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COMMERCIAL GENERAL LIABILITY DECLARATIONS POLICY NUMBER MES RIVER INSURANCE COMPANY 00058707 0 41 WEST BROAD STREET. SUITE 300 JAMES RIVER INSURANCE COMPANY 6641 WEST BROAD STREET SUITE 300 RICHMOND VA 23230 AUG 2 6 2013 NAMED INSURED AND MAILING ADDRESS Ritz Asset Group Pickwick LLC 1201 West Redbridge Road Kansas Cit... | 2 |
ALL PREMISES YOU OWN RENT OR OCCUPY LOCATION NUMBER ADDRESS OF ALL PREMISES YOU OWN RENT OR OCCUPY 1 903 McGee 307 E 9th Kansas City MO 64106 CLASSIFICATION AND PREMIUM LOCATION CLASSIFICATION PREMIUM ADVANCE NUMBER BASE PREMIUM Parking private 185661 7500.00 Area Terrorism Acceptance l 375.00 TOTAL PREMIUM SUBJECT TO ... | 2 |
SCHEDULE A FORMS AND ENDORSEMENTS THAT APPLY TO THIS POLICY POLICY NO. 00058707 0 FORM NUMBER DESCRIPTION MC0001US0509 Commercial General Liability Declarations GC0001US0304 Schedule A CG0001 1207 Commercial General Liability Coverage Form AP2103US0607 Minimum Policy Premium MC2105US1005 Deductible Endorsement MC2126US... | 2 |
COMMERCIAL GENERAL LIABILITY CG 00011207 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Decla... | 0 |
e. Damages because of bodily injury include damages claimed by any person or organiza tion for care loss of services or death resulting at any time from the bodily injury. 2. Exclusions This insurance does not apply to a. Expected Or Intended Injury Bodily injury or property damage expected or intended from the standpo... | 1 |
f. Pollution 1 Bodily injury or property damage arising out of the actual alleged or threatened dis charge dispersal seepage migration re lease or escape of pollutants a Ator from any premises site or location which is or was at any time owned or occupied by or rented or loaned to any insured. However this subparagraph... | 1 |
5 Bodily injury or property damage arising out of a The operation of machinery or equip ment that is attached to or part of a land vehicle that would qualify under the definition of mobile equipment if it were not subject to a compulsory or financial responsibility law or other motor vehicle insurance law in the state ... | 1 |
5 That particular part of real property on which you or any contractors or subcontrac tors working directly or indirectly on your behalf are performing operations if the property damage arises out of those op erations or 6 That particular part of any property that must be restored repaired or replaced be cause your wor... | 1 |
Exclusions. through n. do not apply to damage by fire to premises while rented to you or tempo rarily occupied by you with permission of the own er. A separate limit of insurance applies to this coverage as described in Section Il Limits Of Insurance. COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY 1. Insuring Agr... | 1 |
3 An Internet search access content or service provider. However this exclusion does not apply to Par agraphs 14.a b. and c. of personal and ad vertising injury under the Definitions Section. For the purposes of this exclusion the placing of frames borders or links or advertising for you or others anywhere on the Inter... | 1 |
2. Exclusions We will not pay expenses for bodily injury a. Any Insured Toany insured except volunteer workers. b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured.. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that... | 1 |
b Conduct and control the defense of the indemnitee in such suit. So long as the above conditions are met attor neys fees incurred by us in the defense of that indemnitee necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementar... | 1 |
b. Any person other than your employee or volunteer worker or any organization while acting as your real estate manager.. Any person or organization having proper temporary custody of your property if you die but only 1 With respect to liability arising out of the maintenance or use of that property and 2 Until your le... | 1 |
3 The nature and location of any injury or damage arising out of the occurrence or offense. b. If a claim is made or suit is brought against any insured you must 1 Immediately record the specifics of the claim or suit and the date received and 2 Notify us as soon as practicable. You must see to it that we receive writt... | 1 |
