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result of collapse of a building or inspect design structure we will pay for loss to Cov tain repair or re ered Property caused by such collapse electronic data. f I rty only if of personal property only i 3 The most we will a The collapse was caused by a age Extension is cause of loss listed in 2a sustained in the thr... | 2 |
2 3 4 5 10404 We will pay for loss by fungi wet or dry rot or bacteria. As used in this Coverage Extension the term loss means a Direct physical loss to Covered Property caused by fungi wet or dry rot or bacteria including the cost of removal of the fungi wet or dry rot or bacteria b The cost to tear out and replace an... | 2 |
2 3 If you are a tenant at a covered prem ises and a The building you occupy is not Covered Property and b You are legally liable for physical loss to the building glass in that building we will pay up to 5000 in any one oc currence for loss to that building glass subject to the deductible as de scribed in SECTION C. D... | 2 |
f Falling objects. The most we will pay for loss under this Coverage Extension is 5000 in any one occurrence but not more than 1000 for any one tree shrub or plant. Personal Effects You may extend the insurance that applies to your Business Personal Property to apply to loss to Personal effects owned by 1 You your offi... | 2 |
Vi 101 04 04 Sians You may extend the insurance provided by this Coverage Part including debris re moval expense to apply to loss to signs not otherwise insured by this Coverage Part. The most we will pay for loss under this Coverage Extension is 5000 in any one occurrence. The Limit of Insurance provided by this Cover... | 2 |
destruction or corruption of ic data. will pay for loss under this tension is 25000 in any one pers and Records DEDUCTIBLE does not apply ige Extension. o Paragraph 3 of this Cover nsion we will pay necessary U incur to research replace or st or damaged information on papers and records that are perty or the property o... | 2 |
4 Anyone else entrusted with the records of accounts re ceivable for any purpose. This Paragraph 6a applies whether or not such persons are acting alone or in collusion with other persons or such act occurs during the hours of employment. However this Paragraph 6a does not apply to dishonest acts of a carrier for hire ... | 2 |
Total amount of loss payable 59850 80000 139850. Example No. 2 This example also assumes there is no coinsurance penalty. The Deductible and Limits of Insurance are the same as those in Example No. 1 Loss to Bldg. 1 70000 Exceeds Limit of Insurance plus Deductible Loss to Bldg. 2 90000 Exceeds Limit of Insurance plus D... | 2 |
9 If you intend to continue your business you must resume all or part of your operations as quickly as possible. We may examine any insured under oath while not in the presence of any other in sured and at such times as may be rea sonably required about any matter relating to this insurance or the claim including an in... | 2 |
b If the building is repaired or re placed at the same premises or if you elect to rebuild at another premises the most we will pay for the increased cost of construction is the increased cost of construc tion at the same premises. c If the ordinance or law requires relocation to another premises the most we will pay f... | 2 |
a When this Coverage Part is issued to a tenant and with respect to that tenant s interest in Covered Property building means the unit or suite rented or leased to the tenant. Such building is vacant when it does not contain enough business personal property to conduct customary operations. b When this Coverage Part is... | 2 |
SECTION E. ADDITIONAL CONDITIONS The following conditions apply in addition to the COMMON POLICY CONDITIONS and the COM MERCIAL PROPERTY CONDITIONS. 1 FM 10104 04 Coinsurance If a Coinsurance percentage is shown in the Declarations the following condition applies. a. We will not pay the full amount of any loss if the v... | 2 |
Step 3 50000 X.80 40000 Step 4 40000 1000 39000. We will pay no more than 39000. The remaining 11000 is not covered. 2. Mortgage Holders a. b. FM 101 04 04 The term mortgage holder includes trus tee. We will pay for covered loss to buildings or structures to each mortgage holder shown in the Declarations in their order... | 2 |
as a decimal example multiplied by 8 is.08 8 The number of days since the begin ning of the current coverage term or the effective date of the most recent policy change amending the Limit of Insurance divided by 365. Example If The applicable Limit of Insurance is 100000 The Annual percentage increase is 8 The number o... | 2 |
1. 12. 13. a. Currency coins and bank notes whether or not in current use and b. Travelers checks registered checks and money orders held for sale to the public. Operations means a. Your business activities occurring at the premises and b. The tenantability of the premises if cover age for Business Income including Ren... | 2 |
