sid-th26/mains_question · Datasets at Hugging Face

'Legitimacy can not be questioned' Do you agree with the statement? If yes, give example.

m

##Question:'Legitimacy can not be questioned' Do you agree with the statement? If yes, give example.##Answer:m

10,506

What is value judgment. Illustrate.

m

##Question:What is value judgment. Illustrate.##Answer:m

10,507

“The Scope of Administration is determined by the scope of government’s functions which is decided politically”. Elucidate

m

##Question:“The Scope of Administration is determined by the scope of government’s functions which is decided politically”. Elucidate##Answer:m

10,508

What is the difference between public management of private interests and private management of public interest? Explain with suitable examples.

m

##Question:What is the difference between public management of private interests and private management of public interest? Explain with suitable examples. ##Answer:m

10,509

What are the challenges of coalition era in functioning of bureaucracy.

m

##Question:What are the challenges of coalition era in functioning of bureaucracy. ##Answer:m

10,510

What do you understand by class action or class suit?

m

##Question:What do you understand by class action or class suit? ##Answer:m

10,511

Discuss in brief the recommendations of Naresh Chandra Committee on Corporate Governance.

m

##Question:Discuss in brief the recommendations of Naresh Chandra Committee on Corporate Governance.##Answer:m

10,512

1. What are the various constitutional provisions to control the expenditure of the government?

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##Question:1. What are the various constitutional provisions to control the expenditure of the government?##Answer:.

10,513

Write a short note on the following: (150 words/10 marks) Fiscal Policy and its types. Functions of Fiscal policy.

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##Question:Write a short note on the following: (150 words/10 marks) Fiscal Policy and its types. Functions of Fiscal policy. ##Answer:.

10,514

The Basel III norms present a much safer regulation of the banking system than Basel II, yet it has not been implemented in India. Examine the key issues and challenges in their implementation and offer some solutions to address the same. (150 words/10 words)

