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POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 202807 04 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED LESSOR OF LEASED EQUIPMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations ANY PERSON OR ORGANIZATION TO WHOM OR TO WHICH YOU ARE REQUIRED TO PROVIDE ADDITIONAL INSURED STATUS IN A WRITTEN CONTRACT OR WRITTEN AGREEMENT EXECUTED PRIOR TO THE LOSS EXCEPT WHERE SUCH CONTRACT OR AGREEMENT IS PROHIBITED BY LAW Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured the persons or additional insureds this insurance does not apply organizations shown in the Schedule but only to any occurrence which takes place after the with respect to liability for bodily injury property equipment lease expires. damage or personal and advertising injury caused in whole or in part by your maintenance operation or use of equipment leased to you by such persons or organizations. ROVIDE ADDITIONAL INSURED STATUS IN A WRITTEN CONTRACT OR WRITTEN GREEMENT EXECUTED PRIOR TO THE LOSS EXCEPT WHERE SUCH CONTRACT OR GREEMENT IS PROHIBITED BY LAW CG 20 28 07 04 ISO Properties Inc. 2004 Page 10f 1 m | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG20320413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED ENGINEERS ARCHITECTS OR SURVEYORS NOT ENGAGED BY THE NAMED INSURED This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Engineers Architects Or Surveyors Not Engaged By The Named Insured ANY ENGINEERS ARCHITECTS OR SURVEYORS WHILE NOT ENGAGED BY YOU TO WHOM OR TO WHICH YOU ARE REQUIRED TO PROVIDE ADDITIONAL INSURED STATUS IN A WRITTEN CONTRACT OR WRITTEN AGREEMENT EXECUTED PRIOR TO THE LOSS EXCEPT WHERE SUCH CONTRACT OR AGREEMENT IS PROHIBITED BY LAW. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the architects engineers or surveyors shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations performed by you or on your behalf. Such architects engineers or surveyors while not engaged by you are contractually required to be added as an additional insured to your policy. However the insurance afforded to such additional insured 1. Only applies to the extent permitted by law and 2. Will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusion applies This insurance does not apply to bodily injury property damage or personal and advertising injury arising out of the rendering of or the failure to render any professional services including 1. The preparing approving or failing to prepare or approve maps drawings opinions reports surveys change orders designs or specifications or 2. Supervisory inspection or engineering services. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury involved the rendering of or the failure to render any professional services. 1405 LUoo LALLEL WAOLRLE oULID LUNIRALL UR AGRLLHALRNL 1o FRUNLDLILU DI LAW. CG20320413 Insurance Services Office Inc. 2012 Page 10f 2 | 2 |
C. With respect to the insurance afforded to these additional insureds the following is added to Section IIl Limits Of Insurance The most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 20f 2 Insurance Services Office Inc. 2012 CG20320413 | 2 |
COMMERCIAL GENERAL LIABILITY CG20330413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS AUTOMATIC STATUS WHEN REQUIRED IN CONSTRUCTION AGREEMENT WITH YOU This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Section Il Who Is An Insured is amended to include as an additional insured any person or organization for whom you are performing operations when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be added as an additional insured on your policy. Such person or organization is an additional insured only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insured. However the insurance afforded to such additional insured 1. Only applies to the extent permitted by law and 2. Will not be broader than that which you are required by the contract or agreement to provide for such additional insured. A person s or organization s status as an additional insured under this endorsement ends when your operations for that additional insured are completed. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to 1. Bodily injury property damage or personal and advertising injury arising out of the rendering of or the failure to render any professional architectural engineering or surveying services including a. The preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifications or b. Supervisory inspection architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury involved the rendering of or the failure to render any professional architectural engineering or surveying services. CG20330413 Insurance Services Office Inc. 2012 Page 10f 2 | 2 |
2. Bodily injury or property damage occurring after a. Al work including materials parts or equipment furnished in connection with such work on the project other than service maintenance or repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or b. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds the following is added to Section IIl Limits Of Insurance The most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement you have entered into with the additional insured or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 20f 2 Insurance Services Office Inc. 2012 CG20330413 | 2 |
COMMERCIAL GENERAL LIABILITY CG20340413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED LESSOR OF LEASED EQUIPMENT AUTOMATIC STATUS WHEN REQUIRED IN LEASE AGREEMENT WITH YOU COMMERCIAL GENERAL LIABILITY COVERAGE PART Section Il Who Is An Insured is amended to include as an additional insured any persons or organizations from whom you lease equipment when you and such persons or organizations have agreed in writing in a contract or agreement that such persons or organizations be added as an additional insured on your policy. Such persons or organizations is an in with respect to liability for bodily injur damage or personal and advertising injury caused in whole or in part by your maintenance operation or use of equipment leased to you by such persons or organizations. However the insurance afforded to such additional insured 1. Only applies to the extent permitted by law and 2. Will not be broader than that which you are required by the contract or agreement to provide for such additional insured. This endorsement modifies insurance provided under the following A person s or organization s status as an additional insured under this endorsement ends when their contract or agreement with you for such leased equipment ends.. With respect to the insurance afforded to these additional insureds this insurance does not apply to any occurrence which takes place after the equipment lease expires.. With respect to the insurance afforded to these additional insureds the following is added to Section IIl Limits Of Insurance The most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement you have entered into with the additional insured or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG20340413 Insurance Services Office Inc. 2012 Page 10f 1 | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG20370413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS COMPLETED OPERATIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Or Organizations Name Of Additional Insured Persons Location And Description Of Completed Operations STP NUCLEAR OPERATING COMPANY LOS ANGELES WORLD AIRPORTS RISK MANAGEMENT PO BOX 92216 LOS ANGELES CA 90009 Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury or property damage caused in whole or in part by your work at the location designated and described in the Schedule of this endorsement performed for that additional insured and included in the products completed operations hazard. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following is added to Section IIl Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG20370413 Insurance Services Office Inc. 2012 Page 10f 1 | 2 |
POLICY NUMBER GLO 5817029 01 POLICY NUMBER GLO 5817029 01 COMMERCIAL GENERAL LIABILITY CG 20370413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS COMPLETED OPERATIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Location And Description Of Completed Operations ANY PERSON OR ORGANIZATION TO WHOM OR TO WHICH YOU ARE REQUIRED TO PROVIDE ADDITIONAL INSURED STATUS IN A WRITTEN CONTRACT OR WRITTEN AGREEMENT EXECUTED PRIOR TO THE LOSS EXCEPT WHERE SUCH CONTRACT OR AGREEMENT IS PROHIBITED BY THE LAW ANY LOCATION WHERE YOU HAVE AGREED THROUGH WRITTEN CONTRACT AGREEMENT OR PERMIT EXECUTED PRIOR TO THE LOSS TO PROVIDE ADDITIONAL INSURED COVERAGE FOR COMPLETED OPERATIONS. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury or property damage caused in whole or in part by your work at the location designated and described in the Schedule of this endorsement performed for that additional insured and included in the products completed operations hazard. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. CG 20370413 Insurance Services Office Inc. 2012 Page 1 of 2 Wolters Kluwer Financial Services Uniform Forms | 2 |
B. With respect to the insurance afforded to these additional insureds the following is added to Section Il Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page 2 of 2 ISO Properties Inc. 2004 CG 2037 07 04 o | 2 |
COMMERCIAL GENERAL LIABILITY CG 21471207 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodllyln jury And Property Damage Li ity This insurance does not apply to Bodily injuryto 1 A person arising out of any a Refusal to employ that person b Termination of that person s employment or c Employment related practices policies acts or omissions such as coercion demotion evaluation reassignment discipline defa mation harassment humiliation discrimina tion or malicious prosecution directed at that person or 2 The spouse child parent brother or sister of that person as a consequence of bodily injury to that person at whomany of the employment related practices described in Paragraphs a b or c above is directed. This exclusion applies 1 Whether the injury causing event described in Paragraphs a b or c above occurs before employment during employment or after em ployment of that person 2 Whether the insured may be liable as an em ployer or in any other capacity and 3 To any obligation to share damages with or repay someone else who must pay damages because of the injury. B. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to Personal and advertising injury to 1 A person arising out of any a Refusal to employ that person b Termination of that person s employment or c Employment related practices policies acts or omissions such as coercion demotion evaluation reassignment discipline defa mation harassment humiliation discrimina tion or malicious prosecution directed at that person or 2 The spouse child parent brother or sister of that person as a consequence of personal and advertising injury to that person at whom any of the employment related practices described in Paragraphs a b or c above is directed. This exclusion applies 1 Whether the injury causing event described in Paragraphs a b or c above occurs before employment during employment or after em ployment of that person 2 Whether the insured may be liable as an em ployer or in any other capacity and 3 To any obligation to share damages with or repay someone else who must pay damages because of the injury. CG 21471207 ISO Properties Inc. 2006 Page 10f 1 m | 2 |
COMMERCIAL GENERAL LIABILITY CG22240413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION INSPECTION APPRAISAL AND SURVEY COMPANIES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to bodily injury property damage or personal and advertising injury for which the insured may be held liable because of the rendering of or failure to render professional services in the performance of any claim investigation adjustment engineering inspection appraisal survey or audit services. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury involved the rendering of or failure to render professional services in the performance of any claim investigation adjustment engineering inspection appraisal survey or audit services. Insurance Services Office Inc. 2012 CG22240413 Page 10f 1 | 2 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION PROPERTY ENTRUSTED This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART. SCHEDULE Operations Security and Patrol Agencies Warehouse cold individual storage lockers Warehouses miniwarehouses As respects the operations shown in the Schedule this insurance does not apply to property damage to prop erty of others 1. Entrusted to you for safekeeping or 2. On premises owned by or rented to you. CG22291185 Copyright Insurance Services Office Inc. 1984 Page 10f 1 | 2 |
COMMERCIAL GENERAL LIABILITY CG22430413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ENGINEERS ARCHITECTS OR SURVEYORS PROFESSIONAL LIABILITY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage bility and Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to bodily injury property damage or personal and advertising injury arising out of the rendering of or failure to render any professional services by you or any engineer architect or surveyor who is either employed by you or performing work on your behalf in such capacity. Professional services include 1. The preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifications and 2. Supervisory inspection architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury involved the rendering of or failure to render any professional services by you or any engineer architect or surveyor who is either employed by you or performing work on your behalf in such capacity. CG22430413 Insurance Services Office Inc. 2012 Page 10f 1 | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG22440413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION SERVICES FURNISHED BY HEALTH CARE PROVIDERS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Description Of Operations Information required to complete this Schedule if not shown above will be shown in the Declarations. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury With respect to any operation shown in the Schedule this insurance does not apply to bodily injury property damage or personal and advertising injury arising out of 1. The rendering of or failure to render a. Medical surgical dental Xay or nursing service treatment advice or instruction or the related furnishing of food or beverages b. Any health or therapeutic service treatment advice or instruction or c. Any service treatment advice or instruction for the purpose of appearance or skin enhancement hair removal or replacement or personal grooming 2. The furnishing or dispensing of drugs or medical dental or surgical supplies or appliances or 3. The handling or treatment of dead bodies including autopsies organ donation or other procedures. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury involved that which is described in Paragraph 1. 2. or 3. CG22440413 Insurance Services Office Inc. 2012 Page 10f 1 | 2 |
COMMERCIAL GENERAL LIABILITY CG22800413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIMITED EXCLUSION CONTRACTORS PROFESSIONAL LIABILITY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to bodily injury property damage or personal and advertising injury arising out of the rendering of or failure to render any professional services by you but only with respect to your providing engineering architectural or surveying services in your capacity as an engineer architect or surveyor. Professional services include 1. Preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifications and 2. Supervisory or inspection activities performed as part of any related architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury involved the rendering of or failure to render any professional services by you with respect to your providing engineering architectural or surveying services in your capacity as an engineer architect or surveyor. This exclusion does not apply to your operations in connection with construction work performed by you or on your behalf. CG22800413 Insurance Services Office Inc. 2012 Page 10f 1 | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 24 04 05 09 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Person Or Organization MALLINCKRODT INC Information required to complete this Schedule if not shown above will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV Conditions We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products completed operations hazard. This waiver applies only to the person or organization shown in the Schedule above. ALLINCKRODT INC CG 24 04 05 09 Insurance Services Office Inc. 2008 Page 10f 1 m | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 24 04 05 09 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Person Or Organization ANY PERSON OR ORGANIZATION THAT REQUIRES YOU TO WAIVE YOUR RIGHTS OF RECOVERY IN A WRITTEN CONTRACT OR AGREEMENT WITH THE NAMED INSURED THAT IS EXECUTED PRIOR TO THE ACCIDENT OR LOSS. Information required to complete this Schedule if not shown above will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV Conditions We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products completed operations hazard. This waiver applies only to the person or organization shown in the Schedule above. HAT IS EXECUTED PRIOR TO THE ACCIDENT OR LOSS. CG 24 04 05 09 Insurance Services Office Inc. 2008 Page 10f 1 m | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 24 04 05 09 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Person Or Organization STP NUCLEAR OPERATING COMPANY Information required to complete this Schedule if not shown above will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV Conditions We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products completed operations hazard. This waiver applies only to the person or organization shown in the Schedule above. IP NUCLEAR OPERATING COMPANY CG 24 04 05 09 Insurance Services Office Inc. 2008 Page 10f 1 m | 2 |
POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BOATS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Description of Watercraft 2006 21 VIP BAYSTEALTH 2194 SRF SVV106B65C606 2006 ALUMANACRAFT 16 SERIAL ACBW7235L506 2006 YAMAHA MOTOR 50HP SERIAL6H5KL1011706 2006 EZ LOADER TRAILER IZZAFKB96A013784 Additional Premium INCL. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. 1. Exclusion g. of COVERAGE A Section 1 does not apply to any watercraft owned or used by or rented to the insured shown in the Schedule. 2. WHO IS AN INSURED Section Il is amended to include as an insured any person or organization legally responsible for the use of any such watercraft you own provided the actual use is with your permission. CG24121185 Copyright Insurance Services Office Inc. 1984 1992 Page 10f 1 | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 24171001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONTRACTUAL LIABILITY RAILROADS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Scheduled Railroad IALL CONTRACTS FOR WORK DONE FOR RAILROADS Designated Job Site If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. With respect to operations performed for or affecting a Scheduled Railroad at a Designated Job Site the definition of insured contract in the Definitions sec 1 That indemnifies an architect engineer or tion is replaced by the following surveyor for injury or damage arising out 9. Insured Contract means of Paragraph f. does not include that part of any contract or agreement a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or or ganization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an insured contract b. A sidetrack agreement c. Any easement or license agreement d. An obligation as required by ordinance to indemnify a municipality except in connection with work for a municipality e. An elevator maintenance agreement f. That part of any other contract or agreement pertaining to your business including an in demnification of a municipality in connection with work performed for a municipality under which you assume the tort liability of another party to pay for bodily injury or property damage to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. a Preparing approving or failing to pre pare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifi cations or b Giving directions or instructions or failing to give them if that is the primary cause of the injury or damage 2 Under which the insured if an architect engineer or surveyor assumes liability for an injury or damage arising out of the in sured s rendering or failure to render pro fessional services including those listed in Paragraph 1 above and supervisory in spection architectural or engineering activi ties. L CONTRACTS FOR WORK DONE FOR ILROADS Paragraph f. does not include that part of any contract or agreement 1 That indemnifies an architect engineer or surveyor for injury or damage arising out of a Preparing approving or failing to pre pare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifi cations or b Giving directions or instructions or failing to give them if that is the primary cause of the injury or damage 2 Under which the insured if an architect engineer or surveyor assumes liability for an injury or damage arising out of the in sured s rendering or failure to render pro fessional services including those listed in Paragraph 1 above and supervisory in spection architectural or engineering activi ties. ISO Properties Inc. 2000 Page 10f 1 o CG 24171001 | 2 |
