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POLICY NUMBER GLO 3707241 17 CY NUMBER GLO 3707241 17 COMMERCIAL GENERAL LIABILITY CG 25 03 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED CONSTRUCTION PROJECTS GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE... | 6 |
B. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by accidents under Section Coverage C which can not be attributed only to ongoing operations at a single designated construction project shown in the Schedule ... | 6 |
POLICY NUMBER GLO 3707241 17 POLICY NUMBER GLO 3707241 17 COMMERCIAL GENERAL LIABILITY CG 25 04 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED LOCATIONS GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SC... | 6 |
B. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by accidents under Section Coverage C which can not be attributed only to operations at a single designated location shown in the Schedule above 1. Any payment... | 6 |
ZURICH THIS ENDORSEMENT IS ATTACHED TO AND MADE PART OF YOUR POLICY. THIS ENDORSEMENT DOES NOT GRANT ANY COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER THE POLICY. DISCLOSURE OF PREMIUM RELATING TO DISPOSITION OF TRIA SCHEDULE 1 Premium attributable to risk of loss from certified acts of terrorism th... | 6 |
ZURICH CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM Insureds Name Policy Number Effective Endorsement Date Number THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY. umber This endorsement modifies your insurance A. This endorsement applies to all Coverage Parts included in this policy. Cap on Losses From... | 6 |
ZURICH Disclosure Statement It is our pleasure to present the enclosed policy to you for presentation to your customer. INSTRUCTION TO AGENT OR BROKER WE REQUIRE THAT YOU TRANSMIT THE ATTACHED ENCLOSED DISCLOSURE STATEMENT TO THE CUSTOMER WITH THE POLICY. Once again thank you for your interest and we look forward to me... | 6 |
ZURICH Disclosure Statement NOTICE OF DISCLOSURE FOR AGENT BROKER COMPENSATION If you want to learn more about the compensation Zurich pays agents and brokers visit httpwww.zurichnaproducercompensation.com or call the following toll free number 866 903 1192. This Notice is provided on behalf of Zurich American Insuranc... | 6 |
COMMERCIAL INSURANCE Policy Number CPO 5833412 02 Named Insured and Mailing Address HEALTH TECH LLC SEE NAMED INSURED ENDT 5110 MARYLAND WAY SUITE 200 BRENTWOOD TN 37027 2 ZURICH COMMON POLICY DECLARATIONS Renewal of Number CPO 5833412 01 Producer and Mailing Address LOCKTON COMPANIES LLC 444 W 47TH ST STE 900 KANSAS C... | 2 |
Policy Number CPO 5833412 02 SCHEDULE OF FORMS AND ENDORSEMENTS Zurich American Insurance Company Of Illinois Named Insured HEALTH TECH LLC Effective Date 09 30 14 1201 A.M. Standard Time AgentName LOCKTON COMPANIES LLC Agent No.37385 000 COMMON POLICY FORMS AND ENDORSEMENTS U GU692 C CW 06 13 DISCL OF PREM. RELATING T... | 6 |
Policy Number CPO 5833412 02 SCHEDULE OF FORMS AND ENDORSEMENTS Zurich American Insurance Company Named Insured HEALTH TECH LLC Of Illinois Effective Date 09 30 14 1201 A.M. Standard Time Agent Name LOCKTON COMPANIES LLC Agent No. 37385 000 AUTOMOBILE FORMS AND ENDORSEMENTS U CA531 B 02 08 U CA D600 C 04 14 10 13 01 14... | 6 |
ZURICH Important Notice In Witness Clause In return for the payment of premium and subject to the terms of this policy coverage is provided as stated in this policy. IN WITNESS WHEREOF this Company has executed and attested these presents and where required by law has caused this policy to be countersigned by its duly ... | 6 |
Policy Number CPO 5833412 02 SCHEDULE OF NAMED INSUREDS ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS Named Insured HEALTH TECH LLC Effective Date 09 30 14 1201 A.M. Standard Time Agent Name LOCKTON COMPANIES LLC Agent No. 37385 000 NAMED INSURED HEALTH TECH LLC HEALTHTECH MANAGEMENT SERVICES INC. HEALTHTECH SOLUTIONS ... | 6 |
INSTALLMENT PREMIUM SCHEDULE The total premium shown in the Declarations of this policy is made payable in installments on the dates and in the amount shown below. PAYMENT TOTAL DUE P. PREMIUM 06301 TOTAL Failure to pay the Installment Premium by the Date Due shown shall constitute non payment of premium for which we m... | 6 |
Policy Number CPO 5833412 02 SCHEDULE OF LOCATIONS Zurich American Insurance Company Of Illinois Named Insured HEALTH TECH LLC Effective Date 09 30 14 1201 A.M. Standard Time AgentName LOCKTON COMPANIES LLC AgentNo. 37385 000 Designated Locations Occupancy INTERNATIONAL LN ISUITE 200 IADISON WI 53704 2745 N DALLAS TOLL... | 6 |