Approach: As Intro write about Basel Norms Briefly mention about Basel II and Basel III norms and how Basel III is an improvement over Basel II Highlight the status of implementation Basel III norms in India and key issues and challenges which are coming Suggest some solutions. Ans: BASEL norms are set of common standards for banks across countries that aim to make the banking sector strong enough to withstand economic and financial stress; reduce risk in the system, and improve transparency in banks. So Basel Committee on Banking Supervision has come up with three sets of norms i.e. Basel I, II, III. Basel-II was an important improvement over its earlier version in many ways. But it gave excessive discretion to financial institutions for computing crucial parameter like risk weights. Basel III - In2010, Basel III guidelines were released. These guidelines were introduced in response to the financial crisis of 2008. Basel III normsaim at making most banking activities such as their trading book activities more capital-intensive. The guidelines aimto promote a more resilient banking system by focusing on four vital banking parameters viz. capital, leverage, funding and liquidity. Presently Indian banking system follows Basel II norms. Basel-III is supposed to plug these loopholes in three different ways:- It has mandated a higher capital adequacy ratio to absorb potential losses originating in both trading and banking books, including additional capital conservation buffers. It has taken steps to reduce the variability of the risk-weighted assets by constraining the discretion of banks. The realization that financial institutions can build leverage while apparently complying with capital adequacy norms has led to the adoption of new risk metrics such as leverage ratio which are insensitive to precise risk weights. Risk weight for the mortgage was reduced. In India, Basel III capital regulation has been implemented from April 1, 2013, in phases and it was supposed to be fully implemented by March 31, 2019. However, the RBI board decided to extend the transition period for implementing the last tranche of 0.625 per cent under the capital conservation buffer (CCB), by one year - up to March 31, 2020. Issues and challenges in implementing Basel III norms. • Additional Capital: As banks go on increasing the risk weighted asset portfolio to meet the growing economy credit requirements they would need additional capital funds under Basel III. The international credit ratings agency, Fitch estimates this figure to be around USD 50 billion while ICRA projects a figure of around USD 80 billion. • Growth Barrier: Growth and financial stability seem to be two conflicting goals for an economy. Indian economy will see higher growth in the manufacturing sector which enhances demand for credit. Banks need to maintain higher capital requirements as per Basel III when credit demand is going to expand rapidly. This will raise the cost of credit and hence militate against growth. • Profitability of Banks: As the upper limit for leverage ratio by Basel III has been set at 3% the value of the leverage multiplier will come down resulting in reduction in the Return on Equity. The enhanced capital requirements under Basel III regime are likely to affect the ROE of the banks and the shareholder expectations on the minimum required rate of return. • Implementing the Countercyclical Capital Buffer: Banks need to build a higher level of capital in good times that can be run down in times of economic contraction. The challenge to the RBI is identifying the inflexion point in an economic cycle which should trigger the release of buffers. • Risk Management: Banks need to migrate to the advanced approaches especially as they expand their overseas presence. The adoption of advanced approaches to risk management will enable banks to manage their capital more efficiently and improve their profitability. • Systemic Risk: Basel III seeks to mitigate systemic risk by identifying both Domestic Systemically Important Banks and Global Systemically Important Banks and mandating them to maintain a higher level of capital depending on their level of systemic importance. Solutions: The banks have to adopt the advanced approaches to risk management as it will help them to manage their capital more efficiently and improve their profitability. A proper risk culture has to be developed across all levels at banks, with stringent checks and controls. Technology-Banks will need to fully embrace disruptive technologies such as Big Data and Artificial Intelligence to meet the increasing demands of their customers.· Any measure for improvement will not sustain in the absence of good corporate governance norms. Hence developing good corporate governance practices is must. In this context, it is heartening to note that Government has initiated several measures such as allowing PSBs to access market to raise capital subject to ensuring minimum shareholding of the Government of 52% and recent unleashing of a plan for revamping PSBs called ‘Indra Dhanush’ These measures show the intent and commitment of Government to provide additional budgetary support to these banks to ensure that PSBs remain adequately capitalized to support economic growth.