14. 15. 16. 17. Premises means the Location of Premises described in the Declarations. Rental Value means Business Income that consists of a. Net Income Net Profit or Loss before in come taxes that would have been earned or incurred as rental income from tenant occupancy of the premises described in the Declarations as... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ACTUAL LOSS SUSTAINED BUSINESS INCOME ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Enter number of months to activate coverage REFER TO FM502 consecutive months A This endorsement ap... | 2 |
DATA COMPROMISE AND IDENTITY RECOVERY EXPENSE COVERAGE TABLE OF CONTENTS SCHEDULE... A. DATA COMPROMISE COVERAGE WITH LEGAL AND FORENSIC INFORMATION TECHNOLOGY REVIEW.... 1. Data Compromise Covered Cause Of Loss.......... 2. Data Compromise Coverages Provided................ a. Legal and Forensic Information Technology... | 2 |
d. 6. Additional Definitions. m0 oy Services... Account Takeover. Coverage Territory Identity Recovery Expenses Identity Recovery Insured Identity Theft Case Manager Identity Theft... Proactive Inquiry... FA 284 07 12 Page 2 of 12 | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DATA COMPROMISE AND IDENTITY RECOVERY EXPENSE COVERAGE This endorsement modifies the following BUILDING AND PERSONAL PROPERTY COVERAGE FORM The provisions of the BUILDING AND PERSONAL PROPERTY COVERAGE FORM apply except as otherwise provided in this endorse... | 2 |
FA 284 07 12 1 Legal Services consisting of pro fessional legal counsel review of the personal data compromise. 2 Forensic Information Technology Review Services consisting of professional information tech nologies review if needed to de termine the nature and extent of the personal data compromise and the number and i... | 2 |
Deductible All coverages provided under this Data Compromise Additional Coverage are subject to the deductible stated in the schedule of this endorsement for Data Compromise Coverage. You shall be responsible for such de ductible amount as respects each per sonal data compromise covered under this Additional Coverage. ... | 2 |
FA 284 07 12 physical electronic and proce dural security measures. Legal Advice We are not your legal advisor and do not provide legal counsel to you. of the services we provide un der this Additional Coverage consti tute legal advice to you. Our determi nation of what is or is not covered under this Data Compromise A... | 2 |
7. Addi itional Definitions With respect to Data Compromise Cov erage as provided under Section A. of this endorsement only the following defini tions are added to Section G. DEFINI TIONS a. Account Takeover means the use of another person s accounts by an unauthorized third party. Affected Individual means any person ... | 2 |
any reason. This includes but is not limited to storage process ing transmission or transporta tion of such information. 3 Personal data compromise in cludes disposal or abandonment of personally identifying infor mation without appropriate safe guards such as shredding or de struction subject to the following provisio... | 2 |
b. Any fraudulent dishonest or criminal act by an identity recovery insured or any person aiding or abetting an identity recovery insured or by any authorized representative of an iden tity recovery insured whether acting alone or in collusion with others. This exclusion shall not apply to the interests of an identity ... | 2 |
5. Additional Conditions Identity Recovery Additional Coverage as provided under Section B. of this en dorsement is subject to the LOSS CON DITIONS and ADDITIONAL CONDI TIONS of the BUILDING AND PER SONAL PROPERTY COVERAGE FORM COMMERCIAL PROPERTY CONDITIONS and the following Addi tional Conditions a. Identity Theft by... | 2 |
7 Actual costs for counseling from a licensed mental health profes sional as a result of a covered identity theft or account take over. Such care must be pro vided by a mental health profes sional who is not a relative of the identity recovery insured. 8 Fees and expenses incurred by an identity recovery insured with o... | 2 |
Identity Theft means the act of knowingly transferring or using with out lawful authority a means of iden tification of an ldentity Recovery In sured with the intent to commit or to aid or abet any unlawful activity that constitutes a violation of federal law or a felony under any applicable state or local law. Identit... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES ACTUAL CASH VALUE This endorsement modifies insurance provided under the following BUILDING AND PERSONAL PROPERTY COVERAGE FORM INCLUDING SPECIAL CAUSES OF LOSS 1. SECTION G. DEFINITIONS 1. Actual Cash Value is deleted in its entirety a... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. IOWA CHANGES This endorsement modifies insurance provided under the following A. COMMERCIAL PROPERTY COVERAGE PART Exclusion 1d Nuclear Hazard in SECTION A. COVERAGE 3. Covered Causes of Loss b. Exclu sions of the BUILDING AND PERSONAL PROPERTY COVERAGE FOR... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PENNSYLVANIA CHANGES This endorsement modifies insurance provided under the following A. COMMERCIAL PROPERTY COVERAGE PART Exclusion 1d Nuclear Hazard in SECTION A. COVERAGE 3. Covered Causes of Loss b. Exclu sions of the BUILDING AND PERSONAL PROPERTY COVE... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ ITCAREFULLY. PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART MORTGAGE HOLDER S INSURANCE COVERAGE PART Gutters and Downspouts BUILDING AND PERSONAL PROPERTY COVERAGE FORM INC... | 2 |
