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SILICA EXCLUSION ABSOLUTE This insurance does not apply to liability injury or damages of any kind to include but not limited to bodily injury prop erty damage or personal and advertising injury including costs or expenses actually or allegedly arising out of related to caused by contributed to by or in any way connect... | 2 |
Policy Number CA000027678 03 AD 6886 05 11 Effective Date 07012019 THIS ENDORSE INJURY TO WORKERS EXCLUSION JOINT FORM NT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM IMPORTANT NOTICE THE FOLLOWING EXCLUSIONS AP... | 2 |
For the purposes of this endorsement only casual worker means 1. A person other than a person furnished to you by a labor union who acts at the direction of and within the scope of duties determined by any insured and is employed by any insured for a short time and for a limited and temporary pur pose or 2. A person fo... | 2 |
Policy Number CA000027678 03 AD 68881213 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SPECIAL EXCLUSIONS JOINT FORM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM OCCURRENCE VERSION PRE EXISTING DAMAGE EXCLUSION It is... | 2 |
B. C. The following exclusion is added to Paragraph 2. Exclusions of Section I Coverage B Personal And Advertising Injury Liability This insurance does not apply to Personal and advertising injury to O A person arising out of any wrongful employment acts or The spouse child parent brother sister or registered domestic ... | 2 |
Policy Number CA000027678 03 AD 67081013 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. OCCUPATIONAL DISEASE EXCLUSION ABSOLUTE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART It is agreed there is no coverage afforded u... | 2 |
Policy Number CA000027678 03 Policy Number CA000027678 03 AD 673503 07 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRODUCT DESIGN COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS ... | 2 |
Policy Number CA000027678 03 AD 6748 05 11 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. INTELLECTUAL PROPERTY EXCLUSION AMENDED DEFINITION OF PERSONAL AND ADVERTISING INJURY This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE P... | 2 |
Policy Number CA000027678 03 AD 6758 02 09 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ENGINEERED NANOPARTICLES EXCLUSION ABSOLUTE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIAB... | 2 |
Policy Number CA000027678 03 AD 68 67 01 10 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WORLDWIDE COVERAGE This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIABILITY COVERAGE PART Amended ... | 2 |
Compulsory Coverage The insured must fully maintain any coverage re quired by law regulation or other governmental au thority during the policy period except for reduction of the aggregate limits due to payments of claims Jjudgments or settlements. 1. No Substitute for Compulsory Coverage This insurance is not a substi... | 2 |
Policy Number CA000027678 03 Al44 020818 Effective Date 07012019 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY SERVICE OF SUIT NOT APPLICABLE IN DELAWARE AND NEW JERSEY Pursuant to any statute of any state territory or district of the United States which makes provision therefore the Company hereby desi... | 2 |
TRAVELERS Report Claims Immediately by Calling 1 800 238 6225 Speak directly with a claim professional 24 hours a day 365 days a year Unless Your Policy Requires Written Notice or Reporting COMMERCIAL INSURANCE A Custom Insurance Policy Prepared for PETCO THRIVE JV LLC 800 WEST CAESAR CHAVEZ ST. B100 AUSTIN TX 78701 Pr... | 2 |
IMPORTANT NOTICE TO NORTH CAROLINA POLICYHOLDERS CAUSES OF LOSS NOT COVERED The following warning applies to Commercial Property insurance provided under this policy in accordance with North Carolina law. WARNING THIS PROPERTY INSURANCE POLICY DOES NOT PROTECT YOU AGAINST LOSSES FROM EARTHQUAKE UNLESS A LIMIT OF INSURA... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 TRAVELERS CORP. TEL 1 800 328 2189 BUSINESS OWNERS A COMMON POLICY DECLARATIONS ISSUE DATE 102318 POLICY NUMBER P630 8J994632 PHX18 INSURING COMPANY POLICY NUMBER P630 8J994632 PHX18 INSURING COMPANY THE PHOENIX INSURANCE COMPANY 1. NAMED INSURED AND MAILING ADD... | 2 |
TRAVELERS TAXES AND SURCHARGES POLICY NUMBER P630 8J994632 PHX18 EFFECTIVE DATE 100618 ISSUE DATE 102318 DESCRIPTION FLORIDA INSURANCE PREMIUM SURCHARGE FLA EMERGENCY MGMNT PREPAREDNESS ASST TRUST FUND SURCHARGE AMOUNT 1.00 4.00 IL TO 02 11 89 PAGE 2 OF 2 OFFICE KANSAS CITY 095 PRODUCER NAME LOCKTON COMPANIES LLC XG345 | 2 |
This policy consists of this policy cover the Declarations and the forms schedules and endorsements listed in the Declarations. In return for payment of the premium we agree with the Named Insured to provide the insurance afforded by this policy. That insurance will be provided by the company indicated as insuring comp... | 2 |
