text
stringlengths
1
8.08k
labels
int64
0
6
Disappearance or Shortage We will not pay for loss caused by or resulting from disappearance or shortage disclosed on taking inventory or where there is no physical evidence to show what happened to the fine arts. This exclusion applies even if one of these excluded causes of loss was caused by or resulted from a mista...
6
Such loss or damage is excluded regardless of any other cause or event including a mistake malfunction or weather condition that contributes concurrently or in any sequence to the loss even if such other cause or event would otherwise be covered. But if a result of one of these excluded causes of loss is a covered caus...
6
10. 11. 12. 13. But if a result of one of these excluded causes of loss is a specified cause of loss other than fire or lightning we will pay that portion of the loss or damage which was solely caused by that specified cause of loss. We will also not pay for loss cost or expense arising out of any request demand order ...
6
D. VALUATION 1. Fine arts are valued based on the lesser of a. Market value at the time of loss or damage or b. The value of fine arts that are individually listed and described on the schedule on file with us. 2. Pairs or Sets In case of loss to any part of a pair or set we may a. Repair or replace any part to restore...
6
ZURICH Installation and Service Property Coverage Form Table of Contents Section Coverages Excluded Causes of Loss Valuation......
6
ZURICH Installation and Service Property Coverage Form A. COVERAGES 1. Stock to be Installed We will pay for di while such stock t physical loss of or damage to stock directly caused by a covered cause of loss a. Atan installation or service premises b. Atatemporary storage location or c. In transit to or from an insta...
6
B. EXCLUDED CAUSES OF LOSS 1. Artificially Maintained Conditions We will not pay for loss of or damage to personal property caused by or resulting from the loss of or change in any artificially maintained or generated temperature humidity or atmosphere. This exclusion applies even if one of these excluded causes of los...
6
f. Inherent vice. Such loss or damage is excluded regardless of any other cause or event including a mistake malfunction or weather condition that contributes concurrently or in any sequence to the loss even if such other cause or event would otherwise be covered. But if a result of one of these excluded causes of loss...
6
10. to the loss even if such other cause or event would otherwise be covered. But if nuclear reaction or radiation or radioactive contamination results in fire we will pay for that portion of the loss or damage which was solely caused by that fire. Precipitation We will not pay for loss or damage caused by or resulting...
6
11. Suspended Equipment We will not pay for loss or damage caused by or resulting from an equipment breakdown cause of loss to suspended equipment. This exclusion applies even if this excluded cause of loss was caused by or resulted from a mistake or malfunction. But if a result of this excluded cause of loss is a cove...
6
b. The amount you actually spend to repair rebuild or replace Covered Property. Except as provided in 3. 5. 6. and 7. below Covered Property which is not repaired rebuilt or replaced will be valued at the actual cash value at the time and place of loss or damage. If you commence the repair rebuilding or replacement of ...
6
ZURICH Original Information Property Coverage Form Table of Contents Section Coverages Excluded Causes of Loss Deductible Valuation......
6
ZURICH Original Information Property Coverage Form A. COVERAGES 1. Original Information Property We will pay for direct physical loss of or damage to original information property at a premises or reported unscheduled premises directly caused by a covered cause of loss. The most we will pay under this Marine Coverage a...
6
3 Amistake in materials used in repair construction renovation or remodeling or 4 Insufficient or failure of maintenance or servicing of part or all of any original information property on or off a premises or reported unscheduled premises. But if a result of one of these excluded causes of loss is a covered cause of l...
6
10. 11. 12. We will not pay for loss or damage caused by or resulting from electronic vandalism. This exclusion applies even if the electronic vandalism was caused by or resulted from a mistake or malfunction. Expected Preventable or Accumulated Losses We will not pay for loss or damage caused by or resulting from a. W...
6
13. 14 We will not pay for loss or damage consisting of directly or indirectly caused by contributed to or aggravated by the presence growth proliferation spread or any activity of microorganisms unless resulting from fire or lightning. Such loss or damage is excluded regardless of any other cause or event including a ...
6
ZURICH Transit Coverage Form Table of Contents Section Coverage Property Not Covered Excluded Causes of Loss Deductible Additional Conditions.... Valuation......