COMMERCIAL PROPERTY CONDITIONS This Coverage Part is subject to the following conditions the Common Policy Conditions and applicable Loss Conditions and Additional Conditions in Commercial Property Coverage Forms. A. Concealment Misrepresentation or Fraud F. No Benefit to Bailee This Coverage Part is void in any case o... | 2 |
J. 1 Owned or controlled by you or 2 That owns or controls you or c. Your tenant. This will not restrict your insurance. Definitions 1. Loss means accidental loss or damage. pair them. But you may waive your rights against another party in writing 1. Prior to a loss to your Covered Property or Covered Income. After a l... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS INCOME CHANGES WAITING PERIOD This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Period of Restoration Waiting Period x 24 hours 48 hours A. Applicable Coverage Forms This endorsement applies... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOSS PAYABLE PROVISIONS This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE PART SCHEDULE Provisions Applicable Location Bldg. Description of Loss Payee Loss LendersLoss Contract Of Number Number Property Name Addre... | 2 |
a b 30 days before the effective date of cancellation if we cancel for any other reason. If we elect not to renew this policy we will give written notice to the Loss Payee at least 10 days before the expiration date of this policy. Contract of Sale 1 2 3 The Loss Payee shown in the Schedule or in the Declarations is a ... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EQUIPMENT BREAKDOWN COVERAGE Excluding Production Machinery This endorsement modifies insurance provided under the following COMMERCIAL PROPERTY COVERAGE FORM A COVERAGE 1. BUILDING AND PERSONAL PROP ERTY COVERAGE FORM SECTION A. COVERAGE is amended by addi... | 2 |
A. COVERAGE 4. Additional Coverages is amended as follows 1. The first paragraph is deleted in its en tirety and replaced with the following Al other terms and conditions of this Cov erage Part including Limits of Insurance and deductibles apply to these Additional Coverages. 2. The following is added a. Drying Out If ... | 2 |
5 Any mechanical or electrical machine or apparatus used for the generation transmission or utilization of me chanical or electrical power. 6 Equipment of a type described in definition a.1 through 5 above which you do not own lease or rent and is not in your care custody or control that is on or within one mile of a c... | 2 |
BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The Other words and phrases... | 2 |
2 Minimize the suspension of busi ness if you can not continue opera tions. 3 To the extent it reduces the amount of loss that otherwise would have been payable under this Coverage Part we will pay any Extra Expense to a Repair or replace any property or b Research replace or restore the lost information on damaged val... | 2 |
3 04 04 If the necessary suspension of your operations produces a Business In come loss payable under this Cover age Part we will pay for the actual loss of Business Income you incur during the period that a Begins on the date property ex cept finished stock is actually repaired rebuilt or replaced and operations are r... | 2 |
deemed to be sustained or incurred in the coverage term in which the interruption began. 4 This Additional Coverage Interrup tion in Computer Operations does not apply to loss sustained or ex pense incurred after the end of the period of restoration even if the amount of insurance stated in para graph 3 of this Additio... | 2 |
er our request. 1 the necessary e investigation i m. ue your busi e all or part of juickly as pos ed under oath f any other in s may be rea y matter relat claim includ d records. In n an insured s Income loss 1 e business be cal loss oc of the business d occurred but t Income that n earned as a 1 the volume of rable bu... | 2 |
1 The Net Income Net Profit or Loss before income taxes and 2 Operating expenses including payroll expenses that would have been earned or incurred had no loss occurred by your opera tions at the premises for the 12 months following the inception or last previous anniversary date of this Coverage Part whichever is late... | 2 |
This condition does not apply to Extra Ex pense. SECTION E. OPTIONAL COVERAGES If shown as applicable in the Declarations the fol lowing Optional Coverages apply separately to each item. 1. Maximum Period of Indemnity a. SECTION D. ADDITIONAL CONDI TIONS 1. Coinsurance does not apply to this Coverage Part at the premis... | 2 |
200000 80000 The Agreed Value is 200000 The amount of loss is 80000 Step a 100000 200000.50 Step b.50 X 80000 40000 We will pay 40000. The remaining 40000 is not covered. 4. Extended Period of Indemnity In SECTION A. COVERAGE 5. Additional Coverages c. Extended Business Income the number 60 in Subparagraphs 1b and 2b i... | 2 |