COMMERCIAL GENERAL LIABILITY CG24220413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF COVERAGE TERRITORY WORLDWIDE COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following is added to Secton IV Conditions Expanded Coverage Territory 1. If a suit is brought in a part of the coverage territory that is outside the United States of America including its territories and possessions Puerto Rico or Canada and we are prevented by law or otherwise from defending the insured the insured will initiate a defense of the suit. We will reimburse the insured under Supplementary Payments for any reasonable and necessary expenses incurred for the defense of a suit seeking damages to which this insurance applies that we would have paid had we been able to exercise our right and duty to defend. If the insured becomes legally obligated to pay sums because of damages to which this insurance applies in a part of the coverage territory that is outside the United States of America including its territories and possessions Puerto Rico or Canada and we are prevented by law or otherwise from paying such sums on the insured s behalf we will reimburse the insured for such sums.. All payments or reimbursements we make for damages because of judgments or settlements will be made in U.S. currency at the prevailing exchange rate at the time the insured became legally obligated to pay such sums. Al payments or reimbursements we make for expenses under Supplementary Payments will be made in U.S. currency at the prevailing exchange rate at the time the expenses were incurred.. Any disputes between you and us as to whether there is coverage under this policy must be filed in the courts of the United States of America including its territories and possessions Puerto Rico or Canada. 4. The insured must fully maintain any coverage required by law regulation or other governmental authority during the policy period except for reduction of the aggregate limits due to payments of claims judgments or settlements. Failure to maintain such coverage required by law regulation or other governmental authority will not invalidate this insurance. However this insurance will apply as if the required coverage by law regulation or other governmental authority was in full effect. B. The following is added to Paragraph 4.b.1 under the Conditions section 4. Other Insurance b. Excess Insurance This insurance is excess over c Any of the other insurance whether primary excess contingent or on any other basis i If the insured s liability to pay damages is determined in a suit brought outside the United States of America including its territories and possessions Puerto Rico or Canada or i That is coverage required by law regulation or other governmental authority in a part of the coverage territorythat is outside the United States of America including its territories and possessions Puerto Rico or Canada. C. The definition of coverage territory in the Definitions section is replaced by the following Coverage territory means anywhere in the world with the exception of any country or jurisdiction which is subject to trade or other economic sanction or embargo by the United States of America. CG24220413 Insurance Services Office Inc. 2012 Page 10f 1 | 2 |
POLICY NUMBER GLO 5821847 01 CYNUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 2503 0509 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED CONSTRUCTION PROJECTS GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Construction Projects A GENERAL AGGREGATE LIMIT APPLIES TO EACH CONSTRUCTION PROJECT WHERE THE NAMED INSURED IS PERFORMING OPERATIONSHOWEVER ONLY ONE GENERAL AGGREGATE LIMIT WILL APPLY TO ALL CONSTRUCTION PROJECTS WHERE THE NAMED INSURED IS PERFORMING OPERATIONS THAT ARE INSURED UNDER A WRAP UP OR ANY OTHER COMBINED CONSOLIDATED OR SIMILAR INSURANCE PROGRAM Information required to complete this Schedule if not shown above will be shown in the Declarations. A. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by accidents under Section Coverage C which can be attributed only to ongoing operations at a single designated construction project shown in the Schedule above 1. A separate Designated Construction Project General Aggregate Limit applies to each designated construction project and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. 2. The Designated Construction Project General Aggregate Limit is the most we will pay for the sum of all damages under Coverage A except damages because of bodily injury or property damage included in the products completed operations hazard and for medical expenses under Coverage C regardless of the number of a. Insureds b. Claims made or suits brought or c. Persons or organizations making claims or bringing suits. 3. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the Designated Construction Project General Aggregate Limit for that designated construction project. Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Designated Construction Project General Aggregate Limit for any other designated construction project shown in the Schedule above. 4. The limits shown in the Declarations for Each Occurrence Damage To Premises Rented To You and Medical Expense continue to apply. However instead of being subject to the General Aggregate Limit shown in the Declarations such limits will be subject to the applicable Designated Construction Project General Aggregate Limit. CG 2503 05 09 Insurance Services Office Inc. 2008 Page 10f2 m | 2 |
B. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by accidents under Section Coverage C which can not be attributed only to ongoing operations at a single designated construction project shown in the Schedule above 1. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products completed Operations Aggregate Limit whichever is applicable and 2. Such payments shall not reduce any Designated Construction Project General Aggregate Limit. C. When coverage for liability arising out of the products completed operations hazard is provided any payments for damages because of bodily injury or property damage included in the products completed operations hazard will reduce the Products completed Operations Aggregate Limit and not reduce the General Aggregate Limit nor the Designated Construction Project General Aggregate Limit. D. If the applicable designated construction project has been abandoned delayed or abandoned and then restarted or if the authorized contracting parties deviate from plans blueprints designs specifications or timetables the project will still be deemed to be the same construction project. E. The provisions of Section Il Limits Of Insurance not otherwise modified by this endorsement shall continue to apply as stipulated. Page 2 of 2 Insurance Services Office Inc. 2008 CG 2503 05 09 o | 2 |
POLICY NUMBER GLO 5821847 01 POLICY NUMBER GLO 5821847 01 COMMERCIAL GENERAL LIABILITY CG 2504 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED LOCATIONS GENERAL AGGREGATELIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Locations ALL LOCATIONS OTHER THAN CONSTRUCTION PROJECTS OCCUPIED BY THE NAMED INSURED Information required to complete this Schedule if not shown above will be shown in the Declarations. OTHER THAN CONSTRUCTION PROJECTS OCCUPIED BY THE A. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by accidents under Section Coverage C which can be attributed only to operations at a single designated location shown in the Schedule above 1. A separate Designated Location General Aggregate Limit applies to each designated location and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. 2. The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under Coverage A except damages because of bodily injury or property damage included in the products completed operations hazard and for medical expenses under Coverage C regardless of the number of a. Insureds b. Claims made or suits brought or c. Persons or organizations making claims or bringing suits. 3. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the Designated Location General Aggregate Limit for that designated location. Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Designated Location General Aggregate Limit for any other designated location shown in the Schedule above. 4. The limits shown in the Declarations for Each Occurrence Damage To Premises Rented To You and Medical Expense continue to apply. However instead of being subject to the General Aggregate Limit shown in the Declarations such limits will be subject to the applicable Designated Location General Aggregate Limit. CG 25 04 05 09 Insurance Services Office Inc. 2008 Page 10f2 m | 2 |
B. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under Section Coverage A and for all medical expenses caused by accidents under Section Coverage C which can not be attributed only to operations at a single designated location shown in the Schedule above 1. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products completed Operations Aggregate Limit whichever is applicable and 2. Such payments shall not reduce any Designated Location General Aggregate Limit. C. When coverage for liability arising out of the products completed operations hazard is provided any payments for damages because of bodily injury or property damage included in the products completed operations hazard will reduce the Products completed Operations Aggregate Limit and not reduce the General Aggregate Limit nor the Designated Location General Aggregate Limit. D. For the purposes of this endorsement the Definitions Section is amended by the addition of the following definition Location means premises involving the same or connecting lots or premises whose connection is interrupted only by a street roadway waterway or right of way of a railroad. E. The provisions of Section Il Limits Of Insurance not otherwise modified by this endorsement shall continue to apply as stipulated. Page 2 of 2 Insurance Services Office Inc. 2008 CG 25 04 05 09 o | 2 |
COMMERCIAL GENERAL LIABILITY CG 26 391207 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TEXAS CHANGES EMPLOYMENT RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. 3 To any obligation to share damages with or to Exclusions of Section Coverage A Bodily In jury And Property Damage Liability This insurance does not apply to Bodily injuryto 1 A person arising out of any a Refusal to employ that person b Termination of that person s employment or c Employment related practices policies acts or omissions such as coercion demotion evaluation reassignment discipline defa mation harassment humiliation discrimina tion or malicious prosecution directed at that person or 2 The spouse child parent brother or sister of that person as a consequence of bodily injury to that person at whomany of the employment related practices described in Paragraphs a b or c above is directed. This exclusion applies 1 Whether the injury causing event described in Paragraphs a b or c above occurs before employment during employment or after em ployment of that person 2 Whether the insured may be liable as an em ployer or in any other capacity and repay someone else who must pay damages because of the injury. B. The following exclusion is added to Paragraph 2. Exclusions of Section Coverage B Personal And Advertising Injury Liability This insurance does not apply to Personal and advertising injury to 1 A person arising out of any a Refusal to employ that person b Termination of that person s employment or c Employment related practices policies acts or omissions such as coercion demotion evaluation reassignment discipline defa mation harassment humiliation discrimina tion or malicious prosecution directed at that person or 2 The spouse child parent brother or sister of that person as a consequence of personal and advertising injury to that person at whom any of the employment related practices described in Paragraphs a b or c above is directed. CG 26 391207 ISO Properties Inc. 2006 Page 10f 1 m | 2 |
COMMERCIAL GENERAL LIABILITY CG 26 97 03 06 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ALASKA WAR LIABILITY EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Exclusion i. under Paragraph 2. Exclusions of B. Exclusion o. under Paragraph 2. Exclusions of Section Coverage A Bodily Injury And Prop Section Coverage B Personal And Advertis erty Damage Liability is replaced by the following ing Injury Liability is replaced by the following 2. Exclusions 2. Exclusions This insurance does not apply to This insurance does not apply to i. War o. War Bodily injury property damage how Personal and advertising injury however ever caused arising out of 1 War including undeclared or civil war or 2 Warlike action by a military force includ ing action in hindering or defending against an actual or expected attack by any government sovereign or other au thority using military personnel or other agents or Insurrection rebellion revolution usurped power or action taken by gov ernmental authority in hindering or de fending against any of these. 3 caused arising out of 1 War including undeclared or civil war or 2 Warlike action by a military force includ ing action in hindering or defending against an actual or expected attack by any government sovereign or other au thority using military personnel or other agents or Insurrection rebellion revolution usurped power or action taken by gov ernmental authority in hindering or de fending against any of these. C. Exclusion h. under Paragraph 2. Exclusions of Section Coverage C Medical Payments does not apply. Medical payments due to war are now subject to Exclusion g. of Paragraph 2. Exclu sions of Section Coverage C Medical Pay ments since bodily injury arising out of war is now excluded under Coverage A. 3 CG 26 97 03 06 ISO Properties Inc. 2005 Page 10f 1 m | 2 |
EXTENSION OF PROPERTY DAMAGE COVERAGE COMPLETED OPERATIONS Z ZURICH Policy No. ET. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer AddL. Prem Return Prem. This endorsement modifies insurance provided under the following Commercial General Liability Coverage Part SCHEDULE Deductible Amount N A of all damages subject to a minimum deductible of 3000000. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. Exclusion 1. of SECTION I COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the following Damage to Your Work Property damage to your work arising out of it or any part of it and included in the products completed operations hazard. This exclusion does not apply 1 If the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor or 2 If the damaged work and the work out of which the damage arises was performed by your employees and such damage was caused by a Fire b Smoke Explosion or d Collapse of any building or structure. Our obligation to pay damages under subparagraph 1. 2 of this exclusion applies only to the amount of damages in excess of any deductible amount shown in the Schedule. That deductible amount applies to all damages because of property damage as the result of any one occurrence. The Limits of Insurance will not be reduced by the application of such deductible amount. U GL1056 A CW 0502 Page 1 of 2 Includes copyrighted material of Insurance Services Office Inc. with its permission. tee Lol | 2 |
The terms of this insurance including those with respect to 1 Our right and duty to defend the insured against suits seeking those damages and 2 Your duties in the event of an occurrence claim or suit apply irrespective of the application of the deductible amount. 3 We may pay any part of or all of the deductible amount to effect settlement of any claim or suit and upon notific ation of the action taken you shall promptly reimburse us for such part of the deductible amount as has been paid by us. If another deductible amount applicable to this coverage part also applies to the property damage liability coverage provided by subparagraph. 2 of this exclusion the provisions of this exclusion apply and the deductible amount shown in the Schedule will apply in replacement of and not in addition to that other deductible amount. U GL1056 A CW 502 Page 2 of 2 Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
EARLIER NOTICE OF NON RENEWAL OR CHANGE IN COVERAGE olicy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. ddl. Prem Return Prem. This endorsement modifies the insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM SCHEDULE Name Address Project Name Number Description Number or Day s Notice 90 If no entry appears above information required to complete this Schedule will be shown in the Declarations as applicable to this endorsement. A. For any statutorily permitted reason other than nonpayment of premium the number of days required for notice of non renewal as provided in the Policy Conditions as amended by an applicable state endorsement or as provided by an applicable state s change in coverage regulation is increased to the number of days shown in the Schedule above. B. We will not provide notice of non renewal andor change in coverage to the first Named Insured or any person or or ganization shown in the Schedule if 1. You have purchased insurance elsewhere 2. You have obtained replacement coverage or have agreed in writing to obtain replacement coverage 3. You have requested or agreed to non renewal or 4. We or another company within the same insurance group have offered to i U GL1093 A TX 0502 Page 1 of Includes copyrighted material of Insurance Services Office Inc. with its permission. | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization CITY OF NEW YORK DEPARTMENT OF ENVIRONMENTAL If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon TY OF NEW YORK DEPARTMENT OF ENVIRONMENTAL 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization EVERGREEN ENERGY INC. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon ERGREEN ENERGY INC. 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization ARMSTRONG DEVELOPMENT PROPERTIES INC. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon IMSTRONG DEVELOPMENT PROPERTIES INC. 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization CHESAPEAKE APPALACHIA LLC AND ANY PRESENT OR FUTURE SUBSIDIARIES OR AFFILIATES If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon ESAPEAKE APPALACHIA LLC AND ANY PRESENT OR FUTURE SUBSIDIARIES OR AFFILIATES 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization COLUMBIA SQUARE PARTNERS LLC If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon DLUMBIA SQUARE PARTNERS LLC 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization AK STEEL CORPORATION If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon STEEL CORPORATION 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
POLICY NUMBER POLICY NUMBER COMMERCIAL GENERAL LIABILITY CG 20101001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization VOLUNTEERS CITY OF WILLITS ITS ELECTED OR APPOINTED OFFICIALS OFFICERS EMPLOYEES AGENTS If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Section Il Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your ongoing operations performed for that insured. B. With respect to the insurance afforded to these additional insureds the following exclusion is added 2. Exclusions This insurance does not apply to bodily in jury or property damage occurring after 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon ITS ELECTED OR APPOINTED OFFICIALS OFFICERS EMPLOYEES AGENTS 1 All work including materials parts or equipment furnished in connection with such work on the project other than service mainte nance or repairs to be performed by or on behalf of the additional in sureds at the site of the covered operations has been completed or 2 That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon tractor engaged in performing op erations for a principal as a part of the same project. CG 20101001 ISO Properties Inc. 2000 Page 1 of 1 | 2 |
Z ZURICH Fungi Bacteria Exclusion Disclosure Notice This insurance does not apply to or provides limited coverage as respects fungi or bacteria. You should refer to the specific fungi or bacteria endorsements indicated below for determination of specific terms and conditions as respects exclusion of any fungi or bacteria exposures that you may have. The following fungi or bacteria endorsements that are checked X apply in the indicated areas of the coverage territory 1SO FORM CG 00 01 Fungi or Bacteria Exclusion Endorsement U GL1171 ACW Fungus Exclusion Endorsement U GL1063 A CW or Limited Fungus Exclusion Endorsement U GL1046 A CW Fungi or Bacteria Exclusion I1SO form CG 2167 All states in the coverage territory except Applicable in the following states Applicable in the following states Georgia Limited Fungi or Bacteria Coverage GA Small Businesses CG 32 01 Other Applic Applicable in the following states Applicable only to risks with less than 25 employees or annual revenues less than 2.5 million. UGL11958 CW 604 Page 1 0of 1 | 2 |
Z ZURICH Advisory notice to policyholders regarding the U.S. Treasury Department s Office of Foreign Assets Control OFAC regulations No coverage is provided by this policyholder notice nor can it be construed to replace any provisions of your policy. You should read your policy and review your declarations page for complete information on the coverages you are provided. This notice provides information concerning possible impact on your insurance coverage due to directives issued by the U.S. Treasury Department s Office of Foreign Assets Control OFAC. Please read this Notice carefully. OFAC administers and enforces sanctions policy based on Presidential declarations of national emergency. OFAC has identified and listed numerous Foreign agents Front organizations Terrorists Terrorist organizations and Narcotics traffickers as Specially Designated Nationals and Blocked Persons. This list can be located on the United States Treasury s web site httpwww.treasury.govaboutorganizationalstructure offices Pages Office of Foreign Assets Control.aspx. In accordance with OFAC regulations if it is determined that you or any other insured or any person or entity claiming the benefits of this insurance has violated U.S. sanctions law or is a Specially Designated National and Blocked Person as identified by OFAC this insurance will be considered a blocked or frozen contract and all provisions of this insurance are immediately subject to OFAC restrictions. When an insurance policy is considered to be such a blocked or frozen contract no payments or premium refunds may be made without authorization from OFAC. Other limitations on premiums and payments also apply. Includes copyrighted material of Insurance Services Office Inc. with its permission. UGU1041 A 311 Page 1 of 1 | 2 |