##Question:The Basel III norms present a much safer regulation of the banking system than Basel II, yet it has not been implemented in India. Examine the key issues and challenges in their implementation and offer some solutions to address the same. (150 words/10 words)##Answer:Approach: As Intro write about Basel Norms Briefly mention about Basel II and Basel III norms and how Basel III is an improvement over Basel II Highlight the status of implementation Basel III norms in India and key issues and challenges which are coming Suggest some solutions. Ans: BASEL norms are set of common standards for banks across countries that aim to make the banking sector strong enough to withstand economic and financial stress; reduce risk in the system, and improve transparency in banks. So Basel Committee on Banking Supervision has come up with three sets of norms i.e. Basel I, II, III. Basel-II was an important improvement over its earlier version in many ways. But it gave excessive discretion to financial institutions for computing crucial parameter like risk weights. Basel III - In2010, Basel III guidelines were released. These guidelines were introduced in response to the financial crisis of 2008. Basel III normsaim at making most banking activities such as their trading book activities more capital-intensive. The guidelines aimto promote a more resilient banking system by focusing on four vital banking parameters viz. capital, leverage, funding and liquidity. Presently Indian banking system follows Basel II norms. Basel-III is supposed to plug these loopholes in three different ways:- It has mandated a higher capital adequacy ratio to absorb potential losses originating in both trading and banking books, including additional capital conservation buffers. It has taken steps to reduce the variability of the risk-weighted assets by constraining the discretion of banks. The realization that financial institutions can build leverage while apparently complying with capital adequacy norms has led to the adoption of new risk metrics such as leverage ratio which are insensitive to precise risk weights. Risk weight for the mortgage was reduced. In India, Basel III capital regulation has been implemented from April 1, 2013, in phases and it was supposed to be fully implemented by March 31, 2019. However, the RBI board decided to extend the transition period for implementing the last tranche of 0.625 per cent under the capital conservation buffer (CCB), by one year - up to March 31, 2020. Issues and challenges in implementing Basel III norms. • Additional Capital: As banks go on increasing the risk weighted asset portfolio to meet the growing economy credit requirements they would need additional capital funds under Basel III. The international credit ratings agency, Fitch estimates this figure to be around USD 50 billion while ICRA projects a figure of around USD 80 billion. • Growth Barrier: Growth and financial stability seem to be two conflicting goals for an economy. Indian economy will see higher growth in the manufacturing sector which enhances demand for credit. Banks need to maintain higher capital requirements as per Basel III when credit demand is going to expand rapidly. This will raise the cost of credit and hence militate against growth. • Profitability of Banks: As the upper limit for leverage ratio by Basel III has been set at 3% the value of the leverage multiplier will come down resulting in reduction in the Return on Equity. The enhanced capital requirements under Basel III regime are likely to affect the ROE of the banks and the shareholder expectations on the minimum required rate of return. • Implementing the Countercyclical Capital Buffer: Banks need to build a higher level of capital in good times that can be run down in times of economic contraction. The challenge to the RBI is identifying the inflexion point in an economic cycle which should trigger the release of buffers. • Risk Management: Banks need to migrate to the advanced approaches especially as they expand their overseas presence. The adoption of advanced approaches to risk management will enable banks to manage their capital more efficiently and improve their profitability. • Systemic Risk: Basel III seeks to mitigate systemic risk by identifying both Domestic Systemically Important Banks and Global Systemically Important Banks and mandating them to maintain a higher level of capital depending on their level of systemic importance. Solutions: The banks have to adopt the advanced approaches to risk management as it will help them to manage their capital more efficiently and improve their profitability. A proper risk culture has to be developed across all levels at banks, with stringent checks and controls. Technology-Banks will need to fully embrace disruptive technologies such as Big Data and Artificial Intelligence to meet the increasing demands of their customers.· Any measure for improvement will not sustain in the absence of good corporate governance norms. Hence developing good corporate governance practices is must. In this context, it is heartening to note that Government has initiated several measures such as allowing PSBs to access market to raise capital subject to ensuring minimum shareholding of the Government of 52% and recent unleashing of a plan for revamping PSBs called ‘Indra Dhanush’ These measures show the intent and commitment of Government to provide additional budgetary support to these banks to ensure that PSBs remain adequately capitalized to support economic growth.

10,515

Compare and contrast Steppe type vegetation and climate with the Siberian type. (150 words / 10 marks)

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##Question:Compare and contrast Steppe type vegetation and climate with the Siberian type. (150 words / 10 marks)##Answer:.

10,516

2. Write a short note on the following:(a) Thermohaline Circulations and their Impacts(b) Different types of Gyres and their circulations

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##Question:2. Write a short note on the following:(a) Thermohaline Circulations and their Impacts(b) Different types of Gyres and their circulations##Answer:.

10,517

The movement of ocean currents follow certain pattern around the globe. Examine the factors which determine these movements. Also, explain the thermohaline circulations in the global ocean.

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##Question:The movement of ocean currents follow certain pattern around the globe. Examine the factors which determine these movements. Also, explain the thermohaline circulations in the global ocean.##Answer:.

10,518

1. Give brief description of River Basins, Water Divide and Watershed.

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##Question:1. Give brief description of River Basins, Water Divide and Watershed.##Answer:.

10,519

Explain the physiography of great Indian plains and write its importance?(200 words/10 Marks)

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##Question:Explain the physiography of great Indian plains and write its importance?(200 words/10 Marks)##Answer:.

10,520

If the legislature imposes a sentence on an individual on account of contempt of its privileges, the High Court or the Supreme Court cannot employ the writ of Habeas Corpus even if a petition under Article 32 or 226 is filed. Is it correct, if yes, to what extent it is justified? Support your views with arguments?

