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• Typical symptoms of difficulty in swallowing, excessive
|
salivation, fear of water (hydrophobia) and hallucinations; and
|
• Presence of rabies virus antigen or rabies-neutralizing
|
antibody titer in the CSF.
|
Diagnosis must be confirmed by a specialist in the relevant field
|
and must occur within 90 days from the date that the life
|
insured was bitten by the infected animal.
|
20
|
Rheumatic Fever with
|
Valvular Impairment
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 18th birthday.
|
A confirmed diagnosis by a Specialist of acute rheumatic fever
|
according to the revised Jones criteria. There must be
|
Manulife CI FlexiCare (Deluxe) v0123
|
Page 41 of 42
|
Manulife (Singapore) Pte. Ltd.
|
A Manulife Company
|
No
|
Covered Special CI
|
Conditions
|
Definition
|
involvement of one or more heart valves with at least mild valve
|
incompetence attributable to rheumatic fever as confirmed by
|
quantitative investigations of the valve function by a Specialist.
|
The valve incompetence must persist for at least six months.
|
21
|
22
|
23
|
Severe Haemophilia
|
Severe Juvenile Rheumatoid
|
Arthritis
|
Type 1 Juvenile Spinal
|
Amyotrophy
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 18th birthday.
|
The life insured must be suffering from severe hemophilia
|
associated with spontaneous haemorrhage and with a clotting
|
factor VIII or factor IX of less than one percent. Diagnosis must
|
be confirmed by a Specialist.
|
The coverage of this Special CI Conditions Benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 18th birthday.
|
A severe form of juvenile chronic arthritis characterised by high
|
fever and signs of systematic illness that can exist for months
|
before the onset of arthritis. The condition must be characterised
|
by cardinal manifestations which include high spiking, daily
|
(quotidian) fevers, evanescent rash, arthritis, splenomegaly,
|
lymphadenopathy, serositis, weight loss, neutrophilic
|
leukocytosis, increased acute Phase Proteins and usually
|
seronegative tests for Antinuclear Antibodies (ANA) and
|
Rheumatoid Factor (RF). The diagnosis must be backed by
|
adequate laboratory and other tests or investigations. The final
|
diagnosis must also be confirmed unequivocally by a
|
Specialist, and the condition has to be documented for at least 6
|
months.
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 18th birthday.
|
The life insured must be diagnosed as a Type I Juvenile
|
Spinal Amyotrophy which is an infantile form of spinal muscular
|
atrophy characterised by progressive dysfunction of the anterior
|
horn cells in the spinal cord and brainstem cranial nerves with
|
profound weakness and bulbar dysfunction. Electromyography
|
and muscle biopsy are needed to confirm this diagnosis which
|
also need to be certified by a Specialist.
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 18th birthday.
|
Manulife CI FlexiCare (Deluxe) v0123
|
Page 42 of 42
|
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