ADMIRAL 586 c Policyholder Message Named Insured DETHMERS MANUFACTURING Policy Number CA000027678 COMPANY DBA DEMCO PRODUCTS Dear Policyholder Our Corporate Headquarters and Northeast Regional Branch Office mailing address is Admiral Insurance Company A Berkley Company Mt. Laurel Corporate Park 1000 Howard Blvd. Suite 300 P.O. Box 5430 Mt. Laurel NJ 08054 Our telephone number General 856 429 9200 If you need to report a claim please direct it to l. By regular or overnight mail to Admiral Insurance Company A Berkley Company Mt. Laurel Corporate Park 1000 Howard Blvd. Suite 300 P.O. Box 5430 Mt. Laurel NJ 08054 Attention New Claim Clearly state it is a NEW CLAIM 1. By Email to admclaimsadmiralins.com Do not email claims to ANY claims individual. 1. By FAX to Fax 856 429 3630 Attention New Claim Clearly state it is a NEW CLAIM Policy Number CA000027678 03 l a W. R. Berkley Company Page 1of 1 FM30110215 | 2 |
ADMIRAL INSURANCE COMPANY A Stock Company COMMERCIAL LINES POLICY THIS POLICY IS NOT OBTAINED PRIMARILY FOR PERSONAL FAMILY OR HOUSEHOLD PURPOSES. THIS POLICY CONSISTS OF DECLARATIONS COMMON POLICY CONDITIONS ONE OR MORE COVERAGE PARTS. A COVERAGE PART CONSISTS OF ONE OR MORE COVERAGE FORMS APPLICABLE FORMS AND ENDORSEMENTS In Witness Whereof we have caused this policy to be executed and attested and if required by state law this policy shall not be valid unless countersigned by our authorized representative. V7 Secretary President an 1000 Howard Blvd. Suite 300 P.O. Box 5430 Mt. Laurel NJ 08054 Telephone 856 429 9200 Facsimile 856 429 8611 JA1001 0313 m R. Berkley Company | 2 |
Policy Number CA000027678 03 AL 80000917 Effective Date 07012019 ADMIRAL Named Insured DETHMERS MANUFACTURING COMPANY DBA DEMCO PRODUCTS IMPORTANT POLICYHOLDER NOTICES Form Intentionally Left Blank Pagelofl O AL80000917 | 2 |
COMN DEC Renewal Rewrite of ADMIRAL INSURANCE COMPANY A STOCK COMPANY herein called the Company Policy No. CA000027678 03 Named Insured and Mailing Address DETHMERS MANUFACTURING COMPANY DBA DEMCO PRODUCTS 4010 320TH STREET BOYDEN IA 51234 COMMON POLICY DECLARATIONS CA000027678 02 POLICY PERIOD From 07012019 1o 07012020 At 1201 AM. Standard Time at the address of the Named Insured as stated herein THE NAMED INSURED IS Corporation BUSINESS DESCRIPTION MANUFACTURER OF AGRICULTURAL RENTAL RECREATIONAL VEHICLE AND TRAILER COMPONENT PRODUCTS AUDIT PERIOD Flat IN RETURN FOR THE PAYMENT OF THE PREMIUM AND SUBJECT TO ALL THE TERMS OF THIS POLICY WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY. THIS POLICY CONSISTS OF THE FOLLOWING COVERAGES FOR WHICH A PREMIUM IS INDICATED. THIS PREMIUM MAY BE SUBJECT TO ADJUSTMENT. Commercial General Liability Coverage 130650.00 Products Completed Operations Liability Coverage JRED IS IPTION 130650.00 130650.00 PREMIUM 130650.00 TERRORISM PREMIUM TOTAL PREMIUM 130650.00 Forms and Endorsements made a part of this policy at inception REFER TO SCHEDULE OF FORMS A100 18 03 98 This policy is not binding unless countersigned by Admiral Insurance Company or its authorized representative. Countersigned On 882019 By W 7 Authorized R ative At Johns Creek GA lg Countersigned On 882019 ative At Johns Creek GA lg THESE COMMON POLICY DECLARATIONS AND THE COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS OR PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART DECLARATIONS TOGETHER WITH THE COMMON POLICY CONDITIONS COVERAGE PARTS FORMS AND ENDORSEMENTS IF ANY ISSUED TO FORM A PART THEREOF COMPLETE THE ABOVE NUMBERED POLICY. This policy is issued pursuant to Iowa Code section 515.120 by a nonadmitted company in Iowa and as such is not covered by the Iowa Insurance Guaranty Association. R. Berkley Company DE20010700 Page 1 of 1 | 2 |
COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS ADMIRAL INSURANCE COMPANY A STOCK COMPANY herein called the Company POLICY NUMBER CA000027678 03 LIMITS OF INSURANCE Each Occurrence Limit General Aggregate Limit Other Than Products Completed Operations Products Completed Operations Aggregate Limit Personal and Advertising Injury Limit Damage To Premises Rented To You Limit Medical Expense Limit PREMIUM Classification Code TRAILERS MFG 59798 PR 1000000 2000000 2000000 1000000 300000 5000 Any One Premises Any One Person Code Premium Basis Rate Per Advance Premium 59798 FLAT CHARGE Flat Charge 130650.00 Total Advance Premium 130650.00 Minimum Term Premium 130650.00 THESE DECLARATIONS ARE PART OF THE POLICY DECLARATIONS CONTAINING THE NAME OF THE INSURED AND THE POLICY PERIOD. IV. R. Berkley Company DE20021218 Page Lof 1 | 2 |
SCHEDULE OF FORMS Named Insured DETHMERS MANUFACTURING COMPANY Policy No. CA000027678 03 DBA DEMCO PRODUCTS FORM NUMBER TITLE JA10010313 COVER JACKET ADMIRAL INSURANCE COMPANY DE20010700 COMMON POLICY DECLARATIONS DE20021218 COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS AI00180398 SCHEDULE OF FORMS CG00010413 COMMERCIAL GENERAL LIABILITY COVERAGE FORM CG20100413 ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION CG20110413 ADDITIONAL INSURED MANAGERS OR LESSORS OF PREMISES CG20150413 ADDITIONAL INSURED VENDORS CG20180413 ADDITIONAL INSURED MORTGAGEE ASSIGNEE OR RECEIVER CG20280413 ADDITIONAL INSURED LESSOR OF LEASED EQUIPMENT CG21060514 EXCLUSION ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA RELATED LIABILITY WITH LIMITED BODILY INJURY EXCEPTION CG21520413 EXCLUSION FINANCIAL SERVICES CG21550999 TOTAL POLLUTION EXCLUSION WITH A HOSTILE FIRE EXCEPTION CG21750115 EXCLUSION OF CERTIFIED ACTS OF TERRORISM AND EXCLUSION OF OTHER ACTS OF TERRORISM COMMITTED OUTSIDE THE UNITED STATES CG24040509 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US Pagelof3 O AL 0018 03 98 | 2 |
CG24260413 AMENDMENT OF INSURED CONTRACT DEFINITION CG24500615 LIMITED COVERAGE FOR DESIGNATED UNMANNED AIRCRAFT 1L00171198 COMMON POLICY CONDITIONS 1L00210702 NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT AD06570217 PRIMARY NON CONTRIBUTING INSURANCE ENDORSEMENT AD06620204 EMPLOYEE BENEFITS LIABILITY COVERAGE CLAIMS MADE COVERAGE AD06630412 ADDITIONAL CONDITIONS NAMED INSURED S DUTIES WITH RESPECT TO INDEPENDENT CONTRACTORS ADO07380915 KNOWLEDGE OF OCCURRENCE AD07400207 CROSS LIABILITY EXCLUSION AD07420915 UNINTENTIONAL ERRORS AND OMISSIONS AD08420216 BODILY INJURY REDEFINED AD08680217 DESIGNATED LOCATIONS GENERAL AGGREGATE LIMIT AD66110511 DEDUCTIBLE LIABILITY INSURANCE AD67720617 PRIOR PRODUCTS AND OPERATIONS EXCLUSION AD68830413 LONG TERM EXPOSURE EXCLUSIONS JOINT FORM AD68860511 INJURY TO WORKERS EXCLUSION JOINT FORM AD68881213 SPECIAL EXCLUSIONS JOINT FORM OCCURRENCE VERSION AD67081013 OCCUPATIONAL DISEASE EXCLUSION ABSOLUTE AD67350307 PRODUCT DESIGN COVERAGE Page2of3 O AL 0018 03 98 | 2 |
AD67480511 INTELLECTUAL PROPERTY EXCLUSION AMENDED DEFINITION OF PERSONAL AND ADVERTISING INJURY AD67580209 ENGINEERED NANOPARTICLES EXCLUSION ABSOLUTE AD68670110 WORLDWIDE COVERAGE Al44020818 SERVICE OF SUIT Page3of3 O AL 0018 03 98 | 2 |
COMMERCIAL GENERAL LIABILITY CG 00010413 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations and any other person or organization qualifying as a Named Insured under this policy. The words we us and our refer to the company providing this insurance. The word insured means any person or organization qualifying as such under Section I Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V Definitions. SECTION I COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies. We will have the right and duty to defend the insured against any suit seeking those damages. However we will have no duty to defend the insured against any suit seeking damages for bodily injury or property damage to which this insurance does not apply. We may at our discretion investigate any occurrence and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section III Limits Of Insurance and 2 Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments Coverages A and B. b. This insurance applies to bodily injury and property damage only if 1 The bodily injury or property damage is caused by an occurrence that takes place in the coverage territory I 3 2 The bodily injury or property damage oceurs during the policy period and Prior to the policy period no insured listed under Paragraph 1. of Section Il Who Is An Insured and no employee authorized by you to give or receive notice of an occurrence or claim knew that the bodily injury or property damage had occurred in whole or in part. If such a listed insured or authorized employee knew prior to the policy period that the bodily injury or property damage occurred then any continuation change or resumption of such bodily injury or property damage during or after the policy period will be deemed to have been known prior to the policy period.. Bodily injury or property damage which occurs during the policy period and was not prior to the policy period known to have occurred by any insured listed under Paragraph 1. of Section I Who Is An Insured or any employee authorized by you to give or receive notice of an occurrence or claim includes any continuation change or resumption of that bodily injury or property damage after the end of the policy period.. Bodily injury or property damage will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section I1 Who Is An Insured or any employee authorized by you to give or receive notice of an occurrence or claim 1 Reports all or any part of the bodily injury or property damage to us or any other insurer Receives a written or verbal demand or claim for damages because of the bodily injury or property damage or 3 Becomes aware by any other means that bodily injury or property damage has occurred or has begun to occur.. Damages because of bodily injury include damages claimed by any person or organization for care loss of services or death resulting at any time from the bodily injury. CG 00010413 Insurance Services Office Inc. 2012 Page 1 of 16 | 0 |
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in a The supervision hiring employment training or monitoring of others by that insured or b Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol if the occurrence which caused the bodily injury or property damage involved that which is described in Paragraph 1 2 or 3 above. However this exclusion applies only if you are in the business of manufacturing distributing selling serving or furnishing alcoholic beverages. For the purposes of this exclusion permitting a person to bring alcoholic beverages on your premises for consumption on your premises whether or not a fee is charged or a license is required for such activity is not by itself considered the business of selling serving or furnishing alcoholic beverages.. Workers Compensation And Similar Laws Any obligation of the insured under a workers compensation disability benefits or unemployment compensation law or any similar law.. Employer s Liability Bodily injury to 1 An employee of the insured arising out of and in the course of a Employment by the insured or b Performing duties related to the conduct of the insured s business or 2 The spouse child parent brother or sister of that employee as a consequence of Paragraph 1 above. This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the injury. This exclusion does not apply to liability assumed by the insured under an insured contract. 2. Exclusions This insurance does not apply to a. Expected Or Intended Injury Bodily injury or property damage expected or intended from the standpoint of the insured. This exclusion does not apply to bodily injury resulting from the use of reasonable force to protect persons or property. b. Contractual Liability Bodily injury or property damage for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages 1 That the insured would have in the absence of the contract or agreement or 2 Assumed in a contract or agreement that is an insured contract provided the bodily injury or property damage occurs subsequent to the execution of the contract or agreement. Solely for the purposes of liability assumed in an insured contract reasonable attorneys fees and necessary litigation expenses incurred by or for a party other than an insured are deemed to be damages because of bodily injury or property damage provided a Liability to such party for or for the cost of that party s defense has also been assumed in the same insured contract and b Such attorneys fees and litigation expenses are for defense of that party against a civil or alternative dispute resolution proceeding in which damages to which this insurance applies are alleged.. Liquor Liability Bodily injury or property damage for which any insured may be held liable by reason of 1 Causing or contributing to the intoxication of any person 2 The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol or Any statute ordinance or regulation relating to the sale gift distribution or use of alcoholic beverages. CG 00010413 Insurance Services Office Inc. 2012 Page 2 of 16 | 1 |
d At or from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations if the pollutants are brought on or to the premises site or location in connection with such operations by such insured contractor or subcontractor. However this subparagraph does not apply to i Bodily injury or property damage arising out of the escape of fuels lubricants or other operating fluids which are needed to perform the normal electrical hydraulic or mechanical functions necessary for the operation of mobile equipment or its parts if such fuels lubricants or other operating fluids escape from a vehicle part designed to hold store or receive them. This exception does not apply if the bodily injury or property damage arises out of the intentional discharge dispersal or release of the fuels lubricants or other operating fluids or if such fuels lubricants or other operating fluids are brought on or to the premises site or location with the intent that they be discharged dispersed or released as part of the operations being performed by such insured contractor or subcontractor i Bodily injury or property damage sustained within a building and caused by the release of gases fumes or vapors from materials brought into that building in connection with operations being performed by you or on your behalf by a contractor or subcontractor or iii Bodily injury or property damage arising out of heat smoke or fumes from a hostile fire. e Ator from any premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations if the operations are to test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants. f. Pollus tion 1 Bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of pollutants a At or from any premises site or location b which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagraph does not apply to i Bodily injury if sustained within a building and caused by smoke fumes vapor or soot produced by or originating from equipment that is used to heat cool or dehumidify the building or equipment that is used to heat water for personal use by the building s occupants or their guests i Bodily injury or property damage for which you may be held liable if you are a contractor and the owner or lessee of such premises site or location has been added to your policy as an additional insured with respect to your ongoing operations performed for that additional insured at that premises site or location and such premises site or location is not and never was owned or occupied by or rented or loaned to any insured other than that additional insured or i Bodily injury or property damage arising out of heat smoke or fumes from a hostile fire Ator from any premises site or location which is or was at any time used by or for any insured or others for the handling storage disposal processing or treatment of waste Which are or were at any time transported handled stored treated disposed of or processed as waste by or for i Any insured or ii Any person or organization for whom you may be legally responsible or CG 00010413 Insurance Services Office Inc. 2012 Page 3 of 16 | 1 |
2 Any loss cost or expense arising out of any a Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or b Claim or suit by or on behalf of a governmental authority for damages because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way responding to or assessing the cffects of pollutants. However this paragraph does not apply to liability for damages because of property damage that the insured would have in the absence of such request demand order or statutory or regulatory requirement or such claim or suit by or on behalf of a governmental authority. g. Aircraft Auto Or Watercraft Bodily injury or property damage arising out of the ownership maintenance use or entrustment to others of any aircraft auto or watercraft owned or operated by or rented or loaned to any insured. Use includes operation and loading or unloading. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage involved the ownership maintenance use or entrustment to others of any aircraft auto or watercraft that is owned or operated by or rented or loaned to any insured. This exclusion does not apply to 1 A watercraft while ashore on premises you own or rent 2 A watercraft you do not own that is a Less than 26 feet long and b Not being used to carry persons or property for a charge 3 Parking an auto on or on the ways next to premises you own or rent provided the auto is not owned by or rented or loaned to you or the insured Liability assumed under any insured contract for the ownership maintenance o use of aircraft or watercraft or 5 Bodily injury or property damage arising out of a The operation of machinery or equipment that is attached to or part of a land vehicle that would qualify under the definition of mobile equipment if it were not subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged or b The operation of any of the machinery or equipment listed in Paragraph.2 or.3 of the definition of mobile equipment. h. Mobile Equipment Bodily injury or property damage arising out of 1 The transportation of mobile equipment by an auto owned or operated by or rented or loaned to any insured or 2 The use of mobile equipment in or while in practice for or while being prepared for any prearranged racing speed demolition or stunting activity. War Bodily injury or property damage however caused arising directly or indirectly out of 1 War including undeclared or civil war 2 Warlike action by a military force including action in hindering or defending against an actual or expected attack by any government sovereign or other authority using military personnel or other agents or 3 Insurrection rebellion revolution usurped power or action taken by governmental authority in hindering or defending against any of these.. Damage To Property Property damage to 1 Property you own rent or occupy including any costs or expenses incurred by you or any other person organization or entity for repair replacement enhancement restoration or maintenance of such property for any reason including prevention of injury to a person or damage to another s property 2 Premises you sell give away or abandon if the property damage arises out of any part of those premises 3 Property loaned to you CG 00010413 Insurance Services Office Inc. 2012 Page 4 of 16 | 1 |
4 Personal property in the care custody or control of the insured That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations if the property damage arises out of those operations or G That particular part of any property that must be restored repaired or replaced because your work was incorrectly performed on it. Paragraphs 1 3 and 4 of this exclusion do not apply to property damage other than damage by fire to premises including the contents of such premises rented to you for a period of seven or fewer consecutive days. A separate limit of insurance applies to Damage To Premises Rented To You as described in Section ITI Limits Of Insurance. Paragraph 2 of this exclusion does not apply if the premises are your work and were never occupied rented or held for rental by you. Paragraphs 3 4 5 and 6 of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph 6 of this exclusion does not apply to property damage included in the products completed operations hazard.. Damage To Your Product Property damage to your product arising out of it or any part of it.. Damage To Your Work Property damage to your work arising out of it or any part of it and included in the products completed operations hazard. This exclusion does not apply if the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor.. Damage To Impaired Property Or Property Not Physically Injured Property damage to impaired property or property that has not been physically injured arising out of 1 A defect deficiency inadequacy or dangerous condition in your product or your work or 2 A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms. This exclusion does not apply to the loss of use of other property arising out of sudden and accidental physical injury to your product or your work after it has been put to its intended use.. Recall Of Products Work Or Impaired Property Damages claimed for any loss cost or expense incurred by you or others for the loss of use withdrawal recall inspection repair replacement adjustment removal or disposal of 1 Your product 2 Your work or 3 Impaired property if such product work or property is withdrawn or recalled from the market or from use by any person or organization because of a known or suspected defect deficiency inadequacy or dangerous condition in it.. Personal And Advertising Injury Bodily injury arising out of personal and advertising injury.. Electronic Data Damages arising out of the loss of loss of use of damage to corruption of inability to access or inability to manipulate electronic data. However this exclusion does not apply to liability for damages because of bodily injury. As used in this exclusion electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMs tapes drives cells data processing devices or any other media which are used with electronically controlled equipment.. Recording And Distribution Of Material Or Information In Violation Of Law Bodily injury or property damage arising directly or indirectly out of any action or omission that violates or is alleged to violate 1 The Telephone Consumer Protection Act TCPA including any amendment of or addition to such law The CAN SPAM Act of 2003 including any amendment of or addition to such law The Fair Credit Reporting Act FCRA and any amendment of or addition to such law including the Fair and Accurate Credit Transactions Act FACTA or CG 00010413 Insurance Services Office Inc. 2012 Page 5 of 16 | 1 |