P N TRAVELERS POLICY NUMBER P630 8J994632 PHX18 EFFECTIVE DATE 10 06 18 ISSUE DATE 10 23 18 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS. IL IL IL IL IL IL IL IL IL TO T8 TO T3 TO T3 T8 T8 T3 02 01 15 18 03 02 00 03 20 11 10 01 ... | 2 |
P N TRAVELERS POLICY NUMBER P630 8J994632 PHX18 EFFECTIVE DATE 10 06 18 ISSUE DATE 10 23 18 COMMERCIAL GENERAL LIABILITY CONTINUED cG cG cG cG cG cG cG cG cG cG cG cG cG cG cG cG D4 D2 D2 D2 D3 D3 D4 D6 D7 F2 F8 DO D2 D2 T4 01 67 43 56 90 26 56 21 18 46 68 80 76 04 42 78 03 07 01 11 11 10 05 07 10 01 05 05 06 06 01 02 ... | 2 |
COMMON POLICY CONDITIONS DELUXE All Coverage Parts included in this policy are subject to the following conditions. A. CANCELLATION 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy by mailing o... | 2 |
2. We compute all premiums for this policy in accordance with our rules rates rating plans premiums and minimum premiums. The premium shown in the Declarations was computed based on rates and rules in effect at the time the policy was issued. On each renewal continuation or anniversary of the effective date of this pol... | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 8J994632 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 10 06 18 to 08 08 19. Loc. Bldg. No. No. Address Occupancy 1 1 2410 BAY AREA BLVD VET CLINIC HOUSTON TX 77058 2 2 2110 S SHEPHERD DR VET CLINIC HOUSTON TX 77019 3 3 7067 ... | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 8J994632 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 10 06 18 to 08 08 19. Loc. Bldg. No. No. Address Occupancy 14 14 10017 BIDDICK LANE VET CLINIC HUNTERSVILLE NC 28078 15 15 15816 CHAMPION FOREST DR VET CLINIC SPRING TX 7... | 2 |
POLICY NUMBER P630 8J994632 PHX18 ISSUE DATE 10 23 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALCULATION OF PREMIUM COMPOSITE RATES A. SCHEDULE 1. This endorsement modifies insurance provided under the following Coverage Parts COMMERCIAL GENERAL LIABILITY. This endorsement applies to the Declara... | 2 |
POLICY NUMBER P630 8J994632 PHX18 GENERAL PURPOSE ENDORSEMENT ITEM 1 NAMED INSURED TO READ PETCO THRIVE JV LLC PP JV TX LLC NATIONAL AVC LLC PP JV CA LP PP JV CA GP LLC IL T8 00 Page | 2 |
POLICY NUMBER P630 8J994632 PHX18 GENERAL PURPOSE ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED ENTITY NOTICE OF CANCELLATION PROVIDED BY US IL T4 05 03 11 THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING ALL COVERAGE PARTS INCLUDED IN THIS POLICY CONTINUATION OF ... | 2 |
POLICY NUMBER P630 8J994632 PHX18 ISSUE DATE10 23 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EARLIER NOTICE OF CANCELLATION NONRENEWAL PROVIDED BY US This endorsement modifies insurance provided under the following ALL COVERAGE PARTS INCLUDED IN THIS POLICY SCHEDULE Number of Days Notice 60 Numbe... | 2 |
DELUXE PROPERTY | 2 |
DELUXE PROPERTY | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 INSURING COMPANY THE PHOENIX INSURANCE COMPANY EFFECTIVE DATE Same as policy unless otherwise specified DELUXE PROPERTY COVERAGE FORM COVERAGES AND LIMITS OF INSURAN... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 VALUATION PROVISION Replacement cost subject to limitations applies to most types of covered property See Valuation Loss Condition in DX T1 00. ADDITIONAL COVERED PR... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 DELUXE PROPERTY COVERAGE FORM ADDITIONAL COVERAGES COVERAGE EXTENSIONS continued Limits of Revised Limits Insurance of Insurance Expediting Expenses 25000 Extra Expe... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 DELUXE PROPERTY COVERAGE FORM ADDITIONAL COVERAGES COVERAGE EXTENSIONS continued Limits of Revised Limits Insurance of Insurance In transit or at all undescribed pre... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 DELUXE BUSINESS INCOME ADDITIONAL COVERAGES AND COVERAGE EXTENSION continued Limits of Revised Limits of Insurance Coverage Insurance Coverage Period or Coverage Per... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 CAUSES OF LOSS BROAD FORM FLOOD aggregate in any one policy year for all losses covered under the Causes of Loss Broad Form Flood endorsement commencing with the inc... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 DEDUCTIBLES BY EARTHQUAKE 1. In any one occurrence at the following Buildings numbered 001 005 009010 012 015 50000 As respects Business Income Coverage a 72 hour de... | 2 |
N TRAVELERS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 8J994632 PHX18 PART DECLARATIONS ISSUE DATE 10 23 18 DEDUCTIBLES continued TO UTILITY SERVICES Direct Damage in any one occurrence 5000 Time Element in any one occurrence 72 Hours 5000 72 Hours BUSINESS INCOME As respe... | 2 |
POLICY NUMBER P630 8J994632 PHX18 ISSUE DATE 10 23 18 DELUXE PROPERTY COVERAGE PART SCHEDULE SPECIFIC LIMITS Description of Coverage or Property Your Business Personal Property Business Income Your Business Personal Property Business Income Your Business Personal Property Business Income Your Business Personal Property... | 2 |