3 When this insurance is excess over other insurance we will pay only our share of the amount of the loss if any that exceeds the sum of a The total amount that all such other insurance would pay for the loss in the absence of this insurance and b The total of all deductible and self insured amounts under all that othe... | 1 |
3. Bodily injury means bodily injury sickness or disease sustained by a person including death re sulting from any of these at any time.. Coverage territory means a. The United States of America including its territories and possessions Puerto Rico and Canada b. International waters or airspace but only if the injury o... | 1 |
10.Leased worker means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm to perform duties related to the conduct of your business. Leased worker does not include a temporary worker 11.Loading or unloading means the handling of property a. After it is moved from th... | 1 |
15.Poliutants mean any solid liquid gaseous or thermal irritant or contaminant including smoke vapor soot fumes acids alkalis chemicals and waste. Waste includes materials to be recycled reconditioned or reclaimed. 18.Products completed operations hazard a. Includes all bodily injury and property dam age occurring away... | 1 |
2 The providing of or failure to provide warn ings or instructions.. Does not include vending machines or other property rented to or located for the use of oth ers but not sold. 22.Your work a. Means 1 Work or operations performed by you or on your behalf and 2 Materials parts or equipment furnished in connection with... | 1 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MINIMUM POLICY PREMIUM This endorsement modifies and amends insurance provided under the following ALL COVERAGE PARTS This endorsement sets forth the minimum earned premium for the policy. The minimum earned premium for this policy is calculated in accordan... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DEDUCTIBLE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Coverage Bodily Injury Liability OR Property Damage Liability OR Personal Advertising Injury OR Damage To Premises Re... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Under Personal Advertising Injury Liability to all damages sustained by any one person or organization because of personal and advertising injury d Under Damage To Premises Rented To You all damages to any one premises while rented to you because of propert... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PREMIUM BASE ENDORSEMENT One or more of the following symbols may be entered under the Premium Base column of the Declarations. These symbols designate the base used for determining your premium. The following is a definition of these symbols when used as a... | 2 |
Payment to employees on any basis other than time worked such as piece work profit sharing or incentive plans Payment or allowance for hand tools or power tools used by hand provided by employees and used in their work or operations for the insured The rental value of an apartment or a house provided for an employee ba... | 2 |
The rates apply per 1000 of gross sales. Each means The basis of premium involves units of exposure and the quantity comprising each unit of exposure is indicated in the Declarations such as per acre. The rates apply per unit of exposure. Unit means A single room or group of rooms intended for occupancy as separate liv... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PREMIUM AUDIT CONDITIONS AMENDED This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PRODUCTS COMPLETED OPERATIONS COVERAGE SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS Item 5. Premium Audit is delete... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMON POLICY CONDITIONS All Coverage Parts in this policy are subject to the following Conditions. 1. CANCELLATION AND NON RENEWAL A. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written no... | 2 |
