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Contractors Pollution Liability Policy ADMIRAL 2555 Contractors Pollution Liability Policy VI. CONDITIONS A. NOTICE OF CLAIM In the event of a claim or any insured s knowledge of circumstances which could reasonably be expected to give rise to a claim the named insured shall have the duty to provide written notice to the Company as soon as practicable. This written notice shall be given whether or not the named insured believes that the claim or incident giving rise to the insured s knowledge will result in a demand that falls under or in excess of the Deductible. Written notice shall be given to the insurance company shown in the Declarations in care of Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 6 Floor Stamford CT 06901 E mail feiclaimsberkleycustom.com Fax 855 999 0797 Toll Free Phone 855 597 7616 Such written notice must contain complete details including but not limited to the exact date the claim was made location circumstances giving rise to such claim the name of all claimants and a full description of the nature and scope of the allegations. These duties of the insured hereunder shall be non delegable. Copyright All rights 000 Freberg Environmental Inc. reserved. ECC311 0712 | 2 |
Contractors Pollution Liability Policy ADMIRAL 2555 Contractors Pollution Liability Policy B. COOPERATION AND ASSISTANCE OF THE INSURED Each insured shall have the duty to fully cooperate with and assist the Company with respect to the investigation defense settlement arbitration or appeal of any claim. No insured shall be indemnified hereunder for loss of earnings incurred in such cooperation or assistance except as provided in Section I.B. Supplementary Coverages and Payments Paragraph 5. Defendant s Reimbursement nor shall such loss of earnings apply towards the satisfaction of the Deductible. C. ACTIONS PREJUDICIAL TO THE COMPANY In the event of a claim no insured shall undertake any of the following actions without the Company s prior written consent 1. Engage counsel to provide legal representation or 2. Assume any obligation other than the reasonable efforts required to satisfy the duty to mitigate damages as provided in Section VI. Conditions Paragraph G. Mitigation or 3. Forgive reduce in amount or otherwise compromise any compensation owed or allegedly owed the named insured or 4. Admit or in any manner acknowledge liability or 5. Effectuate or attempt to effectuate settlement including but not limited to entering into a consent decree involving the assignment of the insured s interest under this Policy. Any of the foregoing actions by the insured shall be deemed to materially prejudice the Company s rights. D. SUBROGATION If the Company pays an amount hereunder as damages claims expense or as any payment under Section LB. Supplementary Coverages and Payments or any combination thereof it shall be subrogated to all of each insured s rights of recovery against any person firm or organization. All insureds shall execute and deliver instruments and papers and do whatever else is necessary to secure such rights. No insured shall waive or prejudice such rights either prior or subsequent to any claim. E. ACCEPTANCE Copyright All rights 000 Freberg Environmental Inc. reserved. ECC311 0712 | 2 |
Contractors Pollution Liability Policy ADMIRAL 2555 Contractors Pollution Liability Policy By acceptance of this Policy the named insured hereby confirms that all provisions hereof including all endorsements and the application attached hereto and made a part of this Policy embody all agreements existing between the named insured and the Company and supersede any prior agreements whether expressed or implied. F. MITIGATION The named insured shall make all reasonable efforts to abate stop prevent or reduce the damages emanating from any pollution condition resulting directly or indirectly from any operations performed by any insured. It is agreed that these efforts shall commence immediately upon discovery or notice of the pollution condition by any insured. These efforts must include mitigating alleviating or otherwise limiting the damages which could result from the pollution condition. Such efforts must be undertaken even in the absence of a claim. G. NO ACTION AGAINST COMPANY No action shall lie against the Company unless as a condition precedent thereto each insured has fully complied with all the provisions of the Policy or until the amount of the named insured s obligation to pay has been finally determined either by written agreement of the named insured the claimant and the Company or by final judgment against the named insured after the actual trial of the issues and the period of time to appeal has elapsed without an appeal having been taken or if an appeal has been taken then until after such appeal has been determined. H. AUDIT The Company shall have the right to examine or audit all financial records of the named insured for the purpose of ascertaining the accuracy of the income or revenue stated in the application. l. NONRENEWAL The Company may non renew this policy by mailing or delivering to the named insured at the address stated on the Declarations Page written notice of nonrenewal at least thirty 30 days before the expiration date of this policy. The Company shall have the right to offer renewal policy terms conditions or premium amounts different than those in effect prior to renewal this does not constitute non renewal. J. APPLICATION IS INCORPORATED INTO AND IS PART OF POLICY Copyright 2000 Freberg Environmental Inc. All rights reserved. ECC311 0712 | 2 |
Contractors Pollution Liability Policy ADMIRAL 2555 Contractors Pollution Liability Policy The named insured acknowledges and agrees that 1. The warranties and representations contained in the Application for this Policy are true correct and complete and 2. The Company issued this Policy in specific reliance upon the representations contained in the Application and 3. The Application is incorporated into and is part of this Policy. K. OTHER INSURANCE If any part of either damages or claims expenses is insured under this Policy and any other current prior or subsequent Policy this Policy shall provide coverage for such damages or claims expenses on a pro rata basis with such other Policy according to the applicable Limits of Liability of this Policy and such other Policy. L. SEPARATION OF INSUREDS Except with respect to the Limits of Insurance and any rights or duties specifically assigned in this Coverage Part to the first Named Insured this insurance applies 1. As if each Named Insured were the only Named Insured and 2. Separately to each insured against whom claim is made or suit is brought. Copyright All rights 000 Freberg Environmental Inc. reserved. ECC311 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 1 Minimum Earned Premium Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEL PPL17496 04. It modifies insurance provided under the Environmental Impairment Liability Policy. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following All coverage parts in this Policy. This Policy is subject to a minimum earned premium. If this Policy is canceled at your request you agree with us o that the minimum earned premium for this Policy is 25 of the Total Premium e that such minimum earned premium is not subject to short rate or pro rate or adjustment and e that cancellation for non payment of premium after the effective date of the Policy shall be deemed a request by you for cancellation of this Policy and will activate this minimum earned premium provision. e In the event of cancellation of this Policy by the Named Insured after this Policy has been in effect for more than 90 days the return premium due if any shall be computed at a rate equal to ninety percent 90 of the pro rata unearned policy premium subject however to final premium adjustment in accordance with our rules and rates. All other terms and conditions remain the same. EIL075 0712 EIL075 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 2 Common Policy Conditions Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. In consideration of the premium charged and notwithstanding anything contained in this policy to the contrary it is hereby agreed that all coverage parts included in this policy are subject to the following conditions Al CANCELLATION The named insured may cancel this policy by mailing to the Company written notice stating when thereafter such cancellation shall become effective. The Company may cancel this policy by mailing to the named insured at the mailing address specified the Declarations written notice stating when not less than thirty 30 days thereafter such cancellation shall become effective except in the event of the named insured s nonpayment of premium not less than ten 10 days advance notice of cancellation shall be given. The mailing of notice as aforesaid shall be sufficient proof of either party s intent to cancel. The effective date of cancellation specified in such notice shall terminate this policy period. Delivery of such notice shall be equivalent to mailing. If the named insured cancels the earned premium shall be computed in accordance with the customary short rate table. If the Company cancels the earned premium shall be computed pro rata. The Company will tender any return premium subject to retaining a minimum earned premium equal to 25 of the amount specified in the Declarations. Premium adjustment may be made either at the time cancellation is effective or as soon as practicable thereafter but tender of the unearned premium or return of this policy shall not be conditions precedent to cancellation hereunder. CHANGES No provision of this policy may be amended waived or otherwise changed except by endorsement hereto. ECC315 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 2 EXAMINATION OF YOUR BOOKS AND RECORDS We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to three 3 years afterward. INSPECTIONS AND SURVEYS We have the right but are not obliged to 1. Make inspections and surveys at any time and 2. Give you reports on the conditions we find and 3. Recommend changes. Any inspections surveys reports or recommendations relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. We do not warrant that conditions 1. Are safe or healthful or 2. Comply with laws regulations codes or standards. This condition applies not only to us but also to any rating advisory rate service engineering firm or similar organization which makes insurance inspections surveys reports or recommendations. NAMED INSURED AS AGENT The named insured specified in the Declarations shall be deemed agent of each insured with respect to all matters involving this policy however the Company shall have the right to seek indemnification from any insured or any other person who may be legally liable for the debts of the named insured. ECC315 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 2 PREMIUMS The first Named Insured shown in the Declarations 1. Is responsible for the payment of all premiums and 2. Will be the payee for any return premiums we pay and 3. Is responsible for the payment of all deductibles and self insured retention amounts under this policy. ADDITIONAL PREMIUMS If during this policy period an increase in the risk or hazards covered hereunder occurs the Company shall have the right to charge the appropriate additional premium. TRANSFER OF YOUR RIGHTS AND DUTIES UNDER THIS POLICY Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual Named Insured. If you die your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. BANKRUPTCY Bankruptcy or insolvency of the insured or of the insured s estate will not relieve us of our obligations under this Coverage Part. ECC315 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 3 Nuclear Energy Liability Exclusion This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. 1. The insurance does not apply A. Under any Liability Coverage to bodily injury or property damage 1. With respect to which an insured under the policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association Mutual Atomic Energy Liability Underwriters Nuclear Insurance Association of Canada or any of their successors or would be an insured under any such policy but for its termination upon exhaustion of its limit of insurance or 2. Resulting from the hazardous properties of nuclear material and with respect to which a any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954 or any law amendatory thereof or b the insured is or had this policy not been issued would be entitled to indemnity from the United States of America or any agency thereof under any agreement entered into by the United States of America or any agency thereof with any person or organization. B. Under any Medical Payments coverage to expenses incurred with respect to bodily injury resulting from the harzardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization. C. Under any Medical Payments coverage to expenses incurred with respect to bodily injury resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization. D. Under any Liability Coverage to bodily injury or property damage resulting from hazardous properties of nuclear material if 1. The nuclear material is a is at any nuclear facility owned by or operated by or on behalf of an insured or b has been discharged or dispersed therefrom 2. The nuclear material is contained in spent fuel or waste at any time possessed handled used processed stored transported or disposed of by or on behalf of an insured or 3. The bodily injury or property damage arises out of the furnishing by an insured of services materials parts or equipment in connection with the planning construction maintenance operation or use of any nuclear facility but if such facility is located within the United States of America its territories or possessions or Canada this ECC316 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 3 exclusion 3 applies only to property damage to such nuclear facility and any property thereat. As used in this endorsement Hazardous properties include radioactive toxic or explosive properties. Nuclear material means source material special nuclear material or by product material. Source material special nuclear material and by product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. Spent fuel means any fuel element or fuel component solid or liquid which has been used or exposed to radiation in a nuclear reactor. Waste means any waste material a containing by product material other than the tailings or waste produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its source material content and b resulting from the operation by any person or organization of any nuclear facility included under the first two paragraphs of the definition of nuclear facility. Nuclear facility means a. Any nuclear reactor b. Any equipment or device designed or used for 1 separating the isotopes of uranium or plutonium 2 processing or utilizing spent fuel or 3 handling processing or packaging waste. Any equipment or device used for the processing fabricating or alloying of special nuclear material if at any time the total amount of such material in the custody of the insured at premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any of the combination thereof or more than 250 grams of uranium 235 or d. Any structure basin excavation premises or place prepared or used for the storage or disposal of waste and includes the site on which any of the foregoing is located all operations conducted on such site and all premises used for such operations. Nuclear reactor means any apparatus designed or used to sustain nuclear fission in a self supporting chain reaction or to contain a critical mass of fissionable material. Property damage includes all forms of radioactive contamination of property. ECC316 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 4 Deductible Liability Insurance Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE COVERAGE AMOUNT BASIS OF DEDUCTIBLE Per Claim Per Occurrence Bodily Injury Liability Not applicable Not Applicable Property Damage Liability Not applicable Not Applicable Bodily Irfjur.y. Propel. ty Damage Not applicable 5.000 Liability Combined If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. A. Our obligation under the Bodily Injury Liability and Property Damage Liability coverage parts to pay damages on your behalf applies only to the amount of damages in excess of any deductible amounts state in the Schedule above as applicable to such coverage. B. Deductible amounts may be on either a Per Claim or Per Occurrence basis. The deductible applies to the coverage option and to the basis of the Deductible indicated by the placement of the Deductible amount in the Schedule above. The Deductible amount stated in the Schedule above applies as follows 1. Per Claim Basis If the Deductible amount indicated in the Schedule above is on a Per Claim basis that Deductible applies as follows a. Under Bodily Injury Liability coverage to all damages sustained by any one person because of bodily injury or b. Under Property Damage Liability coverage to all damages sustained by any one person because of property damage or ECC317 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 4. Under Bodily Injury Property Damage Liability Combined to all damages sustained by any one person because of 1 bodily injury or 2 property damage or 3 bodily injury and property damage combined as the result of any one occurrence. If damages are claimed for care loss of services or death resulting at any time from bodily injury a separate Deductible amount will be applied to each person making a claim for such damages. With respect to property damage the definition of person includes an organization. 2. Per Occurrence Basis If the Deductible amount indicated in the Schedule above is on a per occurrence basis that Deductible amount applies as follows a. Under Bodily Injury Liability coverage to all damages because of bodily injury or b. Under Property Damage Liability coverage to all damages because of property damage or c. Under Bodily Injury Liability and Property Damage Liability Coverage Combined to all damages because of 1 Bodily injury or 2 Property damage or 3 Bodily injury and property damage combined as the result of any one occurrence regardless of the number of persons or organizations who sustain damages because of that occurrence. C. The terms of this insurance including those with respect to 1. Our right and duty to defend the Insured against any suits seeking those damages and 2. Your duties in the event of an occurrence claim or suit apply irrespective of the application to the Deductible amount. D. We may pay any part or all of the Deductible amount to effect settlement of any claim or suit and upon notification of the action taken you shall promptly reimburse us for such part of the Deductible amount as has been paid by us. E. This endorsement does not apply to COVERAGE C. MEDICAL PAYMENTS. ECC317 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 5 ADMIRAL zsizsere Automatic Additional Insured Owners Lessees or Contractors This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. In consideration of an additional premium of 0 this endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART CONTRACTORS POLLUTION LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization Any persons or organizations whom the Named Insured agrees in a written contract to name as an additional insured. However this status exists only for the project specified in that contract. Crest Industrial Chemicals Inc. Endorsement Number 5 The person or organization shown in this Schedule is included as an insured but only with respect to that person s or organization s vicarious liability arising out of your ongoing operations performed for that insured. ECC319 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 6 ADMIRAL zt Automatic Waiver of Subrogation Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART CONTRACTORS POLLUTION LIABILITY COVERAGE PART Crest Industrial Chemicals Inc. Endorsement Number 6 SCHEDULE Name of Person or Organization Any persons or organizations to whom the Named Insured agrees in a written contract to provide a waiver of subrogation. However this status exists only for the project specified in that contract. The Company waives any right of recovery it may have against the person or organization shown in the above Schedule because of payments the Company makes for injury or damage arising out of the insured s work done under a contract with that person or organization. The waiver applies only to the person or organization in the above Schedule. Under no circumstances shall this endorsement act to extend the policy period change the scope of coverage or increase the Aggregate Limits of Insurance shown in the Declarations. ECC320 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 7 Minimum Earned Premium Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following X COMMERCIAL GENERAL