6
ZURICH Transit Coverage Form A. COVERAGE We will pay for direct physical loss of or damage to personal property in transit including 1. Your interest in shipments sold under Free on Board or Freight Allowed terms 2. Personal property when the purchaser refuses to accept delivery or returns it to the shipper or 3. Gener...
6
C. EXCLUDED CAUSES OF LOSS 1. Artificially Maintained Conditions We will not pay for loss of or damage to personal property caused by or resulting from the loss of or change in any artificially maintained or generated temperature humidity or atmosphere. This exclusion applies even if one of these excluded causes of los...
6
But if a result of one of these excluded causes of loss is a covered cause of loss we will pay for that portion of the loss or damage which was solely caused by that covered cause of loss. Governmental Action We will not pay for loss or damage caused directly or indirectly by any seizure confiscation expropriation nati...
6
10. But if a result of this excluded cause of loss is a covered cause of loss we will pay for that portion of the loss or damage which was solely caused by that covered cause of loss. Suspended Equipment We will not pay for loss or damage caused by or resulting from an equipment breakdown cause of loss to suspended equ...
6
Except as provided in 3. 5. and 6. below personal property which is not repaired rebuilt or replaced will be valued at the actual cash value at the time and place of loss or damage. If you commence the repair rebuilding or replacement of the lost or damaged personal property within 24 months from the date the loss or d...
6
ZURICH Business Income Coverage Form Excluding Extra Expense Table of Contents Section Coverage Additional Coverages 1 Exclusions...... we 4 Limitations...... 5 Deductible 6 Loss Determination..... sees sees we 6 Optional Coverages 7
6
ZURICH Business Income Coverage Form Excluding Extra Expense COVERAGE We will pay for the actual loss of business income you sustain due to the necessary suspension of your operations during the period of restoration. The suspension must be caused by direct physical loss of or damage to property at a premises at which ...
6
Expense to Reduce Loss We will pay reasonable and necessary expenses you incur except the cost of extinguishing a fire to reduce the amount of loss of business income. We will pay for such expenses to the extent that they do not exceed the amount of loss that otherwise would have been payable under this Coverage Form a...
6
10. 11. b. Prolonged period of restoration due to the remediation of microorganisms from a covered loss. The most we will pay under this Additional Coverage in any one policy year is the Annual Aggregate Limit of Insurance shown on the Declarations for Microorganisms Business Income. Regardless of the number of claims ...
6
12. Unreported Premises We will pay for the actual loss of business income you sustain due to the necessary suspension of your operations during the period of restoration. The suspension must be caused by direct physical loss of or damage to your property or property of your landlord at an unreported premises. The loss...
6
Off Premises Service Interruption We will not pay for loss of business income caused by or resulting from any off premises service interruption. Such loss is excluded regardless of any other cause or event including a mistake malfunction or weather condition that contributes concurrently or in any sequence to the loss ...
6
d. Dampness or dryness of atmosphere or of soil supporting the vegetation or e. Rain snow hail ice or sleet. DEDUCTIBLE We will not pay for any loss of business income in any one occurrence until the amount of loss exceeds the applicable Deductibles or is incurred after the applicable Waiting Periods shown on the Decla...
6
G. OPTIONAL COVERAGES If shown on the Declarations the following Optional Coverages apply separately to each item 1. Maximum Period of Indemnity The most we will pay for loss of business income is the lesser of a. The amount of loss incurred during the 120 days immediately following the beginning of the period of resto...
6
ZURICH Extra Expense Coverage Form Table of Contents Section Coverage Additional Coverages 1 Exclusions...... coe 2 Limitations...... 3 Deductible...... 4 Loss Determination.....
6
ZURICH ZURICH Extra Expense Coverage Form A. COVERAGE We will pay for the actual and necessary extra expense you incur due to direct physical loss of or damage to property at a premises at which a Limit of Insurance is shown for Extra Expense on the Declarations. The loss or damage must be directly caused by a covered ...
6
b. The number of days shown on the Declarations from the date the location becomes a newly acquired premises or c. The date this policy expires or is cancelled. We will charge you additional premium for values reported from the date the location becomes a newly acquired premises. The most we will pay under this Additio...
