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Feb 17 2011: I just answered a very similar question, so I'll begin with the same start: |
Within this framework it can be understood that the pre-personal tribal-mythic structure of consciousness, all part of the pre-personal, has much in common with the transpersonal. Outward signs of mutualism appear on both ends of the spectrum. However, it is rooted in a different consciousness. Where mutualism does... |
Running out of space, and shifting topics, so I'll continue in a separate comment. |
• Feb 16 2011: Amplify individualism... in the short run. |
Gay Couples Lose Big On Tax Breaks Because Their Marriages Aren't Recognized |
Gay couples whose marriages aren’t viewed as legitimate by the federal government have to pay heavily due to the indignity. Same-sex couples reportedly pay as much as $6,000 more a year in taxes because they aren’t allowed to file jointly. |
An analysis commissioned by CNNMoney found that federal tax laws typically cost gay couples. Although some states recognize same-sex marriage, the IRS forces married gay couples to file separately, keeping them from combining their resources to earn certain deductions and credits. |
Taxes paid on health insurance premiums also come into play. In an example cited in the story, a gay couple earning $100,000, with one spouse staying at home, may have to pay $4,543 in federal taxes more than a straight couple due to taxes on health insurance premiums from disadvantages in filing as a head of household... |
On the other side of the coin, some gay couples may benefit financially by avoiding the marriage penalty, in which a high-income couple with no kids may have to pay more taxes than they would if they filed as single. But that’s the exception rather than the rule. |
Punishing a couple financially due to sexuality is unfair. With the numerous changes in tax law each year, it’s tough to figure why the IRS hasn’t come up with a fix to the issue. |
Same-sex spouses lose big on taxes [CNNMoney] |
Drapery FM |
Drapery FM (2012) is an audio-tactile installation by Ebru Kurbak and Irene Posch, realized during the Artist-in-Residency at V2_. |
Drapery FM consists of a knitted piece of fabric that can electronically communicate the story of how it had been made to and through the surrounding radio receivers. The piece of fabric is essentially a micro FM transmitter that is, for the most part, made from copper wire and wool. Tuned into the right radio frequenc... |
The installation proposes an atmospheric space made of airwaves. In tuning in with their personal radio receivers, moving in space or touching the fabric, participants can explore the spatial boundaries and haptic qualities of the installation. In the presence of a knitted electronic object viewers are invited to fanta... |
Technically, the underlying circuit is an adaption from Tetsuo Kogawa’s schematic of the “Simplest Radio FM Transmitter”. However, distinctively, electronic parts used as capacitors, resistors and the coil are made by knitting ordinary yarns together with electronically conductive yarns in deliberate configurations and... |
Wool, Cotton, Copper, Silver, Stainless Steel, Silk, BC337 Transistor, 12V Power Supply, Audio Source, Radios. |
Making Of |
00_components_tests_web 00_soldering_web 01_radio_test_web |
01_radioknit_layout_web 02_coils_web 03_resistors_web |
05_closeupneedles_web 06_labels_web 07_measuring_web |
08_schematic_web 09_pattern_web 12_fixing_web |
13_tools_radio_web 14_connecting_web 16_capacitor_and_resistor_close_web |
17_radio_knit_web 18_radio_full_web |
Drapery FM has been realized during the Artist-in-Residency at V2_. It is conceptually and technologically based on the artistic research project “Punch Couture”. |
Discuss as: |
IRS official to invoke Fifth Amendment at hearing |
A top IRS official scheduled to testify Wednesday before the House Oversight committee has notified Congress that she will invoke the Fifth Amendment and refuse to answer questions. |
Lois Lerner, head of the IRS unit which handled tax-exempt organizations, won't answer questions about what she knows about the improper screening of conservative groups or about why she repeatedly failed to tell Congress that such targeting was going on, according to a letter from her lawyer, William W. Taylor 3rd. |
The news of Lerner's intention to invoke the Fifth Amendment was first reported Tuesday by the L.A. Times. |
Some members of Congress have called for Lerner to be relieved of her responsibilities. Rep. Darrell Issa (R-CA) alleged that she gave false and misleading testimony to Congress. |
Her lawyer wrote, "She has not committed any crime or made any misrepresentation, but under the circumstances she has no choice but to take this course." |
A spokesman for the House committee said: "The Committee has been contacted by Ms. Lerner's lawyer who stated that his client intended to invoke her Fifth Amendment right and refuse to answer questions. Ms. Lerner remains under subpoena from Chairman Issa to appear at tomorrow's hearing -- the Committee has a Constitut... |
An FBI criminal investigation has been launched into whether any of the IRS actions were illegal and potentially into whether senior officials lied to Congress. Given that, testifying under oath carries added legal risk. |
PennDOT changing certificate policy |