LIABILITY COVERAGE PART X CONTRACTORS POLLUTION LIABILITY COVERAGE PART PROFESSIONAL LIABILITY COVERAGE PART If this policy is cancelled at the request of the Insured the total retained by the Company shall not be less than 25 of the premium shown in the Declarations. ECC327 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 8 ADMIRAL zt Exclusion Engineers Architects or Surveyors Professional Liability This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The following exclusion is added to paragraph 2. Exclusions of COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Section I Coverages and paragraph 2. Exclusions of COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY Section I Coverages This insurance does not apply to bodily injury property damage personal injury or advertising injury arising out of the rendering of or failure to render any professional services by you or performing work on your behalf in such capacity. Professional services include Crest Industrial Chemicals Inc. Endorsement Number 8 The preparing approving or failing to prepare or approve maps drawings opinions reports surveys field orders change orders or drawings and specifications and Supervisory inspection architectural or engineering activities. CG 22430196 Copyright Insurance Services Office Inc. 1994 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 9 U. S. TREASURY DEPARTMENT S OFFICE OF FOREIGN ASSETS CONTROL OFAC NOTICE TO POLICYHOLDERS No coverage is provided by this Policyholder Notice nor can it be construed to replace any provisions of your policy. You should read your policy and review your Declarations page for complete information on the coverages you are provided. This Notice provides information concerning possible impact on your insurance coverage due to directives issued by OFAC. Please read this Notice carefully. The Office of Foreign Assets Control OFAC administers and enforces sanctions policy based on Presidential declarations of national emergency. OFAC has identified and listed numerous Foreign agents Front organizations e Terrorists Terrorist organizations and Narcotics traffickers as Specially Designated Nationals and Blocked Persons. This list can be located on the United States Treasury s website httpwww.treas.gov ofac. In accordance with OFAC regulations if it is determined that you or any other insured or any person or entity claiming the benefits of this insurance has violated U.S. sanctions law or is a Specially Designated National and Blocked Person as identified by OFAC this insurance will be considered a blocked or frozen contract and all provisions of this insurance are immediately subject to OFAC. When an insurance policy is considered to be such a blocked or frozen contract no payments nor premium refunds may be made without authorization from OFAC. Other limitations on the premiums and payments also apply. Admiral Insurance Company PN0001 00107 Copyright Insurance Services Inc. 2004 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 10 CLAIM NOTICE THIS ENDORSEMENT CHANGES THE POLICY PLEASE READ IT CAREFULLY. In the event of claim to which this policy may apply please give notice in accordance with the terms and conditions of the policy form and in any of the following ways to Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 8 Floor Stamford CT 06901 E mail feiclaimsberkleycustom.com Fax 855 999 0797 Toll Free Phone 855 597 7616 E mail is the preferred method of receiving claim notice information but any of the above methods of notification will generate an acknowledgement of receipt of claim with a claim number and all of the claim adjusters contact information. ECC322 0713 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 11 ADMIRAL TRADE OR ECONOMIC SANCTIONS ENDORSEMENT Crest Industrial Chemicals Inc. Endorsement Number 11 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit the Company from providing insurance including but not limited to the payment of claims. All other terms and conditions of policy remain unchanged. PN0002 1215 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 12 Products Pollution Coverage Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEL PPL17496 04. It modifies insurance provided under the Environmental Impairment Liability Policy. This endorsement changes the Policy. Please read it carefully. It is agreed that the following is added to the Environmental Impairment Liability Coverage Form L. Insuring Agreements Coverage COVERAGE The Company shall pay up to the Limits of Liability and in excess of the Self Insured Retention on behalf of the Insured o Liabilities for Property Damage to a Third Party o Liabilities for Bodily Injury to a Third Party o Defense Expenses occurring away from premises owned or rented by nsured and arising out of Product Pollution Conditions which are caused by Products commenced during the Policy Period or after the Retroactive Date if any occurred within the coverage territory and were Discovered and reported to the Company during the Policy Period the Automated Extended Reporting Period or Optional Extended Report Period if any. Coverage will apply only if the Product has not at any time been a Discarded dumped abandoned thrown away or b Transported handled stored treated disposed of or processed as waste by anyone. Further coverage will not apply to a Claims which do not result from a defect or malfunction of the Product as it was originally designed or b Claims which result from the Product performing as it was intended to perform EIL113 0413 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 12 ADMIRAL zsizsere The following definitions are added to section II. Definitions Product The term Product means Any goods or products other than real property manufactured sold or distributed by a the Insured or b aperson or organization whose business or assets which the Insured has acquired Product Pollution Conditions The term Product Pollution Conditions means the gradual or sudden unintended discharge dispersal release or escape of Pollutants. Crest Industrial Chemicals Inc. Endorsement Number 12 EIL113 0413 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 13 Contingent Transportation Coverage This endorsement effective 8292017 attaches to and forms a part of Policy Number FEL PPL17496 04. It modifies insurance provided under the Environmental Impairment Liability Policy. This endorsement changes the Policy. Please read it carefully. The Environmental Impairment Liability Coverage Form I. Insuring Agreement is deleted in its entirety and replaced by the following COVERAGE The Company shall pay up to the Limits of Liability and in excess of the Self Insured Retention on behalf of the Insured all e Cleanup Costs of the Insured o Liabilities for Property Damage to a Third Party including Cleanup Costs Liabilities for Bodily Injury to a Third Party and Defense Expenses o Contingent Transportation Liabilities resulting from Pollution Conditions at upon within under or migrating from a Scheduled Location which commenced during the Policy Period or after the Retroactive Date if any and were Discovered and reported to the Company during the Policy Period the Automatic Extended Reporting Period or the Optional Extended Reporting Period if any. A Claim under this coverage must be reported to the Company in accordance with Section VII. Conditions. Further the following definitions are added to section II. Definitions Contingent Transportation The term Contingent Transportation means the movement by a Carrier of the Insured s products or waste generated by the Insured after a Carrier leaves the Scheduled Locations until the Insured s waste is unloaded at its final disposal point or Insured s product is delivered at its final delivery point. All other terms and conditions remain the same. EIL031 0712 EIL031 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 14 Named Insured Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEL PPL17496 04. It modifies insurance provided under the Environmental Impairment Liability Policy. This endorsement changes the Policy. Please read it carefully. In consideration of additional premium of 0 it is hereby agreed that the following entityies isare included as Additional Named Insureds Named Insureds Crest Industrial Chemicals Inc. 1737 County Road 57 Rosharon TX 77583 Crest Industrial Sales Inc. 1737 County Road 57 Rosharon TX 77583 Correia Holdings Inc. 1737 County Road 57 Rosharon TX 77583 EIL085 0712 All other terms and conditions remain the same. | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 15 ADMIRAL zsizsere Non Owned Disposal Site Coverage Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEL PPL17496 04. It modifies insurance provided under the Environmental Impairment Liability Policy. This endorsement changes the Policy. Please read it carefully. The Environmental Impairment Liability Coverage Form I. Insuring Agreements is deleted in its entirety and replaced with the following COVERAGE The Company shall pay up to the Limits of Liability and in excess of the Self Insured Retention on behalf of the Insured all. Cleanup Costs of the Insured e Liabilities for Property Damage to a Third Party including Cleanup Costs e Liabilities for Bodily Injury to a Third Party and e Liabilities for Bodily Injury or Property Damage at Non Owned Disposal Sites and Defense Expenses resulting from Pollution Conditions at upon within under or migrating from a Scheduled Location which commenced during the Policy Period or after the Retroactive Date if any and were Discovered and reported to the Company during the Policy Period the Automatic Extended Reporting Period or the Optional Extended Reporting Period if any. A Claim under this coverage must be reported to the Company in accordance with Section VII. Conditions. Crest Industrial Chemicals Inc. Endorsement Number 15 In addition it is hereby agreed that the Environmental Impairment Liability Coverage Form II. Definitions Liabilities is deleted in its entirety and replaced with the following Liabilities The term Liabilities means those sums that the Insured becomes legally obligated to pay to Third Parties as a result of Claims for o Bodily Injury EIL096 0513 All other terms and conditions remain the same. EIL096 0513 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 15 Property Damage o Cleanup Cost or Non Owned Disposal Sites. Scheduled Non Owned Disposal Sites Any location that e accepts the Insured s wastes or recyclable materials and e s properly permitted by applicable federal state or local regulatory agencyies to accept the Insured s wastes and e isnot listed on the CERCLA information system CERCLIS as defined by 40 CFR Part 300.5 of the Code of Federal Regulations or any equivalent state or local programs The retroactive date applicable to this endorsement is 8292013. If no date appears the retroactive date shown on the declarations page shall apply. All other terms and conditions remain the same. EIL096 0513 EIL096 0513 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 16 Exclusion Of Terrorism This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART CONTRACTORS POLLUTION LIABILITY COVERAGE PART ENVIRONMENTAL IMPAIRMENT LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART STORAGE TANK ENVIRONMENTAL IMPAIRMENT LIABILITY COVERAGE PART A. The following definitions are added and apply under this endorsement wherever the term terrorism or the phrase any injury or damage are enclosed in quotation marks 1. Terrorism means activities against persons organizations or property of any nature a. That involve the following or preparation for the following 1 Use or threat of force or violence or 2 Commission or threat of a dangerous act or 3 Commission or threat of an act that interferes with or disrupts an electronic communication information or mechanical system and b. When one or both of the following applies 1 The effect is to intimidate or coerce a government or the civilian population or any segment thereof or to disrupt any segment of the economy or 2 Itappears that the intent is to intimidate or coerce a government or to further political ideological religious social or economic objectives or to express or express opposition to a philosophy or ideology. Any injury or damage means any injury or damage covered under any Coverage Part or Policy to which this endorsement is applicable and includes but is not limited to bodily injury property damage personal and advertising injury injury or environmental damage as may be defined in any applicable Coverage Part or Policy. CG 21900106 I1SO Properties Inc. 2004 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 16 B. The following exclusion is added EXCLUSION OF TERRORISM We will not pay for any injury or damage caused directly or indirectly by terrorism including action in hindering or defending against an actual or expected incident of terrorism. Any injury or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to such injury or damage. But this exclusion applies only when one or more of the following are attributed to an incident of terrorism 1. The terrorism is carried out by means of the dispersal or application of radioactive material or through the use of a nuclear weapon or device that involves or produces a nuclear reaction nuclear radiation or radioactive contamination or Radioactive material is released and it appears that one purpose of the terrorism was to release such material or The terrorism is carried out by means of the dispersal or application of pathogenic or poisonous biological or chemical materials or Pathogenic or poisonous biological or chemical materials are released and it appears that one purpose of the terrorism was to release such materials or The total of insured damage to all types of property exceeds 25000000. In determining whether the 25000000 threshold is exceeded we will include all insured damage sustained by property of all persons and entities affected by the terrorism and business interruption losses sustained by owners or occupants of the damaged property. For the purpose of this provision insured damage means damage that is covered by any insurance plus damage that would be covered by any insurance but for the application of any terrorism exclusions or Fifty or more persons sustain death or serious physical injury. For the purposes of this provision serious physical injury means a. Physical injury that involves a substantial risk of death or b. Protracted and obvious physical disfigurement or c. Protracted loss of or impairment of the function of a bodily member or organ. Multiple incidents of terrorism which occur within a 72 hour period and appear to be carried out in concert or to have a related purpose or common leadership will be deemed to be one incident for the purpose of determining whether the thresholds in Paragraphs B.5. or B.6. are exceeded. CG 21900106 I1SO Properties Inc. 2004 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 16 With respect to this Exclusion Paragraphs B.5. and B.6. describe the threshold used to measure the magnitude of an incident of terrorism and the circumstances in which the threshold will apply for the purpose of determining whether this Exclusion will apply to that incident. When the Exclusion applies to an incident of terrorism there is no coverage under this Coverage Part or Policy. In the event of any incident of terrorism that is not subject to this Exclusion coverage does not apply to any injury or damage that is otherwise excluded under this Coverage Part or Policy. CG 21900106 I1SO Properties Inc. 2004 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 17 ADMIRAL 5 Hired and Non Owned Auto Liability Coverage Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. In consideration of an additional premium of 0 and notwithstanding anything contained in this policy to the contrary it is hereby agreed that this insurance applies only to that coverage for which specific limits of insurance are shown COVERAGE NON OWNED AUTO LIABILITY HIRED AUTO LIABILITY LIMITS OF INSURANCE 1000000 Each Occurrence 1000000 Aggregate included in General Aggregate of Policy HIRED AUTO LIABILITY The insurance provided under this policy applies to bodily injury or property damage arising out of the maintenance or use of a hired auto by you or your employee in the course of your business. NON OWNED AUTO LIABILITY The insurance provided under this policy applies to bodily injury or property damage arising out of the use of a non owned auto in your business by any person other than you. With respect to the insurance provided by this endorsement 1. The COMMERCIAL GENERAL LIABILITY COVERAGE FORM SECTION I COVERAGES COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY 2. Exclusions items c. e. g. h. i. j k. m. n. and o. are deleted and replaced by the following a. Bodily injury 1 To an employee of the insured arising out of and in the course of employment by the insured or 2 To the spouse child parent brother or sister of that employee as a consequence of 1 above. Crest Industrial Chemicals Inc. Endorsement Number 17 1000000 1000000. ECC353 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 17 b. This exclusion applies 1 Whether the insured may be liable as an employer or in any other capacity and 2 To any obligation to share damages with or repay someone else who must pay damages because of injury. This exclusion does not apply to 1 Liability assumed by the insured under an insured contract or 2 Bodily injury to domestic employees not entitled to worker s compensation benefits. Property damage 1. To any vehicle rented or hired under a written rental contract or agreement or 2. To property owned or transported by the insured or in the insured s care custody or control. The COMMERCIAL GENERAL LIABILITY COVERAGE FORM SECTION II WHO IS AN INSURED is deleted in its entirety with respect to coverage afforded by this endorsement and replaced by the following Each of the following is an insured under this insurance to the extent set forth below a. You b. Any other person using a hired auto with your permission c. With respect to a non owned auto any partner or executive officer of yours but only while such non owned auto is being used in your business d. Any other person or organization but only with respect to their liability because of acts or omissions of an insured under a. b. or c. above. of the following is an insured under this insurance a. Any person engaged in the business of his or her employer with respect to bodily injury to any co employee of such person injured in the course of employment Any partner or executive officer with respect to an auto owned by such partner or executive officer or a member of their household Any person while employed in or otherwise engaged in duties in connection with an auto business other than an auto business you own or operate The owner or lessee of whom you are a sublessee of a hired auto or the owner of a non owned auto or any agent or employee of any such owner or lessee ECC353 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 17 e. Any person or organization with respect to the conduct of any current or past partnership or joint venture that is not shown as a Named Insured in the Declarations. DEFINITIONS The following additional definitions apply to coverage provided by this endorsement 1. Auto business means the business or occupation of selling repairing servicing storing or parking autos. 2. Domestic employees are persons engaged in household or domestic work performed principally in connection with a residence premises. 3. Hired auto means any auto you lease hire or borrow. This does not include any auto you lease hire or borrow from any of your employees or members of their households or from any of your partners or executive officers. 4. Non owned auto means any auto you do not own lease hire or borrow which is used in connection with your business. However if you are a partnership a non owned auto does not include any auto owned by any partner. ECC353 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 Employee Benefits Liability Declarations Policy No. FEI PPL17496 04 POLICY TERM Effective 8292017 Expiration 8292018 NAMED INSURED AND ADDRESS Crest Industrial Chemicals Inc. 1737 County Road 57 Rosharon TX 77583 RETROACTIVE DATE Section I of this insurance does not apply to negligent acts errors or omissions which occur before the following Retroactive Date if any 8292013 LIMITS OF INSURANCE Aggregate Limit 1.000.000 Each Employee Limit 1000.000 DEDUCTIBLE The deductible is 1.000. This reduces the Limit of Insurance shown as applicable to Each Employee Limit. PREMIUM NO. OF EMPLOYEES RATE PER EMPLOYEE ESTIMATED PREMIUM 20 Not Applicable first 5000 80 next 5 000 RATE PER EMPLOYEE OYEE le first 5000 next 5000 over 10000 Minimum Premium Advance Premium ESTIMATED PREMIUM 0 0 0 ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 EMPLOYEE BENEFITS LIABILITY COVERAGE FORM This form provides claims made coverage. Please read the entire form carefully. Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The words we us and our refer to the Company providing this insurance. The word insured means any person or organization qualifying as such under SECTION II WHO IS AN INSURED. Other words and phrases that appear in quotation marks have special meaning. Refer to Section VII DEFINITIONS. SECTION I COVERAGE L Insuring Agreement. A. We will pay those sums that the insured becomes legally obligated to pay as damages because of any negligent act error or omission of the insured or of any other person for whose acts the insured is legally liable. The negligent act error or omission must be committed in the administration of your employee benefit program. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under SUPPLEMENTARY PAYMENTS. This insurance does not apply to any negligent act error or omission which occurred before the Retroactive Date if any shown in the Declarations or which occurs after the policy expires. The negligent act error or omission must take place in the coverage territory. We will have the right and duty to defend any suit seeking those damages. But 1. The amount we will pay for damages is limited as described in SECTION III LIMITS OF INSURANCE 2. We may at our discretion investigate any report of a negligent act error or omission and settle any claim or suit that may result and ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 B. 3. Ourright and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements. This insurance applies to any negligent act error or omission of the insured but only if a claim for damages because of the negligent act error or omission is first made against any insured during the policy period. 1. A claim by a person or organization seeking damages will be deemed to have been made when notice of such claim is received and recorded by any insured or by us whichever comes first. 2. All claims for damages sustained by any one employee including the employee s dependents and beneficiaries will be deemed to have been made at the time the first of those claims is made against any insured. 1I. Exclusions. This insurance does not apply to A. Loss arising out of any dishonest fraudulent criminal or malicious act or omission committed by any insured Bodily injury property damage or personal injury Loss arising out of failure of performance of contract by any insured Loss arising out of an insufficiency of funds to meet any obligations under any plan included in the employee benefit program Any claim or suit based upon 1. Failure of any investment to perform as represented by an insured or 2. Advice given to any person to participate or not to participate in any plan included in the employee benefit program ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 Loss arising out of your failure to comply with the mandatory provisions of any law concerning workers compensation unemployment insurance social security or disability benefits Loss for which the insured is liable because of liability imposed on a fiduciary by the Employee Retirement Security Act of 1974 as now or hereafter amended or Loss or damage for which benefits have accrued under the terms of an employee benefit plan to the extent that such benefits are available from funds accrued by the insured for such benefits or from collectible insurance notwithstanding the insured s act error or omission in administering the plan which precluded the claimant from receiving such benefits. 1II. Supplementary Payments. We will pay with respect to any claim or suit we defend A. B. All expenses we incur. The cost of bonds to release attachments but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds.. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or suit including actual loss of earnings up to 100 a day because of time off from work.. All costs taxed against the insured in the suit. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we made an offer to pay the applicable limit of insurance we will not pay any prejudgment interest based on that period of time after the offer. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 These payments will not reduce the limits of insurance. SECTION II WHO IS AN INSURED 1. If you are designated in the Declarations as A. An individual you and your spouse are insureds but only with respect to the conduct of a business of which you are the sole owner. B. A partnership or joint venture you are an insured. C. An organization other than a partnership or joint venture you are an insured. Your directors and stockholders are also insureds but only with respect to their liability as your directors or stockholders. II. Each of the following is also an insured A. Each of your partners executive officers and employees who is authorized to administer your employee benefit program. B. Your legal representative if you die but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part. III. Any organization you newly acquire or form other than a partnership or joint venture and over which you maintain ownership or majority interest will be deemed to be a Named Insured if there is no other similar insurance available to that organization. However A. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period whichever is earlier and B. Coverage under this provision does not apply to any negligent act error or omission that occurred before you acquired or formed the organization. No person or organization is an insured with respect to the conduct of any current or past partnership or joint venture that is not shown as a Named Insured in the Declarations. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 SECTION III LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of A. Insureds B. Claims made or suits brought C. Persons or organizations making claims or bringing suits D. Acts errors or omissions which result in loss or E. Plans included in your employee benefit program. II. The Aggregate Limit is the most we will pay for all damages because of acts errors or omissions committed in the administration of your employee benefit program. 1L Subject to the Aggregate Limit the Each Employee Limit is the most we will pay for all damages sustained by any one employee including the employee s dependents and beneficiaries because of acts errors or omissions committed in the administration of your employee benefit program. The limits of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months starting with the beginning of the policy period shown in the Declarations unless the policy period is extended after issuance for an additional period of less than 12 months. In that case the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. SECTION 1V DEDUCTIBLE 1. Our obligation to pay damages on behalf of the insured applies only to the amount of damages in excess of the deductible amount stated in Item 4 of the Declarations as applicable to Each Employee. The limits of insurance applicable to Each Employee will be reduced by the amount of this deductible. The Aggregate limit shall not be reduced by the application of such deductible amount. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 II. The deductible amount stated in the Declarations applies to all damages sustained by an employee because of an act error or omission covered by this insurance. III. The terms of this insurance including those with respect to A. Our right and duty to defend any suits seeking those damages and B. Your duties in the event of an act error or omission claim or suit apply irrespective of the application of the deductible amount. IV. We may pay any part or all of the deductible amount to effect settlement of any claim or suit and upon notification of the action taken you shall promptly reimburse us for such part of the deductible amount as has been paid by us. SECTION V EMPLOYEE BENEFITS LIABILITY CONDITIONS 1. Bankruptcy. Bankruptcy or insolvency of the insured or of the insured s estate will not relieve us of our obligations under this Coverage Part. II. Duties In The Event Of Act Error Or Omission Claim Or Suit. A. You must see to it that we are notified as soon as practicable of an act error or omission which may result in a claim. Notice should include 1. What the act error or omission was and when it occurred and 2. The names and addresses of any employees who may suffer damages as a result of the act error or omission. Notice of an act error or omission is not notice of a claim. B. Ifa claim is received by any insured you must 1. Immediately record the specifics of the claim and the date received and ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 2. Notify us as soon as practicable. You must see to it that we receive written notice of the claim as soon as practicable. C. You and any other involved insured must 1. Immediately send us copies of any demands notices summonses or legal papers received in connection with the claim or a suit 2. Authorize us to obtain records and other information 3. Cooperate with us in the investigation settlement or defense of the claim or suit and 4. Assist us upon our request in the enforcement of any right against any person or organization which may be liable to the insured because of damage to which this insurance may also apply. D. No insureds will except at their own cost voluntarily make a payment assume any obligation or incur any expense without our consent. III. Legal Action Against Us. No person or organization has a right under this Coverage Part A. To join us as a party or otherwise bring us into a suit asking for damages from an insured or B. To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured obtained after an actual trial but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us the insured and the claimant or the claimant s legal representative. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 IV. Other Insurance. If other valid and collectible insurance is available to the insured for a loss we cover under this Coverage Part our obligations are limited as follows A. Primary Insurance. This insurance is primary except when paragraph 4. of Section VI Extended Reporting Periods applies. If this insurance is primary our obligations are not affected unless any of the other insurance is also primary. Then we will share with all that other insurance by the method described in b. below. B. Method of Sharing. If all of the other insurance permits contribution by equal shares we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains whichever comes first. If any of the other insurance does not permit contribution by equal shares we will contribute by limits. Under this method each insurer s share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. V. Premium Audit. A. We will compute all premiums for this Coverage Part in accordance with our rules and rates. B. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period. Audit premiums are due and payable on notice to the first Named Insured. If the sum of the advance and audit premiums paid for the policy term is greater than the earned premium we will return the excess to the first Named Insured. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 C. The first Named Insured must keep records of the information we need for premium computation and send us copies at such times as we may request. VI. Representations. By accepting this policy you agree A. The statements in the Declarations are accurate and complete B. Those statements are based upon representations you made to us and C. We have issued this policy in reliance upon your representations. VII.Separation of Insureds. Except with respect to the Limits of Insurance and any rights or duties specifically assigned to the first Named Insured this insurance applies A. Asif each Named Insured were the only Named Insured and B. Separately to each insured against whom claim is made or suit is brought. VIIITransfer of Rights of Recovery against Others to Us. If the insured has rights to recover all or part of any payment we have made under this Coverage Part those rights are transferred to us. The insured must do nothing after loss to impair them. At our request the insured will bring suit or transfer those rights to us and help us enforce them. IX. Cancellation Non renewal Renewal and Reduction or Deletion of Coverage. The following conditions also apply to this Coverage Part All conditions relating to cancellation non renewal renewal and reduction or deletion of coverage which would apply to a Commercial General Liability Coverage Part attached to this policy. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 SECTION VI EXTENDED REPORTING PERIODS 1L We will provide an automatic Extended Reporting Period as described in paragraph 3. or if you purchase it an Extended Reporting Period Endorsement as described in paragraph 4. only if A. This Coverage Part is cancelled or not renewed for any reason or B. We renew or replace this Coverage Part with other insurance that has a Retroactive Date later than the one shown in this Coverage Part s Declarations.. If we provide an Extended Reporting Period the following is added to paragraph 1.b. of SECTION I INSURING AGREEMENT Section 1 A claim first made during the Extended Reporting Period will be deemed to have been made on the last day of the policy period provided that the claim is for damages because of an act error or omission that occurred before the end of the policy period of this policy but not before any applicable Retroactive Date. The Extended Reporting Period will not reinstate or increase the Limits of Insurance or extend the policy period. The automatic Extended Reporting Period will be for 60 days starting with the end of the policy period of this policy. This automatic Extended Reporting Period applies only if no subsequent insurance you purchase applies to the claim or would apply but for the exhaustion of its applicable limit of insurance. This automatic Extended Reporting Period may not be cancelled.. If you purchase the optional Extended Reporting Period Endorsement the Extended Reporting Period will be for one year starting with the end of the policy period of this policy. We will issue that Endorsement if the first Named Insured shown in the Declarations ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 A. Makes a written request for it which we receive within 60 days after the end of the policy period and Promptly pays the additional premium when due. The Extended Reporting Period Endorsement will not take effect unless the additional premium is paid when due. If that premium is paid when due the endorsement may not be cancelled. The Extended Reporting Period Endorsement will also amend paragraph 4.a. of SECTION V EMPLOYEE BENEFITS LIABILITY CONDITIONS Other Insurance so that the insurance provided will be excess over any other valid and collectible insurance available to the insured whether primary excess contingent or on any other basis whose policy period begins or continues after the Endorsement takes effect. V. We will determine the actual premium for the Extended Reporting Period Endorsement in accordance with our rules and rates. In doing so we may take into account the following A. B. C. D. The exposures insured Previous types and amounts of insurance Limits of Insurance available under this Coverage Part for future payment of damages and Other related factors. The premium for the Extended Reporting Period Endorsement will not exceed 200 of the annual premium for the Coverage Part to which the endorsement would be attached and will be fully earned when the Endorsement takes effect. SECTION VII DEFINITIONS 1. Administration means ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 Counseling employees including their dependents and beneficiaries with respect to the employee benefit program Handling records in connection with the employee benefit program or Effecting or terminating any employee s participation in a plan included in the employee benefit program. 1I. Bodily injury means bodily injury sickness or disease sustained by a I VL L person including death resulting from any of these at any time. Coverage territory means the United States of America including its territories and possessions Puerto Rico and Canada.. Employees means your officers partners and employees whether actively employed disabled or retired. Employee benefit program means the following plans A. Group life insurance group accident or health insurance profit sharing plans pension plans and stock subscription plans provided that no one other than an employee may subscribe to such insurance or plans Unemployment insurance social security benefits workers compensation and disability benefits or Any other similar plan designated in the Declaration or added thereto by endorsement. Personal injury means injury other than bodily injury arising out of one or more of the following offenses A. B. False arrest detention or imprisonment Malicious prosecution Wrongful entry into or eviction of a person from a room dwelling or premises that the person occupies ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 18 D. Oral or written publication of material that slanders or libels a person or organization or disparages a person s or organization s goods products or services or E. Oral or written publication of material that violates a person s right of privacy. VILProfit sharing plans mean only such plans that are equally available to all full time employees. VIILProperty damage means A. Physical injury to tangible property including all resulting loss of use of that property or B. Loss of use of tangible property that is not physically injured IX. Stock subscription plans mean only such plans that are equally available to all full time employees. Suit means a civil proceeding in which damages because of an act error or omission to which this insurance applies are alleged. Suit includes an arbitration proceeding alleging such damages to which you must submit. ECC359 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 19 ADMIRAL zsizsere Amendment of Cancellation Notice Endorsement This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. In consideration of an additional premium of 0 this endorsement modifies insurance provided under the following Notwithstanding the appropriate provision of this policy in the event cancellation of this policy is instigated by the Company for any reason except nonpayment of premium the Company will endeavor to provide 30 days advance notice of such cancellation to the following Crest Industrial Chemicals Inc. Endorsement Number 19 ECC502 0712 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 20 Mold and Mildew Exclusion This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the Coverage Parts indicated below In consideration of the premium charged and not withstanding anything contained in this policy to the contrary it is hereby agreed that this insurance does not apply to any loss or expense arising directly or indirectly out of or in concurrence with actual alleged or threatened existence growth spread proliferation discharge dispersal seepage release cross contamination or escape of any form of fungus including mold or mildew and any mycotoxins spores scents or byproducts produced or released by fungi regardless of whether or not any such loss or expense arises out of professional services or any air testing air monitoring air sampling physical testing sample collection evaluation assessment remediation abatement investigation clean up analytical testing andor containment activities performed or rendered by the Named Insured or by anyone acting on behalf or at the request or under the direct or indirect supervision of the Named Insured. The Company will have no duty to defend any legal proceeding or to pay for any claim excluded by this endorsement. ECC510 0317 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 21 Punitive or Exemplary Damage Amendment This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the Coverage Parts indicated below In consideration of the premium charged it is agreed that this policy shall not apply to a claim of or indemnification for punitive or exemplary damages or any damages awarded pursuant to statute in the form of double treble or other multiple damages in excess of compensatory damages. If suit is brought against the insured for a claim falling within coverage provided under the policy seeking both compensatory and punitive or exemplary damages then we will afford a defense to such action however we will have no obligation to pay for any costs interest or damages attributable to punitive or exemplary damages. This amendment does not apply in states where punitive or exemplary damages are insurable by law. ECC528 0317 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 22 Automatic Primary and Non Contributory Insurance Endorsement Designated Work Or Projects This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the Coverage Parts indicated below SCHEDULE Name of Person or Organization Any persons or organizations whom the Named Insured agrees in a written contract to provide Primary andor Non contributory status of this insurance. However this status exists only for the project specified in that contract. In consideration of an additional premium of 0 and notwithstanding anything contained in this policy to the contrary it is hereby agreed that this policy shall be considered primary to any similar insurance held by third parties in respect to work performed by you under any written contractual agreement with such third party. It is further agreed that any other insurance which the persons or organizations named in the schedule may have is excess and non contributory to this insurance. ECC548 0317 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 23 Additional Insured Vendors This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. In consideration of an additional premium of 0 this endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS COMPLETED OPERATIONS LIBILITY COVERAGE PART SCHEDULE Name and Address of Person or Any persons or organizations whom the Named Insured agrees Organization in a written contract to name as an Additional Insured. Your Products Your Products Those products where this Additional Insured coverage is required are per the written contract. If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. WHO IS AN INSURED Section II is amended to include as an insured any person or organization referred to below as vendor shown in the Schedule but only with respect to bodily injury or property damage arising out of your products shown in the Schedule which are distributed or sold in the regular course of the vendor s business subject to the following additional exclusions 1. The insurance afforded the vendor does not apply to a. Bodily injury or property damage for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement b. Any express warranty unauthorized by you c. Any physical or chemical change in the product made intentionally by the vendor d. Repackaging unless unpacked solely for the purpose of inspection demonstration CG20151188 Copyright Insurance Services Office Inc. 1986 1988 | 2 |