6
Original Information Property The exclusions in paragraphs 4. and 5. below and the excluded causes of loss in the ORIGINAL INFORMATION PROPERTY COVERAGE FORM apply to extra expense incurred caused by or resulting from loss of or damage to original information property. Off Premises Service Interruption We will not pay ...
6
a. Nesting or infestation or discharge or release of waste products or secretions by insects birds rodents or other animals b. Disease c. Changes in or extremes of temperature d. Dampness or dryness of atmosphere or of soil supporting the vegetation or e. Rain snow hail ice or sleet. DEDUCTIBLE We will not pay for any ...
6
ZURICH Flood Coverage THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following ACCOUNTS RECEIVABLE COVERAGE FORM REVENUE LOSS BUSINESS INCOME COVERAGE FORM EXCLUDING EXTRA EXPENSE BUSINESS INCOME COVERAGE FORM INCLUDING RESEARCH AND DEVELOPMENT CONT...
6
C. LIMITS OF INSURANCE 1. Premises Limits The most we will pay in any one occurrence for loss or damage caused directly or indirectly by flood at any one premises is the Limit of Insurance shown on the Declarations for Flood for that premises. 2. Occurrence Limit The most we will pay in any one occurrence for all loss ...
6
ZURICH Off Premises Service Interruption Direct Damage THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following ADDITIONAL COVERAGES FORM COMMERCIAL PROPERTY DEFINITIONS SCHEDULE POWER COMMUNICATION With Without With Without Overhead Overhead Overhead Overhead Premises Wate...
6
2. Power Power includes all sources of power including steam and natural gas. 3. Reported Unscheduled Premises RUP The Premises Symbol RUP means all reported unscheduled premises. 4. TD Property The terms With Overhead TD Property and Without Overhead TD Property have the following meanings a. With Overhead TD Property...
6
ZURICH Off Premises Service Interruption Time Element THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following BUSINESS INCOME COVERAGE FORM EXCLUDING EXTRA EXPENSE BUSINESS INCOME COVERAGE FORM INCLUDING RESEARCH AND DEVELOPMENT CONTINUING EXPENSES EXCLUDING EXTRA EXPENSET...
6
ZURICH Off Premises Service Interruption Time Element THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following BUSINESS INCOME COVERAGE FORM EXCLUDING EXTRA EXPENSE BUSINESS INCOME COVERAGE FORM INCLUDING RESEARCH AND DEVELOPMENT CONTINUING EXPENSES EXCLUDING EXTRA EXPENSET...
6
The Limit for this Additional Coverage is included in and not in addition to any other applicable Limits of Insurance. b. The following Additional Coverage is added to the EXTRA EXPENSE COVERAGE FORM We will pay for the actual and necessary extra expense you incur provided such extra expense was caused by an off premis...
6
b. Used to provide the services checked by an X in the Schedule above to the premises or reported unscheduled premises. The most we will pay under this Additional Coverage is the Limit of Insurance shown on the Declarations for Off Premises Service Interruption Extra Expense. The Limit for this Additional Coverage is i...
6
endorsement. However these Additional Coverages will not increase the applicable Off Premises Service Interruption Limits of Insurance. 2. The Civil Authority Contractual Penalties and Delayed Net Income Additional Coverages contained in the BUSINESS INCOME COVERAGE FORM INCLUDING RESEARCH AND DEVELOPMENT CONTINUING EX...
6
ZURICH Loss Payable Provisions THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following COMMERCIAL PROPERTY CONDITIONS If loss or damage occurs to Covered Property in which both you and a Loss Payee shown on the Declarations have an insurable interest the applicable paragra...
6
4 If we pay the Loss Payee for any loss or damage and deny payment to you because of your acts or because you have failed to comply with the terms of this Commercial Property Coverage Part a The Loss Payee s rights will be transferred to us to the extent of the amount we pay and b The Loss Payee s rights to recover the...
6
Commercial Property Coverage Part ZURICH Property Portfolio Protection Revision of Forms and Endorsements Advisory Notice to Policyholders This is a summary of the major changes in your Commercial Property Coverage Part. No coverage is provided by this summary nor can it be construed to replace any provisions of your p...
6
ZURICH Real and Personal Property Coverage Form PPP0110 e Language under the exclusion of Process Failures Defects or Errors has been modified to clarify the coverage intent of lack of maintenance and not an error while performing maintenance Language under Dishonest Acts has been reformatted Broadened Coverage e Green...