such Court or of any Appellate Court in the event of an appeal. The above named is authorized and directed to accept service of process on behalf of this Company in any such suit andor upon the request of the insured to give a written undertaking to the insured that it or they will enter a general appearance upon this ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BINDING ARBITRATION This endorsement modifies insurance provided under the following ALL COVERAGE PARTS Should we and the insured disagree as to the rights and obligations owed by us under this policy including the effect of any applicable statutes or commo... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIMITATION OF COVERAGE TO DESIGNATED PREMISES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABIITY COVERAGE PART COMMERCIAL EXCESS LIABIITY COVERAGE SCHEDULE Premises Loc n 1 If no entry appears above information requ... | 2 |
COMMERCIAL GENERAL LIABILITY CG 00 68 05 09 RECORDING AND DISTRIBUTION OF MATERIAL OR INFORMATION IN VIOLATION OF LAW EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Exclusion q. of Paragraph 2. Exclusions of Sec B. Exclusion p. of Paragraph 2. Ex... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21360305 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION NEW ENTITIES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART Paragraph 3. of Section Il Who Is An Insured does not apply. CG 213603 05 1SO Propert... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21471207 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions of Sec... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21671204 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA EXCLUSION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. Exclusions of Section Covera... | 2 |
iL 0021 07 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT Broad Form This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVER... | 2 |
c Any equipment or device used for the pro cessing fabricating or alloying of special nuclear material if at any time the total amount of such material in the custody of the insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutoni um or uranium 233 or any c... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMBINED POLICY EXCLUSIONS This endorsement modifies insurance provided under the following ALL COVERAGE PARTS The following exclusions are added to this policy ABSOLUTE ASBESTOS LEAD OR SILICA EXCLUSION Injury or damages including any claim or suit arising... | 2 |
All property damage to units of or within a single project or development and arising from the same general type of harm shall be deemed to occur at the time of damage to the first such unit even though the existence nature and extent of such damage or injury may change and even though the occurrence causing such prope... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION CROSS SUITS This endorsement modifies insurance provided under the following ALL COVERAGE PARTS This insurance does not apply to bodily injury property damage or personal and advertising injury or any other claim for damages brought by any insured... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ABSOLUTE POLLUTION AND POLLUTION RELATED LIABILITY EXCLUSION This endorsement modifies insurance provided under the following ALL COVERAGE PARTS The following exclusion is added to this policy. If the policy already includes a pollution exclusion or a poliu... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. The following definition is added to the policy. Ifthe policy already includes a definition of pollutants such definition is deleted and replaced with the following Pollutants mean any solid liquid gaseous fuel lubricant thermal acoustic electrical or magne... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION PUNITIVE DAMAGES This endorsement modifies insurance provided under the following ALL COVERAGE PARTS COMBINED POLICY EXCLUSIONS DAMAGES LIMITATION EXCLUSION is deleted in its entirety and replaced with the following Damages mean a monetary judgmen... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FIDUCIARY EXCLUSION This endorsement modifies insurance provided under the following ALL COVERAGE PARTS This policy does not apply to any claim arising out of the 1. Coercion conversion or misappropriation of others funds or property 2. Any dishonest fraudu... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY EXCLUSION CONSTRUCTION ACTIVITIES This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE This insurance does not apply to bodily injury property damage or personal and advertising injury arising out of or relat... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION COVERAGE C MEDICAL PAYMENTS This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE ALL PREMISES AND CLASSIFICATIONS If no entry appears above information required to complete this endor... | 2 |