IL 00 17 11 98 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions A. D. Cancellation 1. The first Named Insured shown in the Declara tions may cancel this policy by mailing or de livering to us advance written notice of cancel lation. 2. We may cancel this policy... | 6 |
IL 00 21 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT Broad Form This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVE... | 6 |
Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel com ponent solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste ma... | 6 |
IL 02 50 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TENNESSEE CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART C... | 6 |
C. The following is added and supersedes any provi sions to the contrary NONRENEWAL 1. If we decide not to renew this policy we will mail or deliver written notice of nonrenewal to the first Named Insured and agent at least 60 days before the expiration date unless a. We have offered to issue a renewal policy or b. You... | 6 |
IL 00 03 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALCULATION OF PREMIUM This endorsement modifies insurance provided under the following CAPITAL ASSETS PROGRAM OUTPUT POLICY COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE... | 6 |
ZURICH Important Notice to Policyholders In the event you need to contact someone about this policy for any reason please contact your agent. If you have additional ques tions you may contact Zurich North America Commercial at the following address and telephone number Customer Inquiry Center Zurich North America Comme... | 6 |
ZURICH Important Notice Texas Safety Consultation Services Zurich in North America has loss control services available at no additional charge. If you would like additional information regarding these services please contact us or visit our website. If you would like to request services please complete the information ... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 SUMMARY OF PREMISES PREMISES 1 PREMISES ADDRESS 2701 INTERNATIONAL LN SUI... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 SUMMARY OF PREMISES PREMISES 13 PREMISES ADDRESS 2745 N DALLAS TOLLWAY ST... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 SUMMARY OF PREMISES PREMISES 16 PREMISES ADDRESS 3000 IRVING BLVD COLO4 D... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 SUMMARY OF PREMISES PREMISES 18 PREMISES ADDRESS 5110 MARYLAND WAY STE 20... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 SUMMARY OF PREMISES PREMISES 19 PREMISES ADDRESS 6150 STONEBRIDGE MALL ST... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 SUMMARY OF PREMISES PREMISES 20 PREMISES ADDRESS 615 N 48TH ST PHOENIX AZ... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 BLANKET LIMITS OF INSURANCE PERSONAL PROPERTY BLANKET LIMIT OF INSURANCE ... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 ADDITIONAL COVERAGES LIMITS OF INSURANCE Limits of Insurance applicable a... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 ADDITIONAL COVERAGES LIMITS OF INSURANCE Limits of Insurance applicable a... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 ADDITIONAL COVERAGES LIMITS OF INSURANCE Limits of Insurance applicable a... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 ADDITIONAL COVERAGES LIMITS OF INSURANCE Limits of Insurance applicable a... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 MARINE COVERAGE LIMITS OF INSURANCE Limits of Insurance applicable at a p... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 DEDUCTIBLES GENERAL DEDUCTIBLES PROPERTY DEDUCTIBLE 5000 PER OCCURRENCE T... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 DEDUCTIBLES APPLICATION OF MULTIPLE DEDUCTIBLES Unless otherwise stated i... | 6 |
Z ZURICH Commercial Property Coverage Part Declarations ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS NAMED INSURED POLICY PERIOD HEALTH TECH LLC From 9302014 To 9302015 1201 A.M. STANDARD TIME AT YOUR MAILING ADDRESS POLICY NUMBER CPO 5833412 02 CATASTROPHE COVERAGE LIMITS OF INSURANCE AND DEDUCTIBLES Catastrophe Cove... | 6 |
ZURICH Ordinary Payroll Limitation THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following COMMERCIAL PROPERTY DEFINITIONS A. The definition of continuing expenses is replaced by the following Continuing expenses means a. Your continuing normal operating expenses including... | 6 |
e. Department managers. Payroll expenses mean the following expenses a. Payroll b. Employee benefits directly related to payroll c. FlCA contributions that you pay d. Union dues that you pay e. Workers compensation premiums and f. State and Federal unemployment compensation premiums. Includes copyrighted material of IS... | 6 |