6
ZURICH ewe enews Extra Expense Coverage Form PPP0132 e Language under Civil Authority has been revised to clarify the intent e Language under Ingress Egress has been amended to clarify the loss or damage but be directly caused by a covered cause of loss e Green roofing systems has been added to the list of excepted pro...
6
Named Storm Direct Damage Deductible PPP0216 ZURICH Named Storm Direct Damage and Time Element Deductible PPP0217 Named Storm Direct Damage and Time Element Deductible Premises and Reported Unscheduled Premises PPP0218 Named Storm Occurrence Direct Damage and Time Element Deductible PPP0219 Named Storm Sublimit Contrac...
6
Better Green Coverage PPP0331 Z U RICH e Language throughout the form relating to green roofing systems was removed from this Optional Endorsement as it is now provided with a broader peril set under the Real and Personal Property Coverage Form PPP0110 Scheduled Contractor s Equipment Special Valuation PPP0340 Broadene...
6
Or ZURICH Recording And Distribution Of Material Information In Violation Of Law Exclusion Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No. Addl. Prem Return Prem. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the Commercia...
6
4 Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or FCRA and their amendments and additions or any other legal liability at common law or otherwise that addresses prohibits or limits the printing dissemination disposal monitoring collecting recording use of sending t...
6
Employee Benefits Liability Occurrence Coverage Form 2 ZURICH This Coverage Form provides occurrence coverage. Please read the entire form carefully. Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy th...
6
a. The Employee Retirement Income Secu rity Act of 1974 PL93 406 and its amendments or b. The Internal Revenue Code of 1986 in cluding the Internal Revenue Code of 1954 and its amendments. Supple mentary Payments We will pay in addition to the applicable Limits of Insurance with respect to any claim we investigate or s...
6
No person or organization has a right 1 To join us as a party or otherwise bring us into a suit asking for damages from an insured or 2 To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment aga...
6
G. plans social security disability benefits insurance avings plans vacation plans or any other similar plans or programs. Insured means You and any of your partners executive officers di rectors members stockholders or employees pro vided such employee is authorized to act in the administration of your employee benefi...
6
Silica or Silica Mixed Dust Exclusion Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End Add. Prem THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the Commercial General Liability Coverage Part Products Completed Operations Liability Coverag...
6
EMPLOYEE BENEFIT LIABILITY COVERAGE PART OCCURRENCE DECLARATIONS Policy Number CPO 5833412 02 Named Insured HEALTH TECH LLC Policy Period Coverage begins 09 30 2014 Producer Name LOCKTON COMPANIES LLC Producer No. 37385 000 09 30 2014 at1201AM Coverage ends 09 30 2015 at1201AM Item 1. Limits of Insurance 2000000 Aggreg...
6
ZURICH 2012 General Liability Multistate Forms Revision Notice to Policyholders This is a summary of the major changes in your policy. No coverage is provided by this summary nor can it be construed to replace any provision of your policy. You should read your policy and review your Declarations page for complete infor...
6
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM COVERAGE FOR OPERATIONS OF DESIGNATED CONTRACTOR CG 00 09 04 13 1. EXCLUSIONS BROADENING OF COVERAGE Exclusion 2.1. Electronic Data is revised to introduce an exception for liability for damages because of bodily injury. Il. DEFINITIONS OTHER CHANGES 1. Definiti...
6
2. Definition 1. Auto is revised to delete reference to in the state with respect to where a vehicle is licensed or principally garaged. 3. Definition 10. Mobile Equipment is revised to delete reference to in the state with respect to where a vehicle is licensed or principally garaged. CG 00 39 04 13 POLLUTION LIABILIT...
6
MULTISTATE ENDORSEMENTS A. BROADENING OF COVERAGE 1. Electronic Data Liability Endorsement CG 04 37 is revised to introduce an exception to the electronic data exclusion in order to provide that the exclusion does not apply to liability for damages because of bodily injury. 2. Additional Insured Owners Lessees Or Contr...
6
CG 20 03 Additional Insured Concessionaires Trading Under Your Name CG 20 05 Additional Insured Controlling Interest CG 20 07 Additional Insured Engineers Architects Or Surveyors CG 20 10 Additional Insured Owners Lessees Or Contractors Scheduled Person Or Organization CG 20 11 Additional Insured Managers Or Lessors Of...