COMMERCIAL GENERAL LIABILITY CG 21760108 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION OF PUNITIVE DAMAGES RELATED TO A CERTIFIED ACT OF TERRORISM COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART This endorsement modifies insurance provided under the following OWNERS ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION OF OTHER ACTS OF TERRORISM COMMITTED OUTSIDE THE UNITED STATES CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PAR... | 2 |
2. Certified act of terrorism means an act that is certified by the Secretary of the Treasury in concurrence with the Secretary of State and the Attorney General of the United States to be an act of terrorism pursu ant to the federal Terrorism Risk Insurance Act. The criteria contained in the Terrorism Risk Insurance A... | 2 |
DISCLOSURE OF PREMIUM PURSUANT TO TERRORISM RISK INSURANCE ACT SCHEDULE Terrorism Premium Certified Acts 375.00 This premium is the total premium attributable to insured losses under the Federal Terrorism Risk In surance Act Information required to complete this Schedule if not shown above will be shown in the Declarat... | 2 |
JAMES RIVER INSURANCE COMPANY Privacy Policy We do not sell customer information to nonaffiliated third parties and we do not share customer information with nonaffitiated third parties except those parties who perform contractual services for us and parties to which we are authorized to provide information by law. In ... | 2 |
The Cincinnati Insurance Company The Cincinnati Casualty Company The Cincinnati Indemnity Company Headquarters 6200 S. Gilmore Road Fairfield OH 45014 5141 Mailing address P.O. Box 145496 Cincinnati OH 45250 5496 www.cinfin.com m 513 870 2000 A CINCINNATI INSURANCE COMPANIES Today s Date 07 16 2015 To PRIZER PAINTER ST... | 2 |
Date 07 16 2015 PRIZER PAINTER STOVE WORKS INC PRIZER WORKS INC CASTEC INC Insured BIG CHILL LLC PRIZER REALTY INC Policy Number EPP 014 93 81 Dear Agent The captioned policy has been issued with the following additional liability exclusionsconditionss Exterior Insulation and Finish Systems EIFS and Direct Applied Exte... | 2 |
Commercial Lines IM THE UPDATE CINCINNATI INSURANCE COMPANIES Important Reinsurance and Binding Coverage Notice Everything Insurance Should Be SUBJECT Future changes to this account require prior underwriting approval DATE 07 16 2015 NAMED INSURED PRIZER PAINTER STOVE WORKS INC PRIZER WORKS INC CASTEC INC BIG CHILL LLC... | 2 |
NOTICE TO POLICYHOLDERS DIRECT BILL ACCOUNT CREDIT PROCEDURE This is a notice of how an account credit will be applied to your policy or to all of the policies being billed as single account. Account Credits A If your account is comprised of a single policy and an endorsement or premium audit results in a credit return... | 2 |
DISCLOSURE OF DIRECT BILL FEES AND CHARGES NO COVERAGE IS PROVIDED BY THIS DISCLOSURE nor can it be construed to replace any provision of your policy. YOU SHOULD READ YOUR POLICY AND REVIEW YOUR DECLARATIONS PAGE CAREFULLY for complete information on the coverages provided. Your insurance premium is being paid directly... | 2 |
A CINCINNATI INSURANCE COMPANIES The Cincinnati Insurance Company A Stock Insurance Company Headquarters 6200 S. Gilmore Road Fairfield OH 45014 5141 Mailing address P.O. Box 145496 Cincinnati OH 45250 5496 www.cinfin.com 513 870 2000 COMMON POLICY DECLARATIONS Billing Method DIRECT BILL POLICY NUMBER EPP 014 93 81 NAM... | 2 |
FORMS APPLICABLE TO ALL COVERAGE PARTS FM502 0708 COMMERCIAL PROPERTY COVERAGE PART DECLARATIONS GA532 0708 COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS MA559 0510 CONTRACTORS EQUIPMENT AND TOOLS COVERAGE PART DECLARATIONS MA573 0607 ELECTRONIC DATA PROCESSING EQUIPMENT COVERAGE FORM DECLARATIONS CA516 0309 ... | 2 |
COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation b. Give you reports on the conditions 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance writ ten notice of cancellation. 2. We may... | 2 |