TABLE OF CONTENTS DELUXE PROPERTY COVERAGE PART The following indicates the contents of the principal Forms which may be attached to your policy. It contains no reference to the Declarations or Endorsements which also may be attached. Begins on DELUXE PROPERTY COVERAGE FORM Page A. Coverage 1 B. Covered Causes of Loss ... | 2 |
DELUXE PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The words we us and our refer to the Company ... | 2 |
b You acquired or made at your expense but can not legally re move 7 Leased personal property for which you have a contractual responsibility to insure unless otherwise insured under Personal Property of Others and Building glass that is not a tenant im provement and betterment but which as a tenant you are contractual... | 2 |
c Loss of or damage to Covered Property resulting from the unin tentional acceptance of any fraudulent Bill of Lading order or shipping receipt by you your em ployees or authorized representa tives or by your agent customer or consignee from anyone repre senting themselves to be the proper person to receive goods for s... | 2 |
40f 38 Shipments by a government postal ser vice except by registered mail The cost of excavations grading backfill ing or filling. This does not apply to costs necessarily incurred to repair or replace covered loss or damage to Covered Property but any costs associated with land stabilization and land reconstruction a... | 2 |
2 3 4 c Remove debris of any outdoor property of a type described in the Outdoor Property Coverage Extension whether the property is your property or the property of others Remove any property that is in cluded under Section A.2. Prop erty and Costs Not Covered Remove property of others of a type that is not Covered Pr... | 2 |
2 3 4 building using products or mate rials that i Are green alternatives to the products or materials of the lost or damaged property in accordance with a docu mented green authority and ii Are otherwise of comparable quality and function to the damaged property and b The reasonable additional cost you incur to employ... | 2 |
3 The most we will pay in any one oc currence under this Additional Cover age for a All expenses incurred with re spect to each building is 5 of the sum of i The amount we pay for the direct physical loss of or damage to the building in cluding any amount paid un der the Green Building Alter natives Increased Cost Ad d... | 2 |
b The building either i Sustains direct physical loss or damage that is covered under this Coverage Part and such damage results in en forcement of the ordinance or law or i Sustains both direct physical loss or damage that is cov ered under this Coverage Part and direct physical loss or damage that is not cov ered und... | 2 |
4 5 tion of property due to contamina tion by pollutants or due to the presence growth proliferation spread or any activity of fungus wet rot or dry rot The costs associated with the en forcement of any ordinance or law which requires any insured or others to test for monitor clean up remove contain treat detox ify or ... | 2 |
2 or the Causes of Loss Earth quake Sprinkler Leakage en dorsement applies. When the Causes of Loss Broad Form Flood endorsement is included in this Coverage Part our payment for the sum of all expenses incurred due to the threat of loss or damage to Cov ered Property from all threatened occurrences of such Covered Cau... | 2 |
m. Water or Other Substance Loss Tear Out and Replacement Expense In the event of covered loss or damage caused by or resulting from water or steam other liquid powder or molten material we will also pay 1 The necessary cost of tearing out and replacing any part of a Covered Building or Structure to repair dam age to t... | 2 |
apply to direct physical loss or damage by a Covered Cause of Loss to incidental appurtenant buildings and structures which are at the described premises but not specifically described in the Declarations and b You may extend the insurance that applies to Your Business Personal Property and Personal Property of Others ... | 2 |
2 such business personal property that is sold by you under an installment plan conditional sale trust agree ment or other deferred payment plan when as a result of direct physical loss of or damage to such property a Occurring within the Coverage Territory at any location or in transit after delivery to buyers and b C... | 2 |
Your Business Personal Property and Personal Property of Others at that location or in transit. But in no event will the amount we pay for such loss or damage to electronic data processing data and media under this Extension exceed the amount we would have paid had the loss to elec tronic data processing data and media... | 2 |
4 quired due to the enforcement of any ordinance or law that i Regulates the construction use or repair or requires the tearing down of any property or ii Requires any insured or oth ers to test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to the ef fects of pollutants. The exp... | 2 |