4 Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act 0f 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting recording sending transmitting communicating or distribution of material or information. Exclusions c. through n. do not apply to damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as described in Section II Limits Of Insurance. COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of personal and advertising injury to which this insurance applies. We will have the right and duty to defend the insured against any suit secking those damages. However we will have no duty to defend the insured against any suit secking damages for personal and advertising injury to which this insurance does not apply. We may at our discretion investigate any offense and settle any claim or suit that may result. But 1 The amount we will pay for damages is limited as described in Section I1I Limits Of Insurance and 2 Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments Coverages A and B. 3. This insurance applies to personal and advertising injury caused by an offense arising out of your business but only if the offense was committed in the coverage territory during the policy period. 2. Exclusions This insurance does not apply to a. Knowing Violation Of Rights Of Another Personal and advertising injury caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict personal and advertising injury.. Material Published With Knowledge Of Falsity Personal and advertising injury arising out of oral or written publication in any manner of material if done by or at the direction of the insured with knowledge of its falsity.. Material Published Prior To Policy Period Personal and advertising injury arising out of oral or written publication in any manner of material whose first publication took place before the beginning of the policy period.. Criminal Acts Personal and advertising injury arising out of a criminal act committed by or at the direction of the insured.. Contractual Liability Personal and advertising injury for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement.. Breach Of Contract Personal and advertising injury arising out of a breach of contract except an implied contract to use another s advertising idea in your advertisement.. Quality Or Performance Of Goods Failure To Conform To Statements Personal and advertising injury arising out of the failure of goods products or services to conform with any statement of quality or performance made in your advertisement.. Wrong Description Of Prices Personal and advertising injury arising out of the wrong description of the price of goods products or services stated in your advertisement. CG 00010413 Insurance Services Office Inc. 2012 Page 6 of 16 | 1 |
i. Infringement Of Copyright Patent Trademark Or Trade Secret Personal and advertising injury arising out of the infringement of copyright patent trademark trade secret or other intellectual property rights. Under this exclusion such other intellectual property rights do not include the use of another s advertising idea in your advertisement. However this exclusion does not apply to infringement in your advertisement of copyright trade dress or slogan.. Insureds In Media And Internet Type Businesses Personal and advertising injury committed by an insured whose business is 1 Advertising broadcasting publishing or telecasting Designing or determining content of web sites for others or 3 An Internet search access content or service provider. However this exclusion does not apply to Paragraphs 14.a. b. and c. of personal and advertising injury under the Definitions section. For the purposes of this exclusion the placing of frames borders or links or advertising for you or others anywhere on the Internet is not by itself considered the business of advertising broadcasting publishing or telecasting. k. Electronic Chatrooms Or Bulletin Boards Personal and advertising injury arising out of an electronic chatroom or bulletin board the insured hosts owns or over which the insured exercises control. Unauthorized Use Of Another s Name Or Product Personal and advertising injury arising out of the unauthorized use of another s name or product in your e mail address domain name or metatag or any other similar tactics to mislead another s potential customers. m. Pollution Personal and advertising injury arising out of the actual alleged or threatened discharge dispersal seepage migration release or escape of pollutants at any time. 0. Pollution related Any loss cost or expense arising out of any 1 Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of pollutants or 2 Claim or suit by or on behalf of a governmental authority for damages because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way responding to or assessing the effects of pollutants. War Personal and advertising injury however caused arising directly or indirectly out of 1 War including undeclared or civil war 2 Warlike action by a military force including action in hindering or defending against an actual or expected attack by any government sovereign or other authority using military personnel or other agents or 3 Insurrection rebellion revolution usurped power or action taken by governmental authority in hindering or defending against any of these. Recording And Distribution Of Material Or Information In Violation Of Law Personal and advertising injury arising directly or indirectly out of any action or omission that violates or s alleged to violate 1 The Telephone Consumer Protection Act TCPA including any amendment of or addition to such law 2 The CAN SPAM Act of 2003 including any amendment of or addition to such law 3 The Fair Credit Reporting Act FCRA and any amendment of or addition to such law including the Fair and Accurate Credit Transactions Act FACTA or Any federal state or local statute ordinance or regulation other than the TCPA CAN SPAM Act 0f 2003 or FCRA and their amendments and additions that addresses prohibits or limits the printing dissemination disposal collecting recording sending transmitting communicating or distribution of material or information. CG 00010413 Insurance Services Office Inc. 2012 Page 7 of 16 | 1 |
COVERAGE C MEDICAL PAYMENTS 1. Insuring Agreement a. b. We will pay medical expenses as described below for bodily injury caused by an accident 1 On premis S you own or rent 2 On ways next to premises you own or rent or 3 Because of your operations provided that a The accident takes place in the coverage territory and during the policy period b The expenses are incurred and reported to us within one year of the date of the accident and c The injured person submits to examination at our expense by physicians of our choice as often as we reasonably require. We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance. We will pay reasonable expenses for 1 First aid administered at the time of an accident 2 Necessary medical surgical X ray and dental services including prosthetic devices and 3 Necessary ambulance hospital professional nursing and funeral services. 2. Exclusions We will not pay expenses for bodily injury a. Any Insured To any insured except volunteer workers.. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured.. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies.. Workers Compensation And Similar Laws To a person whether or not an employee of any insured if benefits for the bodily injury are payable or must be provided under a workers compensation or disability benefits law or a similar law.. Athletics Activities To a person injured while practicing instructing or participating in any physical exercises or games sports or athletic contests.. Products Completed Operations Hazard Included within the products completed operations hazard. g. Coverage A Exclusions Excluded under Coverage A. SUPPLEMENTARY PAYMENTS COVERAGES A AND B 1. We will pay with respect to any claim we investigate or settle or any suit against an insured we defend a. All expenses we incur. b. Up to 250 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. c. The cost of bonds to release attachments but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds. d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or suit including actual loss of earnings up to 250 a day because of time off from work. e. All court costs taxed against the insured in the suit. However these payments do not include attorneys fees or attorneys expenses taxed against the insured. f. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance we will not pay any prejudgment interest based on that period of time after the offer. g. Al interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of insurance. 2. If we defend an insured against a suit and an indemnitee of the insured is also named as a party to the suit we will defend that indemnitee if all of the following conditions are met a. The suit against the indemnitee seeks damages for which the insured has assumed the liability of the indemnitee in a contract or agreement that is an insured contract b. This insurance applies to such liability assumed by the insured c. The obligation to defend or the cost of the defense of that indemnitee has also been assumed by the insured in the same insured contract CG 00010413 Insurance Services Office Inc. 2012 Page 8 of 16 | 1 |
d. The allegations in the suit and the information we know about the occurrence are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee e. The indemnitee and the insured ask us to conduct and control the defense of that indemnitee against such suit and agree that we can assign the same counsel to defend the insured and the indemnitee and f. The indemnitee 1 Agrees in writing to a Cooperate with us in the investigation settlement or defense of the suit Immediately send us copies of any demands notices summonses or legal papers received in connection with the suit Notify any other insurer whose coverage is available to the indemnitee and d Cooperate with us with respect to coordinating other applicable insurance available to the indemnitee and 2 Provides us with written authorization to a Obtain records and other information related to the suit and b Conduct and control the defense of the indemnitee in such suit. So long as the above conditions are met attorneys fees incurred by us in the defense of that indemnitee necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstanding the provisions of Paragraph 2.b.2 of Section I Coverage A Bodily Injury And Property Damage Liability such payments will not be deemed to be damages for bodily injury and property damage and will not reduce the limits of insurance. Our obligation to defend an insured s indemnitee and to pay for attorneys fees and necessary litigation expenses as Supplementary Payments ends when we have used up the applicable limit of insurance in the payment of judgments or settlements or the conditions set forth above or the terms of the agreement described in Paragraph f. above are no longer met. SECTION II WHO IS AN INSURED 1. If you are designated in the Declarations as a. An individual you and your spouse are insureds but only with respect to the conduct of a business of which you are the sole owner. b. A partnership or joint venture you are an insured. Your members your partners and their spouses are also insureds but only with respect to the conduct of your business.. A limited liability company you are an insured. Your members are also insureds but only with respect to the conduct of your business. Your managers are insureds but only with respect to their duties as your managers. d. An organization other than a partnership joint venture or limited liability company you are an insured. Your executive officers and directors are insureds but only with respect to their duties as your officers or directors. Your stockholders are also insureds but only with respect to their liability as stockholders. e. A trust you are an insured. Your trustees are also insureds but only with respect to their duties as trustees.. Each of the following is also an insured a. Your volunteer workers only while performing duties related to the conduct of your business or your employees other than either your executive officers if you are an organization other than a partnership joint venture or limited liability company or your managers if you are a limited liability company but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. However none of these employees or volunteer workers are insureds for 1 Bodily injury or personal and advertising injury a To you to your partners or members if you are a partnership or joint venture to your members if you are a limited liability company to a coemployee while in the course of his or her employment or performing duties related to the conduct of your business or to your other volunteer workers while performing duties related to the conduct of your business b To the spouse child parent brother or sister of that coemployee or volunteer worker as a consequence of Paragraph 1a above For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraph 1a or b above or CG 00010413 Insurance Services Office Inc. 2012 Page 9 of 16 | 1 |
d Arising out of his or her providing or failing to provide professional health care services. 2 Property damage to property a Owned occupied or used by b Rented to in the care custody or control of or over which physical control is being exercised for any purpose by you any of your employees volunteer Workers any partner or member if you are a partnership or joint venture or any member if you are a limited liability company. b. Any person other than your employee or volunteer worker or any organization while acting as your real estate manager.. Any person or organization having proper temporary custody of your property if you die but only 1 With respect to liability arising out of the maintenance or use of that property and 2 Until your legal representative has been appointed. d. Your legal representative if you die but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part. 3. Any organization you newly acquire or form other than a partnership joint venture or limited liability company and over which you maintain ownership or majority interest will qualify as a Named Insured if there is no other similar insurance available to that organization. However a. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period whichever is carlier b. Coverage A does not apply to bodily injury or property damage that occurred before you acquired or formed the organization and. Coverage B does not apply to personal and advertising injury arising out of an offense committed before you acquired or formed the organization. No person or organization is an insured with respect to the conduct of any current or past partnership joint venture or limited liability company that is not shown as a Named Insured in the Declarations. SECTION III LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of a. Insureds b. Claims made or suits brought or. Persons or organizations making claims or bringing suits. 2. The General Aggregate Limit is the most we will pay for the sum of a. Medical expenses under Coverage C b. Damages under Coverage A except damages because of bodily injury or property damage included in the products completed operations hazard and. Damages under Coverage B. 3. The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of bodily injury and property damage included in the products completed operations hazard. 4. Subject to Paragraph 2. above the Personal And Advertising Injury Limit is the most we will pay under Coverage B for the sum of all damages because of all personal and advertising injury sustained by any one person or organization. 5. Subject to Paragraph 2. or 3. above whichever applies the Each Occurrence Limit is the most we will pay for the sum of a. Damages under Coverage A and b. Medical expenses under Coverage C because of all bodily injury and property damage arising out of any one occurrence 6. Subject to Paragraph 5. above the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of property damage to any one premises while rented to you or in the case of damage by fire while rented to you or temporarily occupied by you with permission of the owner. 7. Subject to Paragraph 5. above the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of bodily injury sustained by any one person. The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period shown in the Declarations unless the policy period is extended after issuance for an additional period of less than 12 months. In that case the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. CG 00010413 Insurance Services Office Inc. 2012 Page 10 of 16 | 1 |
a. To join us as a party or otherwise bring us into a suit asking for damages from an insured or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us the insured and the claimant or the claimant s legal representative.. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part our obligations are limited as follows a. Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is primary our obligations are not affected unless any of the other insurance is also primary. Then we will share with all that other insurance by the method described in Paragraph c. below. Excess Insurance 1 This insurance is excess over a Any of the other insurance whether primary excess contingent or on any other basis i That s Fire Extended Coverage Builder s Risk Installation Risk or similar coverage for your work if That is Fire insurance for premises rented to you or temporarily occupied by you with permission of the owner iii That is insurance purchased by you to cover your liability as a tenant for property damage to premises rented to you or temporarily occupied by you with permission of the owner or iv If the loss arises out of the maintenance or use of aircraft autos or watercraft to the extent not subject to Exclusion g. of Section I Coverage A Bodily Injury And Property Damage Liability. b Any other primary insurance available to you covering liability for damages arising out of the premises or operations or the products and completed operations for which you have been added as an additional insured. SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS 1. Bankruptcy Bankruptcy or insolvency of the insured or of the insured s estate will not relieve us of our obligations under this Coverage Part. 2. Duties In The Event Of Occurrence Offense Claim Or Suit a. You must see to it that we are notified as soon as practicable of an occurrence or an offense which may result in a claim. To the extent possible notice should include 1 How when and where the occurrence or offense took place 2 The names and addresses of any injured persons and witnesses and 3 The nature and location of any injury or damage arising out of the occurrence or offense. 3. Ifa claim is made or suit is brought against any insured you must 1 Immediately record the specifics of the claim or suit and the date received and 2 Notify us as soon as practicable. You must see to it that we receive written notice of the claim or suit as soon as practicable. o You and any other involved insured must 1 Immediately send us copies of any demands notices summonses or legal papers received in connection with the claim or suit 2 Authorize us to obtain records and other information 3 Cooperate with us in the investigation or settlement of the claim or defense against the suit and 4 Assist us upon our request in the enforcement of any right against any person or organization which may be liable to the insured because of injury or damage to which this insurance may also apply. No insured will except at that insured s own cost voluntarily make a payment assume any obligation or incur any expense other than for first aid without our consent. 3. Legal Action Against Us No person or organization has a right under this Coverage Part CG 00010413 Insurance Services Office Inc. 2012 Page 11 of 16 | 1 |