SUMMARY OF PREMIUMS CHARGED Attached to and forming part of POLICY NUMBER EPP 014 93 81 Effective Date 07 01 2015 PRIZER PAINTER STOVE WORKS INC PRIZER WORKS INC CASTEC INC Named Insured BIG CHILL LLC PRIZER REALTY INC THIS POLICY CONSISTS OF THE FOLLOWING COVERAGE PARTS FOR WHICH A PREMIUM CHARGE IS INDICATED Commerci... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SCHEDULE OF LOCATIONS LOC. STREET ADDRESS CITY STATE ZIP CODE 1 600 ARLINGTON ST READING PA 19611 2031 2 200 ORTON AVE READING PA 19611 3 225 STEWART RD HANOVER TOWNSHIP PA 18706 1460 4 2865 WILDERNESS PL BOULDER CO 80301 2259 5 400 ORTON AVE READING PA 196... | 2 |
POLICYHOLDER NOTICE TERRORISM INSURANCE COVERAGE THIS ENDORSEMENT IS ATTACHED TO AND MADE PART OF YOUR POLICY IN RESPONSE TO THE DISCLOSURE REQUIREMENTS OF THE TERRORISM RISK INSURANCE ACT. THIS ENDORSEMENT DOES NOT GRANT ANY COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER THE POLICY. Your policy may ... | 2 |
THE CINCINNATI INSURANCE COMPANY THE CINCINNATI CASUALTY COMPANY THE CINCINNATI INDEMNITY COMPANY NOTICE TO POLICYHOLDERS Please be advised that in your application for insurance you disclosed information to The Cincinnati Insurance Company The Cincinnati Casualty Company and The Cincinnati Indemnity Company. The infor... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SPECIAL PER OCCURRENCE DEDUCTIBLE ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART CRIME AND FIDELITY COVERAGE PART A. Special Per Occurrence Deductible 1. ... | 2 |
B. Definition For the purpose of this endorsement only any definition of occurrence is deleted in its entirety and the following definition is added to COMMERCIAL PROPERTY CONDITIONS COMMERCIAL INLAND MARINE CONDITIONS COMMERCIAL CRIME COVERAGE FORM CRIME EXPANDED COVERAGE XC COVERAGE FORM and GOVERNMENT CRIME COVERAGE... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following CHEMICAL APPLICATION LIMITED LIABILITY COVERAGE PART CLAIMS MADE EXCESS LIABILITY COVERAGE PART COMMERCIAL AUTO COVERAGE PART COMMERCIAL GENERA... | 2 |
ered at least 60 days before the ef fective date of cancellation. Loss of reinsurance or a substantial decrease in reinsurance has oc curred which loss or decrease at the time of cancellation shall be certified to the Insurance Commissioner as di rectly affecting in force policies. No tice of cancellation will be maile... | 2 |
IMPORTANT NOTICE As a policyholder of The Cincinnati Insurance Companies we are required by state statute to provide you with notice that your renewal anniversary premium may increase. An increase may be attributed to any number of reasons that may include changes in your sales or payroll increase in your property valu... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM This endorsement modifies insurance provided under the following All Commercial Lines Coverage Parts Coverage Forms Policies and Endorsements subject to the federal Terrorism Risk Insurance Act and any amendmen... | 2 |
PENNSYLVANIA WARNING NOTICE Any person who knowingly and with intent to defraud any insurance company or other person files an appli cation for insurance or statement of claim containing any materially false information or conceals for the pur pose of misleading information concerning any fact material thereto commits ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES ACTUAL CASH VALUE This endorsement modifies insurance provided under the following COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART FARM COVERAGE PART MACHINERY AND EQUIPMENT COVE... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES This endorsement modifies insurance provided under the following COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART FARM COVERAGE PART MACHINERY AND EQUIPMENT COVERAGE PART A. For i... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COLORADO CHANGES CONCEALMENT MISREPRESENTATION OR FRAUD This endorsement modifies insurance provided under the following COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL OUTPUT PROGRAM COVERAGE PART COMMERCIAL PROPERTY C... | 2 |
SIGNATURE ENDORSEMENT IN WITNESS WHEREOF this policy has been signed by our President and Secretary in the City of Fairfield Ohio but this policy shall not be binding upon us unless countersigned by an authorized representative of ours. The failure to countersign does not void coverage in Arizona Virginia and Wisconsin... | 2 |