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##Question:If the legislature imposes a sentence on an individual on account of contempt of its privileges, the High Court or the Supreme Court cannot employ the writ of Habeas Corpus even if a petition under Article 32 or 226 is filed. Is it correct, if yes, to what extent it is justified? Support your views with arguments?##Answer:.

10,521

What do you understand by privilege? What is the difference between privileges & right to freedom of expression?

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##Question:What do you understand by privilege? What is the difference between privileges & right to freedom of expression? ##Answer:.

10,522

Describe the constitutional provisions regarding parliamentary privileges? (100 Words)

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##Question:Describe the constitutional provisions regarding parliamentary privileges? (100 Words)##Answer:.

10,523

Write a short Note on : (a) Vote on Account(b) Vote of Credit

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##Question:Write a short Note on : (a) Vote on Account(b) Vote of Credit ##Answer:.

10,524

Differentiate between Adjournment Motion & Privilege Motion? [150 words/10Marks]

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##Question:Differentiate between Adjournment Motion & Privilege Motion? [150 words/10Marks]##Answer:.

10,525

Whether judiciary should interfere in the functioning of parliament or not? Give your opinion. (75 words) (5 marks)

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##Question:Whether judiciary should interfere in the functioning of parliament or not? Give your opinion. (75 words) (5 marks)##Answer:.

10,526

Critically evaluate the idea of simultaneously holding elections to the Parliament and State Assemblies in India. Is there any specific purpose behind it?

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##Question:Critically evaluate the idea of simultaneously holding elections to the Parliament and State Assemblies in India. Is there any specific purpose behind it?##Answer:.

10,527

Discuss the important provisions of Representation of Peoples Act for parliament?

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##Question:Discuss the important provisions of Representation of Peoples Act for parliament?##Answer:.

10,528

What is the function of public account committee (PAC)?Also, highlight shortcomings in the functioning of the PAC.[150 Words]

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##Question:What is the function of public account committee (PAC)?Also, highlight shortcomings in the functioning of the PAC.[150 Words]##Answer:.

10,529

Ethics committee can play significant role in the functioning of parliament. Examine

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##Question:Ethics committee can play significant role in the functioning of parliament. Examine ##Answer:.

10,530

Ethics committee can play significant role in the functioning of parliament. Examine

.

##Question:Ethics committee can play significant role in the functioning of parliament. Examine ##Answer:.

10,531

What is role played by committee on welfare of SC/ST?

.

##Question:What is role played by committee on welfare of SC/ST?##Answer:.

10,532

Write short note on:1.Conditions of disqualification from voting 2.Voting right to Under trials 3.Appointment of CEC4.Role of election commission in conducting general election

.

##Question:Write short note on:1.Conditions of disqualification from voting 2.Voting right to Under trials 3.Appointment of CEC4.Role of election commission in conducting general election ##Answer:.

10,533

What are potential applications of nanotechnology in agriculture field? What steps are taken by India to promote nanotechnology in general?

.

##Question:What are potential applications of nanotechnology in agriculture field? What steps are taken by India to promote nanotechnology in general? ##Answer:.

10,534

1.What is one of the most important advantages of nanotechnology?

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##Question:1.What is one of the most important advantages of nanotechnology?##Answer:.

10,535

2.What are challenges in manufacturing nonmaterial?

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##Question:2.What are challenges in manufacturing nonmaterial?##Answer:.

10,536

3.Write a short note on Nano Mission?

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##Question:3.Write a short note on Nano Mission?##Answer:.

10,537

4.What is fullerene? What are its applications in medicine field?

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##Question:4.What is fullerene? What are its applications in medicine field?##Answer:.

10,538

5.What is quantum computer? How is it different from the present computers?

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##Question:5.What is quantum computer? How is it different from the present computers? ##Answer:.