ZURICH.. ZURICT Dependent Premises Business Income Coverage Unscheduled Locations THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following BUSINESS INCOME COVERAGE FORM EXCLUDING EXTRA EXPENSE BUSINESS INCOME COVERAGE FORM INCLUDING RESEARCH AND DEVELOPMENT CONTINUING EXPEN... | 6 |
The most we will pay under this Additional Coverage in any one occurrence is the Limit of Insurance shown on the Declarations for Contractual Penalties.. OPTIONAL COVERAGE If a Blanket Business Income and Extra Expense Limit of Insurance is shown on the Declarations the following Optional Coverage is added to Section A... | 6 |
Period of restoration does not include any increased period required due to the enforcement of any ordinance or law that requires any insured or others to test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or microorganisms. The expiration ... | 6 |
ZURICH Enabling Endorsement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following COMMERCIAL PROPERTY CONDITIONS REAL AND PERSONAL PROPERTY COVERAGE FORM The provisions of any forms or endorsements that make reference to the BUILDING AND PERSONAL PROPERTY COVERAGE FORM o... | 6 |
ZURICH Unintentional Errors or Omissions Coverage THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following ADDITIONAL COVERAGES FORM BUSINESS INCOME COVERAGE FORM EXCLUDING EXTRA EXPENSE The following is added to Section A. Additional Coverages in t... | 6 |
ZURICH Commercial Property Coverage Part General Provisions IMPORTANT INFORMATION ABOUT THIS COMMERCIAL PROPERTY COVERAGE PART. PLEASE READ IT CAREFULLY. Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and what is not covered. DEFINITIONS AND ... | 6 |
DEDUCTIBLES If a deductible applies it is described in the applicable Coverage Form or endorsement. The amount of the deductible to be applied is shown on the Summary of Premises Deductibles or Catastrophe Coverage Limits of Insurance and Deductibles sections of the Commercial Property Coverage Part Declarations. Unles... | 6 |
ZURICH Commercial Property Conditions Table of Contents Conditions Abandonment..... Appraisal Concealment Misrepresentation or Fraud... Conformity to Statute Control of Property Duties in the Event of Loss or Damage Insurance Under Two or More Coverages...... Legal Action Against Us........... Liberalization Loss Payme... | 6 |
ZURICH ee ee ee Commercial Property Conditions This Commercial Property Coverage Part is subject to the following conditions as well as the Common Policy Conditions. A. ABANDONMENT There can be no abandonment of any property to us. B. APPRAISAL If we and you disagree on the value of the property or the amount of the lo... | 6 |
F. DUTIES IN THE EVENT OF LOSS OR DAMAGE 1. You must see that the following are done in the event of loss or damage to Covered Property a. b. h. Notify the police if a law may have been broken. Give us prompt notice of the loss or damage including a description of the property involved. As soon as possible give us a de... | 6 |
J. LOSS PAYMENT The following apply unless otherwise provided in a Coverage Form in this Commercial Property Coverage Part 1. In the event of loss or damage covered by this Commercial Property Coverage Part at our option we will either a. Pay the amount of the loss or damage b. Pay the cost of repairing or replacing th... | 6 |
MORTGAGEHOLDERS 1. 2. Mortgageholder includes trustee. We will pay for covered loss of or damage to buildings or structures to each mortgageholder shown on the Declarations in their order of precedence as interests may appear. The mortgageholder has the right to receive loss payment even if the mortgageholder has start... | 6 |
OTHER INSURANCE 1. You may have other insurance subject to the same plan terms conditions and provisions as the insurance under this Commercial Property Coverage Part. If you do we will pay our share of the covered loss or damage. Our share is the proportion that the applicable Limit of Insurance under this Commercial ... | 6 |
oO. RECOVERED PROPERTY 1. If either you or we recover any property after loss settlement that party must give the other prompt notice. At your option you may do one of the following a. Keep the loss payment and transfer the recovered property to us or b. Keep the recovered property and return the loss payment to us. If... | 6 |
b. A business firm owned or controlled by you c. A business firm or an individual that owns or controls you or d. Your tenant. Any recovery as a result of subrogation proceedings arising out of a covered loss net of fees including legal fees and expenses we incur in such subrogation proceedings will be shared with you ... | 6 |
