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• Typical symptoms of difficulty in swallowing, excessive
salivation, fear of water (hydrophobia) and hallucinations; and
• Presence of rabies virus antigen or rabies-neutralizing
antibody titer in the CSF.
Diagnosis must be confirmed by a specialist in the relevant field
and must occur within 90 days from the date that the life
insured was bitten by the infected animal.
20
Rheumatic Fever with
Valvular Impairment
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 18th birthday.
A confirmed diagnosis by a Specialist of acute rheumatic fever
according to the revised Jones criteria. There must be
Manulife CI FlexiCare (Deluxe) v0123
Page 41 of 42
Manulife (Singapore) Pte. Ltd.
A Manulife Company
No
Covered Special CI
Conditions
Definition
involvement of one or more heart valves with at least mild valve
incompetence attributable to rheumatic fever as confirmed by
quantitative investigations of the valve function by a Specialist.
The valve incompetence must persist for at least six months.
21
22
23
Severe Haemophilia
Severe Juvenile Rheumatoid
Arthritis
Type 1 Juvenile Spinal
Amyotrophy
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 18th birthday.
The life insured must be suffering from severe hemophilia
associated with spontaneous haemorrhage and with a clotting
factor VIII or factor IX of less than one percent. Diagnosis must
be confirmed by a Specialist.
The coverage of this Special CI Conditions Benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 18th birthday.
A severe form of juvenile chronic arthritis characterised by high
fever and signs of systematic illness that can exist for months
before the onset of arthritis. The condition must be characterised
by cardinal manifestations which include high spiking, daily
(quotidian) fevers, evanescent rash, arthritis, splenomegaly,
lymphadenopathy, serositis, weight loss, neutrophilic
leukocytosis, increased acute Phase Proteins and usually
seronegative tests for Antinuclear Antibodies (ANA) and
Rheumatoid Factor (RF). The diagnosis must be backed by
adequate laboratory and other tests or investigations. The final
diagnosis must also be confirmed unequivocally by a
Specialist, and the condition has to be documented for at least 6
months.
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 18th birthday.
The life insured must be diagnosed as a Type I Juvenile
Spinal Amyotrophy which is an infantile form of spinal muscular
atrophy characterised by progressive dysfunction of the anterior
horn cells in the spinal cord and brainstem cranial nerves with
profound weakness and bulbar dysfunction. Electromyography
and muscle biopsy are needed to confirm this diagnosis which
also need to be certified by a Specialist.
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 18th birthday.
Manulife CI FlexiCare (Deluxe) v0123
Page 42 of 42