Crest Industrial Chemicals Ir Endorsement Number ADMIRAL 25izzise testing or the substitution of parts under instructions from the manufacturer and then repackaged in the original container e. Any failure to make such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business in connection with the distribution or sale of the products f. Demonstration installation servicing or repair operations except such operations performed at the vendor s premises in connection with the sale of the product g. Products which after distribution or sale by you have been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor. 2. This insurance does not apply to any insured person or organization from whom you have acquired such products or any ingredient part or container entering into accompanying or containing such products. Crest Industrial Chemicals Inc. Endorsement Number 23 CG20151188 Copyright Insurance Services Office Inc. 1986 1988 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 24 ADMIRAL zsizsere Additional Insured Owners Lessees or Contractors Completed Operations This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name and Address of Person or Organization Any persons or organizations whom the Named Insured agrees in a written contract to name as an Additional Insured. Location And Description of Completed Operations Those project locations where this additional insured coverage is required by contract. Additional Premium 0 If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. Section II Who Is An Insured is amended to include as an insured the person or organization shown in the Schedule but only with respect to liability arising out of your work at the location designated and described in the schedule of this endorsement performed for that insured and included in the products completed operations hazard. Crest Industrial Chemicals Inc. Endorsement Number 24 ALY PEdUIG y U1 Ul pdlUlZallULis WU LI INdIICA HLUICU divls 1l 4 Wil Lulitlavt W lallle as an Additional Insured. CG 20371001 Copyright ISO Properties Inc. 2000 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 25 Amendment Aggregate Limits of Insurance Per Project This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. In consideration of an additional premium of 0 this endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART The General Aggregate Limit under LIMITS OF INSURANCE SECTION III applies separately to each of your projects away from premises owned by or rented to you. Copyright Insurance Services Office Inc. 1984 CG 2503 1185 | 2 |
Crest Industrial Chemicals Inc. Endorsement Number 26 Service of Suit This endorsement effective 8292017 attaches to and forms a part of Policy Number FEI PPL17496 04. This endorsement changes the Policy. Please read it carefully. The Named Insured and the Company agree to the following In the event of the failure by the Company to pay any amount claimed to be due under this policy the Company will at the Named Insured s request submit to the jurisdiction of any court of competent Jjurisdiction within the United States of America and will comply with all requirements necessary to give the Court jurisdiction. Nothing in this endorsement constitutes or should be understood to constitute a waiver of the Company s rights to commence an action in any court of competent jurisdiction in the United States to remove an action to a United States District Court or to seek a transfer of a case to another court as permitted by the laws of the United States or of any state in the United States. In a suit instituted against the Company under this contract the Company agrees to abide by the final decision of the court or of any appellate court in the event of an appeal. Pursuant to any statute of any state territory or district of the United States of America which makes a provision therefore the Company will designate the Superintendent Commissioner or Director of Insurance or other officer specified for that purpose in the statute or his successor or successors in office as the Company s true and lawful attorney upon whom may be served any lawful process in any action suit or proceeding instituted by or on behalf of the Named Insured or the Named Insured s beneficiary arising out of this contract of insurance. The officer named below is authorized and directed to accept service of process on the Company s behalf Rene A. Miller Freberg Environmental Insurance Inc. 2000 South Colorado Boulevard Tower II Suite 800 Denver CO 80222 Having accepted service of process on the Company s behalf the officer is authorized to mail the process or a true copy to Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 8 Floor Stamford CT 06901 ECC326 0712 | 2 |
nan nan nan nan 2.0 Crest Industrial Chemicals Inc. Endorsement Number 27 This insurance contract is with an insurer not licensed to transact insurance in this state and is issued and delivered as surplus line coverage under the Texas insurance statutes. The Texas Department of Insurance does not audit the finances or review the solvency of the surplus lines insurer providing this coverage and this insurer is not a member of the Property and Casualty Insurance Guaranty Association created under Chapter 462 Insurance Code. Chapter 225 Insurance Code requires payment of a 4.85 percent tax on gross premium. Texas Notice | 2 |
ADMIRAL 25izzise TEXAS IMPORTANT NOTICE To obtain information or make a complaint You may call the company s telephone number for information or to make a complaint at 1 213 270 7000 You may write the Company at Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 8 Floor Stamford CT 06901 You may contact the Texas Department of Insurance to obtain information on companies coverages rights or complaints at 1 800 252 3439 You may write the Texas Department of Insurance PO Box 149104 Austin TX 78714 9104 FAX 512 475 1771 Web httpwww.tdi.state.tx.us E mail ConsumerProtectiontdi.state.tx.us PREMIUM OR CLAIM DISPUTES Should you have a dispute concerning your premium or about a claim you should contact the company first. If the dispute is not resolved you may contact the Texas Department of Insurance. ATTACH THIS NOTICE TO YOUR POLICY This notice is for information only and does not become a part or condition of the attached document. Crest Industrial Chemicals Inc. Endorsement Number 28 AVISO IMPORTANTE Para obtener informacion o para someter una queja Usted puede llamar al numero de telefono de la compania para informacion o para someter una queja al 1 213 270 7000 Usted tambien puede escribir a Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 8 Floor Stamford CT 06901 Puede communicarse con el Departamento de Seguros de Texas para obtener informacion acerca de companias coberturas derechos o quejas al 1 800 252 3439 Puede escribir al Departamento de Seguros de Texas PO Box 149104 Austin TX 78714 9104 FAX 512 475 1771 Web httpwww.tdi.state.tx.us E mail ConsumerProtectiontdi.state.tx.us DISPUTAS SOBRE PRIMAS O RECLAMOS Si tiene una disputa concerniente a su prima 0 a un reclamo debe comunicarse con la compania primero. Si no se resuelve la disputa puede entonces comunicarse con el departamento TDI. UNA ESTE AVISO A SU POLIZA Este aviso es solo para proposito de informacion y no se convierte en parte o condicion del documento adjunto. Crest Industrial Chemicals Inc. Endorsement Number 28 IMP OTICE omplaint AVISO IMPORTANTE 1 213 270 7000 Y ou may write the Company at Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 8 Floor Stamford CT 06901 1 213 270 7000 Usted tambien puede escribir a Claims Berkley Custom Insurance Managers 3 Stamford Plaza 301 Tresser Blvd. 8 Floor Stamford CT 06901 800 252 3439 Insurance 04 1 li.state.tx.us rotectionts S Austin TX 78714 9104 FAX 512 475 1771 Web httpwww.tdi.state.tx.us E mail ConsumerProtectiontdi.state.tx.us Texas State Policyholder Notice | 2 |
A TRAVELERS Report Claims Immediately by Calling 1 800 238 6225 Speak directly with a claim professional 24 hours a day 365 days a year Unless Your Policy Requires Written Notice or Reporting COMMERCIAL INSURANCE A Custom Insurance Policy Prepared for SUCCESS FOODS MANAGEMENT GROUP LLC 4501 SPRINGDALE RD AUSTIN TX 78723 Presented by LOCKTON COMPANIES LLC 028884 A TRAVELERS Report Claims Immediately by Calling 1 800 238 6225 Speak directly with a claim professional 24 hours a day 365 days a year Unless Your Policy Requires Written Notice or Reporting COMMERCIAL INSURANCE A Custom Insurance Policy Prepared for SUCCESS FOODS MANAGEMENT GROUP LLC 4501 SPRINGDALE RD AUSTIN TX 78723 A TRAVELERS Report Claims Immediately by Calling 1 800 238 6225 Speak directly with a claim professional 24 hours a day 365 days a year Unless Your Policy Requires Written Notice or Reporting COMMERCIAL INSURANCE A Custom Insurance Policy Prepared for SUCCESS FOODS MANAGEMENT GROUP LLC 4501 SPRINGDALE RD AUSTIN TX 78723 | 2 |
A TRAVELERS J One Tower Square Hartford Connecticut 06183 TRAVELERS CORP. TEL 1 800 328 2189 SPECIAL BUSINESS COMMON POLICY DECLARATIONS ISSUE DATE 011918 POLICY NUMBER P630 9H388401 PHX18 INSURING COMPANY POLICY NUMBER P630 9H388401 PHX18 INSURING COMPANY THE PHOENIX INSURANCE COMPANY 1. NAMED INSURED AND MAILING ADDRESS SUCCESS FOODS MANAGEMENT GROUP LLC AS PER IL T8 00 4501 SPRINGDALE RD AUSTIN TX 78723. POLICY PERIOD From 010118 to 010119 1201 A.M. Standard Time at. LOCATIONS your mailing address. Premises Bldg. Loc. No. No. Occupancy Address SEE IL TO 03. COVERAGE PARTS FORMING PART OF THIS POLICY AND INSURING COMPANIES DELUXE PROPERTY COVERAGE PART DECLARATIONS DX TO 00 11 12 PHX COMMERCIAL GENERAL LIABILITY COV PART DECLARATIONS CG TO 01 11 03 PHX LIQUOR LIABILITY COV PART DECLARATIONS CG TO 04 03 94 PHX EMPLOYEE BENEFITS LIABILITY COV PART DECLARATIONS CG TO 09 09 93 PHX e g gy caE 0 O A. NUMBERS OF FORMS AND ENDORSEMENTS FORMING A PART OF THIS POLICY SEE IL T8 O1 10 93. SUPPLEMENTAL POLICIES Each of the following is a separate policy containing its complete provisions Policy Policy No. Insuring Company SEE CALCULATION OF PREMIUM COMPOSITE RATES ENDORSEMENT 7. PREMIUM SUMMARY Provisional Premium 594884 Due at Inception 59492 Due at Each 1 MONTH 59488 NAME AND ADDRESS OF AGENT OR BROKER LOCKTON COMPANIES LLC CSC86 444 W 47TH STREET SUITE 800 KANSAS CITY MO 64112 COUNTERSIGNED BY Authorized Representative DATE IL TO 02 11 89REV. 09 07 OFFICE KANSAS CITY PAGE 1 OF 1 nan nan nan nan 25555.0 | 2 |
This policy consists of this policy cover the Declarations and the forms schedules and endorsements listed in the Declarations. In return for payment of the premium we agree with the Named Insured to provide the insurance afforded by this policy. That insurance will be provided by the company indicated as insuring company in the Declarations by the abbreviation of its name. One of the companies listed below each a stock company has executed this policy and the policy is counter signed by the officers listed below. The Travelers Indemnity Company IND The Phoenix Insurance Company PHX The Charter Oak Fire Insurance Company COF Travelers Property Casualty Company of America TiL The Travelers Indemnity Company of Connecticut TCT The Travelers Indemnity Company of America TIA Travelers Casualty Insurance Company of America ACJ Weucts C K Secretary O O O 3 AR O IL TO 15 01 04 Rev. 08 09 025856 | 2 |
TRAVELERS POLICY NUMBER P630 9H388401 PHX18 EFFECTIVE DATE 01 01 18 ISSUE DATE 01 19 18 LISTING OF FORMS ENDORSEMENTS AND SCHEDULE NUMBERS THIS LISTING SHOWS THE NUMBER OF FORMS SCHEDULES AND ENDORSEMENTS BY LINE OF BUSINESS. COMMON POLICY DECLARATIONS FORMS ENDORSEMENTS AND SCHEDULE NUMBERS POLICY UACKET EXECUTION CLAUSE COMMON POLICY CONDITIONS TEXAS DELUXE COMMON POLICY CONDITIONS DELUXE LOCATION SCHEDULE CALCULATION OF PREMIUM COMPOSITE RATES GENERAL PURPOSE ENDORSEMENT DELUXE PROPERTY 00 04 00 o1 37 15 61 o1 02 19 85 86 02 09 71 98 1 11 ia 11 11 11 1 DELUXE PROP COV PART DECLARATIONS TABLE OF CONTENTS DELUXE PROP COV PART DELUXE PROPERTY COVERAGE FORM DELUXE BI AND EE COVERAGE FORM WINDSTORM OR HAIL DEDUCTIBLE CRIME ADDITIONAL COVERAGE BUSINESS INCOME COINSURANCE CAUSES OF LOSS EARTHQUAKE CAUSES OF LOSS BROAD FORM FLOOD CAUSES OF LOSS EQUIPMENT BREAKDOWN UTILITY SERVICES DIRECT DAMAGE UTILITY SERVICES TIME ELEMENT FEDERAL TERRORISM RISK INSURANCE ACT DIS TEXAS CHANGES TX CHANGES CANCEL AND NONRENEWAL ELECTRONIC VANDALISM LIMITATION ENDT IO 0L e. COMMERCIAL GENERAL LIABILITY CcG cG cG cG cG CcG TO D3 TO TO TO 00 o1 74 o7 08 34 01 55 11 02 09 11 11 10 03 06 87 03 03 o1 03 08 15 96 05 97 08 13 COML GENERAL LIABILITY COV PART DEC TOTAL AGGR LIMIT DESIG LOC AGGR LIMIT DECLARATIONS PREMIUM SCHEDULE KEY TO DECLARATIONS PREMIUM SCHEDULE TABLE OF CONTENTS COMMERCIAL GENERAL LIABILITY COV FORM AMENDMENT OF COVERAGE POLLUTION ADDL INSD DESIG PERSON OR ORGANIZATION AMEND COVERAGE B PERS ADV INJURY PROD COMPL OPERATIONS HAZARD REDEFINED OTHER INSURANCE ADDITIONAL INSUREDS AMEND NON CUMULATION OF EACH OCC AMENDMENT OF COVERAGE COOLING POLLUTION XTEND ENDORSEMENT FOR SERVICE INDUSTRIES PAGE ILT8011093 025557 | 2 |
TRAVELERS POLICY NUMBER P630 3H388401 PHX18 EFFECTIVE DATE 01 01 18 ISSUE DATE 01 19 18 COMMERCIAL GENERAL LIABILITY CONTINUED CcG cG cG cG D2 D2 D3 D3 43 56 26 56 21 18 46 68 80 76 04 FUNGI OR BACTERIA EXCLUSION AMENDMENT OF COVERAGE EXCLUSION UNSOLICITED COMMUNICATION MOBILE EQUIP REDEFINED EXCL OF VEHICLES AMEND CONTRAC LIAB EXCL EXC TO NAMED INS EXCL VIOLATION OF CONSUMER FIN PROT LAWS EXCL ACCESS OR DISCL OF CONF PERS INFO TX CHANGES EMPL RELATED PRACTICES EXCL EXCLUSION DISCRIMINATION TEXAS EXCLUSION LEAD EXCL EXTERIOR INSULATION FINISH SYSTEM EXCLUSION TOBACCO OR NICOTINE EXCLUSION SILICA OR SILICA RELATED DUST EXCLUSION WAR EXCL AIRCRAFT PROD AND GROUNDING AMEND OF COV C MEDICAL PAYMENTS EXCLUSION ASBESTOS TEXAS CHANGES KS AND OK CHANGES TRANSFER OF RIGHTS EMPLOYEE cG CcG CcG CcG CG TO TO T T5 DO BENEFITS LIABILITY 09 08 93 EMPLOYEE BENEFITS LIAB COV PART DEC 43 01 16 EMPLOYEE BENEFITS LIAB TABLE OF CONTENTS o1 01 16 EMPLOYEE BENEFITS LIABILITY COV FORM 30 06 89 AMENDMENT EBL 38 03 95 EXCLUSION IRC VIOLATIONS LIQUOR LIABILITY CG TO 04 03 94 LIQUOR LIABILITY COVERAGE PART DEC CG TO 38 11 03 TABLE OF CONTENTS CG 00 33 10 Of LIQUOR LIABILITY COVERAGE FORM CG TO 11 07 86 LIQUOR DEC PREMIUM SCHEDULE MULTIPLE SUBLINE ENDORSEMENTS COMMERCIAL GENERAL LIABILITY EMPLOYEE BENEFITS LIABILITY LIQUOR LIABILITY 9 E L CG 31 61 04 03 TEXAS WAR LIABILITY EXCLUSION INTERLINE ENDORSEMENTS IL T3 68 01 15 FEDERAL TERRORISM RISK INS ACT DISCLOSE PAGE ILT8011093 | 2 |
TRAVELERS POLICY NUMBER P630 9H388401 PHX18 EFFECTIVE DATE 01 01 18 ISSUE DATE 01 19 18 INTERLINE ENDORSEMENTS CONTINUED T4 Ta T4 FO 00 ot ot ot FO T T T T9 05 12 14 95 21 25 68 79 19 56 69 79 96 03 03 o 10 08 1 03 10 03 04 09 10 10 11 15 15 10 08 13 DESIGNATED ENTITY CANC PROVIDED BY US AMNDT COMMON POLICY COND PROHIBITED COVG CAP ON LOSSES CERTIFIED ACT OF TERRORISM OK CHANGES CONCEAL MISREPRESENT OR FRAUD NUCLEAR ENERGY LIAB EXCL END BROAD FORM COLORADO CHANGES CIVIL UNION TEXAS CHANGES DUTIES OKLAHOMA NOTICE TEXAS CHANGES CANC AND NON RENEWAL TX CHANGES NOTICE OF CLAIM OR SETTLEMENT CO CHANGES CONCEAL MISREP OR FRAUD OKLAHOMA NOTICE OK CHANGES APPRAISAL 4 T A LT d PAGE ILT8011093 028888 | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMON POLICY CONDITIONS TEXAS DELUXE A. CANCELLATION 1. The first Named Insured shown in the Decla rations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy or any Coverage Part by mailing or delivering to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of can cellation if we cancel for nonpayment of premium or b. 60 days before the effective date of can cellation if we cancel for any other rea son. 3. We will mail or deliver our notice to the first Named Insured s last mailing address known tous. 4. Notice of cancellation will state the effective date of cancellation. If the policy is cancelled that date will become the end of the policy pe riod. If a Coverage Part is cancelled that date will become the end of the policy period as respects that Coverage Part only. Cancellation will not affect coverage on any shipment in transit on the date of cancellation Coverage will continue in full force until such property is delivered and accepted 5. If this policy or any Coverage Part is can celled we will send the first Named Insured any premium refund due. If we cancel the re fund will be pro rata. If the first Named In sured cancels the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a refund. 6. If notice is mailed proof of mailing will be suf ficient proof of notice. B. CHANGES This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured shown in the Declara tions is authorized to make changes in the terms of this policy with our consent. This policy s terms D. E. All Coverage Parts included in this policy are subject to the following conditions. can be amended or waived only by endorsement issued by us and made a part of this policy. EXAMINATION OF YOUR BOOKS AND RE CORDS We may examine and audit your books and re cords as they relate to this policy at any time dur ing the policy period and up to three years after ward. INSPECTIONS AND SURVEYS 1. We have the right to a. Make inspections and surveys at any time b. Give you reports on the conditions we find and c. Recommend changes. 2. We are not obligated to make any inspec tions surveys reports or recommendations and any such actions we do undertake relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions a. Are safe or healthful or b. Comply with laws regulations codes or standards. 3. Paragraphs 1. and 2. of this condition apply not only to us but also to any rating advisory rate service or similar organization which makes insurance inspections surveys re ports or recommendations. 4. Paragraph 2. of this condition does not apply to any inspections surveys reports or rec ommendations we may make relative to certi fication under state or municipal statutes or dinances or regulations of boilers pressure vessels or elevators. PREMIUMS 1. The first Named Insured shown in the Decla rations Page 1 of 3 ILTO 351011 025550 2011 The Travelers indemnity Company Inc. | 2 |