ZURICH Commercial Property Definitions Accounts receivable records means accounting records you use to document the billing and collection of money due from your customers regardless of what material it is inscribed printed written or recorded upon. Actual cash value means replacement cost reduced by each of the follow... | 6 |
a. Any period of time during which your business activities would not normally have been conducted such as weekends or holidays b. Seasonal activity planned in advance c. Schedule delays due to weather or d. Labor actions beyond your control. 7. Cloud facility means a data centers owned and operated by others whom you ... | 6 |
12. 13. 14 15. 16. 17. Contractor s equipment means a. Equipment tools machinery and other mechanical and electrical devices of a mobile nature used for contracting installation erection repair or moving operations or projects b. Self propelled vehicles designed and used primarily to carry mounted equipment c. Vehicles... | 6 |
c. Manufacturing locations and d. Leader locations. If the location is described by an address only it includes the area associated with that address in which you or the occupant are legally entitled to conduct operations and includes that area extending 1000 feet beyond that address. If the location is described by an... | 6 |
d. performance of accounts receivable records duplicate information property electronic data processing hardware original information property or research and development property Unauthorized viewing copying or use of any electronic accounts receivable records duplicate information property original information proper... | 6 |
25. 26. 27. 28. 29. 30. 31. 32. Fine arts means paintings etchings pictures tapestries and other bona fide works of art rarity historical value or artistic merit such as rugs statuary marbles bronzes antiques furniture rare books antique silver manuscripts porcelains rare glass and bric a brac. Finished stock means goo... | 6 |
33. 34 35. 36. 37. 38. 39. 40. 41. 42. 43. 44 Improvements and betterments means fixtures alterations installations or additions a. Comprising a part of the building you occupy as a tenant but do not own b. Made or acquired at your expense exclusive of rent paid by you or for which you are legally required by written c... | 6 |
45. 46. 47. 48. 49. 50. b. Goods you have manufactured which are completed and ready for packing shipment installation or sale on a premises or reported unscheduled premises of any retail outlet at which you are insured by Business Income Insurance. Microorganism means any type or form of organism of microscopic or ult... | 6 |
51. 52. 53. 54. Net leasehold interest Subtotal a. Subtotal b. 9526 Newly acquired premises means a permanently fixed location you own lease rent or control. The location becomes a newly acquired premises on the later of a. The date you obtain possession or control of the location or b. The date real property or person... | 6 |
55. Outdoor trees shrubs plants or lawns means outdoor trees shrubs plants grass or lawns you own. Outdoor trees shrubs plants or lawns does not mean a. Growing crops b. Standing timber c. Landscaping materials d. Stock or e. Green roofing systems. 56. Period of restoration means the period of time that begins when a. ... | 6 |
57. 58. 59. Personal property means a. Your personal property b. Your employees personal property c. Personal property of others in your care custody or control d. The value of labor materials or services furnished or arranged by you on personal property of others e. Your interest in improvements and betterments to bui... | 6 |
60. Premises means A location scheduled on the Declarations for this Commercial Property Coverage Part. a. 61. Raw stock means material in the state in which you acquired it for conversion into fi If the location is described by an address only it includes the area associated with that address in which you are legally ... | 6 |
65. with all applicable zoning land use or construction codes in force at the time of loss or damage. This includes the cost to reconstruct or remodel undamaged portions of the real property when those costs are a consequence of enforcement of such codes. Rebuild Cost The cost to rebuild the real property or personal p... | 6 |
66. 67. 68. 69. 70. g. h. A newly acquired premises An unreported premises A fair or exhibition An installation or service premises Atemporary storage location A rigging premises or With respect to loss or damage covered by any time element coverage a dependent premises. Research and development continuing expenses mea... | 6 |
71. 72. 73. 74. 75. 76. Rigging means rigging hoisting moving erecting lowering and millwright work. Rigging premises means a location for the purpose of a. Rigging b. Assembling or dismantling work done in connection with a rigging project or c. Operations incidental to a rigging assembling or dismantling project. Sal... | 6 |