NOTICE TO POLICYHOLDERS INJURY OR DAMAGE TO OR RESULTING FROM YOUR WORK AND INJURY OR DAMAGE RESULTING FROM YOUR PRODUCT Courts around the United States vary in their interpretation of Commercial General Liability coverage for property damage claims caused by defective work including defective work performed for you by... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. IOWA CHANGES ACTUAL CASH VALUE This endorsement modifies insurance provided under the following BUILDERS RISK BUSINESS AUTO COVERAGE FORM COMMERCIAL INLAND MARINE CONDITIONS COMMERCIAL OUTPUT POLICY PROPERTY COVERAGE FORM COMMERCIAL PROPERTY COVERAGE PART C... | 2 |
NOTICE TO POLICYHOLDERS EXCLUSION ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA RELATED LIABILITY This is a notice of a change in your policy. NO COVERAGE IS PROVIDED BY THIS NOTICE nor can it be construed to replace any provisions of your policy. YOU SHOULD READ YOUR POLICY AND REVIEW YOUR DECL... | 2 |
Forms CG 21 08 05 14 Exclusion Access or Disclosure of Confidential or Personal Information Coverage B only IB 322 05 14 Exclusion Access or Disclosure of Confidential or Personal Information Personal and Advertising Injury Only and US 3095 05 14 and XS 345 05 14 Both titled Exclusion Access or Disclosure of Confidenti... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EFFECTIVE TIME CHANGES REPLACEMENT OF 12 NOON This endorsement modifies the COMMON POLICY DECLARATIONS. To the extent that coverage in this policy replaces coverage in other policies terminating noon standard time on the inception date of this policy covera... | 2 |
PENNSYLVANIA NOTICE An Insurance Company its agents employees or service contractors acting on its behalf may pro vide services to reduce the likelihood of injury death or loss. These services may include any of the following or related services incident to the application for issuance renewal or continuation of a poli... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CANCELLATION OR NONRENEWAL BY US NOTIFICATION TO A DESIGNATED ENTITY This endorsement modifies insurance provided under the following BUSINESSOWNERS PACKAGE POLICY CLAIMS MADE EXCESS LIABILITY COVERAGE PART COMMERCIAL AUTO COVERAGE PART COMMERCIAL GENERAL L... | 2 |
THE CINCINNATI INSURANCE COMPANY A Stock Insurance Company COMMERCIAL PROPERTY COVERAGE PART DECLARATIONS Attached to and forming part of POLICY NUMBER EPP 014 93 81 Named Insured is the same as it appears on the Common Policy Dedarations unless otherwise stated here. Loc. addre PER STATEMENT OF VALUES ON FILE REFER TO... | 2 |
BUILDING AND PERSONAL PROPERTY COVERAGE FORM INCLUDING SPECIAL CAUSES OF LOSS TABLE OF CONTENTS SECTION A. COVERAGE 1. Covered Property. a. Building... b. Outdoor Signs c. Outdoor Fences d. Business Personal Property. 2. Property Not Covered a. Accounts Deeds Money or Securities b. Animals... c. Automobiles d. Contraba... | 2 |
SECTION B. LIMITS OF INSURANCE SECTION C. DEDUCTIBLE Deductible Examples. Glass Deductible.. SECTION D. LOSS CONDITIONS. Abandonment Appraisal Duties in the Event of Loss or Damage. Loss Payment... Recovered Property Vacancy 1. 2. 7. 1. 2. 1. 2. 3. o 0NN S o ao00 s. a. b. Valuation SECTION E. ADDITIONAL CONDITIONS. Coi... | 2 |
BUILDING AND PERSONAL PROPERTY COVERAGE FORM INCLUDING SPECIAL CAUSES OF LOSS Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declara tio... | 2 |
sonal property of others in your care custody or control 8 Personal Property of Others that is in your care custody or control or for which you are legally liable. a This does not include personal effects owned by you your offi cers your partners or if you are a limited liability company your members or your managers o... | 2 |
p. Vehicles or Self Propelled Machines Vehicles or self propelled machines in cluding aircraft or watercraft that 1 Are licensed for use on public roads or 2 Are operated principally away from the premises. This paragraph does not apply to 1 Vehicles or self propelled machines or autos you manufacture process or wareho... | 2 |
c d e U d Office furniture that is covered Business Per sonal Property. Governmental Action Seizure or destruction of property by order of governmental author ity. However we will pay for loss caused by or resulting from acts of destruction ordered by govern mental authority and taken at the time of a fire to prevent i... | 2 |