10,539

What are potential applications of nanotechnology in agriculture field? What steps are taken by India to promote nanotechnology in general?

.

##Question:What are potential applications of nanotechnology in agriculture field? What steps are taken by India to promote nanotechnology in general? ##Answer:.

10,540

1.What is one of the most important advantages of nanotechnology?

.

##Question:1.What is one of the most important advantages of nanotechnology?##Answer:.

10,541

2.What are challenges in manufacturing nonmaterial?

.

##Question:2.What are challenges in manufacturing nonmaterial?##Answer:.

10,542

3.Write a short note on Nano Mission?

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##Question:3.Write a short note on Nano Mission?##Answer:.

10,543

4.What is fullerene? What are its applications in medicine field?

.

##Question:4.What is fullerene? What are its applications in medicine field?##Answer:.

10,544

What is a quantum computer? How is it different from the present computers? (150 words/10 Marks)

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##Question:What is a quantum computer? How is it different from the present computers? (150 words/10 Marks)##Answer:.

10,545

If the legislature imposes a sentence on an individual on account of contempt of its privileges, the High Court or the Supreme Court cannot employ the writ of Habeas Corpus even if a petition under Article 32 or 226 is filed. Is it correct, if yes, to what extent it is justified? Support your views with arguments?

.

##Question:If the legislature imposes a sentence on an individual on account of contempt of its privileges, the High Court or the Supreme Court cannot employ the writ of Habeas Corpus even if a petition under Article 32 or 226 is filed. Is it correct, if yes, to what extent it is justified? Support your views with arguments?##Answer:.

10,546

What do you understand by privilege? What is the difference between privileges & right to freedom of expression?

.

##Question:What do you understand by privilege? What is the difference between privileges & right to freedom of expression? ##Answer:.

10,547

Describe the constitutional provisions regarding parliamentary privileges?

.

##Question:Describe the constitutional provisions regarding parliamentary privileges? ##Answer:.

10,548

Write a short Note on : a) Vote on Account, b) Vote of Credit

.

##Question:Write a short Note on : a) Vote on Account, b) Vote of Credit ##Answer:.

10,549

Differentiate between Adjournment Motion & Calling Attention Motion?

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##Question:Differentiate between Adjournment Motion & Calling Attention Motion? ##Answer:.

10,550

Whether judiciary should interfere in the functioning of parliament or not? Give your opinion.

.

##Question:Whether judiciary should interfere in the functioning of parliament or not? Give your opinion. ##Answer:.

10,551

Critically evaluate the idea of simultaneously holding elections to the Parliament and State Assemblies in India. Is there any specific purpose behind it?

.

##Question:Critically evaluate the idea of simultaneously holding elections to the Parliament and State Assemblies in India. Is there any specific purpose behind it?##Answer:.

10,552

Discuss the important provisions of Representation of Peoples Act for parliament?

.

##Question:Discuss the important provisions of Representation of Peoples Act for parliament?##Answer:.

10,553

What is the role of public account committee? (100 words)

.

##Question:What is the role of public account committee? (100 words)##Answer:.

10,554

Ethics committee can play significant role in the functioning of parliament. Examine

.

##Question:Ethics committee can play significant role in the functioning of parliament. Examine ##Answer:.

10,555

What is role played by committee on welfare of SC/ST?

.

##Question:What is role played by committee on welfare of SC/ST?##Answer:.

10,556

Write short note on:1.Conditions of disqualification from voting 2.Voting right to Under trials 3.Appointment of CEC4.Role of election commission in conducting general election

.

##Question:Write short note on:1.Conditions of disqualification from voting 2.Voting right to Under trials 3.Appointment of CEC4.Role of election commission in conducting general election ##Answer:.

10,557

Explain the major movements of the earth around the sun and associated outcomes.

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##Question:Explain the major movements of the earth around the sun and associated outcomes.##Answer:.

10,558

What will be the number of hours of Day and Night on 22 December /23 September / 22 June/21March on Equator?