6
10. 11. 12. 13. 14. CG 22 44 Exclusion Services Furnished By Health Care Providers CG 22 45 Exclusion Specified Therapeutic Or Cosmetic Services CG 22 48 Exclusion Insurance And Related Operations CG 22 69 Druggists CG 22 71 Colleges Or Schools Limited Form CG 22 72 Colleges Or Schools CG 22 75 Professional Liability E...
6
15. Liquor Liability Exclusion Endorsements The following endorsements are revised to reinforce that the exclusion applies even if claims against an insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others or providing or failing to provide transportation with ...
6
U GL1081 Additional Insured Owners Lessees or Contractors Primary Insurance OTHER CHANGES This additional insured endorsement has been revised to indicate that when this endorsement is attached to a policy if coverage provided to the additional insured is required by contract or agreement coverage to the additional ins...
6
10. 11. 12. Additionally if coverage provided to the additional insured is required by contract or agreement the limits of insurance of the named insured s policy that are available to an additional insured will be limited to the extent required by the contract or agreement or the amount of insurance available under th...
6
13. 14. 15. 16. U GL1462 Additional Insured Owners Lessees Or Contractors Products Completed Operations Liability Amendment Scheduled Person Or Organization OTHER CHANGES This additional insured endorsement has been revised to indicate that when this endorsement is attached to a policy if coverage provided to the addit...
6
17. 18. 19. 20. 21. U GL1484 Contractor s Pollution Liability Endorsement BROADENING OF COVERAGE The Electronic Data exclusion is revised to introduce an exception for liability for damages because of bodily injury. OTHER CHANGES This endorsement was revised to expressly address in part claims alleging negligence or ot...
6
22. 23. 24 25. 26. Also the Primary and Noncontributory wording has been revised to be consistent with the new ISO CG2001 Primary and Noncontributory Other Insurance Condition Endorsement. U GL1513 Interior Trade Contractor Liability Coverage Enhancement BROADENING OF COVERAGE The Electronic Data exclusion is revised t...
6
COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS Policy Number CPO 5833412 02 ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS Named Insured HEALTH TECH LLC Policy Period Coverage begins 09 30 2014 at1201AM.Coverageends 09 30 2015 at1201AM. Producer Name LOCKTON COMPANIES LLC Producer No. 37385 000 Item 1. Business...
6
Policy Number CPO 5833412 02 COMMERCIAL GENERAL LIABILITY COVERAGE SCHEDULE ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS Named Insured HEALTH TECH LLC Agent Name LOCKTON COMPANIES LLC ISQUARE FEET NEAREST THOUSAND Effective Date 09 30 14 1201 A.M. Standard Time Agent No. 37385 000 Premises Operations Location 001001 E...
6
Policy Number CPO 5833412 02 COMMERCIAL GENERAL LIABILITY COVERAGE SCHEDULE ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS Named Insured HEALTH TECH LLC Effective Date 09 30 14 1201 A.M. Standard Time Agent Name LOCKTON COMPANIES LLC Agent No. 37385 000 SQUARE FEET NEAREST THOUSAND Premises Operations Location 019001 Ex...
6
Policy Number CPO 5833412 02 COMMERCIAL GENERAL LIABILITY COVERAGE SCHEDULE ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS Named Insured HEALTH TECH Agent Name LOCKTON COMPANIES LLC of Employees LLC Effective Date 09 30 14 1201 A.M. Standard Time Agent No. 37385 000 Premises Operations Location Exposure 121 Premium lass...
6
COMMERCIAL GENERAL LIABILITY CG 00 01 04 13 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the De...
4
2. Exclusions This insurance does not apply to a. Expected Or Intended Injury Bodily injury or property damage expected or intended from the standpoint of the insured. This exclusion does not apply to bodily injury resulting from the use of reasonable force to protect persons or property. b. Contractual Liability Bodil...
5
f. Pollution 1 Bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of pollutants a At or from any premises site or location iil which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagr...
5
2 Any loss cost or expense arising out of any a Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or b Claim or suit by or on behalf of a governmental a...