11. 12. 1 Payroll and 2 The amount of charges which are the legal obligation of the tenants but would otherwise be your obliga tions. Suspension means a. The slowdown or cessation of your busi ness activities and b. That a part or all of the premises is ren dered untenantable if coverage for Busi ness Income including ... | 2 |
THE CINCINNATI INSURANCE COMPANY A Stock Insurance Company COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS Attached to and forming part of POLICY NUMBER EPP 014 93 81 Named Insured is the same as it appears in the Common Policy Dedarations LIMITS OF INSURANCE EACH OCCURRENCE LIMIT 1000000 GENERAL AGGREGATE LIMI... | 2 |
CLASSIFICATION CODE PREMIUM RATE ADVANCE PREMIUM NO. BASE A Area Products All Other Products All Other B Payroll Completed Completed C Gross Sales Operations Operations D Units E Other INCL PROD AND OR COMP OP BROADENED COVERAGE 20291 2.5 2701 BI EXCEPTIONS TO 20420 7 7563 POLLUTANT EXCLUSION INJURY OR DAMAGE TO OR 215... | 2 |
COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this Coverage Part restrict this insurance. Read the entire Coverage Part carefully to determine rights duties and what is and is not covered. Throughout this Coverage Part the words you and your refer to the Named Insured shown in the Declarations and an... | 0 |
3 Any statute ordinance or regulation relating to the sale gift distribution or use of alcoholic beverages. This exclusion applies only if you are in the business of manufacturing distribut ing selling serving or furnishing alcoholic beverages. Workers Compensation and Similar Laws Any obligation of the insured under a... | 1 |
a The injury is caused by the inadequate ventila tion of vapors b The person injured is first exposed to such vapors during the pol icy period and c Within 30 days of such first exposure the per son injured is clinically diagnosed or treated by a physician for the medical condition caused by the expo sure to such vapor... | 1 |
e GA 101 1204 cape or emission of fuels lubricants or other operating fluids or exhaust gases which are needed to per form or are the result of the normal electrical hy draulic or mechanical func tions necessary for the op eration of mobile equip ment or its parts if such fuels lubricants or other operating fluids or e... | 1 |
A 101 1204 b Not being used to carry persons or property for a charge 3 Parking an auto on or on the ways next to premises you own or rent provided the auto is not owned by or rented or loaned to you or the in sured 4 Liability assumed under any insured contract for the ownership mainte nance or use of aircraft or wate... | 1 |
Damage to Your Work Property damage to your work arising out of it or any part of it and included in the products completed operations haz ard. This exclusion does not apply if the dam aged work or the work out of which the damage arises was performed on your behalf by a subcontractor. Damage to Impaired Property or Pr... | 1 |
1 Reports all or any part of the bodily injury or property damage to us or any other insurer 2 Receives a written or verbal demand or claim for damages because of the bodily injury or property damage 3 First observes or reasonably should have first observed the bodily in jury or property damage 4 Becomes aware or reaso... | 1 |
2 Was not prior to the coverage term known by you per Paragraph 1.d. below to have been committed includes any continuation change or re sumption of that offense after the end of the coverage term in which it first be came known by you. You will be deemed to know that a per sonal and advertising injury offense has been... | 1 |
A 1011204 ent trademark trade secret or other in tellectual property rights. However this exclusion does not apply to infringement in your advertisement of copyright trade dress or slogan. Insureds in Media and Internet Type Businesses Personal and advertising injury com mitted by an insured whose business is 1 Adverti... | 1 |
was committed or began to be commit ted. An additional insured added by attach ment of an endorsement to this Coverage Part will be deemed to have known that a personal and advertising injury offense has been committed or has begun to be committed at the earliest time when that additional insured or any one of its own ... | 1 |
pt volunteer work do work for or on or a tenant of any ccupied Premises n that part of prem that the person nor ation and Similar er or not an em d if benefits for the ayable or must be kers compensation w or a similar law. ed while officiating for instructing or hysical exercises or letic contests or ex or sports natu... | 1 |
you or while performing duties related to the conduct of your business. However none of these employees or volunteer workers are insureds for 1 Bodily injury or personal and ad vertising injury a To you to your partners or members if you are a partner ship or joint venture to your members if you are a limited li abilit... | 1 |