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##Question:What will be the number of hours of Day and Night on 22 December /23 September / 22 June/21March on Equator?##Answer:.

10,559

If its 12 noon 17th July at Greenwich what is the time at 30◦ east, 90◦ east, 150◦ east, 175◦, 179◦ east and 30◦ west, 90◦ west, 150◦ west, 175◦ west and 179◦ west?

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##Question:If its 12 noon 17th July at Greenwich what is the time at 30◦ east, 90◦ east, 150◦ east, 175◦, 179◦ east and 30◦ west, 90◦ west, 150◦ west, 175◦ west and 179◦ west?##Answer:.

10,560

Write a short note on how the earth’s movements with respect to the Sun determine the major latitudes?

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##Question:Write a short note on how the earth’s movements with respect to the Sun determine the major latitudes?##Answer:.

10,561

Why Pluto is not considered a planet now? (150 words)

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##Question:Why Pluto is not considered a planet now? (150 words)##Answer:.

10,562

Is there any change in the tilt of earth’s axis? If yes what is its time period?

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##Question:Is there any change in the tilt of earth’s axis? If yes what is its time period?##Answer:.

10,563

How vital is planet’s magnetic field? What would be repercussions if earth loses its magnetic field?

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##Question:How vital is planet’s magnetic field? What would be repercussions if earth loses its magnetic field? ##Answer:.

10,564

1.Explain the Solar system in brief?

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##Question:1.Explain the Solar system in brief?##Answer:.

10,565

2.Write a short note on formation of stars?

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##Question:2.Write a short note on formation of stars?##Answer:.

10,566

3.What are Asteroids? Differentiate between Meteors, Meteorites and Meteoroids?

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##Question:3.What are Asteroids? Differentiate between Meteors, Meteorites and Meteoroids?##Answer:.

10,567

Critically examine the role of India in international politics during Nehruvian era in the backdrop of policy of non-alignment.

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##Question:Critically examine the role of India in international politics during Nehruvian era in the backdrop of policy of non-alignment.##Answer:.

10,568

Critically examine the relationship of India with superpowers during first two decades of independence.

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##Question:Critically examine the relationship of India with superpowers during first two decades of independence.##Answer:.

10,569

Briefly discuss the role of India in Korean conflict? (150 words)

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##Question:Briefly discuss the role of India in Korean conflict? (150 words)##Answer:.

10,570

Write a short note on “Panchsheel agreement”.

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##Question:Write a short note on “Panchsheel agreement”.##Answer:.

10,571

Give brief critical analyses of Indo-China war with respect to its consequences. (150 words)

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##Question:Give brief critical analyses of Indo-China war with respect to its consequences. (150 words)##Answer:.

10,572

Briefly discuss the achievements of the Nehruvian era.

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##Question: Briefly discuss the achievements of the Nehruvian era.##Answer:.

10,573

Write a short note on Shimla declaration 1972.

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##Question:Write a short note on Shimla declaration 1972.##Answer:.

10,574

What were the precipitating factors which led to split in Congress?

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##Question:What were the precipitating factors which led to split in Congress?##Answer:.

10,575

Write a short note on 1971 war Indo-Pak war.

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##Question:Write a short note on 1971 war Indo-Pak war.##Answer:.

10,576

Write a short note on 1971 war Indo-Pak war.

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##Question:Write a short note on 1971 war Indo-Pak war.##Answer:.

10,577

Write a short note on J.P movement.

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##Question:Write a short note on J.P movement.##Answer:.

10,578

1.Write shot note on the following: (50 words each) (a)Watershed (b)Antecedent Rivers (c)Perennial and Non-Perennial Rivers

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##Question:1.Write shot note on the following: (50 words each) (a)Watershed (b)Antecedent Rivers (c)Perennial and Non-Perennial Rivers##Answer:.