5
4 Personal property in the care custody or control of the insured 5 That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations if the property damage arises out of those operations or 6 That particular part of any prope...
5
4 Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act of 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting recording sending transmitting communicating or distribution of material or information. Excl...
5
i. Infringement Of Copyright Patent Trademark Or Trade Secret Personal and advertising injury arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. Under this exclusion such other intellectual property rights do not include the use of another s advertising ide...
5
COVERAGE C MEDICAL PAYMENTS d. 1. Insuring Agreement a. We will pay medical expenses as described Workers Compensation And Similar Laws To a person whether or not an employee of any insured if benefits for the bodily injury are below for bodily injury caused by an accident 1 On premises you own or rent payable or must ...
5
g. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of insurance.. If we defend an insured against a s...
5
2. Each of the following is also an insured a. Your volunteer workers only while performing duties related to the conduct of your business or your employees other than either your executive officers if you are an organization other than a partnership joint venture or limited liability company or your managers if you ar...
5
3. The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of bodily injury and property damage included in the products completed operations hazard. 4. Subject to Paragraph 2. above the Personal And Advertising Injury Limit is the most we will pay under Coverage B...
5
4. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part our obligations are limited as follows a. Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is primary our obligati...
5
b. Those statements are based upon representations you made to us and c. We have issued this policy in reliance upon your 3. representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance and any rights or duties specifically assigned in this Coverage Part to the first Named Insured this insu...
5
9. Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an insured contract. A sidetrack...
5
13. 14. 15. However self propelled vehicles with following types of permanently attached equipment are not mobile equipment but will be considered autos 1 Equipment designed primarily for a Snow removal b Road maintenance but not construction or resurfacing or c Street cleaning 2 Cherry pickers and similar devices moun...
5
As used in this definition electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMs tapes drives cells data processing devices or any other media which are used with electro...
5
Fungi Or Bacteria Exclusion Endorsement Policy No. Eff. Date of Pol. Exp. Date of Pol Eff. Date of End. Producer Addl Prem Return Prem THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the Commercial General Liability Coverage Part The following exclusion ...
6
ZURICH Lead Liability Exclusion Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End Add. Prem THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the Commercial General Liability Coverage Part The following exclusion is added to Paragraph 2. Excl...
6
Asbestos Exclusion Endorsement Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End Add. Prem a THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the Commercial General Liability Coverage Part The following exclusion is added to paragraph 2. Exc...
6
ZURICH Deductible Endorsement Occurrence Policy No. Exp. Date of Pol. Eff. Date of End. Agency No. Addl. Prem Return Prem CC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the Employee Benefits Liability Coverage Part It is agreed that the following ded...
6
COMMERCIAL GENERAL LIABILITY CG 21 47 12 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions of ...
6
ZURICH THIS NOTICE DOES NOT GRANT ANY COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER THE POLICY. NOTICE REGARDING TERRORISM PREMIUM FOR COMMERCIAL AUTOMOBILE INS URANCE SCHED ULE Premium attributable to risk of loss resulting from terrorism for the Commercial Automobile line of insurance Automobile 2...
6
POLICY NUMBER CPO 5833412 02 ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS 1400 American Lane Schaumburg Ill is 60196 1056 1 800 382 2150 BUSINESS AUTO DECLARATIONS COMMERCIAL AUTO ITEM ONE PRODUCER LOCKTON COMPANIES LLC NAMED INSURED HEALTH TECH LLC SEE NAMED INSURED ENDORSEMENT MAILING ADDRESS 5110 MARYLAND WAY SUITE...
6
ITEM TWO Schedule Of Coverages And Covered Autos This policy provides only those coverages where a charge is shown in the premium column below. Each of these coverages will apply only to those autos shown as covered autos. Autos are shown as covered autos for a particular coverage by the entry of one or more of the sym...
6
ITEM FOUR SCHEDULE OF HIRED OR BORROWED COVERED AUTO COVERAGE AND PREMIUMS COVERED AUTOS LIABILITY COVERAGE Cost Of Hire Rating Basis for Autos Used In Your Motor Carrier Operations Other Than Mobile Or Farm Equipment ESTIMATED ANNUAL COST OF HIRE FOR EACH STATE COVERED AUTOS. LIABILITY COVERAGE PREMIUM Primary Coverag...
6