houses last | the length of an open house event varies depending on the property the broker and the seller it could be as short as one hour or an entire morning or afternoon open houses typically aren t held all day but some brokers may prefer to do so it s not uncommon for a broker to hold several open house events when selling a h... | |
what is open interest | open interest is the total number of outstanding derivative contracts for an asset such as options or futures that have not been settled open interest keeps track of every open position in a particular contract rather than tracking the total volume traded thus open interest can provide a more accurate picture of a cont... | |
is higher open interest better | high open interest usually indicates higher liquidity for a contract this generally means there will be less difference between how much a trader wants for an option and how much another will pay this can make it easier to buy and sell if open interest is increasing and becoming higher this signals that the market tren... | |
is open interest bearish or bullish | rising open interest usually means that there is new buying happening which is a bullish trend however if open interest grows too high it can sometimes be a bearish signal that indicates a coming change in market trends | |
when open interest increases it usually means new money is coming into the market for that option as long as this is happening the current trend will continue when open interest decreases it is usually a sign that the market is liquidating and more investors are leaving this often means that the current price trend is ... | the bottom lineopen interest is the total number of open derivative contracts that haven t been settled they haven t been exercised closed out or expired this measurement is associated with the options and futures market rather than the stock market open interest is equal to the total number of open contracts not the s... | |
what is an open listing | an open listing in real estate is a property for sale which may be shown by multiple real estate agents the agents compete to find a buyer for the property the open listing is the opposite of an exclusive listing in which a real estate agent is engaged by the property owner with the understanding that the agent has the... | |
when the listing is open the agent who makes the sale is paid the commission not the listing agent if the homeowner finds a buyer without the assistance of an agent no one is paid a commission if the agent has an exclusive right to sell the agent earns a commission regardless of who sells the property | understanding an open listingan open listing is also referred to as a listing agreement on a nonexclusive basis agents who directly participate in selling this property including the listing agent and the selling agent are entitled to a share of the commission if it ultimately leads to a sale sellers who are hoping for... | |
what does exclusive mean on a real estate listing | the word exclusive indicates that the listing for the property is being handled by a single agent no other agent can show the property or negotiate a sale if it is an open listing any agent can show the property and negotiate a deal | |
is an exclusive listing or an open listing better for the seller | the seller who offers a real estate agent an exclusive will be getting a representative who is determined to make a sale and will spend the time and energy necessary to do it an open listing may get the property higher visibility other agents who see the listing can canvass their own networks of buyers for a possible m... | |
does an open listing have an expiration date | most real estate listings have an expiration date it might be 90 days or 180 days the expiration date is not very relevant in an open listing since the contract does not commit the seller to paying a commission to the real estate agent | |
what is an open loop card | an open loop card is a general purpose charge card that can be used anywhere that brand of card is accepted it usually bears the logo of the card brand or network which processes the actual transactions such as visa mastercard american express or discover in the case of cards offered through financial institutions like... | |
what is an open market | an open market is an economic system with little to no barriers to free market activity an open market is characterized by the absence of tariffs taxes licensing requirements subsidies unionization and any other regulations or practices that interfere with free market activity open markets may have competitive barriers... | |
how an open market works | in an open market the pricing of goods or services is driven predominantly by the principles of supply and demand with limited interference or outside influence from large conglomerates or governmental agencies open markets go hand in hand with free trade policies which are designed to eliminate discrimination against ... | |
what are open market operations omos | open market operation omo is a term that refers to the purchase and sale of securities in the open market by the federal reserve fed the fed conducts open market operations to regulate the supply of money that is on reserve in u s banks the fed purchases treasury securities to increase the money supply and sells them t... | |
why does the federal reserve conduct open market operations | open market operations are used by the federal reserve to move the federal funds rate and influence other interest rates it does this to stimulate or slow down the economy the fed can increase the money supply and lower the fed funds rate by purchasing usually treasury securities similarly it can raise the fed funds ra... | |
what are permanent open market operations | the term permanent open market operations refers to outright purchases or sales of securities by a central bank that won t be reversed in the short term to adjust the money supply permanent omos are the opposite of temporary open market operations which involve repurchase and reverse repurchase agreements that are desi... | |
what is the fed funds rate | the federal funds rate is the rate at which depository institutions lend available balances held by the fed to each other overnight | |
how does the federal funds rate affect banks | financial institutions typically base interest rates for consumer and business loans on the federal funds rate for example as the fed conducts omos that raise or lower the fed funds rate banks and credit card companies will change their rates accordingly the bottom linein open market operations the federal reserve buys... | |
what is open market rate | the open market rate is the rate of interest paid on any debt security that trades in the open market interest rates for such debt instruments as commercial paper and banker s acceptances would fall under the category of open market rates debt securities include government bonds corporate bonds certificate of deposit c... | |