10,579

Explain the formation of peninsular drainage system? Also, differentiate between Eastern and Western coastal regions of India.

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##Question:Explain the formation of peninsular drainage system? Also, differentiate between Eastern and Western coastal regions of India.##Answer:.

10,580

Discuss the role of RBI as credit controller.

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##Question:Discuss the role of RBI as credit controller. ##Answer:.

10,581

Why is RBI called as lender of last resort?

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##Question:Why is RBI called as lender of last resort?##Answer:.

10,582

Why government does not abolish SLR requirement? Analyse the benefits of abolishing SLR requirement?(150 words/10 Marks)

.

##Question:Why government does not abolish SLR requirement? Analyse the benefits of abolishing SLR requirement?(150 words/10 Marks)##Answer:.

10,583

Discuss the advantages and disadvantages of nationalisation of banks in India. (150 words/10 marks)

.Approach : Introduction - Write about the background of the Bank"s nationalization. Main Body - Write the Advantages of the nationalization of banks in India. Write the Disadvantages of the nationalization of banks in India. Conclusion - Give a balance conclusion writing about Banks reforms. Answer: In the 1950s, many private banks were existing which have many shortcomings such as Serving only the elite class, having No role in national development, having No rural presence, Nexus between Banks and Industrial Houses. So to overcome these challenges, the Government of India nationalized 14 private commercial banks in 1969 and 6 more private bans in 1980. Advantages of banks 1. It achieved financial inclusion 2. It provided social orientation to the banking sector i.e., to ensure an adequate flow of credit to the agricultural sector and rural sector. 3. It expanded Bank branches, particularly rural branches (As per RBI regulation, there should be 25 % rural branches) 4. disbursement of loans to weaker sections increased. 5. It helps in achieving many of the social welfare objectives of the government. Disadvantages 1. Efficiency and profitability of Banks declined drastically after nationalization. 2. NPAs of the Banks increased. 3. High government and political intervention in the day-to-day functioning and other major decisions of the banks. 4. Influence of the Trade Union increased. 5. Poor customer service. As a result of these failures and losses incurred by the public sector banks, the Government decided to appoint the Narasimham Committee on Banking reforms which made some major recommendations like giving more autonomy to the Public sector banks, increasing competitiveness in the banking sector and deregulation of interest rates. As a result of these reforms, the banking landscape in India changed in the post-economic reforms era.

##Question:Discuss the advantages and disadvantages of nationalisation of banks in India. (150 words/10 marks)##Answer:.Approach : Introduction - Write about the background of the Bank"s nationalization. Main Body - Write the Advantages of the nationalization of banks in India. Write the Disadvantages of the nationalization of banks in India. Conclusion - Give a balance conclusion writing about Banks reforms. Answer: In the 1950s, many private banks were existing which have many shortcomings such as Serving only the elite class, having No role in national development, having No rural presence, Nexus between Banks and Industrial Houses. So to overcome these challenges, the Government of India nationalized 14 private commercial banks in 1969 and 6 more private bans in 1980. Advantages of banks 1. It achieved financial inclusion 2. It provided social orientation to the banking sector i.e., to ensure an adequate flow of credit to the agricultural sector and rural sector. 3. It expanded Bank branches, particularly rural branches (As per RBI regulation, there should be 25 % rural branches) 4. disbursement of loans to weaker sections increased. 5. It helps in achieving many of the social welfare objectives of the government. Disadvantages 1. Efficiency and profitability of Banks declined drastically after nationalization. 2. NPAs of the Banks increased. 3. High government and political intervention in the day-to-day functioning and other major decisions of the banks. 4. Influence of the Trade Union increased. 5. Poor customer service. As a result of these failures and losses incurred by the public sector banks, the Government decided to appoint the Narasimham Committee on Banking reforms which made some major recommendations like giving more autonomy to the Public sector banks, increasing competitiveness in the banking sector and deregulation of interest rates. As a result of these reforms, the banking landscape in India changed in the post-economic reforms era.