DUNMORE - The state Department of Transportation will stop accepting Puerto Rican birth certificates as a valid proof of identity when applying for a driver's license on Oct. 30. |
A law passed by the Puerto Rican government last year invalidated birth certificates issued before July 1, 2010, intended to fight use of Puerto Rican birth certificates to fraudulently obtain other proofs of identity. |
People born in Puerto Rico need to apply for a new birth certificate in order for it to be valid. |
The Solution To Skilled Coder Shortages |
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Clinical Coder shortages shortages and backlogs impact on health information concerns such as revenue generation based on coded data, coded data quality, timeliness of data for clinical costing, research and indicators, and allocation of time to quality activities affecting accreditation. |
MediCODE's aim is to provide a professional, quality service by contracting highly experienced and skilled contract coders for short or long term periods. We can provide al the solutions you need to run your business and ensure that your bills are being properly administered. |
Don't take a chance. Contact us at info@medicode and discuss your options and see why contract coders at MediCODE are the right choice. |
Download our brochure |
Where can I find electronic text versions of books for students who have visual impairments or other print disabilities? |
Printable Version |
Each year increasing numbers of students with visual impairments and other print disabilities are requesting electronic text, commonly referred to as e-text, versions of books and other print-based media. Whether it be the latest version of a Biology textbook or Homer's the Iliad, finding e-text in a timely manner can ... |
Below are examples of Internet resources for both digital libraries, which contain public domain texts, and subscription-based libraries. |
As you search for electronic texts, keep in mind that just because a text is available electronically does not assure that it is in a format that is accessible for people with visual and/or print disabilities. Many states are adopting accessible textbooks laws which include guidelines for acceptable accessible file for... |
Last update or review: January 18, 2013 |
istədiyin sözü axtar, məsələn: ratchet: |
7 definitions by byteme |
one who receives public benefits for an ongoing period of years. This woman will squeeze out a host of children professional mother for the sole purpose of reaping the government assistance that follows. This woman is also known to supplement such income by becoming a parasite to various "boyfriends" and living off of ... |
wife: "honey, I saw an eviction notice today on the door, why are we being evicted??" |
Husband" "well, my baby's momma took half my paycheck again, because she is a lazy welfare queen. Looks like it's Top Ramen and living at motel 6 for us" |
Byteme tərəfindən 01 Aprel 2004 |
One who bears children strictly for the welfare benefits that follow the birth. Such people never actually utilize these benefits to support their children but to support their drug, alcohol, etc... habits. This is usually done by people who for one reason or another, cannot or will not obtain legitimate employment so ... |
Some of the people standing in the welfare line are professional mothers, plain and simple. |
byteme tərəfindən 05 Mart 2004 |
a denim jean company similar to Levis in that they were originally designed for persons in a particular occupation, Wranglers being for people in the ranching or rodeo trade. Are also worn by posers who dress up and like to play cowboy. |
Look at that guy, he thinks he's a cowboy because he is wearing a tight pair of Wranglers. |
byteme tərəfindən 01 Aprel 2004 |
a young woman between the ages of 16 and 30 who lives near a military base located outside the U.S. A soldier bunnies mission in life is to snag a military man and marry him for the sole purpose of gaining a free ride to the U.S. Once the soldier bunny has acomplished her mission, she then drops her new military husban... |
The Soldier bunny put on an obscene amount of make up, donned skin tight jeans and a sweater, and went to the GI dance at the military installation in order to con a Private into marrying her. |
byteme tərəfindən 06 Mart 2004 |
typically a white female (sometimes male) between the ages of 16 and 40 whom partakes in the mass consumption of methamphetamine or crack cocaine, which in turn causes so much damage to her central nervous system that she writhes around uncontrollably. This woman will also exchange nasty sexual acts for said narcotic b... |
look at that skank over there, twitching like a dying fish.... she must really be jonesing for some rock. |
Byteme tərəfindən 07 Fevral 2004 |
The wife of one's father. Not the biological mom whom actually gave birth to the child but the one who sometimes...... not always though, provides half of the financial, emotional, and moral support for a child that is not from her loins. Such women will also provide a loving, disciplined, and stable structure for the ... |
I have to go spend the summer with my dad and stepmom. We can't go to Disney World though because my dad has no money cause my mom gets it all. |
Byteme tərəfindən 25 İyun 2004 |
something I would like to say to my husband's ex girlfriend when she complains. |
cowgirl up you skank, get your lazy ass off welfare and GET A JOB!!!!! |