what is an open market transaction | an open market transaction is an order placed by an insider after all of the appropriate documentation has been filed with the securities and exchange commission sec to buy or sell restricted securities openly on an exchange an open market transaction is a legal way for an individual with insider information of their c... | |
are insiders selling their shares because earnings were drastically below estimates and they expect the share price to fall are insiders buying shares because they created a successful new product that will send the share price skyrocketing | the trading actions of insiders is an indicator of how the stock will perform in the future but before they can buy or sell their shares known as open market transactions they must file the correct paperwork and follow all procedures the process of an open market transactionan open market transaction is simply an order... | |
why open market transactions are made by insiders | there are many reasons that insiders would buy more shares or sell their current shares as stated above buying shares is more insightful as it indicates a belief in the success of a company the selling of shares can be done for many reasons as simple as that the shareholder needs cash and the insider wants to take adva... | |
when certain open market transactions occur companies might issue press statements about the open market transactions that involve prominent insiders buying shares for example if a chair buys one million shares in their own company an accompanying statement could declare this is an affirmation of faith in the managemen... | the purchase price of those shares will also be listed there might also be a reference to how many shares in the company the insider will own after the transaction is complete open market operationsit is important to note that open market transactions differ from central banking programs known as open market operations... | |
what are open mouth operations | open mouth operations are speculative statements made by the federal reserve system frs to influence interest rates and rising prices within an economy called inflation open mouth operations are the announcements by the fed also known as the central bank when it informs exchanges where the preferred interest rates shou... | |
an open offer is a secondary market offering similar to a rights issue in an open offer a shareholder is allowed to purchase stock at a price that is lower than the current market price the purpose of such an offer is to raise cash for the company efficiently | understanding open offeran open offer differs from a rights issue offering in that investors are unable to sell the rights that come with their purchases to other parties in a traditional rights issue the trading of transferable rights connected with shares occurs on the exchange that currently lists the issuer s commo... | |
what is an open order | an open order is an un filled or working order that is to be executed when an as yet unmet requirement has been met before it is cancelled by the customer or expires the customer has the flexibility to place an order to buy or sell a security that remains in effect until their specified condition has been satisfied bec... | |
what is open outcry | open outcry was a popular method for communicating trade orders in trading pits before 2010 the verbal and hand signal communication used by traders at stock option and futures exchanges are now rarely employed replaced by faster and more accurate electronic order systems signals and shouts made in a particular manner ... | |
what is an open position | an open position in investing is any established or entered trade that has yet to close with an opposing trade an open position can exist following a buy a long position a sell or a short position in any case the position remains open until an opposing trade takes place open position explainedfor example an investor wh... | |
what is an open position | an open position in investing is any established or entered trade that has yet to close with an opposing trade an open position can exist following a buy a long position a sell or a short position in any case the position remains open until an opposing trade takes place open position explainedfor example an investor wh... | |
what is open trade equity ote | open trade equity ote is the net of unrealized gain or loss on open derivatives positions put differently ote is the paper gains and losses represented by the present market value and the price paid or received for a position once the position is closed the gain or loss will become realized understanding open trade equ... | |
what is the opening bell | the opening bell refers to the moment a securities exchange opens for its normal daily trading session the time and conditions of the opening bell differ from one exchange to another the most famous opening bell is the one used by the new york stock exchange to signal the start of trading understanding the opening bell... | |
what time is the opening bell on wall street | the new york stock exchange rings the opening bell at 9 30 am every day except weekends and holidays the nasdaq opens at the same time but as an automated market the bell is purely ceremonial | |
why does the stock market ring the bell every opening and closing | the opening and closing bells on the stock market tell traders when they are allowed to start or stop trading in early stock markets this role was played by a gavel in today s world of automated markets the bell is less important but it still plays a symbolic role | |
why do they clap at the opening bell | the opening bell is an important symbol of the success of the stock market under capitalism and the privilege of ringing it is often reserved for celebrities or vips traders often applaud when the market opens particularly if the person ringing the bell is someone famous or highly accomplished | |
what time is the opening bell for the nasdaq | the nasdaq opens at 9 30 am on weekdays although trading is automatic the opening bell ritual has strong symbolic importance many business people see an opportunity to ring the bell as a chance to build their brands and highlight their companies | |
how do i find out who rang the opening bell today | the new york stock exchange has a bell calendar that lists the people who are invited to ring the opening bell every day other stock exchanges may have their own bell calendars as well 3 | |
the opening cross is a method the nasdaq uses to determine the opening price for stocks on its exchange this method takes data from the trading interest for a particular security two minutes before the market opens nasdaq makes this information available to all investors | according to nasdaq the method for the opening and closing crosses gives all investors access to the same information and ensures their orders get the same treatment it also matches buyers and sellers to provide market liquidity that is investors can find buyers quickly if needed understanding the opening crossshare pr... |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.