3 Property and Personal Property of Others to apply to direct physical loss or damage by a Covered Cause of Loss to that type of property at a A building you newly acquire or construct at a location described in the Declarations and b Any other location you acquire by purchase or lease other than at exhibitions. The mo... | 2 |
surance that applies to this Ex tension. 2 This Extension applies only if the loss or damage is caused by or results from the following causes of loss and then only if they are a Covered Cause of Loss a Fire b Lightning c Explosion d Riot or Civil Commotion e Aircraft f Falling Objects or g Sinkhole Collapse. 3 The mos... | 2 |
3 The most we will pay for loss or dam age in any one occurrence under this Extension is 25000. s. Theft Damage to Rented Property 1 You may extend the insurance that 2 3 4 applies to Your Business Personal Property to apply to direct physical loss or damage by theft or attempted theft to a That part of any building at... | 2 |
v Microprocessors computer chips not part of any com puter system or vi Any other computerized or electronic equipment or com ponents or Any other products and services data or functions that directly or indirectly use or rely upon in any manner any of the items listed in Paragraph 1a above due to the inability to corr... | 2 |
h. Ordinance or Law 1 The enforcement of any ordinance or law a Regulating the construction use or repair of any property or b Requiring the tearing down of any property including the cost of removing its debris. 2 This exclusion Ordinance or Law applies whether the loss results from a An ordinance or law that is en fo... | 2 |
2 With respect to any loss or damage subject to this exclusion this exclu sion supersedes any exclusion relat ing to pollutants. War and Military Action 1 War including undeclared or civil war 2 Warlike action by a military force in cluding action in hindering or defend ing against an actual or expected at tack by any ... | 2 |
b To collapse of Covered Property caused by one or more of the fol lowing i Any of the specified causes of loss or breakage of build ing glass all only as insured against in this Coverage Part ii Weight of rain that collects on a roof or iii Weight of people or personal property. 3 Abrupt Collapse Additional Coverage o... | 2 |
vi Beach or diving platforms or appurtenances vii Retaining walls viii Underground pipes flues or drains and ix Walkways roadways and other paved surfaces if abrupt collapse is caused by a Cause of Loss listed in Para graphs 3bi through 3biv above we will pay for loss or damage to that property only if i Such loss or d... | 2 |
equipment or electronic data processing data and media. Explosion Explosion of steam boilers steam gen erators steam pipes steam engines or steam turbines owned or leased by you or operated under your control. But if explosion of steam boilers steam generators steam pipes steam engines or steam turbines results in fire... | 2 |
k. Smoke Vapor or Gas Smoke vapor or gas from agricultural smudging or industrial operations. This exclusion does not apply to emis sions or puff backs of smoke soot fumes or vapors from a boiler furnace or related equipment. I. Voluntary Parting Voluntary parting with any property by you or anyone else to whom you hav... | 2 |
2 Errors or omissions in processing or copying. But if errors or omissions in processing or copying results in fire or explosion we will pay for the re sulting loss or damage caused by that fire or explosion or 3 Unauthorized instructions to transfer property to any person or place. c. Electronic Data Processing Equipm... | 2 |
1. We will not pay for loss of or damage to prop erty as described and limited in this section. In addition we will not pay for any loss that is a consequence of loss or damage as de scribed and limited in this section. a. Steam boilers steam pipes steam en gines or steam turbines caused by or re sulting from any condi... | 2 |
E. LIMITS OF INSURANCE The most we will pay for loss or damage in any one occurrence is the applicable Limit of Insur ance shown in the Declarations Schedules Cov erage Forms or Endorsements. Payments under 1. The following Additional Coverages a. Fire Department Service Charge b. Fire Protective Equipment Discharge c.... | 2 |
the damaged property aside and in the best possible order for examina tion. At our request give us complete in ventories of the damaged and un damaged property. Include quantities costs values and amount of loss claimed. 6 As often as may be reasonably re quired permit us to inspect the prop erty and records proving th... | 2 |
1 For aloss in value of an undamaged portion of a building to which Cover age A applies the loss payment for that undamaged portion of the build ing will be determined as follows a If Replacement Cost Coverage applies and the property is being repaired or replaced on the same or another location we will not pay more th... | 2 |