9 h 04 3 Insurrection rebellion revolu tion usurped power or action taken by governmental authority in hindering or de fending against any of these. Water 1 Flood surface water waves tides tidal waves overflow of any body of water or their spray all whether driven by wind or not 2 Mudslide or mudflow 3 Water or waterbo... | 2 |
e 4 Settling cracking shrinking or expansion 5 Nesting or infestation or dis charge or release of waste products or secretions by in sects birds rodents or other animals 6 Mechanical breakdown in cluding rupture or bursting caused by centrifugal force. However if mechanical breakdown results in elevator collision we wi... | 2 |
snow ice or sleet to per property in the open. apse apse except as provided in ION A. COVERGAE 5. erage Extensions c. Col e. However if collapse results Covered Cause of Loss at the mises we will pay for that on of loss caused by that ered Cause of Loss. utants harge dispersal seepage ation release escape or ssion of p... | 2 |
er or other utility service re in a Covered Cause of Loss vill pay for that portion of loss Iting from that Covered Cause OSS. loss caused by or resulting H Damage or destruction of fin ished stock or The time required to repro duce finished stock. Exclusion b does not apply xtra Expense. loss caused by or resulting da... | 2 |
a 2500 for furs fur garments and garments trimmed with fur. b 2500 for jewelry watches watch movements jewels pearls pre cious and semi precious stones bullion gold silver platinum and other precious alloys or metals. This limit does not apply to jewelry and watches worth 100 or less per item. c 2500 for patterns dies ... | 2 |
3 4 5 b Remove restore or replace pol luted land or water. Subject to the exceptions in Paragraph 4 the following provisions apply a The most we will pay for the total of direct physical loss plus debris removal expense is the Limit of In surance applicable to the Covered Property that has sustained loss. b Subject to ... | 2 |
prior to loss for fire depart charges 1 by contract or agreement or by local ordinance. e is in addition to the Limits of own in the Declarations. n Equipment Recharge ay for the expenses you incur rge your automatic fire sup system or portable fire extin when the equipment is dis ombat a covered fire to which insuranc... | 2 |
b The cost to demolish and clear the site of undamaged parts of the building or structure and c The increased cost to 1 Repair or reconstruct dam aged portions of that building or structure and 2 Reconstruct or remodel un damaged portions of that building or structure whether or not demolition is required when the incr... | 2 |
j. Rewards We will pay to provide a reward for informa tion that leads to a conviction for arson theft vandalism or burglary. The conviction must involve a covered loss caused by arson theft vandalism or burglary. The most we will pay for loss under this Addi tional Coverage is 10000 in any one oc currence. This Covera... | 2 |
b c d e 04 4 Anyone else entrusted with the records of accounts re ceivable for any purpose. This Paragraph 5a applies whether or not such persons are acting alone or in collusion with other persons or such act occurs during the hours of employment. However this Paragraph 5a does not apply to dishonest acts of a carrie... | 2 |
et of the site at which the s are located. pense ay Extra Expense you incur e period of restoration void or minimize the suspen of business and to continue rations At the premises or At replacement locations or at temporary locations including a Relocation and expenses b Costs to equip and oper ate the replacement or t... | 2 |
7 Extended Business Income a For Business Income Other Than Rental Value if the necessary suspension of your operations produces a Business Income or Extra Expense loss payable under this Coverage Part we will pay for the actual loss of Busi ness Income you sustain and Extra Expense you incur during the period that 1 B... | 2 |
results in additional loss or ex pense in a subsequent coverage term all loss and expense is deemed to be sustained in the coverage term in which the inter ruption began. This 2500 coverage for Interrup tion of Computer Operations does not increase the Limit of Insurance provided in this Coverage Exten sion. The most w... | 2 |
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