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• Typical symptoms of difficulty in swallowing, excessive |
salivation, fear of water (hydrophobia) and hallucinations; and |
• Presence of rabies virus antigen or rabies-neutralizing |
antibody titer in the CSF. |
Diagnosis must be confirmed by a specialist in the relevant field |
and must occur within 90 days from the date that the life |
insured was bitten by the infected animal. |
20 |
Rheumatic Fever with |
Valvular Impairment |
The coverage of this Special CI conditions benefit will be |
provided until the day before the policy anniversary |
immediately after the life insured's 18th birthday. |
A confirmed diagnosis by a Specialist of acute rheumatic fever |
according to the revised Jones criteria. There must be |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 41 of 42 |
Manulife (Singapore) Pte. Ltd. |
A Manulife Company |
No |
Covered Special CI |
Conditions |
Definition |
involvement of one or more heart valves with at least mild valve |
incompetence attributable to rheumatic fever as confirmed by |
quantitative investigations of the valve function by a Specialist. |
The valve incompetence must persist for at least six months. |
21 |
22 |
23 |
Severe Haemophilia |
Severe Juvenile Rheumatoid |
Arthritis |
Type 1 Juvenile Spinal |
Amyotrophy |
The coverage of this Special CI conditions benefit will be |
provided until the day before the policy anniversary |
immediately after the life insured's 18th birthday. |
The life insured must be suffering from severe hemophilia |
associated with spontaneous haemorrhage and with a clotting |
factor VIII or factor IX of less than one percent. Diagnosis must |
be confirmed by a Specialist. |
The coverage of this Special CI Conditions Benefit will be |
provided until the day before the policy anniversary |
immediately after the life insured's 18th birthday. |
A severe form of juvenile chronic arthritis characterised by high |
fever and signs of systematic illness that can exist for months |
before the onset of arthritis. The condition must be characterised |
by cardinal manifestations which include high spiking, daily |
(quotidian) fevers, evanescent rash, arthritis, splenomegaly, |
lymphadenopathy, serositis, weight loss, neutrophilic |
leukocytosis, increased acute Phase Proteins and usually |
seronegative tests for Antinuclear Antibodies (ANA) and |
Rheumatoid Factor (RF). The diagnosis must be backed by |
adequate laboratory and other tests or investigations. The final |
diagnosis must also be confirmed unequivocally by a |
Specialist, and the condition has to be documented for at least 6 |
months. |
The coverage of this Special CI conditions benefit will be |
provided until the day before the policy anniversary |
immediately after the life insured's 18th birthday. |
The life insured must be diagnosed as a Type I Juvenile |
Spinal Amyotrophy which is an infantile form of spinal muscular |
atrophy characterised by progressive dysfunction of the anterior |
horn cells in the spinal cord and brainstem cranial nerves with |
profound weakness and bulbar dysfunction. Electromyography |
and muscle biopsy are needed to confirm this diagnosis which |
also need to be certified by a Specialist. |
The coverage of this Special CI conditions benefit will be |
provided until the day before the policy anniversary |
immediately after the life insured's 18th birthday. |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 42 of 42 |
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