the cost to repair rebuild or replace does not include any cost incurred to reattain a pre loss level of green building certifica tion from a Green Authority. f. With respect to our options listed in 4.a.1 through 4.a.4 above we will give notice of our intentions within 30 days af ter we receive the proof of loss. g. W... | 2 |
ii Used for the same purpose or c The amount you actually spend that is necessary to repair or re place the lost or damaged prop erty. If a building is rebuilt at a different premises the cost described in b above is limited to the cost which would have been incurred had the building been built at the original premises... | 2 |
b In the absence of an invoice the least of the following i The value of the Covered Property ii The cost of reasonably re storing that property to its condition immediately before loss or damage or iii The cost of replacing that property with substantially the same property plus 2 The amount of any prepaid freight cha... | 2 |
a Repair or replace any part to re store the pair or set to its value before the loss or b Pay the difference between the value of the pair or set before and after the loss. 2 In case of loss to any part of Covered Property consisting of several parts when complete we will only pay for the value of the lost or damaged ... | 2 |
2 The mortgageholder s right to recover the full amount of the mortgage holder s claim will not be impaired. At our option we may pay to the mort gageholder the whole principal on the mortgage plus any accrued interest. In this event your mortgage and note will be transferred to us and you will pay your remaining mortg... | 2 |
1. Actual Cash Value replaces the term Re placement Cost where used in the Valuation Loss Conditions in Section G.6. of this Cov erage Form. 2. Inflation Guard a. The Limit of Insurance for property to which this Optional Coverage applies will automatically increase by the annual per centage shown in the Declarations. ... | 2 |
10. 11. 12. similar property of rarity historical value or artistic merit. Fungus means any type or form of fungus including mold or mildew and any mycotox ins spores scents or by products produced or released by fungi. Green means products materials methods and processes that conserve natural re sources reduce energy ... | 2 |
But Valuable papers and records does not mean a. Accounts receivable b. Money or securities or c. Electronic data processing data and me dia or any other data that exists on elec tronic media. 17. Water damage means a. Accidental discharge or leakage of water or steam as the direct result of the break ing apart or crac... | 2 |
DELUXE BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The words we us and ... | 2 |
3. Covered Causes of Loss Covered Causes of Loss means RISKS OF DIRECT PHYSICAL LOSS unless the loss is excluded or limited in a. Section C. Exclusions or Section D. Limi tations of the Deluxe Property Coverage Form or b. Section B. Exclusions and Limitation of this Coverage Form or c. In the Declarations or by endorse... | 2 |
the described premises are within that area but are not more than 100 miles from the damaged property and b The action of civil authority is taken in response to dangerous physical conditions resulting from the damage or continuation of the Covered Cause of Loss that caused the damage or the action is taken to enable a... | 2 |
a Begins on the date property is ac tually repaired rebuilt or replaced and tenantability is restored and b Ends on the earlier of i The date you could restore tenant occupancy with rea sonable speed to the level which would generate the Rental Value that would have existed if no direct physical loss or damage had occu... | 2 |
building in accordance with the documented standards of a Green Authority subject to a maximum of 30 additional days unless another number of days is shown in the Declarations from the date the period of restoration would other wise have ended. Ordinance or Law Increased Period of Restoration 1 If direct physical loss ... | 2 |
b. Ingress or Egress 1 You may extend the insurance pro vided by this Coverage Form for a The actual loss of Business In come you sustain due to the nec essary suspension of your op erations during the period of restoration and The actual Extra Expense you in cur during the period of restora tion to apply to the actual... | 2 |
3 ants into the land or water is caused by or results from direct physical loss or damage by any of the specified causes of loss which occurs a To property at the described premises that is Covered Prop erty under the Deluxe Property Coverage Form of this policy and b During the Policy Period. The most we will pay unde... | 2 |