F. a. s responsible for the payment of all pre H. DELUXE PROPERTY COVERAGE PART miums and REFERENCE TO FORMS AND ENDORSE b. Will be the payee for any return premiums MENTS we pay. In some instances the Deluxe Property Declara 2. We compute all premiums for this policy in accordance with our rules rates rating plans premiums and minimum premiums. The premium shown in the Declarations was computed based on rates and rules in effect at the time the policy was issued. On each renewal continuation or anniversary of the ef fective date of this policy we will compute the premium in accordance with our rates and rules then in effect. TRANSFER OF YOUR RIGHTS AND DUTIES UNDER THIS POLICY Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named in sured. If you die your rights and duties will be trans ferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed anyone having proper temporary cus tody of your property will have your rights and du ties but only with respect to that property. tions may list endorsements included in the De luxe Property Coverage Part that reference 1. The Commercial Property Coverage Part 2. The Commercial Inland Marine Coverage Part 3. Commercial Property Forms including but not limited to the following a. Building and Personal Property Coverage Form Business income Coverage Form Commercial Property Conditions Causes of Loss Special Form e. Causes of Loss Earthquake Form 4. Commercial Inland Marine Forms including but not limited to the Transportation Coverage Special Form Endorsements referencing the Commercial Prop erty Coverage Part Commercial Inland Marine Coverage Part Commercial Property Forms or Commercial Inland Marine Forms apply to the De luxe Property Coverage Forms in the same man a 0o ner as they apply to the Forms they reference. I. INSURANCE UNDER TWO OR MORE COVER AGE PARTS If two or more of this policy s Coverage Parts ap ply to the same loss or damage we will not pay more than the actual amount of the loss or dam age G. WHEN WE DO NOT RENEW If we decide not to renew this policy we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 60 days before the expiration. If notice is mailed proof of mailing will be suffi cient proof of notice. This policy consists of the Common Policy Declarations and the Coverage Parts and endorsements listed in that declarations form In return for payment of the premium The Travelers Lloyds Insurance Company 639 of Richardson Texas agrees with the Named Insured to provide the insurance afforded by this policy. This company will be indicated as insuring company in the Common Policy Declarations by the abbreviation of its name TLC opposite that Cov erage Part and as the Company in those Coverage Parts. Service in Process may be had upon the State Official duly designated for such purpose in the State in which the property insured hereunder is located if the Company is licensed in such state or the Commissioner of Insurance of the State of Texas or upon the duly appointed Attorneys in Fact for the Company at Richardson Texas. Un derwriters at The Travelers Lloyds Insurance Company have complied with the laws of the State of Texas regulat ing Lloyd s Plan insurance and said statutes are hereby made a part of this policy. The entire assets of the Com pany support its policies but each individual underwriter s liability is several and not joint and is limited by law to the amount fixed by his underwriter s contract and subscription and no underwriter is liable as a partner. This pol icy is made and accepted subject to the foregoing stipulations and conditions together with such other provisions agreements or conditions as may be endorsed hereon or added hereto and no agent or other representative of ILTO 351011 Page 2 of 3 2011 The Travelers Indemnity Company. Inc | 2 |
the Company shall have the power to waive any provision or condition of this policy. This policy is non assessable and no contingent liability of any kind and character attaches to the Insured named herein IN WITNESS WHEREOF the Attorney in Fact Travelers Lloyds Management Company 1301 East Collins Boulevard Suite 320 Richardson Texas 75081 has executed this policy in Richardson Texas binding the un derwriters at The Travelers Lloyds Insurance Company but this policy shall not be valid unless countersigned by an authorized Agent of this Company. TRAVELERS LLOYDS MANAGEMENT COMPANY Attorney in Fact Ol D. Keith Bell President N O mh heu Page 30f 3 ILTO3510 11 025560 2011 The Travelers Indemnity Company Inc | 2 |
COMMON POLICY CONDITIONS DELUXE 1. The first Named Insured shown in the Decla rations may cancel this policy by mailing or delivering to us advance written notice of cancellation 2. We may cancel this policy by mailing or deliv ering to the first Named Insured written notice of cancellation at least a. 10 days before the effective date of can cellation if we cancel for nonpayment of premium or b. 60 days before the effective date of can cellation if we cancel for any other rea son. 3. We will mail or deliver our notice to the first Named Insured s last mailing address known to us. 4. Notice of cancellation will state the effective date of cancellation. If the policy is cancelled that date will become the end of the policy pe riod. If a Coverage Part is cancelled that date will become the end of the policy period as respects that Coverage Part only. Cancellation will not affect coverage on any shipment in transit on the date of the cancel lation. Coverage will continue in full force until such property is delivered and accepted. 5. If this policy or any Coverage Part is can celled we will send the first Named Insured any premium refund due. If we cancel the re fund will be pro rata. If the first Named In sured cancels the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a refund. 6. If notice is mailed proof of mailing will be suf ficient proof of notice.. CHANGES This policy contains all the agreements between you and us concerning the insurance afforded The first Named Insured shown in the Declara tions is authorized to make changes in the terms of this policy with our consent. This poficy s terms can be amended or waived only by endorsement issued by us and made a part of this policy C. D. E. All Coverage Parts included in this policy are subject to the following conditions. A. CANCELLATION EXAMINATION OF YOUR BOOKS AND RE CORDS We may examine and audit your books and re cords as they relate to this policy at any time dur ing the policy period and up to three years after ward. INSPECTIONS AND SURVEYS 1. We have the right but not obligated to a. Make inspections and surveys at any time b. Give you reports on the conditions we find and c. Recommend changes. 2. We are not obligated to make any inspec tions surveys reports or recommendations and any such actions we do undertake re lated only to insurability and the premiums to be charged. We do not make safety inspec tions. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the pub lic. And we do not warrant that conditions a. Are safe or healthful or b. Comply with laws regulations codes or standards. 3. Paragraphs 1. and 2. of this condition apply not only to us but also to any rating advisory rate service or similar organization which makes insurance inspections surveys re ports or recommendations. 4. Paragraph 2. of this condition does not apply to any inspections surveys reports or rec ommendations we may make relative to certi fication under state or municipal statutes or dinances or regulations of boilers pressure vessels or elevators. PREMIUMS 1. The first Named Insured shown in the Decla rations a. Is responsible for the payment of all pre miums and b. Will be the payee for any return premiums we pay. 2. We compute all premiums for this policy in accordance with our rules rates rating plans ILT31805 11 Page 1 of 2 Includes copyrighted material of insurance Services Office Inc. with ts permission | 2 |
1. The Commercial Property Coverage Part 2. The Commercial Inland Marine Coverage Part 3. Commercial Property forms including but not limited to the following a. Building and Personal Property Coverage Form Business Income Coverage Form Commercial Property Conditions Causes of Loss Special Form e. Causes of Loss Earthquake Form 4. Commercial Inland Marine Forms including but not limited to the Transportation Coverage Special Form Endorsements referencing the Commercial Property Coverage Part Commercial Inland Marine Coverage Part Commercial Property Forms or Commercial Inland Marine Forms apply to the Deluxe Property Coverage Forms in the same manner as they apply to the Forms they reference INSURANCE UNDER TWO OR MORE COVER AGE PARTS if two or more of this policy s Coverage Parts ap ply to the same loss or damage we will not pay more than the actual amount of the loss or dam age. e oz premiums and minimum premiums. The pre mium shown in the Declarations was com puted based on rates and rules in effect at the time the policy was issued. On each renewal continuation or anniversary of the effective date of this policy we will compute the pre mium in accordance with our rates and rules then in effect. F. TRANSFER OF YOUR RIGHTS AND DUTIES UNDER THIS POLICY Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named in sured. If you die your rights and duties will be trans ferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed anyone having proper temporary cus tody of your property will have your rights and du ties but only with respect to that property.. WHEN WE DO NOT RENEW if we decide not to renew this policy we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 60 days before the expiration date. DELUXE PROPERTY COVERAGE PART REFERENCE TO FORMS AND ENDORSE MENTS In some instances the Deluxe Property Declara tions may list endorsements included in the De luxe Property Coverage Part that reference 1. The Commercial Property Coverage Part 2. The Commercial Inland Marine Coverage Part 3. Commercial Property forms including but not limited to the following a. Building and Personal Property Coverage Form Business Income Coverage Form Commercial Property Conditions Causes of Loss Special Form e. Causes of Loss Earthquake Form 4. Commercial Inland Marine Forms including but not limited to the Transportation Coverage Special Form Endorsements referencing the Commercial Property Coverage Part Commercial Inland Marine Coverage Part Commercial Property Forms or Commercial Inland Marine Forms apply to the Deluxe Property Coverage Forms in the same manner as they apply to the Forms they reference INSURANCE UNDER TWO OR MORE COVER AGE PARTS if two or more of this policy s Coverage Parts ap ply to the same loss or damage we will not pay more than the actual amount of the loss or dam age. e oz This policy consists of the Common Policy Declarations and the Coverage Parts and endorsements listed in that declarations form. In return for payment of the premium we agree with the Named Insured to provide the insurance afforded by a Coverage Part forming part of this policy. That insurance will be provided by the company indicated as insuring company in the Common Policy Declarations by the abbreviation of its name opposite that Coverage Part. One of the companies listed below each a stock company has executed this policy and this policy is counter signed by the officers listed below The Travelers Indemnity Company IND The Phoenix Insurance Company PHX The Charter Oak Fire Insurance Company COF Travelers Property Casualty Company of America TIL The Travelers Indemnity Company of Connecticut TCT The Travelers Indemnity Company of America TIA Travelers Casualty Insurance Company of America ACJ ldeack. H Secretary L T3180511 Page 2 of 2 Includes copyrighted material of Insurance Services Office Inc. with its permission 025881 L T3180511 | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 9H388401 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 01 01 18 to 01 01 19. Loc. Bldg. No. No. Address Occupancy 1 1 1311 S 1ST ST RESTAURANT AUSTIN TX 78704 2 2 4301 W WILLIAM CANNON OR RESTAURANT BLDG G AUSTIN TX 78749 3 3 2801 GUADALUPE ST RESTAURANT AUSTIN TX 78705 4 4 2809 S 1ST ST RESTAURANT AUSTIN TX 78704 5 5 4211 SPICEWOOD SPRINGS RD RESTAURANT AUSTIN TX 78759 6 6 5921 FOREST RESTAURANT LN 200 DALLAS TX 75230 7 5119 BURNET RD RESTAURANT AUSTIN TX 78756 8 3005 S LAMAR BLVD RESTAURANT STE 116 AUSTIN TX 78704 9 11521 RR 620 N.E1000 RESTAURANT STE 1000 AUSTIN TX 78726 10 1008 W MCDERMOTT DR RESTAUANT ALLEN TX 75013 11 2411 S SHEPERD DR RESTAURANT HOUSTON TX 77019 12 2150 E PALM VALLEY BLVD RESTAURANT ROUND ROCK TX 78665 Occupancy RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT 10 i1 RESTAURANT RESTAURANT RESTAURANT RESTAUANT RESTAURANT RESTAURANT IL T0 03 04 96 0258562 Page 1 | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 3H388401 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 01 01 18 to 01 01 19. Loc. Bldg. No. No. Address Occupancy 13 13 5600 SMU BLVD 102 RESTAURANT DALLAS TX 75206 14 14 2407 9TH ST RESTAURANT STE 100 LUBBOCK TX 73401 15 15 928 NORTHTON ST RESTAURANT FORT WORTH TX 76104 16 16 2175 E SOUTHLAKE BLVD RESTAURANT SOUTHLAKE TX 76092 17 17 9440 GARLAND RD RESTAURANT DALLAS TX 75218 18 18 14760 PRESTON RD RESTAURANT DALLAS TX 75254 19 19 350 W 19TH ST RESTAURANT HOUSTON TX 77008 20 20 1468 E WHITESTONE BLVD RESTAURANT CEDAR PARK TX 78613 21 21 2400 TIMES BLVD RESTAURANT HOUSTON TX 77005 22 22 801 S 5TH ST RESTAURANT WACO TX 76706 23 23 1801 E 51ST ST RESTAURANT STE 400 AUSTIN TX 78723 24 24 3562 S SONCY RD RESTAURANT STE 101 AMARILLO TX 79119 Occupancy RESTAURANT nan nan nan nan 14.0 RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT 23 o o o 9 RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT IL T0 03 04 96 025563 Page 2 | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 9H388401 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 01 01 18 to 01 01 19. Loc. Bldg. No. No. Address Occupancy 25 25 23501 CINCO RANCH BLVD RESTAURANT SULTE N0O KATY TX 77494 26 26 1855 DALLAS PKWY 600 RESTAURANT PLANO TX 75093 27 27 1037 TEXAS AVE S RESTAURANT COLLEGE STATION TX 77840 28 28 10123 LOUETTA RD RESTAURANT STE 1300 HOUSTON TX 77070 29 29 999 E BASSE RD RESTAURANT STE 183 SAN ANTONIO TX 78209 30 30 301 N GUADALUPE ST RESTAURANT SAN MARCOS TX 78666 31 31 1822 S CONGRESS AVE RESTAURANT AUSTIN TX 78704 32 32 15810 SOUTHWEST FWY RESTAURANT SUITE 600 SUGAR LAND TX 77478 33 33 1085 N BROADWAY RESTAURANT DENVER CO 80203 34 34 426 E SOUTHWEST RESTAURANT LOOP 323 TYLER TX 75701 35 35 2050 24TH AVE NW RESTAURANT STE 130 NORMAN OK 73069 36 36 1945 MEDIAL DR RESTAURANT LAKEWAY TX 78734 Occupancy RESTAURANT nan nan nan nan 26.0 RESTAURANT RESTAURANT nan nan nan nan 27.0 nan nan nan nan 28.0 RESTAURANT RESTAURANT nan nan nan nan 29.0 30 31 32 33 34 35 36 RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT IL TO 03 04 96 028884 Page 3 | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 SH388401 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 01 01 18 to 01 01 19. Loc. Bidg. No. No. Address Occupancy 37 37 300 W CAMPBELL RD RESTAURANT SUITE 160 RICHARDSON TX 75080 38 38 4747 RESEARCH FOREST DR RESTAURANT THE WOODLANDS TX 77381 39 39 1601 VILLAGE PKWY RESTAURANT STE K110 HIGHLAND VILLAGE TX 75077 40 40 8281 E NORTHFIELD BLVD RESTAURANT DENVER CO 80238 41 a1 4000 FIVE POINTS DR RESTAURANT STE 141 ARLINGTON TX 76018 42 42 7159 W 88TH AVENUE RESTAURANT WESTMINSTER CO 80021 43 43 3280 S COLLEGE AVE RESTAURANT STE 130 FORT COLLINS CO 80525 44 44 8505 E ARAPAHOE RD RESTAURANT GREENWOOD VILLAGE CO 80112 45 45 19431 GATEBROOK DR RESTAURANT STE 3 WEBSTER TX 77598 46 46 4501 SPRINGDALE RD RESTAURANT AUSTIN TX 78723 47 47 405 E 23RD STREET RESTAURANT AUSTIN TX 78712 48 48 2675 WILCREST RESTAURANT HOUSTON TX 77042 Occupancy RESTAURANT RESTAURANT nan nan nan nan 38.0 RESTAURANT nan nan nan nan 39.0 RESTAURANT nan nan nan nan 40.0 RESTAURANT nan nan nan nan 41.0 42 43 44 45 46 47 48 RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT RESTAURANT IL TO 03 04 96 025585 Page 4 | 2 |
LOCATION SCHEDULE POLICY NUMBER P630 9H388401 PHX18 This Schedule of Locations and Buildings applies to the Common Policy Declarations for the period 01 01 18 to 01 01 19. Loc. Bldg. No. No. Address Occupancy 49 49 501 CRAWFORD STREET RESTAURANT HOUSTON TX 77002 50 50 4529 KINGWOOD DRIVE SUITE 180 RESTAURANT KINGWOOD TX 77345 51 51 1805 N COLLINS ST STE 151 RESTAURANT ARLINGTON TX 76011 52 52 2156 SPRING STEUBNER RD SUITE 530 RESTAURANT SPRING TX 77389 53 53 13002 N PENNSYLVANIA AVENUE RESTAURANT OKLAHOMA CITY OK 73120 Occupancy RESTAURANT RESTAURANT nan nan nan nan 50.0 nan nan nan nan 51.0 RESTAURANT nan nan nan nan 52.0 nan nan nan nan 53.0 RESTAURANT 0 01 OO0 IL TO 03 04 96 025566 Page 5 END | 2 |
POLICY NUMBER P630 9H388401 PHX18 ISSUE DATE 01 13 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALCULATION OF PREMIUM COMPOSITE RATES A. SCHEDULE 1. This endorsement modifies insurance provided under the following Coverage Parts COMMERCIAL GENERAL LIABILITY. This endorsement applies to the Declarations from 01 01 18 to 01 01 19 1201 AM. Standard Time at your mailing address shown in the Common Policy Declarations.. Definition of Premium Base Bases SEE SCHEDULE. Exceptions if any to compositing of premium calculation 5. Premium Schedule COVERAGE SEE SCHEDULE PREMIUM BASE ESTIMATED ADVANCE EXPOSURE RATE PREMIUM SEE SCHEDULE If no entry appears above information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement. B. PROVISIONS premium shall be computed in accordance with 1. Referring to the Schedule above the premium for the Coverage Parts shown in item 1 except with respect to any exceptions shown in item 4 shall be computed in accordance with the premium base bases and rate rates desig nated In item 5. 2. The premium for the excepted hazards shall be computed in accordance with the rates and rules filed by us or on our behalf. 3. The advance premium stated above is an es timated premium for the Declarations Period. Upon termination of this period the earned the policy and this endorsement. If the earned premium thus computed exceeds the estimated advance premium paid you shall pay the ex cess to us if less we shall return to you the unearned paid portion. Rates and premiums for any subsequent Declarations Periods shall be determined at the inception date of those respective periods and shall be specified in en dorsements to be added to the policy. After termination of each period the earned premium shall be computed in accordance with the policy and this endorsement. ADVANCE PREMIUM ESTIMATED EXPOSURE SEE SCHEDULE RATE premium shall be computed in accordance with the policy and this endorsement. If the earned premium thus computed exceeds the estimated advance premium paid you shall pay the ex cess to us if less we shall return to you the unearned paid portion. Rates and premiums for any subsequent Declarations Periods shall be determined at the inception date of those respective periods and shall be specified in en dorsements to be added to the policy. After termination of each period the earned premium shall be computed in accordance with the policy and this endorsement. Page 1 of 1 IL T3 02 07 86 Rev. 12 08 o2s567 | 2 |
POLICY NUMBER P630 9H388401 PHX18 GENERAL PURPOSE ENDORSEMENT ITEM 1 NAMED INSURED TO READ SUCCESS FOODS MANAGEMENT GROUP LLC A TEXAS LIMITED LIABILITY COMPANY DBA TORCHY S TACOS DAMN GOOD LLC A TEXAS LIMITED LIABILITY COMPANY DAMN GOOD PRIVATE CLUB INC. A TEXAS NONPROFIT CORPORATION iL T8 00 Page 1 | 2 |
DELUXE PROPERTY M L 4 3 nan nan nan nan 25588.0 | 2 |
DELUXE PROPERTY | 2 |
TRAVELERSj One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 9H388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 INSURING COMPANY THE PHOENIX INSURANCE COMPANY EFFECTIVE DATE Same as policy uniess otherwise specified DELUXE PROPERTY COVERAGE FORM COVERAGES AND LIMITS OF INSURANCE DESCRIBED PREMISES Insurance applies on a BLANKET basis only to a coverage or type of property for which a Limit of Insurance is shown below and then only at the premises locations for which a value for such coverage or property is shown on the Statement of Values dated 103117 or subsequently reported to and insured by us. For Insurance that applies to a specific premises location see Deluxe Property Coverage Part Schedule Specific Limits. Blanket Description of Coverage or Property Limits of Insurance 9521500 58126820 Included Buildings 952 Your Business Personal Property 58126 Personal Property of Others Inclu Included means included in Your Business Personal Property Limit. COINSURANCE PROVISION Coinsurance does not apply to the Blanket coverages as shown above. VALUATION PROVISION Replacement cost subject to limitations applies to most types of covered property See Valuation Loss Condition in DX T1 00. 01 0 00000 O S Limits of Insurance ADDITIONAL COVERED PROPERTY Personal Property at Undescribed Premises At any exhibition premises At any installation premises or temporary storage premises At any other not owned leased or regularly operated premises 250000 250000 250000 DX Too0 1112 cessse PRODUCER LOCKTON COMPANIES LLC cscse OFFICE KANSAS CITY nan nan nan nan 895.0 | 2 |