10,584

1.What do you mean by New Banking License? Discuss with special reference to Bandhan Micro Finance.

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##Question:1.What do you mean by New Banking License? Discuss with special reference to Bandhan Micro Finance.##Answer:.

10,585

2.What do you understand by 5:25 Refinance Scheme?

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##Question:2.What do you understand by 5:25 Refinance Scheme? ##Answer:.

10,586

3.What is Marginal Cost based Lending Rate? Why is there need to change

.

##Question:3.What is Marginal Cost based Lending Rate? Why is there need to change ##Answer:.

10,587

Examine the role of payment banks in achieving the objective of financial inclusion. (10 marks/150 words

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##Question:Examine the role of payment banks in achieving the objective of financial inclusion. (10 marks/150 words##Answer:.

10,588

Explain the various forces on the surface of earth?

.

##Question:Explain the various forces on the surface of earth? ##Answer:.

10,589

1.How Co2 filled atmosphere that existed in the beginning of development of atmosphere, converted into Oxygen rich atmosphere?

.

##Question:1.How Co2 filled atmosphere that existed in the beginning of development of atmosphere, converted into Oxygen rich atmosphere?##Answer:.

10,590

What is concept of shadow zone? What information can be inferred from P and S wave shadow zones? (150 words/10 marks)

.

##Question:What is concept of shadow zone? What information can be inferred from P and S wave shadow zones? (150 words/10 marks)##Answer:.

10,591

1.Write a short note on the following:(a)Fiscal Drag(b)MAT(c)Difference between GST and VAT

.

##Question:1.Write a short note on the following:(a)Fiscal Drag(b)MAT(c)Difference between GST and VAT##Answer:.

10,592

2.What are the controversies related to Minimum Alternative Tax in recent times?

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##Question:2.What are the controversies related to Minimum Alternative Tax in recent times?##Answer:.

10,593

3.It is argued that implementation of GST will boost GDP by 2-3%. How?

.

##Question:3.It is argued that implementation of GST will boost GDP by 2-3%. How?##Answer:.

10,594

'The introduction of the GST (Goods and Services Tax) would be a significant step in the field of indirect tax reforms in India'. Do you agree? Considering ongoing debate on the introduction of GST, describe the significance of GST along with its features.

.

##Question:'The introduction of the GST (Goods and Services Tax) would be a significant step in the field of indirect tax reforms in India'. Do you agree? Considering ongoing debate on the introduction of GST, describe the significance of GST along with its features.##Answer:.

10,595

Is the launch of ASTROSAT important for Indian space technology?

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##Question:Is the launch of ASTROSAT important for Indian space technology?##Answer:.

10,596

1.What are Kuiper belt objects?

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##Question:1.What are Kuiper belt objects?##Answer:.

10,597

2.What are Goldilocks Zone and its importance?

.

##Question:2.What are Goldilocks Zone and its importance?##Answer:.

10,598

3.What are GAGAN and its objectives?

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##Question:3.What are GAGAN and its objectives?##Answer:.

10,599

Write a short note on Hubble telescope.(75 words)

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##Question:Write a short note on Hubble telescope.(75 words)##Answer:.

10,600

Write down about different satellite orbits and its importance.

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##Question:Write down about different satellite orbits and its importance.##Answer:.

10,601

Write a short note on cryogenics and its importance in space missions. (150 words)

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##Question:Write a short note on cryogenics and its importance in space missions. (150 words)##Answer:.

10,602

2.Critically evaluate India’s Mars orbit mission.

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##Question:2.Critically evaluate India’s Mars orbit mission.##Answer:.

10,603

3.What is so special about the GSLV-D5?

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##Question:3.What is so special about the GSLV-D5?##Answer:.

10,604

4.Write down the significance of IRNSS.

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##Question:4.Write down the significance of IRNSS.##Answer:.

10,605