b Not owned leased or operated by you where your business per sonal property or business per sonal property of others in your care custody or control is located that are within the Coverage Territory and not described in the Declarations nor reported to or accepted by us for coverage under this Coverage Form. This Exte... | 2 |
2 The period beginning with the date of direct physical loss or damage nec essary to repair rebuild or replace with reasonable speed and similar quality other property at the de scribed premises or other location of the loss to which this insurance ap plies which suffered loss or damage in the same occurrence. This Lim... | 2 |
Appraisal If we and you disagree on the amount of Net Income and operating expense or the amount of loss either may make written demand for an appraisal of the loss. In this event each party will select a competent and impartial appraiser. The two appraisers will select an umpire. If they can not agree either may reque... | 2 |
Days 1 30 40000 Days 31 60 20000 Days 61 90 30.000 90000 We will pay Days 1 30 30000 Days 31 60 20000 Days 61 90 30.000 80000 The remaining 10000 is not cov ered. 3. Ordinary Payroll Exclusion or Limitation a. When the Declarations shows 1 Ordinary Payroll is excluded the Business Income coverage provided for continuin... | 2 |
G. DEFINITIONS 1. Dependent Property means property oper ated by others you directly depend on to a. d. Deliver materials or services to you or to others for your account Contributing Lo cations. But any property which delivers the following services is not a Contribut ing Location with respect to such ser vices 1 Wate... | 2 |
5. Rental Value means Business Income that consists of a. Net Income Net Profit or Loss before in come taxes that would have been earned or incurred as rental income from tenant occupancy of the premises de scribed in the Declarations as furnished and equipped by you including fair rental value of any portion of such d... | 2 |
POLICY NUMBER P630 8J994632 PHX18 ISSUE DATE 10 23 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT COVERED ANIMALS DXT479 1112 DELUXE PROPERTY COVERAGE PART A. As used in this endorsement Covered Animals means animals that are 1. Your animals or the... | 2 |
and then only if such causes of loss directly Animal that is not f result in the death necessary humane de tal loss of the anime struction or in the case of theft of a Covered SCHEDULE Covered Animals Limits of Insurance Any One Occurrence Each Covered Animal Annual Aggregate 10000 250 50000 Not applicable unless a lim... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT CAUSES OF LOSS EARTHQUAKE This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART A. APPLICATION OF THIS ENDORSEMENT 1. This endorsement applies at the premises lo c... | 2 |
Page 2 of 4 contained in Section C.1.I. of the Deluxe Property Coverage Form such as flood or tidal wave is excluded even if the flood or tidal wave is attributable to an Earthquake or Volcanic Eruption. 2. The following additional exclusions apply to the coverage provided under this endorse ment a. We will not pay for... | 2 |
this Coverage Part. For example subject to the applicable Earthquake Annual Aggregate Limits of Insurance our payment for loss under any Utility Services Direct Damage or Utility Services Time Element coverage that is attributable to an Earthquake or Volcanic Eruption to which this endorsement applies will not exceed t... | 2 |
2 A minimum dollar amount in any one occurrence at each premises loca tion the percentage Deductible will be calcu lated as described in 1.a. and 1.b. above but the minimum amount we will deduct in any one occurrence or in any one occur rence at each premises location as indi cated in the Declarations is the mini mum d... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT CAUSES OF LOSS BROAD FORM FLOOD This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART A. APPLICATION OF THIS ENDORSEMENT 1. DX T3021112 When a Broad Form Flood Lim... | 2 |
Page 20f 5 cur at the premises described in A.1. or A.2. above and d. Utility Services Direct Damage or Utility Services Time Element coverage pro vided under this Coverage Part if any regardless of the Flood Zone or commu nity in which the flood loss to the utility services property that triggers the cover age occurs ... | 2 |
any excluded Earth Movement that results from such Flood. b. Exclusion I. Water does not apply to the coverage provided under this endorse ment. The remaining Exclusions and the Limitations that apply to this Coverage Part apply to the coverage provided under this endorsement. The following additional exclusions apply ... | 2 |
surance shown in the Declarations for Broad Form Flood applies. b. If more than one Annual Aggregate Limit of Insurance applies to loss or damage under this endorsement in any one occur rence each limit will be applied sepa rately but the most we will pay under this endorsement for all loss or damage in that occurrence... | 2 |
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