2 When this insurance is excess we will have no duty under Coverages A or B to defend the insured against any suit if any other insurer has a duty to defend the insured against that suit. If no other insurer defends we will undertake to do so but we will be entitled to the insured s rights against all those other insurers. 3 When this insurance is excess over other insurance we will pay only our share of the amount of the loss if any that exceeds the sum of a The total amount that all such other insurance would pay for the loss in the absence of this insurance and b The total of all deductible and self insured amounts under all that other insurance. 4 We will share the remaining loss if any with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part.. Method Of Sharing If all of the other insurance permits contribution by equal shares we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains whichever comes first. Ifany of the other insurance does not permit contribution by equal shares we will contribute by limits. Under this method each insurer s share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit a. We will compute all premiums for this Coverage Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of cach audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy period is greater than the carned premium we will return the excess to the first Named Insured. c. The first Named Insured must keep records of the information we need for premium computation and send us copies at such times as we may request. 6. Representations By accepting this policy you agree a. The statements in the Declarations are accurate and complete b. Those statements are based upon representations you made to us and. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance and any rights or duties specifically assigned in this Coverage Part to the first Named Insured this insurance applies a. As if each Named Insured were the only Named Insured and b. Separately to cach insured against whom claim is made or suit is brought. 8. Transfer Of Rights Of Recovery Against Others To Us If the insured has rights to recover all or part of any payment we have made under this Coverage Part those rights are transferred to us. The insured must do nothing after loss to impair them. At our request the insured will bring suit or transfer those rights to us and help us enforce them. 9. When We Do Not Renew If we decide not to renew this Coverage Part we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date. If notice is mailed proof of mailing will be sufficient proof of notice. SECTION V DEFINITIONS 1. Advertisement means a notice that is broadcast or published to the general public or specific market segments about your goods products or services for the purpose of attracting customers or supporters. For the purposes of this definition a. Notices that are published include material placed on the Internet or on similar electronic means of communication and b. Regarding web sites only that part of a web site that is about your goods products or services for the purposes of attracting customers or supporters is considered an advertisement. 2. Auto means a. A land motor vehicle trailer or semitrailer designed for travel on public roads including any attached machinery or equipment or CG 00010413 Insurance Services Office Inc. 2012 Page 12 of 16 | 1 |
b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. However auto does not include mobile equipment. Bodily injury means bodily injury sickness or disease sustained by a person including death resulting from any of these at any time.. Coverage territory means a. The United States of America including its territories and possessions Puerto Rico and Canada L4 International waters or airspace but only if the injury or damage occurs in the course of travel or transportation between any places included in Paragraph a. above or All other parts of the world if the injury or damage arises out of o 1 Goods or products made or sold by you in the territory described in Paragraph a. above 2 The activities of a person whose home is in the territory described in Paragraph a. above but is away for a short time on your business or 3 Personal and advertising injury offenses that take place through the Internet or similar electronic means of communication provided the insured s responsibility to pay damages is determined in a suit on the merits in the territory described in Paragraph a. above or in a settlement we agree to.. Employee includes a leased worker. Employee does not include a temporary worker.. Executive officer means a person holding any of the officer positions created by your charter constitution bylaws or any other similar governing document.. Hostile fire means one which becomes uncontrollable or breaks out from where it was intended to be.. Impaired property means tangible property other than your product or your work that can not be used or s less useful because a. It incorporates your product or your work that is known or thought to be defective deficient inadequate or dangerous or b. You have failed to fulfill the terms of a contract or agreement if such property can be restored to use by the repair replacement adjustment or removal of your product or your work or your fulfilling the terms of the contract or agreement. 9. Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an insured contract b A sidetrack agreement. Any easement or license agreement except in connection with construction or demolition operations on or within 50 feet of a railroad d. An obligation as required by ordinance to indemnify a municipality except in connection with work for a municipality 3. An elevator maintenance agreement b That part of any other contract or agreement pertaining to your business including an indemnification of a municipality in connection with work performed for a municipality under which you assume the tort liability of another party to pay for bodily injury or property damage to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. Paragraph f. does not include that part of any contract or agreement 1 That indemnifies a railroad for bodily injury or property damage arising out of construction or demolition operations within 50 feet of any railroad property and affecting any railroad bridge or trestle tracks road beds tunnel underpass or crossing 2 That indemnifies an architect engineer or surveyor for injury or damage arising out of a Preparing approving or failing to prepare or approve maps shop drawings opinions reports surveys field orders change orders or drawings and specifications or b Giving directions or instructions or failing to give them if that is the primary cause of the injury or damage or 3 Under which the insured if an architect engineer or surveyor assumes liability for an injury or damage arising out of the insured s rendering or failure to render professional services including those listed in 2 above and supervisory inspection architectural or engineering activities. CG 00010413 Insurance Services Office Inc. 2012 Page 13 of 16 | 1 |
10. Leased worker means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm to perform duties related to the conduct of your business. Leased worker does not include a temporary worker. 1. Loading or unloading means the handling of property a. After it is moved from the place where it is accepted for movement into or onto an aircraft watercraft or auto b. While it is in or on an aircraft watercraft or auto or. While it is being moved from an aircraft watercraft or auto to the place where it is finally delivered but loading or unloading does not include the movement of property by means of a mechanical device other than a hand truck that is not attached to the aircraft watercraft or auto. 12. Mobile equipment means any of the following types of land vehicles including any attached machinery or equipment a. Bulldozers farm machinery forklifts and other vehicles designed for use principally off public roads b. Vehicles maintained for use solely on or next to premises you own or rent. Vehicles that travel on crawler treads d. Vehicles whether self propelled or not maintained primarily to provide mobility to permanently mounted 1 Power cranes shovels loaders diggers or drills or 2 Road construction or resurfacing equipment such as graders scrapers or rollers e. Vehicles not described in Paragraph a. b.. or d. above that are not self propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types 1 Air compressors pumps and generators including spraying welding building cleaning geophysical exploration lighting and well servicing equipment or 2 Cherry pickers and similar devices used to raise or lower workers Vehicles not described in Paragraph a. b.. or d. above maintained primarily for purposes other than the transportation of persons or cargo. However self propelled vehicles with the following types of permanently attached equipment are not mobile equipment but will be considered autos 13. 14. 15. 1 Equipment designed primarily for a Snow removal b Road maintenance but not construction or resurfacing or Street cleaning 2 Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers and 3 Air compressors pumps and generators including spraying welding building cleaning geophysical exploration lighting and well servicing equipment. However mobile equipment does not include any land vehicles that are subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. Land vehicles subject to a compulsory or financial responsibility law or other motor vehicle insurance law are considered autos. Occurrence means an accident including continuous or repeated exposure to substantially the same general harmful conditions. Personal and advertising injury means injury including consequential bodily injury arising out of one or more of the following offenses a. False arrest detention or imprisonment b. Malicious prosecution. The wrongful eviction from wrongful entry into or invasion of the right of private occupancy of a room dwelling or premises that a person occupies committed by or on behalf of its owner landlord or lessor d. Oral or written publication in any manner of material that slanders or libels a person or organization or disparages a person s or organization s goods products or services e. Oral or written publication in any manner of material that violates a person s right of privacy f. The use of another s advertising idea in your advertisement or g. Infringing upon another s copyright trade dress or slogan in your advertisement. Pollutants mean any solid liquid gaseous or thermal irritant or contaminant including smoke vapor soot fumes acids alkalis chemicals and waste. Waste includes materials to be recycled reconditioned or reclaimed. CG 00010413 Insurance Services Office Inc. 2012 Page 14 of 16 | 1 |
16. Products completed operations hazard a. Includes all bodily injury and property damage occurring away from premises you own or rent and arising out of your product or your work except 1 Products that are still in your physical possession or 2 Work that has not yet been completed or abandoned. However your work will be deemed completed at the carliest of the following times a When all of the work called for in your contract has been completed. When all of the work to be done at the job site has been completed if your contract calls for work at more than one job site. b When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project. Work that may need service maintenance correction repair or replacement but which is otherwise complete will be treated as completed. b. Does not include bodily injury or property damage arising out of 1 The transportation of property unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you and that condition was created by the loading or unloading of that vehicle by any insured The existence of tools uninstalled equipment or abandoned or unused materials or Products or operations for which the classification listed in the Declarations or in a policy Schedule states that products completed operations are subject to the General Aggregate Limit. 17. Property damage means a. Physical injury to tangible property including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it or b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the occurrence that caused it. For the purposes of this insurance electronic data is not tangible property. As used in this definition electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMs tapes drives cells data processing devices or any other media which are used with electronically controlled equipment. 18. Suit means a civil proceeding in which damages because of bodily injury property damage or personal and advertising injury to which this insurance applies are alleged. Suit includes a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent. 19. Temporary worker means a person who is furnished to you to substitute for a permanent employee on leave or to meet seasonal or short term workload conditions. 20. Volunteer worker means a person who is not your employee and who donates his or her work and acts at the direction of and within the scope of duties determined by you and is not paid a fee salary or other compensation by you or anyone else for their work performed for you. 21. Your product a. Means 1 Any goods or products other than real property manufactured sold handled distributed or disposed of by a You b Others trading under your name or A person or organization whose business or assets you have acquired and 2 Containers other than vehicles materials parts or equipment furnished in connection with such goods or products. b. Includes 1 Warranties or representations made at any time with respect to the fitness quality durability performance or use of your product and 2 The providing of or failure to provide warnings or instructions. c. Does not include vending machines or other property rented to or located for the use of others but not sold. CG 00010413 Insurance Services Office Inc. 2012 Page 15 of 16 | 1 |
22. Your work a. Means 1 Work or operations performed by you or on your behalf and 2 Materials parts or equipment furnished in connection with such work or operations. b. Includes 1 Warranties or representations made at any time with respect to the fitness quality durability performance or use of your work and 2 The providing of or failure to provide warnings or instructions. CG 00010413 Insurance Services Office Inc. 2012 Page 16 of 16 | 1 |
Policy Number CA000027678 03 CG20100413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Locations Of Covered Operations Any person or organization that is an owner or manager of All locations at which the Named Insured is performing real property or personal property on which you are per ongoing operations. forming ongoing operations or a contractor on whose be half you are performing ongoing operations but only if cov erage as an additional insured is required by a written contract or written agreement that is an insured contract and provided the bodily injury or property damage first oceurs o the personal and advertising injury offense is first committed subsequent to the execution of the contract or agreement. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by 1. Your acts or omissions or 2. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insureds at the locations designated above. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following additional exclusions apply This insurance does not apply to bodily injury or property damage occurring after 1. All work including materials parts or equipment furnished in connection with such work on the project other than service maintenance o repairs to be performed by or on behalf of the additional insureds at the location of the covered operations has been completed or Pagelof2 O CG20100413 Insurance Services Office Inc. 2012 | 2 |
2. That portion of your work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds the following is added to Section III Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page2of2 O CG20100413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 CG20110413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MANAGERS OR LESSORS OF PREMISES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designation Of Premises Part Leased To You All premises leased to you and covered by this insurance. Name Of Persons Or Organizations Additional Insured Any person or organization that is a manager or lessor of real property but only if coverage as an additional insured is re quired by a written contract or written agreement that is an insured contract and provided the bodily injury or prop erty damage first occurs or the personal and advertising injury offense is first committed subsequent to the execution of the contract or agreement. Additional Premium Included Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability arising out of the ownership maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions This 1. Any occurrence which takes place after you cease to be a tenant in that premises. surance does not apply to 2. Structural alterations new construction or demolition operations performed by or on behalf of the persons or or ganizations shown in the Schedule. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds the following is added to Section III Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Pagelofl O CG20110413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 CG20150413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED VENDORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organizations Vendor A ment. Any person or organization that is a vendor of your prod Any of your products covered by this insurance. ucts but only if coverage as an additional insured vendor is required by a written contract or written agreement and provided the bodily injury or property damage first oc curs subsequent to the execution of the contract or agree Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section Il Who Is An Insured is amended to include as an additional insured any persons or organizations re ferred to throughout this endorsement as vendor shown in the Schedule but only with respect to bodily injury or property damage arising out of your products shown in the Schedule which are distributed or sold in the regular course of the vendor s business. However 1. The insurance afforded to such vendor only applies to the extent permitted by law and 2. If coverage provided to the vendor is required by a contract or agreement the insurance afforded to such vendor will not be broader than that which you are required by the contract or agreement to provide for such vendor. B. With respect to the insurance afforded to these vendors the following additional exclusions apply 1. The insurance afforded the vendor does not apply to a. Bodily injury or property damage for which the vendor is obligated to pay damages by reason of the as sumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement Any express warranty unauthorized by you Any physical or chemical change in the product made intentionally by the vendor Repackaging except when unpacked solely for the purpose of inspection demonstration testing or the substi tution of parts under instructions from the manufacturer and then repackaged in the original container Any failure to make such inspections adjustments tests or servicing as the vendor has agreed to make or nor mally undertakes to make in the usual course of business in connection with the distribution or sale of the prod ucts Pagelof2 O CG20150413 Insurance Services Office Inc. 2012 | 2 |