77. 78. 79. 80. 81. 82. 1 Personal property in the open or 2 The interior of buildings or property inside buildings unless the roof or an outside wall of the building is first damaged by a falling object m. Weight of snow ice or sleet n. Accidental discharge or leakage of water or steam from any part of a system or app... | 6 |
b. c. BUSINESS INCOME COVERAGE FORM INCLUDING RESEARCH AND DEVELOPMENT CONTINUING EXPENSES EXCLUDING EXTRA EXPENSETECHNOLOGY or EXTRA EXPENSE COVERAGE FORM. 83. Unreported premises means a permanently fixed location that contains real property or personal property in which you have an insurable interest but has not bee... | 6 |
ZURICH Real and Personal Property Coverage Form Table of Contents Section Coverage Excluded Causes of Loss Limitations...... Deductible Valuation...... Optional Coverage.... | 6 |
ZURICH Real and Personal Property Coverage Form A. COVERAGE We will pay for direct physical loss of or damage to real property and personal property at a premises directly caused by a covered cause of loss. We will not pay more in any one occurrence than the applicable Limit of Insurance shown on the Declarations for s... | 6 |
a. Acting alone or in collusion with others or b. Whether or not occurring during the hours of employment. This exclusion applies even if one of these excluded causes of loss was caused by or resulted from a mistake or malfunction. This exclusion does not apply to a. Acts of vandalism committed by your employees includ... | 6 |
10. 11. 12. Flood We will not pay for loss or damage caused directly or indirectly by flood. Such loss or damage is excluded regardless of any other cause or event including a mistake malfunction or weather condition that contributes concurrently or in any sequence to the loss even if such other cause or event would ot... | 6 |
13. 14 15. 16. But if a result of one of these excluded causes of loss is a specified cause of loss other than fire or lightning we will pay that portion of the loss or damage which was solely caused by that specified cause of loss. We will also not pay for loss cost or expense arising out of any request demand order o... | 6 |
17. 18. 1 Amistake in planning zoning development surveying siting 2 Amistake in design specifications workmanship repair construction renovation remodeling grading compaction 3 Amistake in materials used in repair construction renovation or remodeling or 4 Insufficient or failure of maintenance or servicing of part or... | 6 |
C. LIMITATIONS 1. The following types of property are covered only up to the Limits of Insurance shown below in any one occurrence for loss or damage due to theft a. 2500 for furs fur garments and garments trimmed with fur. b. 2500 for jewelry watches watch movements jewels pearls precious and semiprecious stones bulli... | 6 |
3. Merchandise which has been sold but not delivered and finished stock at the regular cash selling price less any discounts and expenses you otherwise would have had. 4. Stock in process at the value of raw stock your labor expended and your materials incorporated plus the proper proportion of your overhead charges ca... | 6 |
ZURICH Additional Coverages Form Table of Contents Section Additional Coverages... Consequential Loss Net Leasehold Interest....... Consequential Loss Tenant s Improvements and Betterments.... Consequential Loss Undamaged Stock.... Contamination by a Refrigerant..... Debris Removal Deferred Payments Electronic Vandalis... | 6 |
Section Reported Unscheduled Premises Reward Payments. Salespersons Samples.... Spoilage Equipment Breakdown Theft Damage to Buildings Unreported Premises......... 0.000008 Deductible | 6 |
ZURICH Additional Coverages Form A. ADDITIONAL COVERAGES The following are Additional Coverages to coverages set forth in this Commercial Property Coverage Part. If you have not chosen a coverage elsewhere in this Commercial Property Coverage Part there is no coverage under its corresponding Additional Coverages. For e... | 6 |
Consequential Loss Tenant s Improvements and Betterments We will pay for the value of undamaged improvements and betterments when your lease is cancelled a. By the lessor and b. As a result of a valid condition of your lease due to direct physical loss of or damage to real property or personal property directly caused ... | 6 |
5. Debris Removal a. We will pay your expense to remove debris of Covered Property for which a Limit of Insurance is shown on the Declarations remaining after a covered cause of loss. The most we will pay under this Additional Coverage for Debris Removal is the remaining applicable Limit of Insurance for the Covered Pr... | 6 |