A TRAVELERS J One Tower Square Hartford Connecticut 06183 POLICY NUMBER P630 9H388401 PHX18 ISSUE DATE 01 19 18 DELUXE PROPERTY COVERAGE PART DECLARATIONS ADDITIONAL COVERED PROPERTY continued Limits of ERAGE Limits of Insurance 100000 250000 Sales Representative Property Personal Property in Transit DELUXE PROPERTY COVERAGE FORM ADDITIONAL COVERAGES COVERAGE EXTENSIONS The Limits of Insurance shown in the left column are included in the coverage form and apply unless a Revised Limit of Insurance or Not Covered is shown in the Revised Limits of Insurance column on the right. The Limits of Insurance apply in any one occurrence unless otherwise stated. Limits of Revised Limit Insurance of Insurance Revised Limits of Insurance Accounts Receivable At all described premises In transit or at all undescribed premises Appurtenant Buildings and Structures Claim Data Expense Covered Leasehold Interest Undamaged Improvements Betterments Lesser of Your Business Personal Property Timit or Debris Removal additional amount Deferred Payments Duplicate Electronic Data Processing Data and Media Electronic Data Processing Data and Media At all described premises Employee Tools In any one occurrence Any one item Expediting Expenses Extra Expense Fine Arts At all described premises In transit Fire Department Service Charge Fire Protective Equipment Discharge Green Building Alternatives Increased Cost Percentage 1 Maximum amount each building 50000 25000 100000 25000 100000 250000 25000 50000 Included 25000 2500 25000 25000 50000 25000 Included Included 100000 50000 25000 100000 25000 100000 100000 100000 DX T0 00 11 12 PRODUCER LOCKTON COMPANIES LLC cscae OFFICE KANSAS CITY nan nan nan nan 85.0 | 2 |
A TRAVELERS J One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 9H388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 DELUXE PROPERTY COVERAGE FORM ADDITIONAL COVERAGES COVERAGE EXTENSIONS continued Limits of Revised Limits Insurance of Insurance ERAGE Green Building Reengineering and Recertification Expense Limited Coverage for Fungus Wet Rot or Dry Rot Annual Aggregate Loss of Master Key Newly Constructed or Acquired Property Building each Personal Property at each premises Non Owned Detached Trailers Ordinance or Law Coverage Outdoor Property Any one tree shrub or plant Outside Signs At all described premises At all undescribed premises Personal Effects Personal Property At Premises Outside of the Coverage Territory Personal Property In Transit Outside of the Coverage Territory Pollutant Cleanup and Removal Annual Aggregate Preservation of Property Expenses to move and temporarily store property Direct loss or damage to moved property Reward Coverage 25 of covered loss up to maximum of Stored water Theft Damage to Rented Property Undamaged Parts of Stock In Process Valuable Papers and Records Cost of Research At all described premises In transit or at all undescribed premises Wwater or Other Substance Loss Tear Out and Replacement Expense 25000 25000 25000 2000000 1000000 25000 250000 25000 2500 100000 5000 25000 50000 25000 100000 250000 Included 25000 25000 Included 50000 50000 25000 Included 100000 Included means included in applicable Covered Property Limit of Insurance 25000 25000 25000 2000000 1000000 25000 250000 25000 2500 100000 5000 25000 50000 25000 100000 s 3 00 000 A 0 ximum of 100000 DX T0 00 11 12 025570 PRODUCER LOCKTON COMPANIES LLC Ccscse OFFICE KANSAS CITY nan nan nan nan 95.0 | 2 |
Y TRAVE. ERS J One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 9H388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 DELUXE BUSINESS INCOMEAND EXTRA EXPENSE COVERAGE FORM DESCRIBED PREMISES Premises Building Limits of Location No. No. Insurance 1 53 1 863 30774310 100 Coinsurance Applies. See Business Income Coinsurance DX T4 61. Rental value Included Ordinary Payroll Included ERAGE es on No. iing DELUXE BUSINESS INCOME ADDITIONAL COVERAGES AND COVERAGE EXTENSIONS The Limits of Insurance Coverage Period and Coverage Radius shown in the left column are included in the coverage form and apply unless a revised Limit of Insurance Coverage Period Coverage Radius or Not Covered its shown under the column on the right. The Limits of Insurance apply in any one occurrence unless otherwise stated. Limits of Revised Limits of Insurance Coverage Insurance Coverage Period or Coverage Period or Coverage Radius Radius Business Income From Dependent Property At Premises Within the Coverage Territory At Premises Outside of the Coverage Territory Civil Authority Coverage Period Coverage Radius Claim Data Expense Contract Penalties Extended Business Income Coverage Period Fungus Wet Rot or Dry Rot Amended Period of Restoration Coverage Period Green Building Alternatives Increased Period of Restoration Coverage Period Ingress or Egress Coverage Radius Newly Acquired Locations 100000 100000 30 days 100 miles 25000 25000 180 days PR 30 days 30 days 25000 1 mile 500000 DX T000 11 12 PRODUCER LOCKTON COMPANIES LLC Csc86 OFFICE KANSAS CITY nan nan nan nan 95.0 | 2 |
N TRAVE LE RS.I One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 SH388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 DELUXE BUSINESS INCOME ADDITIONAL COVERAGES AND COVERAGE EXTENSION continued Limits of Revised Limits of Insurance Coverage Insurance Coverage Period or Coverage Period or Coverage Radius Radius ERAGE Ordinance or Law Increased Period of Restoration Pollutant Cleanup and Removal Annua Aggregate Transit Business Income Undescribed Premises X R 250000 25000 25000 25000 CAUSES OF LOSS EARTHQUAKE aggregate in any one policy year for all losses covered under the Causes of Loss Earthquake endorsement commencing with the inception date of this policy Annual Aggregate Limit 1. Applies at the following Buildings numbered 001 053 1000000 If more than one Annual Aggregate Limit applies in any one occurrence the most we will pay is the highest involved Annual Aggregate Limit. The most we will pay during each annual period is the highest of the Annual Aggregate Limits shown. L 3 AU DA CAUSES OF LOSS BROAD FORM FLOOD aggregate in any one policy year for atl losses covered under the Causes of Loss Broad Form Flood endorsement commencing with the inception date of this policy Annual Aggregate Limit 1. Applies at the following Buildings numbered 001 006008 010012 018020022 027 029 031033 046050 053 1000000 DX T000 11 12 o2ss71 PRODUCER LOCKTON COMPANIES LLC cscsee OFFICE KANSAS CITY nan nan nan nan 35.0 | 2 |
N TRAVELERSJ One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 9H388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 CAUSES OF LOSS BROAD FORM FLOOD continued If more than one Annual Aggregate Limit applies in any one occurrence the most we will pay is the highest involved Annual Aggregate Limit. The most we will pay during each annual period is the highest of the Annual Aggregate Limits shown. EXCESS OF LOSS LIMITATION APPLIES See Causes of Loss Broad Form Flood endorsement. ERAGE UTILITY SERVICES Limits of Insurance Combined Direct Damage and Time Element in any one occurrence See Utility Services Direct Damage and Utility Services Time Element endorsements 10C Coverage is provided for the following Water Supply Communication Supply Power Supply Coverage for Overhead Transmission Lines is Provided subject to Limit of Insurance of 100000 in any one occurrence. 1000000 DEDUCTIBLES BY EARTHQUAKE 1. In any one occurrence at the following Buildings numbered 001 053 50000 As respects Business Income Coverage a 72 hour deductible appties at all premises locations. DX T0 00 11 12 PRODUCER LOCKTON COMPANIES LLC cscse OFFICE KANSAS CITY nan nan nan nan 95.0 | 2 |
A TRAVE LE R S J One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 9H388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 DEDUCTIBLES continued BY FLOOD. At the premises locations of the following Buildings numbered 001 006008 010012 018020022 027029 031033035 046 051052 in any one occurrence 50000 As respects Business Income Coverage a 72 hour deductible applies at all premises locations. At the premises locations of the following Buildings numbered 034050053 in any one occurrence 100000 As respects Business Income Coverage a 72 hour deductible applies at all premises locations. BY WINDSTORM OR HAIL At the following described premises Premises Buildings Location No. No. 11192125283245 11192125283245 48495052 48495052 the following percentage applies subject to the following minimum in any one occurrence As respects Business Income Coverage a 72 hour deductible applies at all premises locations above. TO UTILITY SERVICES Direct Damage in any one occurrence Time Element in any one occurrence o. 5283245 2 2 50000 5000 72 Hours DX To 00 11 12 s2ss72 PRODUCER LOCKTON COMPANIES LLC cscse OFFICE KANSAS CITY nan nan nan nan 95.0 | 2 |
A TRAVELERS J One Tower Square Hartford Connecticut 06183 DELUXE PROPERTY COVERAGE POLICY NUMBER P630 9H388401 PHX18 PART DECLARATIONS ISSUE DATE 01 19 18 DEDUCTIBLES continued BUSINESS INCOME As respects Business Income Coverage for which no other deductible is stated above or in the coverage description a 24 hour deductible applies. ANY OTHER COVERED LOSS in any one occurrence 5000 DX T000 1112 PRODUCER LOCKTON COMPANIES LLC cscsae OFFICE KANSAS CITY nan nan nan nan 95.0 | 2 |
TABLE OF CONTENTS DELUXE PROPERTY COVERAGE PART The following indicates the contents of the principal Forms which may be attached to your policy. It contains no reference to the Declarations or Endorsements which also may be attached. Begins on DELUXE PROPERTY COVERAGE FORM Page A. Coverage 1 B. Covered Causes of Loss 18 C. Exclusions 18 D. Limitations 26 E. Limits of insurance 27 F. Deductible 28 G. Loss Conditions 28 H. Additional Conditions 34 I Optional Coverages 35 J. Definitions 36 DELUXE BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM A. Coverage 1 B. Exclusions and Limitation 8 C. Limits of Insurance 9 D. Deductible 9 E. Loss Conditions 10 F. Optional Coverages 1 G. Definitions 12 DELUXE BUSINESS INCOME WITHOUT EXTRA EXPENSE COVERAGE FORM A. Coverage 1 B. Exclusions and Limitation 7 C. Limits of Insurance 8 D. Deductible 8 E. Loss Conditions 9 F. Optional Coverages 10 G. Definitions 10 DELUXE EXTRA EXPENSE COVERAGE FORM A. Coverage 1 B. Exclusions 6 C. Limits of Insurance 6 D. Loss Conditions 6 E. Optional Coverages 7 F. Definitions 8 N Page 1 of 1 DX 0004 1112 025573 2011 The Travelers Company. All rights reserved Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
DELUXE PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The words we us and our refer to the Company providing this insurance. Other words and phrases that appear in quotation marks have special meaning. REFER TO SECTION J. DEFI NITIONS. A. COVERAGE We will pay for direct physical loss of or damage to Covered Property caused by or resulting from a Covered Cause of Loss. Covered Property Covered Property as used in this Coverage Part means each of the following types of property described in this Section A.1. and limited in Section A.2. Property and Costs Not Covered if a Limit of Insurance is shown in the Declarations for that type of property. 1. Buildings meaning the designated building or structure at the premises de scribed in the Declarations including 1 Completed additions 2 Fixtures including outdoor fixtures 3 Foundations 4 Glass that is a part of the building or structure 5 Machinery and equipment perma nently attached to the building or structure 6 Personal property owned by you that is used to maintain or service the building or structure or its premises including a Fire extinguishing equipment b Outdoor furniture c Floor coverings d Lobby and hallway furnishings owned by you e Appliances used for refrigerating ventilating cooking dishwashing or taundering f Lawn maintenance and snow re moval equipment g Heating air conditioning and ven tilation equipment and h Building systems and equipment including alarm communication security and monitoring devices and 7 If not covered by other insurance a Additions under construction al terations and repairs to the build ing or structure and Materials equipment supplies and temporary structures on or within 1000 feet of the described premises used for making addi tions alterations or repairs to the buildings or structures. b b. Your Business Personal Property lo cated in or on the designated building or structure at the premises described in the Declarations or in the open or in a vehi cle within 1000 feet of the described premises consisting of the following unless otherwise specified in the Declara tions 1 Furniture and fixtures 2 Machinery and equipment including electronic data processing equip ment 3 Stock 4 All other personal property owned by you and used in your business 5 Labor materials or services furnished or arranged by you on personal prop erty of others 6 Your use interest as tenant in im provements and betterments. Im provements and betterments are fix tures alterations installations or ad ditions a Made a part of the building or structure you occupy or lease but do not own and 000 0 T v DX T100 11 12 028574 Page 1 of 38 2011 The Travelers Indemnity Company. Allrights reserved Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
b You acquired or made at your expense but can not legally re move 7 Leased personal property for which you have a contractual responsibility to insure unless otherwise insured under Personal Property of Others and Building glass that is not a tenant im provement and betterment but which as a tenant you are contractually re quired to insure under a written lease agreement. Personal Property of Others meaning others personal property in your care custody or control that is located in or on the designated building or structure at the premises described in the Declarations or in the open or in a vehicle within 1000 feet of the described premises. However our payment for loss of or damage to Personal Property of Others will only be for the account of the owner of the property. Personal Property At Undescribed Premises meaning Your Business Per sonal Property and Personal Property of Others in your care custody or control that 1 Is at exhibition premises located worldwide including while in transit to and from the exhibition premises provided that no trade sanction em bargo or similar regulation imposed by the United States of America pro hibits us from covering the loss or damage Is at installation premises or tempo rary storage premises while awaiting installation that you do not own lease or regularly operate. This coverage applies only to such property that will or has become a permanent part of an installation project being per formed for others by you or on your behalf. This coverage will end when any of the following first occurs a Your interest in the property ceases b The installation is accepted by the customer 2 c The installation is abandoned by you d The property is more specifically insured or e This policy is cancelled or ex pires whichever occurs first or 3 Is temporarily at any other premises not described in the Declarations which you do not own lease or regu larly operate. Coverage does not include Sales Repre sentative Property as defined in Para graph A.1.f. below. Personal Property in Transit as follows 1 This coverage for Personal Property in Transit applies to a Your Business Personal Prop erty and b Personal Property of Others away from the described premises while in transit between points within the Coverage Territory. Unless a mode of transportation or type of shipment is specifically ex cluded in the Declarations or by en dorsement this coverage applies to property in transit being shipped by any type of carrier or vehicle. 2 3 This coverage applies from the time the property leaves the premises where the shipment begins until the shipment arrives at its final destina tion. If the property is not delivered we cover the return of the property to you including while the property is temporarily held by the receiver or the carrier while awaiting return shipment to you. Subject to the Limit of insurance that applies to the Personal Property in Transit coverage we will also pay for a Any general average or salvage charges you incur as respects losses to covered waterborne shipments b Your interest in covered ship ments sold Free On Board if you can not collect payment for the loss or damage from the con signee and 4 Page 2 of 38 DX T100 1112 2011 The Travelers Indemnity Company. Al rights reserved Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
oss of or damage to Covered roperty resulting from the unin entional acceptance of any raudulent Bill of Lading order or hipping receipt by you your em loyees or authorized representa ives or by your agent customer r consignee from anyone repre enting themselves to be the roper person to receive goods or shipment or accept goods for lelivery. coverage does not apply to ccounts receivable Employee tools Fine arts ales representative property ersonal property in transit to or rom an exhibition site or Valuable papers and records. presentative Property meaning r merchandise which are Your Personal Property and Personal of Others in the custody of inde contractors whom you authorize ich goods or merchandise. This applies woridwide while the is ny premises away from the de ed premises or nsit that no trade sanction embargo ar regulation imposed by the States of America prohibits us ering the loss or damage. d Costs Not Covered illowing property is added by en this Coverage Form Covered s not include bills currency food stamps or idences of debt money notes drafts or securities except as in the Accounts Receivable e Extension. Lottery tickets held re not securities r watercraft 2011 The Travelers Indemnity Company. All rights reserved Automobiles motorcycles motor trucks motor homes and similar vehicles held for sale lease loan or rent Bulkheads pilings piers wharves docks dikes or dams Contraband or property in the course of il legal transportation or trade Electronic data processing data and me dia that is obsolete or no longer used by you Employee tools except as provided in the Employee Tools Coverage Extension Export and import shipments while cov ered under an ocean marine cargo or other insurance policy Fine arts except as provided in the Personal Effects and Fine Arts Coverage Extensions Harvested grain hay straw or other crops while outside of buildings growing crops or standing timber Human body parts and fluids including organs tissue blood and cells. Land whether in its natural state or oth erwise including land on which the prop erty is located land improvements or the cost of restoring or stabilizing land Personal property sold by you under an installment plan conditionat sale trust agreement or other deferred payment plan after delivery to the purchasers ex cept as provided in the Deferred Pay ments Coverage Extension Property of others for which you are re sponsible while acting as a common or contract carrier car loader freight for warder freight consolidator freight bro ker shipping association or similar ar ranger of transportation or as a public warehouseman Property that is covered under another coverage form or endorsement of this or any other policy in which it is more spe cifically described except for the excess of the amount due whether you can col lect on it or not from that other insurance Property while waterborne except while in transit by inland water carriers or by coastwise vessels operating within terri torial waters Page 3 of 38 Includes copyrighted material of Insurance Services Office Inc. with its permission. c Loss of or damage to Covered Property resulting from the unin tentional acceptance of any fraudulent Bill of Lading order or shipping receipt by you your em ployees or authorized representa tives or by your agent customer or consignee from anyone repre senting themselves to be the proper person to receive goods for shipment or accept goods for delivery. 5 This coverage does not apply to a Accounts receivable b Employee tools c Fine arts d Sales representative property e Personal property in transit to or from an exhibition site or f Valuable papers and records. Sales Representative Property meaning goods or merchandise which are Your Business Personal Property and Personal Property of Others in the custody of inde pendent contractors whom you authorize to sell such goods or merchandise. This coverage applies worldwide while the property is 1 At any premises away from the de scribed premises or 2 In transit provided that no trade sanction embargo or similar regulation imposed by the United States of America prohibits us from covering the loss or damage. 2. Property and Costs Not Covered Unless the following property is added by en dorsement to this Coverage Form Covered Property does not include a. Accounts bills currency food stamps or other evidences of debt money notes checks drafts or securities except as provided in the Accounts Receivable Coverage Extension. Lottery tickets held for sale are not securities b. Aircraft or watercraft c. Animals 0 O OO O O 3 oo Page 3 of 38 DX T1 001112 025575 | 2 |