f. Demonstration installation servicing or repair operations except such operations performed at the vendor s premises in connection with the sale of the product g. Products which after distribution or sale by you have been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor or h. Bodily injury or property damage arising out of the sole negligence of the vendor for its own acts or omis sions or those of its employees or anyone else acting on its behalf. However this exclusion does not apply to 1 The exceptions contained in Sub paragraphs d. or f. or 2 Such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of the products. 2. This insurance does not apply to any insured person or organization from whom you have acquired such products or any ingredient part or container entering into accompanying or containing such products. C. With respect to the insurance afforded to these vendors the following is added to Section III Limits Of Insur ance If coverage provided to the vendor is required by a contract or agreement the most we will pay on behalf of the vendor is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Page2of2 O CG20150413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 CG20180413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MORTGAGEE ASSIGNEE OR RECEIVER This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Persons Or Organizations Designation Of Premises Any person or organization that is a mortgagee assignee or All premises covered by this insurance. receiver for a premises shown in this Schedule but only if coverage as an additional insured is required by a written contract or written agreement that is an insured contract and provided the bodily injury or property damage first oceurs o the personal and advertising injury offense is first committed subsequent to the execution of the contract or agreement. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section I Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to their liability as mortgagee assignee or receiver and arising out of the owner ship maintenance or use of the premises by you and shown in the Schedule. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations new construction and demolition operations performed by or for that person or organization. C. With respect to the insurance afforded to these additional insureds the following is added to Section III Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement the most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Pagelofl O CG20180413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 CG20280413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED LESSOR OF LEASED EQUIPMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE with coverage afforded by this endorsement. Name Of Additional Insured Persons Or Organizations All Lessors of Equipment if you agreed in a written contract prior to a loss claim or occurrence to provide such Lessors Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Section II Who Is An Insured is amended to include as an additional insured the persons or organizations shown in the Schedule but only with respect to liability for bodily injury property damage or personal and advertising injury caused in whole or in part by your maintenance operation or use of equipment leased to you by such persons or organizations. However 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is re quired by a contract or agreement the insurance af forded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these addi tional insureds this insurance does not apply to any occurrence which takes place after the equipment lease expires. s With respect to the insurance afforded to these addi tional insureds the following is added to Section ITI Limits Of Insurance If coverage provided to the additional insured is re quired by a contract or agreement the most we will pay on behalf of the additional insured is the amount of in surance 1. Required by the contract or agreement or 2. Available under the applicable Limits of Insurance shown in the Declarations whichever is less. This endorsement shall not increase the applicable Lim its of Insurance shown in the Declarations. AT VALASY iVl V HAe ATV oA Pagelofl O CG20280413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 CG 21060514 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA RELATED LIABILITY WITH LIMITED BODILY IN JURY EXCEPTION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Exclusion 2.p. of Section I Coverage A Bodily Injury And Property Damage Liability is replaced by the follow ing 2. Exclusions This insurance does not apply to p Access Or Disclosure Of Confidential Or Personal Information And Data related Liability Damages arising out of 1 Any access to or disclosure of any person s or organization s confidential or personal information including patents trade secrets processing methods customer lists financial information credit card information health information or any other type of nonpublic information or 2 The loss of loss of use of damage to corruption of inability to access or inability to manipulate electronic data. This exclusion applies even if damages are claimed for notification costs credit monitoring expenses forensic expenses public relations expenses or any other loss cost or expense incurred by you or others arising out of that which is described in Paragraph 1 or 2 above. However unless Paragraph 1 above applies this exclusion does not apply to damages because of bodily in jury. As used in this exclusion electronic data means information facts or programs stored as or on created or used on or transmitted to or from computer software including systems and applications software hard or floppy disks CD ROMs tapes drives cells data processing devices or any other media which are used with electroni cally controlled equipment. B. The following is added to Paragraph 2. Exclusions of Section I Coverage B Personal And Advertising Injury Lia bili 2. Exclusions This insurance does not apply to Access Or Disclosure Of Confidential Or Personal Information Personal and advertising injury arising out of any access to or disclosure of any person s or organization s confi dential or personal information including patents trade secrets processing methods customer lists financial infor mation credit card information health information or any other type of nonpublic information. This exclusion applies even if damages are claimed for notification costs credit monitoring expenses forensic ex penses public relations expenses or any other loss cost or expense incurred by you or others arising out of any ac cess to or disclosure of any person s or organization s confidential or personal information. Pagelofl O CG 21060514 Insurance Services Office Inc. 2013 | 2 |
Policy Number CA000027678 03 CG21520413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION FINANCIAL SERVICES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to Paragraph 2. Exclu sions of Section I Coverage A Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I Coverage B Personal And Advertising Injury Liability This insurance does not apply to bodily injury proper ty damage or personal and advertising injury resulting from the rendering of or the failure to render financial services by any insured to others. For the purpose of this exclusion financial services include but are not limited to 1. Planning administering or advising on a. Any a 3 Annuity 5 6 plan fund or account Investment Pension Savings Checking or Individual retirement b. The issuance or withdrawal of any bond deben ture stock or other securities o. The trading of securities commodities or curren cies or d. Any acquisitions or mergers 2. Acting as a dividend disbursing agent exchange agent redemption or subscription agent warrant or scrip agent fiscal or paying agent tax withholding agent escrow agent clearing agent or electronic funds trans fer agent 3. Lending or arranging for the lending of money including credit card debit card leasing or mortgage operations or activities or interbank transfers 4. Repossessing of real or personal property from a borrower or acting as an assignee for the benefit of creditors 5. Checking or reporting of credit 6. Maintaining of financial accounts or records 7. Tax planning tax advising or the preparation of tax returns or 8. Selling or issuing traveler s checks letters of credit certified checks bank checks or money orders. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage or the offense which caused the personal and advertising injury in volved the rendering of or the failure to render financial services by any insured to others. Pagelof1 O CG21520413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 CG 21550999 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TOTAL POLLUTION EXCLUSION WITH A HOSTILE FIRE EXCEPTION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART Exclusion. under Paragraph 2. Exclusions of Section I Coverage A Bodily Injury And Property Damage Liability is replaced by the following This insurance does not apply to f. Pollution 1 Bodily injury or property damage which would not have occurred in whole or part but for the actual alleged or threatened discharge disper sal seepage migration release or escape of pol lutants at any time. This exclusion does not apply to bodily injury or property damage arising out of heat smoke or fumes from a hostile fire unless that hostile fire occurred or originated a Atany premises site or location which is or was at any time used by or for any insured or others for the handling storage disposal pro cessing or treatment of waste or b Atany premises site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured s behalf are performing operations to test for monitor clean up remove contain treat de toxify neutralize or in any way respond to or assess the effects of pollutants. 2 Any loss cost or expense arising out of any a Request demand order or statutory or regula tory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way re spond to or assess the effects of pollutants or b Claim or suit by or on behalf of a governmen tal authority for damages because of testing for monitoring cleaning up removing con taining treating detoxifying or neutralizing or in any way responding to or assessing the effects of pollutants. Pagelof1 O CG 21550999 Copyright Insurance Services Office Inc. 1998 | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 CG21750115 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION OF CERTIFIED ACTS OF TERRORISM AND EXCLUSION OF OTHER ACTS OF TERRORISM COMMITTED OUTSIDE THE UNITED STATES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY A. The following exclusion is added This insurance does not apply to TERRORISM Any injury or damage arising directly or indirectly out of a certified act of terrorism or out of an other act of ter rorism that is committed outside of the United States including its territories and possessions and Puerto Rico but within the coverage territory. However with respect to an other act of terrorism this exclusion applies only when one or more of the following are attributed to such act 1. The total of insured damage to all types of property exceeds 25000000 valued in US dollars. In determining whether the 25000000 threshold is exceeded we will include all insured damage sustained by property of all per sons and entities affected by the terrorism and business interruption losses sustained by owners or occupants of the damaged property. For the purpose of this provision insured damage means damage that is covered by any insur ance plus damage that would be covered by any insurance but for the application of any terrorism exclusions or 2. Fifty or more persons sustain death or serious physical injury. For the purposes of this provision serious physical in jury means a. Physical injury that involves a substantial risk of death or b. Protracted and obvious physical disfigurement or Protracted loss of or impairment of the function of a bodily member or organ or 3. The terrorism involves the use release or escape of nuclear materials or directly or indirectly results in nuclear reac tion or radiation or radioactive contamination or 4. The terrorism is carried out by means of the dispersal or application of pathogenic or poisonous biological or chemi cal materials or 5. Pathogenic or poisonous biological or chemical materials are released and it appears that one purpose of the terror ism was to release such materials. With respect to this exclusion Paragraphs 1. and 2. describe the thresholds used to measure the magnitude of an incident of an other act of terrorism and the circumstances in which the threshold will apply for the purpose of determining whether this exclusion will apply to that incident. Pagelof2 O CG21750115 Insurance Services Office Inc. 2015 | 2 |
B. The following definitions are added 1. For the purposes of this endorsement any injury or damage means any injury or damage covered under any Cov erage Part to which this endorsement is applicable and includes but is not limited to bodily injury property dam age personal and advertising injury injury or environmental damage as may be defined in any applicable Coverage Part. Certified act of terrorism means an act that is certified by the Secretary of the Treasury in accordance with the provisions of the federal Terrorism Risk Insurance Act to be an act of terrorism pursuant to such Act. The criteria contained in the Terrorism Risk Insurance Act for a certified act of terrorism include the following a. The act resulted in insured losses in excess of 5 million in the aggregate attributable to all types of insurance subject to the Terrorism Risk Insurance Act b. The act resulted in damage 1 Within the United States including its territories and possessions and Puerto Rico or 2 Outside of the United States in the case of a An air carrier as defined in Section 40102 of title 49 United States Code or United States flag vessel or a vessel based principally in the United States on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States regardless of where the loss oc curs or b The premis The act is a violent act or an act that is dangerous to human life property or infrastructure and is committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influ ence the policy or affect the conduct of the United States Government by coercion. s of any United States mission and Other act of terrorism means a violent act or an act that is dangerous to human life property or infrastructure that is committed by an individual or individuals and that appears to be part of an effort to coerce a civilian population or to influence the policy or affect the conduct of any government by coercion and the act is not a certified act of ter rorism. Multiple incidents of an other act of terrorism which occur within a seventy two hour period and appear to be car ried out in concert or to have a related purpose or common leadership shall be considered to be one incident. C. The terms and limitations of any terrorism exclusion or the inapplicability or omission of a terrorism exclusion do not serve to create coverage for injury or damage that is otherwise excluded under this Coverage Part. Page2of2 O CG21750115 Insurance Services Office Inc. 2015 | 2 |
Policy Number CA000027678 03 CG 24040509 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Person Or Organization Any person or organization but only if 1. You have expressly agreed to the waiver in a written contract entered into by you and 2. The injury or damage occurs subsequent to the execution of the written contract. Information required to complete this Schedule if not shown above will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV Condi tions We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products completed operations hazard. This waiver applics only to the per son or organization shown in the Schedule above. aiver in a written contract entered into by you and juent to the execution of the written contract. Pagelofl O CG 24040509 Insurance Services Office Inc. 2008 | 2 |
Policy Number CA000027678 03 CG24260413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF INSURED CONTRACT DEFINITION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART The definition of insured contract in the Definitions section is replaced by the following Insured contract means a. A contract for a lease of premises. However that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporari ly occupied by you with permission of the owner is not an insured contract b. A sidetrack agreement c. Any easement or license agreement except in con nection with construction or demolition operations on or within 50 feet of a railroad d. An obligation as required by ordinance to indemni fy a municipality except in connection with work for a municipality e. An elevator maintenance agreement f. That part of any other contract or agreement pertain ing to your business including an indemnification of a municipality in connection with work per formed for a municipality under which you assume the tort liability of another party to pay for bodily injury or property damage to a third person or organization provided the bodily injury or prop erty damage is caused in whole or in part by you or by those acting on your behalf. However such part of a contract or agreement shall only be consid ered an insured contract to the extent your as sumption of the tort liability is permitted by law. Tort liability means a liability that would be im posed by law in the absence of any contract or agreement. Paragraph f. does not include that part of any con tract or agreement 1 That indemnifies a railroad for bodily injury or property damage arising out of construction or demolition operations within 50 feet of any railroad property and affecting any railroad bridge or trestle tracks road beds tunnel un derpass or crossing 2 That indemnifies an architect engineer or sur veyor for injury or damage arising out of a Preparing approving or failing to prepare or approve maps shop drawings opinions re ports surveys field orders change orders or drawings and specifications or b Giving directions or instructions or failing to give them if that is the primary cause of the injury or damage or 3 Under which the insured if an architect engi neer or surveyor assumes liability for an injury or damage arising out of the insured s rendering or failure to render professional services includ ing those listed in 2 above and supervisory in spection architectural or engineering activities. Pagelof1 O CG24260413 Insurance Services Office Inc. 2012 | 2 |
Policy Number CA000027678 03 COMMERCIAL GENERAL LIABILITY CG 24500615 LIMITED COVERAGE FOR DESIGNATED UNMANNED AIRCRAFT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Description Of Unmanned Aircraft 1. Any unmanned aircraft operated under a FAA Section 333 Exemption. 2. Any unmanned aircraft weighing less than 4.4 pounds and operated under FAA Part 107 Rules. 3. Any unmanned aircraft that a. Weighs less than 4.4 pounds and Is operated at least 5 nautical miles away from an airport or heliport having an operational control tower or published instrument flight procedure and c. Is operated at least 5 nautical miles away from a military base or national park and d. Is operated at an altitude below 400 feet and. Is manually flown within the unaided other than corrective lenses visual line of sight of the remote pilot in command or the person manipulating the flight controls of the unmanned aircraft. 4. Any other unmanned aircraft endorsed to this policy. Description Of Operations Or Projects Operations directly related to the Business Description shown in the Declarations. Limit Of Insurance Paragraph C. below does not apply. Unmanned Aircraft Liability Aggregate Limit Please refer to Section I11 Limits of Insurance. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. Exclusion 2.g. Aircraft Auto Or Watercraft under Section I Coverage A Bodily Injury And Property Damage Liability is replaced by the following 2. Exclusions This insurance does not apply to g Aircraft Auto Or Watercraft 1 Unmanned Aircraft Bodily injury or property damage arising out of the ownership maintenance use or entrustment to oth ers of any aircraft that is an unmanned aircraft. Use includes operation and loading or unloading. This Paragraph g.1 applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage involved the ownership maintenance use or en trustment to others of any aircraft that is an unmanned aircraft. This Paragraph g.1 does not apply to unmanned aircraft described in the Schedule but only with re spect to the operations or projects described in the Schedule. han 4.4 pounds and operated under FAA Part 107 Rules. Pagelof3 O CG 24500615 Insurance Services Office Inc. 2014 | 2 |
2 Aircraft Other Than Unmanned Aircraft Auto Or Watercraft Bodily injury or property damage arising out of the ownership maintenance use or entrustment to oth ers of any aircraft other than unmanned aircraft auto or watercraft owned or operated by or rented or loaned to any insured. Use includes operation and loading or unloading. This Paragraph g.2 applies even if the claims against any insured allege negligence or other wrongdoing in the supervision hiring employment training or monitoring of others by that insured if the occurrence which caused the bodily injury or property damage involved the ownership maintenance use or en trustment to others of any aircraft other than unmanned aircraft auto or watercraft that is owned or operated by or rented or loaned to any insured. This Paragraph g.2 does not apply to a A watercraft while ashore on premises you own or rent b A watercraft you do not own that is i Less than 26 feet long and ii Not being used to carry persons or property for a charge Parking an auto on or on the ways next to premises you own or rent provided the auto is not owned by or rented or loaned to you or the insured d Liability assumed under any insured contract for the ownership maintenance or use of aircraft or watercraft or Bodily injury or property damage arising out of i The operation of machinery or equipment that is attached to or part of a land vehicle that would qualify under the definition of mobile equipment if it were not subject to a compulsory or finan cial responsibility law or other motor vehicle insurance law where it is licensed or principally gar aged or ii The operation of any of the machinery or equipment listed in Paragraph.2 or.3 of the defini tion of mobile equipment. B. The following exclusion is added to Paragraph 2. Exclusions of Coverage B Personal And Advertising Injury Lia bility 2. Exclusions This insurance does not apply to Unmanned Aircraft Personal and advertising injury arising out of the ownership maintenance use or entrustment to others of any air craft that is an unmanned aircraft. Use includes operation and loading or unloading. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervi sion hiring employment training or monitoring of others by that insured if the offense which caused the personal and advertising injury involved the ownership maintenance use or entrustment to others of any aircraft that is an unmanned aircraft. This exclusion does not apply to a. b. c. The use of another s advertising idea in your advertisement Infringing upon another s copyright trade dress or slogan in your advertisement or Unmanned aircraft described in the Schedule but only with respect to the operations or projects described in the Schedule. C. Ifan Unmanned Aircraft Liability Aggregate Limit is shown in the Schedule the following provisions are added to Sec tion III Limits Of Insurance 1. Subject to Paragraph 2. or 3. of Section I1I Limits Of Insurance whichever applies the Unmanned Aircraft Lia bility Aggregate Limit shown in the Schedule is the most we will pay for the sum of a. Damages under Coverage A b. Damages under Coverage B and CG 24500615 Insurance Services Office Inc. 2014 Page 2 of 3 | 2 |