10. The most we will pay under this Additional Coverage in any one occurrence is the Limit of Insurance shown on the Declarations for Deferred Payments. The Limit for this Additional Coverage is included in and not in addition to any other applicable Limits of Insurance. Electronic Vandalism Direct Damage We will pay f... | 6 |
11. 12. 13. We will also pay for those costs incurred by your fire brigade to save or protect Covered Property from a fire but not including the costs to refill fire protective equipment. The most we will pay under this Additional Coverage at any one premises or reported unscheduled premises is the Limit of Insurance s... | 6 |
14 15. 16. The most we will pay under this Additional Coverage at any one premises or reported unscheduled premises is the Limit of Insurance shown on the Declarations for Lock and Key Replacement. The Limit for this Additional Coverage is included in and not in addition to any other applicable Limits of Insurance. Mic... | 6 |
17. 18. a. Your newly acquired or constructed real property at a premises if coverage is not currently shown for real property at that premises on the Declarations and b. Your newly acquired personal property at a premises if coverage is not currently shown for personal property at that premises on the Declarations. Th... | 6 |
19. 20. 21. 22. The most we will pay under this Additional Coverage at any one premises or reported unscheduled premises and for any one tree shrub plant or lawn are the Limits of Insurance shown on the Declarations for Outdoor Trees Shrubs Plants or Lawns. Pollutant Clean Up and Removal Land and Water We will pay the ... | 6 |
23. 24. 25. 26. The most we will pay under this Additional Coverage at any one reported unscheduled premises is the applicable Limit of Insurance shown on the Declarations for Reported Unscheduled Premises. Reward Payments We will reimburse you for rewards you pay for information leading to a. The successful return of ... | 6 |
27. Unreported Premises We will pay for direct physical loss of or damage to real property and personal property other than salespersons samples or property in transit at an unreported premises directly caused by a covered cause of loss. The most we will pay under this Additional Coverage at any one unreported premises... | 6 |
ZURICH Accounts Receivable Coverage Form Revenue Loss Table of Contents Section Coverages Excluded Causes of Loss Deductible Valuation...... | 6 |
ZURICH Accounts Receivable Coverage Form Revenue Loss A. COVERAGES 1. Accounts Receivable Revenue Loss We will pay for a. The money due you from customers that you are unable to collect b. Interest charges on any loan required to offset amounts you are unable to collect pending our payment of these amounts and c. Colle... | 6 |
2. Bookkeeping Accounting or Billing Mistakes We will not pay for loss or damage caused by or resulting from a mistake or malfunction in bookkeeping accounting or billing. 3. Defects or Errors We will not pay for any of the following a. Loss or damage caused by or resulting from a mistake in 1 Programming 2 Instruction... | 6 |
a. Acting alone or in collusion with others or b. Whether or not occurring during the hours of employment. This exclusion applies even if one of these excluded causes of loss was caused by or resulted from a mistake or malfunction. This exclusion does not apply to a. Acts of vandalism committed by your employees includ... | 6 |
10. 11. 12. 13. 14 Flood We will not pay for loss or damage caused directly or indirectly by flood. Such loss or damage is excluded regardless of any other cause or event including a mistake malfunction or weather condition that contributes concurrently or in any sequence to the loss even if such other cause or event w... | 6 |
b. Warlike action by a military force including action in hindering or defending against an actual or expected attack by any government sovereign or other authority using military personnel or other agents or c. Insurrection rebellion revolution usurped power or action taken by governmental authority by hindering or de... | 6 |
ZURICH Fine Arts Coverage Form Table of Contents Section Coverages Excluded Causes of Loss Deductible Valuation...... | 6 |
ZURICH Fine Arts Coverage Form A. COVERAGES 1. Fine Arts We will pay for direct physical loss of or damage to fine arts at a premises or reported unscheduled premises directly caused by a covered cause of loss. The most we will pay under this Marine Coverage at any one premises or reported unscheduled premises is the L... | 6 |
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