byteme tərəfindən 01 Aprel 2004 |
U.S. Bank Pushes Voice Biometrics to Replace Clunky Passwords |
When U.S. Bank announced Wednesday that it's testing voice biometrics for possible use by customers to access account information, it joined a line of banks that have been testing this technology, including Wells Fargo (WF) and Barclays. |
Voice biometric software users log in to an application or website by speaking a word or phrase. That word or phrase is compared to a previous recording the customer has made, to verify it's the same user. |
Many industry observers have been saying for at least a year that the password is dead and more secure alternatives to authentication, such as voice biometrics and iris scans are needed to verify a user's identity when banking online or via a mobile device. (Other alternatives are being floated as well, such as HSBC's ... |
However, executives at U.S. Bank, a unit of U.S. Bancorp (USB), and Nuance Communications, its Burlington, Mass.-based vendor, say that the main benefit of biometric software is ease of use, rather than enhanced security. |
The software replaces the need to enter a password on a mobile device, which can be a clunky experience, they say. |
"Long, secure passwords that include upper- and lowercase [characters], numbers and symbols are one thing on a computer keyboard and an entirely different thing on a mobile device keyboard," points out Dominic Venturo, the chief innovation officer for U.S. Bank Payment Services. |
When U.S. Bank originally launched mobile banking, it required customers to log in with a four-digit personal identification number. To strengthen security, it eliminated the four-digit PIN and switched to long passwords. |
"The No. 1 feedback item we get from customers is, this long password is difficult to enter," Venturo says. "Being able to replace this with voice biometrics is the opportunity to really improve the customer experience and solve a pain point." |
Venturo would not reveal details about the pilot, other than to say that it's widespread. "We want to use a big enough sample size that the results are useful and help us prove out the technology, so that puts us into the hundreds, if not thousands [of employee testers]," he says. |
In its tests, the bank is closely watching the success rate of the Nuance voice biometric software in terms of authenticating users and the impact of background noise and other factors that could hinder its effectiveness. |
Venturo himself is one of the testers. "It works pretty well. I'm optimistic," he says. |
The biggest challenge he's observed so far has been the effect of background TV noise. "Other voices that are not quiet in the background can be a bit challenging, because you get voice overlap," he says. However, other background noise, such as the hum of heating and air conditioning equipment, has not affected the so... |
In other deployments, Nuance says it has 35 million people using its voice biometrics and the rate of successful log-ins ranges between 95% and 99%. "The reasons for failure are background noise and multiple people speaking at the same time," says Brett Beranek, solutions marketing manager at the software company. In s... |
At U.S. Bank, the fallback is the user ID and password, the bank's pre-existing method of authentication. |
Venturo stopped short of saying that voice recognition is more secure than traditional passwords. |
"Every security approach I'm aware of has different risks associated with it that have to be managed," he says. |
There are always trade-offs between security and convenience. Long passwords can be secure, but they're hard to remember and enter. |
"Consumers tend to go for things they can remember, so it's not uncommon when we see data breaches to find out a whole bunch of people had the password 'password' or '1234,' " Venturo says. |
Beranek says other banks have reduced fraud by implementing voice biometrics. "Some have even publicly reported that they haven't had a single case of fraud since they deployed voice biometrics," he says. |
Some bank clients use the technology to secure corporate wire transfers, others to protect transactions for high-net-worth customers. Wells Fargo uses the software in its wire transfer room, comparing incoming spoken passwords against a library of voice prints of "bad actors" to prevent known con artists from executing... |
"Every system has its pros and cons, whether it's from a convenience or a security perspective, and none of us would claim that voice biometrics is the end-all, be-all of security solutions," Beranek says. |
Voice biometric accuracy rates have traditionally been higher than speech recognition, which U.S. Bank has also been testing. |
"The problem set is narrower -- with voice biometrics we're doing a one-to-one comparison," Beranek says. The audio file of a customer saying a phrase such as, "my voice is my password," is compared to a recording the person made earlier of that same phrase. In speech recognition, the customer can be saying anything, s... |
U.S. Bank's Venturo says there are multiple uses for voice biometrics apart from using it to access accounts. Going forward, it could be used in the bank's voice response unit, in the call center, and as a second factor for higher-risk transactions such as wire transfers. "We believe this has applicability in a number ... |
(Image: iStock) |
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