Shipments by a government postal ser vice except by registered mail The cost of excavations grading backfill ing or filling. This does not apply to costs necessarily incurred to repair or replace covered loss or damage to Covered Property but any costs associated with land stabilization and land reconstruction are excluded The cost to research replace or restore the information on valuable papers and records and electronic data processing data and media except as provided in the Valuable Papers and Records Cost of Research and Electronic Data Proc essing Data and Media Coverage Exten sions The following property while outside of buildings 1 Bridges roadways walks patios or other paved surfaces 2 Artificial turf and associated under layment 3 Retaining walls that are not part of a building 4 Fences 5 Trees shrubs plants or lawns in cluding fairways greens and tees but not including vegetative roofs on Covered Buildings nor stock of trees shrubs or plants except as provided in the Outdoor Prop erty Coverage Extension The following underground property 1 Wires 2 Pipes flues and drains 3 Tanks including their contents 4 Tunnels whether or not connected to buildings 5 Mines or mining property. Vehicles or self propelled machines that 1 Are licensed for use on public roads or 2 Are operated principally away from the described premises But this does not apply to a Vehicles self propelled machines or autos you manufacture proc ess or warehouse ts by a government postal ser ept by registered mail of excavations grading backfill ing. This does not apply to costs ily incurred to repair or replace loss or damage to Covered. but any costs associated with ilization and land reconstruction ided to research replace or restore mation on valuable papers and and electronic data processing media except as provided in able Papers and Records Cost arch and Electronic Data Proc ata and Media Coverage Exten wing property while outside of Jes roadways walks patios or paved surfaces cial turf and associated under ent ining walls that are not part of a ing es s shrubs plants or lawns in ng fairways greens and tees 10 t including vegetative roofs on red Buildings nor stock of shrubs or plants s provided in the Outdoor Prop erage Extension wing underground property S 5 flues and drains s including their contents els whether or not connected to ings s or mining property or self propelled machines that icensed for use on public roads operated principally away from escribed premises loes not apply to ehicles self propelled machines r autos you manufacture proc ss or warehouse b Venhicles or self propelled ma chines you hold for sale lease loan or rent other than those ex cluded under A.2.d. above or Trailers and Semi trailers to the extent covered under the Non Owned Detached Trailers Cover age Extension x. Water whether in its natural state or oth erwise and whether above or below ground or the cost of reclaiming or restor ing water. But this does not apply to 1 Water contained in storage tanks used in your manufacturing or proc essing operations as specifically in sured under the Stored Water Addi tional Coverage or 2 Bottled water. Additional Coverages Each of the following Additional Coverages applies subject to the Limits of Insurance stated in this Coverage Form unless a revised Limit of Insurance or Not Covered is indicated in the Declarations or the coverage is other wise amended by endorsement a. Debris Removal 1 We will pay your expense to remove debris of Covered Property and other debris that is on the described prem ises when such debris is caused by or results from a Covered Cause of Loss that occurs during the policy pe riod. The expenses will be paid only if they are reported to us in writing within 180 days of the date of direct physical loss or damage. This Additional Coverage does not apply to costs to a Remove debris of property you own that is not insured under this policy or property of others in your care custody or control that is not Covered Property b Remove debris of property owned by or leased to the land lord of the building where your described premises are located unless you have a contractual re sponsibility to insure such prop erty and it is insured under this policy c 2011 The Travelers Indemnity Company Al rights reserved. DX T1 001112 Includes copyrighted material of Insurance Services Office Inc. with its permission Page 4 of 38 DX T1001112 | 2 |
c Remove debris of any outdoor property of a type described in the Outdoor Property Coverage Extension whether the property is your property or the property of others d Remove any property that is in cluded under Section A.2. Prop erty and Costs Not Covered e Remove property of others of a type that is not Covered Property under this Coverage Form f Extract pollutants from land or water or g Remove restore or replace pol luted land or water. 2 The most we will pay under this Addi tional Coverage for your expense to remove the debris of Covered Prop erty is 25 of a The amount we pay for the direct physical loss of or damage to Covered Property plus b The deductible in this Coverage Part applicable to that foss or damage. Except as provided in Paragraph 3 below this payment for your expense to remove the debris of Covered Property is included within the appli cable Covered Property Limit of in surance 3 If a Your expense to remove debris of Covered Property exceeds the above 25 limitation or b The sum of the amount we pay for loss of or damage to Covered Property and the expense for re moval of its debris exceeds the applicable Limit of Insurance we will pay an additional amount for your expense to remove the debris of Covered Property up to 250000 in any one occurrence. The most we will pay in any one oc currence under this Additional Cover age for your expense to remove the debris of any property that is not Covered Property if such removal is covered under this Additional Cover 4 age is 25000. This is additional in surance b. Expediting Expenses In the event of covered loss or damage to Covered Property we will pay for the rea sonable and necessary additional ex penses you incur to make temporary re pairs to or expedite the permanent re pairs or replacement of the Covered Property at the premises sustaining loss or damage. Expediting expenses include overtime wages and the extra cost of ex press or other rapid means of transporta tion. Expediting expenses do not include expenses you incur for the temporary rental of property or temporary replace ment of damaged property. The most we will pay in any one occur rence under this Additional Coverage is 26000. c. Fire Department Service Charge When the fire department is called to save or protect Covered Property from a Covered Cause of Loss we will pay for your liability for fire department service charges 1 Assumed by contract or agreement prior to loss or 2 Required by local ordinance. No deductible applies to this Additional Coverage d. Fire Protective Equipment Discharge If fire protective equipment at the de scribed premises discharges accidentally or to control a Covered Cause of Loss we will pay your cost to 1 Refill or recharge the system with the extinguishing agents that were dis charged and 2 Replace or repair faulty valves or controls which caused the discharge e. Green Building Alternatives In creased Cost 1 If direct physical loss or damage by a Covered Cause of Loss occurs to a building that is Covered Property we will pay for a The reasonable additional cost you incur to repair or replace the lost or damaged portions of the O 0 O Page 5 of 38 DXT1001112 0256768 2011 The Travelers Indemnity Company. All rights reserved Includes copyrighted material of insurance Services Office fnc. with its permission | 2 |
2 3 4 building using products or mate rials that i Are green alternatives to the products or materials of the lost or damaged property in accordance with a docu mented green authority and ii Are otherwise of comparable quality and function to the damaged property and The reasonable additional cost you incur to employ green methods or processes of con struction disposal or recycling in the course of the repair and re placement of the lost or damaged building in accordance with the documented standards of a green authority. The insurance provided under this Additional Coverage applies only if replacement cost valuation applies to the lost or damaged building and then only if the building is actually repaired or replaced as soon as reasonably possible after the loss or damage. The insurance provided under this Additional Coverage does not apply to any building that has been vacant for more than 60 consecutive days before the loss or damage occurs. The most we will pay for the addi tional cost incurred with respect to each building in any one occurrence under this Additional Coverage is de termined by multiplying a A factor of 1 uniess a higher increased cost percentage is shown in the Declarations times b The lesser of i The amount we would other wise pay for direct physical loss of or damage to the building prior to application of any applicable deductible or ii The vaiue you reported to us for the building as stated on the latest Statement of Val ues or other documentation b on file with us prior to the loss or damage. Unless otherwise stated in the Decla rations this resultant amount is sub ject to a maximum amount of insur ance of 100000 for each building. f. Green Building Reengineering and Re certification Expense 1 If as a result of direct physical loss or damage by a Covered Cause of Loss 10 a building that is Covered Property the pre loss level of green building certification by a Green Authority on the building is lost we will pay for the following reasonable additional ex penses you incur to re attain the pre loss level of green building certifica tion from that Green Authority a The reasonable additional ex pense you incur to hire a qualified engineer or other professional required by the Green Authority to be involved in i Designing overseeing or documenting the repair or re placement of the lost or dam aged building or ii Testing and recalibrating the systems and mechanicals of the fost or damaged building to verify that the systems and mechanicals are performing in accordance with the design of such systems and me chanicals or the specifica tions of the manufacturer and b The reasonable registration and recertification fees charged by the Green Authority This Additional Coverage applies to the additional expenses described above that you incur to achieve the pre loss level of green building certi fication in accordance with the stan dards of the Green Authority that exist at the time of repair or replace ment even if the standards have changed since the original certifica tion was achieved. 2 Page 6 of 38 DX T1001112 2011 The Travelers Indemnity Company All rights reserved Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
3 The most we will pay in any one oc currence under this Additional Cover age for a All expenses incurred with re spect to each building is 5 of the sum of i The amount we pay for the direct physical loss of or damage to the building in cluding any amount paid un der the Green Building Alter natives Increased Cost Ad ditional Coverage and ii The deductible amount ap plied to the loss payment for direct physical loss or dam age to the building b All expenses incurred regardless of the number of buildings in volved is 25000. g. Limited Coverage for Fungus Wet Rot or Dry Rot 1 The coverage provided in Paragraph 2 2 below only applies when fungus wet rot or dry rot is the result of any of the specified causes of loss other than fire or lightning that oc curs during the policy period and only if all reasonable means have been used to save and preserve the property from further damage at the time of and after the occurrence of such specified causes of loss. We will pay for direct physica loss of or damage to Covered Properly caused by fungus wet rot or dry rot including a The cost of removal of the fun gus wet rot or dry rot b The cost to tear out and replace any part of the building or other property as needed to gain ac cess to the fungus wet rot or dry rot and The cost of testing performed af ter removal repair replacement or restoration of the damaged property is completed provided there is a reason to believe that fungus wet rot or dry rot are present. c 3 The most we will pay for the total of all loss or damage under this Addi tional Coverage arising out of all oc currences of specified causes of loss other than fire or lightning oc curring during each separate 12 month period of this policy beginning with the effective date of this policy is 25000. 4 The coverage provided under this Additional Coverage does not in crease the applicable Limit of Insur ance on any Covered Property. If a particular occumence results in oss or damage by fungus wet rot or dry rot and other loss or damage we will not pay more for the total of all loss or damage than the applicable Limit of Insurance on the Covered Property. If there is covered loss or damage to Covered Property that is not caused by fungus wet rot or dry rot loss payment will not be limited by the terms of this Additional Coverage except to the extent that fungus wet rot or dry rot causes an increase in the loss. Any such increase in the loss will be subject to the terms of this Additional Coverage. h. Ordinance or Law Coverage 1 In the event of covered direct physi cal loss or damage to a building that is Covered Property the following coverages apply but only with re spect to that lost or damaged build ing a Coverage A Coverage For Loss To The Undamaged Por tion of The Building We will pay under Coverage A for the loss in value of the undam aged portion of the building as a consequence of enforcement of an ordinance or law that requires demolition of undamaged parts of the same building. b Coverage B Demolition Cost Coverage We will pay under Coverage B the cost to demolish the building and clear the site of undamaged parts of the same building as a consequence of enforcement of y. All rights reserved Page 7 of 38 Office Inc. with its permission s R 00 0 0 2 DX T1001112 028877 2011 The Travelers Indemnity Company. Al rights reserved Includes copyrighted material of Insurance Services Office Inc. with its permission | 2 |
b The building either i Sustains direct physical loss or damage that is covered under this Coverage Part and such damage results in en forcement of the ordinance or taw or ii Sustains both direct physical loss or damage that is cov ered under this Coverage Part and direct physical loss or damage that is not cov ered under this Coverage Part and the building damage in its entirety results in en forcement of the ordinance or law. If the building sustains direct physical loss or damage that is not covered under this Coverage Part and such damage is the subject of the ordinance or law then there is no coverage under this Additional Coverage even if the building has also sustained covered direct physical loss or damage. In the situation described in b ii above we will not pay the full amount of loss otherwise payable under the terms of Coverage A B or C of this Additional Cover age. Instead we will pay a pro portion of such loss. The propor tion of such loss that we will pay is the proportion that the covered direct physical loss or damage bears to the total direct physical loss or damage. However if covered direct physi cal loss or damage alone would have resulted in the enforcement of the ordinance or law then we will pay the full amount of loss otherwise payable under the terms of Coverage A B or C of this Additional Coverage. 3 We will not pay under this Additional Coverage for a Enforcement of any ordinance or law which requires the demoli tion repair replacement recon struction remodeling or remedia c an ordinance or law that requires demolition of such undamaged property. Coverage C Increased Cost of Construction We will pay under Coverage C the increased cost to c i Repair or reconstruct dam aged portions of that building or ii Reconstruct or remodel un damaged portions of that building whether or not demolition is required when the increased cost is a consequence of enforcement of the minimum requirements of the ordinance or law. This Coverage C applies only if the restored or remodeled prop erty is intended for similar occu pancy as the current property unless such occupancy is not permitted by zoning or land use ordinance. This Coverage C does not apply if the building is not re paired reconstructed or remod eled. 2 The coverages described in 1 above apply only if the provisions in Paragraphs a and b below are sat isfied and are then subject to the qualifications set forth in Paragraph c below a The ordinance or law i Regulates the demolition construction or repair of buildings or establishes zon ing or land use requirements at the described premises and ii Is in force at the time of loss. But this Additional Coverage ap plies only in response to the minimum requirements of the or dinance or law. Losses and costs incurred in complying with rec ommended actions or standards that exceed actual requirements are not covered Page 8 of 38 DX T1001112 2011 The Travelers indemnity Company. Al rights reserved Includes copyrighted material of Insurance Services Office. Inc. with its permission. | 2 |
tion of property due to contamina which is performed in the course of ex tion by pollutants or due to the tracting the pollutants from the land or presence growth proliferation water. SPeaf Y atwlty of fungus The most we will pay under this Addi wet rot or dry rot tional Coverage is 100000 for the sum b The costs associated with the en of all covered expenses arising out of all forcement of any ordinance or specified causes of loss occurring dur law which requires any insured or ing each separate 12 month period of this others to test for monitor clean policy beginning with the effective date of up remove contain treat detox the policy ify or neutralize or in any way re R N spond to or assess the effects of i Preservation of Property pollutants fungus wet rot or If it is necessary to temporarily move dry rot or Covered Property from the described Loss due to any ordinance or law premises to preserve it from the threat of that imminent loss or damage by a Covered o. Cause of Loss 0 dvionlrerrrwllr io tlhew 1 We will pay for the reasonable and Py necessary expenses actually incurred before the loss even if the b t the C d P building was undamaged Y you to remove the Govered Frop d erty from the described premises N an.. temporarily store the Covered Prop i You failed to comply with erty at another location and move the 4 Exclusion C.1.h. Ordinance or Law Covered Property back to the de does not apply to the insurance spe scribed premises within a reasonable cifically provided under this Additional time after the threat of imminent loss Coverage. or damage to the property by the 5 The most we will pay under this Addi Covered Cause of Loss passes. The most we will pay for the sum of all such expenses that you incur due to the threat of loss or damage from any one occurrence is 250000 subject to the following a This Limit of Insurance is an addi tional amount of insurance that is tional Coverage for loss with respect 1o all buildings lost or damaged in any one occurrence regardless of the number of buildings involved is 250000. i. Pollutant Cleanup and Removal We will pay your expense to extract pol not included in and does not re lutants from land or water at the de duce the Covered Property Lim scribed premises if the discharge dis its of Insurance persal seepage migration release or b When the Causes of Loss escape of the pollutants is caused by or Earthquake endorsement or results from any of the specified causes Causes of Loss Earthquake of loss which occurs Sprinkler Leakage endorsement 1 On the described premises is included in this Coverage Part our payment for the sum of all 2 To Covered Property and expess incurred due to the 3 During the policy period. threat of loss or damage to Cov ered Property from all threatened occurrences of all such Covered Causes of Loss in any one policy year will not exceed 250000. This limit is not included in and The expenses will be paid only if they are reported to us within 180 days of the date on which the covered specified cause of loss occurs. This Additional Coverage does not apply does not reduce the Limits of In to costs to test for monitor or assess the surance that apply to loss or existence concentration or effects of damage to which the Causes of pollutants. But we will pay for testing Loss Earthquake endorsement DX T1001112 2011 The Travelers Indemnity Company. Al rights reserved. Page 9 of 38 Includes copyrighted material of Insurance Services Office Inc. with its permission 025578 0000 0000 A | 2 |