Medical expenses under Coverage C because of all bodily injury property damage and personal and advertising injury arising out of the owner ship maintenance use or entrustment to others of any aircraft that is an unmanned aircraft. Paragraph 4. the Personal And Advertising Injury Limit Paragraph 5. the Each Occurrence Limit Paragraph 6. the Damage To Premises Rented To You Limit and Paragraph 7. the Medical Expense Limit of Section I Limits Of Insurance continue to apply to bodily injury property damage and personal and advertising injury as applicable arising out of the ownership maintenance use or entrustment to others of any aircraft that is an un manned aircraft but only if and to the extent that a limit of insurance is available under the Unmanned Aircraft Liability Aggregate Limit. D. The following definition is added to the Definitions section Unmanned aircraft means an aircraft that is not 1. 2. 3. Designed Manufactured or Modified after manufacture to be controlled directly by a person from within or on the aircraft. CG 24500615 Insurance Services Office Inc. 2014 Page 3 of 3 | 2 |
IL 0017 1198 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation b. Give you reports on the conditions we find 1. The first Named Insured shown in the Declara tions may cancel this policy by mailing or deliv ering to us advance written notice of cancella tion. 2. We may cancel this policy by mailing or deliver ing to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of cancel lation if we cancel for nonpayment of premi um or b. 30 days before the effective date of cancel lation if we cancel for any other reason. 3. We will mail or deliver our notice to the first Named Insured s last mailing address known to us. 4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 5. If this policy is cancelled we will send the first Named Insured any premium refund due. If we cancel the refund will be pro rata. If the first Named Insured cancels the refund may be less than pro rata. The cancellation will be ef fective even if we have not made or offered a refund. 6. If notice is mailed proof of mailing will be suffi cient proof of notice.. Changes This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy s terms can be amended or waived only by endorsement issued by us and made a part of this policy.. Examination Of Your Books And Records We may examine and audit your books and rec ords as they relate to this policy at any time during the policy period and up to three years afterward. D. Inspections And Surveys 1. We have the right to a. Make inspections and surveys at any time and c. Recommend changes. 2. We are not obligated to make any inspections surveys reports or recommendations and any such actions we do undertake relate only to in surability and the premiums to be charged. We do not make safety inspections. We do not un dertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions a. Are safe or healthful or b. Comply with laws regulations codes or standards. 3. Paragraphs 1. and 2. of this condition apply not only to us but also to any rating advisory rate service or similar organization which makes in surance inspections surveys reports or rec ommendations. 4. Paragraph 2. of this condition does not apply to any inspections surveys reports or recom mendations we may make relative to certifica tion under state or municipal statutes ordi nances or regulations of boilers pressure ves sels or elevators. E. Premiums The first Named Insured shown in the Declara tions 1. Is responsible for the payment of all premiums and 2. Will be the payee for any return premiums we pay.. Transfer Of Your Rights And Duties Under This Policy Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named insured. If you die your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representa tive. Until your legal representative is appointed anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. Copyright Insurance Services Office Inc. 1998 Page 1 of 1 o IL 00 17 11 98 | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 1. IL 00 21 07 02 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY ENDORSEMENT BROAD FORM This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART PROFESSIONAL LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY The insurance does not apply A. Under any Liability Coverage to bodily injury or property damage 1 With respect to which an insured under the policy is also an insured under a nuclear ener gy liability policy issued by Nuclear Energy Liability Insurance Association Mutual Atomic Energy Liability Underwriters Nucle ar Insurance Association of Canada or any of their successors or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability or Resulting from the hazardous properties of nuclear material and with respect to which a any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954 or any law amendatory thereof or b the insured is or had this policy not been issued would be enti tled to indemnity from the United States of America or any agency thereof under any agreement entered into by the United States of America or any agency thereof with any per son or organization. B. Under any Medical Payments coverage to expens es incurred with respect to bodily injury result ing from the hazardous properties of nuclear material and arising out of the operation of a nu clear facility by any person or organization. C. Under any Liability Coverage to bodily injury or property damage resulting from hazardous properties of nuclear material if 1 The nuclear material a is at any nuclear facility owned by or operated by or on be half of an insured or b has been dis charged or dispersed therefrom 2 The nuclear material is contained in spent fuel or waste at any time possessed han dled used processed stored transported or disposed of by or on behalf of an insured or 3 The bodily injury or property damage arises out of the furnishing by an insured of services materials parts or equipment in con nection with the planning construction maintenance operation or use of any nuclear facility but if such facility is located within the United States of America its territories or possessions or Canada this exclusion 3 ap plies only to property damage to such nu clear facility and any property thereat. C. Under any Liability Coverage to bodily injury or property damage resulting from hazardous properties of nuclear material if 1 The nuclear material a is at any nuclear facility owned by or operated by or on be half of an insured or b has been dis charged or dispersed therefrom 2 The nuclear material s contained in spent fuel or waste at any time possessed han dled used processed stored transported or disposed of by or on behalf of an insured or 3 The bodily injury or property damage arises out of the furnishing by an insured of services materials parts or equipment in con nection with the planning construction maintenance operation or use of any nuclear facility but if such facility is located within the United States of America its territories or possessions or Canada this exclusion 3 ap plies only to property damage to such nu clear facility and any property thereat. Pagelof2 O IL 00 21 07 02 IS0 Properties Inc. 2001 | 2 |
As used in this endorsement Hazardous properti explosive properties. includes radioactive toxic or Nuclear material means source material Special nuclear material or by product material. Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel compo nent solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste material a containing by product material other than the tailings or wastes pro duced by the extraction or concentration of uranium or thorium from any ore processed primarily for its source material content and b resulting from the operation by any person or organization of any nucle ar facility included under the first two paragraphs of the definition of nuclear facility. Nuclear facility means a Any nuclear reactor b Any equipment or device designed or used for 1 separating the isotopes of uranium or plu tonium 2 processing or utilizing spent fuel or 3 handling processing or packag ing waste Any equipment or device used for the pro cessing fabricating or alloying of special nu clear material if at any time the total amount of such material in the custody of the in sured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof or more than 250 grams of uranium 235 d Any structure basin excavation premises or place prepared or used for the storage or dis posal of waste and includes the site on which any of the foregoing is located all operations conducted on such site and all premises used for such operations. Nuclear reactor means any apparatus designed or used to sustain nuclear fission in a self supporting chain reaction or to contain a critical mass of fissionable ma terial. Property damage includes all forms of radioactive contamination of property. Page2of2 O IL 00 21 07 02 ISO Properties Inc. 2001 | 2 |
Policy Number CA000027678 03 AD 065702 17 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY NON CONTRIBUTING INSURANCE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM SCHEDULE Any person or organization qualifying as an Additional Insured under cither ADDITIONAL INSURED OWNERS LESSEES OR CONTRACTORS SCHEDULE PERSON OR ORGANIZATION CG2010 or ADDITIONAL IN SURED OWNERS LESSEES OR CONTRACTORS COMPLETED OPERATIONS CG2037 if attached to and made part of this policy. It is agreed that Commercial General Liability Coverage Form CG 00 01 Section IV paragraphs 4.b. and 4.c. do not apply with respect to other valid and collectible Commercial General Liability insurance whether primary or excess available to the person or organization shown in the Schedule and 1 Who is an insured under an Additional Insured Owners Lessees or Contractors endorsement attached to this policy and 2 Who requires by specific written contract that this insurance is to be primary andor non contributory to other valid and collectible insurance available to that person or organization. This endorsement does not change the scope of coverage provided to the person or organization by any Additional Insured endorsement. Pagelofl O AD 06 57 02 17 | 2 |
Policy Number CA000027678 03 AD 06 62 02 04 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYEE BENEFITS LIABILITY COVERAGE CLAIMS MADE COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE. Limits of Liability 1000000 cach claim 1000000 aggregate. Deductible 25000 cach claim Numbers of Employees All Premium Included Retroactive Date 07012018 COVERAGES Insuring Agreement We will pay those sums which you become legally obligated to pay as damages sustained by any employee former employee prospective employee or the beneficiaries or legal representatives thereof caused by your negligent act error or omission or any other person for whose acts you are legally liable in the administration of your Employee Benefits Programs in the policy territory. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under SUPPLEMENTARY PAYMENTS. We will have the right and duty to defend any suit secking damages except a the amount we will pay for damages is limited as described in SECTION III LIMITS OF INSURANCE each claim aggregate b we may at our discretion investigate any negligent act error or omission and settle any claim or suit that may result and c our right and duty to defend ends when the applicable limit of insurance has been used up in the payment of judgments settlements or SUPPLEMENTARY PAYMENTS This insurance applies to damages only if a claim for damages is first made against you during the policy period. If during this policy period you become aware of any occurrences or circumstances which might result in a claim or claims under this insurance and notice thereof is given to us as soon as practicable in accordance with Section IV Conditions 2 of the policy it is agreed that any subsequent claim arising out of such occurrences or circumstances whether made during or after the expiration of this endorsement period but no later than sixty days after the expiration of this endorsement period shall be treated as a claim made during this endorsement period. Pagelof3 O AD 06 62 02 04 | 2 |
A claim by a person or organization secking damages will be deemed to have been made when notice of such claim is received and recorded by you or by us whichever comes first. All claims for damages to the same person will be deemed to have been made at the time the first of those claims is made against you. Exclusions This insurance does not apply to a Damages arising out of a negligent act error or omission which 1 occurred prior to the policy period or the Retroactive Date shown in the Schedule whichever is carlier and 2 you knew or should have known prior to the policy period might result in a claim b damages due to any dishonest fraudulent criminal or malicious act c damages due to libel slander discrimination humiliation emotional distress harassment or termination from employment d injury to or sickness disease or death of any person or to injury to or destruction of any tangible property including the loss of use thereof e any loss or claim arising out of failure of performance of any contract by an insurer your failure to comply with any law concerning Workers compensation unemployment insurance social security or disability benefits 2 any claim based upon 1 failure of stock or other investments to perform as represented by you 2 advice given by you to an employee to participate or not to participate in stock subscription plans 3 the investment or non investment of funds. WHO IS AN INSURED If you are designated in the Declarations as a an individual the person so designated but only with respect to the conduct of a business of which you are the sole proprietor and your spouse with respect to the conduct of such a business b a partnership or joint venture the partnership or joint venture so designated and any partner or member thereof but only with respect to their liability as such c other than an individual partnership or joint venture the organization so designated and any executive officer director or stockholder thereof while acting within the scope of their duties as such 2. 1L Each of the following is also an insured a any of your employees authorized to act in the administration of your Employee Benefits Programs while acting within the scope of their duties in connection therewith provided that the insurance shall not apply to any person included as a fiduciary un der the Employee Retirement Income Security Act of 1974 including any amendments and regulations relating thereto while acting in their capacity as such. This insurance does not apply to loss arising out of the conduct of any partnership or joint venture in which you are a partner or member which is not designated in the policy as a Named Insured. LIMITS OF LIABILITY The limit of liability stated in the Schedule of this endorsement as applicable to each claim is the limit of your liability for all damages included in cach claim to which this insurance applies provided that the term each claim includes all claims because of any loss or losses sustained by any one employee or former employee and the estate heirs legal representatives beneficiaries or assigns of such employee or former employee as the result of any act error or omission or combination of related acts errors or omissions. Subject to the foregoing provisions respecting the limit of liability for each claim the limit of liability stated in the Schedule as aggregate is the total limit of our liability for all damages because of all losses under this insurance including all SUPPLEMENTARY PAYMENTS. The inclusion of this endorsement shall not increase our Limits of Liability as stated in the policy.. ADDITIONAL CONDITIONS All of the conditions of the policy apply except as respects the insurance provided by this endorsement a Premium The premium stated in this endorsement is an estimated premium only. Upon termination of each annual period of this policy you on request will furnish us with a statement of personnel changes and the earned premiums shall be computed on the average number of employees at the beginning and end of such period. If the earned premium thus computed exceeds the estimated advance premium you will pay the excess to us if less we will return to you the unearned portion subject to the Minimum Premium for this insurance. b Your Duties in the event of Negligent Act Error or Omission Claim or Suit Page2of3 O AD 06 62 02 04 | 2 |
d If any claim is made against you or if you learn of any occurrences or circumstances which might result in a claim hereunder written notice shall be given by you as soon as practicable in accordance with the requirements of Condition 2 of the policy. The following Condition is added The Deductible amount shown in the Schedule of this endorsement shall apply to all payments damages or supplementary payments under this coverage. The terms and conditions of the Liability Deductible Endorsement attached to this policy apply to the Deductible for this coverage. The following Condition is added If the Retroactive Date shown in the Schedule is carlier than the policy period this insurance is excess over any other similar insurance purchased by you that is effective prior to the beginning of the policy period. When this insurance is excess all of the terms and conditions of Section IV Condition 4.b. apply. DEFINITIONS When used in reference to this insurance Employee Benefit Programs means any of the following employee benefit plans and programs maintained for the benefit of your employees or former employees a group life insurance group accident and health insurance profit sharing plans pension plans employee stock subscription plans workers compensation unemployment insurance salary continuation plans social security disability benefits insurance and travel savings or vacation plans and b any other employee benefit plan or program added to your Employee Benefits Program after the effective date of this endorsement provided that written notice is given to us within 30 days of the effective date thereof and provided further that such addition is endorsed on this policy. Administration means a providing interpretations and giving counsel to your employees regarding your Employee Benefits Programs b handling records in connection with your Employee Benefits Programs the enrollment termination or cancellation of employees under your Employee Benefits Programs Policy Territory means the United States of America its territories or possessions or Canada. Page3of3 O AD 06 62 02 04 | 2 |
Policy Number CA000027678 03 AD 06 63 04 12 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL CONDITIONS NAMED INSURED S DUTIES WITH RESPECT TO INDEPENDENT CONTRACTORS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM SCHEDULE s o 11 1L Iv. 2000000 1000000 1000000 1000000 negligence with respect to any liability arising out of or related to any work performed or to be per formed by the independent contractor andor sub contractor. Such written contracts shall further specify that the independent contractor andor sub contractor shall name you as an Additional Insured under that independent contractor s andor subcon tractor s Commercial General Liability Insurance as set forth in Section L. A. above prior to com mencement of any work. The coverage afforded to you under this insurance including any duty to defend or indemnify you shall be excess over and shall not contribute with any insur ance whether collectible or not naming you as an Ad ditional Insured under any independent contractor s andor subcontractor s insurance regardless of whether the Other Insurance conditions of coverage or any oth er policy language in the independent contractor s andor subcontractor s insurance renders it excess con tingent or contributory. You must retain Certificates of Insurance and Addi tional Insured Endorsements that you obtain from cach independent contractor andor subcontractor and pro vide copies to us upon our written or oral request up to ten years after the Policy Period. You must retain all written contracts that you obtain from each independent contractor andor subcontractor and provide copies to us upon our written or oral re quest up to ten years after the Policy Period. General Aggregate Limit Products Completed Operations Aggregate Limit Personal and Advertising Injury Limit Each Occurrence Limit As a condition precedent to our binding and issuing this policy you have agreed to obtain the following from cach independent contractor andor subcontractor performing any work on your behalf and it is under stood that no bodily injury property damage or personal and advertising injury liability coverage is afforded to you by this policy for any and all liability arising out of your premises or your operations unless this condition is satisfied A. A Certificate of Insurance identifying you as an Additional Insured under each such independent contractor s or subcontractor s Commercial Gen eral Liability Insurance with Limits of Insurance equal to or greater than the Limits of Insurance shown in the Schedule above with respect to any liability arising out of any work performed by the independent contractor andor subcontractor. Fur ther such Certificates of Insurance shall specify that the independent contractor s andor subcon tractor s insurance shall be primary to and shall not participate or contribute with the insurance af forded by this policy. B. A written contract wherein the independent con tractor andor subcontractor agrees to hold harm less defend and indemnify you from and against all losses costs expenses claims suits bodily injury property damage personal and adver tising injury or other damages to the fullest ex tent permitted by law including with respect to your own negligence and excepting only your sole Pagelof2 O AD 06 63 04 12 | 2 |