gate Limit of Insurance Paragraph 2.b. or the Construction Project General Ag gregate Limit of Insurance Paragraph 2.c. applies. b. A separate Location General Aggregate Limit of Insurance equal to the amount of the General Aggregate Limit shown in the Declarations shall apply to each location owned by or rented or lea... | 1 |
GA 101 1204 a personal and advertising injury of fense which may result in a claim. To the extent possible notice should include 1 How when and where the occur rence or offense took place 2 The names and addresses of any injured persons and witnesses and 3 The nature and location of any injury or damage arising out of ... | 1 |
GA 101 1204 premises rented to you or tem porarily occupied by you with permission of the owner or d If the loss arises out of the maintenance or use of aircraft autos or watercraft to the ex tent not subject to SECTION 1 COVERAGES COVERAGE A. BODILY INJURY AND PROP ERTY DAMAGE LIABILITY 2. Exclusions g. Aircraft Auto ... | 1 |
sured were the only sured against whom is brought. Recovery Against recover all or part e made under this ts are transferred to nothing after loss to est the insured will se rights to us and Forms or Policies any other Coverage olicy issued to you iliated with us apply or personal and se the aggregate e under all the C... | 1 |
1200 AM standard time at your mailing address shown in the Declarations on the earlier of 1 The day the policy period shown in the Declarations ends or 2 The day the policy to which this Cov erage Part is attached is terminated or cancelled. b. However if after the issuance of this Coverage Part any coverage term is ex... | 1 |
2 3 4 5 6 11204 road property and affecting any rail road bridge or trestle tracks road beds tunnel underpass or crossing That indemnifies an architect engi neer or surveyor for injury or damage arising out of a Preparing approving or failing to prepare or approve maps shop drawings opinions re ports surveys field orde... | 1 |
18. d. Oral or written publication in any manner of material that slanders or libels a per son or organization or disparages a per son s or organization s goods products or services e. Oral or written publication in any manner of material that violates a person s right of privacy f. The use of another s advertising ide... | 1 |
Work that may need service main tenance correction repair or re placement but which is otherwise complete will be treated as com pleted. b. Does not include bodily injury or prop erty damage arising out of 1 The transportation of property un less the injury or damage arises out of a condition in or on a vehicle not own... | 1 |
NUCLEAR ENERGY LIABILITY EXCLUSION Broad Form GA 101 1204 The insurance does not apply A. Under any Liability Coverage to bodily injury or property damage 1 With respect to which an insured un der this Coverage Part is also an in sured under a nuclear energy liability policy issued by Nuclear Energy Li ability Insuranc... | 2 |
D. Any structure basin excavation prem ises or place prepared or used for the storage or disposal of waste and includes the site on which any of the foregoing is located all operations conducted on such site and all premises used for such operations. Nuclear reactor means any apparatus de signed or used to sustain nucl... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL GENERAL LIABILITY BROADENED ENDORSEMENT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART A Endorsement Table of Contents Coverage Begins on Page Employee Benefit Liability Coverage...... ... | 2 |
a You did not have knowledge of a claim or suit on or before the effective date of this en dorsement. You will be deemed to have knowledge of a claim or suit when any author ized representa tive i Reports all or any part of the act error or omission to us or any other insurer ii Receives a written or ver bal demand or ... | 2 |
e U 9 h i meet any obligations under any plan included in the employee benefit program. Inadequacy of Perform ance of Investment Ad vice Given With Respect to Participation Any claim based upon 1 Failure of any invest ment to perform 2 Errors in providing in formation on past per formance of investment vehicles or 3 Ad... | 2 |
eds but only with respect to their duties as your manag ers. d An organization other than a partnership joint venture or limited liability company you are an insured. Your ex ecutive officers and direc tors are insureds but only with respect to their duties as your officers or directors. Your stockholders are also insu... | 2 |
4 Deductible Amount a Our obligation to pay dam ages on behalf of the in sured applies only to the amount of damages in ex cess of the deductible amount stated in the Decla rations as applicable to Each Employee. The limits of in surance shall not be reduced by the amount of this de ductible. b The deductible amount st... | 2 |
c. No Coverage This insurance shall not cover any loss for which the insured is entitled to recovery under any other insurance in force previous to the effective date of this Coverage Part. e. Additional Definitions As respects Employee Benefit Li ability Coverage SECTION V DEFINITIONS is amended as follows 1 The follo... | 2 |
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