or the Causes of Loss Earth quake Sprinkler Leakage en dorsement applies. When the Causes of Loss Broad Form Flood endorsement is included in this Coverage Part our payment for the sum of all expenses incurred due to the threat of loss or damage to Cov ered Property from all threatened occurrences of such Covered Cause of Loss in any one policy year will not exceed 250000. This limit is not included in and does not reduce the Limits of In surance that apply to loss or damage to which the Causes of Loss Broad Form Flood en dorsement applies. If the threat of imminent direct physical loss or damage to Cov ered Property from the same oc currence spans over multiple pot icy years only the limit that ap plies to this Coverage in the pol icy year in which the expenses are first incurred by you will apply to the total of the expenses in curred due to the threat of loss or damage from that occurrence. This Coverage is subject to the de ductible that applies to loss or dam age to the Covered Property by the Covered Cause of Loss from which the property is being preserved We will also pay for any direct physi cal loss of or damage to the Covered Property while it is being moved from the described premises while tempo rarily stored at another location or while being moved back to the de scribed premises subject to the fol lowing a This Coverage is subject to and does not increase the applicable Covered Property Limit of insur ance c d 2 b This Coverage will only apply if the loss or damage occurs within 180 days after the Covered Property is first moved and will end when any of the following first occurs k. i The policy is amended to provide insurance at the new location ii The Covered Property is re turned to the original location or iii This policy expires. Reward Coverage We will reimburse you for rewards you have incurred leading to 1 The successful return of undamaged stolen articles of Covered Property to a law enforcement agency or 2 The arrest and conviction of any per sons who have damaged or stolen any of your Covered Property. The most we will pay in any one occur rence under this Additional Coverage is 25 of the covered loss prior to the ap plication of any applicable deductible and recovery of undamaged stolen articles up to a maximum of 25000 for the pay ments of rewards you make. These re ward payments must be documented. No deductible applies to this Additional Cov erage. Stored Water 1 We will pay the cost you incur to re place water that is used in your manufacturing or processing opera tions which is contained in any a Above ground storage tank or b Manufacturing or processing equipment including related pip ing at the described premises when the water has been released or rendered unusable for its intended purpose due to direct physical loss of or damage to such tank equipment or piping by a Covered Cause of Loss. This Additional Coverage does not apply to costs to restore or replace water contained in any fire suppres sion system. The most we will pay in any one oc currence under this Additional Cover age is 25000. 2 Page 10 of 38 DX T1001112 2011 The Travelers Indemnity Company. Al rights reserved Includes copyrighted material of insurance Services Office. Inc. with its permission. | 2 |
m. Water or Other Substance Loss Tear Out and Replacement Expense In the event of covered loss or damage caused by or resulting from water or steam other liquid powder or molten material we will also pay 1 The necessary cost of tearing out and replacing any part of a Covered Building or Structure to repair dam age to the system or appliance from which the water or steam other lig uid powder or molten material es capes and The cost to repair or replace dam aged parts of fire extinguishing equipment if a The damage results in discharge of any substance from an auto matic fire protective system or b Is directly caused by freezing Except as provided under 2 above we will not pay the cost to repair any defect in a system or appliance from which the water or steam other liquid powder or molten material escapes Coverage Extensions Each of the following Coverage Extensions applies subject to the Limits of Insurance stated in this Coverage Form unless a re vised Limit of Insurance or Not Covered is in dicated in the Declarations or the coverage is otherwise amended by endorsement a. Accounts Receivable 1 You may extend the insurance that applies to Your Business Personal Property to apply to losses and ex penses described below that you in cur resulting from direct physical loss or damage by a Covered Cause of Loss to your accounts receivable re cords. Credit card company charge media will be considered accounts receivable until delivered to the credit card company. We will pay a Amounts due from your custom ers that you are unable to collect b Interest charges on any loan re quired to offset amounts you are unable to collect pending our payment of these amounts 2 Other Substance Loss Tear Replacement Expense ent of covered loss or damage y or resulting from water or other liquid powder or molten we will also pay 1ecessary cost of tearing out and cing any part of a Covered ing or Structure to repair dam o the system or appliance from 1 the water or steam other lig powder or molten material es s and cost to repair or replace dam parts of fire extinguishing ment if he damage results in discharge f any substance from an auto natic fire protective system or s directly caused by freezing s provided under 2 above we ay the cost to repair any defect em or appliance from which the steam other liquid powder or aterial escapes. tensions following Coverage Extensions ct to the Limits of Insurance 5 Coverage Form unless a re f Insurance or Not Covered is in Declarations or the coverage is ended by endorsement s Receivable may extend the insurance that es to Your Business Personal erty to apply to losses and ex es described below that you in esulting from direct physical loss amage by a Covered Cause of to your accounts receivable re. Credit card company charge a will be considered accounts vable until delivered to the credit company. vill pay mounts due from your custom rs that you are unable to collect nterest charges on any loan re uired to offset amounts you are nable to collect pending our ayment of these amounts c Collection expenses in excess of your normal collection expenses that are made necessary by the loss and d Other reasonable expenses that you incur to re establish your re cords of accounts receivable. 2 If you can not accurately establish the amount of accounts receivable out standing as of the time of loss we will a Determine the total of the aver age monthly amounts of accounts receivable for the 12 months im mediately preceding the month in which the loss occurs b Adjust the total for any normal fluctuations in the amount of ac counts receivable for the month in which the loss occurred or for any demonstrated variance from the average for that month and Deduct the following from the to tal amount of accounts receiv able however that amount is es tablished i The amount of the accounts for which there is no loss ii The amount of the accounts that you are able to re establish or collect An amount to allow for prob able bad debts that you are normally unable to collect and iv Al unearned interest and service charges. The most we will pay in any one oc currence under this Extension for loss and expenses resulting from loss of or damage to your records of ac counts receivable a At or within 1000 feet of the de scribed premises is 50000 and b While in transit or at all unde scribed premises is 25000. b. Appurtenant Buildings and Structures 1 At the described premises where Building coverage applies a You may extend the insurance that applies to your buildings to c 2011 The Travelers Indemnity Company. All rights reserved. Page 11 of 38 Includes copyrighted material of Insurance Services Office Inc. with its permission O 000 PO 0 DX T1001112 028579 | 2 |
apply to direct physical loss or damage by a Covered Cause of Loss to incidental appurtenant buildings and structures which are at the described premises but not specifically described in the Declarations and b You may extend the insurance that applies to Your Business Personal Property and Personal Property of Others if any to ap ply to direct physical loss or damage by a Covered Cause of Loss to such property located within incidental appurtenant buildings or structures which are at the described premises but not specifically described in the Dec larations 2 Incidental appurtenant buildings or structures include storage buildings garages pump houses above ground tanks television and radio towers antennas satellite dishes and solar panels mounted on the ground or on poles not attached to buildings and structures. But incidental appur tenant buildings and structures do not include a Outside signs whether or not at tached to buildings or structures b Any property to which the Out door Property Coverage Exten sion applies or c Any property excluded under Section A.2. Property and Costs Not Covered. 3 The most we will pay for loss or dam age in any one occurrence under this Extension is 100000. c. Claim Data Expense 1 You may extend the insurance pro vided by this Coverage Form to apply to the reasonable expenses you incur in preparing claim data when we re quire it to adjust a covered loss. This includes the cost of taking invento ries making appraisals and preparing other documentation to show the ex tent of loss. 2 We will not pay for a Any expenses incurred directed or billed by or payable to attor neys insurance adjusters or their associates or subsidiaries Any costs as provided in the Ap praisal Loss Condition G.2. or c Any expenses incurred directed or billed by or payable to insur ance brokers or agents or their associates or subsidiaries with out our written consent prior to such expenses being incurred b 3 The most we will pay for claim data expense in any one occurrence under this Extension is 25000. d. Covered Leasehold Interest Undam aged Improvements and Betterments 1 You may extend the insurance that 2 applies to Your Business Personal Property at the described premises which you lease from others to apply to your interest as tenant in improve ments and betterments as defined in Section A.1.b.6 of this Coverage Form which are not damaged or de stroyed but which you lose due to the canceliation of your lease by your landlord. The cancellation of your lease by your landlord must a Result from direct physical loss of or damage to property at the de scribed premises where your im provements and betterments are located caused by or resulting from a Covered Cause of Loss and b Be permitted in accordance with the conditions of your written lease agreement. The most we will pay for loss in any one occurrence under this Extension is a The applicable Your Business Personal Property Limit of Insur ance or b 100000 whichever is less. e. Deferred Payments 1 You may extend the insurance that applies to Your Business Personal Property to apply to your interest in Page 12 of 38 2011 The Travelers Indemnity Company. All rights reserved Includes copyrighted material of Insurance Services Office. Inc. with its permission DX T1 001112 | 2 |
such business personal property that is sold by you under an installment plan conditional sale trust agree ment or other deferred payment plan when as a result of direct physical loss of or damage to such property a Occurring within the Coverage Territory at any location or in transit after delivery to buyers and b Caused by a Covered Cause of Loss the buyer refuses to continue pay ments owed to you for such property and as a result you repossess the remaining damaged property of value if any. The value of your loss under this Ex tension will be determined as follows a in the event of partial loss to property the value of your loss will be i The unpaid balance shown on your books as due from the buyer for such property excluding any interest or fees due minus ii The actual cash value of the repossessed damaged prop erty. b In the event of a total loss to property the value of your loss will be the unpaid balance shown on your books as due from the buyer for such property exclud ing any interest or fees due. 3 The most we will pay for loss in any one occurrence under this Extension is 25000. Duplicate Electronic Data Processing Data and Media 1 You may extend the insurance that applies to Your Business Personal Property and Personal Property of Others to apply to direct physical loss or damage by a Covered Cause of Loss to duplicates of your electronic data processing data and media while stored in a separate unat tached building anywhere in the Cov erage Territory from where your 2 business personal property that I d by you under an installment conditional sale trust agree or other deferred payment plan as a result of direct physical of or damage to such property dccurring within the Coverage erritory at any location or in ransit after delivery to buyers nd aused by a Covered Cause of.0SS ouyer refuses to continue pay s owed to you for such property as a result you repossess the ining damaged property of if any. value of your loss under this Ex on will be determined as follows n the event of partial loss to roperty the value of your loss vill be i The unpaid balance shown on your books as due from the buyer for such property excluding any interest or fees due minus ii The actual cash value of the repossessed damaged prop erty. n the event of a total loss to roperty the value of your loss vill be the unpaid balance shown n your books as due from the uyer for such property exclud ng any interest or fees due. most we will pay for loss in any occurrence under this Extension 5000. e Electronic Data Processing Media may extend the insurance that es to Your Business Personal erty and Personal Property of rs to apply to direct physical loss amage by a Covered Cause of to duplicates of your electronic processing data and media stored in a separate unat d building anywhere in the Cov Territory from where your 2 original electronic data processing data and media are kept. The most we will pay for loss or dam age in any one occurrence under this Extension is 50000. g. Electronic Data Processing Data and Media 2 You may extend the insurance that applies to Your Business Personal Property and Personal Property of Others to apply to your costs to re search replace or restore the lost in formation on lost or damaged elec tronic data processing data and me dia for which duplicates do not exist. The loss or damage to the electronic data processing data and media must be caused by a Covered Cause of Loss. The most we will pay in any one oc currence under this Extension for loss or damage to electronic data proc essing data and media a At or within 1000 feet of the de scribed is as follows i 50000 at all described premises unless a different Limit of Insurance or Not Covered is shown in the Dec larations or Paragraph ii be low applies ii When Included is shown in the Declarations as the Limit of Insurance the insurance provided for such property is included in and does not in crease the Limits of Insur ance that otherwise apply to loss or damage to Your Busi ness Personal Property and Personal Property of Others at the described premises where the loss occurs and b At any other location where the insurance provided under this Coverage Form for Your Busi ness Personal Property and Per sonal Property of Others applies including while in transit is in cluded in and does not increase the Limit of Insurance that other wise applies to loss or damage to 2011 The Travelers Indemnity Company. All rights reserved Page 13 of 38 Includes copyrighted material of Insurance Services Office Inc. with its permission 0 e mm e 7 DX T100 1112 025580 | 2 |
Your Business Personal Property and Personal Property of Others at that location or in transit. But in no event will the amount we pay for such loss or damage to electronic data processing data and media under this Extension exceed the amount we would have paid had the loss to elec tronic data processing data and media occurred at or within 1000 feet of the described prem ises. h. Employee Tools 1 You may extend the insurance that applies to Your Business Personal Property to apply to direct physical loss or damage by a Covered Cause of Loss to employee tools at the de scribed premises or while in the care custody or control of your employees at job sites or while in transit between these locations. The most we will pay for loss or dam age in any one occurrence under this Extension is 25000 but not more than 2500 for any one item i. Extra Expense 1 You may extend the insurance pro vided by this Coverage Form to apply to the reasonable and necessary Ex tra Expense you incur during the pe riod of restoration due to direct physical loss or damage to property at or within 1000 feet of the de scribed premises caused by or result ing from a Covered Cause of Loss. If you occupy only a portion of a building in which the described prem ises are located such premises in clude all routes within the building to gain access to the portion of the building which you own rent lease or occupy. 3 As used in this Extension a Extra Expense means necessary expenses you incur that you would not have incurred if there had been no direct physical loss or damage to property 2 2 i To avoid or minimize the suspension of business and to continue your normal busi ness operations At the described prem ises or At replacement premises or at temporary locations including relocation ex penses and costs to equip and operate the replacement or tempo rary locations i To minimize the suspension of business if you can not continue your normal busi ness operations at the de scribed premises or iii To the extent that it reduces the amount of loss that oth erwise would have been payable under this Coverage Form To repair or replace any property To research replace or restore the lost informa tion on lost or damaged electronic data process ing data and media or valuable papers and re cords b Period of restoration means the period of time that i Begins with the date of direct physical loss or damage caused by or resulting from any Covered Cause of Loss at the described premises and i Ends on the earlier of The date when the prop ety at the described premises should be re paired rebuilt or replaced with reasonable speed and similar quality or The date when business is resumed at a new permanent location. Period of restoration does not in clude any increased period re Page 14 of 38 DX T1001112 2011 The Travelers indemnity Company. All rights reserved Includes copyrighted material of Insurance Services Office. Inc. with its permission | 2 |
quired due to the enforcement of any ordinance or law that i Regulates the construction use or repair or requires the tearing down of any property or ii Requires any insured or oth ers to test for monitor clean up remove contain treat detoxify or neutralize or in any way respond to the ef fects of pollutants The expiration date of this policy will not cut short the period of restoration. 4 The most we will pay for all Extra Ex pense in any one occurrence under this Extension is 25000. Fine Arts 1 You may extend the insurance that applies to Your Business Personal Property and Personal Property of Others to apply to direct physical loss or damage by a Covered Cause of Loss to fine arts at the described premises or in transit. The most we will pay in any one oc currence under this Extension for loss of or damage to fine arts a At or within 1000 feet of the de scribed premises is 50000 and b While in transit is 25000. Loss of Master Key 1 If a master key or key card to build ings rooms or compartments that are Covered Property or house Covered Property is lost or damaged by a Covered Cause of Loss you may ex tend the insurance provided by this Coverage Form to apply to the actual and necessary costs you incur to a Replace keys and either i Adjust existing locks to ac cept the new keys or ii Replace existing locks but only if necessary or less ex pensive than the cost of ad justing the existing locks 2 or 2 b Re program the key card access control device to accept replace ment key cards. With respect only to the insurance provided by this Extension the fol lowing changes apply to the Exclu sions in Section C. and Limitations in Section D. of this Coverage Form a The exclusion of foss or damage caused by or resulting from dis honest or criminal act under Ex clusion C.2.c. Dishonesty does not apply except with respect to dishonest or criminal act by you or any of your partners directors or trustees The exclusion of loss of property when there is no physical evi dence to show what happened to the property under Limitations D.1.d. does not apply. The most we will reimburse you for costs under this Extension is 25000 in total arising out of all occurrences occurring during each separate 12 month period of this policy beginning with the effective date of the policy. b Newly Constructed or Acquired Prop erty 1 You may extend the insurance pro 2 vided by this Coverage Form to apply to direct physical loss or damage by a Covered Cause of Loss to a Your new buildings or additions while being built on the described premises or newly acquired premises including materials equipment supplies and tempo rary structures on or within 1000 feet of the premises Buildings you acquire at locations other than the described prem ises and Buildings which you become newly required to insure under a written contract. The most we will pay for loss or dam age to Buildings in any one occur rence under this Extension is 2000000 at each building. You may extend the insurance that applies to Your Business Personal b c AR R r T 3 OO 0 O Page 15 of 38 DX T1001112 025881 2011 The Travelers Indemnity Company. All rights reserved Includes copyrighted material of Insurance Services Office inc. with its permission | 2 |
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