If you have fulfilled all of the Additional Conditions set forth in Sections L. through IV. above and the independent contractor s andor subcontractor s Commercial General Liability insurer or insurers decline to defend you then we will undertake to do so for any covered claim. In that event you will fully cooperate with us in pursuing those insurers to assume the defense from us and reimburse us for any costs we incurred. AD 06 63 04 12 Page2 of 2 | 2 |
Policy Number CA000027678 03 AD 073809 15 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. KNOWLEDGE OF OCCURRENCE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM The following paragraph is added to SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS Paragraph 2. Duties In The Event Of Occurrence Offense Claim or Suit or SECTION IV PRODUCTS COMPLETED OPERATIONS LIABILITY CONDITIONS Paragraph 2. Duties In The Event Of Occurrence Claim or Suit if applicable Notice of an occurrence which may result in a claim under this insurance shall be given as soon as practicable after knowledge of the occurrence has been reported to you one of your executive officers or any employee authorized by you to give or receive notice of an occurrence. Pagelofl O AD 073809 15 | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 THIS ENDORSE AD 07 40 02 07 Effective Date 07012019 NT CHANGES THE POLICY. PLEASE READ IT CARE FULLY. CROSS LIABILITY EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART It is agreed this insurance does not apply to 1 Any claim made or suit brought for dam ages or liability of any kind by any Named Insured or any employee volunteer worker temporary worker executive of ficer director stockholder partner or member of any Named Insured against any other Named Insured or any employee volunteer worker temporary worker executive officer director stockholder partner or member of any other Named In sured because of bodily injury property damage or personal and advertising inju ry or 2 Any claim made or suit brought for dam ages by the spouse child parent brother or sister of any employee volunteer work er temporary worker executive of ficer director stockholder partner or member of any Named Insured as a conse quence of 1 above. It is further agreed the Company shall not have the obligation to indemnify defend adjust investigate or pay any cost or expense of any kind for any claim made or suit brought which is excluded under the terms of this endorsement. 2 Any claim made or suit brought for dam ages by the spouse child parent brother or sister of any employee volunteer work er temporary worker executive of ficer director stockholder partner or member of any Named Insured as a conse quence of 1 above. It is further agreed the Company shall not have the obligation to indemnify defend adjust investigate or pay any cost or expense of any kind for any claim made or suit brought which is excluded under the terms of this endorsement. AD 07 40 02 07 Page 1 of 1 | 2 |
Policy Number CA000027678 03 AD 07420915 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. UNINTENTIONAL ERRORS AND OMISSIONS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM The following paragraph is added to SECTION IV COMERCIAL GENERAL LIABILITY CONDITIONS or SECTION IV PRODUCTS COMPLETED OPERATIONS LIABILITY CONDITIONS if applicable Paragraph 6. Representations However the unintentional omission of or unintentional error in any information given or provided by you shall not preju dice your rights under this insurance. However this provision does not affect our right to collect additional premium or to exercise our right of cancellation or non renewal. Pagelofl O AD 074209 15 | 2 |
Policy Number CA000027678 03 AD 08420216 Effective Date 07012019 THIS ENDORSE NT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BODILY INJURY REDEFINED This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM OCCURRENCE VERSION COMMERCIAL GENERAL LIABILITY COVERAGE FORM CLAIMS MADE PRODUCTS AND COMPLETED OPERATIONS LIABILITY COVERAGE FORM OCCURRENCE VERSION PRODUCTS AND COMPLETED OPERATIONS LIABILITY COVERAGE FORM CLAIMS MADE VERSION LIQUOR LIABILITY COVERAGE OCCURRENCE VERSION LIQUOR LIABILITY COVERAGE CLAIMS MADE OWNER S AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM RAILROAD PROTECTIVE LIABILITY COVERAGE FORM EXCESS LIABILITY COVERAGE FORM UMBRELLA LIABILITY COVERAGE FORM The definition of bodily injury in DEFINITIONS is amended as follows Bodily injury means physical injury physical sickness or physical disease sustained by any one person including death resulting from any of these at any time. Bodily injury does not include shock or emotional mental or psychological distress injury trauma or anguish or other similar condition unless such condition results solely and directly from that one person s prior physical injury physical sickness or physical disease otherwise covered under this insurance. Pagelof1 O AD 08420216 Includes copyrighted material of Insurance Services Office Inc. with its permission 2016. | 2 |
Policy Number CA000027678 03 AD 08 68 02 17 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED LOCATIONS GENERAL AGGREGATE LIMIT WITH TOTAL AGGREGATE LIMIT FOR COVERAGES A B AND C This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM SCHEDULE Designated Locations All locations covered by this insurance. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applica ble to this endorsement. A. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under COVER AGE A SECTION 1 and for all medical expenses caused by accidents under COVERAGE C SECTION 1 which can be attributed only to operations at a single designated location shown in the Schedule above 1. A separate Designated Location General Aggregate Limit applies to cach designated location and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. However the most we will pay under the Designated Location General Aggregate Limit for all Designated Loca tions combined is 5000000. 2. The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under COV ERAGE A except damages because of bodily injury or property damage included in the products completed operations hazard and for medical expenses under COVERAGE C regardless of the number of a. Insureds b. Claims made or suits brought or c. Persons or organizations making claims or bringing suits. 3. Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the Designated Location General Aggregate Limit for that designated location. Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Designated Location General Aggregate Limit for any other designated location shown in the Schedule above. 4. The limits shown in the Declarations for Each Occurrence Fire Damage and Medical Expense continue to apply. However instead of being subject to the General Aggregate Limit shown in the Declarations such limits will be subject to the applicable Designated Location General Aggregate Limit. B. For all sums which the insured becomes legally obligated to pay as damages caused by occurrences under COVER AGE A SECTION I and for all medical expenses caused by accidents under COVERAGE C SECTION I which can not be attributed only to operations at a single designated location shown in the Schedule above Pagelof2 O Includes copyrighted material of Insurance Services Office Inc. with its permission 1996. AD 08 68 02 17 | 2 |
1. Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products Completed Operations Aggregate Limit whichever is applicable and 2. Such payments shall not reduce any Designated Location General Aggregate Limit. C. When coverage for liability arising out of the products completed operations hazard is provided any payments for damages because of bodily injury or property damage included in the products completed operations hazard will reduce the Products Completed Operations Aggregate Limit and not reduce the General Aggregate Limit nor the Desig nated Location General Aggregate Limit. D. For the purposes of this endorsement the Definitions Section is amended by the addition of the following definition Location means premises involving the same or connecting lots or premises whose connection is interrupted only by a street roadway waterway or right of way of a railroad. E. The provisions of Limits Of Insurance SECTION I1I not otherwise modified by this endorsement shall continue to ap ply as stipulated. Page2of2 O AD 08 68 02 17 Includes copyrighted material of Insurance Services Office Inc. with its permission 1996. | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 AD 66 110511 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DEDUCTIBLE LIABILITY INSURANCE APPLICABLE TO INDEMNITY AND EXPENSES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM SCHEDULE Coverage Amount and Basis of Deductible PER CLAIM PER OCCURRENCE Bodily Injury Liability s Property Damage Liability Propeny Damase Lishty Combine s 5 s2s000.00 Personal and Advertising Injury Liability s S 525000.00 If no entry appears above the information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. APPLICATION OF ENDORSEMENT Enter below any limitations on the application of this endorsement. If no limitation s entered the deductibles apply to damages for all bodily injury property damage and personal and advertising injury however caused. Damages includes any payments made under the Supplementary Payments provisions of this policy including but not limited to expenses we incur to investigate or settle a claim or to defend a suit. No limitations 1. Our obligation under the Bodily Injury Liability Property Damage Liability and Personal and Advertising Injury Liability Coverages to pay damages on your behalf applics only to the amount of damages in excess of any deductible amounts stated in the Schedule above as applicable to such coverages. Damages includes any payments made under the Supplementary Payments provisions of this policy including but not limited to expenses we incur to investigate or settle a claim or to defend a suit. 2. The deductible applics to the coverage option and to the basis of the deductible indicated by the placement of the deductible amount in the Schedule above. The deductible amount stated in the Schedule above applies as follows a. PER CLAIM BASIS. If the deductible amount indicated in the Schedule above is on a PER CLAIM basis that deductible applies as follows Pagelof2 O AD 66 11 0511 | 2 |
1 Under Bodily Injury Liability Coverage to all damages sustained by any one person because of bodily injury 2 Under Personal and Advertising Injury Liability Coverage to all damages sustained by any one person because of personal and advertising injury 3 Under Property Damage Liability Coverage to all damages sustained by any one person because of property damage or 4 Under Bodily Injury Liability andor Property Damage Liability Coverage Combined to all damages sustained by any one person because of a Bodily injury b Property damage or Bodily injury and property damage combined as the result of any one occurrence. If damages are claimed for care loss of services or death resulting at any time from bodily injury a separate deductible amount will be applied to each person making a claim for such damages. With respect to property damage and personal and advertising injury person includes an organization. b. PER OCCURRENCE BASIS. If the deductible amount indicated in the Schedule above is on a PER OCCURRENCE basis that deductible amount applies as follows 1 Under Bodily Injury Liability Coverage to all damages because of bodily injury 2 Under Personal and Advertising Injury Liability Coverage to all damages sustained by any one person because of personal and advertising injury 3 Under Property Damage Liability Coverage to all damages because of property damage or 4 Under Bodily Injury Liability andor Property Damage Liability Coverage Combined to all damages because of a Bodily injury b Property damage or Bodily injury and property damage combined as the result of any one occurrence regardless of the number of persons or organizations who sustain damages because of that occurrence. The terms of this insurance including those with respect to a. Ourright and duty to defend the insured against any suits seeking those damages and b. Your duties in the event of an occurrence claim or sui apply irrespective of the application of the deductible amount. We may pay any part or all of the deductible amount to effect settlement of any claim o suit and upon notification of the action taken you shall promptly reimburse us for such part of the deductible amount as has been paid by us. When used in this endorsement damages include any payments made under the Supplementary Payments provisions of this policy including but not limited to expenses we incur to investigate or settle a claim or to defend a suit. If you do not promptly reimburse us for any deductible amount owed then any cost incurred by us in collection of the deductible amount will be added and applied in addition to the applicable deductible amount without any limitation. These costs include but are not limited to collection agency fees attorney s fees and interest. Page2of2 O AD 66 11 0511 | 2 |
Policy Number CA000027678 03 licy Number CA000027678 03 AD 677206 17 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIOR PRODUCTS AND OPERATIONS EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM SCHEDULE Date EXCLUDING PRODUCTS MANUFACTURED BY CIRCLE R PRIOR TO 07012017. This insurance does not apply to bodily injury property damage or personal and advertising injury including costs or expenses actually or allegedly arising out of related to caused by contributed to by or in any way connected with actual alleged or threatened past present or future claims arising in whole or in part either directly or indirectly out of Goods or products manufactured sold handled distributed or disposed of by you or on your behalf or by any person company entity or organization for whom you may be legally liable before the date shown in the Schedule or b Any project on which you or any person company entity or organization acting on your behalf or for whom you may be legally liable first commenced work or operations before the date shown in the Schedule. We shall have no duty to investigate defend or indemnify any insured against any loss claim suit demand fine or other proceeding alleging injury or damages of any kind to include but not limited to bodily injury property damage or per sonal and advertising injury to which this endorsement applies. AD 677206 17 Page 1 of 1 | 2 |
Policy Number CA000027678 03 AD 68830413 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY LONG TERM EXPOSURE EXCLUSIONS JOINT FORM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE FORM PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE FORM RAILROAD PROTECTIVE LIABILITY COVERAGE FORM ASBESTOS EXCLUSION ABSOLUTE This insurance does not apply to liability injury or damages of any kind to include but not limited to bodily injury prop erty damage or personal and advertising injury including costs or expenses actually or allegedly arising out of related to caused by contributed to by or in any way connected with actual alleged or threatened past present or future claims arising in whole o in part either directly or indirectly out of the mining manufacturing distribution sale resale rebranding instal lation repair removal encapsulation abatement replacement or handling of exposure to testing for or failure to disclose the presence of asbestos products containing asbestos or products designed or used to protect from the inhalation ingestion contact with or other exposure to asbestos whether or not the asbestos is or was at any time airborne as a fume dust powder fiber or particle contained in a product carried on clothing inhaled transmitted in any fashion or found in any form whatso ever. It is further agreed that this insurance does not apply to any loss cost or expense including but not limited to payment for investigation or defense fines penalties interest and other costs or expenses arising out of or related to any 1 Clean up or removal of asbestos or products and materials containing asbestos 2 Such actions as may be necessary to monitor assess and evaluate the release or threat of same of asbestos or products and material containing asbestos 3 Disposal of asbestos substances or the taking of such other action as may be necessary to temporarily or permanently prevent minimize or mitigate damage to the public health or welfare or to the environment which may otherwise result 4 Compliance with any law or regulation regarding asbestos 5 Existence storage handling or transportation of asbestos 6 Any supervision instructions recommendations warranties express or implied warnings or advice given or which should have been given. We shall have no duty to investigate defend or indemnify any insured against any loss claim suit demand fine or other proceeding alleging injury or damages of any kind to include but not limited to bodily injury property damage or per sonal and advertising injury to which this endorsement applies. LEAD EXCLUSION ABSOLUTE This insurance does not apply to liability injury or damages of any kind to include but not limited to bodily injury property damage or personal and advertising injury including costs or expenses actually or allegedly arising out of related to caused by contributed to by or in any way connected with actual alleged or threatened past present or future claims arising in whole or in part either directly or indirectly out of the mining manufacturing distribution sale resale el T dy Pagelof3 O AD 68 830413 Includes copyrighted material of Insurance Services Office Inc. with its permission 2012. | 2 |
rebranding installation repair removal encapsulation abatement replacement or handling of exposure to ingestion of or testing for or failure to disclose the presence of lead products containing lead or products designed or used to protect from the inhalation ingestion contact with or other exposure to lead whether or not the lead is or was at any time airborne as a fume dust powder fiber or particle contained in a product carried on clothing inhaled transmitted in any fashion or found in any form whatsoever. It is further agreed that this insurance does not apply to any loss cost or expense including but not limited to payment for investigation or defense fines penalties interest and other costs or expenses arising out of or related to any 1 Clean up or removal of lead or products and materials containing lead 2 Such actions as may be necessary to monitor assess and evaluate the release or threat of same of lead or products and material containing lead 3 Disposal of lead substances or the taking of such other action as may be necessary to temporarily or permanently prevent minimize or mitigate damage to the public health or welfare o to the environment which may otherwise result 4 Compliance with any law or regulation regarding lead 5 Existence storage handling or transportation of lead 6 Any supervision instructions recommendations warranties express or implied warnings or advice given or which should have been given. We shall have no duty to investigate defend or indemnify any insured against any loss claim suit demand fine or other proceeding alleging injury or damages of any kind to include but not limited to bodily injury property damage or per sonal and advertising injury to which this endorsement applies. MICROORGANISMS BIOLOGICAL ORGANISMS OR ORGANIC CONTAMINANTS EXCLUSION GENERAL LIABILITY BROAD FORM This insurance does not apply to 1 Liability injury or damages of any kind to include but not limited to bodily injury property damage or personal and advertising injury including costs or expenses actually or allegedly arising out of related to caused by contributed to by or in any way connected with actual alleged or threatened past present or future claims arising in whole or in part either directly or indirectly out of the exposure to presence of formation of existence of or actual alleged or threatened discharge dispersal seepage migration release or escape of any microorganisms biological organisms or organic con taminants including but not limited to mold mildew fungus spores yeast or other toxins allergens infectious agents wet or dry rot or rust or materials of any kind containing them at any time regardless of the cause of growth prolifera tion or secretion or 2 Any loss cost or expense arising out of any a Request demand order or statutory or regulatory requirement that any insured or others test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to or assess the effects of microorganisms bio logical organisms or organic contaminants including but not limited to mold mildew fungus spores yeast or other toxins allergens infectious agents wet or dry rot or rust or any materials containing them at any time regardless of the cause of growth proliferation or secretion. b Claim or suit by or on behalf of a governmental authority for damages because of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing or in any way responding to or assessing the effects of microorganisms biological organisms or organic contaminants including but not limited to mold mildew fungus spores yeast or other toxins allergens infectious agents wet or dry rot or rust or any materials containing them at any time regardless of the cause of growth proliferation or secretion. We shall have no duty to investigate defend or indemnify any insured against any loss claim suit or other proceeding alleging injury or damages of any kind to include but not limited to bodily injury property damage or personal injury and advertising injury to which this endorsement applies. Page20f3 O AD 68 830413 Includes copyrighted material of Insurance Services Office Inc. with its permission 2012 | 2 |
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